{
 "documentInfo": {
  "documentType": "https://xbrl.org/2021/xbrl-json",
  "features": {
   "xbrl:canonicalValues": true
  },
  "namespaces": {
   "SAN": "http://sandnes-sparebank.no/2023-12-31",
   "ifrs-full": "https://xbrl.ifrs.org/taxonomy/2022-03-24/ifrs-full",
   "iso4217": "http://www.xbrl.org/2003/iso4217",
   "scheme": "http://standards.iso.org/iso/17442",
   "xbrl": "https://xbrl.org/2021",
   "xbrli": "http://www.xbrl.org/2003/instance"
  },
  "taxonomy": [
   "http://sandnes-sparebank.no/2023-12-31/549300G2EWXR3BRFKQ37-2023-12-31.xsd"
  ]
 },
 "facts": {
  "f4929": {
   "value": "Sandnes Sparebank",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f4931": {
   "value": "Sandnes Sparebank ",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f4933": {
   "value": " sparebank ",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "pp-value-5-1": {
   "value": " Banken tilbyr et bredt spekter av bank- og investeringsprodukter  til person- og n\u00e6ringslivsmarkedet.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "pp-value-8-2": {
   "value": "<span style=\"display:inherit;clear:left;\">Styret anser bankens soliditets- og likviditetsniv\u00e5 som tilfreds-</span><span style=\"display:inherit;clear:left;\">stillende. I samsvar med regnskapsloven \u00a7 3-3a bekreftes det </span><span style=\"display:inherit;clear:left;\">at forutsetningene for fortsatt drift er til stede, og dette er lagt </span><span style=\"display:inherit;clear:left;\">til grunn ved avleggingen av regnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "pp-value-10-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Organisering, ansatte og milj\u00f8</span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig antall \u00e5rsverk fast ansatte for konsernet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023 var 155. Konsernet hadde ved \u00e5rsskiftet 154 \u00e5rsverk, </span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 3 \u00e5rsverk fra desember 2022. Aktiv Eiendom </span><span style=\"display:inherit;clear:left;\">hadde ved \u00e5rsskiftet 27 \u00e5rsverk. Banken isolert hadde <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ved \u00e5rsskiftet 127 \u00e5rsverk. </span><span style=\"display:inherit;clear:left;\">Banken har som et av sine strategiske fok<span class=\"_ _0\"></span>usomr\u00e5der <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 utvikle kompetente, engasjerte og prestasjonsorienterte </span><span style=\"display:inherit;clear:left;\">medarbeidere. For \u00e5 n\u00e5 disse m\u00e5lene har banken lagt til rette </span><span style=\"display:inherit;clear:left;\">for \u00e5 utvikle en kultur som fremmer prestasjoner og som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">utnytter ressurser optimalt. En e\ue61cektiv m\u00e5te \u00e5 bygge en god </span><span style=\"display:inherit;clear:left;\">prestasjonskultur p\u00e5 har v\u00e6rt \u00e5 tydeliggj\u00f8re hva den enkelte </span><span style=\"display:inherit;clear:left;\">enhet skal bidra med for \u00e5 n\u00e5 m\u00e5lene, f\u00f8lge dette opp via </span><span style=\"display:inherit;clear:left;\">synliggj\u00f8ring og deling av resultater - og ved \u00e5 verdsette <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og fremheve gode prestasjoner<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Gjennomsnittsalderen og median alder p\u00e5 ansatte <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i banken er 44 \u00e5r<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken har fokus p\u00e5 mangfold og likestilling. Dette arbeidet </span><span style=\"display:inherit;clear:left;\">inng\u00e5r ogs\u00e5 som en viktig del i bankens forpliktelser knyttet </span><span style=\"display:inherit;clear:left;\">til b\u00e6rekraft og b\u00e6rekraftsrapportering. </span><span style=\"display:inherit;clear:left;\">Vi har m\u00e5l om kj\u00f8nnsn\u00f8ytrale rekrutteringsprosesser med </span><span style=\"display:inherit;clear:left;\">vekt p\u00e5 en balansert andel kvinnelige ledere, vi har likel\u00f8nn-</span><span style=\"display:inherit;clear:left;\">sperspektiv i \u00e5rlige l\u00f8nnsforhandlinger og vi har likel\u00f8nn </span><span style=\"display:inherit;clear:left;\">som en definert m\u00e5lsetting.</span><span style=\"display:inherit;clear:left;\">Bankens \u00f8verste ledergruppe er representert med en kvinne-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">andel p\u00e5 3 av 7<span class=\"_ _3\"></span>, og banken har kvinnelig administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8r<span class=\"_ _31\"></span>. Av ledere med personalansvar i banken er 9 av 20 </span><span style=\"display:inherit;clear:left;\">kvinner<span class=\"_ _31\"></span>. I bankens styre er 4 medlemmer kvinner og 4 menn. </span><span style=\"display:inherit;clear:left;\">Kvinnelige mellomledere i banken tjener samlet sett 95 %<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til de mannlige lederne. For \u00f8vrige ansatte i banken </span><span style=\"display:inherit;clear:left;\">tjener kvinner 84 % av sine mannlige kolleger<span class=\"_ _31\"></span>. Bankens bereg<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">ni<span class=\"_ _0\"></span>ng<span class=\"_ _0\"></span> er justert for stillingsbr\u00f8k, men ulikheter i stillingsniv\u00e5, </span><span style=\"display:inherit;clear:left;\">ansiennitet og andre forhold er ikke tatt med. Bank<span class=\"_ _0\"></span>en har <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er en overvekt av kvinner i de lavere l\u00f8nnede stillingsniv\u00e5ene. </span><span style=\"display:inherit;clear:left;\">Det er et grunnleggende prinsipp i bankens personalpolitikk </span><span style=\"display:inherit;clear:left;\">at kvinner og menn skal ha like muligheter for \u00e5 kvalifisere seg </span><span style=\"display:inherit;clear:left;\">til alle typer oppgaver<span class=\"_ _31\"></span>, og at karrieremulighetene skal v\u00e6re </span><span style=\"display:inherit;clear:left;\">de samme. Videre skal alle ha like muligheter uavhengig av </span><span style=\"display:inherit;clear:left;\">etnisitet, nasjonal opprinnelse, avstamning, hudfarge, spr\u00e5k, </span><span style=\"display:inherit;clear:left;\">religion, livssyn eller funksjonsevne. Arbeidsmilj\u00f8unders\u00f8kelser </span><span style=\"display:inherit;clear:left;\">i banken viser at de ansatte er godt forn\u00f8yde med arbeids<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">plassen sin og at arbeidsmilj\u00f8et er godt. L\u00f8nn re\ufb02ekterer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i st\u00f8rst mulig grad markedsl\u00f8nn og den enkeltes kvalifika<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sjoner og ansvar<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Banken jobber aktivt, m\u00e5lrettet og planmessig for \u00e5 fremme<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">likestilling og hindre diskriminering. Aktivitets- og redegj\u00f8<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">relsesplikten p\u00e5 omr\u00e5det er lovp\u00e5lagt og fremg\u00e5r av likestil<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">lings- og diskrimineringsloven. Banken publiserer <span class=\"_ _0\"></span>en <span class=\"_ _0\"></span>ege<span class=\"_ _0\"></span>n </span><span style=\"display:inherit;clear:left;\">rapport i tr\u00e5d med dette regelverket p\u00e5 bankens hjemmeside. </span><span style=\"display:inherit;clear:left;\">Bankens r\u00e5dgivere p\u00e5 privatmarkedet er autoriserte etter<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">autorisasjonsordningene for finansielle r\u00e5dgivere (AFR), </span><span style=\"display:inherit;clear:left;\">skadeforsikring, personforsikring og kreditt.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank har et h\u00f8yt kompetent </span><span style=\"display:inherit;clear:left;\">r\u00e5dgiverkorps b\u00e5de i personmarkedet og bedriftsmarkedet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">som ivaretar gode kundeopplevelser og kvalitet i kunde-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">prosessene. </span><span style=\"display:inherit;clear:left;\">Banken forurenser lite det ytre milj\u00f8et. Det har ikk<span class=\"_ _0\"></span>e fo<span class=\"_ _0\"></span>re<span class=\"_ _31\"></span><span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">kommet eller blitt rapportert alvorlige hendelser eller ulykker <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i l\u00f8pet av \u00e5ret. </span><span style=\"display:inherit;clear:left;\">Sykefrav\u00e6ret i bank<span class=\"_ _0\"></span>en var p\u00e5 gjennomsnittlig 3,<span class=\"_ _0\"></span>7 % i 2023, </span><span style=\"display:inherit;clear:left;\">som er samme niv\u00e5 som i 2022. </span><span style=\"display:inherit;clear:left;\">Banken har styreansvarsforsikring felles med de andre<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">bankene i Eika alliansen. Forsikringssummen utgj\u00f8r 250 </span><span style=\"display:inherit;clear:left;\">millioner kroner pr forsikringstilfelle. </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6671": {
   "value": "1514154000",
   "decimals": -3,
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    "concept": "ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6674": {
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    "concept": "ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod",
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   }
  },
  "f6682": {
   "value": "215573000",
   "decimals": -3,
   "dimensions": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
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  "f6685": {
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  "f6692": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  },
  "f6695": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
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  "f6702": {
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  "f6705": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6711": {
   "value": "107210000",
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6721": {
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  "f6724": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6731": {
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    "concept": "SAN:RevenueFromDividendsAndShareOfProfitLossOfAssociatesAccountedForUsingEquityMethod",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6742": {
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    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6745": {
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  "f6752": {
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    "concept": "ifrs-full:MiscellaneousOtherOperatingIncome",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6762": {
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  "f6765": {
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  "f6772": {
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    "concept": "ifrs-full:EmployeeBenefitsExpense",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
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  "f6775": {
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    "concept": "SAN:IncreaseDecreaseInFinancialAssetsClassifiedAsInvestingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8427": {
   "value": "126632000",
   "decimals": -3,
   "dimensions": {
    "concept": "SAN:IncreaseDecreaseInFinancialAssetsClassifiedAsInvestingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8433": {
   "value": "53273000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:DividendsReceivedClassifiedAsInvestingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8436": {
   "value": "65519000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:DividendsReceivedClassifiedAsInvestingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8442": {
   "value": "118353000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8445": {
   "value": "-60795000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInInvestingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8452": {
   "value": "2550000000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8455": {
   "value": "3780000000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfBondsNotesAndDebentures",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8461": {
   "value": "1728620000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfBondsNotesAndDebentures",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8464": {
   "value": "1924181000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfBondsNotesAndDebentures",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8470": {
   "value": "200000000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8473": {
   "value": "220000000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8479": {
   "value": "247000000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfSubordinatedLiabilities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8482": {
   "value": "53000000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:RepaymentsOfSubordinatedLiabilities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8489": {
   "value": "127281000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8492": {
   "value": "112800000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:DividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8498": {
   "value": "71883000",
   "decimals": -3,
   "dimensions": {
    "concept": "SAN:GiftsAndCustomerDividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8501": {
   "value": "64040000",
   "decimals": -3,
   "dimensions": {
    "concept": "SAN:GiftsAndCustomerDividendsPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8507": {
   "value": "-5874000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsToAcquireOrRedeemEntitysShares",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8510": {
   "value": "-2384000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsToAcquireOrRedeemEntitysShares",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8517": {
   "value": "15574000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8520": {
   "value": "14190000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8528": {
   "value": "584467000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8531": {
   "value": "359958000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:InterestPaidClassifiedAsFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8537": {
   "value": "-18951000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8540": {
   "value": "1474215000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashFlowsFromUsedInFinancingActivities",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8546": {
   "value": "-39640000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8549": {
   "value": "62262000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:IncreaseDecreaseInCashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8555": {
   "value": "502195000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8558": {
   "value": "439933000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2022-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8565": {
   "value": "462554000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2024-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "f8568": {
   "value": "502195000",
   "decimals": -3,
   "dimensions": {
    "concept": "ifrs-full:CashAndCashEquivalents",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00",
    "unit": "iso4217:NOK"
   }
  },
  "s9_notes__6__14-1": {
   "value": "<span style=\"display:inherit;clear:left;\">1.<span class=\"_\"> </span>Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Den Gule Banken, Sandnes Spar<span class=\"_ _0\"></span>ebank er utarbeidet </span><span style=\"display:inherit;clear:left;\">i samsvar med International Financial Reporting Standards (IFRS) som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er godkjent av EU. Det samme gjelder morbank<span class=\"_ _0\"></span>ens regnskap. Regnskapene </span><span style=\"display:inherit;clear:left;\">er avlagt basert p\u00e5 IFRS-standarder og fortolkninger obligatorisk<span class=\"_ _0\"></span>e for </span><span style=\"display:inherit;clear:left;\">\u00e5rsregnskap som avlegges per 31.12.2023. Videre er kra<span class=\"_ _0\"></span>vene til tilleggs-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">informasjon i gjeldende lover og forskrifter for banker ivaretatt. </span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _31\"></span>. Regnskapet er presentert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _31\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span><span style=\"display:inherit;clear:left;\"><span class=\"fce sc0\">E</span><span class=\"fce sc0\">rk</span><span class=\"fce sc0\">l</span><span class=\"fce sc0\">\u00e6</span><span class=\"fce sc0\">ri</span><span class=\"lsca wscf\"><span class=\"fce sc0\">ng </span><span class=\"ls0 ws0\"><span class=\"fce sc0\">i</span><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">he</span><span class=\"fce sc0\">nhol</span><span class=\"fce sc0\">d </span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">l</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">v</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">r</span><span class=\"fce sc0\">di</span><span class=\"fce sc0\">papi</span><span class=\"fce sc0\">r</span><span class=\"fce sc0\">ha</span><span class=\"fce sc0\">nde</span><span class=\"fce sc0\">l</span><span class=\"fce sc0\">l</span><span class=\"fce sc0\">ov</span><span class=\"fce sc0\">ens</span><span class=\"lscb wsd0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\">\u00a7</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">5</span></span></span><span class=\"fce sc0\">-5</span><span class=\"fce sc0\"> </span></span><span style=\"display:inherit;clear:left;\">Erkl\u00e6ring i henhold til verdipapirhandellovens \u00a7 5-5</span><span style=\"display:inherit;clear:left;\"><span class=\"fce sc0\">Vi</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">bekr</span><span class=\"fce sc0\">ef</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">er</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">at</span></span><span class=\"fce sc0\"> </span><span class=\"lscb\"><span class=\"fce sc0\">\u00e5r</span><span class=\"fce sc0\">sr</span><span class=\"fce sc0\">egnskapet</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">f</span><span class=\"fce sc0\">or</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">per</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">oden</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">1.</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">j</span><span class=\"fce sc0\">anuar</span></span><span class=\"fce sc0\"> </span><span class=\"lscc wsd1\"><span class=\"fce sc0\">t</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">l</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">31.</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">desem</span><span class=\"fce sc0\">ber</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">2021</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">et</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">er</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">v\u00e5r</span></span><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">best</span><span class=\"fce sc0\">e </span><span class=\"fce sc0\">over</span><span class=\"fce sc0\">bevi</span><span class=\"fce sc0\">sni</span><span class=\"fce sc0\">ng</span></span><span class=\"fce sc0\"> </span><span class=\"fce sc0\"> </span></span></span><span style=\"display:inherit;clear:left;\">Vi bekrefter at \u00e5rsregnskapet for perioden 1. januar til 31. desember 2023 etter v\u00e5r beste overbevisning</span><span style=\"display:inherit;clear:left;\"><span class=\"fce sc0\">er</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">ut</span><span class=\"fce sc0\">ar</span><span class=\"fce sc0\">bei</span><span class=\"fce sc0\">det</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\">i</span><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">sam</span><span class=\"fce sc0\">svar</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\">m</span></span><span class=\"fce sc0\">ed </span><span class=\"lsca wscf\"><span class=\"fce sc0\">I</span><span class=\"fce sc0\">FRS</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"lscb\"><span class=\"fce sc0\">og </span></span></span></span><span class=\"fce sc0\">at</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">oppl</span><span class=\"fce sc0\">ysni</span><span class=\"ws0\"><span class=\"fce sc0\">ngene </span><span class=\"ls0\"><span class=\"fce sc0\">i</span><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">r</span><span class=\"fce sc0\">egns</span></span><span class=\"fce sc0\">kapet</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"lscd wsd2\"><span class=\"fce sc0\">g</span><span class=\"fce sc0\">ir</span></span><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">et</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"lscc wsd1\"><span class=\"fce sc0\">re</span><span class=\"fce sc0\">tt</span><span class=\"fce sc0\">v</span><span class=\"fce sc0\">i</span></span></span><span class=\"fce sc0\">sende </span><span class=\"fce sc0\">bi</span><span class=\"fce sc0\">l</span><span class=\"fce sc0\">de </span><span class=\"fce sc0\">av </span><span class=\"fce sc0\">f</span><span class=\"fce sc0\">or</span><span class=\"fce sc0\">et</span><span class=\"fce sc0\">aket</span><span class=\"fce sc0\">s</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\"> </span></span></span><span style=\"display:inherit;clear:left;\">er utarbeidet i samsvar med IFRS og at opplysningene i regnskapet gir et rettvisende bilde av foretakets</span><span style=\"display:inherit;clear:left;\"><span class=\"fce sc0\">og </span><span class=\"wsd0\"><span class=\"fce sc0\">konser</span><span class=\"fce sc0\">net</span><span class=\"fce sc0\">s </span><span class=\"fce sc0\">ei</span><span class=\"fce sc0\">endel</span><span class=\"fce sc0\">er</span><span class=\"fce sc0\">,</span></span><span class=\"ls0\"><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">gj</span><span class=\"fce sc0\">el</span><span class=\"fce sc0\">d,</span><span class=\"ls0\"><span class=\"fce sc0\"> </span></span><span class=\"wsd0\"><span class=\"fce sc0\">f</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">nansi</span><span class=\"fce sc0\">el</span><span class=\"fce sc0\">l</span><span class=\"fce sc0\">e </span></span><span class=\"ls0\"><span class=\"fce sc0\">s</span><span class=\"lscd wsd3\"><span class=\"fce sc0\">t</span><span class=\"fce sc0\">illi</span></span></span><span class=\"fce sc0\">ng </span><span class=\"fce sc0\">og </span><span class=\"wsd0\"><span class=\"fce sc0\">r</span><span class=\"fce sc0\">esul</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">at</span></span><span class=\"ls0\"><span class=\"fce sc0\"> </span></span><span class=\"wsd0\"><span class=\"fce sc0\">som </span><span class=\"fce sc0\">hel</span><span class=\"fce sc0\">het</span><span class=\"fce sc0\">,</span></span><span class=\"ls0\"><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">og </span><span class=\"wsd0\"><span class=\"fce sc0\">at</span></span><span class=\"ls0\"><span class=\"fce sc0\"> </span></span><span class=\"wsd0\"><span class=\"fce sc0\">oppl</span><span class=\"fce sc0\">ysni</span></span><span class=\"fce sc0\">ngene </span><span class=\"ls0\"><span class=\"fce sc0\">i</span><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">\u00e5r</span><span class=\"fce sc0\">sber</span><span class=\"fce sc0\">et</span><span class=\"fce sc0\">ni</span><span class=\"fce sc0\">ngen </span></span><span style=\"display:inherit;clear:left;\">og konsernets eiendeler<span class=\"_ _31\"></span>, gjeld, finansielle stilling og resultat som helhet, og at opplysningene i \u00e5rsberetningen</span><span style=\"display:inherit;clear:left;\"><span class=\"fce sc0\">g</span><span class=\"fce sc0\">ir</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"lscb wsd0\"><span class=\"fce sc0\">en</span></span><span class=\"fce sc0\"> </span><span class=\"lsca wscf\"><span class=\"fce sc0\">r</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">v</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">s</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">n</span><span class=\"fce sc0\">de</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">o</span></span></span><span class=\"lscc\"><span class=\"fce sc0\">v</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">r</span><span class=\"fce sc0\">s</span><span class=\"fce sc0\">ik</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">o</span><span class=\"fce sc0\">v</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">r</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">u</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">v</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">k</span><span class=\"fce sc0\">l</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">n</span><span class=\"fce sc0\">g</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">n</span><span class=\"fce sc0\">,</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">r</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">s</span><span class=\"fce sc0\">u</span><span class=\"fce sc0\">lt</span><span class=\"fce sc0\">a</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">e</span><span class=\"_ _0\"></span><span class=\"fce sc0\">t</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">o</span><span class=\"fce sc0\">g</span><span class=\"lscb wsd0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\">s</span></span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">i</span><span class=\"fce sc0\">ll</span><span class=\"fce sc0\">in</span><span class=\"fce sc0\">g</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">n</span><span class=\"lscb wsd0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">i</span><span class=\"ls0 ws0\"><span class=\"fce sc0\">l</span></span></span><span class=\"wsd1\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\">f</span><span class=\"fce sc0\">o</span><span class=\"lsca wscf\"><span class=\"fce sc0\">r</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">a</span><span class=\"fce sc0\">k</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">o</span><span class=\"fce sc0\">g</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">k</span><span class=\"fce sc0\">o</span><span class=\"fce sc0\">n</span><span class=\"fce sc0\">s</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">r</span><span class=\"fce sc0\">n</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">t</span><span class=\"fce sc0\">,</span><span class=\"fce sc0\"> </span><span class=\"fce sc0\">s</span><span class=\"fce sc0\">a</span><span class=\"fce sc0\">m</span><span class=\"fce sc0\">m</span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">n</span><span class=\"lscb wsd0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\">m</span></span><span class=\"fce sc0\">e</span><span class=\"fce sc0\">d</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span><span class=\"fce sc0\"> </span></span></span></span></span></span><span style=\"display:inherit;clear:left;\">gir en rettvisende oversikt over utviklingen, resultatet og stillingen til foretaket og konsernet, sammen med</span><span style=\"display:inherit;clear:left;\"><span class=\"fce sc0\">en </span><span class=\"fce sc0\">beskrivelse </span><span class=\"fce sc0\">av </span><span class=\"fce sc0\">de </span><span class=\"fce sc0\">mest</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">sentrale </span><span class=\"fce sc0\">risiko</span><span class=\"ls0 ws0\"><span class=\"fce sc0\">- </span><span class=\"lscb\"><span class=\"fce sc0\">og </span></span></span><span class=\"fce sc0\">usikkerhetsfaktorer</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">foretakene </span><span class=\"_ _0\"></span><span class=\"fce sc0\">st\u00e5r</span><span class=\"ls0 ws0\"><span class=\"fce sc0\"> </span></span><span class=\"fce sc0\">ovenfor. </span><span class=\"fce sc0\"> </span></span><span style=\"display:inherit;clear:left;\">en beskrivelse av de mest sentrale risiko- og usikkerhetsfaktorer foretakene st\u00e5r ovenfor<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__13": {
   "value": "<span style=\"display:inherit;clear:left;\">1.<span class=\"_\"> </span>Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Den Gule Banken, Sandnes Spar<span class=\"_ _0\"></span>ebank er utarbeidet </span><span style=\"display:inherit;clear:left;\">i samsvar med International Financial Reporting Standards (IFRS) som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er godkjent av EU. Det samme gjelder morbank<span class=\"_ _0\"></span>ens regnskap. Regnskapene </span><span style=\"display:inherit;clear:left;\">er avlagt basert p\u00e5 IFRS-standarder og fortolkninger obligatorisk<span class=\"_ _0\"></span>e for </span><span style=\"display:inherit;clear:left;\">\u00e5rsregnskap som avlegges per 31.12.2023. Videre er kra<span class=\"_ _0\"></span>vene til tilleggs-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">informasjon i gjeldende lover og forskrifter for banker ivaretatt. </span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _31\"></span>. Regnskapet er presentert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _31\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__10-1": {
   "value": "Generell informasjon Den Gule Banken, Sandnes Sparebank er en egenkapitalbevisbank notert p\u00e5 Oslo B\u00f8rs. Banken har hovedkontor i Sandnes Kommune, med bes\u00f8ksadresse R\u00e5dhusgata 3, 4306 Sandnes.Konsernregnskapet og morbankregnskapet for 2023 ble godkjent  av styret 22. mars 2024, og av forstanderskapet den 10. april 2024.R\u00e5dhusgata 3, 4306 Sandnes,",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__9-1": {
   "value": "Generell informasjon Den Gule Banken, Sandnes Sparebank er en egenkapitalbevisbank notert p\u00e5 Oslo B\u00f8rs. Banken har hovedkontor i Sandnes Kommune, med bes\u00f8ksadresse R\u00e5dhusgata 3, 4306 Sandnes.Konsernregnskapet og morbankregnskapet for 2023 ble godkjent  av styret 22. mars 2024, og av forstanderskapet den 10. april 2024.Norge",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__8-1": {
   "value": "Generell informasjon Den Gule Banken, Sandnes Sparebank er en egenkapitalbevisbank notert p\u00e5 Oslo B\u00f8rs. Banken har hovedkontor i Sandnes Kommune, med bes\u00f8ksadresse R\u00e5dhusgata 3, 4306 Sandnes.Konsernregnskapet og morbankregnskapet for 2023 ble godkjent  av styret 22. mars 2024, og av forstanderskapet den 10. april 2024.Sandnes Sparebank,",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__7": {
   "value": "<span style=\"display:inherit;clear:left;\">Generell informasjon </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank er en egenkapitalbevisbank </span><span style=\"display:inherit;clear:left;\">notert p\u00e5 Oslo B\u00f8rs. Banken har hovedkontor i Sandnes Kommune, </span><span style=\"display:inherit;clear:left;\">med bes\u00f8ksadresse R\u00e5dhusgata 3, 4306 Sandnes.</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet og morbankregnskapet for 2023 ble godkjent<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av styret 22. mars 2024<span class=\"_ _31\"></span>, og av forstanderskapet den 10. april 202<span class=\"_ _0\"></span>4.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__6": {
   "value": "<span style=\"display:inherit;clear:left;\">Generell informasjon </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank er en egenkapitalbevisbank </span><span style=\"display:inherit;clear:left;\">notert p\u00e5 Oslo B\u00f8rs. Banken har hovedkontor i Sandnes Kommune, </span><span style=\"display:inherit;clear:left;\">med bes\u00f8ksadresse R\u00e5dhusgata 3, 4306 Sandnes.</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet og morbankregnskapet for 2023 ble godkjent<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av styret 22. mars 2024<span class=\"_ _31\"></span>, og av forstanderskapet den 10. april 202<span class=\"_ _0\"></span>4.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__5-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Generell informasjon </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank er en egenkapitalbevisbank </span><span style=\"display:inherit;clear:left;\">notert p\u00e5 Oslo B\u00f8rs. Banken har hovedkontor i Sandnes Kommune, </span><span style=\"display:inherit;clear:left;\">med bes\u00f8ksadresse R\u00e5dhusgata 3, 4306 Sandnes.</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet og morbankregnskapet for 2023 ble godkjent<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av styret 22. mars 2024<span class=\"_ _31\"></span>, og av forstanderskapet den 10. april 202<span class=\"_ _0\"></span>4.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsipper </span><span style=\"display:inherit;clear:left;\">1.<span class=\"_\"> </span>Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Den Gule Banken, Sandnes Spar<span class=\"_ _0\"></span>ebank er utarbeidet </span><span style=\"display:inherit;clear:left;\">i samsvar med International Financial Reporting Standards (IFRS) som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er godkjent av EU. Det samme gjelder morbank<span class=\"_ _0\"></span>ens regnskap. Regnskapene </span><span style=\"display:inherit;clear:left;\">er avlagt basert p\u00e5 IFRS-standarder og fortolkninger obligatorisk<span class=\"_ _0\"></span>e for </span><span style=\"display:inherit;clear:left;\">\u00e5rsregnskap som avlegges per 31.12.2023. Videre er kra<span class=\"_ _0\"></span>vene til tilleggs-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">informasjon i gjeldende lover og forskrifter for banker ivaretatt. </span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _31\"></span>. Regnskapet er presentert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _31\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span><span style=\"display:inherit;clear:left;\">2.<span class=\"_ _48\"> </span>Nye standarder og fortolkninger som er tatt</span><span style=\"display:inherit;clear:left;\">i bruk fra og med regnskaps\u00e5ret 2023</span><span style=\"display:inherit;clear:left;\">IAS 1 Presentasjon av finansregnskapet og Practice Statement 2 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Making Materiality Judgements </span><span style=\"display:inherit;clear:left;\">Klargj\u00f8ring av hvilke regnskapsprinsipper som skal presenter<span class=\"_ _0\"></span>es som en </span><span style=\"display:inherit;clear:left;\">del av \u00e5rsregnskapet. Vurderingen av hvilk<span class=\"_ _0\"></span>e opplysninger om regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">prinsipp som er vesentlige skal gj\u00f8res p\u00e5 samme m\u00e5te som for andre </span><span style=\"display:inherit;clear:left;\">vurderinger av hva som er vesentlig. Dette er ogs\u00e5 klargjort gjennom </span><span style=\"display:inherit;clear:left;\">endringer i \u00abPractice Statement 2\u00bb.  </span><span style=\"display:inherit;clear:left;\">Endringene skal hjelpe regnskapsprodusentene med \u00e5 bestemme hvilke </span><span style=\"display:inherit;clear:left;\">regnskapsprinsipp foretaket m\u00e5 opplyse om i \u00e5rsregnsk<span class=\"_ _0\"></span>apet. Det er n\u00e5 </span><span style=\"display:inherit;clear:left;\">krav om \u00e5 gi informasjon om vesentlige regnskapsprinsipp, mot tidligere </span><span style=\"display:inherit;clear:left;\">signifikante regnskapsprinsipp. Det er lagt til forklaringer om hvordan </span><span style=\"display:inherit;clear:left;\">foretakene kan identifisere vesentlige regnsk<span class=\"_ _0\"></span>apsprinsipp. Et regnskaps-</span><span style=\"display:inherit;clear:left;\">prinsipp kan v\u00e6re vesentlig dersom brukeren av regnsk<span class=\"_ _0\"></span>apet m\u00e5 ha opp-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">lysninger om regnskapsprinsippet for \u00e5 forst\u00e5 annen vesentlig informasjon </span><span style=\"display:inherit;clear:left;\">i \u00e5rsregnskapet. Endringen understreker at dersom uvesentlige regnsk<span class=\"_ _0\"></span>aps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">prinsipp kommer frem av notene, skal de ikke p\u00e5virk<span class=\"_ _0\"></span>e leseren sin oppfat<span class=\"ws0\">-</span></span><span style=\"display:inherit;clear:left;\">ning av de vesentlige regnskapsprinsippene. De vesentlige regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">prinsippene m\u00e5 derfor fremkomme klart og oppfattes tydelig av leseren. </span><span style=\"display:inherit;clear:left;\">Det har ikke v\u00e6rt andre endringer i standarder og/ eller fortolkninger </span><span style=\"display:inherit;clear:left;\">som har v\u00e6rt relevante for selskapet/konsernet i 2023<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">3.<span class=\"_\"> </span>Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets <span><span style=\"display:inherit;clear:left;\">da<span class=\"_ _0\"></span>tterselskaper </span></span></span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ff3 fcd\">note 29</span>. Datterselskap er konsolidert fra det tidspunkt banken </span><span style=\"display:inherit;clear:left;\">har overtatt kontroll, og det fraregnes fra det tidspunkt banken gir fra seg </span><span style=\"display:inherit;clear:left;\">kontroll. Kontroll for<span class=\"_ _0\"></span>eligger n\u00e5r investoren har makt over inv<span class=\"_ _0\"></span>este<span class=\"_ _0\"></span>ring<span class=\"_ _31\"></span>s<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">objektet, er eksponert for eller har rett til variabel avkastning, og har evne </span><span style=\"display:inherit;clear:left;\">til \u00e5 bruke makt til \u00e5 styre de aktiviteter hos investeringsobjektet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i vesentlig grad p\u00e5virker avkastningen. Potensielle stemmerettigheter<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">opsjoner<span class=\"_ _0\"></span>, konvertibel gjeld og andre forhold inng\u00e5r i vurderingen.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier<span class=\"_ _0\"></span>- </span><span style=\"display:inherit;clear:left;\">interesser og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Den Gule Banken, </span><span style=\"display:inherit;clear:left;\">Sandnes Sparebank har kontroll direkte eller indirekte, eierinter<span class=\"_ _0\"></span>esser </span><span style=\"display:inherit;clear:left;\">eller andre forhold. Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinter<span class=\"_ _0\"></span>es<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sene i et annet selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">Ved overtak<span class=\"_ _0\"></span>else av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anska\ue61cede eiendeler og forpliktelser<span class=\"_ _31\"></span>, blir innregnet </span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontr<span class=\"_ _0\"></span>ollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _31\"></span>. T<span class=\"_ _31\"></span>ransaksjonskostnader </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell di\ue61ceranse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Eventuell betinget andel av oppkj\u00f8psprisen vil bli verdsatt til virkelig  </span><span style=\"display:inherit;clear:left;\">ver<span class=\"_ _0\"></span>di p\u00e5 overtakelsestidspunktet. </span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og for<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktelser<span class=\"_ _0\"></span>. Dersom di\ue61ceransen er negativ blir den resultatf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">4.<span class=\"_\"> </span>Tilknyttet <span class=\"_ _37\"></span>foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. Tilknyttet for<span class=\"_ _0\"></span>etak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig inn\ufb02ytelse, men ikke k<span class=\"_ _0\"></span>ontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig inn\ufb02ytelse n\u00e5r banken har en eierandel </span><span style=\"display:inherit;clear:left;\">p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res at dette ikke </span><span style=\"display:inherit;clear:left;\">er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r fra det tidspunkt </span><span style=\"display:inherit;clear:left;\">betydelig inn\ufb02ytelse etableres og til det opph\u00f8rer<span class=\"_ _31\"></span>. Investeringen f\u00f8rste-</span><span style=\"display:inherit;clear:left;\">gangsinnregnes til anska\ue61celseskost og justeres der<span class=\"_ _0\"></span>etter for endringen  </span><span style=\"display:inherit;clear:left;\">i bankens andel av nettoeiendelene til det tilknyttede foretaket.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Tilknyttede foretak regnskapsf\u00f8res etter egenkapitalmetoden b\u00e5de<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">5.<span class=\"_\"> </span>Presentasjonsvaluta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _3\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. Valuta<span class=\"_ _0\"></span>tap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _31\"></span>, samt p\u00e5 omregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">6. Inntektsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnsk<span class=\"_ _0\"></span>apet ved bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av e\ue61cektiv rentes metode. E\ue61cektiv rentes metode er en metode for<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 beregne amortisert kost for utl\u00e5n og innskudd, samt fordele r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">inntekt eller rentekostnad over forventet l\u00f8petid. Den e\ue61cektive renten </span><span style=\"display:inherit;clear:left;\">fastsettes ved diskontering av kontraktsfestede kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">innenfor forventet l\u00f8petid. Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">av nominelle renter med tillegg av amortisering av etableringsgebyr<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom et utl\u00e5n er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res renteinntekter som e\ue61cektiv rente, beregnet p\u00e5 nedskr<span class=\"_ _0\"></span>evne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _31\"></span>. Gebyrer knyttet til renteb\u00e6rende instrumenter </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i beregningen av e\ue61cektiv rente og resultatf\u00f8r<span class=\"_ _0\"></span>es tilsvarende. </span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med  </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjonsinn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke genererer </span><span style=\"display:inherit;clear:left;\">balanseposter i bankens eller konsernets regnskap, resulta<span class=\"_ _0\"></span>tf\u00f8res n\u00e5r </span><span style=\"display:inherit;clear:left;\">transaksjonen sluttf\u00f8res. Inntekter fra kundekontrakter behandles i samsvar </span><span style=\"display:inherit;clear:left;\">med IFRS 15.<span class=\"fc7 ls0\"> </span>Inntektene innregnes til det bel\u00f8p som re\ufb02ekterer </span><span style=\"display:inherit;clear:left;\">vederlaget som virksomheten forventer i bytte mot \u00e5 overf\u00f8re en vare </span><span style=\"display:inherit;clear:left;\">eller en tjeneste til en kunde. Tidspunkt for inntektsf\u00f8ring skjer n\u00e5r en </span><span style=\"display:inherit;clear:left;\">kunde oppn\u00e5r kontroll over en vare eller tjeneste, og videre har anledning </span><span style=\"display:inherit;clear:left;\">til direkte \u00e5 nyttiggj\u00f8re seg av denne. Konsernet har f\u00f8lgende inntekts-</span><span style=\"display:inherit;clear:left;\">str\u00f8mmer som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjonsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Produktgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">\u00c5rsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Provisjon salg av forsikring, sparing, fond og kredittkort</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Meglerprovisjon</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Gebyrer opptjent via tredjepart (interbank, VISA)</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Andre gebyrer i henhold til prisliste</span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder vesentlige </span><span style=\"display:inherit;clear:left;\">elementer av separate leveringsforpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utleieinntekter knyttet til fast eiendom gjelder prim\u00e6rt fremleieinntekter </span><span style=\"display:inherit;clear:left;\">som faktureres og inntektsf\u00f8res l\u00f8pende i henhold til fremleiek<span class=\"_ _0\"></span>ontrakt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tr\u00e5d med IFRS 16.  </span><span style=\"display:inherit;clear:left;\">Utbytte av aksjer og egenkapitalbevis inntektsf\u00f8res p\u00e5 tidspunkt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utbyttet er vedtatt av generalforsamlingen.</span><span style=\"display:inherit;clear:left;\">7<span class=\"_ _3\"></span>. <span class=\"_ _37\"></span>Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anska\ue61celsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Finansielle instrumenter vurdert til amortisert kost (AC)</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL)</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI)</span></span>  </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Andre finansielle forpliktelser m\u00e5lt til amortisert kost</span></span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Ved fastsettelse av m\u00e5lek<span class=\"_ _0\"></span>ategori skiller IFRS 9 mellom ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldsinstrumenter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Med ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der </span><span style=\"display:inherit;clear:left;\">avkastning utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _31\"></span>, kredittrisiko <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og andre relevante risikoer som f\u00f8lger av ordin\u00e6r<span class=\"_ _0\"></span>e gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter </span><span style=\"display:inherit;clear:left;\">form\u00e5let med investeringen. Gjeldsinstrumenter som inng\u00e5r i en porte- </span><span style=\"display:inherit;clear:left;\">f\u00f8lje med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i f<span class=\"_ _0\"></span>orm <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av renter og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virk<span class=\"_ _0\"></span>elig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omregningse\ue61cekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">utpekes til <span><span style=\"display:inherit;clear:left;\">m\u00e5ling til virkelig verdi med verdiendringer over resultatet<span class=\"_ _31\"></span> </span></span></span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindr<span class=\"_ _0\"></span>e innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misf<span class=\"_ _0\"></span>orhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og e\ue61cekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6r<span class=\"_ _0\"></span>e \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko ikke skal dominere verdiendringene til sikringsinstrumentet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) e\ue61cektivitetstest<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _3\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et pris-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">settingsbyr\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt </span><span style=\"display:inherit;clear:left;\">marked verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _31\"></span>, som til dels er </span><span style=\"display:inherit;clear:left;\">gjennomf\u00f8rt av profesjonelle byr\u00e5er<span class=\"_ _31\"></span>. Alle endringer i virkelig verdi </span><span style=\"display:inherit;clear:left;\">innregnes direkte i resultatregnskapet med mindr<span class=\"_ _0\"></span>e eiendelen er </span><span style=\"display:inherit;clear:left;\">klassifisert som finansielle instrumenter til virkelig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endring over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med \ufb02ytende rente til \u00e5 samsvar<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap  </span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost og inntektene/kostnadene beregnes etter e\ue61cektiv rentes</span><span style=\"display:inherit;clear:left;\">metode. Den e\ue61cektive renten fastsettes ved diskontering av kontrakts<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. Amortisert k<span class=\"_ _0\"></span>ost <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den e\ue61c<span class=\"_ _0\"></span>ektive </span><span style=\"display:inherit;clear:left;\">renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringse\ue61cektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _31\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringse\ue61cektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Nedskrivning av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">Under IFRS 9 skal tapsavsetningene innregnes basert p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger av finansielle </span><span style=\"display:inherit;clear:left;\">eiendeler omfatter finansielle eiendeler som m\u00e5les til amortisert kost </span><span style=\"display:inherit;clear:left;\">eller til virkelig verdi med verdiendringer over utvidet resultat. I tillegg <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til </span><span style=\"display:inherit;clear:left;\">virkelig verdi over resultatet og fordringer p\u00e5 leieavtaler om<span class=\"_ _0\"></span>fattet.</span><span style=\"display:inherit;clear:left;\">M\u00e5lingen av avsetning for forventet tap i den generelle modellen </span><span style=\"display:inherit;clear:left;\">avhenger av om kredittrisikoen har \u00f8kt vesentlig siden f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">balansef\u00f8ring. Kredittforverringen m\u00e5les ved utviklingen i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">Ved f<span class=\"_ _0\"></span>\u00f8rstegangs balansef\u00f8ring og n\u00e5r kredittrisikoen ikke har \u00f8kt </span><span style=\"display:inherit;clear:left;\">vesentlig etter f\u00f8rstegangs balansef\u00f8ring innregnes tap for 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. 12-m\u00e5neders forventet tap er det tapet som er forventet </span><span style=\"display:inherit;clear:left;\">\u00e5 inntre\ue61ce over levetiden til instrumentet, men som kan knyttes til mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holds begivenheter som inntre\ue61cer de f\u00f8rste 12 m\u00e5nedene. Hvis kreditt- </span><span style=\"display:inherit;clear:left;\">risikoen har \u00f8kt vesentlig etter f\u00f8rstegangsinnregning, skal avsetningen </span><span style=\"display:inherit;clear:left;\">tilsvare forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en taps-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 2:</span></span></span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">kredittap p\u00e5 balansedato. For disse eiendelene blir det beregnet en av-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setning lik forventet tap over levetiden. I denne gruppen inng\u00e5r kontoer </span><span style=\"display:inherit;clear:left;\">med vesentlig grad av kredittforverring, men som p\u00e5 balansedato tilh\u00f8rer </span><span style=\"display:inherit;clear:left;\">kunder hvor det ikke foreligger en objektiv tapshendelse. N\u00e5r det gjelder </span><span style=\"display:inherit;clear:left;\">avgrensning mot steg 1, definerer banken vesentlig grad av kredittf<span class=\"_ _0\"></span>or<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">verring ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig eller at kunden er gitt </span><span style=\"display:inherit;clear:left;\">betalingslettelser<span class=\"_ _0\"></span>. For ytterligere beskrivelse av tapsmodell henvises <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 8</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 3:</span></span></span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse p\u00e5 </span><span style=\"display:inherit;clear:left;\">balansedato. For disse eiendelene foretar banken en individuell taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetning. P\u00e5 hver balansedag vurderes det om det eksisterer objektive </span><span style=\"display:inherit;clear:left;\">bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. V<span class=\"_ _31\"></span>erdifallet </span><span style=\"display:inherit;clear:left;\">m\u00e5 v\u00e6re et resultat av en eller \ufb02ere hendelser inntru\ue61cet etter f\u00f8rste<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangs balansef\u00f8ring (en tapshendelse) og resultatet av tapshendelsen </span><span style=\"display:inherit;clear:left;\">(eller hendelsene) m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike </span><span style=\"display:inherit;clear:left;\">hendelser er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalin<span class=\"_ _0\"></span>gsmis-</span><span style=\"display:inherit;clear:left;\">lighold eller andre kontraktsbrudd. Dersom det foreligger objektive bevis </span><span style=\"display:inherit;clear:left;\">p\u00e5 at en verdireduksjon har inntru\ue61cet, beregnes st\u00f8rrelsen p\u00e5 tapet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som forskjellen </span><span style=\"display:inherit;clear:left;\">mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. </span><span style=\"display:inherit;clear:left;\">Periodens endringer i vurdert verdi for utl\u00e5n resultatf\u00f8res under<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u201dnedskrivninger og tap p\u00e5 utl\u00e5n og garantier\u201d.</span></span> </span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">mislighold eller mislighold p\u00e5 grunn av manuell misligholdsmerking </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, inng\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Steg 3. </span><span style=\"display:inherit;clear:left;\">Betalingsmislighold er definert som vesentlig overtrekk med mer enn </span><span style=\"display:inherit;clear:left;\">90 dagers varighet. T<span class=\"_ _3\"></span>erskelverdier for vesentlig overtrekk er gitt i CRR/</span><span style=\"display:inherit;clear:left;\">CRD IV forskriften. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg i st\u00f8rre </span><span style=\"display:inherit;clear:left;\">grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _31\"></span>. Hendelser som inng\u00e5r i denne kategorien<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">er tapsavsetninger p\u00e5 kunden, konkurs/gjeldsordning, eller andre </span><span style=\"display:inherit;clear:left;\">indikasjoner p\u00e5 at det kan v\u00e6re betydelig tvil om kunden vil oppfylle sine </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre engasjementer som ikke er i betalingsmis-</span><span style=\"display:inherit;clear:left;\">lighold, men hvor kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken vil bli p\u00e5f\u00f8rt tap, klassifiser<span class=\"_ _0\"></span>es som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karenstid er 3 m\u00e5neder eller 12 m\u00e5neder avhengig av under<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">liggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatert tap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, ved at </span><span style=\"display:inherit;clear:left;\">utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, eller f<span class=\"_ _0\"></span>or \u00f8vrig </span><span style=\"display:inherit;clear:left;\">ved at konsernet har gitt avkall p\u00e5 hele eller deler av engasjementet, eller </span><span style=\"display:inherit;clear:left;\">at engasjementet vurderes som tapt av konsernet. Banken frar<span class=\"_ _0\"></span>egner </span><span style=\"display:inherit;clear:left;\">engasjementet i balansen n\u00e5r det konstateres tapt. Konstaterte tap som </span><span style=\"display:inherit;clear:left;\">er dekket ved tidligere foretatte avsetninger f<span class=\"_ _0\"></span>\u00f8res mot avsetningene. </span><span style=\"display:inherit;clear:left;\">Konstaterte tap uten dekning i avsetningene samt over<span class=\"_ _0\"></span>- eller under-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekning i forhold til tidligere avsetninger resultatf\u00f8res. Se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">  </span></span><span style=\"display:inherit;clear:left;\">for ytterligere informasjon knyttet til totalt utest\u00e5ende bel\u00f8p som  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">er konstatert / fraregnet i balansen.</span></span> </span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anska\ue61celsesk<span class=\"_ _0\"></span>ost redusert </span><span style=\"display:inherit;clear:left;\">for nedskrivninger i samsvar med IAS 36. Behovet for nedskrivninger </span><span style=\"display:inherit;clear:left;\">vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige langsiktige eiendeler<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med \ufb02ytende rente verdivurderes til amortisert kost etter e\ue61cektiv<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig ver<span class=\"_ _0\"></span>di med verdi- </span><span style=\"display:inherit;clear:left;\">endring over ordin\u00e6rt resultat da banken benytter F<span class=\"_ _0\"></span>air-<span class=\"_ _31\"></span>Value Option </span><span style=\"display:inherit;clear:left;\">(FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse l\u00e5nene er f\u00f8rt <span class=\"_ _31\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 finansielle instrumenter\u201d.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Renterisikoen i fastrenteutl\u00e5nene styres med rentebytteavtaler som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">bokf\u00f8res til virkelig verdi. Det er konsernets oppfatning a<span class=\"_ _0\"></span>t vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av fastrenteutl\u00e5n til virkelig verdi gir mer relevant inf<span class=\"_ _0\"></span>ormasjon om </span><span style=\"display:inherit;clear:left;\">verdiene i balansen. Renter fra rentebytteavtalene er f\u00f8rt i resultat- </span><span style=\"display:inherit;clear:left;\">regnskapet i posten \u00abRenteinntekter m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbankens </span><span style=\"display:inherit;clear:left;\">regnskap klassifisert til virkelig verdi med verdiendring over utvidet resulta<span class=\"_ _0\"></span>t </span><span style=\"display:inherit;clear:left;\">(FVOCI), da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer<span class=\"_ _31\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investering i EIKA Gruppen AS </span><span style=\"display:inherit;clear:left;\">som er klassifisert som finansielle instrumenter med verdiendring over </span><span style=\"display:inherit;clear:left;\">utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8ljen i samsvar med IFRS 9<span class=\"_ _0\"></span>. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virk<span class=\"_ _0\"></span>elig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med \ufb02ytende rente m\u00e5les til amortisert kost. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av e\ue61cektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over<span class=\"_ _0\"></span>- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8r<span class=\"_ _0\"></span>es som rentekostnader<span class=\"_ _31\"></span>. Eventuell kj\u00f8ps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">premie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatr<span class=\"_ _0\"></span>egnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Modifiserte eiendeler og forpliktelser</span><span style=\"display:inherit;clear:left;\">Dersom det gj\u00f8res modifiseringer eller andre endringer i vilk\u00e5rene til en </span><span style=\"display:inherit;clear:left;\">eksisterende finansiell eiendel eller forpliktelse behandles instrumentet </span><span style=\"display:inherit;clear:left;\">som en ny finansiell eiendel eller forpliktelse dersom de reforhandlede </span><span style=\"display:inherit;clear:left;\">vilk\u00e5rene er vesentlig endret fra de gamle vilk\u00e5rene. Dersom vilk\u00e5rene<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">for vesentlig endring er oppfylt fraregnes den gamle eiendelen eller </span><span style=\"display:inherit;clear:left;\">forpliktelsen, og ny eiendel eller forpliktelse innregnes. </span><span style=\"display:inherit;clear:left;\">Dersom det modifiserte instrumentet ikke vurderes \u00e5 v\u00e6re vesentlig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">endret fra det eksisterende instrumentet, anses instrumentet regn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">skapsmessig \u00e5 v\u00e6re en videref\u00f8ring av det eksisterende instrumentet.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">I slike tilfeller diskonteres de nye k<span class=\"_ _0\"></span>ontantstr\u00f8mmene med instrumentets </span><span style=\"display:inherit;clear:left;\">opprinnelige e\ue61cektive rente og eventuell forskjell mot eksisterende </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">balansef\u00f8rte bel\u00f8p resultatf\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t.</span></span> </span><span style=\"display:inherit;clear:left;\">8. Immaterielle <span class=\"_ _37\"></span>eiendeler</span><span style=\"display:inherit;clear:left;\">Goodwill</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt som immaterielle </span><span style=\"display:inherit;clear:left;\">eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet er </span><span style=\"display:inherit;clear:left;\">gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant- </span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. Goodwill testes \u00e5rlig for nedskrivning </span><span style=\"display:inherit;clear:left;\">og bokf\u00f8res til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _31\"></span>. Ved </span><span style=\"display:inherit;clear:left;\">vurderingen benyttes historiske resultater samt godkjente budsjetter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. Avkastningskravet er basert p\u00e5 en vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av hva som er markedets avkastningskrav til den type virksomhet som </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i vurderingsenheten, og re\ufb02ekterer s\u00e5ledes risikoen i virksom<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">heten.</span><span style=\"display:inherit;clear:left;\">9<span class=\"_ _31\"></span>. Varige <span class=\"_ _37\"></span>driftsmidler </span><span style=\"display:inherit;clear:left;\">Varige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8r<span class=\"_ _0\"></span>e. Bygninger og </span><span style=\"display:inherit;clear:left;\">driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anska\ue61celsesk<span class=\"_ _0\"></span>ost fratrukket akkumulerte </span><span style=\"display:inherit;clear:left;\">avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer alle direkte henf\u00f8r<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare kostnader knyttet til kj\u00f8pet av eiendelen. Det er benyttet line\u00e6re </span><span style=\"display:inherit;clear:left;\">avskrivninger for \u00e5 allokere kostpris fratrukk<span class=\"_ _0\"></span>et eventuell restverdi over </span><span style=\"display:inherit;clear:left;\">eiendelenes estimerte levetid. Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, </span><span style=\"display:inherit;clear:left;\">er gjenstand for en nedskrivningstest i samsvar med IAS 36 n\u00e5r omsten<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">digh<span class=\"_ _0\"></span>eten<span class=\"_ _31\"></span>e indikerer det.</span><span style=\"display:inherit;clear:left;\">10. Leieavtaler</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontr<span class=\"_ _0\"></span>ollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning f<span class=\"_ _0\"></span>or </span><span style=\"display:inherit;clear:left;\">leieavtaler knyttet til kontorlokaler<span class=\"_ _31\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksr<span class=\"_ _0\"></span>ett eiendel og rentekostnad  </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bank<span class=\"_ _0\"></span>ens IT<span class=\"_ _31\"></span>-avtaler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balansef\u00f8rt. </span><span style=\"display:inherit;clear:left;\">Leieavtalene som faller inn under disse unntakene innregnes l\u00f8pende </span><span style=\"display:inherit;clear:left;\">som andre driftskostnader<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som fast<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leie justert for indeksreguleringer i leiekontraktene. E<span class=\"_ _0\"></span>ventuelle opsjoner </span><span style=\"display:inherit;clear:left;\">i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklausuler f\u00f8r endelig </span><span style=\"display:inherit;clear:left;\">kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen med mindre det er </span><span style=\"display:inherit;clear:left;\">rimelig sikkert at opsjon ut\u00f8ves eller klausul benyttes. Felleskostnader </span><span style=\"display:inherit;clear:left;\">og andre variable leiebetalinger vil ikke bli innregnet i leieforpliktelsen </span><span style=\"display:inherit;clear:left;\">for husleiekontraktene og f\u00f8res som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietak<span class=\"_ _0\"></span>er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00f8dvendige for en eiendel av lignende verdi som bruksretteiendelen. </span><span style=\"display:inherit;clear:left;\">Renten hensyntar b\u00e5de risikofri rente, kredittrisiko og leiespesifikt<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5slag, herunder sikkerhet/pant i leieavtalen. Renten vil tilpasses <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">den faktiske leiekontraktens varighet og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de gjenv\u00e6r<span class=\"_ _0\"></span>ende </span><span style=\"display:inherit;clear:left;\">leiebetalingene diskontert med marginal l\u00e5nerente p\u00e5 tidspunktet for </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsanvendelse, samt innregnet tilh\u00f8rende bruksrettighet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">et bel\u00f8p som re\ufb02ekterer verdien av eiendelen som om standarden <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">var gjeldene fra tidspunkt for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettigheter leie-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avtaler\u00bb, mens leieforpliktelsene presenteres som \u00abLeieforpliktelser\u00bb <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i balansen. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en nedskrivningstest <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 36 n\u00e5r omstendighetene indikerer det.</span></span> </span><span style=\"display:inherit;clear:left;\">11. Pensjoner</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _31\"></span>. Pensjonsordningene </span><span style=\"display:inherit;clear:left;\">er i hovedsak finansiert gjennom innbetalinger til forsikringsselskaper<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Konsernet har innskuddsplan for ansatte, samt en ytelsesbasert drifts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pensjon knyttet til tidligere administrerende direkt\u00f8r<span class=\"_ _31\"></span>. En innskuddsplan </span><span style=\"display:inherit;clear:left;\">er en pensjonsordning hvor konsernet betaler faste bidrag til en juridisk </span><span style=\"display:inherit;clear:left;\">enhet som investerer midlene p\u00e5 vegne av medlemmene i ordningen. </span><span style=\"display:inherit;clear:left;\">Innskuddene regnskapsf\u00f8res som l\u00f8nnskostnader n\u00e5r de f<span class=\"_ _0\"></span>orfaller.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en pensjonsutbeta-</span><span style=\"display:inherit;clear:left;\">ling som en ansatt vil motta ved pensjonering. Pensjonsutbetalingen er </span><span style=\"display:inherit;clear:left;\">normalt avhengig av en eller \ufb02ere faktorer slik som alder<span class=\"_ _31\"></span>, antall \u00e5r i selskapet<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">og l\u00f8nn. Den balansef\u00f8rte forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien </span><span style=\"display:inherit;clear:left;\">av de definerte ytelsene p\u00e5 balansedatoen minus virkelig verdi av pensjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">midlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en uavhengig <span class=\"_ _2\"></span>aktuar v<span class=\"_ _2\"></span>ed </span><span style=\"display:inherit;clear:left;\">bruk av en line\u00e6r opptjeningsmetode. Diskonteringsrenten er en beregnet </span><span style=\"display:inherit;clear:left;\">markedsrente p\u00e5 obligasjoner med fortrinnsrett (OMF). Andre parameter<span class=\"_ _0\"></span>e, </span><span style=\"display:inherit;clear:left;\">som eksempelvis l\u00f8nnsreguleringer<span class=\"_ _31\"></span>, in\ufb02asjon og pensjons\u00f8kninger, </span><span style=\"display:inherit;clear:left;\">fastsettes p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resulta<span class=\"_ _0\"></span>t (OCI) i den perioden </span><span style=\"display:inherit;clear:left;\">de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger og sosiale </span><span style=\"display:inherit;clear:left;\">kostnader og best\u00e5r av periodens pensjonsopptjening, rentekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 den beregnede pensjonsforpliktelsen samt periodisert arbeidsgiver-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avgift. Pensjonskostnaden er basert p\u00e5 forutsetninger fastsatt ved </span><span style=\"display:inherit;clear:left;\">periodens begynnelse.</span><span style=\"display:inherit;clear:left;\">Avtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">Den gamle AFP-ordningen ble vedta<span class=\"_ _0\"></span>tt avviklet i februar 2010. Som<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">erstatning for den gamle AFP<span class=\"_ _0\"></span>-ordningen er det etablert en ny AFP-ordning </span><span style=\"display:inherit;clear:left;\">som gir et livslangt tillegg p\u00e5 den ordin\u00e6re pensjonen. Den nye AFP<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ordningen er en ytelsesbasert \ufb02erforetakspensjonsordning, og finansieres </span><span style=\"display:inherit;clear:left;\">gjennom premier som fastsettes som en prosent av l\u00f8nn. Forel\u00f8pig </span><span style=\"display:inherit;clear:left;\">foreligger det ingen p\u00e5litelig m\u00e5ling og allokering av forpliktelse og midler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i ordningen. Regnskapsmessig blir ordningen s\u00e5ledes behandlet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en innskuddsbasert pensjonsordning hvor premiebetalinger kostnads<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">f\u00f8res l\u00f8pende, og ingen avsetninger foretas i regnskapet.</span></span><span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">12. Inntektsskatt</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt sk<span class=\"_ _0\"></span>att p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets skatte-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktige resultat. Utsatt skatt regnskapsf\u00f8r<span class=\"_ _0\"></span>es etter gjeldsmetoden i samsvar </span><span style=\"display:inherit;clear:left;\">med IAS 12. Det beregnes forpliktelse eller eiendel ved utsatt skatt p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>, som er di\ue61ceransen mellom balansef\u00f8rt verdi og </span><span style=\"display:inherit;clear:left;\">skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _31\"></span>. Det beregnes imidlertid </span><span style=\"display:inherit;clear:left;\">ikke forpliktelse eller eiendel ved utsatt skatt p\u00e5 goodwill som ikke gir<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">skattemessige fradrag, og heller ikke p\u00e5 f\u00f8rstegangsinnregnede poster </span><span style=\"display:inherit;clear:left;\">som verken p\u00e5virker regnskapsmessig eller ska<span class=\"_ _0\"></span>ttepliktig resultat. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det beregnes en eiendel ved utsatt skatt p\u00e5 fremf\u00f8rbar<span class=\"_ _0\"></span>e skattemessige </span><span style=\"display:inherit;clear:left;\">underskudd. Utsatt skattefordel blir balansef\u00f8rt i den utstrekning det<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er sannsynlig at den vil kunne benyttes mot fremtidig skattepliktig inntekt. </span><span style=\"display:inherit;clear:left;\">Ved ber<span class=\"_ _0\"></span>egning av utsatt skatt benyttes skattesatser og skatteregler som </span><span style=\"display:inherit;clear:left;\">gjelder p\u00e5 balansedagen eller som med overveiende sannsynlighet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.23 p\u00e5 22 %, skatte-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">satsen er uendret siste \u00e5r<span class=\"_ _31\"></span>. Det er gjort unntak for finansforetak som dermed<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt som drifts-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital), </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som ska<span class=\"_ _0\"></span>ttekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette gjelder blant </span><span style=\"display:inherit;clear:left;\">annet for utbetalinger av kundeutbytte og utbetalinger av rente <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">13. Utbytte og resultat per egenkapitalbevis</span><span style=\"display:inherit;clear:left;\">Utbytte p\u00e5 egenkapitalbevis bokf\u00f8res som egenkapital i perioden frem </span><span style=\"display:inherit;clear:left;\">til det er vedtatt av bankens forstanderskap. Resultat per egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">beregnes ved \u00e5 dividere resultatet som tilfaller eierne av egenkapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bevisene med antall utest\u00e5ende egenkapitalbevis, hensyntatt bankens </span><span style=\"display:inherit;clear:left;\">beholdning av egne egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">14<span class=\"_ _31\"></span>. Egenkapital</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapital, overkurs, annen innskutt egenkapital og utjevningsfond.  </span><span style=\"display:inherit;clear:left;\">Utjevningsfondet er akkumulert overskudd som kan benyttes til fremtidig </span><span style=\"display:inherit;clear:left;\">kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt mot </span><span style=\"display:inherit;clear:left;\">annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner med egne </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/k<span class=\"_ _0\"></span>undeutbytte, </span><span style=\"display:inherit;clear:left;\">fond for urealiserte gevinster<span class=\"_ _31\"></span>, fond for vurderingsforskjeller, annen egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapital og minoritetsinteresser<span class=\"_ _31\"></span>. Annen egenkapital inkluderer avsatt utbytte. <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og gr<span class=\"_ _31\"></span>unnf<span class=\"_ _0\"></span>ond<span class=\"_ _31\"></span>skapi<span class=\"_ _31\"></span>-</span><span style=\"display:inherit;clear:left;\">tale<span class=\"_ _0\"></span>n i samme forhold som deres respektive andel av bank<span class=\"_ _0\"></span>ens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor det ikke </span><span style=\"display:inherit;clear:left;\">utbetales utbytte, og investor har heller ikke senere krav p\u00e5 renter som </span><span style=\"display:inherit;clear:left;\">ikke er utbetalt, dvs. rentene akkumuleres ikke. Fondsobligasjoner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tilfredsstiller ikke definisjonen av finansiell forpliktelse i henhold til IAS 32 </span><span style=\"display:inherit;clear:left;\">og klassifiseres f\u00f8lgelig som egenkapital/hybridkapital i bankens balanse. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjonene er evigvarende og banken har en ensidig rett til ikke </span><span style=\"display:inherit;clear:left;\">\u00e5 betale renter til investorene under gitte vilk\u00e5r<span class=\"_ _31\"></span>. Renter presenteres dermed </span><span style=\"display:inherit;clear:left;\">ikke som en rentekostnad i resultatet, men som en r<span class=\"_ _0\"></span>eduksjon i annen </span><span style=\"display:inherit;clear:left;\">egenkapital.</span><span style=\"display:inherit;clear:left;\">15. Kontantstr\u00f8manalyse</span><span style=\"display:inherit;clear:left;\">Kontantstr\u00f8manalysen er utarbeidet etter den direkte metode, og viser </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmene gruppert etter kilder og anvendelsesomr\u00e5der<span class=\"_ _31\"></span>. Likvider<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">omfatter kontanter og fordringer p\u00e5 Norges Bank, samt utl\u00e5n til og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">fordringer p\u00e5 kredittinstitusjoner<span class=\"_ _31\"></span>.</span></span> </span><span style=\"display:inherit;clear:left;\">16. Segmentinformasjon</span><span style=\"display:inherit;clear:left;\">Segmentrapporteringen er basert p\u00e5 intern ledelsesrapportering. Resultat- </span><span style=\"display:inherit;clear:left;\">og balanseoppstillingen for segmentene f\u00f8lger av en sammenstilling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av intern finansiell rapportering for avdelinger<span class=\"_ _31\"></span>, i henhold til konsernets </span><span style=\"display:inherit;clear:left;\">styringsmodell. For \u00f8vrig vises til <span class=\"ff3 fcd ls0\">note 5</span> vedr\u00f8rende forutsetninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og fordelingsprinsipper<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">17<span class=\"_ _3\"></span>. Vedta<span class=\"_ _0\"></span>tte standarder og fortolkninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med fremtidig ikrafttredelsestidspunkt</span><span style=\"display:inherit;clear:left;\">Det er kun medtatt standarder og fortolkninger som anses relevante <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for konsernet.</span><span style=\"display:inherit;clear:left;\">\u00c5rlige forbedringsprosjekter</span><span style=\"display:inherit;clear:left;\">IASB har i forbindelse med \u00e5rlige forbedringsprosjekter gjort mindre </span><span style=\"display:inherit;clear:left;\">endringer i \ufb02ere standarder<span class=\"_ _31\"></span>. Endringene er vurdert til \u00e5 ikke ha vesentlig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">betydning for konsernet.</span></span> </span><span style=\"display:inherit;clear:left;\">Kritiske estima<span class=\"_ _0\"></span>ter og vurderinger </span><span style=\"display:inherit;clear:left;\">vedr\u00f8rende bruk av regnskaps- </span><span style=\"display:inherit;clear:left;\">prinsipper</span><span style=\"display:inherit;clear:left;\">Kritiske estimater</span><span style=\"display:inherit;clear:left;\">Utarbeidelse av regnskap i overensstemmelse med generelt aksepterte </span><span style=\"display:inherit;clear:left;\">regnskapsprinsipper krever at ledelsen i en del tilfeller tar forutsetninger </span><span style=\"display:inherit;clear:left;\">og m\u00e5 anvende estimater og skj\u00f8nnsmessige vurderinger<span class=\"_ _31\"></span>. Estimater <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og skj\u00f8nnsmessige vurderinger evalueres l\u00f8pende, og er basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">historiske erfaringer og forutsetninger om fremtidige hendelser som </span><span style=\"display:inherit;clear:left;\">anses sannsynlige p\u00e5 balansetidspunktet. Det er knyttet usikkerhet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til de forutsetninger og forventninger som ligger til grunn for anvendte </span><span style=\"display:inherit;clear:left;\">estimater og skj\u00f8nnsmessige vurderinger<span class=\"_ _31\"></span>. Faktiske resultater kan avvike </span><span style=\"display:inherit;clear:left;\">fra estimatene og forutsetningene.</span><span style=\"display:inherit;clear:left;\">Nedskrivning p\u00e5 utl\u00e5n og garantier </span><span style=\"display:inherit;clear:left;\">For individuelt vurderte utl\u00e5n og for grupper av utl\u00e5n som er identifisert </span><span style=\"display:inherit;clear:left;\">som usikre, foretas det en beregning for \u00e5 fastsl\u00e5 en verdi p\u00e5 utl\u00e5net eller </span><span style=\"display:inherit;clear:left;\">p\u00e5 grupper av utl\u00e5n. Beregningen forutsetter at det benyttes st\u00f8rrelser </span><span style=\"display:inherit;clear:left;\">som er basert p\u00e5 vurderinger<span class=\"_ _0\"></span>, og disse p\u00e5virker godheten i den beregnede </span><span style=\"display:inherit;clear:left;\">verdi. Nedskrivningsvurderinger gjennomf\u00f8res hvert kvartal.</span><span style=\"display:inherit;clear:left;\">Steg 3 nedskrivninger (individuelle nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Dersom det foreligger objektive bevis p\u00e5 at en verdireduksjon har inntru\ue61cet </span><span style=\"display:inherit;clear:left;\">for utl\u00e5n vurdert til amortisert kost beregnes tapet som forskjellen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. Estimering av </span><span style=\"display:inherit;clear:left;\">fremtidig kontantstr\u00f8m gj\u00f8res p\u00e5 grunnlag av erfaringsdata og skj\u00f8nn<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">relatert til sannsynlige utfall for blant annet markedsutvikling og konkr<span class=\"_ _0\"></span>ete </span><span style=\"display:inherit;clear:left;\">forhold for det enkelte engasjement, herunder erfaringsdata for debitors </span><span style=\"display:inherit;clear:left;\">evne til \u00e5 h\u00e5ndtere en presset \u00f8konomisk situasjon. V<span class=\"_ _31\"></span>ed verdivurderingen </span><span style=\"display:inherit;clear:left;\">av nedskrivning p\u00e5 utl\u00e5n hefter det usikkerhet ved identifiseringen av utl\u00e5n </span><span style=\"display:inherit;clear:left;\">som skal nedskrives, estimering av tidspunkt og bel\u00f8p for fremtidige </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _31\"></span>, samt verdivurdering av sikkerheter.</span><span style=\"display:inherit;clear:left;\">Steg 1 og 2 nedskrivninger (statistiske nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Engasjementer som ikke er individuelt nedskrevet inng\u00e5r i beregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av statistiske nedskrivninger (IFRS 9 nedskrivninger) p\u00e5 utl\u00e5n og garantier<span class=\"_ _31\"></span>.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Nedskrivning beregnes p\u00e5 grunnlag av utviklingen i kundenes risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">klassifisering og tapserfaring for de respektive kundegrupper (P<span class=\"_ _2\"></span>D og LGD), <span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">samt konjunktur- og mark<span class=\"_ _0\"></span>edsutvikling (makroforhold). Se ytterligere </span><span style=\"display:inherit;clear:left;\">beskrivelser i <span class=\"ff3 fcd\">note 8</span>.</span><span style=\"display:inherit;clear:left;\">Den statistiske modellen for beregning av \u201dExpected credit losses\u201d (E<span class=\"_ _0\"></span>CL) </span><span style=\"display:inherit;clear:left;\">p\u00e5 engasjementene bygger p\u00e5 \ufb02ere kritiske forutsetninger<span class=\"_ _31\"></span>, herunder </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet, tap ved mislighold, forventet levetid p\u00e5 enga-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">sjement<span class=\"_ _2\"></span>ene og makroutvikling. P\u00e5 grunn av betydelig estimatusikkerhet </span><span style=\"display:inherit;clear:left;\">er det krav til \u00e5 vise sensitivitetsanalyser gitt endring i ulike parametere, </span><span style=\"display:inherit;clear:left;\">dette fremg\u00e5r av <span class=\"ff3 fcd\">note 11</span>.</span><span style=\"display:inherit;clear:left;\">Den statistiske modellen for beregning av \u201dExpected credit losses\u201d (E<span class=\"_ _0\"></span>CL) </span><span style=\"display:inherit;clear:left;\">p\u00e5 engasjementene bygger p\u00e5 \ufb02ere kritiske forutsetninger<span class=\"_ _31\"></span>, herunder mislig-<span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holdssannsynlighet, tap ved mislighold, forventet levetid p\u00e5 engasje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">mentene<span class=\"_ _2\"></span> og makroutvikling. P\u00e5 grunn av betydelig estimatusikkerhet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er det krav til \u00e5 vise sensitivitetsanalyser gitt endring i ulike parametere, </span><span style=\"display:inherit;clear:left;\">dette fremg\u00e5r av <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">Virkelig verdi for finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi p\u00e5 finansielle instrumenter som ikke handles i et aktivt marked, </span><span style=\"display:inherit;clear:left;\">fastsettes ved \u00e5 bruke ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. I disse vurderingene </span><span style=\"display:inherit;clear:left;\">s\u00f8ker konsernet i st\u00f8rst mulig grad \u00e5 basere seg p\u00e5 markedsf<span class=\"_ _0\"></span>orholdene </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen. Dersom det ikke er observerbare markedsdata gj\u00f8res </span><span style=\"display:inherit;clear:left;\">antagelser om hvordan markedet vil prise instrumentet, for eksempel </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 prising av tilsvarende instrumenter<span class=\"_ _31\"></span>. I verdsettelsene kreves <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det utstrakt bruk av skj\u00f8nn, blant annet ved vurdering av kredittrisiko,<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">likviditetsrisiko og volatilitet. En endring i en eller \ufb02ere av disse faktorene </span><span style=\"display:inherit;clear:left;\">kan p\u00e5virke fastsatt verdi for instrumentet. Virkelig ver<span class=\"_ _0\"></span>di for finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter fremg\u00e5r av <span class=\"ff3 fcd ls0\">note 26</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">Fastrenteutl\u00e5n:</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS skal verdsettelsen v\u00e6re basert p\u00e5 en vurdering av hva </span><span style=\"display:inherit;clear:left;\">en ekstern investor ville lagt til grunn ved investering i tilsvarende utl\u00e5n. </span><span style=\"display:inherit;clear:left;\">Det eksisterer ikke et velfungerende marked f<span class=\"_ _0\"></span>or kj\u00f8p og salg av fastrentel\u00e5n </span><span style=\"display:inherit;clear:left;\">mellom markedsakt\u00f8rer<span class=\"_ _31\"></span>. Verdien av fastrenteutl\u00e5nene estimeres ved <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 diskontere kontantstr\u00f8mmene med en risik<span class=\"_ _0\"></span>ojustert diskonteringsfaktor </span><span style=\"display:inherit;clear:left;\">som skal hensynta markedsakt\u00f8renes preferanser<span class=\"_ _31\"></span>. Diskonteringsfaktoren </span><span style=\"display:inherit;clear:left;\">beregnes basert p\u00e5 en observerbar swaprente tillagt et marginkrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Ved estimering av mar<span class=\"_ _0\"></span>ginkravet tas det hensyn til observerbare markeds-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">renter p\u00e5 tilsvarende utl\u00e5n. Marginkravet til markedsakt\u00f8rene er ikk<span class=\"_ _0\"></span>e direkte </span><span style=\"display:inherit;clear:left;\">observer <span class=\"_ _82\"></span>bart og m\u00e5 estimeres basert p\u00e5 di\ue61ceransen mellom de observer-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare markedsrentene og swaprenten over en tidsperiode. Da marginkravet </span><span style=\"display:inherit;clear:left;\">ikke er direkte observerbart er det knyttet usikkerhet til beregning av virk<span class=\"_ _0\"></span>elig </span><span style=\"display:inherit;clear:left;\">verdi for fastrenteutl\u00e5n.</span><span style=\"display:inherit;clear:left;\">Bruk av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Kundeutbytte</span><span style=\"display:inherit;clear:left;\">Det er bankens forstanderskap som hvert \u00e5r tar stilling til om og hvor mye </span><span style=\"display:inherit;clear:left;\">som skal deles ut i kundeutbytte. V<span class=\"_ _0\"></span>edtak ble gjort i bankens forstander-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skapsm\u00f8te 28. mars 2023, og bank<span class=\"_ _0\"></span>en utbetalte i 2023 totalt 58,9 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte til bankens l\u00e5ne- og innskuddskunder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Kundene vil motta et bel\u00f8p basert p\u00e5 bankens \u00e5rlige overskudd og hvor </span><span style=\"display:inherit;clear:left;\">mye kunden selv har i innskudd og l\u00e5n i banken.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Utbytte gis til privatpersoner og bedrifter.</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i l\u00e5n i banken.</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Samskyldnere (personer med felles l\u00e5n) kan f\u00e5 kundeutbytte <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">for inntil 4 mill. kroner<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i innskudd <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">i banken.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Kundeutbyttet gjelder fra f\u00f8rste krone og opp til 2 mill. kroner<span class=\"_ _0\"></span>.</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Opptjening av kundeutbytte baseres p\u00e5 daglig saldo</span>.</span></span><span style=\"display:inherit;clear:left;\">Finansdepartementet har gitt tillatelse til \u00e5 benytte grunnfondskapital <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til kundeutbytte. Utdelingen av kundeutbytte er regulert av Finansfore-</span><span style=\"display:inherit;clear:left;\">taksloven \u00a710-17 \ue61ferde ledd, som klassifiserer kundeutbytte som en </span><span style=\"display:inherit;clear:left;\">disponering av \u00e5rsresultatet. Denne klassifiseringen har banken lagt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til grunn regnskapsmessig, og har s\u00e5ledes behandlet utbetalingen som </span><span style=\"display:inherit;clear:left;\">en egenkapitaltransaksjon. Utbetalingen av kundeutbytte gav et skatte-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fradrag p\u00e5 14<span class=\"_ _0\"></span>,7 millioner kroner for inntekts\u00e5r<span class=\"_ _0\"></span>et 2023. Skattefradraget </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res som en reduksjon av sk<span class=\"_ _0\"></span>attekostnad for 2023. Det presiser<span class=\"_ _0\"></span>es </span><span style=\"display:inherit;clear:left;\">at det er knyttet noe usikkerhet rundt fordelingen av skattefradraget <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fra kundeutbyttet mellom de ulike eierklassene.</span><span style=\"display:inherit;clear:left;\">Oppkj\u00f8p, salg, avviklinger  </span><span style=\"display:inherit;clear:left;\">og selskapsetableringer </span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige endringer i konsernstruktur <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.desember 2023.</span><span style=\"display:inherit;clear:left;\">Segmenter </span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter<span class=\"_ _31\"></span>, Privatmarked (PM), Bedriftsmarked (BM) </span><span style=\"display:inherit;clear:left;\">og Eiendom. PM og BM er bankvirksomhet fordelt p\u00e5 to hovedkunde<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grupper<span class=\"_ _0\"></span>. Her inng\u00e5r ogs\u00e5 generell investeringsr\u00e5dgivning overfor </span><span style=\"display:inherit;clear:left;\">bankens kunder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Eiendomssegmentet har eiendomsmegling som virksomhet. Segmentet </span><span style=\"display:inherit;clear:left;\">best\u00e5r av datterselskapet Aktiv Eiendomsmegling J\u00e6ren AS. \ue619</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som benyttes for utarbeidelse av seg<span class=\"_ _0\"></span>ment<span class=\"_ _31\"></span>infor<span class=\"_ _31\"></span><span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">masjon er de samme som de prinsippene som fremg\u00e5r av prinsippnoten, </span><span style=\"display:inherit;clear:left;\">note 2<span class=\"ff5 fc4 ls84\">. Konsernet fordeler ikke skatt eller ikk<span class=\"_ _0\"></span>e-gjentagende gevinster </span></span><span style=\"display:inherit;clear:left;\">og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer selskapsinterne<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">transaksjoner etter prinsippet om armlengdes avstand. Fundingkostnader </span><span style=\"display:inherit;clear:left;\">er fordelt i henhold til kapitalbehov for henholdsvis PM og BM. Netto </span><span style=\"display:inherit;clear:left;\">provisjonsinntekter er fordelt etter salgsvolum og felleskostnader<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">etter en fordelingsn\u00f8kkel for kostnader<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Konsernet har kun virksomhet i Norge, og alle inntekter er opptjent <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Norge.</span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs4a fc16 ls0 ws0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:447.490234375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 207.012px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 36.0684px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.069px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 329 564 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 835 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 259.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 615 399 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.0527px; width: 760.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 489.146px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 76.0371px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">329 564</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">285 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">615 567</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.0215px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 609)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 590</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.006px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.088px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 727)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.967px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 648 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 921</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.99px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 518.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 051</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.975px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 832 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159 563</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 175.959px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 211.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 451 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 264</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.943px; width: 757.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.869px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 463 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (531)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 251</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 215.928px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 192</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 235.912px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 143 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 201 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 381)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">406 423</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 255.896px; width: 759.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 847 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (750)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (462)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 634 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 275.615px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 131 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 202 578 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 381)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">395 789</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.85px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 836 139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 554 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 335.834px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 433.414px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 999 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 024 204</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 355.553px; width: 756.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.418px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 836 139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 554 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 999 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 395.787px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 043 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 791 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 726 697</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 415.771px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 420.045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 213 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 227 861</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 435.49px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.627px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 043 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 791 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 939 951</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 790 244</span></span></span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs4a fc16 ls0 ws0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:429.490234375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 207.012px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.8184px; width: 759.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 250 7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">49 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 244 788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 257.842px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 495 536 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.459px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 489.146px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.0996px; width: 757.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 749</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">495 687</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.74px; width: 757.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 963 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (5 653)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 352</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.381px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (4 680)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.455px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 185</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.037px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 253</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.678px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 338 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 974 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">153 790</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.318px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 201 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 142 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 325 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.959px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 200.262px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 360 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 285 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 913</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 213.6px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 179 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 333 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 385</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 232.24px; width: 756.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 97 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 178 499 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 398 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 606 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">325 384</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 250.881px; width: 760.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 345 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 269.068px; width: 756.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 644 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 398 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 606 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 040</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.459px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 111 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.1px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 435.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 811</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 231 167</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 256 978</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.287px; width: 756.393px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.418px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 111 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 811</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 231 167</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 220 764</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 380.662px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 326 362</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 692 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 399.303px; width: 756.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 421.706px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 018</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 445 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 458 605</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 417.49px; width: 756.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.627px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 326 362</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 018</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 137 644</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 823 883</span></span></span><span style=\"display:inherit;clear:left;\">Morbank <span class=\"fs4a fc16 ls0 ws0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:392.1171875px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0136718px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.94px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.7402px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 243 815 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 835 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3965px; width: 757.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 508 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.0371px; width: 757.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 512.591px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 112 248 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">112 248</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.678px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 517.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 583</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.318px; width: 756.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 005</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 138.959px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 311.924px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 936</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.6px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 303.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 130 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.24px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 286.728px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 011</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.881px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 333.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 541 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 201 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">389 708</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 213.521px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (750)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (462)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 899</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 231.725px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 202 578 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 269.1px; width: 756.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 834 013 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 555 001 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.785px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.74px; width: 756.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 160 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 160 869</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 305.928px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 328.266px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 834 013 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 555 001 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 160 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 549 883</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.303px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 043 691 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 794 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 937 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.943px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 501.375px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 498 630 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 498 630</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 380.131px; width: 756.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 043 691 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 794 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 435 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 273 725</span></span></span><span style=\"display:inherit;clear:left;\">Morbank <span class=\"fs4a fc16 ls0 ws0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:417.8515625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0136718px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.94px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 46.4121px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">172 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417 591</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 756.738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5 653)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 86.3809px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 518.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 065</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 065</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.365px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 333.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 731</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 126.35px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 063</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 974</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 078</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.334px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 612</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.318px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">82 042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">118 545</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 186.303px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 396</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 206</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.287px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 334.799px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265 342</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 226.271px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 108</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 401</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.99px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.381px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">168 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 942</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 286.225px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 200 771</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.209px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 287 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 358 963</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.928px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 329.959px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 250 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 873 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 287 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 411 672</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 366.162px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.367px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 328 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 691 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 386.146px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 504.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 995 039</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 995 039</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 405.865px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 328 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 686 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 361 577</span></span></span><span style=\"display:inherit;clear:left;\">Kapitalstyring  </span><span style=\"display:inherit;clear:left;\">og kapitaldekning</span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank benytter standardmetoden for </span><span style=\"display:inherit;clear:left;\">kredittrisiko og basismetoden for operasjonell risiko. Per 31. desember 2023 </span><span style=\"display:inherit;clear:left;\">er kravet til bevaringsbu\ue61cer 2,5 %, systemrisikobu\ue61cer 4<span class=\"_ _31\"></span>,5 % og motsyklisk<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">kapitalbu\ue61cer 2,5 %. Disse kravene er i tillegg til kravet om ren kjernekapital p\u00e5 </span><span style=\"display:inherit;clear:left;\">4,5 %, slik at samlet minstekrav til r<span class=\"_ _0\"></span>en kjernekapital er 14<span class=\"_ _31\"></span>,0 %. I tillegg har </span><span style=\"display:inherit;clear:left;\">Finanstilsynet fastsatt et pilar 2-krav for Sandnes Sparebank p\u00e5 2,1 %, hvora<span class=\"_ _0\"></span>v </span><span style=\"display:inherit;clear:left;\">56,25 % av det fastsatte pilar 2-kravet m\u00e5 dekkes med r<span class=\"_ _0\"></span>en kjernekapi<span class=\"_ _2\"></span>tal.<span class=\"_ _2\"></span>  </span><span style=\"display:inherit;clear:left;\">Regulatorisk minstekrav til ren kjernekapital, inklusive pilar 2-kravet, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er dermed 15,2 %. </span><span style=\"display:inherit;clear:left;\">Konsernets m\u00e5l om ren kjernekapitaldekning er minimum 16,2 %<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.12.23.\ue619</span><span style=\"display:inherit;clear:left;\">Den vedtatte kapitaliseringspolicyen skal bidra til at konsernet har en </span><span style=\"display:inherit;clear:left;\">st\u00f8rrelse p\u00e5 egenkapitalen som medf\u00f8rer en e\ue61cektiv egenkapitalbruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til virksomhetens omfang og risikoprofil. Bank<span class=\"_ _0\"></span>en skal ha en </span><span style=\"display:inherit;clear:left;\">egenkapital som gj\u00f8r at den kan oppn\u00e5 en konkurransedyktig egenkapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avkastning, samt konkurransedyktige vilk\u00e5r i de ulike kr<span class=\"_ _0\"></span>edittmarkedene. </span><span style=\"display:inherit;clear:left;\">Hensynet til tilstrekkelig likviditetstilgang skal dominere m\u00e5let om konk<span class=\"_ _0\"></span>ur-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ransedyktig egenkapitalavkastning. Egenkapitalen skal ogs\u00e5 sikre<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at konsernet har tilstrekkelig kapitalbu\ue61cer til \u00e5 st\u00e5 imot perioder<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med negativt resultat. </span><span style=\"display:inherit;clear:left;\">Konsernet forvalter kapitalen med tanke p\u00e5 svingninger i \u00f8konomisk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">forhold. Dette inneb\u00e6rer at banken gjennomf\u00f8r<span class=\"_ _0\"></span>er jevnlige balanse-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">styringsm\u00f8ter hvor kapitalsituasjonen gjennomg\u00e5s. Her blir ferske </span><span style=\"display:inherit;clear:left;\">volumtall og prognoser vurdert i forhold til utviklingen i be<span class=\"_ _31\"></span>regn<span class=\"_ _0\"></span>ing<span class=\"_ _31\"></span>s<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grunnlaget og hvordan banken ligger an i forhold til kapitalm\u00e5lsetningene. </span><span style=\"display:inherit;clear:left;\">I tillegg blir det gitt en status p\u00e5 de tiltak som er besluttet gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">og eventuelle behov for nye tiltak.  </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 utgj\u00f8r konsernets forvaltningskapital 34<span class=\"_ _0\"></span>,<span class=\"_ _31\"></span>4 milliarder kroner. <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">Dette er en \u00f8kning p\u00e5 2,2 milliarder kroner sammenlignet med 31.12.2022, </span><span style=\"display:inherit;clear:left;\">noe som tilsvarer en \u00f8kning p\u00e5 6,8 %. \u00d8kningen skyldes i hovedsak<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">utl\u00e5nsvekst i perioden.</span><span style=\"display:inherit;clear:left;\">Konsernets beregningsgrunnlag er i samme periode \u00f8kt med ca. 0<span class=\"_ _0\"></span>,8 </span><span style=\"display:inherit;clear:left;\">milliarder kroner<span class=\"_ _31\"></span>, hvorav \u00f8kningen i kreditttrisiko for engasjementer med </span><span style=\"display:inherit;clear:left;\">pantesikkerhet i eiendom utgj\u00f8r den st\u00f8rste endringen. Banken har i 2023 </span><span style=\"display:inherit;clear:left;\">gjennomg\u00e5tt portef\u00f8ljen av l\u00e5n med pant i konsesjonspliktig landbruks-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eiendom og justert ut der hvor banken har beregnet deler av denne som </span><span style=\"display:inherit;clear:left;\">35 % vekt basert p\u00e5 boligverdi av landbrukseiendommen. Alle landbruks-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eiendommer vektes n\u00e5 som n\u00e6ringsl\u00e5n \u2013 hvor \ufb02ertallet er sm\u00e5 enga<span class=\"_ _0\"></span>sje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">men<span class=\"_ _31\"></span>t under 10 millioner kroner og regnes som en del av massemarkeds-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen. E\ue61cekten av reklassifiseringen er en \u00f8kning i morbanken <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og konsernets beregningsgrunnlag p\u00e5 ca. 60 millioner kroner<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Konsernet har per 31.12.2023 en ren kjernekapitaldekning (inklusiv inn-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">konsolidert andel i samarbeidende gruppe) p\u00e5 17<span class=\"_ _3\"></span>,8 %, uendret sammen<span class=\"ls0 ws0\">-</span></span><span style=\"display:inherit;clear:left;\">lignet med 31.12.2022. \u00d8kt egenkapital som f\u00f8lge av \u00f8kte verdier fra </span><span style=\"display:inherit;clear:left;\">investering i EIKA Gruppen AS og tilbakeholdt overskudd \u00f8ker kapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekningen for 2023, men motvirkes av utl\u00e5nsvekst og vek<span class=\"_ _0\"></span>st i beregnings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">grunnlaget i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;\">Som ledd i bankens kapitalplan, og i tr\u00e5d med bankens vurdering av<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fremtidig kapitalbehov \u00f8kte banken i januar 202<span class=\"_ _0\"></span>4, etter \u00e5rsslutt, bankens </span><span style=\"display:inherit;clear:left;\">ansvarlige l\u00e5n. Dette medf\u00f8rte at ansvarlig kapital er over styrets vedtatte </span><span style=\"display:inherit;clear:left;\">m\u00e5l for ansvarlig kapital ved utbetaling av utbytte, selv om kapitaldekning </span><span style=\"display:inherit;clear:left;\">per \u00e5rsslutt, hensyntatt avsatt til utbytte, rapporteres som noe under </span><span style=\"display:inherit;clear:left;\">bankens eget styringsm\u00e5l. Alle kapitalkrav har hele tiden v\u00e6rt over </span><span style=\"display:inherit;clear:left;\">regulatoriske krav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Uvektet kjernekapital (Leverage ratio) for konsernet utgjorde 9<span class=\"_ _31\"></span>,0 % per </span><span style=\"display:inherit;clear:left;\">31.12.23, som er det samme som ved utgangen av 2022. Uvektet kjerne- </span><span style=\"display:inherit;clear:left;\">kapital er betydlig over myndighetenes minstekrav p\u00e5 5 %. </span><span style=\"display:inherit;clear:left;\">Rapportering kapital for eierforetak i samarbeidende gruppe  </span><span style=\"display:inherit;clear:left;\">pr 31.12.2023:</span><span style=\"display:inherit;clear:left;\">Foretak som deltar i samarbeidende gruppe skal foreta forholdsmessig </span><span style=\"display:inherit;clear:left;\">konsolidering av eierandeler i finansforetak som forest\u00e5r den virk<span class=\"_ _0\"></span>somhet </span><span style=\"display:inherit;clear:left;\">som samarbeidet omfatter<span class=\"_ _0\"></span>, jf. Finansforetaksloven \u00a7 17-13 (2) og utfyllende </span><span style=\"display:inherit;clear:left;\">bestemmelser i CRR/CRD-forskriftens \u00a7 16 (3) og \u00a732 (4). </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank deltar i samarbeidende gruppe </span><span style=\"display:inherit;clear:left;\">med EIKA Gruppen AS hvor banken eier 8,<span class=\"_ _0\"></span>8 % av aksjene per 31.12.2023. </span><span style=\"display:inherit;clear:left;\">F\u00f8lgelig innkonsolideres andel av EIKA Gruppen i kapitaldekningen.</span><span style=\"display:inherit;clear:left;position:relative;height:202.890625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 201.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forholdsmessig konsolidering</span></span><span style=\"position: absolute; display: inline-block; left: 572.422px; top: 5.4668px; width: 184.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 39.4707px; width: 109.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0.219px; margin-left: 0px; font-size: 10.95px; font-family: ff1; color: rgb(101, 98, 99); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSVARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.219px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 55.2559px; width: 759.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 488.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 106 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 956 132 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.9902px; width: 759.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 215 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 064 974 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 86.7246px; width: 759.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig kapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 493.387px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 547 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 443 025 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.209px; width: 759.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregningsgrunnlag</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 466.886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 410 039 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 638 484 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.643px; width: 96.082px; white-space: pre; word-spacing: -0.219px; letter-spacing: 0.219px; margin-left: 0px; font-size: 10.95px; font-family: ff1; color: rgb(101, 98, 99); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KAPIT</span><span style=\"word-spacing: -0.219px; letter-spacing: 0.219px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ALDEKNING</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 159.428px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 469.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 175.162px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 490.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.896px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 520.894px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">7 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:956.150390625px;\"><span style=\"position: absolute; display: inline-block; left: 46.2812px; top: 0.0117187px; width: 649.482px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 519.675px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.70312px; top: 36.5px; width: 729.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 435.896px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 82.1445px; width: 113.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSVARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.228px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 105.521px; width: 717.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 126.35px; width: 718.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 694</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenbeholdning egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.84px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 694</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 147.193px; width: 718.652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">895 350</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sparebankens fond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">895 350</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 700</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 168.021px; width: 724.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 112 106</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 986 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 835 933</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 683 256</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 188.865px; width: 716.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avsatt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 327.551px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 720</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 209.693px; width: 708.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avsatt kundeutbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 303.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 963</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 230.521px; width: 727.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 452 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 253 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapital (eksklusiv hybridkapital)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 176 157</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 950 094</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 251.365px; width: 717.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for eiersk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap i ikke vesentlige eierandeler i finansiell sektor</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-507 110</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-409 460</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 272.193px; width: 495.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-23 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-24 228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for eierskap i vesentlige eierandeler i finansiell sektor</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 293.037px; width: 709.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag forsiktighetsbasert verdiansettelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 189.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 017</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 349</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 313.865px; width: 351.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre fradrag etter s\u00e6rskilt vedtak</span></span><span style=\"position: absolute; display: inline-block; left: 132.891px; top: 334.693px; width: 600.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-45</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag manglende dekning misligholdte eksponeringer (ML</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">C)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-45</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 355.537px; width: 722.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-126 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">F</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">radrag for avsatt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 263.736px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-126 720</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 376.365px; width: 714.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-59 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for avsatt kundeutbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 239.174px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-59 963</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 397.209px; width: 716.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-18 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 682</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for goodwill og andre immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 220</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 418.037px; width: 726.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 106 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 956 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 276.51px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 418 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 331 337</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 438.881px; width: 718.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">108 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 841</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fondsobligasjon og hybridkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.685px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 459.709px; width: 725.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 215 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 064 974</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 518 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 431 337</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 480.537px; width: 716.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">331 934</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">378 051</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital (eks. p\u00e5l\u00f8pte renter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 501.381px; width: 531.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i ikke vesentlige eierandeler i finansiell sektor</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-743</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 522.209px; width: 726.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 547 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 443 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ansvarlig kapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 838 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 797 594</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 574.52px; width: 131.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOVEKTET KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.228px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 597.896px; width: 168.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsrisiko \u2013 standardmetode</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 618.725px; width: 734.133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 029 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 359 143</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kredittrisik</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o \u2013 standardmetode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 290 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 992 563</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 639.568px; width: 725.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 343 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 232 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Operasjonell risiko</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 115 104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">990 639</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 660.396px; width: 349.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 949</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilleggsberegning faste kostnader</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 681.24px; width: 708.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Cva-tillegg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 350.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 924</span></span><span style=\"position: absolute; display: inline-block; left: 1.01562px; top: 702.068px; width: 732.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 410 039</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 638 484</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Beregningsgrunnlag</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 420 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 002 127</span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 722.631px; width: 697.91px; white-space: pre; word-spacing: 0.1491px; letter-spacing: -0.1491px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20,4</span><span style=\"word-spacing: 0.1491px; letter-spacing: -0.1491px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">20,7</span><span style=\"word-spacing: 0.1491px; letter-spacing: -0.1491px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 341.192px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23,3</span></span></span><span style=\"position: absolute; display: inline-block; left: 38.25px; top: 743.475px; width: 696.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.0852px; letter-spacing: -0.0852px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,4</span><span style=\"word-spacing: 0.0852px; letter-spacing: -0.0852px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Kjernekapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 309.68px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,3</span></span><span style=\"position: absolute; display: inline-block; left: 38.25px; top: 764.303px; width: 695.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.26625px; letter-spacing: -0.26625px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.26625px; letter-spacing: -0.26625px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">9,4</span></span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 816.879px; width: 73.5352px; white-space: pre; word-spacing: -0.228px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BUFFERKRAV</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 840.256px; width: 716.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">435 251</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">415 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bevaringsbuffer (2,50 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">310 521</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 053</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 861.1px; width: 716.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">435 251</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 770</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Motsyklisk buffer (2,50 % / 2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">310 521</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">240 043</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 881.928px; width: 717.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">783 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">499 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Systemrisikobuffer (4,50 % / 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">558 937</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">360 064</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 902.756px; width: 726.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 653 954</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 247 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum buffere til ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 179 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">900 159</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 923.6px; width: 717.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">783 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">748 732</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Minimumskrav til r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">en kjerne (4,50 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">558 937</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">540 096</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 944.162px; width: 716.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">669 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">959 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgjengelig ren kjernekapital utover minimumskrav og bufferkrav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">679 163</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">891 082</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:595.181640625px;\"><span style=\"position: absolute; display: inline-block; left: 49.0312px; top: 0.0117187px; width: 649.482px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 519.675px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 7.45312px; top: 36.75px; width: 729.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 435.896px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 80.8945px; width: 251.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> SPESIFIKASJON AV BEREGNINGSGR</span><span style=\"word-spacing: 0px; letter-spacing: 0.228px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">UNNLAG</span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 104.006px; width: 95.3965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Standardmetoden </span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 125.115px; width: 75.8496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Markedsrisiko </span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 166.771px; width: 121.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stater og sentralbanker </span></span><span style=\"position: absolute; display: inline-block; left: 25.4531px; top: 187.615px; width: 710.273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 138</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">153 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lokale og regionale myndigheter og offentlig eide foretak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 195</span></span><span style=\"position: absolute; display: inline-block; left: 28.2656px; top: 208.443px; width: 709.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Institusjoner  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 324.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 462 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 232</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 229.287px; width: 717.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">512 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">547 745</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Foretak </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 351.627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 475 905 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">497 901</span></span><span style=\"position: absolute; display: inline-block; left: 11.7656px; top: 250.115px; width: 724.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 410 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 764 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Massemark</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ed </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 151 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 566 041</span></span><span style=\"position: absolute; display: inline-block; left: 5px; top: 270.943px; width: 731.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 241 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 997 222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Engasjementer med pantesikkerhet i eiendom </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 149 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 366 591</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 291.787px; width: 718.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">393 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 439</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfallte engasjement </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 280.529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 381 532 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">237 704</span></span><span style=\"position: absolute; display: inline-block; left: 325.688px; top: 313.023px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 325.168px; top: 312.615px; width: 3.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 20.4219px; top: 312.615px; width: 304.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">497 337</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8yrisiko-engasjement</span></span><span style=\"position: absolute; display: inline-block; left: 329.219px; top: 312.615px; width: 407.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 326 727 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">497 337</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 333.459px; width: 717.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">239 758</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">217 745</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Obligasjoner med fortrinnsr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ett </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 755 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 494</span></span><span style=\"position: absolute; display: inline-block; left: 25.4531px; top: 354.287px; width: 710.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">46 122</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">112 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andeler i verdipapirfond </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 375.131px; width: 717.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">623 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">547 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapitalposisjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 268.898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 007 504 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">991 108</span></span><span style=\"position: absolute; display: inline-block; left: 22.0312px; top: 395.959px; width: 713.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">119 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 552</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 361.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 767</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 416.787px; width: 740.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 029 650 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 359 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kredittrisiko </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 316.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 290 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 992 563 </span></span><span style=\"position: absolute; display: inline-block; left: 8.96875px; top: 458.459px; width: 730.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 343 134 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 232 221 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Operasjonell risko </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 115 104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 990 639 </span></span><span style=\"position: absolute; display: inline-block; left: 24.4219px; top: 500.131px; width: 352.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 531 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 949 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilleggsberegning faste kostnader</span></span><span style=\"position: absolute; display: inline-block; left: 28.2656px; top: 541.803px; width: 708.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CVA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-tillegg </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 924</span></span><span style=\"position: absolute; display: inline-block; left: 3.76562px; top: 583.193px; width: 735.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 410 039 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 638 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum beregningsgrunnlag</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 420 826 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 002 127 </span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> H\u00f8yrisiko engasjementer</span><span style=\"display:inherit;clear:left;\">Overordnet har banken h\u00f8yrisiko mark<span class=\"_ _0\"></span>ert de engasjementer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som prim\u00e6rt er knyttet til;</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Eiendomsutviklingsprosjekter som ikke har l\u00f8pende inntekter <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">til selvstendig rentebetjening i utviklingsfasen</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws93\">Eiendomsutviklingsprosjekter som er avhengig av et fremtidig utbyg<span class=\"ls0 ws0\">-</span></span></span></span><span style=\"display:inherit;clear:left;\">gingsprosjekt f\u00f8r det er rimelig \u00e5 anta at nedkvittering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av hovedstol kan finne sted i sin helhet </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Eiendomsutviklingsprosjekter hvor banken har finansiert oppf\u00f8ring </span></span></span><span style=\"display:inherit;clear:left;\">av boliger uten tilstrekkelig forh\u00e5ndssalg (typisk prosjekt best\u00e5ende </span><span style=\"display:inherit;clear:left;\">av en eller maksimalt et par boliger). Alle st\u00f8rre byggeprosjekter </span><span style=\"display:inherit;clear:left;\">krever tilfredsstillende forh\u00e5ndssalg. </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Andre former for spekulativ eiendomsfinansiering. </span></span></span><span style=\"display:inherit;clear:left;\">Bankens tolkning av h\u00f8yrisikoengasjementer er i henhold til de </span><span style=\"display:inherit;clear:left;\">prinsipper som er fastsatt i oppdatert rundskriv fra Finanstilsynet.</span><span style=\"display:inherit;clear:left;\">Risikostyring </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank er gjennom sin forretningsut\u00f8velse </span><span style=\"display:inherit;clear:left;\">eksponert for ulike typer risiko. Dermed er det sentralt i konsernets<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">forretningsmodell \u00e5 styre risikoene en er eksponert mot p\u00e5 en helhetlig </span><span style=\"display:inherit;clear:left;\">m\u00e5te. Risiko representerer ikk<span class=\"_ _0\"></span>e bare potensielle kostnader<span class=\"_ _31\"></span>, men byr <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og p\u00e5 muligheter<span class=\"_ _0\"></span>. Dermed m\u00e5 og risikoen vurderes, m\u00e5les og ikke </span><span style=\"display:inherit;clear:left;\">minst prises riktig hvor det er mulig. </span><span style=\"display:inherit;clear:left;\">Risiko p\u00e5virker alt banken for<span class=\"_ _0\"></span>etar seg, og s\u00e5ledes er en kritisk faktor <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i risikostyringen at banken har en risikokultur som bygger opp under<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">de m\u00e5l og planer som ligger for \u00f8nskede risikom\u00e5l. Risikostyringen starter </span><span style=\"display:inherit;clear:left;\">med den enkelte ansatte, og de vurderingene som blir gjort i f\u00f8rste- <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og andrelinje i banken. Felles retningslinjer og styringsm\u00e5l sikrer<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">enhetlig og felles forst\u00e5else og vurderingsgrunnlag for risiko.</span><span style=\"display:inherit;clear:left;\">F\u00f8lgende prinsipper gjelder for konsernets risikostyring:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Risiko tas innenfor en definert risikoappetitt</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Hver risiko som tas m\u00e5 v\u00e6re godkjent innenfor risikostyrings-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">rammeverket </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Risiko m\u00e5 kompenseres tilstrekk<span class=\"_ _0\"></span>elig over tid og skal overv\u00e5kes <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">og styres kontinuerlig</span><span style=\"display:inherit;clear:left;\">Organisering og fullmaktsstruktur</span><span style=\"display:inherit;clear:left;\">Styret</span><span style=\"display:inherit;clear:left;\">Styret har ansvar for \u00e5 fastsette konsernets risikopr<span class=\"_ _0\"></span>ofil. I tillegg fastsetter </span><span style=\"display:inherit;clear:left;\">styret de overordnede rammer og fullmakter innen de ulike risikoomr\u00e5dene. </span><span style=\"display:inherit;clear:left;\">Retningslinjer for risikostyring i konsernet, samt alle vesentlige aspekter </span><span style=\"display:inherit;clear:left;\">ved risikostyringsmodellene og beslutningsprosessene er styrets ansvar<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Videre skal styret p\u00e5se at banken har tilstrekk<span class=\"_ _0\"></span>elig kapital ut fra risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">toleranse og virksomhet og i forhold til regulatoriske krav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Risikoutvalg</span><span style=\"display:inherit;clear:left;\">Risikoutvalget, som er et styreutvalg, har som form\u00e5l \u00e5 p\u00e5se at styring </span><span style=\"display:inherit;clear:left;\">og kontroll av risiko er av tilfr<span class=\"_ _0\"></span>edsstillende h\u00f8y kvalitet. Dette inneb\u00e6rer </span><span style=\"display:inherit;clear:left;\">blant annet at risikoutvalget skal f\u00f8lge opp konsernets implementering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av risikostrategi, gi styret r\u00e5d omkring eksisterende risik<span class=\"_ _0\"></span>ostrategi <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og risikotoleranse, samt forberede styrebehandling av risik<span class=\"_ _0\"></span>oomr\u00e5det.</span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r<span class=\"_ _0\"></span>, leder for risikostyring og ledergruppen</span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r har det daglige ansvaret for risik<span class=\"_ _0\"></span>ostyring, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">et ansvar som operativt er delegert til Leder for risikostyring. Leder <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for risikostyring rapporterer uavhengig til administrerende dir<span class=\"_ _0\"></span>ekt\u00f8r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og styret og har konsernansvaret p\u00e5 tvers av avdelinger for styring av<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">all kreditt-, markeds-, likviditets- og operasjonell risiko. I tillegg er leder </span><span style=\"display:inherit;clear:left;\">for risikostyring ansvarlig for overv\u00e5king, analyse og rapportering av risiko. </span><span style=\"display:inherit;clear:left;\">Det er leder for risikostyring som har ansvar for utvikling av konsernets </span><span style=\"display:inherit;clear:left;\">strategi for helhetlig risikostyring, strategiene for kredittrisik<span class=\"_ _0\"></span>o- og policy, </span><span style=\"display:inherit;clear:left;\">finansiell risiko, likviditetsrisiko og operasjonell risiko. I tillegg har banken </span><span style=\"display:inherit;clear:left;\">egne ansvarlige for utvalgte risikoomr\u00e5der<span class=\"_ _31\"></span>. Dette gjelder blant annet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en egen b\u00e6rekraftsansvarlig som har ansvar for koordinering av arbeidet</span><span style=\"display:inherit;clear:left;\">med ESG relatert risiko. Det er et eget personvernombud som koordiner<span class=\"_ _0\"></span>er </span><span style=\"display:inherit;clear:left;\">og overv\u00e5ker personvernrelaterte tema. Og det er en egen avdeling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og leder for AHV<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">I forhold til den daglige risikostyringen skal den enkelte leder i konsernet </span><span style=\"display:inherit;clear:left;\">s\u00f8rge for \u00e5 ha kunnskap om vesentlig risiko, av alle typer<span class=\"_ _31\"></span>, innenfor eget </span><span style=\"display:inherit;clear:left;\">ansvarsomr\u00e5de. Dermed er m\u00e5let at denne kan forvaltes p\u00e5 en \u00f8konomisk</span><span style=\"display:inherit;clear:left;\">og administrativt forsvarlig m\u00e5te. Administrerende direkt\u00f8r har gitt n\u00e6rmer<span class=\"_ _0\"></span>e</span><span style=\"display:inherit;clear:left;\">retningslinjer for gjennomf\u00f8ringen av overordnet kr<span class=\"_ _0\"></span>edittpolitikk og kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">strategier<span class=\"_ _0\"></span>. Hvert enkelt forretningsomr\u00e5de styrer sine egne kredittpr<span class=\"_ _0\"></span>osesser</span><span style=\"display:inherit;clear:left;\">etter gitte retningslinjer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Rapportering skjer p\u00e5 avdelingsniv\u00e5 og danner grunnlaget for samlede </span><span style=\"display:inherit;clear:left;\">rapporter for forretningsomr\u00e5der og st\u00f8tteomr\u00e5der som inng\u00e5r i adminis<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tr<span class=\"_ _31\"></span>er<span class=\"_ _0\"></span>en<span class=\"_ _31\"></span>de direkt\u00f8rs rapportering til styr<span class=\"_ _0\"></span>et.</span><span style=\"display:inherit;clear:left;\">Revisjon</span><span style=\"display:inherit;clear:left;\">B\u00e5de ekstern- og intern revisjon er to viktige elementer innen risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">styring. Uavhengig og e\ue61cektiv revisjon bidrar til hensiktsmessig intern- </span><span style=\"display:inherit;clear:left;\">kontroll og p\u00e5litelighet i den finansielle rapporteringen. </span><span style=\"display:inherit;clear:left;\">Bankens internrevisor er KPMG, mens eksternrevisor er Deloitte.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Internrevisjon har instruks fra styret, og det er ogs\u00e5 styret som god- </span><span style=\"display:inherit;clear:left;\">kjenner revisjonens \u00e5rlige planer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Risikostyring og kapitalplanlegging</span><span style=\"display:inherit;clear:left;\">En sentral del i bankens risikostyring er konsernets interne vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kapitalbehov (ICAAP \u2013 Internal Capital Adequacy Assessment Process). </span><span style=\"display:inherit;clear:left;\">I denne prosessen foretas det vurderinger av alle vesentlige risikoer<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">banken er eksponert mot med tilh\u00f8rende vurdering av internt kapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beho<span class=\"_ _0\"></span>v for de ulike risikoene.</span><span style=\"display:inherit;clear:left;\">Styret gjennomg\u00e5r i forbindelse med ICAAP konsernets viktigste risiko-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omr\u00e5der og intern kontroll. Gjennomgangen tar sikte p\u00e5 \u00e5 f\u00e5 dokumentert </span><span style=\"display:inherit;clear:left;\">kvaliteten p\u00e5 arbeidet innen de vesentligste risikoomr\u00e5dene. Gj<span class=\"_ _0\"></span>enn<span class=\"_ _31\"></span>om<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangen skal sikre at endringer i risikobildet identifiseres slik at n\u00f8dvendige </span><span style=\"display:inherit;clear:left;\">forbedringstiltak kan iverksettes.</span><span style=\"display:inherit;clear:left;\">Risikokategorier</span><span style=\"display:inherit;clear:left;\">Hovedrisikokategoriene for konsernet er:</span><span style=\"display:inherit;clear:left;\">Kredittrisiko</span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r fra alle transaksjoner hvor faktiske, avtalte eller mulige </span><span style=\"display:inherit;clear:left;\">krav overfor motparter<span class=\"_ _31\"></span>, l\u00e5ntakere, utstedere eller andre debitorer finnes.</span><span style=\"display:inherit;clear:left;\">Risikoen ligger i manglende evne eller vilje til tilbakebetaling fra bankens </span><span style=\"display:inherit;clear:left;\">l\u00e5ntakere, kombinert med manglende sikkerhet f<span class=\"_ _0\"></span>or bankens engasjement. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko representerer bank<span class=\"_ _0\"></span>ens st\u00f8rste risiko, og er og den risikoen </span><span style=\"display:inherit;clear:left;\">som setter st\u00f8rst krav til bankens kapital. </span><span style=\"display:inherit;clear:left;\">Banken styrer kredittrisikoen prim\u00e6rt gjennom kr<span class=\"_ _0\"></span>edittstrategi- og </span><span style=\"display:inherit;clear:left;\">policyen. Kredittrisiko som oppst\u00e5r gjennom konsernets finansiering-  </span><span style=\"display:inherit;clear:left;\">og plasseringsaktivitet styres i tillegg i bankens finansstrategi. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ff3 fcd ls0 ws0\">note 8<span class=\"ff5 fc4\">-</span>11</span><span class=\"ws0\"> for en vurdering av kredittrisiko.</span></span><span style=\"display:inherit;clear:left;\">Markedsrisiko</span><span style=\"display:inherit;clear:left;\">Markedsrisiko er muligheten for uheldig markedsverdiutvikling<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 handels- eller investeringsposisjonene til banken. Markedsrisiko <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kan oppst\u00e5 fra endringer i renteniv\u00e5er<span class=\"_ _31\"></span>, kredittspreader og valutakurser. </span><span style=\"display:inherit;clear:left;\">Styret har fastsatt m\u00e5lsetninger for markedsrisiko i bank<span class=\"_ _0\"></span>ens finans-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">strategi, og denne f\u00f8lgens opp l\u00f8pende av bankens treasuryavdeling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og rapporteres til styret.  </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ff3 fcd ls0 ws0\">note 12<span class=\"ff5 fc4\">-</span>15</span><span class=\"ws0\"> for en vurdering av markedsrisiko.</span></span><span style=\"display:inherit;clear:left;\">Likviditets- og oppgj\u00f8rsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er tap som f\u00f8lge av at banken ikk<span class=\"_ _0\"></span>e klarer \u00e5 innfri alle </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res til ekstra </span><span style=\"display:inherit;clear:left;\">kostnader<span class=\"_ _31\"></span>. I dette inng\u00e5r og evnen til \u00e5 finansiere bankens utl\u00e5nsvekst. </span><span style=\"display:inherit;clear:left;\">Bankens m\u00e5lsetning for likviditetsrisiko er \u00e5 sikre at k<span class=\"_ _0\"></span>onsernet kan oppfylle </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelser og kan styre likviditets- og finansieringsrisiko innen </span><span style=\"display:inherit;clear:left;\">bankens risikoappetitt. Dette er konkretisert gjennom satte rammer<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for ulike m\u00e5leparametere i likviditetsstrategien. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ff3 fcd ls0 ws0\">note 16</span><span class=\"ws0\"> for en vurdering av likviditetsrisiko.</span></span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko er risiko for at eksisterende, betingete- eller mulige fr<span class=\"_ _0\"></span>em-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tidige positive eksponeringer ikke blir oppfylt av bankens motparter<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko betyr risiko for tap som f\u00f8lge av feil- eller utilstr<span class=\"_ _0\"></span>ekkelige </span><span style=\"display:inherit;clear:left;\">interne prosesser<span class=\"_ _0\"></span>, systemer<span class=\"_ _0\"></span>, menneskelige feil eller tap som f\u00f8lge av </span><span style=\"display:inherit;clear:left;\">eksterne hendelser utenfor bankens kontroll, inklusivt juridisk risik<span class=\"_ _0\"></span>o.</span><span style=\"display:inherit;clear:left;\">Det er knyttet operasjonell risiko til bankens IT<span class=\"_ _3\"></span>-systemer, hvilket i stor grad </span><span style=\"display:inherit;clear:left;\">utf\u00f8res av eksterne tjenesteleverand\u00f8rer i henhold til skriftlige kontrakter<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Med unntak av kjernebankl\u00f8sning er Eika hovedleverand\u00f8rer av teknologi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tjenester<span class=\"_ _0\"></span>. God styring og kontroll med IT<span class=\"_ _31\"></span>-systemene b\u00e5de i banken og </span><span style=\"display:inherit;clear:left;\">hos tjenesteleverand\u00f8rene er av vesentlig betydning for \u00e5 sikre n\u00f8yaktig, </span><span style=\"display:inherit;clear:left;\">fullstendig og p\u00e5litelig finansielle rapportering. Banken har etablert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en overordnet styringsmodell og internkontrollaktiviteter knyttet til IT<span class=\"_ _3\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">systemene. Sentrale systemer er standardiserte, og erfaringsmessig  </span><span style=\"display:inherit;clear:left;\">har det v\u00e6rt f\u00e5 operasjonelle feil knyttet til IT<span class=\"_ _31\"></span>-systemene. </span><span style=\"display:inherit;clear:left;\">Et viktig element i forbindelse med operasjonell risiko er oppf\u00f8lging  </span><span style=\"display:inherit;clear:left;\">av u\u00f8nskede hendelser<span class=\"_ _31\"></span>. Banken har etablert verkt\u00f8y for rapportering, </span><span style=\"display:inherit;clear:left;\">klassifisering og oppf\u00f8lging av u\u00f8nskede hendelser<span class=\"_ _31\"></span>. P\u00e5 denne m\u00e5ten </span><span style=\"display:inherit;clear:left;\">kan interne prosesser justeres slik at sannsynlighet for gjentakelse<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">reduseres.</span><span style=\"display:inherit;clear:left;\">ESG risiko</span><span style=\"display:inherit;clear:left;\">Risiko relatert til milj\u00f8, samfunnsansvar og selskapsstyring inng\u00e5r i ESG </span><span style=\"display:inherit;clear:left;\">risiko. Deriblant ogs\u00e5 klimarisiko. Klimarisiko omfatter risik<span class=\"_ _0\"></span>o for \u00f8kt kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko og finansielle tap for banken som f\u00f8lge av klimaendringer<span class=\"_ _31\"></span>. Banken </span><span style=\"display:inherit;clear:left;\">foretar \u00e5rlig gjennomgang av risiko i banken der ESG og klimarisik<span class=\"_ _0\"></span>o inng\u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det er f\u00f8rst og fremst relatert til utl\u00e5n til bedriftsmarked at det er identifisert </span><span style=\"display:inherit;clear:left;\">at banken er utsatt for klimarisiko. Dette er b\u00e5de rela<span class=\"_ _0\"></span>tert til fysisk risiko, </span><span style=\"display:inherit;clear:left;\">men ogs\u00e5 overgangsrisiko fra dagens situasjon til et lavutslippssamfunn. </span><span style=\"display:inherit;clear:left;\">Derfor er vurdering av b\u00e6rekraft og klimarisiko integr<span class=\"_ _0\"></span>ert i bankens kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">prosess. Da banken er lite eksponert mot blant annet olje og gassn\u00e6ringen </span><span style=\"display:inherit;clear:left;\">anses n\u00e6ringseiendom, bygg og anlegg samt landbruk \u00e5 v\u00e6re de sektorer </span><span style=\"display:inherit;clear:left;\">som har h\u00f8yest iboende klimarisiko i bankens portef\u00f8lje. Samtidig er det </span><span style=\"display:inherit;clear:left;\">store muligheter for positiv p\u00e5virkning. Det er ogs\u00e5 \u00e5rsaken til at banken </span><span style=\"display:inherit;clear:left;\">har startet gr\u00f8nn produktutvikling rettet s\u00e6rlig mot nevnte bransjer<span class=\"_ _31\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og tilbyr i dag gr\u00f8nne landbruksl\u00e5n, gr\u00f8nt n\u00e6ringsl\u00e5n og gr\u00f8nt boligl\u00e5n. </span><span style=\"display:inherit;clear:left;\">Se for \u00f8vrig kapittelet B\u00e6rekraft og samfunnsansvar<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Annen risiko</span><span style=\"display:inherit;clear:left;\">Annen risiko inkluderer strategisk risiko, eierrisiko og risik<span class=\"_ _0\"></span>o i omgivelsene. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko er risiko for tap p\u00e5 grunn av at inntjeningen blir la<span class=\"_ _0\"></span>vere enn </span><span style=\"display:inherit;clear:left;\">forventet, men at dette ikke er kompensert gjennom lavere k<span class=\"_ _0\"></span>ostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko kan oppst\u00e5 fra endringer i konkurransebildet, r<span class=\"_ _0\"></span>egulatoriske </span><span style=\"display:inherit;clear:left;\">endringer eller ine\ue61cektiv posisjonering i forhold til makromilj\u00f8et som </span><span style=\"display:inherit;clear:left;\">p\u00e5virker driften v\u00e5r<span class=\"_ _31\"></span>. Strategisk risiko kan ogs\u00e5 oppst\u00e5 hvis man ikke evner </span><span style=\"display:inherit;clear:left;\">\u00e5 leve opp til m\u00e5lsatte strategier og/eller ikke klarer \u00e5 e\ue61cektivt gj\u00f8re gr<span class=\"_ _0\"></span>ep </span><span style=\"display:inherit;clear:left;\">for \u00e5 justere avkastning lavere enn m\u00e5lsatt. Eierrisik<span class=\"_ _0\"></span>o er risiko som oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av \u00e5 v\u00e6re eier i et selskap, for eksempel gjennom drift eller </span><span style=\"display:inherit;clear:left;\">risiko for at ny kapital m\u00e5 tilf\u00f8res.</span><span style=\"display:inherit;clear:left;\">Kredittrisiko </span><span style=\"display:inherit;clear:left;\">Kredittrisiko er risikoen for tap dersom bank<span class=\"_ _0\"></span>ens kunder ikke oppfyller </span><span style=\"display:inherit;clear:left;\">sine forpliktelser overfor konsernet. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r i hovedsak i bankens utl\u00e5nsportef\u00f8lje, men det<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 slik risiko i konsernets beholdning av obligasjoner<span class=\"_ _31\"></span>, sertifikater </span><span style=\"display:inherit;clear:left;\">og finansielle derivater<span class=\"_ _0\"></span>. Kredittrisiko er konsernets st\u00f8rste risiko og best\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i hovedsak av netto utl\u00e5n til kunder<span class=\"_ _0\"></span>, kontanter og fordringer p\u00e5 sentral- </span><span style=\"display:inherit;clear:left;\">banker samt finansielle instrumenter<span class=\"_ _31\"></span>. Kredittrisiko for utl\u00e5n, garantier <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og trekkfasiliteter er viktigst b\u00e5de ut fra volum og risikoniv\u00e5 generelt. </span><span style=\"display:inherit;clear:left;\">Denne risikoen omtales s\u00e5ledes detaljert nedenfor<span class=\"_ _31\"></span>. Det er begrenset </span><span style=\"display:inherit;clear:left;\">kredittrisiko i forbindelse med \u00f8vrig eksponering.</span><span style=\"display:inherit;clear:left;position:relative;height:304.931640625px;\"><span style=\"position: absolute; display: inline-block; left: 46.2812px; top: 0.0117187px; width: 649.482px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 519.675px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.70312px; top: 36.75px; width: 728.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maksimum eksponering til kredittrisiko</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 73.3809px; width: 717.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">er</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 93.3652px; width: 716.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.35px; width: 733.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n til kunder til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.088px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 133.334px; width: 725.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n til kunder til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 113 230</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 517 115</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 153.318px; width: 725.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 481 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 633 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 250.816px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 759 106</span></span><span style=\"position: absolute; display: inline-block; left: 22.7031px; top: 173.303px; width: 711.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 620</span></span><span style=\"position: absolute; display: inline-block; left: 22.7031px; top: 193.287px; width: 710.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 305.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 319 188</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 213.271px; width: 709.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 048</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 441</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forskuddsbetalte kostnader og opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.785px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 048</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 602</span></span><span style=\"position: absolute; display: inline-block; left: 3.375px; top: 232.99px; width: 729.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 459 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 294 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum kredittrisikoeksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.879px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 927 239</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 819 152</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 253.24px; width: 718.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantiforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 273.225px; width: 726.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 816 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 758 601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter og l\u00e5netilsagn</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 574 376</span></span><span style=\"position: absolute; display: inline-block; left: 2.25px; top: 292.943px; width: 730.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 543 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 343 923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal kredittrisikoeksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 855 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 684 436</span></span></span><span style=\"display:inherit;clear:left;\">M\u00e5ling av kredittrisiko for utl\u00e5nsportef<span class=\"_ _0\"></span>\u00f8ljen</span><span style=\"display:inherit;clear:left;\">Misligholdssannsynlighet</span><span style=\"display:inherit;clear:left;\">Konsernet bruker samme modeller for \u00e5 estimere misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">som resten av Eika bankene. Dette er scorek<span class=\"_ _0\"></span>ort som er utviklet p\u00e5 hele </span><span style=\"display:inherit;clear:left;\">Eika portef\u00f8ljen, inkludert Sandnes Sparebank sine kunder<span class=\"_ _31\"></span>. Med den store </span><span style=\"display:inherit;clear:left;\">poolen av data som ligger til grunn for utviklingen er det lettere \u00e5 lage </span><span style=\"display:inherit;clear:left;\">tre\ue61csikre modeller<span class=\"_ _31\"></span>, og ikke minst validere og vedlikeholde disse. </span><span style=\"display:inherit;clear:left;\">B\u00e5de PM og BM kunder scores m\u00e5nedlig i ulike kredittmodeller<span class=\"_ _31\"></span>. Modellene<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">varierer utfra hvor mye og hva slags informasjon som er tilgjengelig p\u00e5 </span><span style=\"display:inherit;clear:left;\">den enkelte kunde. Det betyr at for nye kunder s\u00e5 tar modellene utgangs-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">punkt i o\ue61centlig tilgjengelig informasjon, mens for eksisterende kunder<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes ogs\u00e5 intern adferdshistorikk i banken. Den o\ue61centlige tilgjengelige </span><span style=\"display:inherit;clear:left;\">informasjonen er fra eksternt kredittinformasjonsbyr\u00e5. Scorek<span class=\"_ _0\"></span>ort for helt </span><span style=\"display:inherit;clear:left;\">nye kunder<span class=\"_ _0\"></span>, uten intern historikk, er og basert p\u00e5 data fra og metodikk </span><span style=\"display:inherit;clear:left;\">til eksternt kredittinformasjonsbyr\u00e5. Etter hvert som banken f\u00e5r mer intern </span><span style=\"display:inherit;clear:left;\">informasjon om kundene vektes mer og mer intern data inn i modellene </span><span style=\"display:inherit;clear:left;\">i l\u00f8pet av inntil 4 trinn hvor man til slutt har hovedsakelig intern data. </span><span style=\"display:inherit;clear:left;\">Modellene er utviklet p\u00e5 data fra perioden 2014 til 2019<span class=\"_ _31\"></span>, og laget med </span><span style=\"display:inherit;clear:left;\">utgangspunkt i den gamle misligholdsdefinisjonen. Denne hadde kun en </span><span style=\"display:inherit;clear:left;\">absolutt grense for mislighold p\u00e5 1000 kroner og at misligholdet skulle </span><span style=\"display:inherit;clear:left;\">v\u00e6re over 90 dager<span class=\"_ _0\"></span>. N\u00e5 er det i tillegg en relativ grense p\u00e5 minimum 1 % </span><span style=\"display:inherit;clear:left;\">av engasjementet, samt manuelt vurdert der kunden ikke er i mislighold, </span><span style=\"display:inherit;clear:left;\">men banken vurderer at kunden sannsynligvis vil f\u00e5 problemer med<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 betjene sine forpliktelser<span class=\"_ _0\"></span>. I bankens egen validering, som er blitt foretatt </span><span style=\"display:inherit;clear:left;\">med data frem til juni 2023 er det den oppdaterte misligholdsdefinisjonen, </span><span style=\"display:inherit;clear:left;\">som er benyttet uten at det gir noen signifikante utslag p\u00e5 modellens </span><span style=\"display:inherit;clear:left;\">kvalitet. Forskjellen i definisjon p\u00e5virker f\u00f8rst og fremst n\u00e5r mislighold inn-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tre\ue61cer<span class=\"_ _31\"></span>, som med ny definisjon er noe senere enn med gammel definisjon.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Det er alts\u00e5 ingen signifikant forskjell i hvilke kunder som misligholder<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Modellene beregner en score som kan kalkuleres om til en misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet og s\u00e5 tilordnes en risikoklasse. Banken benytter i dag en </span><span style=\"display:inherit;clear:left;\">oppdeling fra 1 til 12, hvor 1 er best og 11 og 12 er kunder som er i mis- </span><span style=\"display:inherit;clear:left;\">lighold eller har engasjement med individuell nedskrivning. Modellen </span><span style=\"display:inherit;clear:left;\">testes jevnlig b\u00e5de av Eika gruppen sentralt, men og gjennom bankens </span><span style=\"display:inherit;clear:left;\">egen validering som nevnt over<span class=\"_ _0\"></span>. Resultatet av testene viser at modellen  </span><span style=\"display:inherit;clear:left;\">i stor grad greier \u00e5 skille gode fra d\u00e5rlige kunder<span class=\"_ _31\"></span>, samt estimere niv\u00e5et  </span><span style=\"display:inherit;clear:left;\">p\u00e5 mislighold innenfor hva som regnes som akseptabelt. De siste \u00e5rs </span><span style=\"display:inherit;clear:left;\">valideringer har vist et estimert niv\u00e5 som ligger noe over realisert niv\u00e5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">De ulike risikoklassene og tilh\u00f8rende \u00f8vre gr<span class=\"_ _0\"></span>ense for misligholdssannsynlighet fremkommer av tabellen under<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:160.486328125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 236.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.65px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span style=\"position: absolute; display: inline-block; left: 399.25px; top: 0.0039062px; width: 236.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.65px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 37.9434px; width: 198.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,10 %</span></span><span style=\"position: absolute; display: inline-block; left: 424.266px; top: 37.9434px; width: 198.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 60.0527px; width: 198.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span><span style=\"position: absolute; display: inline-block; left: 424.266px; top: 60.0527px; width: 198.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 82.1621px; width: 199.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 424.266px; top: 82.1621px; width: 199.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 104.271px; width: 198.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,75 %</span></span><span style=\"position: absolute; display: inline-block; left: 421.953px; top: 104.271px; width: 205.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.069px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99,99 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 126.381px; width: 197.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,25 %</span></span><span style=\"position: absolute; display: inline-block; left: 406.875px; top: 126.381px; width: 222.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 og 12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 148.49px; width: 199.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av henholdsvis BM og PM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) kan sees i figur<span class=\"_ _0\"></span>en under<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som viser at det er en god konsentrasjon av engasjement i de lavere risikoklassene:</span><span style=\"display:inherit;clear:left;position:relative;height:262.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 566.281px; top: 0.0058593px; width: 66.4336px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span style=\"position: absolute; display: inline-block; left: 244.812px; top: 2.70703px; width: 152.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOKLASSE PER 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 566.281px; top: 20.209px; width: 69.4102px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 41.6621px; width: 21.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 37.2812px; top: 56.9863px; width: 26.0742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42,9 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.7715px; width: 21.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.8809px; width: 22.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.9902px; width: 21.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.1px; width: 21.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span style=\"position: absolute; display: inline-block; left: 88.5781px; top: 131.83px; width: 25.8457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24,2 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 137.209px; width: 21.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.318px; width: 21.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 157.453px; top: 161.064px; width: 24.5391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 8.55px; font-family: ff3; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 257.375px; top: 160.533px; width: 25.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 1.07812px; top: 175.428px; width: 20.4375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 109.359px; top: 175.424px; width: 24.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 207.984px; top: 175.002px; width: 25.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 308.438px; top: 173.721px; width: 24.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13,1 %</span></span><span style=\"position: absolute; display: inline-block; left: 136.609px; top: 184.971px; width: 25.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10,2 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.537px; width: 21.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 359.469px; top: 198.799px; width: 20.0156px; white-space: pre; word-spacing: 0.12825px; letter-spacing: -0.12825px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,7 %</span></span><span style=\"position: absolute; display: inline-block; left: 60.8125px; top: 205.174px; width: 20.5312px; white-space: pre; word-spacing: 0.12825px; letter-spacing: -0.12825px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 190.906px; top: 206.236px; width: 20.5723px; white-space: pre; word-spacing: 0.171px; letter-spacing: -0.171px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 410.625px; top: 203.58px; width: 20.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 460.328px; top: 205.814px; width: 20.5723px; white-space: pre; word-spacing: 0.171px; letter-spacing: -0.171px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 511.938px; top: 204.643px; width: 19.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,1 %</span></span><span style=\"position: absolute; display: inline-block; left: 240.312px; top: 208.893px; width: 20.4434px; white-space: pre; word-spacing: 0.1026px; letter-spacing: -0.1026px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9 %</span></span><span style=\"position: absolute; display: inline-block; left: 290.734px; top: 209.955px; width: 19.7402px; white-space: pre; word-spacing: 0.12825px; letter-spacing: -0.12825px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span></span><span style=\"position: absolute; display: inline-block; left: 490.016px; top: 210.486px; width: 20.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 6.32812px; top: 213.646px; width: 15.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span></span><span style=\"position: absolute; display: inline-block; left: 338.969px; top: 214.736px; width: 20.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 8.55px; font-family: ff3; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 389.328px; top: 216.33px; width: 21.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 441.391px; top: 218.455px; width: 19.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 8.55px; font-family: ff3; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 539.047px; top: 221.127px; width: 20.1328px; white-space: pre; word-spacing: 0.1539px; letter-spacing: -0.1539px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,7 %</span></span><span style=\"position: absolute; display: inline-block; left: 561.984px; top: 222.189px; width: 20.7363px; white-space: pre; word-spacing: 0.1539px; letter-spacing: -0.1539px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,6 %</span></span><span style=\"position: absolute; display: inline-block; left: 588.578px; top: 222.721px; width: 21.0762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 612.562px; top: 221.127px; width: 20.8008px; white-space: pre; word-spacing: 0.1539px; letter-spacing: -0.1539px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 4.78125px; top: 232.756px; width: 16.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 57.8438px; top: 248.406px; width: 510.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: -63.9019px; width: 0px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">11</span></span></span></span><span style=\"display:inherit;clear:left;\">Definisjon av mislighold</span><span style=\"display:inherit;clear:left;\">Bankens definisjon p\u00e5 mislighold fra og med 2021 er i tr\u00e5d med retnings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">linjene fra European Banking Authority, hvor mislighold anses inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">om ett av f\u00f8lgende kriterier er oppfylt:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Kunden har et overtrekk som b\u00e5de overstiger en relativ- og absolutt </span></span></span><span style=\"display:inherit;clear:left;\">grense i mer enn 90 sammenhengende dager<span class=\"_ _0\"></span>. For b\u00e5de PM- og </span><span style=\"display:inherit;clear:left;\">BM-kunder er den relative gr<span class=\"_ _0\"></span>ensen lik 1 % av kundens samlede </span><span style=\"display:inherit;clear:left;\">eksponeringer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _f4\"> </span>- For PM-kunder er den absolutte grensen lik 1.<span class=\"_ _31\"></span>000 kroner</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _f4\"> </span>- For BM-kunder er den absolutte grensen lik 2.<span class=\"_ _31\"></span>000 kroner</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Det er vurdert som sannsynlig at kunden ikke vil kunne innfri <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">sine kredittforpliktelser overfor banken (unlikely to pay \u2013 UTP).</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Kunden er smittet av en annen kunde som er i mislighold <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">i henho<span class=\"_ _0\"></span>ld til de to f\u00f8rste kriteriene nevnt over<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">I tillegg har misligholdte kunder en karensperiode som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karensperioden er tre m\u00e5neder etter friskmelding med unntak </span><span style=\"display:inherit;clear:left;\">av engasjementer med forbearance-markering hvor tilh\u00f8rende karens-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">perioden er tolv m\u00e5neder<span class=\"_ _0\"></span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _31\"></span>ap gitt mislighold</span><span style=\"display:inherit;clear:left;\">For \u00e5 redusere kredittrisikoen benyttes sikk<span class=\"_ _0\"></span>erheter som kan v\u00e6re pant <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i fysiske objekter<span class=\"_ _31\"></span>, garantier eller kontantdepot. Fysisk sikkerhet skal som </span><span style=\"display:inherit;clear:left;\">hovedregel v\u00e6re forsikret og kan blant annet v\u00e6re bygninger<span class=\"_ _31\"></span>, boliger </span><span style=\"display:inherit;clear:left;\">eller varelager<span class=\"_ _0\"></span>. Ved vur<span class=\"_ _0\"></span>dering av sikkerhetenes verdi p\u00e5 BM legges til grunn </span><span style=\"display:inherit;clear:left;\">en forventet realisasjonsverdi, noe som inneb\u00e6rer bruk av ulike r<span class=\"_ _0\"></span>eduksjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">faktorer for ulike sikkerhetstyper<span class=\"_ _31\"></span>. Sikkerhet p\u00e5 BM er i hovedsak eiendom </span><span style=\"display:inherit;clear:left;\">og varige driftsmidler<span class=\"_ _0\"></span>. For varige driftsmidler er standard reduksjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">faktor 80 % og n\u00e6ringseiendom 20 %. </span><span style=\"display:inherit;clear:left;\">For boligl\u00e5n benyttes en kombinasjon av takst og statistisk verdivurdering </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 salgspriser fra Eiendomsverdi. V<span class=\"_ _0\"></span>erdivurderingene oppdateres </span><span style=\"display:inherit;clear:left;\">kvartalsvis basert p\u00e5 det statistiske materialet fra Eiendomsverdi. For \u00e5 sikre </span><span style=\"display:inherit;clear:left;\">at modellene er tre\ue61csikre nok er det blant annet satt m\u00e5l p\u00e5 kvalitet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i de statistiske modellene, gjennom andel av portef\u00f8ljen som kan v\u00e6re <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i omr\u00e5der med lav omsetningshastighet og dermed likviditet i bolig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen og derigjennom mindre sikre estimater<span class=\"_ _31\"></span>. Eiendomsverdi <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">har en skala som g\u00e5r opp til 20, hvor 20 er best. Bank<span class=\"_ _0\"></span>ens andel av bolig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">l\u00e5n i omr\u00e5der med score under 10 er mindre enn 3,<span class=\"_ _0\"></span>8 % og mindre enn </span><span style=\"display:inherit;clear:left;\">0,<span class=\"_ _0\"></span>8 % av engasjementene er i omr\u00e5der med score under 4<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Engasjementene klassifiseres s\u00e5 i opptil seks sikkerhetsklasser<span class=\"_ _31\"></span>, basert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bel\u00e5ningsgrad for PM kunder og sikkerhetsdekning for BM kunder<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">For hver sikkerhetsklasse er det s\u00e5 beregnet en verdi for forventet tap </span><span style=\"display:inherit;clear:left;\">gitt mislighold (LGD). Disse er forskjellig f<span class=\"_ _0\"></span>or PM og BM, og kan sees <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:192.287109375px;\"><span style=\"position: absolute; display: inline-block; left: 118.016px; top: 0px; width: 81.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarkedet</span></span><span style=\"position: absolute; display: inline-block; left: 515.766px; top: 0px; width: 85.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarkedet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 31.7852px; width: 287.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Max bel\u00e5ningsgrad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1224px; letter-spacing: -0.1224px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">LGD</span></span></span><span style=\"position: absolute; display: inline-block; left: 400.047px; top: 31.7852px; width: 287.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Min sikkerhetsdekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1224px; letter-spacing: -0.1224px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">LGD</span></span></span><span style=\"position: absolute; display: inline-block; left: 37.25px; top: 69.7246px; width: 262.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 69.7246px; width: 261.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 91.834px; width: 262.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 91.834px; width: 262.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 113.943px; width: 262.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 113.943px; width: 262.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 136.053px; width: 262.535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 136.053px; width: 262.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 158.162px; width: 262.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 158.162px; width: 262.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 180.287px; width: 262.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 180.287px; width: 262.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av PM og BM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) i de ulik<span class=\"_ _0\"></span>e sikkerhetsklassene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra markedsverdi er per 31.12.2023 som f\u00f8lgende.</span><span style=\"display:inherit;clear:left;position:relative;height:284.587890625px;\"><span style=\"position: absolute; display: inline-block; left: 568.734px; top: 0.0058593px; width: 66.4336px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span style=\"position: absolute; display: inline-block; left: 197.953px; top: 2.70703px; width: 251.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORDELING SIKKERHETSKLASSER PER 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 568.734px; top: 20.209px; width: 69.4102px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 41.2246px; width: 22.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">60 %</span></span><span style=\"position: absolute; display: inline-block; left: 60.2969px; top: 66.6133px; width: 21.0527px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 76.709px; width: 21.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 112.178px; width: 22.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span style=\"position: absolute; display: inline-block; left: 163.391px; top: 119.77px; width: 20.4727px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.662px; width: 21.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span style=\"position: absolute; display: inline-block; left: 93.5469px; top: 148.254px; width: 20.1855px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 %</span></span><span style=\"position: absolute; display: inline-block; left: 195.047px; top: 159.316px; width: 20.4434px; white-space: pre; word-spacing: -0.830291px; letter-spacing: -0.17006px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 183.131px; width: 21.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 297.469px; top: 183.348px; width: 19.3535px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 %</span></span><span style=\"position: absolute; display: inline-block; left: 264.094px; top: 197.582px; width: 19.7344px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span></span><span style=\"position: absolute; display: inline-block; left: 602.312px; top: 195.035px; width: 19.582px; white-space: pre; word-spacing: -0.820286px; letter-spacing: -0.180063px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span></span><span style=\"position: absolute; display: inline-block; left: 398.078px; top: 208.629px; width: 20.3145px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 1.04688px; top: 218.6px; width: 21.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 502.234px; top: 229.895px; width: 15.2344px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 470.203px; top: 239.254px; width: 14.0684px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span></span><span style=\"position: absolute; display: inline-block; left: 367.844px; top: 243.504px; width: 15.4277px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 572.641px; top: 243.504px; width: 15.4277px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 3.53125px; top: 254.084px; width: 16.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 83.2188px; top: 270.344px; width: 413.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span style=\"position: absolute; display: inline-block; left: 596.188px; top: 267.438px; width: 7.68164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal risiko</span><span style=\"display:inherit;clear:left;\">Det forventede tapet for hvert engasjement beregnes p\u00e5 grunnlag av mis-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ligholdssannsynlighet og tapsgrad gitt mislighold. T<span class=\"_ _3\"></span>re risikogrupper er </span><span style=\"display:inherit;clear:left;\">definert for ikke nedskrevne/misligholdte engasjementer p\u00e5 grunnlag </span><span style=\"display:inherit;clear:left;\">av forventet tap. T<span class=\"_ _3\"></span>abellen er lik for PM og BM.</span><span style=\"display:inherit;clear:left;position:relative;height:101.751953125px;\"><span style=\"position: absolute; display: inline-block; left: 143.109px; top: 0.0039062px; width: 66.7734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span style=\"position: absolute; display: inline-block; left: 260.703px; top: 0.109375px; width: 68.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.8945px; width: 63.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 145.797px; top: 12.8945px; width: 62.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedre grense</span></span><span style=\"position: absolute; display: inline-block; left: 269.484px; top: 13px; width: 57.7969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00f8vre grense</span></span><span style=\"position: absolute; display: inline-block; left: 24.9688px; top: 49.7871px; width: 302.262px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 24.9688px; top: 69.7715px; width: 302.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 24.9688px; top: 89.7559px; width: 302.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 %</span></span></span><span style=\"display:inherit;clear:left;\">Risikoklassifiseringen har betydning for oppf\u00f8lgingsniv\u00e5et til kunden, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og inng\u00e5r som et kriterium ved kredittvurdering og kredittbeslutning. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg til risikoklassifisering kommer skj\u00f8nnsmessige forhold som </span><span style=\"display:inherit;clear:left;\">ledelse, marked, l\u00e5nehistorikk, l\u00f8nnsomhet med mer<span class=\"_ _31\"></span>. Utover bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av scoring-modeller har konsernet retningslinjer for hvordan sammen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setningen av de ulike portef\u00f8ljene skal v\u00e6re. </span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9<span class=\"_ _0\"></span>. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">Ved vesentlig \u00f8kning i kr<span class=\"_ _0\"></span>edittrisiko skal l\u00e5net settes i steg 2 og det beregnes </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for \u00e5 mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 prosentpoeng. Samtidig </span><span style=\"display:inherit;clear:left;\">m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik at engasje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">mentet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med forbearance </span><span style=\"display:inherit;clear:left;\">eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner i over 30 dager </span><span style=\"display:inherit;clear:left;\">p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket f<span class=\"_ _0\"></span>or <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en k<span class=\"_ _0\"></span>onto \ufb02yttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i stegtilh\u00f8righet gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag  </span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetningene, men heller gir et mer korrekt stabilt inntrykk av risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte e\ue61cekten p\u00e5 bankens ECL om alle endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i PD<span class=\"_ _0\"></span>, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 11,2 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Bank<span class=\"_ _0\"></span>en anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. 5 </span><span style=\"display:inherit;clear:left;\">\u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Banken justerer s\u00e5 tapsavsetningen med forventet utvikling i ulike makr<span class=\"_ _0\"></span>o-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">variabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen er for inne-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">v\u00e6rende \u00e5r justert og bruker n\u00e5 i hovedsak eksterne kilder hvor det b\u00e5de </span><span style=\"display:inherit;clear:left;\">finnes historikk, men og estimater fremover i tid. Dermed er det mulig for </span><span style=\"display:inherit;clear:left;\">banken \u00e5 estimere fremtidige e\ue61cekter<span class=\"_ _31\"></span>. Banken har ved hjelp av regresjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _31\"></span>yse funnet sammenheng og forklaringskra<span class=\"_ _0\"></span>ft mellom ulike kombina<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sjoner av variabler<span class=\"_ _0\"></span>. Ved \u00e5 bruk<span class=\"_ _0\"></span>e estimater p\u00e5 fremtidig utvikling i disse </span><span style=\"display:inherit;clear:left;\">variablene er det mulig for banken \u00e5 estimere e\ue61cekt p\u00e5 tap for de<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:173.345703125px;\"><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 0.0039062px; width: 22.8926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 26.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span style=\"position: absolute; display: inline-block; left: 94.5px; top: 12.9102px; width: 49.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span style=\"position: absolute; display: inline-block; left: 180.641px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 330.344px; top: 12.9102px; width: 52.1133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span style=\"position: absolute; display: inline-block; left: 415.438px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 573.781px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 623.5px; top: 12.9102px; width: 67.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -3.08172px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 113.656px; top: 25.8008px; width: 32.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 181.688px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 339.875px; top: 25.8008px; width: 42.7734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 25.8008px; width: 40.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 648.562px; top: 25.8008px; width: 40.2832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span style=\"position: absolute; display: inline-block; left: 77.75px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 252.719px; top: 38.707px; width: 45.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span style=\"position: absolute; display: inline-block; left: 314.594px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 25.4004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span style=\"position: absolute; display: inline-block; left: 497.297px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 555.719px; top: 38.707px; width: 47.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 38.707px; width: 135.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.1777px; width: 756.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,7</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">4,0 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.1934px; width: 355.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 355.957px; top: 91.1934px; width: 222.012px; white-space: pre; word-spacing: 0.66375px; letter-spacing: -0.66375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 577.969px; top: 91.1934px; width: 151.752px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 729.721px; top: 91.1934px; width: 27.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 114.568px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 137.959px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 161.35px; width: 577.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 577.846px; top: 161.35px; width: 152.607px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 730.453px; top: 161.35px; width: 26.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk Analyse og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">De historiske tallene som modellene er utviklet p\u00e5, strekker seg tilbake <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5r 2000 for de lengste tidsseriene og tilbake til 2009 for de med </span><span style=\"display:inherit;clear:left;\">kortest historikk. Med data tilbake til 2009 f\u00e5r banken med seg olje-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">nedturen i 2015-2017 og s\u00e5ledes en lokal nedtursperiode i modell<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grunnlaget.</span><span style=\"display:inherit;clear:left;\">Det er laget egne modeller for delportef\u00f8ljene listet opp under:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder i Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder utenfor Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Eiendomsdrift</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Bygg og anlegg</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Jordbruk</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Andre bedriftsengasjement</span></span></span><span style=\"display:inherit;clear:left;\">For hver av disse lages det et hovedscenario for e\ue61cekt p\u00e5 PD og et for </span><span style=\"display:inherit;clear:left;\">e\ue61cekt p\u00e5 LGD<span class=\"_ _31\"></span>, samt et oppside- og nedsidescenario som tar utgangs<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">punkt i en variasjon rundt hovedscenariet med standardavvik p\u00e5 2,5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og deretter avtagende over tid.</span><span style=\"display:inherit;clear:left;\">Det er gjennomsnittse\ue61cekten p\u00e5 PD og LGD som benyttes, og basert<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 en sammenvekting av hovedscenariet (70 %), oppsidescenariet (10 %) </span><span style=\"display:inherit;clear:left;\">og nedsidescenariet (20 %).</span><span style=\"display:inherit;clear:left;\">E\ue61cekten av endringen varierer mellom de ulike gruppene. For eiendoms-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">drift \u00f8ker tapsavsetningene med 21 % mens totalt for BM er \u00f8kningen 3,<span class=\"_ _3\"></span>4 %.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">E\ue61cekten er motsatt for PM, hvor det er en reduksjon i tapsavsetningene </span><span style=\"display:inherit;clear:left;\">p\u00e5 rett over 20 %. \u00c5rsaken til reduksjonen er at modellen tidligere har ta<span class=\"_ _0\"></span>tt </span><span style=\"display:inherit;clear:left;\">hensyn til kun nasjonale tall og trender<span class=\"_ _31\"></span>, mens den nye modellen som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad tar inn lokale tall, hvor arbeidsledigheten er rekordlav og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">forventninger om bedre utvikling p\u00e5 eiendomsmarkedet lokalt versus </span><span style=\"display:inherit;clear:left;\">nasjonalt som f\u00f8lge av lavere historisk vekst spiller positivt inn, noe <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som dermed medf\u00f8rer en noe lavere forventning til tap fremover<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">L\u00e5n med betalingslettelser</span><span style=\"display:inherit;clear:left;\">Andelen l\u00e5n med betalingslettelser har gjennom \u00e5ret holdt seg p\u00e5 et </span><span style=\"display:inherit;clear:left;\">relativt lavt niv\u00e5 for banken. Selv om kombinasjonen \u00f8kt in<span class=\"_ _0\"></span>\ufb02asjon og \u00f8kte </span><span style=\"display:inherit;clear:left;\">renter medf\u00f8rte noe \u00f8kt ettersp\u00f8rsel etter kortsiktig avdragsfrihet innen-<span class=\"ws0\"> </span></span><span style=\"display:inherit;clear:left;\">for privatmarkedet ser det ut som de \ufb02este raskt tilpasset seg. Niv\u00e5et ligger </span><span style=\"display:inherit;clear:left;\">marginalt over \ue61for\u00e5ret for privatmarked. For bedriftsmarkedet er andelen </span><span style=\"display:inherit;clear:left;\">l\u00e5n med betalingslettelser noe opp fra \ue61for\u00e5ret, og med noe st\u00f8rre </span><span style=\"display:inherit;clear:left;\">variasjon i l\u00f8pet av \u00e5ret. </span><span style=\"display:inherit;clear:left;\">I utgangspunktet er avdragsfrihet den form for betalingslettelser som </span><span style=\"display:inherit;clear:left;\">banken gir<span class=\"_ _31\"></span>. Men ikke all avdragsfrihet merkes som betalingslettelse. </span><span style=\"display:inherit;clear:left;\">Den st\u00f8rste delen av kundene som har avdragsfrihet er kunder som </span><span style=\"display:inherit;clear:left;\">evner \u00e5 betjene gjelden sin, men som har s\u00e5 lav bel\u00e5ningsgrad at det ikke </span><span style=\"display:inherit;clear:left;\">er n\u00f8dvendig pt. I tillegg er det noen som innvilges kortsiktig avdrags-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">frihet p\u00e5 opptil 6 m\u00e5neder som heller ikke merkes som betalingslettet. </span><span style=\"display:inherit;clear:left;\">Det har ikke v\u00e6rt noen endringer i policy for merking i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otalt sett er det per \u00e5rsslutt 161 engasjement som er merket med </span><span style=\"display:inherit;clear:left;\">betalingslettelser (forbearance), en reduksjon fra 279 \u00e5ret f\u00f8r<span class=\"_ _31\"></span>. Og total </span><span style=\"display:inherit;clear:left;\">sett utgj\u00f8r dette n\u00e5 675 millioner kroner \u2013 en nedgang p\u00e5 29 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>. Hovedvekten av disse er l\u00e5n som ligger i steg 2, som indikerer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken forventer at l\u00e5nene vil bli betjent som normalt etter hvert, </span><span style=\"display:inherit;clear:left;\">mens en mindre andel ansees \u00e5 v\u00e6re s\u00e5 kredittforringet at det er for<span class=\"_ _0\"></span>etatt </span><span style=\"display:inherit;clear:left;\">individuelle nedskrivninger og engasjementet er \ufb02yttet til steg 3. </span><span style=\"display:inherit;clear:left;\">Fordeling av andeler l\u00e5n med betalingslettelser p\u00e5 de ulike stegene:</span><span style=\"display:inherit;clear:left;position:relative;height:102.568359375px;\"><span style=\"position: absolute; display: inline-block; left: 99.4531px; top: 0px; width: 228.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2020</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 39.5371px; width: 327.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 65.0527px; width: 327.129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.5684px; width: 327.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span></span></span><span style=\"display:inherit;clear:left;\">Eksponering (EAD)</span><span style=\"display:inherit;clear:left;\">EAD for avtaler i steg 1 best\u00e5r av utest\u00e5ende fordring eller forpliktelse </span><span style=\"display:inherit;clear:left;\">justert for kontantstr\u00f8mmer de neste 12 m\u00e5nedene og for avtaler i steg </span><span style=\"display:inherit;clear:left;\">2 de neddiskonterte kontantstr\u00f8mmene for den forventede levetiden<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til avtalen. For garantier er EAD lik den utest\u00e5ende forpliktelse p\u00e5 rapporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _31\"></span>ngs<span class=\"_ _31\"></span>dat<span class=\"_ _31\"></span>oen<span class=\"_ _31\"></span> multiplisert med en konverteringsfaktor p\u00e5 mellom 0,2 og 1 </span><span style=\"display:inherit;clear:left;\">avhengig av type garanti. Ubenyttede kreditter har EAD lik utest\u00e5ende </span><span style=\"display:inherit;clear:left;\">ubenyttet kreditt p\u00e5 rapporteringstidspunktet.</span><span style=\"display:inherit;clear:left;\">Sum n\u00e6ringslivsengasjement fordelt p\u00e5 risikogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:181.994140625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.1816px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.0625px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 44.7031px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.334px; width: 765.709px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 012 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 012 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">553 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">553 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 772 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 772 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79,6 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.5684px; width: 765.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 005 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 005 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 037</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 037</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 142 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 142 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.803px; width: 764.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 642</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 642</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 563</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 563</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 455</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 455</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.037px; width: 765.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.006px; width: 765.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 578 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 578 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">664 447</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">664 447</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 507 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 507 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:182.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.2344px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.875px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.5px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.1309px; width: 765.316px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 427 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 427 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 583</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">240 583</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 649 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 649 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">7 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.3652px; width: 764.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">752 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">752 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">905 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">905 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.6px; width: 765.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">585 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">585 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 678</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 678</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">651 263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">651 263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">5,0 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.85px; width: 765.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 688</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 688</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 891</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 891</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 684</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 684</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,9</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">0,9</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.803px; width: 765.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">288 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">288 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">672 432</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">672 432</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 294 159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 294 159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Sum privatmarkedsengasjement fordelt p\u00e5 risik<span class=\"_ _0\"></span>ogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:182.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.1816px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.8594px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.5px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.1309px; width: 765.674px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 734 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 589 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">988 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 142 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 724 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 733 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94,8 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.3652px; width: 764.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">699 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">843 077</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 775</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">706 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">852 034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.6px; width: 764.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 895</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 426</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.834px; width: 765.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 967</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 967</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.803px; width: 765.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 810 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 812 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">995 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 152 085</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 810 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 967 953</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:182.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.2344px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.875px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.5px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.1309px; width: 765.152px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 378 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 140 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">883 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064 855</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 364 315</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 296 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.3809px; width: 764.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">549 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">692 478</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">573 551</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7,0</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.615px; width: 765.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-316</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.85px; width: 765.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">172 7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 398</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 398</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,7</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.803px; width: 765.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 200 771</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 111 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">901 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 086 169</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 187 309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 270 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Andel av eksponering fordelt per risikogruppe og steg</span><span style=\"display:inherit;clear:left;position:relative;height:575.896484375px;\"><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 0px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 27.5352px; width: 21.2988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span></span><span style=\"position: absolute; display: inline-block; left: 263.906px; top: 27.6406px; width: 326.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 27.6406px; width: 21.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 26.4023px; width: 67.0781px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.4258px; width: 78.1582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 53.7168px; width: 599.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.602px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 73.2793px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 92.8262px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 112.334px; width: 607.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 150.516px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 178.051px; width: 21.2988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span></span><span style=\"position: absolute; display: inline-block; left: 263.906px; top: 178.156px; width: 326.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 178.156px; width: 21.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.934px; width: 71.6133px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 197.957px; width: 78.1582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 204.232px; width: 599.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 223.795px; width: 599.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 243.357px; width: 599.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 262.85px; width: 607.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 301.031px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 328.672px; width: 608.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.297px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.887px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.449px; width: 67.0781px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.473px; width: 78.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 354.748px; width: 599.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.602px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 374.311px; width: 599.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 393.873px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 413.365px; width: 608.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 451.562px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 479.188px; width: 608.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.297px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.887px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 477.965px; width: 71.6133px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 498.988px; width: 78.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 505.279px; width: 599.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">78 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 524.826px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.287px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 544.389px; width: 599.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 563.896px; width: 607.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko er n\u00e5r betydelige konsentrasjoner av risik<span class=\"_ _0\"></span>o kommer </span><span style=\"display:inherit;clear:left;\">fra at man har eksponering mot debitorer eller verdipapirer med liknende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske egenskaper eller som er involvert i sammenliknbare aktiviteter </span><span style=\"display:inherit;clear:left;\">der disse likhetene kan gj\u00f8re at de samtidig f\u00e5r problemer med \u00e5 holde </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelsene sine eller at verdiene svinger i takt slik at hvis en </span><span style=\"display:inherit;clear:left;\">f\u00e5r problemer vil mange f\u00e5 problemer pga. likheten. </span><span style=\"display:inherit;clear:left;\">For \u00e5 vurdere og styre konsentrasjonsrisiko vur<span class=\"_ _0\"></span>derer konsernet grad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av skjevfordeling av utl\u00e5nsportef\u00f8ljen ut fra f\u00f8lgende forhold: </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Store enkeltkunder</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Enkelte bransjer (n\u00e6ringsgrupper med spesifikke utfordringer <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">eller sykliske n\u00e6ringer)</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Geografiske omr\u00e5der</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Sikkerhet med samme risikoegenskaper (f.eks. avhengig<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">av eiendomspriser)</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Motparter i interbankoperasjoner eller handel med finansielle </span></span></span><span style=\"display:inherit;clear:left;\">derivater</span><span style=\"display:inherit;clear:left;\">Konsernet benytter samme metode som Finanstilsynet for beregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av konsentrasjonsrisiko for individuell- og bransje risiko. Bank<span class=\"_ _0\"></span>en har en </span><span style=\"display:inherit;clear:left;\">konsentrasjon omkring engasjement til finansiering av eiendomsinves<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">teringer<span class=\"_ _0\"></span>. Konsentrasjonen har blitt redusert de siste \u00e5rene og banken </span><span style=\"display:inherit;clear:left;\">har fokus p\u00e5 \u00e5 f\u00f8lge opp denne konsentrasjonsrisikoen.</span><span style=\"display:inherit;clear:left;\">I tillegg vurderer banken konsentrasjonsrisik<span class=\"_ _0\"></span>o knyttet til store enk<span class=\"_ _0\"></span>elte<span class=\"_ _31\"></span>n<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gasjementer<span class=\"_ _0\"></span>. Banken definerer store engasjementer som engasjementer </span><span style=\"display:inherit;clear:left;\">som overstiger 10 % av bankens kjernekapital. Per utgangen av 2023 var </span><span style=\"display:inherit;clear:left;\">det kun ett utl\u00e5nsengasjement som ble regnet som stort i henhold til </span><span style=\"display:inherit;clear:left;\">definisjonen. I tillegg har banken satt et m\u00e5l p\u00e5 at maksimalt 1/3 av bankens</span><span style=\"display:inherit;clear:left;\">bedriftsl\u00e5nsportef\u00f8lje skal v\u00e6re til engasjement over 150 millioner kroner</span><span style=\"display:inherit;clear:left;\">Denne andelen utgjorde 19<span class=\"_ _0\"></span>,5 % per \u00e5rsslutt, og var fordelt p\u00e5 8 engasjement. </span><span style=\"display:inherit;clear:left;\">Sist \u00e5r var tilsvarende andel 19<span class=\"_ _31\"></span>,6 % og da og fordelt p\u00e5 8 engasjement. </span><span style=\"display:inherit;clear:left;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>abellen viser forfalte bel\u00f8p p\u00e5 utl\u00e5n og overtrekk p\u00e5 kreditt fordelt p\u00e5 antall dager etter forfall. </span><span style=\"display:inherit;clear:left;\">Aldersfordeling 1-30 dager er ikke justert for forsinkelse i betalingsf<span class=\"_ _0\"></span>ormidlingen og st\u00f8rrelsen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forfalte bel\u00f8p vil derfor kunne variere per rapporteringstidspunkt.</span><span style=\"display:inherit;clear:left;\">31.12.2023</span><span style=\"display:inherit;clear:left;position:relative;height:178.212890625px;\"><span style=\"position: absolute; display: inline-block; left: 82.6875px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 25.9375px; top: 34.625px; width: 704.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 72.959px; width: 724.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 798</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-30 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 575</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 541</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 96.3496px; width: 724.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">56 820</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31-60 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 321</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 119.725px; width: 723.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 303</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61-90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 303</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 265</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 731.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span></span><span style=\"position: absolute; display: inline-block; left: 1.32812px; top: 166.225px; width: 728.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">336 589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 888</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">498 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.31px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">331 090</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 888</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">492 978</span></span></span><span style=\"display:inherit;clear:left;\">31.12.2022</span><span style=\"display:inherit;clear:left;position:relative;height:178.212890625px;\"><span style=\"position: absolute; display: inline-block; left: 79.8438px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 581.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 23.0938px; top: 34.625px; width: 704.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 72.959px; width: 724.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 651</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-30 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219 878</span></span><span style=\"position: absolute; display: inline-block; left: 6.04688px; top: 96.3496px; width: 722.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 559</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31-60 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 351</span></span><span style=\"position: absolute; display: inline-block; left: 11.4531px; top: 119.725px; width: 716.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61-90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 613</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 143.115px; width: 723.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 182</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.225px; width: 727.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158 733</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">217 270</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">376 003</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 755</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">217 270</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">346 024</span></span></span><span style=\"display:inherit;clear:left;\">Banken har per 31.12.23 ingen engasjementer (57 millioner kroner per 31.12.22) som er misligholdt over 90 dager eller UTP markert, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">hvor det ikke er foretatt tapsavsetninger p\u00e5 grunn av god sikk<span class=\"_ _0\"></span>erhetsdekning. Disse engasjementene er individuelt vurdert i steg 3.</span><span style=\"display:inherit;clear:left;\">ESG</span><span style=\"display:inherit;clear:left;\">Banken gjennomf\u00f8rer vurdering av ESG<span class=\"_ _0\"></span>-forhold generelt og klima-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko spesielt ved kredittinnvilgelse i bedriftsmarked. Alle motparter blir <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forbindelse med kredittvur<span class=\"_ _0\"></span>dering ogs\u00e5 gitt en ESG kategori. Denne </span><span style=\"display:inherit;clear:left;\">baserer seg p\u00e5 en enkel scoringsmodell utviklet i samarbeid i Eika alliansen. </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otalt er cirka 72 % av bankens BM portef\u00f8lje scoret i denne modellen noe </span><span style=\"display:inherit;clear:left;\">som er en \u00f8kning p\u00e5 17 prosentpoeng fra sist \u00e5r<span class=\"_ _0\"></span>. Av de som er klassifisert </span><span style=\"display:inherit;clear:left;\">til n\u00e5 er ingen engasjement kategorisert som h\u00f8y b\u00e6rekraftsrisiko,  </span><span style=\"display:inherit;clear:left;\">og det er en overvekt (60 %) som kategoriseres som lav<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Denne scoren g\u00e5r ikke direkte inn i bankens E<span class=\"_ _0\"></span>CL modell, men \ufb02agges  </span><span style=\"display:inherit;clear:left;\">i hver enkelt kredittsak p\u00e5 lik linje med kredittscoren. Den er s\u00e5ledes<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">med og kan p\u00e5virke bankens beslutning, men forel\u00f8pig er ikk<span class=\"_ _0\"></span>e ESG <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko vurdert \u00e5 ha avgj\u00f8rende e\ue61cekt p\u00e5 tapspotensialet til banken.</span><span style=\"display:inherit;clear:left;\">Obligasjoner og sertifikater</span><span style=\"display:inherit;clear:left;\">For \u00e5 styre kredittrisikoen i forbindelse med investeringer i obligasjoner </span><span style=\"display:inherit;clear:left;\">og sertifikater har konsernet retningslinjer for kvaliteten p\u00e5 investeringene </span><span style=\"display:inherit;clear:left;\">som gjennomf\u00f8res, i tillegg til krav om bransjesammensetning og krav </span><span style=\"display:inherit;clear:left;\">til forfallsstruktur<span class=\"_ _0\"></span>. Investeringer i obligasjoner og sertifikater foretas  </span><span style=\"display:inherit;clear:left;\">i all hovedsak som likviditetsplasseringer<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Derivater</span><span style=\"display:inherit;clear:left;\">Derivater brukes i all hovedsak til styring av konsernets rente- og valuta-</span><span style=\"display:inherit;clear:left;\">risiko i form av rentebytte- og valutabytteavtaler der en fremtidig valutakurs </span><span style=\"display:inherit;clear:left;\">eller en fremtidig rente avtales p\u00e5 inng\u00e5elsestidspunktene for derivatene </span><span style=\"display:inherit;clear:left;\">slik at banken ikke har risiko for svingning a<span class=\"_ _0\"></span>v disse i derivatets l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Konsernets motpartseksponering m\u00e5les som en kombinasjon av markeds-</span><span style=\"display:inherit;clear:left;\">verdi p\u00e5 inng\u00e5tte kontrakter og hovedstol. </span><span style=\"display:inherit;clear:left;\">Oppf\u00f8lging av risikorammer og risikobegrensende tiltak</span><span style=\"display:inherit;clear:left;\">Konsernet har etablert eksponeringsrammer innenfor ulike segmenter  </span><span style=\"display:inherit;clear:left;\">i de ulike portef\u00f8ljene. Utnyttelse av disse rammene rapporteres jevnlig </span><span style=\"display:inherit;clear:left;\">til styret og konsernets ledergruppe. Individuelle engasjementer f\u00f8lges </span><span style=\"display:inherit;clear:left;\">opp av de ulike kredittmilj\u00f8ene i konsernet.</span><span style=\"display:inherit;clear:left;\">Engasjement fordelt p\u00e5 kunde- </span><span style=\"display:inherit;clear:left;\">grupper og geografisk </span><span style=\"display:inherit;clear:left;\">Fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:355.646484375px;\"><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 522</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.8027px; width: 757.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 566.617px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.068px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 605</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 260</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.318px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 381</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.584px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 950</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 173.834px; width: 756.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 376</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 103</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.1px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 878</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 316</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 216.365px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 831</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 585</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 237.615px; width: 757.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 474 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 247</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 258.881px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.773px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 911</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.146px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 152 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 445 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 244 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 179 593</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 301.131px; width: 756.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 053 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 762 068</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 322.662px; width: 757.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.569px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-96 424</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-89 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 433</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 467</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.646px; width: 756.393px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 816 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 758 601</span></span></span><span style=\"display:inherit;clear:left;\">Geografisk fordeling</span><span style=\"display:inherit;clear:left;position:relative;height:164.302734375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 044 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 873 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">221 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 554</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 575 805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 468 597</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.7871px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oslo/Akershus</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.391px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 851 538</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 605 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 888</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.053px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fylker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 549 983</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 536 757</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 901</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 842</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">141 301</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.303px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utlandet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 304</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 260.385px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 282</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.303px; width: 756.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 053 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 762 068</span></span></span><span style=\"display:inherit;clear:left;\">Fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:355.646484375px;\"><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 522</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.7871px; width: 757.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 566.617px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.053px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 605</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 260</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.318px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 381</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.568px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 950</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 173.834px; width: 756.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 376</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 103</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.1px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 878</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 316</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 216.35px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 831</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 585</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 237.615px; width: 757.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 475 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 247</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 258.881px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.773px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 911</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.131px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 145 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 528 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 088 053</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">995 254</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 301.115px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 480 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 136 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 662 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 577 729</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 322.646px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-91 804</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-83 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 433</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 353</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.646px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 574 376</span></span></span><span style=\"display:inherit;clear:left;\">Geografisk fordeling</span><span style=\"display:inherit;clear:left;position:relative;height:164.302734375px;\"><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 497 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 281 797</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">221 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 554</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 530 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389 166</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.7871px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oslo/Akershus</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 166 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 009 855</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 244</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.053px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fylker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 790 838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 818 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 901</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 157</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.318px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utlandet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 262.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.303px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 480 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 136 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 662 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 577 729</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:172.603515625px;\"><span style=\"position: absolute; display: inline-block; left: 34.7812px; top: 0.0117187px; width: 634.746px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 504.938px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 35.9531px; width: 146.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 232.703px; top: 29.8184px; width: 62.7246px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantier</span></span><span style=\"position: absolute; display: inline-block; left: 561.156px; top: 35.9531px; width: 146.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 11.6406px; top: 75.8496px; width: 695.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betalingsgarantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 283</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 97.1152px; width: 691.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">115 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontraktsgarantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.07px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">115 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 713</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 118.381px; width: 690.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 454</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.967px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 454</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 139.631px; width: 690.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet garantiramme</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 785</span></span><span style=\"position: absolute; display: inline-block; left: 11.6406px; top: 160.615px; width: 694.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span></span></span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">og</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">nedskrivninger</span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 sektor </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:324.662109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.8906px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.5273px; width: 145.236px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.7969px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.7969px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.7969px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.2715px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">813 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 494</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.084px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.809px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 387</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.35px; width: 756.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 270.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 724</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.6px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 015</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.865px; width: 756.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 769</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 198.131px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 892</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 219.381px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 995</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.646px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 105 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 031</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 459 485</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 261.912px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 856</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 283.57px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 283.162px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 283.162px; width: 681.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 218.197px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 152 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 314 129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 111 224</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 313.498px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 312.662px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 297.531px; top: 312.662px; width: 459.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 156 216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-49 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:325.537109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.9062px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.543px; width: 145.289px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.8125px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.709px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">707 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.314px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">833 921</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.975px; width: 756.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">803 133</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.225px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-227</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166 899</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.49px; width: 756.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 710</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 835</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 177.756px; width: 756.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 551</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 756.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 168</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 220.271px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-751</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 220</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">398 040</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.537px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 649 247</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 915 563</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 262.787px; width: 757.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 756</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 284.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.053px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 284.053px; width: 680.742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 445 694</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 581 450</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 472</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 919</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 314.373px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 313.537px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 299.406px; top: 313.537px; width: 456.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 053 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 765 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 891</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-40 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-32 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken a<span class=\"_ _0\"></span>vdeling/segment kunden er knyttet til.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _31\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter <span class=\"_ _0\"></span> </span></span><span style=\"display:inherit;clear:left;\">(off balance eksponering).</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:325.537109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.9062px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.543px; width: 149.771px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.8125px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.709px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">813 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 494</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.975px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.809px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 387</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.225px; width: 756.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 270.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 724</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.49px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 015</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 177.756px; width: 756.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 769</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 892</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 220.271px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 995</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.521px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 475 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 106 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 031</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 459 783</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 262.787px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 856</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 284.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.053px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 284.053px; width: 680.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.685px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">45 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 307 384</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 109 099</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 314.373px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 313.537px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 297.531px; top: 313.537px; width: 458.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 480 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 149 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22 118</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-49 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:325.537109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.9062px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.543px; width: 149.824px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.8125px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.709px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">707 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.314px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">833 921</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.975px; width: 756.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">803 133</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.225px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-227</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166 899</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.49px; width: 756.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 710</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 836</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 177.74px; width: 756.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 551</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 169</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 220.271px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-751</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 220</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">398 041</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.521px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 649 247</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 915 563</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 262.787px; width: 757.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 756</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 284.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.053px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 284.053px; width: 680.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 222.539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 528 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 664 689</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 122</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 503 840</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 314.373px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 313.537px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 299.406px; top: 313.537px; width: 457.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 136 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 849 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 557</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-35 926</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-32 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken a<span class=\"_ _0\"></span>vdeling/segment kunden er knyttet til.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _31\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter <span class=\"_ _0\"></span> </span></span><span style=\"display:inherit;clear:left;\">(off balance eksponering).</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _86\"></span>ap p\u00e5 utl\u00e5n / garantier  </span><span style=\"display:inherit;clear:left;\">og misligholdte / tapsutsatte</span><span style=\"display:inherit;clear:left;\">engasjementer</span><span style=\"display:inherit;clear:left;position:relative;height:201.212890625px;\"><span style=\"position: absolute; display: inline-block; left: 24.4688px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 13.2031px; top: 33.3965px; width: 241.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 254.51px; top: 29.6465px; width: 463.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier </span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 9.23438px; top: 69.5996px; width: 710.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 686</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 143</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 620</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.5684px; width: 719.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-18 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 041</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger steg 2 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538</span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 109.553px; width: 715.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger steg 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 932</span></span><span style=\"position: absolute; display: inline-block; left: 10.7031px; top: 129.537px; width: 709.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstateringer mot tidligere steg 3 nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 216</span></span><span style=\"position: absolute; display: inline-block; left: 11.8125px; top: 149.521px; width: 707.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 126</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstateringer uten tidligere steg 3 nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 126</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 162</span></span><span style=\"position: absolute; display: inline-block; left: 433.422px; top: 169.914px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 432.771px; top: 169.506px; width: 3.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 169.506px; width: 428.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 203</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inng\u00e5tt p\u00e5 tidligere konstaterte tap</span></span><span style=\"position: absolute; display: inline-block; left: 600.281px; top: 169.506px; width: 120.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 203</span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 189.225px; width: 714.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 345</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 401</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Konsernet har per 31.12.23 totalt utest\u00e5ende bel\u00f8p p\u00e5 74 millioner kroner som er konsta<span class=\"_ _0\"></span>tert / fraregnet i balansen som er sendt videre til inkassoselskaper<span class=\"_ _0\"></span>. Tilsvarende </span></span><span style=\"display:inherit;clear:left;\">utest\u00e5ende bel\u00f8p var 76 millioner kroner per 31.12.22. Eventuelle tilbakebetalinger fra inkassoselskapene regnskapsf<span class=\"_ _0\"></span>\u00f8res som redusert tapskostnad under linjen \u201dinng\u00e5tt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 tidligere konstaterte tap\u201d.</span><span style=\"display:inherit;clear:left;position:relative;height:561.666015625px;\"><span style=\"position: absolute; display: inline-block; left: 91.5469px; top: 0.0117187px; width: 581.449px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 451.642px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 38.875px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 38.875px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 38.875px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 38.875px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 524.297px; top: 38.875px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 38.875px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 38.875px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 38.875px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.7812px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 51.7812px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 514.906px; top: 51.7812px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 51.7812px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 56.5371px; width: 183.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 64.6719px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 538.828px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 64.6719px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 101.037px; width: 744.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 207 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 788 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 133.834px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 153.396px; width: 736.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -841 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 010 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 169 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 202 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 414 </span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 172.959px; width: 735.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -515 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 420 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -515 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 420 </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 192.506px; width: 739.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 764 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 246 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 815 </span></span><span style=\"position: absolute; display: inline-block; left: 66.3125px; top: 212.068px; width: 682.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 396 </span></span><span style=\"position: absolute; display: inline-block; left: 82.0469px; top: 231.631px; width: 666.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 251.193px; width: 724.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 290.303px; width: 746.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 448 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 013 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 461 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 748 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 811 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 309.865px; width: 745.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 662 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">48 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -21 910 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 330 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -19 969 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 328.959px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 336.834px; width: 220.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -277 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 623 </span></span><span style=\"position: absolute; display: inline-block; left: 525.766px; top: 336.834px; width: 221.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 061 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 403 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 344.709px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 383.381px; width: 618.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 402.928px; width: 466.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.027px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 422.225px; width: 745.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 098 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 721 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 683 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 410 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 461.146px; width: 217.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordinger  </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 476.896px; width: 110.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner </span></span><span style=\"position: absolute; display: inline-block; left: 192.656px; top: 496.006px; width: 556.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 96 424 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 91 804 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 515.1px; width: 191.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost  </span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 522.975px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 674 </span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 522.975px; width: 34.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 607 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 530.85px; width: 206.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span style=\"position: absolute; display: inline-block; left: 186.797px; top: 549.678px; width: 560.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 098 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tapsavsetninger per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 410 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:383.828125px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 5.25px; top: 108.693px; width: 743.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tapsavsetninger BM per 01.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 161.693px; width: 736.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -635 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 955 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -635 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 955 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 181.24px; width: 736.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -211 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -211 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 200.803px; width: 738.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 284 </span></span><span style=\"position: absolute; display: inline-block; left: 68.0625px; top: 220.365px; width: 680.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 125 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 680 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 125 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 680 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 555 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 259.49px; width: 745.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 401 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 401 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 279.037px; width: 746.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 152 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 298.146px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 25.0312px; top: 306.021px; width: 209.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 118 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 657 </span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 306.021px; width: 196.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 118 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 657 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 313.896px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 352.553px; width: 619.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 371.834px; width: 744.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:442.515625px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 89.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 93.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 108.693px; width: 737.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 072 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 708 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 875 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 677 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 161.693px; width: 737.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 215 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -153 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 460 </span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 181.256px; width: 735.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 631 </span></span><span style=\"position: absolute; display: inline-block; left: 18.5px; top: 200.803px; width: 729.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 213 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 693 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 480 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 532 </span></span><span style=\"position: absolute; display: inline-block; left: 76.1875px; top: 220.365px; width: 671.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 312 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 841 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 312 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 841 </span></span><span style=\"position: absolute; display: inline-block; left: 82.0469px; top: 239.928px; width: 666.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 259.49px; width: 724.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span></span><span style=\"position: absolute; display: inline-block; left: 6.5625px; top: 298.6px; width: 741.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 130 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 409 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 318.162px; width: 745.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 968 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 758 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 636 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 817 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 337.256px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 13.5312px; top: 345.131px; width: 220.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 244 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 742 </span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 345.131px; width: 196.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 522 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 353.006px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 138.078px; top: 391.678px; width: 609.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 411.225px; width: 466.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 430.521px; width: 737.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 846 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 141 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 863 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 453 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:567.515625px;\"><span style=\"position: absolute; display: inline-block; left: 89.625px; top: 0.0058593px; width: 578.602px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 462.982px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.25px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.25px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.25px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.25px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.25px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.25px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.25px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.25px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1562px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1562px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1562px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1562px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 181.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 108.678px; width: 744.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 248 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 416 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 236 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 804 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.975px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 164.225px; width: 744.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 280 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 798 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 493 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 185.49px; width: 745.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 614 </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 206.756px; width: 739.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -11 109 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 633 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 384 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 441 </span></span><span style=\"position: absolute; display: inline-block; left: 74.8281px; top: 228.006px; width: 672.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 718 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 265 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 718 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 265 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 262.021px; width: 737.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 783 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 962 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 530 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 283.287px; width: 745.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 527 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 158 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -19 686 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 730 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -17 019 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 303.24px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 311.115px; width: 225.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 452 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 999 </span></span><span style=\"position: absolute; display: inline-block; left: 533.641px; top: 311.115px; width: 214.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 642 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 786 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 452 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 880 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 318.99px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 351.693px; width: 617.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 216 </span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 372.959px; width: 618.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilbakef\u00f8ring av tidligere nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 881 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 394.209px; width: 466.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -241 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 415.209px; width: 744.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 207 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 788 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 458.615px; width: 218.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordringer </span></span><span style=\"position: absolute; display: inline-block; left: 209.109px; top: 466.49px; width: 25.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 462 </span></span><span style=\"position: absolute; display: inline-block; left: 722.188px; top: 466.49px; width: 25.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 462 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 474.365px; width: 107.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 192.656px; top: 496.256px; width: 556.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 89 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 645 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 518.146px; width: 188.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost </span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 526.021px; width: 34.1719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 795 </span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 526.021px; width: 34.0664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 681 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 533.896px; width: 206.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span style=\"position: absolute; display: inline-block; left: 194.625px; top: 555.521px; width: 553.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 95 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tapsavsetninger per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 788 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:403.390625px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 108.693px; width: 744.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 678 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 428 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 678 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 428 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 426 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 5.25px; top: 161.693px; width: 742.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 211 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 211 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 870 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 181.24px; width: 736.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.8085px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 722 </span></span><span style=\"position: absolute; display: inline-block; left: 17.5px; top: 200.803px; width: 731.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 967 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 967 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 558 </span></span><span style=\"position: absolute; display: inline-block; left: 78.4688px; top: 220.365px; width: 669.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -117 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 259 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 142 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -117 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 259 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 142 </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 259.49px; width: 738.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 075 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 772 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 075 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 772 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 279.037px; width: 745.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 609 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 609 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 298.146px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 306.021px; width: 225.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 347 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 944 </span></span><span style=\"position: absolute; display: inline-block; left: 535.797px; top: 306.021px; width: 213.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 347 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 944 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 313.896px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 352.553px; width: 617.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 982 </span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 372.115px; width: 618.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilbakef\u00f8ring av tidligere nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 078 </span></span><span style=\"position: absolute; display: inline-block; left: 5.25px; top: 391.396px; width: 742.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:422.953125px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 89.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 93.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 108.693px; width: 739.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 840 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 898 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 144 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 885 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 144 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 270 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 161.693px; width: 735.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -94 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 718 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 624 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 181.24px; width: 736.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 891 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.8085px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 891 </span></span><span style=\"position: absolute; display: inline-block; left: 15.9844px; top: 200.803px; width: 731.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 075 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 884 </span></span><span style=\"position: absolute; display: inline-block; left: 74.8281px; top: 220.365px; width: 672.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -336 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -336 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span></span><span style=\"position: absolute; display: inline-block; left: 17.5px; top: 259.475px; width: 730.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 610 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 262 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 279.037px; width: 737.742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 077 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -664 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 649 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 313 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 298.146px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 306.021px; width: 225.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 755 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 043 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 744 </span></span><span style=\"position: absolute; display: inline-block; left: 535.797px; top: 306.021px; width: 212.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 405 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 043 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 625 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 313.896px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 352.553px; width: 618.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 234 </span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 372.115px; width: 618.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilbakef\u00f8ring av tidligere nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 802 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 391.662px; width: 466.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -241 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 410.959px; width: 735.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 072 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 708 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 875 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 677</span></span></span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:386.921875px;\"><span style=\"position: absolute; display: inline-block; left: 109.188px; top: 0.0058593px; width: 55.7871px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 605.484px; top: 0.0058593px; width: 59.8301px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.162px; width: 163.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.037px; width: 259.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 048 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 574 311 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.12108px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 880 278 </span></span><span style=\"position: absolute; display: inline-block; left: 508.141px; top: 115.037px; width: 249.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 276 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 428 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 963 517 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.912px; width: 74.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.49px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 8.375px; top: 162.896px; width: 620.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -847 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 847 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -615 534 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 615 534 </span></span><span style=\"position: absolute; display: inline-block; left: 16px; top: 183.303px; width: 677.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 470 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 203.709px; width: 616.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 994 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -994 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 620 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -620 641 </span></span><span style=\"position: absolute; display: inline-block; left: 75.75px; top: 224.115px; width: 618.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 958 </span></span><span style=\"position: absolute; display: inline-block; left: 94.0625px; top: 244.537px; width: 599.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span style=\"position: absolute; display: inline-block; left: 27.9375px; top: 264.943px; width: 666.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span style=\"position: absolute; display: inline-block; left: 6.79688px; top: 305.756px; width: 751.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 149 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -542 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 607 114 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 851 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -457 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 394 110 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 325.287px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 4.375px; top: 333.162px; width: 255.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 119 381 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -100 095 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 224 766 </span></span><span style=\"position: absolute; display: inline-block; left: 515.547px; top: 333.162px; width: 242.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -114 333 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -101 746 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 341.037px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 359.178px; width: 169.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 2.92188px; top: 367.053px; width: 256.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 153 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 685 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.12108px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 262 626 </span></span><span style=\"position: absolute; display: inline-block; left: 506.641px; top: 367.053px; width: 250.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 947 208 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 884 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 255 881 </span></span><span style=\"position: absolute; display: inline-block; left: 356.016px; top: 375.764px; width: 3.18164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 356.793px; top: 374.928px; width: 2.58984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 374.928px; width: 72.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _3\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder og fordringer  </span></span><span style=\"display:inherit;clear:left;\">mot kredittinstitusjoner. T<span class=\"_ _3\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer.</span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:346.09375px;\"><span style=\"position: absolute; display: inline-block; left: 83.3281px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 581.516px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 221.734px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 719.594px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 208.203px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 705.672px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 22.9375px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 223.812px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 721.266px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 107.146px; width: 182.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 2.64062px; top: 115.021px; width: 249.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 507.109px; top: 115.021px; width: 243.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 122.896px; width: 74.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 142.475px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 1.57812px; top: 162.881px; width: 620.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 430 </span></span><span style=\"position: absolute; display: inline-block; left: 13.9219px; top: 183.303px; width: 672.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til S</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">teg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 052 </span></span><span style=\"position: absolute; display: inline-block; left: 7.89062px; top: 203.709px; width: 615.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -429 728 </span></span><span style=\"position: absolute; display: inline-block; left: 74.5312px; top: 224.115px; width: 612.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 740 </span></span><span style=\"position: absolute; display: inline-block; left: 7.89062px; top: 264.928px; width: 743.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 887 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -294 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 592 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 887 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -294 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 592 936 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 284.459px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 14.9375px; top: 292.334px; width: 237.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 997 </span></span><span style=\"position: absolute; display: inline-block; left: 518.812px; top: 292.334px; width: 231.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 997 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 300.209px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 318.35px; width: 188.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 326.225px; width: 253.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span style=\"position: absolute; display: inline-block; left: 502.453px; top: 326.225px; width: 247.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 334.1px; width: 72.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:386.921875px;\"><span style=\"position: absolute; display: inline-block; left: 89.625px; top: 0.0058593px; width: 591.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 226.672px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 724.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 213.141px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 710.609px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 27.875px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 228.75px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 726.203px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 107.162px; width: 181.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.037px; width: 258.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 838 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 300 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 309 342 </span></span><span style=\"position: absolute; display: inline-block; left: 508.797px; top: 115.037px; width: 245.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 067 584 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 154 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 392 581 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 122.912px; width: 74.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 142.475px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 9.09375px; top: 162.896px; width: 618.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -471 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 471 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -239 104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 239 104 </span></span><span style=\"position: absolute; display: inline-block; left: 14.1406px; top: 183.303px; width: 677.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 418 </span></span><span style=\"position: absolute; display: inline-block; left: 12.8281px; top: 203.709px; width: 616.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 564 706 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -564 706 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 190 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -190 913 </span></span><span style=\"position: absolute; display: inline-block; left: 80.9531px; top: 224.115px; width: 611.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til S</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">teg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 218 </span></span><span style=\"position: absolute; display: inline-block; left: 92.2031px; top: 244.521px; width: 599.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span style=\"position: absolute; display: inline-block; left: 26.0781px; top: 264.943px; width: 666.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span style=\"position: absolute; display: inline-block; left: 6.51562px; top: 305.756px; width: 748.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 175 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -266 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 908 917 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -123 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -180 749 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -304 087 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 325.287px; width: 207.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer  </span></span><span style=\"position: absolute; display: inline-block; left: 6.51562px; top: 333.162px; width: 251.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -932 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -173 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.29297px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 109 688 </span></span><span style=\"position: absolute; display: inline-block; left: 523.75px; top: 333.162px; width: 232.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 72 482 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -55 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 332 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 341.037px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 359.178px; width: 187.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 1.0625px; top: 367.053px; width: 256.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 107 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 727 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.5px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 108 571 </span></span><span style=\"position: absolute; display: inline-block; left: 508.797px; top: 367.053px; width: 246.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 900 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 926 806 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 101 825 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 374.928px; width: 72.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:349.078125px;\"><span style=\"position: absolute; display: inline-block; left: 109.188px; top: 0.0058593px; width: 557.338px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 441.72px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.162px; width: 163.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 1.85938px; top: 115.037px; width: 258.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 066 412 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 404 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 234 404 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 705 092 </span></span><span style=\"position: absolute; display: inline-block; left: 506.641px; top: 115.037px; width: 251.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 668 399 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 986 669 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 234 404 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.78517px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 889 472 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.912px; width: 74.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.693px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.521px; width: 629.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 241 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 241 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -831 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 831 237 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 184.365px; width: 679.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -60 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -60 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 502 </span></span><span style=\"position: absolute; display: inline-block; left: 10.9531px; top: 205.193px; width: 619.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 157 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.09768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 157 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 550 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -550 192 </span></span><span style=\"position: absolute; display: inline-block; left: 80.1875px; top: 226.037px; width: 613.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -36 286 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 286 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -36 286 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 286 </span></span><span style=\"position: absolute; display: inline-block; left: 4.375px; top: 267.693px; width: 625.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 208 252 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 802 382 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 010 634 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 947 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 643 499 </span></span><span style=\"position: absolute; display: inline-block; left: 701.828px; top: 266.938px; width: 56.2441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12px; font-family: ff5; color: rgb(35, 31, 32); -webkit-text-stroke: 0.18px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 591 111 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 287.443px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.318px; width: 259.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 082 411 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 679 730 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -73 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.78517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 835 445 </span></span><span style=\"position: absolute; display: inline-block; left: 502.484px; top: 295.318px; width: 190.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 997 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.88672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 446 273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -73 304 </span></span><span style=\"position: absolute; display: inline-block; left: 692.828px; top: 294.562px; width: 64.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12px; font-family: ff5; color: rgb(35, 31, 32); -webkit-text-stroke: 0.18px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 517 065 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 303.193px; width: 172.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 321.334px; width: 169.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 329.209px; width: 259.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 048 082 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 574 311 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 880 282 </span></span><span style=\"position: absolute; display: inline-block; left: 508.141px; top: 329.209px; width: 249.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 276 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 428 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 963 517 </span></span><span style=\"position: absolute; display: inline-block; left: 356.016px; top: 337.92px; width: 3.18164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 356.857px; top: 337.084px; width: 2.58984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 337.084px; width: 73.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2022</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _3\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder og fordringer  </span></span><span style=\"display:inherit;clear:left;\">mot kredittinstitusjoner. T<span class=\"_ _3\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer. <span class=\"_ _55\"> </span> <span class=\"_ _88\"> </span> <span class=\"_ _88\"> </span> </span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:352.0625px;\"><span style=\"position: absolute; display: inline-block; left: 90.125px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 588.312px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.162px; width: 182.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 6.79688px; top: 115.037px; width: 252.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 426 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 647 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 143 392 </span></span><span style=\"position: absolute; display: inline-block; left: 510.656px; top: 115.037px; width: 246.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 426 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 647 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 143 392 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.912px; width: 74.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.912px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 9.4375px; top: 164.162px; width: 620.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -546 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 546 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -546 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 546 787 </span></span><span style=\"position: absolute; display: inline-block; left: 16px; top: 185.428px; width: 677.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -22 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -22 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 373 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 206.678px; width: 614.836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 316 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -316 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 316 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -316 838 </span></span><span style=\"position: absolute; display: inline-block; left: 87.9062px; top: 227.943px; width: 605.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 379 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 379 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 379 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 379 </span></span><span style=\"position: absolute; display: inline-block; left: 6.79688px; top: 270.459px; width: 751.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 851 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 175 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 021 775 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 851 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 175 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 021 775 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 290.412px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 298.287px; width: 259.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 903 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -798 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.02929px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 708 633 </span></span><span style=\"position: absolute; display: inline-block; left: 504.156px; top: 298.287px; width: 253.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 903 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -798 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> -2 708 633 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 306.162px; width: 172.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 324.318px; width: 188.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 9.4375px; top: 332.193px; width: 249.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 513.906px; top: 332.193px; width: 243.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 340.068px; width: 73.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2022</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:352.046875px;\"><span style=\"position: absolute; display: inline-block; left: 91.4844px; top: 0.0058593px; width: 89.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 588.312px; top: 0.0058593px; width: 93.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.25px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.25px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 408.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.146px; width: 181.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 2.92188px; top: 115.021px; width: 256.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 198 967 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 753 068 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 804 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.09768px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 116 839 </span></span><span style=\"position: absolute; display: inline-block; left: 510.656px; top: 115.021px; width: 246.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 800 955 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 460 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 804 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 301 218 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.896px; width: 74.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.896px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 8.375px; top: 164.162px; width: 621.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -694 235 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 235 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -284 432 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 432 </span></span><span style=\"position: absolute; display: inline-block; left: 16px; top: 185.412px; width: 677.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -38 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -38 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 129 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 206.678px; width: 615.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 840 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -840 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 233 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -233 353 </span></span><span style=\"position: absolute; display: inline-block; left: 81.3281px; top: 227.928px; width: 612.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -33 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">    </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -33 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 907 </span></span><span style=\"position: absolute; display: inline-block; left: 4.375px; top: 270.459px; width: 753.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 533 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 611 588 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 144 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 085 607 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 452 705 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 538 312 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 290.412px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 298.287px; width: 259.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 001 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -884 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -66 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.78517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 952 374 </span></span><span style=\"position: absolute; display: inline-block; left: 504.156px; top: 298.287px; width: 252.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 729 770 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -650 850 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -66 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> -4 446 949 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 306.162px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 324.303px; width: 187.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 1.85938px; top: 332.178px; width: 258.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 838 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 300 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 309 342 </span></span><span style=\"position: absolute; display: inline-block; left: 510.656px; top: 332.178px; width: 245.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 067 584 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 154 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 392 581 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 340.053px; width: 73.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2022</span></span></span><span style=\"display:inherit;clear:left;\">Kommentarer til stegvandringer</span><span style=\"display:inherit;clear:left;\">Alle engasjementer starter i steg 1. Deretter kan enkeltengasjement </span><span style=\"display:inherit;clear:left;\">migrere til steg 2 og 3. Steg 3 er forbeholdt misligholdte og tapsutsa<span class=\"_ _0\"></span>tte </span><span style=\"display:inherit;clear:left;\">engasjement, det vil i all vesentlighet si engasjement med individuell </span><span style=\"display:inherit;clear:left;\">nedskrivning. Steg 2 er for engasjement med vesentlig \u00f8kning i risiko </span><span style=\"display:inherit;clear:left;\">fra innvilgelse. Banken har tidligere brukt fem indikatorer f<span class=\"_ _0\"></span>or dette, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men har etter endring av kjernebankleverand\u00f8r endret til 3. Oversikt </span><span style=\"display:inherit;clear:left;\">over \u00e5rsaker og hvilke som har p\u00e5virket endringer mellom steg 1<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og steg 2 vises i tabellen under:</span><span style=\"display:inherit;clear:left;position:relative;height:205.755859375px;\"><span style=\"position: absolute; display: inline-block; left: 446.547px; top: 0px; width: 241.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.8809px; width: 371.455px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 371.455px; top: 29.6309px; width: 387.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.4746px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Restanse over 30 dager</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 301.342px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.7402px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Vesentlig \u00f8kning PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.565px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.99px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forbearance markering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.256px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Flere restanser siste 12 m\u00e5neder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 474.428px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.521px; width: 757.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Manglende data p\u00e5 kunde</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 504.217px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 172.771px; width: 654.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av \u00e5rsaker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 193.756px; width: 654.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.973px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">\u00abAndel isolert\u00bb viser hvor mange prosent av verdien p\u00e5 l\u00e5n som ble \ufb02yttet fra steg 1 til steg 2<span class=\"_ _2\"></span> p.g.a.<span class=\"_ _2\"></span> kun den<span class=\"_ _2\"></span> korrespon<span class=\"_ _2\"></span>derende f<span class=\"_ _2\"></span>aktoren <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">isolert<span class=\"_ _0\"></span> sett, m<span class=\"_ _0\"></span>ens \u00abAn<span class=\"_ _0\"></span>del tota<span class=\"_ _0\"></span>lt\u00bb viser hvor mange prosent av migrasjonen som den k<span class=\"_ _0\"></span>orresponderende faktoren var <span class=\"_ _0\"></span>med ent<span class=\"_ _0\"></span>en alene<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eller sammen med en eller \ufb02ere av de andre faktorene.</span><span style=\"display:inherit;clear:left;\">Tilsvarende viser tabellen en nedbryting av \u00e5rsakene bak stegvandringer fra steg 2 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;position:relative;height:223.912109375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 161.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til steg 1 (tilfriskning i perioden);</span></span><span style=\"position: absolute; display: inline-block; left: 446.547px; top: 18.1562px; width: 241.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 44.0371px; width: 371.455px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 371.455px; top: 47.7871px; width: 387.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6309px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingen 30 dager restanse siste 6 mnd lenger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.881px; width: 756.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke mer enn 1 restanse siste 12 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.146px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Vesentlig r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">eduksjon i PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 286.728px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 148.412px; width: 756.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke lenger forbearancemarkering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 169.662px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F\u00e5tt data p\u00e5 kunden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 318.692px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.928px; width: 654.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av flere \u00e5rsaker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 273.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 211.912px; width: 654.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.973px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">For 2023 er det totalt 526 engasjement som har hatt en positiv migrering, og g\u00e5tt fra steg 2 til steg 1. </span><span style=\"display:inherit;clear:left;\">Motsatt vei, fra steg 1 til 2 var det 350 engasjement som migrerte. Dette er en positiv utvikling fra 2022, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">hvor tilsvarende tall var henholdsvis 643 og 547<span class=\"_ _3\"></span>.</span><span style=\"display:inherit;clear:left;\">Sensitivitetsanalyser</span><span style=\"display:inherit;clear:left;\">Nedskrivningsmodellen for beregning av ECL p\u00e5 engasjementene </span><span style=\"display:inherit;clear:left;\">bygger p\u00e5 \ufb02ere kritiske forutsetninger<span class=\"_ _31\"></span>, herunder blant annet mislig<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">holdssannsynlighet, tap ved mislighold og generell makroutvikling. </span><span style=\"display:inherit;clear:left;\">Modellen og tapsestimatene er s\u00e5ledes s\u00e5rbare for endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forutsetningene som er satt.</span><span style=\"display:inherit;clear:left;\">For bedre \u00e5 forst\u00e5 hvordan portef\u00f8ljen kan ventes \u00e5 utvikle seg ved </span><span style=\"display:inherit;clear:left;\">endringer i ulike makro\u00f8konomiske scenarier har bank<span class=\"_ _0\"></span>en valg \u00e5 foreta</span><span style=\"display:inherit;clear:left;\">sensitivitetsanalyser for f\u00f8lgende faktorer og scenarier;</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Fremtiden blir som i dag (uendret forventning)</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Fremtiden blir som i det negative makro\u00f8konomiske scenariet</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Fremtiden blir som i det positive makro\u00f8konomiske scenariet</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Misligholdssannsynlighet (PD) opp 10 % </span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Misligholdssannsynlighet (PD) ned 10 % </span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Boligprisene faller 10 %</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Boligprisene faller 20 %</span></span><span style=\"display:inherit;clear:left;\">I de to justeringene av misligholdssannsynlighet antas det at mislig<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">holdssannsynligheten for alle kunder unntatt de som er i mislighold, </span><span style=\"display:inherit;clear:left;\">\u00f8ker henholdsvis minker 10 %. </span><span style=\"display:inherit;clear:left;\">Forventning til fremtiden som er benyttet re\ufb02ekterer en forventning  </span><span style=\"display:inherit;clear:left;\">om \u00f8kt mislighold og tap. I scenariet om at \u00abFremtiden blir som i dag\u00bb <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er forventningen = 1. Selv om dette i teorien er et n\u00f8ytralt scenario, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er det samtidig et relativt positivt scenario i og med at situasjonen i dag </span><span style=\"display:inherit;clear:left;\">for de \ufb02este banker er at man har historisk lave tap og misligholdstall, </span><span style=\"display:inherit;clear:left;\">noe som og re\ufb02ekteres i f\u00e5 antall konkurser blant bedrifter og relativt </span><span style=\"display:inherit;clear:left;\">lave inkassotall for privatpersoner<span class=\"_ _31\"></span>. Det er s\u00e5ledes mer optimistisk enn </span><span style=\"display:inherit;clear:left;\">hva som er bankens hovedforventning. Mens i det negative scenariet </span><span style=\"display:inherit;clear:left;\">vektes det negative scenariet fullt ut i beregningen av fremtiden. E\ue61cekten</span><span style=\"display:inherit;clear:left;\">ved \u00e5 vekte det negative scenariet 100 % er basert p\u00e5 det forskjellen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til hovedforventningen. I tillegg er det for siste \u00e5r lagt inn e\ue61cekten <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av \u00e5 vekte det positive scenariet 100 %. Dette er ikke gjort f\u00f8r<span class=\"_ _31\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men gir et innblikk i en potensiell oppside. </span><span style=\"display:inherit;clear:left;\">De to siste scenariene g\u00e5r p\u00e5 endring i boligprisene. Her er det valgt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 fokusere p\u00e5 nedsidee\ue61cekten. I tillegg til \ue61for\u00e5rets e\ue61cekt av en pris-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">nedgang p\u00e5 10 % er det i \u00e5r og lagt inn en justering p\u00e5 20 % prisfall. </span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen er som f\u00f8lger fordelt p\u00e5 konsern<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og morbank samt segmentene personmarked (PM) og bedrifts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">marked (BM);</span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen er som f\u00f8lger<span class=\"_ _31\"></span>, fordelt p\u00e5 konsern samt segmentene personmarked (PM) og bedriftsmarked (BM);</span><span style=\"display:inherit;clear:left;position:relative;height:240.568359375px;\"><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 0px; width: 164.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer sentrale forutsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 26.6914px; width: 41.5781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uendret </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 26.6914px; width: 43.1777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativt </span></span><span style=\"position: absolute; display: inline-block; left: 414.312px; top: 26.6914px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positivt </span></span><span style=\"position: absolute; display: inline-block; left: 512.656px; top: 26.6914px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 590.312px; top: 26.6914px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 26.6914px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 727.281px; top: 26.6914px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 241.141px; top: 39.582px; width: 58.6699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forventning </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 343.391px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 39.582px; width: 52.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">oppjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 554.625px; top: 39.582px; width: 51.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 652.672px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 730.062px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.8203px; width: 134.033px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 52.4883px; width: 59.1387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til fremtiden</span></span><span style=\"position: absolute; display: inline-block; left: 333.547px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 504.484px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 581.578px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 637.812px; top: 52.4883px; width: 42.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 10 %</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 52.4883px; width: 43.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 20 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.9434px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-28,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.834px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-6,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.975px; width: 756.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-53,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24,</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">7 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.414px; width: 134.074px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.537px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,9 %</span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 209.428px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 228.568px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span></span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen er som f\u00f8lger<span class=\"_ _31\"></span>, fordelt p\u00e5 morbank samt segmentene personmarked (PM) og bedriftsmarked (BM);</span><span style=\"display:inherit;clear:left;position:relative;height:240.568359375px;\"><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 0px; width: 164.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer sentrale forutsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 26.6758px; width: 41.5781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uendret </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 26.6758px; width: 43.1777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativt </span></span><span style=\"position: absolute; display: inline-block; left: 414.312px; top: 26.6758px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positivt </span></span><span style=\"position: absolute; display: inline-block; left: 512.656px; top: 26.6758px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 590.312px; top: 26.6758px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 26.6758px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 727.281px; top: 26.6758px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 241.141px; top: 39.582px; width: 58.6699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forventning </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 343.391px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 39.582px; width: 52.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">oppjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 554.625px; top: 39.582px; width: 51.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 652.672px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 730.062px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.8203px; width: 138.158px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 52.4883px; width: 59.1387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til fremtiden</span></span><span style=\"position: absolute; display: inline-block; left: 333.547px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 504.484px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 581.578px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 637.812px; top: 52.4883px; width: 42.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 10 %</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 52.4883px; width: 43.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 20 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.9434px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-28,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.834px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-48,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1575px; letter-spacing: -0.1575px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,9 %</span><span style=\"word-spacing: 0.1575px; letter-spacing: -0.1575px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.975px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-54</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.398px; width: 138.199px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.537px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,9 %</span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 209.428px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,9 %</span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-5,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 228.568px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7,</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span></span></span><span style=\"display:inherit;clear:left;\">Misligholdte og tapsutsatte engasjement (steg 3)</span><span style=\"display:inherit;clear:left;\">Sum av misligholdte engasjement over 90 dager og \u00f8vrige tapsutsatte engasjementer i steg 3;</span><span style=\"display:inherit;clear:left;position:relative;height:448.771484375px;\"><span style=\"position: absolute; display: inline-block; left: 438.891px; top: 0px; width: 263.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 9.40234px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 389.906px; top: 27.625px; width: 366.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.0996px; width: 219.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.114px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.4px; font-family: ff3; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement f\u00f8r individuelle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 81.8496px; width: 149.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (brutto):</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.037px; width: 757.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 182</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.287px; width: 756.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 853</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 813</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 726</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">167 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.287px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer f\u00f8r individuelle tapsnedskrivninger (brutto)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 675</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 720</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 186.912px; width: 186.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Individuelle tapsnedskrivninger p\u00e5:</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 208.381px; width: 756.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 796</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 746</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 514</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 229.646px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.908px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 375</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 090</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 465</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 740</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 385</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 125</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 250.631px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum individuelle tapsnedskrivninger (steg 3)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 836</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 545</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 639</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 293.271px; width: 232.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.114px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.4px; font-family: ff3; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement etter individuelle </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 309.021px; width: 144.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (netto):</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.475px; width: 756.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">165 871</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">225 308</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 807</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 862</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 668</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 351.74px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">72 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154 396</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 073</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 341</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 372.725px; width: 756.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer etter individuelle tapsnedskrivninger (netto)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379 704</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 202</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">237 082</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 415.521px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 436.771px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad ikke misligholdte tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 %</span></span></span><span style=\"display:inherit;clear:left;\">Renterisik<span class=\"_ _31\"></span>o</span><span style=\"display:inherit;clear:left;\">Renterisiko er risikoen for tap som oppst\u00e5r ved endringer i renteniv\u00e5et. </span><span style=\"display:inherit;clear:left;\">Risikoen oppst\u00e5r hovedsakelig fra fastrenteutl\u00e5n og finansiering med </span><span style=\"display:inherit;clear:left;\">fastrente. Rentekurver pleier \u00e5 prim\u00e6rt \ufb02ytte seg parallelt opp eller ned </span><span style=\"display:inherit;clear:left;\">og konsernet m\u00e5ler renterisiko som resultate\ue61c<span class=\"_ _0\"></span>ekten ved et parallelt skift <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i rentekurven. Risikoen for ikke-parallelle skift er dekk<span class=\"_ _0\"></span>et gjennom </span><span style=\"display:inherit;clear:left;\">begrensinger p\u00e5 maksimal eksponering.</span><span style=\"display:inherit;clear:left;\">Hovedprinsippet i bankens styring av renterisiko er \u00e5 n\u00f8ytralisere r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risikoen ved \u00e5 balansere bankens aktiva- og passivaside. Banken holder </span><span style=\"display:inherit;clear:left;\">l\u00f8pende oversikt over renteeksponeringen i alle tidsintervaller p\u00e5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">3 m\u00e5neder fra 0-15 \u00e5r<span class=\"_ _0\"></span>. I tillegg overv\u00e5kes e\ue61cekten av endringer i rentene </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 seks stresstester i henhold til EBA guidelines. Banken har som </span><span style=\"display:inherit;clear:left;\">strategi \u00e5 ikke p\u00e5dra seg vesentlig renterisiko innenfor den or<span class=\"_ _0\"></span>din\u00e6re </span><span style=\"display:inherit;clear:left;\">virksomheten. Ramme for renterisiko for konsernet er sa<span class=\"_ _0\"></span>tt til at maksimalt </span><span style=\"display:inherit;clear:left;\">tap ikke skal overstige kr 21 millioner ved et parallelt skift i rentekurvene </span><span style=\"display:inherit;clear:left;\">p\u00e5 2 %. </span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ff3 fcd ls0\">note 15</span> vedr\u00f8rende bankens bruk av deriva<span class=\"_ _0\"></span>ter for sikring <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av sin renteeksponering. </span><span style=\"display:inherit;clear:left;\">Tidspunkt frem til avtalt endring av rentebetingelser</span><span style=\"display:inherit;clear:left;position:relative;height:413.150390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 104.268px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5156px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5156px; width: 135.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.3652px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.9277px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4902px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 033 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">610 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">600 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.037px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 447 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">467 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 481 357</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.6px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-529 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 320 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-209 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">229 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-713 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.162px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 555.124px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.443px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">498 736</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 802 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-62 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 307 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-113 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 205.834px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 225.396px; width: 757.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 807</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 047 522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">460 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 244.959px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 246 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 503 745</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">899 922</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 185 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">599 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 264.521px; width: 756.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-272 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 257 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 274 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-830 750</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-762 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.068px; width: 756.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 587.164px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.631px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.402px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 323.193px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 246.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 524 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 624 803</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 342.475px; width: 756.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.459px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 071 196</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 230 864</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 652</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 364 191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-162 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 825 935</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 362.303px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 315 127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 508 142</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 212 985</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 117 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">503</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 843 076</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 096</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 381.865px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-257 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 936 982</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 064 688</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 060 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 096</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 401.162px; width: 682.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 572 459</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 571 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-148 297</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 558</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 843 076</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:413.150390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 104.314px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5156px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5156px; width: 135.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.3652px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.9277px; width: 757.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.055px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4746px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 377</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 565 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">88 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">655 386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">633 519</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.037px; width: 757.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 539 982</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 750</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 633 205</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.6px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-361 272</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 008 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-793 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-789 744</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 265</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.162px; width: 757.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 557.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">970 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">970 314</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.443px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.869px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">730 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 114 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-704 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 266 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-156 225</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">970 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 220 764</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 205.834px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 225.396px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 015 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 244.959px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 477 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 516 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">584 559</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 086 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">899 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 264.506px; width: 757.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">862 562</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 500 237</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 261 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 865 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 089 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46 741</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.068px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 584.584px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 490</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 490</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.631px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 331.031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 323.193px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 245.725px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 296 882</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 396 882</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 342.475px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.824px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 677 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 316 699</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-409 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 254 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-189 794</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 571 371</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 220 765</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 362.303px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 722 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 288 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-764 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 939 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-265 759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 601 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 524</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 381.865px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 223 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 491 290</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">468 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 951 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">299 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 524</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 401.162px; width: 682.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 946 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 797 316</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-295 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 177</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 601 057</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:405.275390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 108.803px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5px; width: 135.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.1465px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.2715px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.4121px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 031 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">610 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">600 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.537px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">375 251</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 026 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">467 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.678px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-96 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 219 830</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-109 074</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-183 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-713 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 208</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.818px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 548.138px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 712 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 712 346</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.678px; width: 756.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">741 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 278 153</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 951</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">893 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-113 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 712 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 549 883</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.209px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.35px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 807</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 260 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">460 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.475px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">993 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 329 450</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">399 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 058 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 259.615px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-563 244</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 600 610</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-670 782</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-110 596</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-182 498</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 489</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 278.756px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 585.24px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.881px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.402px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 317.021px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 250.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 176 157</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 276 157</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 335.881px; width: 756.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">527 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 612 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">189 272</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">957 070</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-182 498</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 446 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 549 883</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 355.287px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-253 203</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46 631</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-713 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 914</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">600 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265 819</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-43 719</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 374.412px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">467 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-380 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">561 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-73 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-530 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 719</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.287px; width: 682.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">213 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-334 148</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-151 320</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-63 448</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 264</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265 819</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:405.275390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 108.85px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5px; width: 135.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.1465px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.2715px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.17px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.4121px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 377</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 654 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">88 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">655 386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">633 519</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.537px; width: 756.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">407 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 826 470</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">524 750</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 759 106</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.678px; width: 757.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 661</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 008 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-793 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-335 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-789 744</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 620</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.818px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.956px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 926 310</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 926 310</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.678px; width: 756.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 190.992px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 011 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 489 426</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-704 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">845 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-156 225</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 926 310</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 411 672</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.209px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.35px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 016 828</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.475px; width: 756.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 260 949</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">780 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">284 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 657 715</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 259.615px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">578 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 535 102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-960 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-835 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-213 676</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 078</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 278.756px; width: 757.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 583.71px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.881px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 331.031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 317.021px; width: 756.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.904px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 950 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 050 094</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 335.881px; width: 756.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.397px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 363 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 616 805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-407 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">855 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-213 676</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 196 554</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 411 672</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 355.287px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-854 492</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 398 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-464 095</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-511 006</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">633 519</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-270 244</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-67 543</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 374.412px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-497 599</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">473 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 412</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-576 068</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 543</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.287px; width: 682.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 352 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 872 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-297 144</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">57 451</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-270 244</span></span></span><span style=\"display:inherit;clear:left;\">Rentef\u00f8lsomhet</span><span style=\"display:inherit;clear:left;\">Styret har fastsatt en ramme p\u00e5 21 millioner kroner for samlet renterisik<span class=\"_ _0\"></span>o </span><span style=\"display:inherit;clear:left;\">i og utenfor konsernets balanse. Dette m\u00e5les ved den resultatp\u00e5virkning </span><span style=\"display:inherit;clear:left;\">som en renteendring (parallelt skift) p\u00e5 2 % gir<span class=\"_ _0\"></span>. Ved \u00e5rsskiftet var<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">beregnet resultatp\u00e5virkning ved et renteskift p\u00e5 2 % 2,<span class=\"_ _0\"></span>8 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Renterisikoen er s\u00e5ledes vurdert til \u00e5 v\u00e6re lav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _31\"></span>alutarisiko</span><span style=\"display:inherit;clear:left;\">Valutarisiko er risik<span class=\"_ _0\"></span>oen for tap fra endringer i valutakursene slik at v\u00e5re </span><span style=\"display:inherit;clear:left;\">nettoverdier m\u00e5lt i norske kroner synker<span class=\"_ _31\"></span>. Banken har etablert rammer </span><span style=\"display:inherit;clear:left;\">som definerer risikotoleransen relatert til valutaeksponering. Maksimal<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tillatt valutaeksponering er to millioner kroner per valuta og maksimal </span><span style=\"display:inherit;clear:left;\">aggregert brutto valutaeksponering er 6 millioner kroner<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Rammene gjelder utelukkende for kunderelatert transaksjonsformidling.</span><span style=\"display:inherit;clear:left;\">Banken har ikke rammer for egenhandel i valuta. Det er ogs\u00e5 utarbeidet </span><span style=\"display:inherit;clear:left;\">retningslinjer omkring hvilke valutaer banken kan v\u00e6re ek<span class=\"_ _0\"></span>sponert mot. </span><span style=\"display:inherit;clear:left;\">Det er ikke utarbeidet sensitivitetsanalyser for valutarisiko i forhold til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">endring i valutakurs da denne e\ue61cekten er liten p\u00e5 grunn av bankens <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">lave netto valutaeksponering.</span><span style=\"display:inherit;clear:left;\">For \u00e5 sikre konsernets valuta utl\u00e5n/innl\u00e5n brukes valutaterminer<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og valutabytteavtaler<span class=\"_ _0\"></span>. Siden det er en \u00f8kt kredittrisiko som f\u00f8lge<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av valutakurssvingninger for kunder med l\u00e5n i utenlandsk valuta, brukes </span><span style=\"display:inherit;clear:left;\">sperrede innskudd som ekstra sikkerhet. Og dersom utviklingen i valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kursene medf\u00f8rer at kundens l\u00e5n m\u00e5lt i NOK overstiger et p\u00e5 forh\u00e5nd </span><span style=\"display:inherit;clear:left;\">definert avvik fra hovedstol blir kunden bedt om \u00e5 etablere ekstra sikker<span class=\"_ _31\"></span>-<span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">het. Alternativt blir hele engasjementet konvertert til NOK n\u00e5r den avtalte </span><span style=\"display:inherit;clear:left;\">grensen brytes.</span><span style=\"display:inherit;clear:left;\">B\u00e5de eiendeler<span class=\"_ _0\"></span>, gjeld og valutasikringer i utenlandsk valuta er verdi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">vurdert til dagskurs per 31.12.</span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs4a fc16 ls0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:463.849609375px;\"><span style=\"position: absolute; display: inline-block; left: 184.781px; top: 0px; width: 58.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.8008px; width: 79.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaposisjoner</span></span><span style=\"position: absolute; display: inline-block; left: 210.391px; top: 12.9062px; width: 546.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.3027px; width: 179.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.0527px; width: 35.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.8496px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">339</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 346</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.818px; width: 469.986px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">119 211</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 226</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 922</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 063</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.771px; width: 642.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">370 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 812</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 511</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 454</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.74px; width: 297.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.428px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">545 307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 770</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 516</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 346</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 222.615px; width: 757.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">349</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.584px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 054</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 266.381px; width: 141.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.131px; width: 75.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 302.928px; width: 55.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.896px; width: 64.1602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.85px; width: 58.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 371.537px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 170</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 392.615px; width: 131.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span style=\"position: absolute; display: inline-block; left: 196.984px; top: 400.49px; width: 559.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">494 042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 67</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 439</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 334</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.365px; width: 87.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 429.162px; width: 757.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutasikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-494 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-186 843</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-108 157</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-65 601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-90</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 451.85px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 244</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs4a fc16 ls0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:463.833984375px;\"><span style=\"position: absolute; display: inline-block; left: 184.781px; top: 0px; width: 58.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 79.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaposisjoner</span></span><span style=\"position: absolute; display: inline-block; left: 210.391px; top: 12.8906px; width: 546.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.2871px; width: 179.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.0371px; width: 35.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.834px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 515</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">625</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">973</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.803px; width: 469.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 671</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 575</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 433</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.756px; width: 642.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">385 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 799</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">112 597</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.725px; width: 642.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.688px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 276</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.412px; width: 756.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">548 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">199 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 424</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">973</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 222.6px; width: 137.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.568px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 144</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 266.365px; width: 141.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.115px; width: 75.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 302.912px; width: 55.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.881px; width: 64.1602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.834px; width: 58.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 371.521px; width: 756.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 144</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 392.6px; width: 131.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span style=\"position: absolute; display: inline-block; left: 196.984px; top: 400.475px; width: 558.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">504 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">167 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 794</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 421</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">971</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.35px; width: 87.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 429.146px; width: 641.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutasikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-513 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-98 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">296</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-109 150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-120 233</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 451.834px; width: 756.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 211</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-256</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">971</span></span></span><span style=\"display:inherit;clear:left;\">Kursrisik<span class=\"_ _31\"></span>o</span><span style=\"display:inherit;clear:left;\">Kursrisiko p\u00e5 verdipapirer er risikoen f<span class=\"_ _0\"></span>or tap som oppst\u00e5r ved endringer </span><span style=\"display:inherit;clear:left;\">i verdien p\u00e5 obligasjoner<span class=\"_ _0\"></span>, sertifikater og egenkapitalpapirer som konsernet </span><span style=\"display:inherit;clear:left;\">har investert i. Banken har etablert rammer for investeringer<span class=\"_ _31\"></span>. Rammene </span><span style=\"display:inherit;clear:left;\">for investeringer i verdipapirer utover likviditetsplassering er begrenset </span><span style=\"display:inherit;clear:left;\">til maksimalt MNOK 250. </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal eksponering per utsteder beregnes ut fra Finanstilsynets modell </span><span style=\"display:inherit;clear:left;\">for markedsrisiko og best\u00e5r av spreadendring per risik<span class=\"_ _0\"></span>oklasse multiplisert </span><span style=\"display:inherit;clear:left;\">med l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Rammene for investeringer settes i konsernets finansstrategi, som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">er gjenstand for \u00e5rlig gjennomgang og godkjenning i bankens styre.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater  </span><span style=\"display:inherit;clear:left;\">og sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter i stor grad finansielle instrumenter til \u00e5 balansere </span><span style=\"display:inherit;clear:left;\">bankens valuta-, rente- og aksjerisiko. Valuta- og renterelaterte instru<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">me<span class=\"_ _0\"></span>nt<span class=\"_ _31\"></span>er benyttes for \u00e5 minimere valuta- og renterisiko p\u00e5 bank<span class=\"_ _0\"></span>ens <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utl\u00e5n til kunder og innl\u00e5n fra kapitalmarkedet. </span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (sertifikatl\u00e5n og obligasjonsl\u00e5n). Det er kun rentesikring </span><span style=\"display:inherit;clear:left;\">som benyttes gjennom rentebytteavtaler<span class=\"_ _31\"></span>. Alle rentebytteavtaler er i norske </span><span style=\"display:inherit;clear:left;\">kroner da konsernet ikke er eksponert mot gjeld i utenlandsk valuta.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Hver enkelt sikring er dokumentert med en henvisning til konsernets risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">styringsstrategi, en entydig identifikasjon av sikringsobjekt og sikrings-</span><span style=\"display:inherit;clear:left;\">instrument, en entydig beskrivelse av den sikrede risikoen, en beskrivelse </span><span style=\"display:inherit;clear:left;\">av hvorfor sikringen er forventet \u00e5 v\u00e6re e\ue61cektiv og en beskrivelse av n\u00e5r </span><span style=\"display:inherit;clear:left;\">og hvordan konsernet skal dokumentere at sikringen har v\u00e6rt e\ue61cektiv<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i regnskapsperioden og forventes \u00e5 v\u00e6re e\ue61cektiv i neste regnskapsperiode. <span class=\"_ _49\"></span> </span><span style=\"display:inherit;clear:left;\">Konsernet har definert den sikrede risikoen som verdiendringer knyttet til </span><span style=\"display:inherit;clear:left;\">NIBOR<span class=\"_ _0\"></span>-komponenten av innl\u00e5nene. Sikringse\ue61cektiviteten vurderes og </span><span style=\"display:inherit;clear:left;\">dokumenteres b\u00e5de ved f\u00f8rstegangs klassifisering og ved hver regnskaps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avslutning. Ved virk<span class=\"_ _0\"></span>elig verdisikring blir sikringsinstrumentet regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8rt til virkelig verdi, og verdien p\u00e5 sikringsobjektet blir justert for verdi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">endringen knyttet til sikret risiko. Endringer i disse verdiene fra inng\u00e5ende </span><span style=\"display:inherit;clear:left;\">balanse blir resultatf\u00f8rt som ine\ue61cektivitet i sikringsfoholdet. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten blir regnskapspresentasjonen for disse instrumentene i samsvar </span><span style=\"display:inherit;clear:left;\">med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. Eventuell </span><span style=\"display:inherit;clear:left;\">ine\ue61cektivitet i bankens sikringsforhold kan oppst\u00e5 p\u00e5 grunn av virkelig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">verdijusteringer av det \ufb02ytende benet i sikringsinstrumentet. Se <span class=\"ff3 fcd ls86\">note 19</span> </span><span style=\"display:inherit;clear:left;\">for resultatf\u00f8rte bel\u00f8p. Se ogs\u00e5 ytterligere opplysninger om bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">sikringsbokf\u00f8ring nedenfor<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Styret har vedtatt rammer for hvor stor eksponering banken kan ha mot<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">hver motpart for \u00e5 redusere oppgj\u00f8rsrisikoen knyttet til bruken a<span class=\"_ _0\"></span>v finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter. Bank<span class=\"_ _0\"></span>en skal benytte solide og etablerte motparter med en </span><span style=\"display:inherit;clear:left;\">minimumsrating p\u00e5 A fra et anerkjent ratingbyr\u00e5. Det skal etableres CSA </span><span style=\"display:inherit;clear:left;\">(Credit Support Annex) med alle motparter for \u00e5 sikre lavest mulig netto </span><span style=\"display:inherit;clear:left;\">eksponering ved en eventuell konkurs fra en motpart. </span><span style=\"display:inherit;clear:left;\">Morbanken og konsernets motregningsrett f\u00f8lger alminnelig norsk lov<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av inng\u00e5tte ISDA avtaler mellom morbanken og finansielle </span><span style=\"display:inherit;clear:left;\">derivatmotparter<span class=\"_ _0\"></span>, oppn\u00e5s motregningsrett dersom motparten misligholder </span><span style=\"display:inherit;clear:left;\">forpliktelsene. Det er ikke motregnet i bankens balanse da de ikk<span class=\"_ _0\"></span>e opp-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fyller kravene etter IAS 32. </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt benytter ogs\u00e5 ISDA avtaler mot motparter i forbindelse </span><span style=\"display:inherit;clear:left;\">med finansielle derivater<span class=\"_ _0\"></span>. P\u00e5 lik linje med morbank sikrer avtalene mot-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">regningsrett dersom motpartene misligholder sine forpliktelser og det </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 inng\u00e5tt CSA tillegg i ISDA avtalene med de finansielle motpartene.</span><span style=\"display:inherit;clear:left;position:relative;height:178.974609375px;\"><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 0px; width: 520.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.433594px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 349.188px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 431.797px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 518.625px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 630.859px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 383.781px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 470.953px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 666.359px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9062px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 596.266px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 682.516px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 39.9062px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 311.719px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 65.7344px; top: 71.6953px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 66.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 71.3027px; width: 519px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 932 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 622 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145 003</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.4434px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">206 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 738</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 109.568px; width: 170.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 128.709px; width: 166.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.568px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.533px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 139 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 828 615</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 741</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.367px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 3.85938px; top: 166.975px; width: 753.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 322</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:178.974609375px;\"><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 0px; width: 520.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.433594px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 349.188px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 431.797px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 518.625px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 630.859px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 383.781px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 470.953px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 666.359px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9219px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 596.266px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 682.516px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 39.9219px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 311.719px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 65.7344px; top: 71.6953px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 66.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 71.3027px; width: 518.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 307 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">115 602</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 997 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 884</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">102 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.4434px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">206 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 738</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 109.568px; width: 170.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 128.709px; width: 166.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.568px; width: 756.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.533px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 514 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 203 615</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 620</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 078</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.367px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 3.85938px; top: 166.975px; width: 752.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"ff5\"> Markedsverdier p\u00e5 finansielle derivater presenteres inklusiv p\u00e5l\u00f8pt (ikke kapitalisert) rente per 31.12.</span></span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om bankens sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Banken benytter virkelig verdi-sikring, hvor verdipapirutstedelsene<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i et sikringsforhold med individuelt tilpassede sikringsderivater<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">I alle bankens sikringsforhold per 31.12.2023 har sikringsobjektet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og sikringsinstrumentet samme hovedstol samt lik durasjon og <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kupong p\u00e5 det faste benet (1:1 sikring). Med unntak av to mindre <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">innl\u00e5n som har forfall innen 3 m\u00e5neder hvor l\u00e5nene er noe oversikret </span><span style=\"display:inherit;clear:left;\">frem til endelig forfall. Den faste renten byttes til \ufb02ytende rente <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 tre m\u00e5neders basis.</span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs4a fc16 ls0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:358.296875px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.7656px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.7656px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">22 168</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.631px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0.1065px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0.1065px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 168</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.084px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 163.594px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 163.594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 176.5px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 176.5px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 176.5px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 189.391px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 189.391px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 189.391px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 189.391px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 189.391px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 202.746px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.191px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 202.297px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 202.297px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 202.297px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 202.297px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 202.297px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.037px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 258.068px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 705 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 662 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -121 176 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 217</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.928px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174.51px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 705 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 662 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-121 176</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 239.174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 217</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.662px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 346.303px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 320.818px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 049)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Morbank  <span class=\"fs4a fc16 ls0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:349.78125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.75px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.75px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 756.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">15 290</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.615px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 290</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.068px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 155.875px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 155.875px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 168.781px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 168.781px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 168.781px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 181.672px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 181.672px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 181.672px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 181.672px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 181.672px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 195.027px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.473px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 194.578px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 194.578px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 194.578px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 194.578px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 194.578px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 229.365px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 248.725px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 480 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 457 092</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 444</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.584px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 480 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 457 092</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-41 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 444</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.146px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 337.787px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 322.435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 154)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs4a fc16 ls0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:380.609375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.75px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.75px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.8809px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.006px; width: 756.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 165.834px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 172.094px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 172.094px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 185px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 185px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 185px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 197.906px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 197.906px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 197.906px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 197.906px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 197.906px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 211.246px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 210.691px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 210.797px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 210.797px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 210.797px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 210.797px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 210.797px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.6px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.068px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 486 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -144 940 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 290.178px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 486 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-144 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 331.662px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 368.615px; width: 398.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Morbank  <span class=\"fs4a fc16 ls0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:380.609375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.75px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.75px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.8809px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.006px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 238.488px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 165.834px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 172.094px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 172.094px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 185px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 185px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 185px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 197.906px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 197.906px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 197.906px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 197.906px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 197.906px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 211.246px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 210.691px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 210.797px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 210.797px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 210.797px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 210.797px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 210.797px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.6px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.068px; width: 756.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 913 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -58 182 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 290.178px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 913 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-58 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 331.662px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 368.615px; width: 398.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">1</span></span><span class=\"ff5\"><span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span></span></span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er risikoen for tap som f\u00f8lge av at bank<span class=\"_ _0\"></span>en ikke klarer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 innfri alle betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res  </span><span style=\"display:inherit;clear:left;\">til ekstra kostnader<span class=\"_ _31\"></span>, eller at banken ikke klarer \u00e5 finansiere planlagt </span><span style=\"display:inherit;clear:left;\">utl\u00e5nsvekst. </span><span style=\"display:inherit;clear:left;\">Bankens styre har fastsatt rammer som likviditetsrisikoen m\u00e5les <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og styres mot. Det er etablert rammer innen f\u00f8lgende omr\u00e5der:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Liquidity Coverage Ratio </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Net Stable Funding Ratio</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Likviditetsrammer</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Stresstest</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Fremmedfinansiering </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Konsentrasjonsrisiko </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Innskudd (m\u00e5lsetning omkring innskuddsdekning)</span></span></span><span style=\"display:inherit;clear:left;\">Liquidity Coverage Ratio (LCR)</span><span style=\"display:inherit;clear:left;\">LCR adr<span class=\"_ _0\"></span>esserer viktigheten av \u00e5 ha en beholdning av likvide eiendeler  </span><span style=\"display:inherit;clear:left;\">av h\u00f8y kvalitet for \u00e5 overleve en likviditetsutgang i en stressperiode <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 30 dager<span class=\"_ _0\"></span>. Konsernets m\u00e5lsetting til L<span class=\"_ _0\"></span>CR er satt til minimum 110 %  </span><span style=\"display:inherit;clear:left;\">for alle valutaer samlet. Det vil si at banken skal ha umiddelbart likvide </span><span style=\"display:inherit;clear:left;\">midler som m\u00f8ter og overg\u00e5r den nevnte stressete likviditetsutgangen.</span><span style=\"display:inherit;clear:left;\">Net Stable Funding Ratio (NSFR)</span><span style=\"display:inherit;clear:left;\">NSFR tar for seg viktigheten av \u00e5 ha stabile langsiktige fundingkilder </span><span style=\"display:inherit;clear:left;\">over ett \u00e5r<span class=\"_ _0\"></span>. Konsernet har en m\u00e5lsetning om \u00e5 til enhver tid ha en NSFR </span><span style=\"display:inherit;clear:left;\">p\u00e5 over 105 %.</span><span style=\"display:inherit;clear:left;\">Likviditetsrammer</span><span style=\"display:inherit;clear:left;\">Banken har definerte likviditetsrammer for minimum beholdning av </span><span style=\"display:inherit;clear:left;\">likviditet hvis man tar hensyn til forfall av fremmedfinansiering samt </span><span style=\"display:inherit;clear:left;\">kjente inn- og utbetalinger<span class=\"_ _0\"></span>. Likvider skal minimum utgj\u00f8re forfall av </span><span style=\"display:inherit;clear:left;\">fremmedfinansiering samt kjente inn- og utbetalinger innenfor 3 m\u00e5neder<span class=\"_ _31\"></span>.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Strategisk likviditet skal minimum utgj\u00f8re forfall av fremmedfinansiering </span><span style=\"display:inherit;clear:left;\">samt kjente inn- og utbetalinger innenfor 6 m\u00e5neder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Stresstest</span><span style=\"display:inherit;clear:left;\">Det utf\u00f8res stresstester som viser konsernets behov for likviditetsr<span class=\"_ _0\"></span>eserve </span><span style=\"display:inherit;clear:left;\">med utgangspunkt i fremtidsscenarioer knyttet til lavkonjunktur<span class=\"_ _31\"></span>. Konsernet<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">har definert rammer for hvor lang tid banken skal kunne driftes uten </span><span style=\"display:inherit;clear:left;\">tilf\u00f8rsel av kapital gitt definerte stressituasjoner og med en definert </span><span style=\"display:inherit;clear:left;\">minimumsbeholdning av likviditet.</span><span style=\"display:inherit;clear:left;\">Likviditet stresses ut fra tre typer kriser<span class=\"_ _31\"></span>, med ulike scenarier:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fsa fc4\"> <span class=\"_ _4f\"> </span><span class=\"fs45 ls84\">Bankkrise (utfordrende og meget utfordrende scenario)</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fsa fc4\"> <span class=\"_ _4f\"> </span><span class=\"fs45 ls84\">Markedskrise (utfordrende og meget utfordrende scenario)</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fsa fc4\"> <span class=\"_ _4f\"> </span><span class=\"fs45 ls84\">Kombinert krise (Ekstremt scenario))</span></span></span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering og konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering via ulike innl\u00e5nsinstrumenter i kapitalmarkedet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes som et supplement til innskuddsfinansiering. Banken har som </span><span style=\"display:inherit;clear:left;\">styringsm\u00e5l \u00e5 holde en balansert forfallsstruktur p\u00e5 sin innl\u00e5nsportef\u00f8lje </span><span style=\"display:inherit;clear:left;\">fra kapitalmarkedet. Forfall p\u00e5 innl\u00e5n varieres, og banken refinansier<span class=\"_ _0\"></span>er </span><span style=\"display:inherit;clear:left;\">disse i god tid f\u00f8r forfall for \u00e5 redusere likviditetsrisikoen.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisikoen styres ogs\u00e5 gjennom spredning av innl\u00e5nene<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ulike markeder<span class=\"_ _31\"></span>, innl\u00e5nskilder, instrumenter og l\u00f8petider<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Innskudd</span><span style=\"display:inherit;clear:left;\">For \u00e5 v\u00e6re mindre avhengig av fremmedfinansiering er det satt m\u00e5ltall </span><span style=\"display:inherit;clear:left;\">for innskuddsdekning i Sandnes Sparebank konsernet p\u00e5 minimum 48 %. </span><span style=\"display:inherit;clear:left;\">Samtidig er det fastsatt rammer for omfang av store innskudd, for dette </span><span style=\"display:inherit;clear:left;\">form\u00e5l definert som innskudd over 50 millioner kroner<span class=\"_ _31\"></span>, for \u00e5 redusere </span><span style=\"display:inherit;clear:left;\">likviditetsrisikoen.</span><span style=\"display:inherit;clear:left;\">Andre forhold</span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko, som oppst\u00e5r blant annet i forbindelse med betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">formidling som et resultat av at ikke alle transaksjoner skjer i samtid og<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forbindelse med derivathandler<span class=\"_ _31\"></span>, medf\u00f8rer ogs\u00e5 motpartsrisiko. Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank har gjennom International Swap Dealer Association (ISDA) </span><span style=\"display:inherit;clear:left;\">avtaler med sine st\u00f8rste motparter i derivathandler<span class=\"_ _0\"></span>. Slike avtaler gir </span><span style=\"display:inherit;clear:left;\">reduksjon av oppgj\u00f8rsrisikoen i forbindelse med derivathandler<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Det er utarbeidet egen likviditetsstrategi som styret behandler minimum </span><span style=\"display:inherit;clear:left;\">\u00e5rlig etter oppdateringer foresl\u00e5tt av leder for risikostyring og leder f<span class=\"_ _0\"></span>or </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>rea<span class=\"_ _2\"></span>sur<span class=\"_ _2\"></span>y. I likviditetsstrategien fastsettes rammer som tar hensyn til frem-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tidig likviditetsbehov. Etterlevelse av rammer overv\u00e5kes i risikorapporter </span><span style=\"display:inherit;clear:left;\">og rapporteres minst kvartalsvis til bankens styre og risikoutvalg.</span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en egen beredskapsplan som skal sikre k<span class=\"_ _0\"></span>onkret </span><span style=\"display:inherit;clear:left;\">handling i eventuelle likviditetskriser<span class=\"_ _0\"></span>. Beredskapsplanen er godkjent av </span><span style=\"display:inherit;clear:left;\">bankens styre. Likviditetskrise inneb\u00e6rer at banken k<span class=\"_ _0\"></span>ommer i en situasjon </span><span style=\"display:inherit;clear:left;\">hvor det ikke er tilgjengelig likviditet for \u00e5 m\u00f8te bankens l\u00f8pende for<span class=\"_ _31\"></span>- </span><span style=\"display:inherit;clear:left;\">pliktelser eller tilfredsstillende likviditet for \u00e5 gjennomf\u00f8re b<span class=\"_ _31\"></span>et<span class=\"_ _31\"></span>al<span class=\"_ _31\"></span>in<span class=\"_ _31\"></span>gs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ra<span class=\"_ _31\"></span>ns<span class=\"_ _31\"></span>ak<span class=\"_ _31\"></span><span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sj<span class=\"_ _0\"></span>on<span class=\"_ _31\"></span>er for sine kunder<span class=\"_ _31\"></span>. Beredskapsplanen skal blant annet sikre informasjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\ufb02yt til bankens ledergruppe og styre, samt gi klare ansvarsomr\u00e5der til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">de enkelte omr\u00e5dene i banken. Informasjons\ufb02yt og plassering av ansvar </span><span style=\"display:inherit;clear:left;\">skal hjelpe banken til \u00e5 ta beslutninger for \u00e5 fors\u00f8ke \u00e5 erstatte tapte<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer p\u00e5 et korrekt og tilstr<span class=\"_ _0\"></span>ekkelig informasjonsgrunnlag.</span><span style=\"display:inherit;clear:left;\">Likviditetsstyringsprosess</span><span style=\"display:inherit;clear:left;\">Ansvaret for konsernets daglige likviditetsstyring er lagt i tr<span class=\"_ _0\"></span>easurya<span class=\"_ _0\"></span>vde<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">lingen. Avdelingen f\u00f8lger daglig opp konsernets kontantstr<span class=\"_ _0\"></span>\u00f8m for \u00e5 p\u00e5se </span><span style=\"display:inherit;clear:left;\">at daglige utbetalinger kan gjennomf\u00f8res. En slik oppf\u00f8lging inkluderer<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tett dialog med bankens kredittavdelinger<span class=\"_ _31\"></span>, samt daglig kontakt med </span><span style=\"display:inherit;clear:left;\">innl\u00e5nsmarkedet.</span><span style=\"display:inherit;clear:left;\">Som et ledd i likviditetsstyringen forvalter ogs\u00e5 treasuryavdelingen bankens </span><span style=\"display:inherit;clear:left;\">portef\u00f8lje av strategisk likviditet. Inkludert i denne portef\u00f8ljen er ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">likvide verdipapirer som raskt kan tas i bruk som likviditet ved uventede </span><span style=\"display:inherit;clear:left;\">innvirkninger p\u00e5 bankens kontantstr\u00f8m.</span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\">Restl\u00f8petid p\u00e5 hovedposter </span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.55859px; width: 145.236px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.4121px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 722 029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 449 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">380 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6934px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.967px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 301 657</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 348 550</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">599 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.975px; width: 756.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 587.164px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 427.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 756.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">57 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 510</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 535</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 414</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">225 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 480</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">555 726</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 864 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 792 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 899 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 184 493</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">663 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 705 975</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.55859px; width: 145.289px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 623 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 292 660</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6934px; width: 756.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 127 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 258 341</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">899 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.975px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 584.584px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 489</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.4062px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 851</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 854</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">196 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">423 598</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 550</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 814</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">608 200</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 064 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 493 061</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 641 472</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 337 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">998 432</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 808 940</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.55859px; width: 149.771px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 757.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 934 7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 449 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">380 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6934px; width: 757.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">399 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 208 163</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.975px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 585.24px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 427.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 756.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 510</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">334 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 672</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 565</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 336</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 569</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 012 474</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 694 657</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">886 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 879 256</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 785 185</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.54297px; width: 149.824px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 756.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 624 697</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 292 660</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6777px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">284 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 420 815</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.959px; width: 757.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 583.71px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 757.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 126</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">196 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">391 077</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 757.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 276</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">102 258</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 477</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 225 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 409 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">708 213</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 292 320</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 937 055</span></span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">1</span></span><span class=\"ff5\"><span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Kontantstr\u00f8mmer knyttet til forpliktelser med avtalt l\u00f8petid er basert p\u00e5 nominelle kontraktsst\u00f8rrelser inklusiv estimerte rentebetalinger fr<span class=\"_ _0\"></span>em til forfall.</span></span></span></span><span style=\"display:inherit;clear:left;\">Netto renteinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:703.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 35.9062px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 20.8652px; width: 138.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 24.6406px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 87.1602px; width: 276.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 108.459px; width: 715.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 591 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 163</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.709px; width: 730.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 467 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 852 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">552 675</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 150.975px; width: 714.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 467 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 467</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 172.24px; width: 702.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (45)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 193.225px; width: 726.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 514 154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 878 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">607 241</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 244.488px; width: 222.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 265.771px; width: 718.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span></span><span style=\"position: absolute; display: inline-block; left: 8.89062px; top: 287.037px; width: 722.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 123 733 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 761</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 308.303px; width: 718.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 884</span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 329.553px; width: 712.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 024 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 024</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 350.537px; width: 718.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">215 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 218.197px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 369</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 393.068px; width: 726.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 729 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">989 716</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">702 610</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 444.316px; width: 98.7246px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 464.318px; width: 267.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 472.193px; width: 119.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 308 </span></span><span style=\"position: absolute; display: inline-block; left: 614.422px; top: 472.193px; width: 118.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 573 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 739 </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 480.068px; width: 153.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 500.006px; width: 727.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 436 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til effektiv r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">entes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 768 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 521.271px; width: 722.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til virk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">elig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 542.537px; width: 720.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 563.787px; width: 727.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 599 518 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 112 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 056 </span></span><span style=\"position: absolute; display: inline-block; left: 455.812px; top: 585.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 585.053px; width: 445.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span style=\"position: absolute; display: inline-block; left: 606.438px; top: 585.053px; width: 127.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 639 </span></span><span style=\"position: absolute; display: inline-block; left: 19.3281px; top: 606.318px; width: 714.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 627.568px; width: 715.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 317.279px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 475 </span></span><span style=\"position: absolute; display: inline-block; left: 1.32812px; top: 648.553px; width: 731.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 114 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 494 029 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 019 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 691.084px; width: 718.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">615 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">495 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417 591</span></span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">1</span></span><span class=\"ff5\"><span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span></span></span></span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:315.759765625px;\"><span style=\"position: absolute; display: inline-block; left: 22.7969px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 172.734px; top: 20.8652px; width: 171.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.4277px; width: 709.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantiprovisjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.322px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 93.5684px; width: 710.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirformidling og forvaltning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span></span><span style=\"position: absolute; display: inline-block; left: 274.375px; top: 113.102px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 112.709px; width: 273.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 470</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betalingsformidling </span></span><span style=\"position: absolute; display: inline-block; left: 596.078px; top: 112.709px; width: 121.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 504</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 131.834px; width: 714.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forsikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 374.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span></span><span style=\"position: absolute; display: inline-block; left: 9.03125px; top: 150.975px; width: 707.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre gebyrer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 351.627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 122</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 170.1px; width: 714.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 371</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 189.24px; width: 717.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span></span><span style=\"position: absolute; display: inline-block; left: 4.0625px; top: 208.1px; width: 713.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 246.646px; width: 258.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 844</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 265.771px; width: 397.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 689</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 315</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 284.631px; width: 406.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 303.771px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.455px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">1</span></span><span class=\"ff5\"><span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Kontogebyrer<span class=\"_ _0\"></span>, selvbetjeningsgebyrer og andre ekspedisjonsgebyrer er i 2023 flyttet fra \u201dAndre gebyrer\u201d til \u201dBetalingsformidling\u201d. T<span class=\"_ _3\"></span>all for 2022 er endret tilsvarende.</span></span></span></span><span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter og utbytte/inntekt</span><span style=\"display:inherit;clear:left;\">av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.806640625px;\"><span style=\"position: absolute; display: inline-block; left: 29px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 20.8652px; width: 300.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 17.7344px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 78.5938px; width: 313.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.8184px; width: 725.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.635px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span></span><span style=\"position: absolute; display: inline-block; left: 9px; top: 116.959px; width: 718.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span></span><span style=\"position: absolute; display: inline-block; left: 11.3906px; top: 136.084px; width: 715.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 497 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -48 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 238 </span></span><span style=\"position: absolute; display: inline-block; left: 4.53125px; top: 155.225px; width: 721.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 174.35px; width: 720.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 485 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 193.225px; width: 706.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 201</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 233.781px; width: 174.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 253.021px; width: 720.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater, sikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 1.98438px; top: 272.146px; width: 724.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -23 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 348.031px; top: 291.104px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 10.2656px; top: 291.006px; width: 32.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 049</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 291.35px; width: 168.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 607.516px; top: 291.006px; width: 31.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 154</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 329.453px; width: 213.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 568.547px; top: 348.51px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 99.9375px; top: 348.693px; width: 31.6582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -430 </span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 348.803px; width: 388.869px; white-space: pre; word-spacing: 0px; letter-spacing: -0.1125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 103.531px; top: 367.553px; width: 281.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-430</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 405.818px; width: 707.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 355</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se <span class=\"ff3\">note 15</span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _d9\"> </span>ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.  </span><span style=\"display:inherit;clear:left;position:relative;height:283.869140625px;\"><span style=\"position: absolute; display: inline-block; left: 24.4688px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 20.8809px; width: 249.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span style=\"position: absolute; display: inline-block; left: 13.2031px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 78.5938px; width: 39.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 97.834px; width: 547.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 200 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.959px; width: 721.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 135.818px; width: 714.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 323</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 637</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 326.062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 837</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 176.391px; width: 250.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 195.631px; width: 716.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 214.756px; width: 206.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 10.7031px; top: 233.615px; width: 708.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 271.881px; width: 713.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 121.201px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 740</span></span></span><span style=\"display:inherit;clear:left;\">Andre driftsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:129.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 16.5781px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 201.188px; top: 20.8652px; width: 138.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 5.3125px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.4902px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 895 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utleie fast eiendom </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 824 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 713.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre inntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 312.393px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span></span><span style=\"position: absolute; display: inline-block; left: 1.34375px; top: 117.74px; width: 710.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 731</span></span></span><span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:448.634765625px;\"><span style=\"position: absolute; display: inline-block; left: 30.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 20.8652px; width: 103.078px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span style=\"position: absolute; display: inline-block; left: 19px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 75.4902px; width: 725.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 154 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 132 540 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00f8nn </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 352.91px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 164 </span></span><span style=\"position: absolute; display: inline-block; left: 265.797px; top: 96.5723px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 96.7559px; width: 124.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 96.8652px; width: 51.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span style=\"position: absolute; display: inline-block; left: 603.547px; top: 96.7559px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 118.021px; width: 721.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sosiale k</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 107 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.006px; width: 726.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 204 264 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 179 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personalkostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 612 </span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 160.537px; width: 716.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span></span><span style=\"position: absolute; display: inline-block; left: 251.906px; top: 181.619px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 181.803px; width: 119.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 989 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 181.912px; width: 37.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 181.803px; width: 108.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 375.438px; top: 202.869px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 203.053px; width: 110.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 969 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 203.162px; width: 160.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 203.053px; width: 108.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 </span></span><span style=\"position: absolute; display: inline-block; left: 282.859px; top: 224.135px; width: 3.81445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 4.73438px; top: 224.318px; width: 127.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 834 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 353 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 224.428px; width: 68.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span style=\"position: absolute; display: inline-block; left: 600.797px; top: 224.318px; width: 127.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 627 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 245.568px; width: 721.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 229.77px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 113 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 266.834px; width: 714.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 110 </span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 288.1px; width: 704.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsulenthonorar </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 309.35px; width: 714.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Formuesskatt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span></span><span style=\"position: absolute; display: inline-block; left: 330.656px; top: 330.432px; width: 4.07812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 330.615px; width: 126.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 295 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 330.725px; width: 116.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader </span></span><span style=\"position: absolute; display: inline-block; left: 601.812px; top: 330.615px; width: 125.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 107 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 351.6px; width: 723.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 146 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 118 545 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 373.131px; width: 719.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 319.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 8.65625px; top: 394.115px; width: 717.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Av- og nedskrivninger totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 436.646px; width: 724.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 368 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 363 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\">  <span class=\"_ _2\"></span>Se spesifisering av pensjonskostnad nedenfor.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader  </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere inf<span class=\"_ _0\"></span>ormasjon i <span class=\"ff3\">note 33</span>.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>Kostnadsf\u00f8rte IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 (11,<span class=\"_ _0\"></span>8) millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Kostnadene er p\u00e5l\u00f8pte og fakturerte og prosjektet er avsluttet per 31.12.23.    </span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_ _ca\"> </span> <span class=\"_ _86\"></span>\u00d8vrige driftskostnader inkluderer p\u00e5l\u00f8pte kostnader knyttet til juridisk og finansiell r\u00e5dgivning i forbindelse med planlagt fusjon med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">I 2023 er det belastet 2,<span class=\"_ _31\"></span>4 millioner kroner. Kostnader til teknisk og juridisk fusjon belastes i 2024<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.552.202 kroner </span><span style=\"display:inherit;clear:left;\">(1.739<span class=\"_ _31\"></span>.328 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 314<span class=\"_ _31\"></span>. 421 kroner (409.860 kroner)<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023.</span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.153.594 kroner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">(1.<span class=\"_ _31\"></span>436.903 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 217<span class=\"_ _31\"></span>.645 kroner (223<span class=\"_ _31\"></span>.548 kroner) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023. Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 21.6094px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 428.766px; top: 20.2637px; width: 3.99609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.5701px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.128551px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 427.252px; top: 19.3809px; width: 4.03125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 206.219px; top: 19.3809px; width: 221.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span style=\"position: absolute; display: inline-block; left: 10.3438px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 4px; top: 74.1934px; width: 712.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 626</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 385</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 92.834px; width: 699.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">K</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader ytelsespensjon iht. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(88, 85, 86); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.375px; top: 111.475px; width: 710.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 206.443px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.662px; width: 718.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum pensjonskostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.074px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:142.103515625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 152.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.1934px; width: 698.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall ansatte per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 92.834px; width: 698.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.053px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 111.475px; width: 699.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 130.115px; width: 697.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122</span></span></span><span style=\"display:inherit;clear:left;\">Godtgj\u00f8relser</span><span style=\"display:inherit;clear:left;\">Krav til godtgj\u00f8relse er regulert i Finansforetaksloven Kapittel 15 \u00a7\u00a7 15-1 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til 15-6.</span><span style=\"display:inherit;clear:left;\">Bestemmelsene ivaretar EUs kapitalkravs- direktivs (CRD IV) bestemmelser </span><span style=\"display:inherit;clear:left;\">om gode godtgj\u00f8relsesordninger for \u00e5 redusere overdr<span class=\"_ _0\"></span>even risikotaking </span><span style=\"display:inherit;clear:left;\">og fremme en sunn og e\ue61cektiv risikoh\u00e5ndtering i finansielle foretak.</span><span style=\"display:inherit;clear:left;\">Med bakgrunn i dette regelverket etablerte banken et eget godtgj\u00f8r<span class=\"_ _0\"></span>elses-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utvalg 15. desember 2010<span class=\"_ _0\"></span>. Utvalget best\u00e5r av 4 styremedlemmer<span class=\"_ _31\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">1 er ansattrepresentant.  </span><span style=\"display:inherit;clear:left;\">Bestemmelsene p\u00e5legger styret et direkte ansvar for \u00e5 s\u00f8rge for at:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Banken utformer en godtgj\u00f8relsesordning for alle bankens ansatte </span></span></span><span style=\"display:inherit;clear:left;\">som er egnet til \u00e5 fremme form\u00e5let med forskriften, og at bankens </span><span style=\"display:inherit;clear:left;\">l\u00f8nns- og bonussystemer praktiseres i henhold til denne godt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gj\u00f8relsesordningen.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Godtgj\u00f8relsesordningen er i samsvar med bankens overordnede </span></span></span><span style=\"display:inherit;clear:left;\">m\u00e5l, risikotoleranse og langsiktige interesser<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Godtgj\u00f8relsesordningen inneholder s\u00e6rskilte regler for ledende </span></span></span><span style=\"display:inherit;clear:left;\">ansatte, tillitsvalgte og ansatte med oppgaver innen internkontroll </span><span style=\"display:inherit;clear:left;\">og risikostyring. Styret skal ogs\u00e5 s\u00f8rge for at sammensetningen<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av fast og variabel l\u00f8nn for slike ansatte er balansert, og at minst </span><span style=\"display:inherit;clear:left;\">halvparten av eventuelle bonusutbetalinger skjer i form av egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapitalbevis dersom bonus overstiger 12,5 % av grunnl\u00f8nn. </span><span style=\"display:inherit;clear:left;\">Bonusutbetalinger i form av egenkapitalbevis kan ikke disponeres <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fritt av den enkelte tidligere enn jevnt fordelt over en periode <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 minst tre \u00e5r<span class=\"_ _0\"></span>. Grunnlaget for variabel godtgj\u00f8relse skal v\u00e6re <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en periode p\u00e5 minst to \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls87\">Banken har et godtgj\u00f8relsesutvalg som er ansvarlig for saks-</span> </span></span><span style=\"display:inherit;clear:left;\">forberedelse i alle saker om godtgj\u00f8relsesordningen som skal<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">avgj\u00f8res av styret.</span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en kompensasjonspolicy<span class=\"_ _0\"></span>. Gjennom 2023 er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det ikke foretatt vesentlige endringer i bankens k<span class=\"_ _0\"></span>ompensasjonspolicy.</span><span style=\"display:inherit;clear:left;\">Form\u00e5let med Den Gule Banken, Sandnes Sparebank sin kompensa<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sjonspolicy er \u00e5 trekke til seg medarbeidere med den kompetansen </span><span style=\"display:inherit;clear:left;\">banken trenger<span class=\"_ _31\"></span>, videreutvikle og beholde n\u00f8kkelkompetanse, samt </span><span style=\"display:inherit;clear:left;\">motivere til langsiktighet og kontinuerlig utvikling for \u00e5 n\u00e5 bankens <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">sine forretningsmessige m\u00e5l.</span><span style=\"display:inherit;clear:left;\">Kompensasjonen kan best\u00e5 av f\u00f8lgende elementer:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2\">Fast grunnl\u00f8nn.</span><span class=\"ls84\"> Det er bankens siktem\u00e5l \u00e5 tilby markedsl\u00f8nn. </span> </span></span><span style=\"display:inherit;clear:left;\">Fast grunnl\u00f8nn justeres p\u00e5 denne bakgrunn \u00e5rlig basert p\u00e5 r<span class=\"_ _0\"></span>esultat-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">oppn\u00e5else innen den enkelte leders arbeids- og ansvarsomr\u00e5de. </span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r fastsetter endring i grunnl\u00f8nn for medlemmene</span><span style=\"display:inherit;clear:left;\">i bankens ledergruppe. Godtgj\u00f8relsesutvalget innstiller administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rs l\u00f8nn, og denne vedtas av styret.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2\">Naturalytelser</span><span class=\"ls84\"> som omfatter telefon/mobiltelefon, avis/tidsskrift, </span></span></span><span style=\"display:inherit;clear:left;\">hjemmekontorordning og unntaksvis bilordning. For \u00f8vrig ytes l\u00e5n  </span><span style=\"display:inherit;clear:left;\">og banktjenester til egne betingelser etter samme regelverk som </span><span style=\"display:inherit;clear:left;\">\u00f8vrige ansatte.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2 ls86 wsb1\">Bonuser.</span> Bankens ansatte inng\u00e5r i bank<span class=\"_ _0\"></span>ens til enhver tid gjeldende </span></span><span style=\"display:inherit;clear:left;\">bonusordning. Alle faste ansatte i morbanken er omfattet av en<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">konsernbonusmodell. Beregningen er basert p\u00e5 faktisk egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">avkastning og kundetilfredshet. Modellen gav en utbetaling p\u00e5 2,<span class=\"_ _31\"></span>6 % </span><span style=\"display:inherit;clear:left;\">av grunnl\u00f8nn for alle ansatte for opptjenings\u00e5ret 2022 med utbetaling </span><span style=\"display:inherit;clear:left;\">i 2023. Styret har anledning til \u00e5 avk<span class=\"_ _0\"></span>orte bonusen dersom spesielle </span><span style=\"display:inherit;clear:left;\">hensyn tilsier dette. Utover dette har ogs\u00e5 r\u00e5dgivere med direkte </span><span style=\"display:inherit;clear:left;\">salgsansvar mulighet for bonus basert p\u00e5 egne KPI-er<span class=\"_ _31\"></span>, med et tak <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 NOK 55 000 per ansatt per \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _4f\"> </span></span><span style=\"display:inherit;clear:left;\">Ansatte i banken har mulighet for \u00e5 kj\u00f8pe rabatterte EK<span class=\"_ _31\"></span>-bevis i Sandnes</span><span style=\"display:inherit;clear:left;\">Sparebank en gang i \u00e5ret. EK<span class=\"_ _31\"></span>-bevisene kj\u00f8pes med en rabatt p\u00e5 33 %,</span><span style=\"display:inherit;clear:left;\">med sparebel\u00f8p p\u00e5 inntil 7<span class=\"_ _3\"></span>,5 % av fast grunnl\u00f8nn eller inntil 5000,- <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pr m\u00e5ned. Kj\u00f8p medf\u00f8rer ett \u00e5rs opptjeningstid og deretter ett \u00e5rs </span><span style=\"display:inherit;clear:left;\">bindingstid, totalt to \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2\">Pensjonsordning;</span> Ledende ansatte har innskuddsbasert pensjon  </span></span><span style=\"display:inherit;clear:left;\">for inntekt opp til 12G etter de til enhver tid gjeldende ordninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for bankens ansatte. Pensjonsalder for bankens ansatte er 70 \u00e5r<span class=\"_ _31\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med mulighet for AFP-or<span class=\"_ _0\"></span>dning fra 62 \u00e5r etter de til enhver tid </span><span style=\"display:inherit;clear:left;\">gjeldende ordninger i finanssektoren. </span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse for bankens </span><span style=\"display:inherit;clear:left;\">ledergruppe, styret og forstanderskapet er vist i nedenst\u00e5ende tabell. </span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen </span><span style=\"display:inherit;clear:left;\">er ansatt i l\u00f8pet av \u00e5ret.:</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse</span><span style=\"display:inherit;clear:left;position:relative;height:218.744140625px;\"><span style=\"position: absolute; display: inline-block; left: 705.391px; top: 0.609375px; width: 54.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 168.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2023</span></span><span style=\"position: absolute; display: inline-block; left: 422.609px; top: 13.5px; width: 34.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 13.5px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 13.5px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 13.5px; width: 31.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span style=\"position: absolute; display: inline-block; left: 706.938px; top: 13.5px; width: 52.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 26.4062px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 26.4062px; width: 41.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 579.328px; top: 26.4062px; width: 30.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 660.125px; top: 26.4062px; width: 18.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 26.4062px; width: 40.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 39.7617px; width: 3.51562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 39.3125px; width: 30.5566px; white-space: pre; word-spacing: -2.5515px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 39.3125px; width: 35.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 39.3125px; width: 28.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 677.672px; top: 39.7617px; width: 3.80273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 360.688px; top: 39.3125px; width: 25.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 39.3125px; width: 31.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 39.3125px; width: 47.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.209px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rine Karin Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 401 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 423 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 209 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.459px; width: 759.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 579 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.725px; width: 759.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 807 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 741 </span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 142.807px; width: 5.88281px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>3</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.99px; width: 127.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 143.1px; width: 112.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. Fure Sch\u00f8pp</span></span><span style=\"position: absolute; display: inline-block; left: 354.953px; top: 142.99px; width: 404.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 747 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 164.24px; width: 759.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 204 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 818 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 970 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.506px; width: 759.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 516 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 773 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 484 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.756px; width: 759.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 66 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 959 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 871 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:218.759765625px;\"><span style=\"position: absolute; display: inline-block; left: 705.391px; top: 0.609375px; width: 54.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 168.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2022</span></span><span style=\"position: absolute; display: inline-block; left: 422.609px; top: 13.5156px; width: 34.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 13.5156px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 13.5156px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 13.5156px; width: 31.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span style=\"position: absolute; display: inline-block; left: 706.938px; top: 13.5156px; width: 52.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 26.4219px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 26.4219px; width: 41.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 579.328px; top: 26.4219px; width: 30.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 660.125px; top: 26.4219px; width: 18.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 26.4219px; width: 40.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 39.7617px; width: 3.51562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 39.3125px; width: 30.5566px; white-space: pre; word-spacing: -2.5515px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 39.3125px; width: 35.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 39.3125px; width: 28.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 677.672px; top: 39.7617px; width: 3.80273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 360.688px; top: 39.3125px; width: 25.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 39.3125px; width: 31.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 39.3125px; width: 47.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.209px; width: 759.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rine Karin Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 242 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 232 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 556 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.475px; width: 760.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 438 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 345 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 014 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.725px; width: 759.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 827 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 076 </span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 142.807px; width: 5.88281px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>3</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.99px; width: 127.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 143.1px; width: 112.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. Fure Sch\u00f8pp</span></span><span style=\"position: absolute; display: inline-block; left: 353.344px; top: 142.99px; width: 406.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 746 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 164.256px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 41 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 068 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 827 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.506px; width: 759.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 150 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 483 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.771px; width: 760.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 364 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 518 </span></span></span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen er ansatt i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;position:relative;height:239.677734375px;\"><span style=\"position: absolute; display: inline-block; left: 669.781px; top: 0px; width: 56.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall</span><span style=\"display: inline-block;\">  </span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 12.8906px; width: 213.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Honorarer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 640.516px; top: 12.8906px; width: 113.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapitalbevis 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 24.8477px; width: 44.8418px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styret</span></span><span style=\"position: absolute; display: inline-block; left: 353.344px; top: 42.6562px; width: 403.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.6777px; width: 760.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styreleder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Harald Espedal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 190.359px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span></span><span style=\"position: absolute; display: inline-block; left: 175.922px; top: 107.479px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.662px; width: 52.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nestleder </span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 107.771px; width: 69.8672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Frode Svaboe</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 107.662px; width: 403.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 268 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span></span><span style=\"position: absolute; display: inline-block; left: 220.547px; top: 127.463px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.646px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 127.756px; width: 114.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sven Christian Ulvatne</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 127.646px; width: 402.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 300 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.631px; width: 444.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bj\u00f8rg T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omlin</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.615px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Astrid Rebekka Norheim</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 827 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 616 </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 187.416px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 187.6px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 187.709px; width: 153.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Wenche Dr\u00f8nen Christenssen</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 187.6px; width: 403.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 202.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span></span><span style=\"position: absolute; display: inline-block; left: 172.203px; top: 207.4px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 177.219px; top: 207.693px; width: 4.41211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">/</span></span><span style=\"position: absolute; display: inline-block; left: 181.688px; top: 207.4px; width: 3.84961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.568px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 207.693px; width: 66.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingunn Ruud</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 207.568px; width: 403.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 279 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 215 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 676 </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 227.385px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 227.553px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 227.678px; width: 83.0273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Joakim De Haas</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 227.553px; width: 403.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 464 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 993 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:462.220703125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 133.922px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forstanderskapet</span></span><span style=\"position: absolute; display: inline-block; left: 263.906px; top: 15.5312px; width: 71.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 685.266px; top: 15.5312px; width: 71.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.5371px; width: 338.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8rjan Gjerde</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 49.4746px; width: 338.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bente L\u00f8yning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.5215px; width: 339.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jan Erik Anfinsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 69.459px; width: 339.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Geir Mikalsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.5059px; width: 338.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Svein Anfinsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 89.4434px; width: 338.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Hanne Brit Nordb\u00f8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 640.516px; top: 109.244px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.49px; width: 338.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jo Michael Asbj\u00f8rnsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 109.428px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 109.553px; width: 139.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lisbeth Lindsay Nordhagen</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 109.428px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.475px; width: 338.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garmann Auklend</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 129.412px; width: 339.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Arne Oftedal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 595.047px; top: 149.213px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 150.459px; width: 338.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Per \u00d8yvind Berge</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 149.396px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 149.521px; width: 93.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Elisabeth Rosbach</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 149.396px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 161.438px; top: 170.26px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 169.197px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 169.381px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 169.506px; width: 100.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mona Aadn\u00f8y Riska</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 169.381px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.443px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 170.553px; width: 81.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anders Bj\u00f8rndal</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 170.443px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.428px; width: 291.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Morten Borgli</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 189.365px; width: 291.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sveinung Skj\u00f8restad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 </span></span><span style=\"position: absolute; display: inline-block; left: 151.5px; top: 210.229px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 209.35px; width: 339.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5ge Sk\u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 210.412px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 210.521px; width: 70.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anne Lise Elle</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 210.412px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 597.812px; top: 229.15px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 230.396px; width: 338.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inger-</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Lise Erga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 229.334px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 229.443px; width: 96.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inger-</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Lise Slagstad</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 229.334px; width: 12.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 250.381px; width: 339.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Olav Kristian Falnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 249.318px; width: 338.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Guttorm Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 155.609px; top: 270.182px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 269.303px; width: 339.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Martin Sunde</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.365px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 270.475px; width: 75.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Daniel Friestad</span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 270.365px; width: 12.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 153.219px; top: 290.166px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 289.287px; width: 338.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tine Svanes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 290.35px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 290.459px; width: 71.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Thor Erik Gilje</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 290.35px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.334px; width: 339.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Dag Halvorsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 309.271px; width: 339.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Aase Sveinsvoll</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.318px; width: 338.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eli Norheim Halvorsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 329.256px; width: 292.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Reidar S\u00f8ndervik</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 350.119px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 349.24px; width: 291.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Siv Merethe T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">uftedal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 350.303px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 350.412px; width: 110.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristine Nebdal Haver</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 350.303px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 234.094px; top: 370.104px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 369.225px; width: 339.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Johan Wigerstrand</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 370.287px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 370.396px; width: 153.322px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erese Albuquerque Helleland</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 370.287px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 390.271px; width: 292.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Hetland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 140.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 389.209px; width: 338.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rond Wikst\u00f8l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 410.256px; width: 339.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ragnhild Hildonen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 409.193px; width: 339.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inger Lomeland Wold</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 146.812px; top: 430.057px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 429.178px; width: 338.578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ove Wold</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 430.24px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 430.35px; width: 66.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nj\u00e5l Kollbotn</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 430.24px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 599.297px; top: 448.979px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 450.225px; width: 338.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gunn Jane H\u00e5land</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 449.162px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 449.271px; width: 97.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jan Inge Aarreberg</span></span><span style=\"position: absolute; display: inline-block; left: 747.5px; top: 449.162px; width: 12.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5 lsab wsb3\"> Ansattrepresentant </span></span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5 ls93\"> <span class=\"_ _48\"> </span>Rentesubsidiering ansattel\u00e5n; Rentesats p\u00e5 l\u00e5n til ansatte </span></span><span style=\"display:inherit;clear:left;\">For egenkapitalbeviseierne som er listet ovenfor<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er den til hver tid gjeldene normrente minus 0,<span class=\"_ _0\"></span>75 %. </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 egenkapitalbevis eiet av ektefelle, mindre\u00e5rige </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5 lsab\"> <span class=\"_ _4d\"> </span>Inkludert \u00e5rlig honorar p\u00e5 NOK 32 400, NOK 19 200<span class=\"_ _0\"></span>, </span></span><span style=\"display:inherit;clear:left;\">L\u00e5n til styremedlemmer og medlemmer av forstander-<span class=\"ls0 ws0\"> </span></span><span style=\"display:inherit;clear:left;\">barn eller selskap hvor vedkommende har bestemmende </span><span style=\"display:inherit;clear:left;\">NOK 21 600 og NOK 21 600 for revisjon - og risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skapet er gitt p\u00e5 ordin\u00e6re vilk\u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">innflytelse som nevnt i aksjelovens \u00a7 1-3 nr 2 medregnet.</span><span style=\"display:inherit;clear:left;\">utvalg.</span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5 lsab\"> <span class=\"_ _4d\"> </span>I 2012 endret banken pensjonsordningen for ledende </span></span><span style=\"display:inherit;clear:left;\">ansatte. Banken gikk fra en pensjonsordning for l\u00f8nn </span><span style=\"display:inherit;clear:left;\">over 12 G til en direkte l\u00f8nnskompensasjon. Bel\u00f8pene  </span><span style=\"display:inherit;clear:left;\">i kolonnen l\u00f8nnskompensasjon best\u00e5r av m\u00e5nedlige </span><span style=\"display:inherit;clear:left;\">utbetalinger for 2023.</span><span style=\"display:inherit;clear:left;\">Pensjoner </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank har en innskuddsbasert ordning </span><span style=\"display:inherit;clear:left;\">som tilfredsstiller kravene i Lov om Foretakspensjon. </span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innsk<span class=\"_ _0\"></span>uddspensjon for nyansatte. I forbindelse </span><span style=\"display:inherit;clear:left;\">med omleggingen gikk ogs\u00e5 en del personer ansatt f\u00f8r 1.1.07 over fra<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">ytelsesordningen til den nye innskuddsordningen. I slutten av 2013 gikk </span><span style=\"display:inherit;clear:left;\">resterende ansatte over til innskuddsordning. De ber\u00f8rte f\u00e5r en l\u00f8pende </span><span style=\"display:inherit;clear:left;\">kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">Morbanken har i tillegg en AFP<span class=\"_ _0\"></span>-ordning. Den gamle AFP-ordningen ble </span><span style=\"display:inherit;clear:left;\">vedtatt avviklet i februar 2010<span class=\"_ _0\"></span>. Som erstatning for den gamle AFP-or<span class=\"_ _0\"></span>d<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">ningen er det etablert en ny AFP-ordning som gir et livslangt tillegg p\u00e5 </span><span style=\"display:inherit;clear:left;\">den ordin\u00e6re pensjonen. Den nye AFP<span class=\"_ _0\"></span>-ordningen er en ytelsesbasert </span><span style=\"display:inherit;clear:left;\">\ufb02erforetakspensjonsordning, og finansieres gjennom premier som fast-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">settes som en prosent av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig </span><span style=\"display:inherit;clear:left;\">m\u00e5ling og allokering av forpliktelse og midler i ordningen. Regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">messig blir ordningen s\u00e5ledes behandlet som en innskuddsbasert </span><span style=\"display:inherit;clear:left;\">pensjonsordning hvor premiebetalinger kostnadsf\u00f8res l\u00f8pende, og<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">ingen avsetninger foretas i regnskapet. Det ble ikke betalt pr<span class=\"_ _0\"></span>emie i den </span><span style=\"display:inherit;clear:left;\">nye ordningen f\u00f8r i 2011, og da var premien fastsatt til 1,<span class=\"_ _31\"></span>4 % av samlede </span><span style=\"display:inherit;clear:left;\">utbetalinger mellom 1 G og 7<span class=\"_ _31\"></span>,1 G til bedriftens arbeidstakere.</span><span style=\"display:inherit;clear:left;\">Morbanken har ogs\u00e5 en driftspensjon for en tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8r<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen av pensj<span class=\"_ _0\"></span>ons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">forpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _31\"></span>. F\u00f8lgende \u00f8konomiske og aktuar- </span><span style=\"display:inherit;clear:left;\">messige forutsetninger er lagt til grunn:</span><span style=\"display:inherit;clear:left;position:relative;height:213.953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 98.8301px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forutsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 17.7344px; width: 139.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 54.4434px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Diskonteringsrente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 512.591px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.709px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rlig forventet l\u00f8nnsvekst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 478.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.959px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">G-regulering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 542.989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,25 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,25 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.225px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulering av l\u00f8pende pensjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.49px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">D\u00f8delighetstabell</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 507.071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">K2013BE</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">K2013BE</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AFP-uttak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 557.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.006px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet frivillig avgang f\u00f8r pensjonsalder </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.446px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.959px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uf\u00f8rhetstabell</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 554.7px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KU</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KU</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:176.322265625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 262.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonskostnader ytelsesplaner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.8906px; width: 704.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 455.981px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 78.7871px; width: 185.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">N\u00e5verdi av \u00e5rets pensjonsopptjening</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 100.037px; width: 698.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Rentek</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnad av p\u00e5l\u00f8pt pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 121.303px; width: 698.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Netto pensjonsk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 141.256px; width: 90.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 164.334px; width: 698.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale pensjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 246.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span></span></span></span><span style=\"display:inherit;clear:left;\">Kostnader knyttet til innskuddsordninger utgj\u00f8r henholdsvis 11,7 millioner </span><span style=\"display:inherit;clear:left;\">kroner for konsern og 10<span class=\"_ _31\"></span>,3 millioner kroner for morbank for 2023. </span><span style=\"display:inherit;clear:left;\">Tilsvarende for 2022 var 10<span class=\"_ _0\"></span>,6 millioner kroner for k<span class=\"_ _0\"></span>onsern kr 9<span class=\"_ _0\"></span>,<span class=\"_ _31\"></span>4 millioner </span><span style=\"display:inherit;clear:left;\">kroner for morbank. </span><span style=\"display:inherit;clear:left;\">Kostnader til den nye AFP<span class=\"_ _0\"></span>-ordningen, som er behandlet som en </span><span style=\"display:inherit;clear:left;\">innskuddsbasert pensjonsordning, utgj\u00f8r 2,1 millioner kroner for </span><span style=\"display:inherit;clear:left;\">konsern og morbank for 2023 og 1,8 millioner kroner f<span class=\"_ _0\"></span>or 2022.</span><span style=\"display:inherit;clear:left;\">Netto pensjonsforpliktelse</span><span style=\"display:inherit;clear:left;position:relative;height:165.365234375px;\"><span style=\"position: absolute; display: inline-block; left: 339.875px; top: 0px; width: 321.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.933px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 27.2539px; width: 68.8887px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 31.8906px; width: 474.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.5996px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente pensjonsrettigheter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 217.424px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.8496px; width: 78.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 111.115px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregnet pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 132.381px; width: 194.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.365px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 240.592px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:144.111328125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 68.9883px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.3496px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente pensjonsrettigheter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 217.424px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.6152px; width: 78.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.8652px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregnet pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 111.131px; width: 194.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 132.115px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 240.592px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span></span><span style=\"display:inherit;clear:left;\">Konsernets forsikrede ordninger er underfinansierte. Netto pensjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">forpliktelse er f\u00f8rt opp som langsiktig gjeld i balansen. Aktuarielle </span><span style=\"display:inherit;clear:left;\">gevinster og tap f\u00f8res mot andre inntekter og kostnader (OCI) i den<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">perioden de oppst\u00e5r<span class=\"_ _0\"></span>. Dette medf\u00f8rte for 2023 en total inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">over andre inntekter og kostnader (OCI) p\u00e5 0<span class=\"_ _0\"></span>,1 millioner kroner etter </span><span style=\"display:inherit;clear:left;\">skatt for konsern og morbank. Tilsvarende tall for 2022 var en inntekts-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring p\u00e5 0,1 millioner kr<span class=\"_ _0\"></span>oner etter skatt for konsern og morbank.</span><span style=\"display:inherit;clear:left;position:relative;height:184.244140625px;\"><span style=\"position: absolute; display: inline-block; left: 47.75px; top: 0.0117187px; width: 630.352px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 500.543px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 219.188px; top: 20.8652px; width: 274.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming brutto pensjonsforpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.875px; width: 728.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 410.707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 24.6094px; top: 74.7246px; width: 704.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inng\u00e5ende balanse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span></span><span style=\"position: absolute; display: inline-block; left: 219.188px; top: 94.2871px; width: 84.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets opptjening</span></span><span style=\"position: absolute; display: inline-block; left: 33.5469px; top: 113.85px; width: 694.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">\u00c5rets rentekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span></span></span><span style=\"position: absolute; display: inline-block; left: 28.3906px; top: 133.396px; width: 700.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utbetaling til pensjonister</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span></span><span style=\"position: absolute; display: inline-block; left: 28.3906px; top: 152.959px; width: 699.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-148</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Estimatavvik f\u00f8rt over andre inntekter og kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-148</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66</span></span><span style=\"position: absolute; display: inline-block; left: 25.9688px; top: 172.256px; width: 703.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utg\u00e5ende balanse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 286.728px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span></span><span style=\"display:inherit;clear:left;\">Historisk utvikling  (Konsern/Morbank)</span><span style=\"display:inherit;clear:left;position:relative;height:112.208984375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.896px; white-space: pre; word-spacing: -0.0525px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0525px; letter-spacing: 0.0525px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2020</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2019</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 36.6934px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 810</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 57.959px; width: 113.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto pensjonsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.2246px; width: 194.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.209px; width: 756.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto balansef\u00f8rte pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 810</span></span></span><span style=\"display:inherit;clear:left;\">Gjenv\u00e6rende netto pensjonsforpliktelse per 31.12.2023 er relatert til driftspensjon fra fylte 67 \u00e5r for en tidligere administr<span class=\"_ _0\"></span>erende direkt\u00f8r<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;position:relative;height:637.587890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 45.9668px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 45.2168px; width: 544.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKATTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 82.5px; width: 71.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 103.865px; width: 716.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">59 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 324.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 593</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 125.115px; width: 691.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 146.281px; width: 59.0977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.631px; width: 709.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 188.631px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 266.014px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 265.264px; width: 544.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AVSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKATT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 303.209px; width: 721.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">395 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat f\u00f8r sk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">attekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 942</span></span><span style=\"position: absolute; display: inline-block; left: 332.234px; top: 324.291px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 324.475px; width: 127.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 941</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 324.584px; width: 144.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span style=\"position: absolute; display: inline-block; left: 612.562px; top: 324.475px; width: 120.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">94 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 235</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 345.725px; width: 720.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-44 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Permanente forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.822px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-44 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 092</span></span><span style=\"position: absolute; display: inline-block; left: 33.0938px; top: 366.99px; width: 332.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ikke balansef\u00f8rt utsatt skattefordel</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 388.256px; width: 691.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 409.24px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 30.6719px; top: 430.771px; width: 702.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Effektiv skattesats</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 503.639px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 502.889px; width: 543.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> AVSTEMNING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL / UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 540.834px; width: 720.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 669</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 215</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 562.084px; width: 709.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 40.8281px; top: 583.35px; width: 692.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 256.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span></span><span style=\"position: absolute; display: inline-block; left: 36.7031px; top: 604.615px; width: 222.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre poster </span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 625.6px; width: 712.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel / utsatt skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.904px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % ska<span class=\"_ _0\"></span>ttesats. </span></span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:390.525390625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.0469px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 43.0469px; width: 544.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 34.5px; top: 82.9434px; width: 698.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">736</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anlegg og driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 679 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">787</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 104.209px; width: 719.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 841</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 623</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 280.529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 575 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 136</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 125.475px; width: 715.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 851</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 339.223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 324</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 146.725px; width: 705.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gevinst og tapskonto</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -277 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-346</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.99px; width: 709.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Pensjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span></span><span style=\"position: absolute; display: inline-block; left: 109.203px; top: 189.256px; width: 625.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 372.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 380</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 210.506px; width: 708.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 389 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span></span><span style=\"position: absolute; display: inline-block; left: 26.625px; top: 231.771px; width: 236.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 252.756px; width: 707.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 215</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.219px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 327.219px; width: 543.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 327.551px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 355.428px; width: 276.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 378.537px; width: 234.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selsk<span class=\"_ _0\"></span>apsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfa<span class=\"_ _0\"></span>tter fremf\u00f8rbart underskudd i datterselskapet Aktiv Eiendomsmegling J\u00e6ren AS.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Per 31.12.23 utgj\u00f8r dette 2,2 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter </span><span style=\"display:inherit;clear:left;\">F\u00f8lgende tabeller presenterer klassifisering av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">og forpliktelser pr<span class=\"_ _0\"></span>. balansedato ihht IFRS 9<span class=\"_ _0\"></span>. <span class=\"_ _8a\"> </span> <span class=\"_ _4\"> </span> </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelse av klassifisering av finansielle instrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">se <span class=\"ff3 fcd ls0 ws0\">note 2<span class=\"ff5 fc4\">.</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:452.861328125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6211px; width: 145.236px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0605px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 65.707px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.834px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 87.584px; width: 553.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 887 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.334px; width: 84.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.021px; width: 116.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 113.771px; width: 553.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 106 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 667 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.521px; width: 110.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.74px; width: 78.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span style=\"position: absolute; display: inline-block; left: 193.828px; top: 134.74px; width: 60.2675px; white-space: pre; word-spacing: 0px; letter-spacing: -0.0534375px; margin-left: 0px; font-size: 10.6875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.160312px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 059 792 </span></span><span style=\"position: absolute; display: inline-block; left: 342.031px; top: 134.74px; width: 416.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.367px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 390 842 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 150.475px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 580 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 900 634 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 378.3px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 481 357 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.209px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.915px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 181.943px; width: 759.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 197.662px; width: 759.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.725px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 056 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 97 434 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 213.396px; width: 759.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.956px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 227.615px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 493.219px; top: 234.365px; width: 266.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.115px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 255.318px; width: 759.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 562.388px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 813 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 813 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.787px; width: 759.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 121.201px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 103 069 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 169 927 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 103 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 415 046 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.504px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.271px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 465.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 331.006px; width: 760.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 823 189 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.4784px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 562 382 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 346.74px; width: 76.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span></span><span style=\"position: absolute; display: inline-block; left: 195.625px; top: 346.74px; width: 57.3395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.6875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.160312px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 732 559 </span></span><span style=\"position: absolute; display: inline-block; left: 412.719px; top: 346.74px; width: 346.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 703 399 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 435 958 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 362.475px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.412px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 530 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 378.209px; width: 759.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 551.074px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 991 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.943px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 409.662px; width: 759.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 579.581px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 253 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 253 233 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 425.396px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 67</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.803px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 908 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.865px; width: 759.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 932 663 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 799 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 297 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 790 244 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_ _48\"> </span><span class=\"ff5\">  <span class=\"_ _49\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikk<span class=\"_ _0\"></span>e av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;position:relative;height:467.673828125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6367px; width: 145.289px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0762px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.332px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4277px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 95.1777px; width: 553.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 387 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 387 987 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.928px; width: 87.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.318px; width: 170.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span style=\"position: absolute; display: inline-block; left: 208.344px; top: 123.068px; width: 551.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 114 207 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 114 207 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.818px; width: 62.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.881px; width: 759.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: -0.0225px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 676 548 </span><span style=\"word-spacing: -0.0225px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.973px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 963 787 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.615px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 612 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 376.305px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 633 205 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.35px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 192.084px; width: 760.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.818px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 151 265 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 223.553px; width: 759.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 548.138px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 441 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.615px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 245.365px; width: 264.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.115px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.162px; width: 759.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 557.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 440 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.631px; width: 759.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.287px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 791 281 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 089 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 220 764 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.332px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.1px; width: 760.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 345.834px; width: 759.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 365 278 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.568px; width: 759.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 076 666 </span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 4 486 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 563 582 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 377.303px; width: 760.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.412px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46 741 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.021px; width: 759.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 551.074px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 52 536 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 52 536 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.756px; width: 759.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.49px; width: 759.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 578.884px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 208 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 208 337 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.225px; width: 759.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 616 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.678px; width: 759.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 227 230 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 614 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 268 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 823 883 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_ _48\"> </span><span class=\"ff5\">  <span class=\"_ _49\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikk<span class=\"_ _0\"></span>e av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;position:relative;height:467.673828125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6367px; width: 149.771px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0762px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.332px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4277px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 95.1777px; width: 553.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 887 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.928px; width: 84.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.318px; width: 170.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span style=\"position: absolute; display: inline-block; left: 208.344px; top: 123.068px; width: 550.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 106 113 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 461.126px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 113 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.818px; width: 62.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.881px; width: 760.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 275 784 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 782 179 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 389 014 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.615px; width: 760.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 580 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.584px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 288 592 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 377.269px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 869 314 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.35px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.915px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 192.084px; width: 759.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.818px; width: 759.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.725px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 056 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 208 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 223.553px; width: 759.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.956px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.6px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 493.219px; top: 245.35px; width: 266.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.1px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.162px; width: 760.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 752 461 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 822 300 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.631px; width: 759.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 070 969 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 557 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 451 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 886 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 549 883 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.332px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.1px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 465.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 345.834px; width: 760.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 035 902 </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 98.4784px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 775 095 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.568px; width: 759.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 324 438 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 457 092 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.004px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 781 530 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 377.287px; width: 759.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 572 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 73 489 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.021px; width: 759.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 550.17px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 482 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 482 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.756px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.49px; width: 759.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 578.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 048 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 048 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.225px; width: 759.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 607 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 840 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.678px; width: 759.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 737 187 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 508 664 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 266 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 273 725 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:467.673828125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6367px; width: 149.824px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0762px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.332px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4277px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 95.1777px; width: 553.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 387 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 387 987 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.928px; width: 84.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.318px; width: 170.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span style=\"position: absolute; display: inline-block; left: 208.344px; top: 123.068px; width: 552.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 113 940 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 459.668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 113 940 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.818px; width: 62.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.881px; width: 759.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 535 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 229 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.809px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 052 709 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.615px; width: 759.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 612 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 146 567 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 377.269px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 759 106 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.35px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 192.084px; width: 760.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.818px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 171 620 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 223.537px; width: 760.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.27px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 602 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 602 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.6px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 245.35px; width: 264.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.1px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.162px; width: 759.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 987 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.209px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 835 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 080 274 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.631px; width: 758.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 637 499 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 503 990 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 798 230 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 437 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 411 672 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.332px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.1px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 459.03px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 345.834px; width: 759.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 672 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 366 538 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.553px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 069 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 913 428 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 983 403 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 377.287px; width: 759.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 659 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 078 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.021px; width: 760.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 550.658px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 015 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.756px; width: 759.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.49px; width: 759.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 578.884px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 942 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 942 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.225px; width: 759.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 681 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 503 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.678px; width: 759.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 408 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 998 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 240 779 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 361 577 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_ _48\"> </span><span class=\"ff5\">  <span class=\"_ _49\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikk<span class=\"_ _0\"></span>e av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;\">Virkelig verdi p\u00e5 finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter </span><span style=\"display:inherit;clear:left;\">Virkelig verdi av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">vurdert til amortisert kost</span><span style=\"display:inherit;clear:left;position:relative;height:322.255859375px;\"><span style=\"position: absolute; display: inline-block; left: 404.078px; top: 0px; width: 286.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 17.9023px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 329.281px; top: 31.8906px; width: 427.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.0977px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.3027px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.428px; width: 756.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.568px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.693px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 011</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">609 828</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.553px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.609px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 098 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 788 571</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.691px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 214.85px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.99px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span></span><span style=\"position: absolute; display: inline-block; left: 79.5px; top: 253.523px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.115px; width: 79.5293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 354.953px; top: 253.115px; width: 401.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 318 507</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 491 177</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 272.256px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">368 172</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 291.396px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.256px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 520 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 640 500</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:341.380859375px;\"><span style=\"position: absolute; display: inline-block; left: 404.078px; top: 0px; width: 286.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 17.9023px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 329.281px; top: 31.8906px; width: 427.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.0977px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.3027px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.428px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.568px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.693px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 011</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">609 828</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.834px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.693px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.609px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 066 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 634 788</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 214.816px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.99px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.131px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span></span><span style=\"position: absolute; display: inline-block; left: 79.5px; top: 272.648px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 272.256px; width: 79.5293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 272.256px; width: 394.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 759 243</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 939 734</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 291.396px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">368 172</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.521px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 329.381px; width: 756.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 074</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 277 510</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">For finansielle instrumenter med kort l\u00f8petid (mindre enn tre m\u00e5neder) </span><span style=\"display:inherit;clear:left;\">forutsettes bokf\u00f8rt verdi \u00e5 representere virk<span class=\"_ _0\"></span>elig verdi. Denne forutsetningen </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 benyttet for innskudd og sparekontoer uten bestemt l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til / innskudd fra kunder verdsatt til amortisert kost inkluderer utl\u00e5n </span><span style=\"display:inherit;clear:left;\">og innskudd med \ufb02ytende rente. Utl\u00e5n og innskudd med \ufb02ytende rente blir </span><span style=\"display:inherit;clear:left;\">justert ved renteendringer i markedet samt ved endring av kredittrisiko.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Konsernet vurderer derfor virkelig ver<span class=\"_ _0\"></span>di p\u00e5 slike produkter til \u00e5 v\u00e6re tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">lik balansef\u00f8rt verdi. Utl\u00e5n som ikke tilfredsstiller denne l\u00f8pende reprisings- </span><span style=\"display:inherit;clear:left;\">forutsetningen, blir individuelt verdsatt til virkelig verdi per balansedagen. </span><span style=\"display:inherit;clear:left;\">Eventuelle mer<span class=\"_ _0\"></span>- eller mindreverdier som vil oppst\u00e5 innenfor en eventuell </span><span style=\"display:inherit;clear:left;\">renteendringsperiode anses ikke \u00e5 utgj\u00f8re signifikant verdi for k<span class=\"_ _0\"></span>onsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter vurdert til virkelig verdi</span><span style=\"display:inherit;clear:left;\">Konsernet benytter f\u00f8lgende verdsettelseshieraki ved beregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av virkelig verdi for finansielle instrumenter:</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 1<span class=\"ff5\"> \u2013 <span class=\"_ _ca\"> </span> <span class=\"_ _82\"></span>Noterte priser i et aktivt marked for gjeldende eiendel <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelse</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 2<span class=\"ff5\"> \u2013  <span class=\"_ _49\"></span> <span class=\"_ _82\"></span>Noterte priser i et aktivt marked for lignende eiendeler </span></span><span style=\"display:inherit;clear:left;\">eller forpliktelser<span class=\"_ _0\"></span>, eller annen verdsettelsesmetode hvor <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">all vesentlig input er basert p\u00e5 observerbar markedsdata </span><span style=\"display:inherit;clear:left;\">Niv\u00e5 3<span class=\"ff5\"> \u2013  <span class=\"_ _49\"></span> <span class=\"_ _82\"></span>Verdsettelsesteknikker som i hovedsak ikk<span class=\"_ _0\"></span>e er basert <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 observerbare markedsdata</span><span style=\"display:inherit;clear:left;position:relative;height:365.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.582px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.502px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.35px; width: 757.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 513.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.475px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.322px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 141.615px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 362.432px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.881px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 378</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 305.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.146px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 567.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 237.006px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 050 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 173 263</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.111px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.959px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.084px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 334.225px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 353.084px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">856 724</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">856 724</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:345.931640625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.582px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.502px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.334px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.475px; width: 756.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.988px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 141.615px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 401.925px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.6px; width: 756.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.705px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.553px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 367.119px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 257.693px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 276.635px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.928px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 488.578px; top: 276.818px; width: 269.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.959px; width: 757.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.084px; width: 757.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 333.943px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 402.851px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:332.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 82.4395px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.162px; width: 759.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.162px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 342.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.178px; width: 759.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 358.535px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 993 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 748 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.178px; width: 759.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 168.193px; width: 759.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.193px; width: 221.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter tilgjengelig for salg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.209px; width: 759.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 566.617px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.943px; width: 759.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 328.705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 341 924 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 864 340 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 256 244 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.518px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.24px; width: 759.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.915px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.24px; width: 759.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 304.256px; width: 759.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 320.99px; width: 759.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 415.68px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 841 042 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 841 042 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:315.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 82.4395px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.162px; width: 756.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.162px; width: 757.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.178px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 401.925px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.178px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.912px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 419.261px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.502px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 219.209px; width: 757.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 358.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 236.225px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 380.385px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 253.633px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.225px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 488.578px; top: 253.225px; width: 269.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.24px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 393.679px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.24px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.975px; width: 756.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Konsern</span><span style=\"display:inherit;clear:left;position:relative;height:188.359375px;\"><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 0.75px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 0.75px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 250.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 13.6406px; width: 90.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6406px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.7227px; width: 137.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 469.156px; top: 26.5469px; width: 77.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 26.5469px; width: 64.5879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9023px; width: 3.55078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 39.4531px; width: 26.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 39.4531px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span style=\"position: absolute; display: inline-block; left: 612.469px; top: 39.4531px; width: 143.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.584px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.5996px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.6px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.057px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.615px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.615px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 159.631px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.365px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5 lsb3\"> <span class=\"_ _2\"></span>Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), med </span></span><span style=\"display:inherit;clear:left;\">unntak av bankens investering i EIKA Gruppen AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da denne anses som en strategisk investering for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL).</span><span style=\"display:inherit;clear:left;position:relative;height:369.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 782 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 113 230</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.537px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 346.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.635px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.1px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 362.432px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.701px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.771px; width: 305.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.334px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 567.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.631px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 232</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 363 173</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 279.299px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.568px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.131px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.975px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">812 682</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">812 682</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:369.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.553px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.879px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.521px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.686px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.189px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 260.459px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 367.119px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.021px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra  kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 375.446px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 299.4px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.693px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 299.584px; width: 262.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.146px; width: 757.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.186px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.99px; width: 756.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:369.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.055px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 229 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 517 115</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.537px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 348.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.1px; width: 756.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 361.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 993</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 394.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 701</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 701</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.158px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 919</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 919</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.771px; width: 221.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter tilgjengelig for salg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.334px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 569.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.631px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 331.031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 718 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 632 377</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 279.299px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.568px; width: 757.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">694 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">694 301</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.131px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 418</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 757.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.975px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">798 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">798 378</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:369.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.553px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.113px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.17px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.521px; width: 757.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.686px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.027px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.189px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 260.459px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.021px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 299.4px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.693px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 491.25px; top: 299.584px; width: 264.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.146px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 393.679px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.99px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:202.15625px;\"><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 0.734375px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 0.734375px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 250.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 13.6406px; width: 90.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6406px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.707px; width: 137.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 469.156px; top: 26.5312px; width: 77.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 26.5312px; width: 64.5879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 541.109px; top: 39.8867px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 39.4375px; width: 26.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 39.4375px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span style=\"position: absolute; display: inline-block; left: 612.469px; top: 39.4375px; width: 143.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.6309px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.7715px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.912px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.057px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 133.037px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.178px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 171.303px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.162px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _2\"></span>Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), </span></span><span style=\"display:inherit;clear:left;\">med unntak av bankens investering i EIKA Gruppen AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL)</span><span style=\"display:inherit;clear:left;\">Nedenfor f\u00f8lger en beskrivelse av hvordan virkelig verdi er ber<span class=\"_ _0\"></span>egnet for de finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter i niv\u00e5 2 og 3, dvs. hvor det er benyttet en verdsettelsesteknikk. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 2</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner som inng\u00e5r i bankens \u00ablikviditetsportef\u00f8lje\u00bb </span><span style=\"display:inherit;clear:left;\">er verdsatt til markedsverdi basert p\u00e5 innhentet informasjon fra meglere<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">av obligasjoner i markedet. V<span class=\"_ _0\"></span>erdiansettelse av obligasjoner og sertifikater </span><span style=\"display:inherit;clear:left;\">blir beregnet ut fra meglernes beste skj\u00f8nn med hensyn til omsetnings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kurs p\u00e5 balansedagen. Dette gjelder tilsvarende for beregning av virkelig </span><span style=\"display:inherit;clear:left;\">verdi av bankens \u00abholdt til forfall\u00bb portef\u00f8lje som i regnskapet er bokf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til virkelig verdi med verdiendring over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbank </span><span style=\"display:inherit;clear:left;\">klassifisert til virkelig verdi med verdiendring over utvidet resultat (FVOCI), </span><span style=\"display:inherit;clear:left;\">da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer men ogs\u00e5 kan selge/overf\u00f8r<span class=\"_ _0\"></span>e l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene. Virkelig ver<span class=\"_ _0\"></span>di p\u00e5 l\u00e5nene </span><span style=\"display:inherit;clear:left;\">antas \u00e5 v\u00e6re tiln\u00e6rmet lik verdi av ordin\u00e6re utl\u00e5n med \ufb02ytende rente.</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer er verdsatt i henhold til EVCA Valua<span class=\"_ _0\"></span>tion Principles </span><span style=\"display:inherit;clear:left;\">hvor slik verdsettelse gjennomf\u00f8res p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Finansielle derivater er verdsatt til markedsverdi basert p\u00e5 innhentet </span><span style=\"display:inherit;clear:left;\">informasjon om valutakurser og swapkurver<span class=\"_ _31\"></span>. I kategorien inng\u00e5r rente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">swapper<span class=\"_ _0\"></span>, valutaswapper og \ue619terminkontrakter der observerbare markeds-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">verdier er tilgjengelige via Reuters eller Bloomberg.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &lt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med e\ue61cektiv r<span class=\"_ _0\"></span>ente. E\ue61cektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 gjeldende markedsbetingelser for fastrenteinnskudd <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 3</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder med fastrente er vurdert p\u00e5 grunnlag av avtalt kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8m for l\u00e5nene neddiskontert med e\ue61cektiv rente. E\ue61c<span class=\"_ _0\"></span>ektiv rente er basert </span><span style=\"display:inherit;clear:left;\">p\u00e5 r\u00e5dende markedsbetingelser for tilsvarende fastrentel\u00e5n. V<span class=\"_ _31\"></span>erdi p\u00e5 l\u00e5net </span><span style=\"display:inherit;clear:left;\">vil v\u00e6re mest sensitiv for endring i renteniv\u00e5et og endring i kredittrisiko<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5 kunden (s\u00e6rskilt bedriftskunder). En endring p\u00e5 10 punkter vil p\u00e5virke </span><span style=\"display:inherit;clear:left;\">verdsettelsen av portef\u00f8ljen med 4<span class=\"_ _0\"></span>,9 millioner kroner<span class=\"_ _31\"></span>. Snitt durasjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens portef\u00f8lje av fastrentel\u00e5n er 3<span class=\"_ _0\"></span>,7 \u00e5r<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder som er gjenstand for nedskrivning er vurdert med ut-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gangspunkt i sannsynlig kontantstr\u00f8m for l\u00e5nene neddiskontert med<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">e\ue61cektiv rente justert for markedsvilk\u00e5r for tilsvar<span class=\"_ _0\"></span>ende ikke nedskrevne l\u00e5n. </span><span style=\"display:inherit;clear:left;\">Aksjer \u2013 FVOCI</span><span style=\"display:inherit;clear:left;\">For aksjer klassifisert som virkelig verdi over utvidet resultat (FVOCI) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsettelsen basert p\u00e5 vurderinger gjort p\u00e5 grunnlag av historisk </span><span style=\"display:inherit;clear:left;\">informasjon, transaksjoner og generell markedsutvikling for aktuelle </span><span style=\"display:inherit;clear:left;\">bransjer<span class=\"_ _0\"></span>.\ue619En endring i markedsutviklingen vil p\u00e5virke verdsettelsen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av aksjene.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &gt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med e\ue61cektiv r<span class=\"_ _0\"></span>ente. E\ue61cektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 observerbart renteniv\u00e5 i markedet og det generelle </span><span style=\"display:inherit;clear:left;\">fundingniv\u00e5et for konsernet. V<span class=\"_ _31\"></span>erdi p\u00e5 innskuddet er mest sensitiv for </span><span style=\"display:inherit;clear:left;\">endring i renteniv\u00e5et. P\u00e5 grunn av lite volum p\u00e5 aktuelle innskudd anses </span><span style=\"display:inherit;clear:left;\">verdiendring for innskuddene \u00e5 v\u00e6re uvesentlig for konsernet.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til og fordringer  </span><span style=\"display:inherit;clear:left;\">p\u00e5 kredittinstitusjoner </span><span style=\"display:inherit;clear:left;position:relative;height:128.712890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6309px; width: 299.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(236, 0, 140); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 74.4746px; width: 721.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n og fordringer uten avtalt l\u00f8petid eller oppsigelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 95.7402px; width: 276.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer med avtalt l\u00f8petid eller oppsigelse</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 116.725px; width: 719.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span></span><span style=\"display:inherit;clear:left;\">Sertifikater  </span><span style=\"display:inherit;clear:left;\">og obligasjoner </span><span style=\"display:inherit;clear:left;position:relative;height:362.837890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6309px; width: 180.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.4746px; width: 733.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 019 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 145 328</span></span><span style=\"position: absolute; display: inline-block; left: 111.219px; top: 95.7402px; width: 622.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 239</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5n til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 373.301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 239</span></span><span style=\"position: absolute; display: inline-block; left: 3.375px; top: 116.725px; width: 730.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 020 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span></span><span style=\"position: absolute; display: inline-block; left: 10.2812px; top: 138.256px; width: 723.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">903 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 217</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav statsgaranterte sertifikater/obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">789 355</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 217</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 180.771px; width: 722.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 201.756px; width: 720.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 244.287px; width: 727.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 481 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 633 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 759 106</span></span><span style=\"position: absolute; display: inline-block; left: 21.6719px; top: 287.068px; width: 712.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">77 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til virkelig ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 116.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">3,23 %</span></span><span style=\"position: absolute; display: inline-block; left: 32.0469px; top: 308.334px; width: 701.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,98</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,09</span></span><span style=\"position: absolute; display: inline-block; left: 21.6719px; top: 329.6px; width: 712.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,51 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,51 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,02 %</span></span><span style=\"position: absolute; display: inline-block; left: 32.0469px; top: 350.85px; width: 701.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">49</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,39</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,49</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,39</span></span></span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1)<span class=\"ff5 ls89 ws0\"> <span class=\"_\"> </span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner er klassifisert </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi over resultatet iht. til den forretningsmodellen som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">styrer forvaltningen av likviditetsportef\u00f8ljen i samsvar med IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Forretningsmodellen gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal fortjeneste. \ue619</span><span style=\"display:inherit;clear:left;\">2)<span class=\"ff5 ls84 ws0\"> <span class=\"_ _ca\"> </span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert kost <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">da forretningsmodellen er at banken skal holde disse papirene<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">til endelig forfall (langsiktige investeringer).</span></span> </span><span style=\"display:inherit;clear:left;\">Eierinteresser i datterselskaper </span><span style=\"display:inherit;clear:left;\">og tilknyttede selskaper </span><span style=\"display:inherit;clear:left;\">Aksjer i datterselskap</span><span style=\"display:inherit;clear:left;position:relative;height:181.849609375px;\"><span style=\"position: absolute; display: inline-block; left: 661.234px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 719.312px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 12.8008px; width: 45.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9062px; width: 49.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 12.9062px; width: 48.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.9062px; width: 31.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 553.172px; top: 12.9062px; width: 31.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span style=\"position: absolute; display: inline-block; left: 673.922px; top: 12.9062px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 12.9062px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.707px; width: 65.3848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Datterselskap</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 25.707px; width: 199.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span style=\"position: absolute; display: inline-block; left: 365.656px; top: 25.8125px; width: 33.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span style=\"position: absolute; display: inline-block; left: 436.859px; top: 25.8125px; width: 17.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 25.8125px; width: 28.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span style=\"position: absolute; display: inline-block; left: 559.922px; top: 25.8125px; width: 81.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span style=\"position: absolute; display: inline-block; left: 659.062px; top: 25.8125px; width: 40.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span style=\"position: absolute; display: inline-block; left: 716.391px; top: 25.8125px; width: 40.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.22</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3965px; width: 86.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendoms- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.1465px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">megling J\u00e6ren AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">934 001 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jernbanegata 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bryne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 608 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 465 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 0,01 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.631px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SSB Boligkreditt AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">993 153 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 427 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 276 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.131px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leirfivel AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920 538 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 169.85px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi datterselskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 456.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 345</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 328</span></span></span><span style=\"display:inherit;clear:left;\">Minoritetsinteresser i konsernet</span><span style=\"display:inherit;clear:left;\">I 2015 kj\u00f8pte konsernet 100 % av aksjene i Aktiv Eiendomsmegling J\u00e6ren </span><span style=\"display:inherit;clear:left;\">og selskapet ble i det p\u00e5f\u00f8lgende fusjonert med datterselskapet Sandnes </span><span style=\"display:inherit;clear:left;\">Eiendom. Etter fusjonen solgte konsernet 40 % av aksjene i selskapet til </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">J\u00e6ren Sparebank. Selskapets form\u00e5l er \u00e5 drive eiendomsmegling.</span></span> </span><span style=\"display:inherit;clear:left;\">Utbytte mellom konsernselskaper</span><span style=\"display:inherit;clear:left;\">For 2023 ble det utbetalt utbytte fra datterselskaper til morbanken <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 50,<span class=\"_ _31\"></span>6 millioner kroner. For 2022 ble det utbetalt utbytte p\u00e5 totalt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">1,2 millioner kroner<span class=\"_ _0\"></span>.</span></span> </span><span style=\"display:inherit;clear:left;\">Konsern<span class=\"_ _1c8\"> </span>Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:97.09375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 6.14062px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 0.0058593px; width: 280.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifikasjon av andre eiendeler i konsern</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 6.14062px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 42.8496px; width: 717.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">521</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 076 </span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 64.1152px; width: 547.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mellomv\u00e6rende SSB Boligkreditt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 313 112 </span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 85.0996px; width: 713.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.565px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 319 188</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:130.818359375px;\"><span style=\"position: absolute; display: inline-block; left: 661.234px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 719.312px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 54.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 12.7852px; width: 45.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.8906px; width: 49.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 12.8906px; width: 48.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.8906px; width: 31.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 553.172px; top: 12.8906px; width: 31.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span style=\"position: absolute; display: inline-block; left: 673.922px; top: 12.8906px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 12.8906px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.6914px; width: 44.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 25.6914px; width: 199.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span style=\"position: absolute; display: inline-block; left: 365.656px; top: 25.7969px; width: 33.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span style=\"position: absolute; display: inline-block; left: 436.859px; top: 25.7969px; width: 17.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 25.7969px; width: 28.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span style=\"position: absolute; display: inline-block; left: 559.922px; top: 25.7969px; width: 81.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span style=\"position: absolute; display: inline-block; left: 659.062px; top: 25.7969px; width: 40.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span style=\"position: absolute; display: inline-block; left: 716.391px; top: 25.7969px; width: 40.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.22</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3809px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.1309px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 855</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 359</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.818px; width: 321.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span></span><span style=\"display:inherit;clear:left;\">Tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:146.380859375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 4.80273px; width: 304.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.9062px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.6152px; width: 759.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di i balansen ved periodens begynnelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 117.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1309px; width: 759.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 565.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 950 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 950 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.381px; width: 759.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 511.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.381px; width: 759.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Verdi i balansen ved periodens slutt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 428.632px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:146.365234375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 4.78711px; width: 304.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.8906px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.5996px; width: 760.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di i balansen ved periodens begynnelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 338 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 338 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 117.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1152px; width: 759.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 565.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 882 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.381px; width: 759.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 511.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.365px; width: 759.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Verdi i balansen ved periodens slutt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 428.632px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:436.177734375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.64648px; width: 176.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2023</span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.9062px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.5996px; width: 759.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 434.561px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 876 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 759.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 501.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1309px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 537.082px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 625 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 625 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.115px; width: 759.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.646px; width: 759.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 433.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 774 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.506px; width: 120.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.365px; width: 759.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 550.658px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 946 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 946 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 197.35px; width: 759.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 479.887px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.146px; width: 759.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 530.696px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 623 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 623 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 261.412px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 545.595px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -430 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.662px; width: 759.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 483.78px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 454 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.928px; width: 759.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 544.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 372 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.193px; width: 80.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 346.443px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 533.325px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 109 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 109 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 367.428px; width: 759.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 490.553px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 001 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 001 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.428px; width: 205.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span style=\"position: absolute; display: inline-block; left: 610.688px; top: 416.303px; width: 148.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 950 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 950 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.178px; width: 225.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Den Gule Banken, Sandnes Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice AS er et lokalt Sandnes-selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _31\"></span>. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">Selskapet har 35 ansatte per 31.12.2023</span></span>. </span><span style=\"display:inherit;clear:left;\">Aksjer</span><span style=\"display:inherit;clear:left;position:relative;height:298.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7812px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6465px; width: 97.5527px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7812px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 74.4746px; width: 712.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 047</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendomskreditt AS (org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.979391285)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 047</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 95.7402px; width: 716.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">J\u00e6ren Sparebank (org.nr 937895976)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 232.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 117.006px; width: 716.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EIKA VBB AS (org.nr 921859708)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 663</span></span><span style=\"position: absolute; display: inline-block; left: 34.5px; top: 138.256px; width: 614.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nordic T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology Group AS (org.nr. 926789759)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265</span></span><span style=\"position: absolute; display: inline-block; left: 46.2812px; top: 159.521px; width: 688.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Saffron India Real Estate Fund I</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 180.787px; width: 712.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">VN Norge AS (org.nr 821083052)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 261.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 449</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 472</span></span><span style=\"position: absolute; display: inline-block; left: 106.859px; top: 202.037px; width: 626.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Skandinavisk Data Center A/S</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 365.959px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 276</span></span><span style=\"position: absolute; display: inline-block; left: 40.8281px; top: 223.303px; width: 693.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige unoterte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 364.166px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 244.287px; width: 719.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">136 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 529</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 265.818px; width: 713.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andeler i obligasjonsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 286.803px; width: 718.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">175 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum aksjer og fond til virkelig verdi over resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.262px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span></span></span><span style=\"display:inherit;clear:left;\">Disse eiendelene er klassifisert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultatet. For netto verdiendring av investeringene, se <span class=\"ff3 fcd ls0\">note 19</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal kostpris for aksjene utgj\u00f8r 72,<span class=\"_ _31\"></span>4 (70,6) millioner kr<span class=\"_ _0\"></span>oner. K<span class=\"_ _0\"></span>ostpris for </span><span style=\"display:inherit;clear:left;\">rentefondene utgj\u00f8r 35,<span class=\"_ _31\"></span>6 (101,8) millioner kroner. Bank<span class=\"_ _0\"></span>en har ikke vesentlig</span><span style=\"display:inherit;clear:left;\">inn\ufb02ytelse i selskapene. </span><span style=\"display:inherit;clear:left;\">Banken eier indirekte aksjer i VIPPS AS gjennom EIKA VBB AS som </span><span style=\"display:inherit;clear:left;\">fungerer<span class=\"_ _2\"></span> som felles holdingsselskap for EIKA bankene. Aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">prim\u00e6rt vederlagsaksjer knyttet til fusjonen mellom BankID Norge, </span><span style=\"display:inherit;clear:left;\">BankAxept AS og Vipps AS tilbake i 2018. Det har i 2023 v\u00e6rt en emisjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i EIKA VBB AS og banken eier totalt 12.351 aksjer i EIKA VBB AS per </span><span style=\"display:inherit;clear:left;\">31.12.2023. V<span class=\"_ _31\"></span>erdsettelsen av aksjene er basert siste emisjonskurs <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i \ue61ferde kvartal 2023. </span><span style=\"display:inherit;clear:left;\">Aksjene i Skandinavisk Data Center A/S (\u201dSDC\u201d) ble solgt tilbake<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til selskapet i forbindelse med konvertering av kjernebanksleverand\u00f8r  </span><span style=\"display:inherit;clear:left;\">i 2023. Aksjene ble tilbakekj\u00f8pt til kostpris.</span><span style=\"display:inherit;clear:left;\">Immaterielle eiendeler </span><span style=\"display:inherit;clear:left;position:relative;height:459.916015625px;\"><span style=\"position: absolute; display: inline-block; left: 69.5781px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 193.406px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 696.578px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 154.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 655.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 169.141px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 58.5371px; width: 151.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 501.906px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 671.609px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 107.912px; width: 704.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 128.178px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 148.162px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 101.797px; top: 168.146px; width: 619.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 259.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span></span><span style=\"position: absolute; display: inline-block; left: 114.016px; top: 188.131px; width: 605.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 207.834px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 228.1px; width: 706.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 191 726 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 212 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 248.084px; width: 689.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 207 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 267.787px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 288.053px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 308.037px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 328.021px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 122.234px; top: 348.006px; width: 599.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 367.709px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 387.975px; width: 706.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 407.959px; width: 688.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.441px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 427.662px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 99.8594px; top: 447.928px; width: 532.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utnyttbar levetid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.900390625px;\"><span style=\"position: absolute; display: inline-block; left: 77.0469px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 42.0156px; width: 223.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span></span><span style=\"position: absolute; display: inline-block; left: 273.484px; top: 35.8809px; width: 138.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 79.7871px; width: 408.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 102.912px; width: 319.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum goodwill</span></span></span><span style=\"display:inherit;clear:left;\">De enkelte goodwillposter og andre immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">er gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. </span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er i sin helhet relatert til Aktiv Eiendomsmegling </span><span style=\"display:inherit;clear:left;\">J\u00e6ren. F\u00f8rste del av posten oppstod i 2005 da konsernet \u00f8kte eierandelen </span><span style=\"display:inherit;clear:left;\">i datterselskapet Sandnes Eiendom fra 50 % til 100 %. I 2015 kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">konsernet 100 % av aksjene i Aktiv Eiendomsmegling J\u00e6ren og resterende </span><span style=\"display:inherit;clear:left;\">del av goodwill stammer fra dette oppkj\u00f8pet. Sandnes Eiendom og Aktiv </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling J\u00e6ren ble i det p\u00e5f\u00f8lgende fusjonert, og konsernet </span><span style=\"display:inherit;clear:left;\">solgte seg ut med 40 % av selskapet. Nedskrivningstesting av balanse-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8rte verdier foretas ved en neddiskontering av forventet fr<span class=\"_ _0\"></span>emtidig </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m fra virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 god-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kjente budsjetter og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser </span><span style=\"display:inherit;clear:left;\">er beheftet med stor grad av usikkerhet. Dersom de faktiske \u00f8konomisk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn i budsjetter </span><span style=\"display:inherit;clear:left;\">og planer vil nedskrivningstestene kunne gi et annet resultat. Videre </span><span style=\"display:inherit;clear:left;\">avhenger nedskrivningstestene av det benyttede avkastningskrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Avkastningskravet er skj\u00f8nnsmessig fastsatt p\u00e5 grunnlag av tilgjengelig </span><span style=\"display:inherit;clear:left;\">informasjon p\u00e5 balansedagen. Nedskrivningstest gjennomf\u00f8res \u00e5rlig, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og gir ikke grunnlag for nedskrivning for 2023. Goodwill knyttet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Aktiv Eiendomsmegling J\u00e6ren er rapportert under segmentet </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling.</span><span style=\"display:inherit;clear:left;\">Anleggsmidler </span><span style=\"display:inherit;clear:left;position:relative;height:526.884765625px;\"><span style=\"position: absolute; display: inline-block; left: 82.6875px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 206.516px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 709.688px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 51.7812px; width: 49.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner, </span></span><span style=\"position: absolute; display: inline-block; left: 82.6875px; top: 51.7812px; width: 64.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 51.7812px; width: 45.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span style=\"position: absolute; display: inline-block; left: 513.828px; top: 51.7812px; width: 49.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner, </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 51.7812px; width: 64.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span style=\"position: absolute; display: inline-block; left: 687.25px; top: 51.7812px; width: 45.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.6719px; width: 58.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span style=\"position: absolute; display: inline-block; left: 100.547px; top: 64.6719px; width: 43.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span style=\"position: absolute; display: inline-block; left: 197.281px; top: 64.6719px; width: 31.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 58.5371px; width: 96.6094px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 501.516px; top: 64.6719px; width: 58.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span style=\"position: absolute; display: inline-block; left: 601.312px; top: 64.6719px; width: 43.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span style=\"position: absolute; display: inline-block; left: 698.781px; top: 64.6719px; width: 31.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 109.834px; width: 699.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 268</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.412px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 268</span></span><span style=\"position: absolute; display: inline-block; left: 34.875px; top: 133.912px; width: 694.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">699</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 157.725px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 181.537px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 37.4531px; top: 205.35px; width: 693.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">971</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 228.881px; width: 699.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 252.975px; width: 713.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">138 853</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.4784px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 282</span></span><span style=\"position: absolute; display: inline-block; left: 23.25px; top: 276.787px; width: 706.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 491</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 286</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 300.318px; width: 699.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 324.396px; width: 702.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 219.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 809 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">809</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 348.209px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 372.021px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 28.6719px; top: 395.834px; width: 701.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 190.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 419.381px; width: 698.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 443.459px; width: 712.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">101 699</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 091</span></span><span style=\"position: absolute; display: inline-block; left: 22.1406px; top: 467.271px; width: 707.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">98 465</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 651</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 373</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.434px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 273</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 490.803px; width: 698.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 514.896px; width: 617.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utnyttbar levetid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">Aktiverte investeringer knyttet til leide lokaler avskrives over resterende leieperiode.</span></span> <span class=\"_ _3\"></span> </span><span style=\"display:inherit;clear:left;\">Leieavtaler </span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 16 Leieavtaler skilles det ikke mellom operasjonell <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og finansiell leasing og hvor inng\u00e5tte leieavtaler overf\u00f8rer bruksretten </span><span style=\"display:inherit;clear:left;\">til en spesifikk eiendel fra utleier til leietaker for en spesifikk periode. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontr<span class=\"_ _0\"></span>ollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Bruksrettigheter p\u00e5 leieavtaler som omfattes av IFRS 16 oppf\u00f8res </span><span style=\"display:inherit;clear:left;\">i balansen som \u201dBruksrettigheter leieavtaler\u201d med tilh\u00f8rende leieforplik<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">telse under \u201dLeieforpliktelser\u201d. </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelser om implementeringse\ue61cekter og bankens </span><span style=\"display:inherit;clear:left;\">vurderinger knyttet til leieavtaler se <span class=\"ff3 fcd ls0\">note 2</span>.  <span class=\"_ _c3\"> </span> <span class=\"_ _4\"> </span> </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer og annen fast </span><span style=\"display:inherit;clear:left;\">eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y. K<span class=\"_ _0\"></span>onsernets bruksretteiendeler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er kategorisert og presentert i tabellen under: </span><span style=\"display:inherit;clear:left;\">Bruksretteiendeler</span><span style=\"display:inherit;clear:left;position:relative;height:646.431640625px;\"><span style=\"position: absolute; display: inline-block; left: 102.406px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 136.734px; top: 46.75px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 570.203px; top: 46.75px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 59.6406px; width: 96.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span style=\"position: absolute; display: inline-block; left: 136.734px; top: 59.6406px; width: 111.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 53.5059px; width: 123.633px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksretteiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 495.703px; top: 59.6406px; width: 50.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span><span style=\"position: absolute; display: inline-block; left: 570.203px; top: 59.6406px; width: 179.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 104.078px; width: 752.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 107 045 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 623 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff3; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 100 730 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 623 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 006 </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 125.053px; width: 745.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang av bruksrett eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 296 </span></span><span style=\"position: absolute; display: inline-block; left: 13.5938px; top: 146.318px; width: 739.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom \u00e5ret</span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 3 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.262px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 641 </span></span><span style=\"position: absolute; display: inline-block; left: 2.42188px; top: 167.303px; width: 749.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 121 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 112 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 116 943 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 206.562px; width: 182.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av-og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 5.0625px; top: 214.537px; width: 246.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 044 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 258 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 381 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 405 </span></span><span style=\"position: absolute; display: inline-block; left: 507.391px; top: 214.537px; width: 245.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 588 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 381 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 258 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 228 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 222.312px; width: 57.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 242.365px; width: 745.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 934 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 173 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 262.219px; width: 185.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 270.193px; width: 243.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 346 </span></span><span style=\"position: absolute; display: inline-block; left: 507.391px; top: 270.193px; width: 245.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 46 522 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 401 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 277.969px; width: 55.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 315.334px; width: 196.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 323.209px; width: 242.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 70 758 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 369 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 323.209px; width: 242.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 66 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 543 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 331.084px; width: 53.8828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 2.42188px; top: 351.359px; width: 751.236px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 121 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff3; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 112 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 116 943 </span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 372.35px; width: 741.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang av bruksretteiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 393.615px; width: 741.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom \u00e5ret</span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span></span><span style=\"position: absolute; display: inline-block; left: 2.42188px; top: 414.6px; width: 749.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 127 760 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 116 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 122 721 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 453.859px; width: 182.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av-og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 461.834px; width: 243.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 346 </span></span><span style=\"position: absolute; display: inline-block; left: 507.391px; top: 461.834px; width: 245.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 46 522 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 401 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 469.609px; width: 57.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 6.57812px; top: 489.646px; width: 745.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 026 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 561 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 018 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 509.115px; width: 178.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 516.99px; width: 242.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 907 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 516.99px; width: 242.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 076 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 419 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 524.865px; width: 53.8184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 543.053px; width: 196.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 550.928px; width: 243.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 133 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 277 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 550.928px; width: 243.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 070 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 133 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 302 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 558.803px; width: 53.8184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 598.756px; width: 206.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Laveste av gjenst\u00e5ende leieperiode eller </span></span><span style=\"position: absolute; display: inline-block; left: 81.25px; top: 606.631px; width: 167.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-10 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 606.631px; width: 171.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-10 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 614.506px; width: 93.5918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00f8konomisk levetid</span></span><span style=\"position: absolute; display: inline-block; left: 76.9531px; top: 634.443px; width: 604.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivningsmetode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span></span></span><span style=\"display:inherit;clear:left;\">Leieforpliktelser</span><span style=\"display:inherit;clear:left;position:relative;height:256.822265625px;\"><span style=\"position: absolute; display: inline-block; left: 95.8281px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 130.156px; top: 38.875px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 38.7695px; width: 144.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Udiskonterte leieforpliktelser  </span></span><span style=\"position: absolute; display: inline-block; left: 563.625px; top: 38.875px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 9.76562px; top: 51.7812px; width: 96.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span style=\"position: absolute; display: inline-block; left: 130.156px; top: 51.7812px; width: 111.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 51.7812px; width: 263.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og forfall av betalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span></span><span style=\"position: absolute; display: inline-block; left: 563.625px; top: 51.7812px; width: 179.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.5781px; width: 745.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 546 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 896 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mindre enn 1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.582px; font-size: 11.25px; font-family: ff3; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 18 607 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 257 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.115px; width: 746.244px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 661 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-2 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 930 </span></span><span style=\"position: absolute; display: inline-block; left: 1.73438px; top: 136.928px; width: 744.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 291 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.613px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 432 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2-3 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 432 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 291 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 746.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 952 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-4 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 195.539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 952 </span></span><span style=\"position: absolute; display: inline-block; left: 5.04688px; top: 184.553px; width: 741.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 899 </span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 208.365px; width: 64.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mer enn 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 229.084px; width: 180.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale udiskonterte leieforpliktelser </span></span><span style=\"position: absolute; display: inline-block; left: 1.73438px; top: 236.959px; width: 243.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 074 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 81 825 </span></span><span style=\"position: absolute; display: inline-block; left: 502.953px; top: 236.959px; width: 242.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 80 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 074 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 329 </span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 244.834px; width: 53.8184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:318.173828125px;\"><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 0.0039062px; width: 129.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i leieforpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 6.57812px; top: 46.9121px; width: 745.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 86 692 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 467 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 86 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 82 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 343 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 304 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 68.3965px; width: 154.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 76.2715px; width: 243.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 937 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 946 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 76.2715px; width: 243.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 946 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 937 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 84.1465px; width: 107.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.381px; width: 749.285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (13 939)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (153)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (995)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (12 791)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av hovedstol </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (11 798)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (995)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (153)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (12 946)</span></span><span style=\"position: absolute; display: inline-block; left: 5.0625px; top: 129.193px; width: 744.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 842)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (18)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (123)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 701)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av renter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 566)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (123)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (18)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 707)</span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 153.006px; width: 741.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 842 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 176.537px; width: 745.441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 314 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 066 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 82 914 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 295 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 198.037px; width: 154.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 205.912px; width: 239.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span></span><span style=\"position: absolute; display: inline-block; left: 514.719px; top: 205.912px; width: 239.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 828 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 213.787px; width: 107.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 235.021px; width: 750.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (15 498)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (96)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 275)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (14 127)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av hovedstol </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (13 074)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 275)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (96)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (14 444)</span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 258.834px; width: 742.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 712)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (9)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (173)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 531)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av renter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 544)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (173)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (9)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 725)</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 282.631px; width: 737.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 711 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 306.178px; width: 744.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 019 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 650 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 73 310 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 274 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 678 </span></span></span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 husleieavtaler er ca. 3,<span class=\"_ _31\"></span>8 %. </span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 leie av maskiner og utstyr <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ca. 4,<span class=\"_ _31\"></span>6 % og for kj\u00f8ret\u00f8y er ca. 3,5 %.</span><span style=\"display:inherit;clear:left;\">For husleieavtaler bruker vi leietakers marginale l\u00e5nerente, mens for<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">maskiner og kj\u00f8ret\u00f8y er det benyttet den implisitte renten i leieavtalen.</span><span style=\"display:inherit;clear:left;\">Indeksjustering av husleiekostnader er hensyntatt i beregningen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av forpliktelsen basert p\u00e5 det som fremg\u00e5r av avtalen.</span><span style=\"display:inherit;clear:left;\">Leieavtalene inneholder ikke restriksjoner p\u00e5 konsernets utbyttepolitikk </span><span style=\"display:inherit;clear:left;\">eller finansieringsmuligheter<span class=\"_ _0\"></span>. Konsernet har ikke vesentlige restverdi-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">garantier knyttet til sine leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:175.181640625px;\"><span style=\"position: absolute; display: inline-block; left: 22.2344px; top: 0.0117187px; width: 674.766px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 544.957px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.21875px; top: 33.5312px; width: 109.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 27.3965px; width: 282.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre leiekostnader innregnet i r</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esultatet </span></span><span style=\"position: absolute; display: inline-block; left: 612.156px; top: 33.5312px; width: 109.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 722.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Felleskostnader leide lokaler (variable leiebetalinger)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 504</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 92.3027px; width: 300.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader i perioden knyttet til kortsiktige leieavtaler  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.178px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367</span></span><span style=\"position: absolute; display: inline-block; left: 618.938px; top: 100.178px; width: 102.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">351</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 108.053px; width: 221.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(inkludert kortsiktige leieavtaler av lav verdi)</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 126.709px; width: 299.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader i perioden knyttet til eiendeler av lav verdi  </span></span><span style=\"position: absolute; display: inline-block; left: 9.40625px; top: 134.584px; width: 104.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">479</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">969</span></span><span style=\"position: absolute; display: inline-block; left: 618.938px; top: 134.584px; width: 102.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">417</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 142.459px; width: 195.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(ekskludert kortsiktige leieavtaler over)</span></span><span style=\"position: absolute; display: inline-block; left: 1.48438px; top: 163.193px; width: 720.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leiekostnader inkludert i andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.57px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 726</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 250</span></span></span><span style=\"display:inherit;clear:left;\">I tillegg til leieforpliktelsene over er konsernet bundet til \u00e5 betale variable leiebetalinger for noen av sine leieavtaler<span class=\"_ _31\"></span>. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Felleskostnader<span class=\"_ _31\"></span>, kortsiktige leieavtaler og avtaler med lav verdi kostnadsf\u00f8res over perioden det gjelder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Opsjoner om \u00e5 forlenge en leieavtale</span><span style=\"display:inherit;clear:left;\">Konsernets leieavtaler av bygninger har leieperioder opptil 10 \u00e5r<span class=\"_ _31\"></span>. Flere </span><span style=\"display:inherit;clear:left;\">av avtalene inneholder en rettighet til forlengelse som kan ut\u00f8ves i l\u00f8pet </span><span style=\"display:inherit;clear:left;\">av avtalens siste periode. V<span class=\"_ _0\"></span>ed inng\u00e5else av en avtale vurderer konsernet </span><span style=\"display:inherit;clear:left;\">om rettigheten til forlengelse med rimelig sikkerhet vil ut\u00f8ves. Konsernets </span><span style=\"display:inherit;clear:left;\">potensielle fremtidige leiebetalinger som ikke er inkludert i leieforplik<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">telsene knyttet til forlengelsesopsjoner er 15,2 millioner kroner per <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">31. desember 2023.</span><span style=\"display:inherit;clear:left;\">Kj\u00f8psopsjoner</span><span style=\"display:inherit;clear:left;\">Konsernet leier maskiner og utstyr og kj\u00f8ret\u00f8y med en leieperiode </span><span style=\"display:inherit;clear:left;\">mellom 3 og 5 \u00e5r<span class=\"_ _0\"></span>. Ingen av disse leiekontraktene inkluderer en opsjon  </span><span style=\"display:inherit;clear:left;\">til \u00e5 kj\u00f8pe eiendelene ved endt leieperiode. </span><span style=\"display:inherit;clear:left;\">Anvendte praktiske l\u00f8sninger</span><span style=\"display:inherit;clear:left;\">Konsernet leier ogs\u00e5 PC<span class=\"_ _3\"></span>-er, IT<span class=\"_ _31\"></span>-utstyr og maskiner med avtalevilk\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fra 1 til 3 \u00e5r<span class=\"_ _0\"></span>. Konsernet har besluttet \u00e5 ikke innregne leieavtaler der den </span><span style=\"display:inherit;clear:left;\">underliggende eiendelen har lav verdi eller har kortsiktig varighet, herunder </span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder<span class=\"_ _0\"></span>. Konsernet innregner dermed ikke leieforpliktelser og bruks-<span class=\"ws0\"> </span></span><span style=\"display:inherit;clear:left;\">retteiendeler for noen av disse leieavtalene. I stedet kostnadsf\u00f8r<span class=\"_ _0\"></span>es leie- </span><span style=\"display:inherit;clear:left;\">betalingene n\u00e5r de inntre\ue61cer<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Finansielle</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">instrumenter</span><span style=\"display:inherit;clear:left;\">med verdiendring over  </span><span style=\"display:inherit;clear:left;\">utvidet resultat</span><span style=\"display:inherit;clear:left;position:relative;height:135.494140625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 12.3809px; width: 203.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 33.3809px; width: 227.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdiendring over utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.0469px; width: 703.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.189px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 8.60938px; top: 80.1777px; width: 693.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eika Gruppen AS (org. nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. 979 319 568)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 107.756px; width: 239.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle instrumenter med verdiendring  </span></span><span style=\"position: absolute; display: inline-block; left: 11.2031px; top: 115.631px; width: 147.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 555.781px; top: 115.631px; width: 147.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 123.506px; width: 103.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet resultat </span></span></span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er som hovedregel under IFRS 9 vurdert til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendring over resultat (FVTPL), med unntak av bankens </span><span style=\"display:inherit;clear:left;\">investering i EIKA Gruppen AS som er klassifisert som finansielle instru<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">me<span class=\"_ _0\"></span>nt<span class=\"_ _31\"></span>er med verdiendring over utvidet resultat (FVOCI) da denne anses </span><span style=\"display:inherit;clear:left;\">som en strategisk investering for banken. For aksjer som klassifiseres <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendring over ordin\u00e6rt resultat henvises<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 30</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">Investeringen i Eika Gruppen AS er per 31.12.2023 verdsatt til virkelig </span><span style=\"display:inherit;clear:left;\">verdi basert p\u00e5 prisingen i det avtalte bytteforholdet i den planlagte </span><span style=\"display:inherit;clear:left;\">fusjonen mellom EIKA Forsikring AS og Fremtind Forsikring AS. Partene </span><span style=\"display:inherit;clear:left;\">inngikk intensjonsavtale i desember 2023, og fusjonen forventes<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 gjennomf\u00f8res i 202<span class=\"_ _0\"></span>4. </span><span style=\"display:inherit;clear:left;\">Basert p\u00e5 det avtalte bytteforholdet blir underliggende aksjer i EIKA </span><span style=\"display:inherit;clear:left;\">Gruppen AS priset til kr<span class=\"_ _0\"></span>. 306 per aksje i fusjonen. Ver<span class=\"_ _0\"></span>dien av aksjene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i EIKA Gruppen AS er dermed oppjustert med 100,<span class=\"_ _31\"></span>6 milloner kroner <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023 og verdiendringen er f\u00f8rt over utvidet resultat. I 2022 var verdi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">endringen 235,<span class=\"_ _0\"></span>6 millioner kroner<span class=\"_ _31\"></span>.  </span><span style=\"display:inherit;clear:left;\">Banken eier totalt 2.185.973 ak<span class=\"_ _0\"></span>sjer i selskapet som utgj\u00f8r 8,8 % av totale </span><span style=\"display:inherit;clear:left;\">utest\u00e5ende aksjer i EIKA Gruppen AS. T<span class=\"_ _3\"></span>otal kostpris for aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">309<span class=\"_ _0\"></span>,9 millioner kroner per 31.12.23, uendr<span class=\"_ _0\"></span>et fra 31.12.22. </span><span style=\"display:inherit;clear:left;\">Utbetalt utbytte fra Eika Gruppen utgjorde 44,<span class=\"_ _31\"></span>8 millioner kroner i 2023, </span><span style=\"display:inherit;clear:left;\">sammenlignet med 54,1 millioner kroner i 2022. Mottatt utbytte er r<span class=\"_ _0\"></span>egn-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skapsf\u00f8rt over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Gjeld til kreditt- </span><span style=\"display:inherit;clear:left;\">institusjoner </span><span style=\"display:inherit;clear:left;position:relative;height:151.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 54.1094px; top: 0.0117187px; width: 614.936px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 485.126px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 210.625px; top: 20.8809px; width: 181.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 716.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 19.0312px; top: 75.5059px; width: 697.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og innskudd fra kredittinstitusjoner uten avtalt l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 210.625px; top: 95.459px; width: 94.1543px; white-space: pre; word-spacing: 0px; letter-spacing: -0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F-l\u00e5n Norges Bank</span></span><span style=\"position: absolute; display: inline-block; left: 210.625px; top: 118.803px; width: 253.535px; white-space: pre; word-spacing: 0px; letter-spacing: -0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner med avtalt l\u00f8petid</span></span><span style=\"position: absolute; display: inline-block; left: 20.5781px; top: 139.803px; width: 696.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.959px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span></span><span style=\"display:inherit;clear:left;\">Spesifisert per valuta</span><span style=\"display:inherit;clear:left;position:relative;height:76.28125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 705.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 885 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NOK</span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 336.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\"> 50 885 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 21.2441px; width: 18.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(35, 31, 32); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 </span></span><span style=\"position: absolute; display: inline-block; left: 197.625px; top: 21.2559px; width: 402.545px; white-space: pre; word-spacing: 0.05625px; letter-spacing: -0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 363.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(35, 31, 32); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(35, 31, 32); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 17.2812px; top: 41.209px; width: 582.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige</span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\"> 339 </span></span><span style=\"position: absolute; display: inline-block; left: 3.82812px; top: 64.2871px; width: 701.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span></span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 var obligasjoner og sertifikater verdsatt til 2.583 millioner </span><span style=\"display:inherit;clear:left;\">kroner i morbanken stillet som sikkerhet for l\u00e5neramme p\u00e5 inntil 2.304 </span><span style=\"display:inherit;clear:left;\">millioner kroner i Norges Bank. Per 31.12.2022 var obligasjoner og </span><span style=\"display:inherit;clear:left;\">sertifikater verdsatt til 2.336 millioner kroner i morbanken stillet til<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">sikkerhet for l\u00e5neramme p\u00e5 inntil 2.301 millioner kroner i Norges Bank.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder </span><span style=\"display:inherit;clear:left;position:relative;height:132.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 49.0312px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 1.35938px; top: 42.0312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 210.844px; top: 35.8965px; width: 134.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span style=\"position: absolute; display: inline-block; left: 545.781px; top: 42.0312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 1.35938px; top: 78.7402px; width: 702.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 666 705</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 451 299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innskudd fra kunder uten a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">vtalt l\u00f8petid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.434px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 879 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 452 559</span></span><span style=\"position: absolute; display: inline-block; left: 2.73438px; top: 99.9902px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 895 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 913 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innskudd fra kunder med avtalt l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.434px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 895 677 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 913 979 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.99px; width: 704.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 562 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum innskudd kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.84px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:309.671875px;\"><span style=\"position: absolute; display: inline-block; left: 1.35938px; top: 6.14062px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 210.844px; top: 0.0058593px; width: 273.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kundeinnskudd fordelt p\u00e5 kundegrupper</span></span><span style=\"position: absolute; display: inline-block; left: 545.781px; top: 6.14062px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 42.834px; width: 693.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">204 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jord- og skogbruk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 898</span></span><span style=\"position: absolute; display: inline-block; left: 18.6406px; top: 64.0996px; width: 685.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 335</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fiske og fangst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 335</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 85.3652px; width: 692.115px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">429 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">438 662</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">438 662</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 106.615px; width: 692.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">324 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Industri</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 925</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 127.881px; width: 693.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">538 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">524 013</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Olje og energi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">524 013</span></span><span style=\"position: absolute; display: inline-block; left: 13.7031px; top: 149.131px; width: 690.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">352 501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">354 781</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Varehandel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">352 501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">354 781</span></span><span style=\"position: absolute; display: inline-block; left: 12.5625px; top: 170.396px; width: 691.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">188 438</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 438</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158 257</span></span><span style=\"position: absolute; display: inline-block; left: 13.7031px; top: 191.662px; width: 691.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">318 997</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 715</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 997</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 715</span></span><span style=\"position: absolute; display: inline-block; left: 2.73438px; top: 212.912px; width: 701.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 750 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 536 077</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 176.625px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 961 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 536 077</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 234.178px; width: 693.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">994 059</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">762 990</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendomsdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.988px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">996 284</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">764 905</span></span><span style=\"position: absolute; display: inline-block; left: 16.9688px; top: 255.443px; width: 687.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 066</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre kundegrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.412px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 066</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 278</span></span><span style=\"position: absolute; display: inline-block; left: 3.78125px; top: 276.693px; width: 700.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 361 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 692 345</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personkunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 265.57px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 361 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 691 691</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.678px; width: 704.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 562 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum innskudd kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.84px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span></span><span style=\"display:inherit;clear:left;\">For innskudd fra kunder uten avtalt l\u00f8petid var gjennomsnittlig rente 3,12 % </span><span style=\"display:inherit;clear:left;\">for 2023 og 0,59 % for 2022. For innsk<span class=\"_ _0\"></span>udd fra kunder med avtalt l\u00f8petid </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r gjennomsnittlig rente 5,32 % for 2023 og 2,23 % for 2022. Gjennom-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">snittlig rente p\u00e5 innskudd er beregnet p\u00e5 grunnlag av gjennomsnittlig </span><span style=\"display:inherit;clear:left;\">saldo i \u00e5ret.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med avtalt l\u00f8petid best\u00e5r av fastrenteinnskudd, </span><span style=\"display:inherit;clear:left;\">depositumskonti, BSU<span class=\"_ _0\"></span>, skattetrekkskonti og andre k<span class=\"_ _0\"></span>onti med uttaks-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">begrensning.</span></span> </span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _3\"></span>erdipapirgjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.994140625px;\"><span style=\"position: absolute; display: inline-block; left: 51.7188px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.04688px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 213.531px; top: 27.3965px; width: 101.162px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span style=\"position: absolute; display: inline-block; left: 548.469px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.2402px; width: 707.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 274 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, justert for renter og over</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-/underkurs</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 694 403</span></span><span style=\"position: absolute; display: inline-block; left: 117.234px; top: 91.4902px; width: 589.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-711 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, egenbeholdning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-711 000</span></span><span style=\"position: absolute; display: inline-block; left: 2.6875px; top: 112.475px; width: 704.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 238.488px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 23.3438px; top: 134.006px; width: 683.496px; white-space: pre; word-spacing: 0.27px; letter-spacing: -0.27px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,65</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">44 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig rente obligasjonsl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,28 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,27 %</span></span></span></span><span style=\"display:inherit;clear:left;\">Endring i verdipapirgjeld</span><span style=\"display:inherit;clear:left;position:relative;height:109.162109375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.289062px; width: 56.9414px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 265.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.6621px; width: 757.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 582 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 550 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 717 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 415 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.0527px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 375</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.1621px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 370.623px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.271484375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 8.41406px; width: 56.9414px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.8906px; width: 264.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.8906px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.8906px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 55.7715px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 704 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 780 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 902 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 582 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.1465px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.185px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-138 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 418</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.271px; width: 756.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 824 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 370.623px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.669921875px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0.40625px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0.40625px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0.40625px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0078125px; width: 61.0664px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 13.3125px; width: 265.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 13.3125px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 13.3125px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1777px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 007 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">550 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">767 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 790 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.5684px; width: 756.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 470</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.678px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 377.269px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:109.162109375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 2.64844px; width: 61.0664px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 264.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.6621px; width: 756.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 349 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 022 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 007 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.0527px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-43 620</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 597</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.1621px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 369 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 375.446px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:107.021484375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 28.7656px; width: 372.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 28.7656px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.6309px; width: 760.037px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 140.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 563 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 821 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 778 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 435 958 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 95.0215px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.816px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 983 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -217 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -560 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 781 530 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:103.912109375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 17.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 17.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 30.75px; width: 371.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 30.75px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.5215px; width: 759.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 824 416 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 855 819 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 042 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 563 582 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.9121px; width: 759.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.816px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 369 023 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -342 115 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -43 998 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 983 403 </span></span></span><span style=\"display:inherit;clear:left;\">Obligasjoner</span><span style=\"display:inherit;clear:left;position:relative;height:382.234375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 335.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 0px; width: 106.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av kredittforet</span></span><span style=\"position: absolute; display: inline-block; left: 526.527px; top: 0px; width: 229.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 36.2051px; width: 335.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010831712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.287px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">03.2024</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 36.2051px; width: 335.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010886237</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">06.2025</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.6113px; width: 336.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010831944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.06</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2024</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 56.6113px; width: 336.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012748658</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.812px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">450 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10.11.2025</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 77.0332px; width: 335.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010845969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11.03</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2024</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 77.0176px; width: 335.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010753320</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">425 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">03.2026</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.4395px; width: 336.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010872385</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25.04.2025</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 97.4395px; width: 335.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010822398</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.787px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">08.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">05.2024</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.846px; width: 335.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010892318</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">09</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.09</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2025</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 117.846px; width: 335.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010833254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.09</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2024</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 138.252px; width: 335.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010872971</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16.02.2026</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 138.252px; width: 335.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010834070</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.10.2028</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 158.658px; width: 335.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010917172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 116.338px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12.06</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2026</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 158.658px; width: 335.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010849847</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.787px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">06.2029</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.08px; width: 335.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012658048</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.787px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">260 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">05.10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2027</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 179.08px; width: 335.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010868706</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">05.2030</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.486px; width: 336.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012622721</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.08.2027</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 199.486px; width: 335.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010952872</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.05</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2026</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 219.893px; width: 335.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013091850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">350 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">07</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.12.2026</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 219.893px; width: 335.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012699042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21.10.2027</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 240.299px; width: 335.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012422908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 250 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26.04</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2027</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 247.662px; width: 146.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 255.537px; width: 50.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 790 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 263.412px; width: 97.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av morbank</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 260.705px; width: 335.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012810482</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">03.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">04.2028</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 288.475px; width: 146.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 296.35px; width: 54.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 625 000</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 304.225px; width: 121.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av kredittforetak</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 337.234px; width: 271.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsl\u00e5nene regnskapsf\u00f8res til amortisert kost. </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 348.771px; width: 146.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 353.734px; width: 219.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Det benyttes sikringsbokf\u00f8ring p\u00e5 bankens </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 356.646px; width: 54.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 415 000</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 364.521px; width: 27.4043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">totalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 370.234px; width: 110.08px; white-space: pre; word-spacing: -0.0555px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fastrenteobligasjoner</span><span style=\"word-spacing: -0.0555px; letter-spacing: 0.0555px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.1px; font-family: ff5; -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span></span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse for obligasjoner utstedt av kredittforetaket (OMF)</span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse er beregnet iht finansforetaksloven \u00a7 11-11 krav til stadig bel\u00f8psmessig balanse.</span><span style=\"display:inherit;clear:left;\">Loven krever at sikkerhetsmassens verdi til enhver tid minimum overstiger 105 % av verdien av obligasjonene<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med fortrinnsrett til dekning i sikkerhetsmassen.</span><span style=\"display:inherit;clear:left;position:relative;height:309.953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 471.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bel\u00f8psmessig balanse - brutto utstedte obligasjoner med fortrinnsrett</span></span><span style=\"position: absolute; display: inline-block; left: 597.812px; top: 6.14062px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 85.0996px; width: 759.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum nominell verdi OMF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 470.374px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 625 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 575 000 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.881px; width: 759.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 971 914 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 901 415 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 149.146px; width: 759.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankinnskudd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 533.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 200 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 268 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.412px; width: 760.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Likvide eiendeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 514.335px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 604 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 874 099 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 191.396px; width: 759.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdi sikkerhetsmasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 461.126px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 776 215 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 962 782 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.912px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overpantsettelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 529.084px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122,6 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.709px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Minstekrav ratingbyr\u00e5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 501.375px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.959px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulatorisk minstekrav til overpantsettelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 390px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Avsetning andre  </span><span style=\"display:inherit;clear:left;\">forpliktelser </span><span style=\"display:inherit;clear:left;position:relative;height:145.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 27.3965px; width: 192.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetning andre forpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 544.422px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 70.2402px; width: 678.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 91.4902px; width: 678.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger garantier/ubenyttede kreditrammer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 140.438px; top: 112.756px; width: 562.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188</span></span><span style=\"position: absolute; display: inline-block; left: 19.2969px; top: 133.74px; width: 684.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum avsetning andre forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 503</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>apsavsetninger garantier og ubenyttede kreditrammer best\u00e5r av taps-</span><span style=\"display:inherit;clear:left;\">avsetninger iht IFRS 9 p\u00e5 eiendeler som ligger utenfor balansen. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For ytterligere detaljer se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ff3 fcd ls0\">note 23</span> for ytterligere detaljer vedr\u00f8rende pensjons-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span></span> </span><span style=\"display:inherit;clear:left;\">Annen gjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 27.3809px; width: 80.4609px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 544.422px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 34.2344px; top: 70.2246px; width: 669.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bankremisser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span></span><span style=\"position: absolute; display: inline-block; left: 17.2812px; top: 91.4902px; width: 686.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Interimskontoer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 268.898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 112.74px; width: 687.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">70 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 116</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 133.74px; width: 688.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">113 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 263.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 890</span></span></span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital </span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:97.373046875px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0078125px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 597.812px; top: 10.8906px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.1309px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 424.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3965px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 503.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 85.3809px; width: 756.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 483.78px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span></span><span style=\"display:inherit;clear:left;\">Endring i ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:109.162109375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 508.641px; top: 0px; width: 38.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.85156px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 159.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span style=\"position: absolute; display: inline-block; left: 510.141px; top: 12.9062px; width: 34.3711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.6621px; width: 756.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.0527px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-406</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.1621px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.189px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.271484375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 508.641px; top: 0px; width: 38.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 2.86719px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 158.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span style=\"position: absolute; display: inline-block; left: 510.141px; top: 12.9062px; width: 34.3711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 55.7715px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">220 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.1621px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.23625px; letter-spacing: -0.23625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">824</span><span style=\"word-spacing: 0.23625px; letter-spacing: -0.23625px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">1 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.271px; width: 756.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.441px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 824</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.189px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:83.630859375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 19.3047px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 28.7656px; width: 372.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 28.7656px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.6309px; width: 759.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -47 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -406 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.391px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:78.818359375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 16.1562px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 16.1562px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.8672px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 29.0469px; width: 371.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 29.0469px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.8184px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 200 824 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 167 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 590 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span></span></span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5n, tidsbegrenset</span><span style=\"display:inherit;clear:left;position:relative;height:86.505859375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptaks\u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 246.117px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betingelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Forfall</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Calldato</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nominell verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 32.2559px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,20 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">01.12.2032</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30.08</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">220 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 53.5059px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,28 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23.11.2033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.08.2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.5059px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum nominell verdi ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 553.553px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span></span></span><span style=\"display:inherit;clear:left;\">Konsernet har i tillegg utstedt fondsobligasjon til nominell verdi 100 MNOK </span><span style=\"display:inherit;clear:left;\">(ISIN NO0012928771). Rentebetingelser p\u00e5 l\u00e5net er 3 mnd NIBOR + 4,15 %. </span><span style=\"display:inherit;clear:left;\">L\u00e5net er regnskapsmessig behandlet som hybridkapital og inng\u00e5r<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i konsernets egenkapital og renteutgifter p\u00e5 hybridkapital f\u00f8res over<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">egenkapitalen. I l\u00f8pet av 2023 har konsernet ogs\u00e5 nedkvittert det gamle </span><span style=\"display:inherit;clear:left;\">fondsobligasjonsl\u00e5net (ISIN NO00010835553) som hadde nominell </span><span style=\"display:inherit;clear:left;\">verdi p\u00e5 100 MNOK. </span><span style=\"display:inherit;clear:left;\">Det er i 2023 p\u00e5l\u00f8pt 9<span class=\"_ _0\"></span>,<span class=\"_ _31\"></span>4 millioner kroner i renter p\u00e5 hybridkapital <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">(5,<span class=\"_ _0\"></span>6 millioner kroner for tilsvarende periode i 2022).</span><span style=\"display:inherit;clear:left;\">Egenkapital </span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapital, overkurs, annen innskutt egenkapital og utjevningsfond. </span><span style=\"display:inherit;clear:left;\">Utjevningsfondet er akkumulert overskudd som kan benyttes til fremtidig </span><span style=\"display:inherit;clear:left;\">kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">Vedtektsf<span class=\"_ _0\"></span>estet eierandelskapital i Den Gule Banken, Sandnes Sparebank </span><span style=\"display:inherit;clear:left;\">er NOK 230 149 020 fordelt p\u00e5 23 01<span class=\"_ _31\"></span>4 902 egenkapitalbevis, hvert </span><span style=\"display:inherit;clear:left;\">p\u00e5lydende 10 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/k<span class=\"_ _0\"></span>undeutbytte, </span><span style=\"display:inherit;clear:left;\">fond for urealiserte gevinster<span class=\"_ _31\"></span>, fond for vurderingsforskjeller, annen egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapital og minoritetsinteresser<span class=\"_ _31\"></span>. I tillegg er fondsobligasjonsl\u00e5n regnskaps-</span><span style=\"display:inherit;clear:left;\">messig behandlet som hybridkapital og inng\u00e5r i konsernets egenkapital </span><span style=\"display:inherit;clear:left;\">(ref <span class=\"ff3 fcd ls0 ws0\">note 40</span>).</span><span style=\"display:inherit;clear:left;\">Det er foresl\u00e5tt utbetaling av utbytte p\u00e5 7<span class=\"_ _3\"></span>,50 kr per egenkapitalbevis for </span><span style=\"display:inherit;clear:left;\">2023, tilsvarende 7<span class=\"_ _31\"></span>4,8 % av konsernets fortjeneste per egenkapitalbevis. </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">For 2022 ble det utbetalt et utbytte p\u00e5 6,<span class=\"_ _0\"></span>05 kr per egenkapitalbevis.</span></span>  </span><span style=\"display:inherit;clear:left;\">Forstanderskapet 28. mars 2023 ga styret i Den Gule Banken, Sandnes<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Sparebank fullmakt til \u00e5 kj\u00f8pe egne egenkapitalbevis for samlet p\u00e5lydende </span><span style=\"display:inherit;clear:left;\">inntil 23,<span class=\"_ _0\"></span>015 millioner kroner<span class=\"_ _0\"></span>, svarende til 10 % av egenkapitalbeviskapitalen. </span><span style=\"display:inherit;clear:left;\">Hvert egenkapitalbevis kan kj\u00f8pes til kurser mellom 1 og 150 kroner<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Fullmakten er gyldig frem til og med ordin\u00e6rt forstanderskapsm\u00f8te<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024, dog ikke lengre enn 18 m\u00e5neder fra tidspunktet fullmakten er gitt. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 eier Sandnes Sparebank 2 002 950 egne egenkapitalbevis, </span><span style=\"display:inherit;clear:left;\">som tilsvarer ca 8,<span class=\"_ _0\"></span>7 % av totalt utstedte egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Kundeutbytte er en del av overskuddsdisponeringen i tillegg til \u00e5 dele ut </span><span style=\"display:inherit;clear:left;\">gaver til allmennyttige form\u00e5l. Det er i 2023 avsatt 77<span class=\"_ _3\"></span>,2 millioner kroner </span><span style=\"display:inherit;clear:left;\">til kundeutbytte. For 2022 ble det utbetalt 58,9 millioner kr<span class=\"_ _0\"></span>oner i kunde- </span><span style=\"display:inherit;clear:left;\">utbytte.</span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser </span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2023.</span><span style=\"display:inherit;clear:left;\">Hendelser etter  </span><span style=\"display:inherit;clear:left;\">balansedagen </span><span style=\"display:inherit;clear:left;\">Sammensl\u00e5ingen av Sandnes Sparebank og Hjelmeland Sparebank </span><span style=\"display:inherit;clear:left;\">vedtatt av bankenes forstanderskap</span><span style=\"display:inherit;clear:left;\">Den 15. januar 202<span class=\"_ _0\"></span>4 vedtok forstanderskapene i Sandnes Sparebank <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og Hjelmeland Sparebank fusjonsplan mellom bankene og etablering </span><span style=\"display:inherit;clear:left;\">av Rogaland Sparebank. Fusjonen gjennomf\u00f8res ved at eiendeler<span class=\"_ _31\"></span>, rettig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">heter og forpliktelser i Hjelmeland Sparebank overdras til Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank.  </span><span style=\"display:inherit;clear:left;\">Sammensl\u00e5ingen er fortsatt betinget av godkjennelse fra o\ue61centlige </span><span style=\"display:inherit;clear:left;\">myndigheter p\u00e5 akseptable vilk\u00e5r<span class=\"_ _0\"></span>. Det tas sikte p\u00e5 \u00e5 gjennomf\u00f8re </span><span style=\"display:inherit;clear:left;\">sammensl\u00e5ingen 1. august 2024<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Utstedelse av ansvarlig l\u00e5n i januar 2024</span><span style=\"display:inherit;clear:left;\">Som ledd i bankens kapitalplan, og i tr\u00e5d med bankens vurdering av frem-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tidig kapitalbehov \u00f8kte banken i januar 2024<span class=\"_ _31\"></span>, etter \u00e5rsslutt, bankens </span><span style=\"display:inherit;clear:left;\">ansvarlige l\u00e5n. Dette medf\u00f8rte at ansvarlig kapital er over styrets vedtatte </span><span style=\"display:inherit;clear:left;\">m\u00e5l for ansvarlig kapital ved utbetaling av utbytte, selv om ansvarlig kapital </span><span style=\"display:inherit;clear:left;\">per \u00e5rsslutt, hensyntatt avsatt til utbytte, rapporteres som noe under </span><span style=\"display:inherit;clear:left;\">bankens eget styringsm\u00e5l. Alle kapitalkrav har hele tiden v\u00e6rt over </span><span style=\"display:inherit;clear:left;\">regulatoriske krav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Det har for\u00f8vrig ikke inntr\u00e5dt hendelser etter balansedagen som er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av vesentlig betydning for det avlagte \u00e5rsregnskapet per 31.12.2023.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _82\"></span>ransaksjoner med  </span><span style=\"display:inherit;clear:left;\">n\u00e6rst\u00e5ende parter </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjoner mellom mor og datterselskap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjoner mellom mor og datterselskap er prim\u00e6rt kun relatert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til ordin\u00e6re banktjenester<span class=\"_ _31\"></span>. Tjenestene er gitt til forretningsmessige </span><span style=\"display:inherit;clear:left;\">vilk\u00e5r og er eliminert i konsernregnskapet. </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt </span><span style=\"display:inherit;clear:left;\">I oktober 2008 besluttet Stortinget \u00e5 iverksette en ordning der staten </span><span style=\"display:inherit;clear:left;\">og banken bytter statskasseveksler mot obligasjoner med fortrinnsrett, </span><span style=\"display:inherit;clear:left;\">OMF<span class=\"_ _3\"></span>. For \u00e5 kunne benytte denne ordningen etablerte SSB i februar 2009 </span><span style=\"display:inherit;clear:left;\">et eget kredittforetak, kalt SSB Boligkreditt. SSB Boligkreditt AS er et hel-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eid selskap som f<span class=\"_ _0\"></span>orvalter boligl\u00e5n som er finansiert ved utstedelse <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av obligasjoner med fortrinnsrett. Morbanken selger utl\u00e5n til selskapet </span><span style=\"display:inherit;clear:left;\">som igjen finansierer seg gjennom utstedelse av obligasjoner med </span><span style=\"display:inherit;clear:left;\">fortrinnsrett. I tillegg har datterselskapet b\u00e5de innskudd og gjeld mot </span><span style=\"display:inherit;clear:left;\">morselskapet som renteberegnes etter armlengdes prinsipper<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Det er i perioden frem til 31.12.2023 overf\u00f8rt 14<span class=\"_ _31\"></span>,0 (11,9) milliarder kroner<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i utl\u00e5n. Sikkerhetsmassen utgj\u00f8r totalt 14<span class=\"_ _31\"></span>,8 (13,0) milliarder kroner<span class=\"_ _31\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">11,7 (10<span class=\"_ _0\"></span>,6) milliarder kr<span class=\"_ _0\"></span>oner er finansiert ved utstedelse av OMF-er<span class=\"_ _31\"></span>, og </span><span style=\"display:inherit;clear:left;\">2,1 (1,3) milliarder kroner er finansiert med kortsiktig kreditt. Per 31.12.2023 </span><span style=\"display:inherit;clear:left;\">har SSB Boligkreditt 0,2 (0<span class=\"_ _31\"></span>,2) milliarder kroner i bankinnskudd i morbank. <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt betaler forvaltningshonorar for overf\u00f8rte l\u00e5n samt </span><span style=\"display:inherit;clear:left;\">betaling for kj\u00f8p av administrative tjenester fra Den Gule Banken, Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank. Forvaltningshonorar er belastet SSB Boligkreditt med 12,1 </span><span style=\"display:inherit;clear:left;\">millioner kroner for 2023, uendret sammenlignet med 2022. Morbank har </span><span style=\"display:inherit;clear:left;\">i 2023 belastet renter/kredittprovisjoner p\u00e5 kortsiktig kreditt med 66<span class=\"_ _31\"></span>,0 </span><span style=\"display:inherit;clear:left;\">millioner kroner<span class=\"_ _0\"></span>, sammenlignet med 28,<span class=\"_ _31\"></span>6 millioner kroner i 2022. I tillegg </span><span style=\"display:inherit;clear:left;\">har morbanken betalt totalt 11,0 millioner kr<span class=\"_ _0\"></span>oner i innskuddsrenter til </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt, sammenlignet med 7<span class=\"_ _3\"></span>,5 millioner kroner i 2022. </span><span style=\"display:inherit;clear:left;\">Det er i 2023 utbetalt et tilleggsutbytte til morbank p\u00e5 50,<span class=\"_ _31\"></span>0 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>, i 2022 ble det ikke utbetalt utbytte til morbank.</span><span style=\"display:inherit;clear:left;\">Forholdet mellom morbanken og SSB Boligkreditt </span><span style=\"display:inherit;clear:left;\">Overtakelse av boligl\u00e5n med gjenkj\u00f8p</span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank har avtale om overf\u00f8ring av utl\u00e5n </span><span style=\"display:inherit;clear:left;\">med h\u00f8y sikkerhet og pant i eiendom til SSB Boligkreditt AS. I henhold </span><span style=\"display:inherit;clear:left;\">til inng\u00e5tt forvaltningsavtale forest\u00e5r banken forvalting av utl\u00e5nene og </span><span style=\"display:inherit;clear:left;\">opprettholder kundekontakten. Banken mottar et vederlag for de plikter<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">som f\u00f8lger med forvaltningen av l\u00e5nene. Banken har vurdert de regnskaps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">messige implikasjonene dithen at det vesentligste av risiko og fordeler </span><span style=\"display:inherit;clear:left;\">ved eierskap knyttet til de solgte utl\u00e5nene er overf\u00f8rt. Dette inneb\u00e6rer </span><span style=\"display:inherit;clear:left;\">full fraregning i bankens balanse. Det foreligger ingen plikt til \u00e5 kj\u00f8pe<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tilbake l\u00e5n og i tilfelle krise skal SSB Boligkreditt og sikkerhetsmassen st\u00e5 </span><span style=\"display:inherit;clear:left;\">p\u00e5 egne ben, noe ogs\u00e5 ratingen av foretakets obligasjoner hensyntar med </span><span style=\"display:inherit;clear:left;\">hensyn til overpantsettelseskravet p\u00e5 6 % og myndighetskravet p\u00e5 5 %. </span><span style=\"display:inherit;clear:left;\">Risiko p\u00e5 overf\u00f8rte l\u00e5n overf\u00f8res til SSB Boligkreditt, som p\u00e5 selvstendig </span><span style=\"display:inherit;clear:left;\">grunnlag har alle l\u00e5n fullt innregnet i beregningsgrunnlaget som inng\u00e5r </span><span style=\"display:inherit;clear:left;\">i den regulatoriske kapitalkravsberegningen.</span><span style=\"display:inherit;clear:left;\">Mottatt vederlag for l\u00e5n som er overf\u00f8rt til SSB Boligkreditt tilsvarer bokf\u00f8rt </span><span style=\"display:inherit;clear:left;\">verdi og vurderes \u00e5 samsvare med l\u00e5nenes virkelige verdi p\u00e5 o<span class=\"_ _0\"></span>verf\u00f8ri<span class=\"_ _0\"></span>ngs<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tids<span class=\"_ _0\"></span>punk<span class=\"_ _31\"></span>tet. Banken innregner alle rettigheter og plikter som skapes eller </span><span style=\"display:inherit;clear:left;\">beholdes ved overf\u00f8ringen separat som eiendeler eller forpliktelser<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Morbanken er hovedbank/oppgj\u00f8rsbank for SSB Boligkreditt og alle </span><span style=\"display:inherit;clear:left;\">betalinger gj\u00f8res via SSB Boligkreditts konti i Den Gule Banken, Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank. N\u00e5r SSB Boligkreditt kj\u00f8per boligl\u00e5n fra morbanken s\u00e5 avregnes </span><span style=\"display:inherit;clear:left;\">kj\u00f8pet mot SSB Boligkreditt sin oppgj\u00f8rskonto i Den Gule Banken,<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Sandnes Sparebank. Dersom SSB Boligkreditt ikke har kontanter<span class=\"_ _31\"></span>, det vil si </span><span style=\"display:inherit;clear:left;\">i de tilfeller hvor SSB Boligkreditt kj\u00f8per l\u00e5n f\u00f8r det utstedes ny OMF<span class=\"_ _3\"></span>, s\u00e5 </span><span style=\"display:inherit;clear:left;\">vil banken midlertidig finansiere boligl\u00e5nskj\u00f8pet med usikret finansiering. </span><span style=\"display:inherit;clear:left;\">I henhold til avtale mellom morbanken og SSB Boligkreditt er morbanken </span><span style=\"display:inherit;clear:left;\">forpliktet til \u00e5 overf\u00f8re sikkerhet til SSB Boligkreditt som tilsvar<span class=\"_ _0\"></span>er et eventuelt </span><span style=\"display:inherit;clear:left;\">krav til etterfylling av sikkerhet (overpantsettelse) som f\u00f8lge av negativ </span><span style=\"display:inherit;clear:left;\">verdiutvikling i boligl\u00e5nsportef\u00f8ljens bel\u00e5ningsgrad.</span><span style=\"display:inherit;clear:left;\">Avtalen g\u00e5r i korte trekk ut p\u00e5 f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">L\u00e5n verdsettes f\u00f8r overf\u00f8ring. </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">N\u00e5r et l\u00e5n overf\u00f8res i fra banken til SSB Boligkreditt sendes det </span></span></span><span style=\"display:inherit;clear:left;\">notifikasjonsbrev til kunden. </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Ved refinansiering tilbakef\u00f8r<span class=\"_ _0\"></span>es l\u00e5n til banken for s\u00e5 \u00e5 sjekkes <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ny om de kvalifiserer til overf\u00f8ring til SSB Boligkreditt.</span><span style=\"display:inherit;clear:left;position:relative;height:150.994140625px;\"><span style=\"position: absolute; display: inline-block; left: 35.6875px; top: 0.0117187px; width: 651.609px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 521.801px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 189.438px; top: 25.1309px; width: 110.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og garantier</span></span><span style=\"position: absolute; display: inline-block; left: 15.75px; top: 38.7969px; width: 705.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 13.25px; top: 75.4902px; width: 708.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier til styret inklusiv n\u00e6rst\u00e5ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 363</span></span><span style=\"position: absolute; display: inline-block; left: 7.01562px; top: 96.7559px; width: 714.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 724</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier forstanderskapet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 724</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.021px; width: 721.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">507 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">460 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlet l\u00e5n (inkludert trekk p\u00e5 kassekreditt) til ansatte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">471 67</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">415 238</span></span><span style=\"position: absolute; display: inline-block; left: 1.48438px; top: 139.006px; width: 719.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">570 225</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">504 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum l\u00e5n og garantier til ansatte og tillitsvalgte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.391px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 325</span></span></span><span style=\"display:inherit;clear:left;\">Fortjeneste per egenkapital- </span><span style=\"display:inherit;clear:left;\">bevis og beregning  </span><span style=\"display:inherit;clear:left;\">av egenkapitalbevisbr\u00f8k</span><span style=\"display:inherit;clear:left;position:relative;height:294.822265625px;\"><span style=\"position: absolute; display: inline-block; left: 57.1719px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 32.7344px; top: 33.3965px; width: 704.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 216.955px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 34.0312px; top: 70.2246px; width: 707.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8,1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>9,</span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>6,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 34.0312px; top: 91.4902px; width: 707.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8,1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utvannet fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>9,9</span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>6,6 </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 193.938px; top: 112.656px; width: 135.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnlag for beregningen</span></span><span style=\"position: absolute; display: inline-block; left: 11.9375px; top: 134.006px; width: 729.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 329 890 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 266 166 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat etter skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 320.818px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 786 </span></span><span style=\"position: absolute; display: inline-block; left: 25.2656px; top: 155.271px; width: 713.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapitalsbevisprosent</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.367px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 15px; top: 176.521px; width: 723.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">209 683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">168 930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat henf\u00f8rbart til egenkapitalbeviseiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 193.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">208 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">138 859</span></span><span style=\"position: absolute; display: inline-block; left: 25.2656px; top: 197.787px; width: 713.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 946</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis (tnok)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 946</span></span><span style=\"position: absolute; display: inline-block; left: 363.031px; top: 235.139px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 32.7344px; top: 234.422px; width: 329.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis </span></span></span><span style=\"position: absolute; display: inline-block; left: 629.141px; top: 234.422px; width: 109.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 261.568px; width: 738.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 945 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 919 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utest\u00e5ende per 1.1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 919 731</span></span><span style=\"position: absolute; display: inline-block; left: 3.29688px; top: 282.834px; width: 734.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 011 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utest\u00e5ende per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 011 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _2\"></span>Antall utest\u00e5ende egenkapitalbevis er redusert for bankens beholdning av egne egenkapitalbevis. </span></span><span style=\"display:inherit;clear:left;position:relative;height:285.6318359375px;\"><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 0.0058593px; width: 544.014px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0.0723834px; margin-left: 0px; font-size: 14.4767px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregning av egenkapitalbevisbr\u00f8k</span><span style=\"word-spacing: 0px; letter-spacing: 0.0723834px; display: inline-block; margin-left: 0px; width: 168.633px; font-size: 14.4767px; font-family: ff5; -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.3405px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2811px; font-size: 10.3405px; font-family: ff1; -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 40.5996px; width: 546.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">49 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 61.8496px; width: 543.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (20 030)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (20 694)</span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 83.1152px; width: 547.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 369.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 313 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 313 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 104.365px; width: 544.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (127 180)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (132 390)</span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 125.631px; width: 547.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 337.067px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 535 453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 491 885 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 146.896px; width: 547.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A = Kapital egenkapitalbeviseiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 236.754px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 605 706 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 556 264 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 189.412px; width: 547.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 895 350 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 870 700 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 210.678px; width: 546.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gavefond (ekskl. avsatt kundeutbytte)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 082 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 231.928px; width: 547.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B = Grunnfondskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 920 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 895 781 </span></span><span style=\"position: absolute; display: inline-block; left: 0.0155639px; top: 273.82px; width: 546.39px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A / (A + B) = Egenkapitalbevisprosent</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.405px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.411256px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7006px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,5 %</span></span></span><span style=\"display:inherit;clear:left;\">Antall utstedte egenkapitalbevis er 23 014 902 per 31.12.2023<span class=\"_ _0\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">bankens egenbeholdning er 2.002.<span class=\"_ _31\"></span>950 egenkapitalbevis per 31.12.2023, </span><span style=\"display:inherit;clear:left;\">mens tilsvarende antall per 31.12.22 var 2.069<span class=\"_ _31\"></span>.376. Antall utest\u00e5ende </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis utgj\u00f8r f\u00f8lgelig 21.011.<span class=\"_ _0\"></span>952 per 31.12.2023, sammen<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">lignet med 20.<span class=\"_ _0\"></span>945.526 per 31.12.2022. </span><span style=\"display:inherit;clear:left;\">Overskuddet er fordelt basert p\u00e5 egenkapitalbevisprosenten.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det samme prinsippet er benyttet ved beregning av fortjeneste <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">per egenkapitalbevis.</span></span> </span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviskapital  </span><span style=\"display:inherit;clear:left;\">og egenkapitalbeviseiere </span><span style=\"display:inherit;clear:left;position:relative;height:168.876953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 179.725px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 11.1406px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 13.2812px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.8965px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital, bokf\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 398.696px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.1621px; width: 756.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 473.374px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 694</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.4121px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 478.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.678px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs, bokf\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 471.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 136.928px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-132 390</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.881px; width: 756.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 453</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">491 885</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:530.626953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 368.273px; white-space: pre; word-spacing: 0px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste egenkapitalbeviseiere per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 15.5312px; width: 241.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel i %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.1777px; width: 757.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebank 1 SR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-Bank ASA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 485 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15,14</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 72.4434px; width: 756.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sandnes Sparebank (egenbeholdning)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 383.197px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 002 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,70</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 93.709px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holmen Spesialfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 477.158px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 883 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,18</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 114.959px; width: 756.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AS Clipper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 525.54px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 248 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 136.225px; width: 756.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VPF EIKA Egenkapitalbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 442.642px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 138 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,9</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">5</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.49px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Espedal &amp; Co AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 502.976px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">886 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,8</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">5</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 178.74px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Salt Value AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 518.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,95</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 200.006px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Wenaasgruppen AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 486.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">625 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,72</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.256px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesialfondet Borea Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 443.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">506 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,20</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 242.521px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skagenkaien Investering AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,17</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 263.787px; width: 757.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebanken V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">est</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 496.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">370 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,61</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 285.037px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innovemus AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,38</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.303px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunal Landspensjonskasse Gjensidige</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 369.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">304 311</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,32</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.568px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hausta Investor AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 489.146px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">260 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,13</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.818px; width: 756.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Corneliussen Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 471.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">205 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,89</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 370.084px; width: 756.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordhaug Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,8</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 391.334px; width: 756.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tirna Holding AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 503.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">156 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,68</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 412.6px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristian Falnes AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 498.034px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,65</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 433.865px; width: 757.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meteva AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 537.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.92px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,57</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.115px; width: 757.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Catilina Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 499.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,54</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 476.115px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste eiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 498.034px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 162 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65,88</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 497.646px; width: 757.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 852 804</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34,12</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 518.631px; width: 759.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 456.461px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 014 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 </span></span></span><span style=\"display:inherit;clear:left;\">Vedtekstf<span class=\"_ _0\"></span>estet eierandelskapitalen i Sandnes Sparebank er NOK 230 149 </span><span style=\"display:inherit;clear:left;\">020 fordelt p\u00e5 23 014 902 egenkapitalbevis, hvert p\u00e5lydende 10 kr<span class=\"_ _0\"></span>oner.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 var det registrert 3 111 egenkapitalbeviseiere. De 20 st\u00f8rste </span><span style=\"display:inherit;clear:left;\">eierne (inklusiv bankens egne egenkapitalbevis) kontrollerte p\u00e5 dette<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tidspunktet 65,88 % av egenkapitalbevisk<span class=\"_ _0\"></span>apitalen.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otale egenkapitalbevis p\u00e5 23 014 902 per 31.12.2023 inkluderer en </span><span style=\"display:inherit;clear:left;\">beholdning av 2.002.<span class=\"_ _0\"></span>950 egne egenkapitalbevis. P\u00e5lydende av bankens </span><span style=\"display:inherit;clear:left;\">egenbeholdning f\u00f8res under egenkapitalposten \u201dEgne egenkapitalbevis\u201d </span><span style=\"display:inherit;clear:left;\">mens egenkapitalbelastning utover p\u00e5lydende f\u00f8res under posten </span><span style=\"display:inherit;clear:left;\">\u201dAnnen innskutt egenkapital\u201d.</span><span style=\"display:inherit;clear:left;\">Styret anser bankens soliditets- og likviditetsniv\u00e5 som tilfreds-</span><span style=\"display:inherit;clear:left;\">stillende. I samsvar med regnskapsloven \u00a7 3-3a bekreftes det </span><span style=\"display:inherit;clear:left;\">at forutsetningene for fortsatt drift er til stede, og dette er lagt </span><span style=\"display:inherit;clear:left;\">til grunn ved avleggingen av regnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNotesAndOtherExplanatoryInformationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__12": {
   "value": "<span style=\"display:inherit;clear:left;\">Regnskapsprinsipper </span><span style=\"display:inherit;clear:left;\">1.<span class=\"_\"> </span>Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Den Gule Banken, Sandnes Spar<span class=\"_ _0\"></span>ebank er utarbeidet </span><span style=\"display:inherit;clear:left;\">i samsvar med International Financial Reporting Standards (IFRS) som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er godkjent av EU. Det samme gjelder morbank<span class=\"_ _0\"></span>ens regnskap. Regnskapene </span><span style=\"display:inherit;clear:left;\">er avlagt basert p\u00e5 IFRS-standarder og fortolkninger obligatorisk<span class=\"_ _0\"></span>e for </span><span style=\"display:inherit;clear:left;\">\u00e5rsregnskap som avlegges per 31.12.2023. Videre er kra<span class=\"_ _0\"></span>vene til tilleggs-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">informasjon i gjeldende lover og forskrifter for banker ivaretatt. </span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _31\"></span>. Regnskapet er presentert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _31\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span><span style=\"display:inherit;clear:left;\">2.<span class=\"_ _48\"> </span>Nye standarder og fortolkninger som er tatt</span><span style=\"display:inherit;clear:left;\">i bruk fra og med regnskaps\u00e5ret 2023</span><span style=\"display:inherit;clear:left;\">IAS 1 Presentasjon av finansregnskapet og Practice Statement 2 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Making Materiality Judgements </span><span style=\"display:inherit;clear:left;\">Klargj\u00f8ring av hvilke regnskapsprinsipper som skal presenter<span class=\"_ _0\"></span>es som en </span><span style=\"display:inherit;clear:left;\">del av \u00e5rsregnskapet. Vurderingen av hvilk<span class=\"_ _0\"></span>e opplysninger om regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">prinsipp som er vesentlige skal gj\u00f8res p\u00e5 samme m\u00e5te som for andre </span><span style=\"display:inherit;clear:left;\">vurderinger av hva som er vesentlig. Dette er ogs\u00e5 klargjort gjennom </span><span style=\"display:inherit;clear:left;\">endringer i \u00abPractice Statement 2\u00bb.  </span><span style=\"display:inherit;clear:left;\">Endringene skal hjelpe regnskapsprodusentene med \u00e5 bestemme hvilke </span><span style=\"display:inherit;clear:left;\">regnskapsprinsipp foretaket m\u00e5 opplyse om i \u00e5rsregnsk<span class=\"_ _0\"></span>apet. Det er n\u00e5 </span><span style=\"display:inherit;clear:left;\">krav om \u00e5 gi informasjon om vesentlige regnskapsprinsipp, mot tidligere </span><span style=\"display:inherit;clear:left;\">signifikante regnskapsprinsipp. Det er lagt til forklaringer om hvordan </span><span style=\"display:inherit;clear:left;\">foretakene kan identifisere vesentlige regnsk<span class=\"_ _0\"></span>apsprinsipp. Et regnskaps-</span><span style=\"display:inherit;clear:left;\">prinsipp kan v\u00e6re vesentlig dersom brukeren av regnsk<span class=\"_ _0\"></span>apet m\u00e5 ha opp-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">lysninger om regnskapsprinsippet for \u00e5 forst\u00e5 annen vesentlig informasjon </span><span style=\"display:inherit;clear:left;\">i \u00e5rsregnskapet. Endringen understreker at dersom uvesentlige regnsk<span class=\"_ _0\"></span>aps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">prinsipp kommer frem av notene, skal de ikke p\u00e5virk<span class=\"_ _0\"></span>e leseren sin oppfat<span class=\"ws0\">-</span></span><span style=\"display:inherit;clear:left;\">ning av de vesentlige regnskapsprinsippene. De vesentlige regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">prinsippene m\u00e5 derfor fremkomme klart og oppfattes tydelig av leseren. </span><span style=\"display:inherit;clear:left;\">Det har ikke v\u00e6rt andre endringer i standarder og/ eller fortolkninger </span><span style=\"display:inherit;clear:left;\">som har v\u00e6rt relevante for selskapet/konsernet i 2023<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">3.<span class=\"_\"> </span>Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets <span><span style=\"display:inherit;clear:left;\">da<span class=\"_ _0\"></span>tterselskaper </span></span></span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ff3 fcd\">note 29</span>. Datterselskap er konsolidert fra det tidspunkt banken </span><span style=\"display:inherit;clear:left;\">har overtatt kontroll, og det fraregnes fra det tidspunkt banken gir fra seg </span><span style=\"display:inherit;clear:left;\">kontroll. Kontroll for<span class=\"_ _0\"></span>eligger n\u00e5r investoren har makt over inv<span class=\"_ _0\"></span>este<span class=\"_ _0\"></span>ring<span class=\"_ _31\"></span>s<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">objektet, er eksponert for eller har rett til variabel avkastning, og har evne </span><span style=\"display:inherit;clear:left;\">til \u00e5 bruke makt til \u00e5 styre de aktiviteter hos investeringsobjektet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i vesentlig grad p\u00e5virker avkastningen. Potensielle stemmerettigheter<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">opsjoner<span class=\"_ _0\"></span>, konvertibel gjeld og andre forhold inng\u00e5r i vurderingen.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier<span class=\"_ _0\"></span>- </span><span style=\"display:inherit;clear:left;\">interesser og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Den Gule Banken, </span><span style=\"display:inherit;clear:left;\">Sandnes Sparebank har kontroll direkte eller indirekte, eierinter<span class=\"_ _0\"></span>esser </span><span style=\"display:inherit;clear:left;\">eller andre forhold. Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinter<span class=\"_ _0\"></span>es<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sene i et annet selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">Ved overtak<span class=\"_ _0\"></span>else av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anska\ue61cede eiendeler og forpliktelser<span class=\"_ _31\"></span>, blir innregnet </span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontr<span class=\"_ _0\"></span>ollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _31\"></span>. T<span class=\"_ _31\"></span>ransaksjonskostnader </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell di\ue61ceranse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Eventuell betinget andel av oppkj\u00f8psprisen vil bli verdsatt til virkelig  </span><span style=\"display:inherit;clear:left;\">ver<span class=\"_ _0\"></span>di p\u00e5 overtakelsestidspunktet. </span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og for<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktelser<span class=\"_ _0\"></span>. Dersom di\ue61ceransen er negativ blir den resultatf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">4.<span class=\"_\"> </span>Tilknyttet <span class=\"_ _37\"></span>foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. Tilknyttet for<span class=\"_ _0\"></span>etak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig inn\ufb02ytelse, men ikke k<span class=\"_ _0\"></span>ontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig inn\ufb02ytelse n\u00e5r banken har en eierandel </span><span style=\"display:inherit;clear:left;\">p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res at dette ikke </span><span style=\"display:inherit;clear:left;\">er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r fra det tidspunkt </span><span style=\"display:inherit;clear:left;\">betydelig inn\ufb02ytelse etableres og til det opph\u00f8rer<span class=\"_ _31\"></span>. Investeringen f\u00f8rste-</span><span style=\"display:inherit;clear:left;\">gangsinnregnes til anska\ue61celseskost og justeres der<span class=\"_ _0\"></span>etter for endringen  </span><span style=\"display:inherit;clear:left;\">i bankens andel av nettoeiendelene til det tilknyttede foretaket.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Tilknyttede foretak regnskapsf\u00f8res etter egenkapitalmetoden b\u00e5de<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">5.<span class=\"_\"> </span>Presentasjonsvaluta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _3\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. Valuta<span class=\"_ _0\"></span>tap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _31\"></span>, samt p\u00e5 omregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">6. Inntektsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnsk<span class=\"_ _0\"></span>apet ved bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av e\ue61cektiv rentes metode. E\ue61cektiv rentes metode er en metode for<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 beregne amortisert kost for utl\u00e5n og innskudd, samt fordele r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">inntekt eller rentekostnad over forventet l\u00f8petid. Den e\ue61cektive renten </span><span style=\"display:inherit;clear:left;\">fastsettes ved diskontering av kontraktsfestede kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">innenfor forventet l\u00f8petid. Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">av nominelle renter med tillegg av amortisering av etableringsgebyr<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom et utl\u00e5n er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res renteinntekter som e\ue61cektiv rente, beregnet p\u00e5 nedskr<span class=\"_ _0\"></span>evne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _31\"></span>. Gebyrer knyttet til renteb\u00e6rende instrumenter </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i beregningen av e\ue61cektiv rente og resultatf\u00f8r<span class=\"_ _0\"></span>es tilsvarende. </span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med  </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjonsinn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke genererer </span><span style=\"display:inherit;clear:left;\">balanseposter i bankens eller konsernets regnskap, resulta<span class=\"_ _0\"></span>tf\u00f8res n\u00e5r </span><span style=\"display:inherit;clear:left;\">transaksjonen sluttf\u00f8res. Inntekter fra kundekontrakter behandles i samsvar </span><span style=\"display:inherit;clear:left;\">med IFRS 15.<span class=\"fc7 ls0\"> </span>Inntektene innregnes til det bel\u00f8p som re\ufb02ekterer </span><span style=\"display:inherit;clear:left;\">vederlaget som virksomheten forventer i bytte mot \u00e5 overf\u00f8re en vare </span><span style=\"display:inherit;clear:left;\">eller en tjeneste til en kunde. Tidspunkt for inntektsf\u00f8ring skjer n\u00e5r en </span><span style=\"display:inherit;clear:left;\">kunde oppn\u00e5r kontroll over en vare eller tjeneste, og videre har anledning </span><span style=\"display:inherit;clear:left;\">til direkte \u00e5 nyttiggj\u00f8re seg av denne. Konsernet har f\u00f8lgende inntekts-</span><span style=\"display:inherit;clear:left;\">str\u00f8mmer som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjonsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Produktgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">\u00c5rsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Provisjon salg av forsikring, sparing, fond og kredittkort</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Meglerprovisjon</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Gebyrer opptjent via tredjepart (interbank, VISA)</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Andre gebyrer i henhold til prisliste</span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder vesentlige </span><span style=\"display:inherit;clear:left;\">elementer av separate leveringsforpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utleieinntekter knyttet til fast eiendom gjelder prim\u00e6rt fremleieinntekter </span><span style=\"display:inherit;clear:left;\">som faktureres og inntektsf\u00f8res l\u00f8pende i henhold til fremleiek<span class=\"_ _0\"></span>ontrakt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tr\u00e5d med IFRS 16.  </span><span style=\"display:inherit;clear:left;\">Utbytte av aksjer og egenkapitalbevis inntektsf\u00f8res p\u00e5 tidspunkt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utbyttet er vedtatt av generalforsamlingen.</span><span style=\"display:inherit;clear:left;\">7<span class=\"_ _3\"></span>. <span class=\"_ _37\"></span>Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anska\ue61celsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Finansielle instrumenter vurdert til amortisert kost (AC)</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL)</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI)</span></span>  </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Andre finansielle forpliktelser m\u00e5lt til amortisert kost</span></span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Ved fastsettelse av m\u00e5lek<span class=\"_ _0\"></span>ategori skiller IFRS 9 mellom ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldsinstrumenter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Med ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der </span><span style=\"display:inherit;clear:left;\">avkastning utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _31\"></span>, kredittrisiko <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og andre relevante risikoer som f\u00f8lger av ordin\u00e6r<span class=\"_ _0\"></span>e gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter </span><span style=\"display:inherit;clear:left;\">form\u00e5let med investeringen. Gjeldsinstrumenter som inng\u00e5r i en porte- </span><span style=\"display:inherit;clear:left;\">f\u00f8lje med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i f<span class=\"_ _0\"></span>orm <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av renter og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virk<span class=\"_ _0\"></span>elig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omregningse\ue61cekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">utpekes til <span><span style=\"display:inherit;clear:left;\">m\u00e5ling til virkelig verdi med verdiendringer over resultatet<span class=\"_ _31\"></span> </span></span></span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindr<span class=\"_ _0\"></span>e innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misf<span class=\"_ _0\"></span>orhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og e\ue61cekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6r<span class=\"_ _0\"></span>e \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko ikke skal dominere verdiendringene til sikringsinstrumentet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) e\ue61cektivitetstest<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _3\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et pris-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">settingsbyr\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt </span><span style=\"display:inherit;clear:left;\">marked verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _31\"></span>, som til dels er </span><span style=\"display:inherit;clear:left;\">gjennomf\u00f8rt av profesjonelle byr\u00e5er<span class=\"_ _31\"></span>. Alle endringer i virkelig verdi </span><span style=\"display:inherit;clear:left;\">innregnes direkte i resultatregnskapet med mindr<span class=\"_ _0\"></span>e eiendelen er </span><span style=\"display:inherit;clear:left;\">klassifisert som finansielle instrumenter til virkelig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endring over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med \ufb02ytende rente til \u00e5 samsvar<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap  </span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost og inntektene/kostnadene beregnes etter e\ue61cektiv rentes</span><span style=\"display:inherit;clear:left;\">metode. Den e\ue61cektive renten fastsettes ved diskontering av kontrakts<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. Amortisert k<span class=\"_ _0\"></span>ost <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den e\ue61c<span class=\"_ _0\"></span>ektive </span><span style=\"display:inherit;clear:left;\">renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringse\ue61cektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _31\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringse\ue61cektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Nedskrivning av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">Under IFRS 9 skal tapsavsetningene innregnes basert p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger av finansielle </span><span style=\"display:inherit;clear:left;\">eiendeler omfatter finansielle eiendeler som m\u00e5les til amortisert kost </span><span style=\"display:inherit;clear:left;\">eller til virkelig verdi med verdiendringer over utvidet resultat. I tillegg <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til </span><span style=\"display:inherit;clear:left;\">virkelig verdi over resultatet og fordringer p\u00e5 leieavtaler om<span class=\"_ _0\"></span>fattet.</span><span style=\"display:inherit;clear:left;\">M\u00e5lingen av avsetning for forventet tap i den generelle modellen </span><span style=\"display:inherit;clear:left;\">avhenger av om kredittrisikoen har \u00f8kt vesentlig siden f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">balansef\u00f8ring. Kredittforverringen m\u00e5les ved utviklingen i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">Ved f<span class=\"_ _0\"></span>\u00f8rstegangs balansef\u00f8ring og n\u00e5r kredittrisikoen ikke har \u00f8kt </span><span style=\"display:inherit;clear:left;\">vesentlig etter f\u00f8rstegangs balansef\u00f8ring innregnes tap for 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. 12-m\u00e5neders forventet tap er det tapet som er forventet </span><span style=\"display:inherit;clear:left;\">\u00e5 inntre\ue61ce over levetiden til instrumentet, men som kan knyttes til mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holds begivenheter som inntre\ue61cer de f\u00f8rste 12 m\u00e5nedene. Hvis kreditt- </span><span style=\"display:inherit;clear:left;\">risikoen har \u00f8kt vesentlig etter f\u00f8rstegangsinnregning, skal avsetningen </span><span style=\"display:inherit;clear:left;\">tilsvare forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en taps-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 2:</span></span></span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">kredittap p\u00e5 balansedato. For disse eiendelene blir det beregnet en av-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setning lik forventet tap over levetiden. I denne gruppen inng\u00e5r kontoer </span><span style=\"display:inherit;clear:left;\">med vesentlig grad av kredittforverring, men som p\u00e5 balansedato tilh\u00f8rer </span><span style=\"display:inherit;clear:left;\">kunder hvor det ikke foreligger en objektiv tapshendelse. N\u00e5r det gjelder </span><span style=\"display:inherit;clear:left;\">avgrensning mot steg 1, definerer banken vesentlig grad av kredittf<span class=\"_ _0\"></span>or<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">verring ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig eller at kunden er gitt </span><span style=\"display:inherit;clear:left;\">betalingslettelser<span class=\"_ _0\"></span>. For ytterligere beskrivelse av tapsmodell henvises <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 8</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 3:</span></span></span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse p\u00e5 </span><span style=\"display:inherit;clear:left;\">balansedato. For disse eiendelene foretar banken en individuell taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetning. P\u00e5 hver balansedag vurderes det om det eksisterer objektive </span><span style=\"display:inherit;clear:left;\">bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. V<span class=\"_ _31\"></span>erdifallet </span><span style=\"display:inherit;clear:left;\">m\u00e5 v\u00e6re et resultat av en eller \ufb02ere hendelser inntru\ue61cet etter f\u00f8rste<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangs balansef\u00f8ring (en tapshendelse) og resultatet av tapshendelsen </span><span style=\"display:inherit;clear:left;\">(eller hendelsene) m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike </span><span style=\"display:inherit;clear:left;\">hendelser er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalin<span class=\"_ _0\"></span>gsmis-</span><span style=\"display:inherit;clear:left;\">lighold eller andre kontraktsbrudd. Dersom det foreligger objektive bevis </span><span style=\"display:inherit;clear:left;\">p\u00e5 at en verdireduksjon har inntru\ue61cet, beregnes st\u00f8rrelsen p\u00e5 tapet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som forskjellen </span><span style=\"display:inherit;clear:left;\">mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. </span><span style=\"display:inherit;clear:left;\">Periodens endringer i vurdert verdi for utl\u00e5n resultatf\u00f8res under<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u201dnedskrivninger og tap p\u00e5 utl\u00e5n og garantier\u201d.</span></span> </span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">mislighold eller mislighold p\u00e5 grunn av manuell misligholdsmerking </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, inng\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Steg 3. </span><span style=\"display:inherit;clear:left;\">Betalingsmislighold er definert som vesentlig overtrekk med mer enn </span><span style=\"display:inherit;clear:left;\">90 dagers varighet. T<span class=\"_ _3\"></span>erskelverdier for vesentlig overtrekk er gitt i CRR/</span><span style=\"display:inherit;clear:left;\">CRD IV forskriften. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg i st\u00f8rre </span><span style=\"display:inherit;clear:left;\">grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _31\"></span>. Hendelser som inng\u00e5r i denne kategorien<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">er tapsavsetninger p\u00e5 kunden, konkurs/gjeldsordning, eller andre </span><span style=\"display:inherit;clear:left;\">indikasjoner p\u00e5 at det kan v\u00e6re betydelig tvil om kunden vil oppfylle sine </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre engasjementer som ikke er i betalingsmis-</span><span style=\"display:inherit;clear:left;\">lighold, men hvor kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken vil bli p\u00e5f\u00f8rt tap, klassifiser<span class=\"_ _0\"></span>es som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karenstid er 3 m\u00e5neder eller 12 m\u00e5neder avhengig av under<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">liggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatert tap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, ved at </span><span style=\"display:inherit;clear:left;\">utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, eller f<span class=\"_ _0\"></span>or \u00f8vrig </span><span style=\"display:inherit;clear:left;\">ved at konsernet har gitt avkall p\u00e5 hele eller deler av engasjementet, eller </span><span style=\"display:inherit;clear:left;\">at engasjementet vurderes som tapt av konsernet. Banken frar<span class=\"_ _0\"></span>egner </span><span style=\"display:inherit;clear:left;\">engasjementet i balansen n\u00e5r det konstateres tapt. Konstaterte tap som </span><span style=\"display:inherit;clear:left;\">er dekket ved tidligere foretatte avsetninger f<span class=\"_ _0\"></span>\u00f8res mot avsetningene. </span><span style=\"display:inherit;clear:left;\">Konstaterte tap uten dekning i avsetningene samt over<span class=\"_ _0\"></span>- eller under-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekning i forhold til tidligere avsetninger resultatf\u00f8res. Se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">  </span></span><span style=\"display:inherit;clear:left;\">for ytterligere informasjon knyttet til totalt utest\u00e5ende bel\u00f8p som  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">er konstatert / fraregnet i balansen.</span></span> </span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anska\ue61celsesk<span class=\"_ _0\"></span>ost redusert </span><span style=\"display:inherit;clear:left;\">for nedskrivninger i samsvar med IAS 36. Behovet for nedskrivninger </span><span style=\"display:inherit;clear:left;\">vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige langsiktige eiendeler<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med \ufb02ytende rente verdivurderes til amortisert kost etter e\ue61cektiv<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig ver<span class=\"_ _0\"></span>di med verdi- </span><span style=\"display:inherit;clear:left;\">endring over ordin\u00e6rt resultat da banken benytter F<span class=\"_ _0\"></span>air-<span class=\"_ _31\"></span>Value Option </span><span style=\"display:inherit;clear:left;\">(FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse l\u00e5nene er f\u00f8rt <span class=\"_ _31\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 finansielle instrumenter\u201d.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Renterisikoen i fastrenteutl\u00e5nene styres med rentebytteavtaler som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">bokf\u00f8res til virkelig verdi. Det er konsernets oppfatning a<span class=\"_ _0\"></span>t vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av fastrenteutl\u00e5n til virkelig verdi gir mer relevant inf<span class=\"_ _0\"></span>ormasjon om </span><span style=\"display:inherit;clear:left;\">verdiene i balansen. Renter fra rentebytteavtalene er f\u00f8rt i resultat- </span><span style=\"display:inherit;clear:left;\">regnskapet i posten \u00abRenteinntekter m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbankens </span><span style=\"display:inherit;clear:left;\">regnskap klassifisert til virkelig verdi med verdiendring over utvidet resulta<span class=\"_ _0\"></span>t </span><span style=\"display:inherit;clear:left;\">(FVOCI), da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer<span class=\"_ _31\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investering i EIKA Gruppen AS </span><span style=\"display:inherit;clear:left;\">som er klassifisert som finansielle instrumenter med verdiendring over </span><span style=\"display:inherit;clear:left;\">utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8ljen i samsvar med IFRS 9<span class=\"_ _0\"></span>. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virk<span class=\"_ _0\"></span>elig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med \ufb02ytende rente m\u00e5les til amortisert kost. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av e\ue61cektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over<span class=\"_ _0\"></span>- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8r<span class=\"_ _0\"></span>es som rentekostnader<span class=\"_ _31\"></span>. Eventuell kj\u00f8ps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">premie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatr<span class=\"_ _0\"></span>egnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Modifiserte eiendeler og forpliktelser</span><span style=\"display:inherit;clear:left;\">Dersom det gj\u00f8res modifiseringer eller andre endringer i vilk\u00e5rene til en </span><span style=\"display:inherit;clear:left;\">eksisterende finansiell eiendel eller forpliktelse behandles instrumentet </span><span style=\"display:inherit;clear:left;\">som en ny finansiell eiendel eller forpliktelse dersom de reforhandlede </span><span style=\"display:inherit;clear:left;\">vilk\u00e5rene er vesentlig endret fra de gamle vilk\u00e5rene. Dersom vilk\u00e5rene<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">for vesentlig endring er oppfylt fraregnes den gamle eiendelen eller </span><span style=\"display:inherit;clear:left;\">forpliktelsen, og ny eiendel eller forpliktelse innregnes. </span><span style=\"display:inherit;clear:left;\">Dersom det modifiserte instrumentet ikke vurderes \u00e5 v\u00e6re vesentlig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">endret fra det eksisterende instrumentet, anses instrumentet regn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">skapsmessig \u00e5 v\u00e6re en videref\u00f8ring av det eksisterende instrumentet.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">I slike tilfeller diskonteres de nye k<span class=\"_ _0\"></span>ontantstr\u00f8mmene med instrumentets </span><span style=\"display:inherit;clear:left;\">opprinnelige e\ue61cektive rente og eventuell forskjell mot eksisterende </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">balansef\u00f8rte bel\u00f8p resultatf\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t.</span></span> </span><span style=\"display:inherit;clear:left;\">8. Immaterielle <span class=\"_ _37\"></span>eiendeler</span><span style=\"display:inherit;clear:left;\">Goodwill</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt som immaterielle </span><span style=\"display:inherit;clear:left;\">eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet er </span><span style=\"display:inherit;clear:left;\">gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant- </span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. Goodwill testes \u00e5rlig for nedskrivning </span><span style=\"display:inherit;clear:left;\">og bokf\u00f8res til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _31\"></span>. Ved </span><span style=\"display:inherit;clear:left;\">vurderingen benyttes historiske resultater samt godkjente budsjetter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. Avkastningskravet er basert p\u00e5 en vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av hva som er markedets avkastningskrav til den type virksomhet som </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i vurderingsenheten, og re\ufb02ekterer s\u00e5ledes risikoen i virksom<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">heten.</span><span style=\"display:inherit;clear:left;\">9<span class=\"_ _31\"></span>. Varige <span class=\"_ _37\"></span>driftsmidler </span><span style=\"display:inherit;clear:left;\">Varige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8r<span class=\"_ _0\"></span>e. Bygninger og </span><span style=\"display:inherit;clear:left;\">driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anska\ue61celsesk<span class=\"_ _0\"></span>ost fratrukket akkumulerte </span><span style=\"display:inherit;clear:left;\">avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer alle direkte henf\u00f8r<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare kostnader knyttet til kj\u00f8pet av eiendelen. Det er benyttet line\u00e6re </span><span style=\"display:inherit;clear:left;\">avskrivninger for \u00e5 allokere kostpris fratrukk<span class=\"_ _0\"></span>et eventuell restverdi over </span><span style=\"display:inherit;clear:left;\">eiendelenes estimerte levetid. Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, </span><span style=\"display:inherit;clear:left;\">er gjenstand for en nedskrivningstest i samsvar med IAS 36 n\u00e5r omsten<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">digh<span class=\"_ _0\"></span>eten<span class=\"_ _31\"></span>e indikerer det.</span><span style=\"display:inherit;clear:left;\">10. Leieavtaler</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontr<span class=\"_ _0\"></span>ollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning f<span class=\"_ _0\"></span>or </span><span style=\"display:inherit;clear:left;\">leieavtaler knyttet til kontorlokaler<span class=\"_ _31\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksr<span class=\"_ _0\"></span>ett eiendel og rentekostnad  </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bank<span class=\"_ _0\"></span>ens IT<span class=\"_ _31\"></span>-avtaler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balansef\u00f8rt. </span><span style=\"display:inherit;clear:left;\">Leieavtalene som faller inn under disse unntakene innregnes l\u00f8pende </span><span style=\"display:inherit;clear:left;\">som andre driftskostnader<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som fast<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leie justert for indeksreguleringer i leiekontraktene. E<span class=\"_ _0\"></span>ventuelle opsjoner </span><span style=\"display:inherit;clear:left;\">i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklausuler f\u00f8r endelig </span><span style=\"display:inherit;clear:left;\">kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen med mindre det er </span><span style=\"display:inherit;clear:left;\">rimelig sikkert at opsjon ut\u00f8ves eller klausul benyttes. Felleskostnader </span><span style=\"display:inherit;clear:left;\">og andre variable leiebetalinger vil ikke bli innregnet i leieforpliktelsen </span><span style=\"display:inherit;clear:left;\">for husleiekontraktene og f\u00f8res som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietak<span class=\"_ _0\"></span>er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00f8dvendige for en eiendel av lignende verdi som bruksretteiendelen. </span><span style=\"display:inherit;clear:left;\">Renten hensyntar b\u00e5de risikofri rente, kredittrisiko og leiespesifikt<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5slag, herunder sikkerhet/pant i leieavtalen. Renten vil tilpasses <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">den faktiske leiekontraktens varighet og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de gjenv\u00e6r<span class=\"_ _0\"></span>ende </span><span style=\"display:inherit;clear:left;\">leiebetalingene diskontert med marginal l\u00e5nerente p\u00e5 tidspunktet for </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsanvendelse, samt innregnet tilh\u00f8rende bruksrettighet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">et bel\u00f8p som re\ufb02ekterer verdien av eiendelen som om standarden <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">var gjeldene fra tidspunkt for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettigheter leie-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avtaler\u00bb, mens leieforpliktelsene presenteres som \u00abLeieforpliktelser\u00bb <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i balansen. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en nedskrivningstest <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 36 n\u00e5r omstendighetene indikerer det.</span></span> </span><span style=\"display:inherit;clear:left;\">11. Pensjoner</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _31\"></span>. Pensjonsordningene </span><span style=\"display:inherit;clear:left;\">er i hovedsak finansiert gjennom innbetalinger til forsikringsselskaper<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Konsernet har innskuddsplan for ansatte, samt en ytelsesbasert drifts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pensjon knyttet til tidligere administrerende direkt\u00f8r<span class=\"_ _31\"></span>. En innskuddsplan </span><span style=\"display:inherit;clear:left;\">er en pensjonsordning hvor konsernet betaler faste bidrag til en juridisk </span><span style=\"display:inherit;clear:left;\">enhet som investerer midlene p\u00e5 vegne av medlemmene i ordningen. </span><span style=\"display:inherit;clear:left;\">Innskuddene regnskapsf\u00f8res som l\u00f8nnskostnader n\u00e5r de f<span class=\"_ _0\"></span>orfaller.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en pensjonsutbeta-</span><span style=\"display:inherit;clear:left;\">ling som en ansatt vil motta ved pensjonering. Pensjonsutbetalingen er </span><span style=\"display:inherit;clear:left;\">normalt avhengig av en eller \ufb02ere faktorer slik som alder<span class=\"_ _31\"></span>, antall \u00e5r i selskapet<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">og l\u00f8nn. Den balansef\u00f8rte forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien </span><span style=\"display:inherit;clear:left;\">av de definerte ytelsene p\u00e5 balansedatoen minus virkelig verdi av pensjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">midlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en uavhengig <span class=\"_ _2\"></span>aktuar v<span class=\"_ _2\"></span>ed </span><span style=\"display:inherit;clear:left;\">bruk av en line\u00e6r opptjeningsmetode. Diskonteringsrenten er en beregnet </span><span style=\"display:inherit;clear:left;\">markedsrente p\u00e5 obligasjoner med fortrinnsrett (OMF). Andre parameter<span class=\"_ _0\"></span>e, </span><span style=\"display:inherit;clear:left;\">som eksempelvis l\u00f8nnsreguleringer<span class=\"_ _31\"></span>, in\ufb02asjon og pensjons\u00f8kninger, </span><span style=\"display:inherit;clear:left;\">fastsettes p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resulta<span class=\"_ _0\"></span>t (OCI) i den perioden </span><span style=\"display:inherit;clear:left;\">de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger og sosiale </span><span style=\"display:inherit;clear:left;\">kostnader og best\u00e5r av periodens pensjonsopptjening, rentekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 den beregnede pensjonsforpliktelsen samt periodisert arbeidsgiver-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avgift. Pensjonskostnaden er basert p\u00e5 forutsetninger fastsatt ved </span><span style=\"display:inherit;clear:left;\">periodens begynnelse.</span><span style=\"display:inherit;clear:left;\">Avtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">Den gamle AFP-ordningen ble vedta<span class=\"_ _0\"></span>tt avviklet i februar 2010. Som<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">erstatning for den gamle AFP<span class=\"_ _0\"></span>-ordningen er det etablert en ny AFP-ordning </span><span style=\"display:inherit;clear:left;\">som gir et livslangt tillegg p\u00e5 den ordin\u00e6re pensjonen. Den nye AFP<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ordningen er en ytelsesbasert \ufb02erforetakspensjonsordning, og finansieres </span><span style=\"display:inherit;clear:left;\">gjennom premier som fastsettes som en prosent av l\u00f8nn. Forel\u00f8pig </span><span style=\"display:inherit;clear:left;\">foreligger det ingen p\u00e5litelig m\u00e5ling og allokering av forpliktelse og midler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i ordningen. Regnskapsmessig blir ordningen s\u00e5ledes behandlet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en innskuddsbasert pensjonsordning hvor premiebetalinger kostnads<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">f\u00f8res l\u00f8pende, og ingen avsetninger foretas i regnskapet.</span></span><span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">12. Inntektsskatt</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt sk<span class=\"_ _0\"></span>att p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets skatte-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktige resultat. Utsatt skatt regnskapsf\u00f8r<span class=\"_ _0\"></span>es etter gjeldsmetoden i samsvar </span><span style=\"display:inherit;clear:left;\">med IAS 12. Det beregnes forpliktelse eller eiendel ved utsatt skatt p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>, som er di\ue61ceransen mellom balansef\u00f8rt verdi og </span><span style=\"display:inherit;clear:left;\">skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _31\"></span>. Det beregnes imidlertid </span><span style=\"display:inherit;clear:left;\">ikke forpliktelse eller eiendel ved utsatt skatt p\u00e5 goodwill som ikke gir<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">skattemessige fradrag, og heller ikke p\u00e5 f\u00f8rstegangsinnregnede poster </span><span style=\"display:inherit;clear:left;\">som verken p\u00e5virker regnskapsmessig eller ska<span class=\"_ _0\"></span>ttepliktig resultat. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det beregnes en eiendel ved utsatt skatt p\u00e5 fremf\u00f8rbar<span class=\"_ _0\"></span>e skattemessige </span><span style=\"display:inherit;clear:left;\">underskudd. Utsatt skattefordel blir balansef\u00f8rt i den utstrekning det<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er sannsynlig at den vil kunne benyttes mot fremtidig skattepliktig inntekt. </span><span style=\"display:inherit;clear:left;\">Ved ber<span class=\"_ _0\"></span>egning av utsatt skatt benyttes skattesatser og skatteregler som </span><span style=\"display:inherit;clear:left;\">gjelder p\u00e5 balansedagen eller som med overveiende sannsynlighet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.23 p\u00e5 22 %, skatte-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">satsen er uendret siste \u00e5r<span class=\"_ _31\"></span>. Det er gjort unntak for finansforetak som dermed<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt som drifts-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital), </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som ska<span class=\"_ _0\"></span>ttekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette gjelder blant </span><span style=\"display:inherit;clear:left;\">annet for utbetalinger av kundeutbytte og utbetalinger av rente <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">13. Utbytte og resultat per egenkapitalbevis</span><span style=\"display:inherit;clear:left;\">Utbytte p\u00e5 egenkapitalbevis bokf\u00f8res som egenkapital i perioden frem </span><span style=\"display:inherit;clear:left;\">til det er vedtatt av bankens forstanderskap. Resultat per egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">beregnes ved \u00e5 dividere resultatet som tilfaller eierne av egenkapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bevisene med antall utest\u00e5ende egenkapitalbevis, hensyntatt bankens </span><span style=\"display:inherit;clear:left;\">beholdning av egne egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">14<span class=\"_ _31\"></span>. Egenkapital</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapital, overkurs, annen innskutt egenkapital og utjevningsfond.  </span><span style=\"display:inherit;clear:left;\">Utjevningsfondet er akkumulert overskudd som kan benyttes til fremtidig </span><span style=\"display:inherit;clear:left;\">kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt mot </span><span style=\"display:inherit;clear:left;\">annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner med egne </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/k<span class=\"_ _0\"></span>undeutbytte, </span><span style=\"display:inherit;clear:left;\">fond for urealiserte gevinster<span class=\"_ _31\"></span>, fond for vurderingsforskjeller, annen egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapital og minoritetsinteresser<span class=\"_ _31\"></span>. Annen egenkapital inkluderer avsatt utbytte. <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og gr<span class=\"_ _31\"></span>unnf<span class=\"_ _0\"></span>ond<span class=\"_ _31\"></span>skapi<span class=\"_ _31\"></span>-</span><span style=\"display:inherit;clear:left;\">tale<span class=\"_ _0\"></span>n i samme forhold som deres respektive andel av bank<span class=\"_ _0\"></span>ens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor det ikke </span><span style=\"display:inherit;clear:left;\">utbetales utbytte, og investor har heller ikke senere krav p\u00e5 renter som </span><span style=\"display:inherit;clear:left;\">ikke er utbetalt, dvs. rentene akkumuleres ikke. Fondsobligasjoner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tilfredsstiller ikke definisjonen av finansiell forpliktelse i henhold til IAS 32 </span><span style=\"display:inherit;clear:left;\">og klassifiseres f\u00f8lgelig som egenkapital/hybridkapital i bankens balanse. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjonene er evigvarende og banken har en ensidig rett til ikke </span><span style=\"display:inherit;clear:left;\">\u00e5 betale renter til investorene under gitte vilk\u00e5r<span class=\"_ _31\"></span>. Renter presenteres dermed </span><span style=\"display:inherit;clear:left;\">ikke som en rentekostnad i resultatet, men som en r<span class=\"_ _0\"></span>eduksjon i annen </span><span style=\"display:inherit;clear:left;\">egenkapital.</span><span style=\"display:inherit;clear:left;\">15. Kontantstr\u00f8manalyse</span><span style=\"display:inherit;clear:left;\">Kontantstr\u00f8manalysen er utarbeidet etter den direkte metode, og viser </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmene gruppert etter kilder og anvendelsesomr\u00e5der<span class=\"_ _31\"></span>. Likvider<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">omfatter kontanter og fordringer p\u00e5 Norges Bank, samt utl\u00e5n til og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">fordringer p\u00e5 kredittinstitusjoner<span class=\"_ _31\"></span>.</span></span> </span><span style=\"display:inherit;clear:left;\">16. Segmentinformasjon</span><span style=\"display:inherit;clear:left;\">Segmentrapporteringen er basert p\u00e5 intern ledelsesrapportering. Resultat- </span><span style=\"display:inherit;clear:left;\">og balanseoppstillingen for segmentene f\u00f8lger av en sammenstilling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av intern finansiell rapportering for avdelinger<span class=\"_ _31\"></span>, i henhold til konsernets </span><span style=\"display:inherit;clear:left;\">styringsmodell. For \u00f8vrig vises til <span class=\"ff3 fcd ls0\">note 5</span> vedr\u00f8rende forutsetninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og fordelingsprinsipper<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">17<span class=\"_ _3\"></span>. Vedta<span class=\"_ _0\"></span>tte standarder og fortolkninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med fremtidig ikrafttredelsestidspunkt</span><span style=\"display:inherit;clear:left;\">Det er kun medtatt standarder og fortolkninger som anses relevante <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for konsernet.</span><span style=\"display:inherit;clear:left;\">\u00c5rlige forbedringsprosjekter</span><span style=\"display:inherit;clear:left;\">IASB har i forbindelse med \u00e5rlige forbedringsprosjekter gjort mindre </span><span style=\"display:inherit;clear:left;\">endringer i \ufb02ere standarder<span class=\"_ _31\"></span>. Endringene er vurdert til \u00e5 ikke ha vesentlig </span><span style=\"display:inherit;clear:left;\">betydning for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__11": {
   "value": "<span style=\"display:inherit;clear:left;\">Regnskapsprinsipper </span><span style=\"display:inherit;clear:left;\">1.<span class=\"_\"> </span>Grunnlag for utarbeidelse av regnskapet</span><span style=\"display:inherit;clear:left;\">Konsernregnskapet for Den Gule Banken, Sandnes Spar<span class=\"_ _0\"></span>ebank er utarbeidet </span><span style=\"display:inherit;clear:left;\">i samsvar med International Financial Reporting Standards (IFRS) som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er godkjent av EU. Det samme gjelder morbank<span class=\"_ _0\"></span>ens regnskap. Regnskapene </span><span style=\"display:inherit;clear:left;\">er avlagt basert p\u00e5 IFRS-standarder og fortolkninger obligatorisk<span class=\"_ _0\"></span>e for </span><span style=\"display:inherit;clear:left;\">\u00e5rsregnskap som avlegges per 31.12.2023. Videre er kra<span class=\"_ _0\"></span>vene til tilleggs-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">informasjon i gjeldende lover og forskrifter for banker ivaretatt. </span><span style=\"display:inherit;clear:left;\">For konsernregnskapet er prinsippene som omtales her anvendt konsistent </span><span style=\"display:inherit;clear:left;\">for alle rapporterte perioder<span class=\"_ _0\"></span>. Det samme gjelder for morselskapet, med </span><span style=\"display:inherit;clear:left;\">presiseringer som angitt for relevante poster<span class=\"_ _31\"></span>. Regnskapet er presentert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i norske kroner<span class=\"_ _31\"></span>, og alle tall er vist i hele tusen, med mindre annet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er spesifikt angitt.</span><span style=\"display:inherit;clear:left;\">2.<span class=\"_ _48\"> </span>Nye standarder og fortolkninger som er tatt</span><span style=\"display:inherit;clear:left;\">i bruk fra og med regnskaps\u00e5ret 2023</span><span style=\"display:inherit;clear:left;\">IAS 1 Presentasjon av finansregnskapet og Practice Statement 2 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Making Materiality Judgements </span><span style=\"display:inherit;clear:left;\">Klargj\u00f8ring av hvilke regnskapsprinsipper som skal presenter<span class=\"_ _0\"></span>es som en </span><span style=\"display:inherit;clear:left;\">del av \u00e5rsregnskapet. Vurderingen av hvilk<span class=\"_ _0\"></span>e opplysninger om regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">prinsipp som er vesentlige skal gj\u00f8res p\u00e5 samme m\u00e5te som for andre </span><span style=\"display:inherit;clear:left;\">vurderinger av hva som er vesentlig. Dette er ogs\u00e5 klargjort gjennom </span><span style=\"display:inherit;clear:left;\">endringer i \u00abPractice Statement 2\u00bb.  </span><span style=\"display:inherit;clear:left;\">Endringene skal hjelpe regnskapsprodusentene med \u00e5 bestemme hvilke </span><span style=\"display:inherit;clear:left;\">regnskapsprinsipp foretaket m\u00e5 opplyse om i \u00e5rsregnsk<span class=\"_ _0\"></span>apet. Det er n\u00e5 </span><span style=\"display:inherit;clear:left;\">krav om \u00e5 gi informasjon om vesentlige regnskapsprinsipp, mot tidligere </span><span style=\"display:inherit;clear:left;\">signifikante regnskapsprinsipp. Det er lagt til forklaringer om hvordan </span><span style=\"display:inherit;clear:left;\">foretakene kan identifisere vesentlige regnsk<span class=\"_ _0\"></span>apsprinsipp. Et regnskaps-</span><span style=\"display:inherit;clear:left;\">prinsipp kan v\u00e6re vesentlig dersom brukeren av regnsk<span class=\"_ _0\"></span>apet m\u00e5 ha opp-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">lysninger om regnskapsprinsippet for \u00e5 forst\u00e5 annen vesentlig informasjon </span><span style=\"display:inherit;clear:left;\">i \u00e5rsregnskapet. Endringen understreker at dersom uvesentlige regnsk<span class=\"_ _0\"></span>aps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">prinsipp kommer frem av notene, skal de ikke p\u00e5virk<span class=\"_ _0\"></span>e leseren sin oppfat<span class=\"ws0\">-</span></span><span style=\"display:inherit;clear:left;\">ning av de vesentlige regnskapsprinsippene. De vesentlige regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">prinsippene m\u00e5 derfor fremkomme klart og oppfattes tydelig av leseren. </span><span style=\"display:inherit;clear:left;\">Det har ikke v\u00e6rt andre endringer i standarder og/ eller fortolkninger </span><span style=\"display:inherit;clear:left;\">som har v\u00e6rt relevante for selskapet/konsernet i 2023<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">3.<span class=\"_\"> </span>Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets <span><span style=\"display:inherit;clear:left;\">da<span class=\"_ _0\"></span>tterselskaper </span></span></span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ff3 fcd\">note 29</span>. Datterselskap er konsolidert fra det tidspunkt banken </span><span style=\"display:inherit;clear:left;\">har overtatt kontroll, og det fraregnes fra det tidspunkt banken gir fra seg </span><span style=\"display:inherit;clear:left;\">kontroll. Kontroll for<span class=\"_ _0\"></span>eligger n\u00e5r investoren har makt over inv<span class=\"_ _0\"></span>este<span class=\"_ _0\"></span>ring<span class=\"_ _31\"></span>s<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">objektet, er eksponert for eller har rett til variabel avkastning, og har evne </span><span style=\"display:inherit;clear:left;\">til \u00e5 bruke makt til \u00e5 styre de aktiviteter hos investeringsobjektet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i vesentlig grad p\u00e5virker avkastningen. Potensielle stemmerettigheter<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">opsjoner<span class=\"_ _0\"></span>, konvertibel gjeld og andre forhold inng\u00e5r i vurderingen.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier<span class=\"_ _0\"></span>- </span><span style=\"display:inherit;clear:left;\">interesser og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Den Gule Banken, </span><span style=\"display:inherit;clear:left;\">Sandnes Sparebank har kontroll direkte eller indirekte, eierinter<span class=\"_ _0\"></span>esser </span><span style=\"display:inherit;clear:left;\">eller andre forhold. Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinter<span class=\"_ _0\"></span>es<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sene i et annet selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">Ved overtak<span class=\"_ _0\"></span>else av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anska\ue61cede eiendeler og forpliktelser<span class=\"_ _31\"></span>, blir innregnet </span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontr<span class=\"_ _0\"></span>ollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _31\"></span>. T<span class=\"_ _31\"></span>ransaksjonskostnader </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell di\ue61ceranse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Eventuell betinget andel av oppkj\u00f8psprisen vil bli verdsatt til virkelig  </span><span style=\"display:inherit;clear:left;\">ver<span class=\"_ _0\"></span>di p\u00e5 overtakelsestidspunktet. </span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og for<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktelser<span class=\"_ _0\"></span>. Dersom di\ue61ceransen er negativ blir den resultatf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">4.<span class=\"_\"> </span>Tilknyttet <span class=\"_ _37\"></span>foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. Tilknyttet for<span class=\"_ _0\"></span>etak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig inn\ufb02ytelse, men ikke k<span class=\"_ _0\"></span>ontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig inn\ufb02ytelse n\u00e5r banken har en eierandel </span><span style=\"display:inherit;clear:left;\">p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res at dette ikke </span><span style=\"display:inherit;clear:left;\">er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r fra det tidspunkt </span><span style=\"display:inherit;clear:left;\">betydelig inn\ufb02ytelse etableres og til det opph\u00f8rer<span class=\"_ _31\"></span>. Investeringen f\u00f8rste-</span><span style=\"display:inherit;clear:left;\">gangsinnregnes til anska\ue61celseskost og justeres der<span class=\"_ _0\"></span>etter for endringen  </span><span style=\"display:inherit;clear:left;\">i bankens andel av nettoeiendelene til det tilknyttede foretaket.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Tilknyttede foretak regnskapsf\u00f8res etter egenkapitalmetoden b\u00e5de<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i morbanken og i konsernet.</span><span style=\"display:inherit;clear:left;\">5.<span class=\"_\"> </span>Presentasjonsvaluta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _3\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. Valuta<span class=\"_ _0\"></span>tap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _31\"></span>, samt p\u00e5 omregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span><span style=\"display:inherit;clear:left;\">6. Inntektsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnsk<span class=\"_ _0\"></span>apet ved bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av e\ue61cektiv rentes metode. E\ue61cektiv rentes metode er en metode for<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 beregne amortisert kost for utl\u00e5n og innskudd, samt fordele r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">inntekt eller rentekostnad over forventet l\u00f8petid. Den e\ue61cektive renten </span><span style=\"display:inherit;clear:left;\">fastsettes ved diskontering av kontraktsfestede kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">innenfor forventet l\u00f8petid. Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">av nominelle renter med tillegg av amortisering av etableringsgebyr<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom et utl\u00e5n er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res renteinntekter som e\ue61cektiv rente, beregnet p\u00e5 nedskr<span class=\"_ _0\"></span>evne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _31\"></span>. Gebyrer knyttet til renteb\u00e6rende instrumenter </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i beregningen av e\ue61cektiv rente og resultatf\u00f8r<span class=\"_ _0\"></span>es tilsvarende. </span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med  </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjonsinn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke genererer </span><span style=\"display:inherit;clear:left;\">balanseposter i bankens eller konsernets regnskap, resulta<span class=\"_ _0\"></span>tf\u00f8res n\u00e5r </span><span style=\"display:inherit;clear:left;\">transaksjonen sluttf\u00f8res. Inntekter fra kundekontrakter behandles i samsvar </span><span style=\"display:inherit;clear:left;\">med IFRS 15.<span class=\"fc7 ls0\"> </span>Inntektene innregnes til det bel\u00f8p som re\ufb02ekterer </span><span style=\"display:inherit;clear:left;\">vederlaget som virksomheten forventer i bytte mot \u00e5 overf\u00f8re en vare </span><span style=\"display:inherit;clear:left;\">eller en tjeneste til en kunde. Tidspunkt for inntektsf\u00f8ring skjer n\u00e5r en </span><span style=\"display:inherit;clear:left;\">kunde oppn\u00e5r kontroll over en vare eller tjeneste, og videre har anledning </span><span style=\"display:inherit;clear:left;\">til direkte \u00e5 nyttiggj\u00f8re seg av denne. Konsernet har f\u00f8lgende inntekts-</span><span style=\"display:inherit;clear:left;\">str\u00f8mmer som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjonsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Produktgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">\u00c5rsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Provisjon salg av forsikring, sparing, fond og kredittkort</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Meglerprovisjon</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Gebyrer opptjent via tredjepart (interbank, VISA)</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Andre gebyrer i henhold til prisliste</span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder vesentlige </span><span style=\"display:inherit;clear:left;\">elementer av separate leveringsforpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utleieinntekter knyttet til fast eiendom gjelder prim\u00e6rt fremleieinntekter </span><span style=\"display:inherit;clear:left;\">som faktureres og inntektsf\u00f8res l\u00f8pende i henhold til fremleiek<span class=\"_ _0\"></span>ontrakt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tr\u00e5d med IFRS 16.  </span><span style=\"display:inherit;clear:left;\">Utbytte av aksjer og egenkapitalbevis inntektsf\u00f8res p\u00e5 tidspunkt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utbyttet er vedtatt av generalforsamlingen.</span><span style=\"display:inherit;clear:left;\">7<span class=\"_ _3\"></span>. <span class=\"_ _37\"></span>Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anska\ue61celsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Finansielle instrumenter vurdert til amortisert kost (AC)</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL)</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI)</span></span>  </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Andre finansielle forpliktelser m\u00e5lt til amortisert kost</span></span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Ved fastsettelse av m\u00e5lek<span class=\"_ _0\"></span>ategori skiller IFRS 9 mellom ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldsinstrumenter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Med ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der </span><span style=\"display:inherit;clear:left;\">avkastning utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _31\"></span>, kredittrisiko <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og andre relevante risikoer som f\u00f8lger av ordin\u00e6r<span class=\"_ _0\"></span>e gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter </span><span style=\"display:inherit;clear:left;\">form\u00e5let med investeringen. Gjeldsinstrumenter som inng\u00e5r i en porte- </span><span style=\"display:inherit;clear:left;\">f\u00f8lje med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i f<span class=\"_ _0\"></span>orm <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av renter og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virk<span class=\"_ _0\"></span>elig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omregningse\ue61cekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">utpekes til <span><span style=\"display:inherit;clear:left;\">m\u00e5ling til virkelig verdi med verdiendringer over resultatet<span class=\"_ _31\"></span> </span></span></span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindr<span class=\"_ _0\"></span>e innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misf<span class=\"_ _0\"></span>orhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og e\ue61cekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6r<span class=\"_ _0\"></span>e \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko ikke skal dominere verdiendringene til sikringsinstrumentet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) e\ue61cektivitetstest<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _3\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et pris-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">settingsbyr\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt </span><span style=\"display:inherit;clear:left;\">marked verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _31\"></span>, som til dels er </span><span style=\"display:inherit;clear:left;\">gjennomf\u00f8rt av profesjonelle byr\u00e5er<span class=\"_ _31\"></span>. Alle endringer i virkelig verdi </span><span style=\"display:inherit;clear:left;\">innregnes direkte i resultatregnskapet med mindr<span class=\"_ _0\"></span>e eiendelen er </span><span style=\"display:inherit;clear:left;\">klassifisert som finansielle instrumenter til virkelig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endring over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med \ufb02ytende rente til \u00e5 samsvar<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap  </span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost og inntektene/kostnadene beregnes etter e\ue61cektiv rentes</span><span style=\"display:inherit;clear:left;\">metode. Den e\ue61cektive renten fastsettes ved diskontering av kontrakts<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. Amortisert k<span class=\"_ _0\"></span>ost <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den e\ue61c<span class=\"_ _0\"></span>ektive </span><span style=\"display:inherit;clear:left;\">renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringse\ue61cektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _31\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringse\ue61cektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Nedskrivning av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">Under IFRS 9 skal tapsavsetningene innregnes basert p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger av finansielle </span><span style=\"display:inherit;clear:left;\">eiendeler omfatter finansielle eiendeler som m\u00e5les til amortisert kost </span><span style=\"display:inherit;clear:left;\">eller til virkelig verdi med verdiendringer over utvidet resultat. I tillegg <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til </span><span style=\"display:inherit;clear:left;\">virkelig verdi over resultatet og fordringer p\u00e5 leieavtaler om<span class=\"_ _0\"></span>fattet.</span><span style=\"display:inherit;clear:left;\">M\u00e5lingen av avsetning for forventet tap i den generelle modellen </span><span style=\"display:inherit;clear:left;\">avhenger av om kredittrisikoen har \u00f8kt vesentlig siden f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">balansef\u00f8ring. Kredittforverringen m\u00e5les ved utviklingen i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">Ved f<span class=\"_ _0\"></span>\u00f8rstegangs balansef\u00f8ring og n\u00e5r kredittrisikoen ikke har \u00f8kt </span><span style=\"display:inherit;clear:left;\">vesentlig etter f\u00f8rstegangs balansef\u00f8ring innregnes tap for 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. 12-m\u00e5neders forventet tap er det tapet som er forventet </span><span style=\"display:inherit;clear:left;\">\u00e5 inntre\ue61ce over levetiden til instrumentet, men som kan knyttes til mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holds begivenheter som inntre\ue61cer de f\u00f8rste 12 m\u00e5nedene. Hvis kreditt- </span><span style=\"display:inherit;clear:left;\">risikoen har \u00f8kt vesentlig etter f\u00f8rstegangsinnregning, skal avsetningen </span><span style=\"display:inherit;clear:left;\">tilsvare forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en taps-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 2:</span></span></span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">kredittap p\u00e5 balansedato. For disse eiendelene blir det beregnet en av-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setning lik forventet tap over levetiden. I denne gruppen inng\u00e5r kontoer </span><span style=\"display:inherit;clear:left;\">med vesentlig grad av kredittforverring, men som p\u00e5 balansedato tilh\u00f8rer </span><span style=\"display:inherit;clear:left;\">kunder hvor det ikke foreligger en objektiv tapshendelse. N\u00e5r det gjelder </span><span style=\"display:inherit;clear:left;\">avgrensning mot steg 1, definerer banken vesentlig grad av kredittf<span class=\"_ _0\"></span>or<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">verring ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig eller at kunden er gitt </span><span style=\"display:inherit;clear:left;\">betalingslettelser<span class=\"_ _0\"></span>. For ytterligere beskrivelse av tapsmodell henvises <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 8</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 3:</span></span></span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse p\u00e5 </span><span style=\"display:inherit;clear:left;\">balansedato. For disse eiendelene foretar banken en individuell taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetning. P\u00e5 hver balansedag vurderes det om det eksisterer objektive </span><span style=\"display:inherit;clear:left;\">bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. V<span class=\"_ _31\"></span>erdifallet </span><span style=\"display:inherit;clear:left;\">m\u00e5 v\u00e6re et resultat av en eller \ufb02ere hendelser inntru\ue61cet etter f\u00f8rste<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangs balansef\u00f8ring (en tapshendelse) og resultatet av tapshendelsen </span><span style=\"display:inherit;clear:left;\">(eller hendelsene) m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike </span><span style=\"display:inherit;clear:left;\">hendelser er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalin<span class=\"_ _0\"></span>gsmis-</span><span style=\"display:inherit;clear:left;\">lighold eller andre kontraktsbrudd. Dersom det foreligger objektive bevis </span><span style=\"display:inherit;clear:left;\">p\u00e5 at en verdireduksjon har inntru\ue61cet, beregnes st\u00f8rrelsen p\u00e5 tapet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som forskjellen </span><span style=\"display:inherit;clear:left;\">mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. </span><span style=\"display:inherit;clear:left;\">Periodens endringer i vurdert verdi for utl\u00e5n resultatf\u00f8res under<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u201dnedskrivninger og tap p\u00e5 utl\u00e5n og garantier\u201d.</span></span> </span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">mislighold eller mislighold p\u00e5 grunn av manuell misligholdsmerking </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, inng\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Steg 3. </span><span style=\"display:inherit;clear:left;\">Betalingsmislighold er definert som vesentlig overtrekk med mer enn </span><span style=\"display:inherit;clear:left;\">90 dagers varighet. T<span class=\"_ _3\"></span>erskelverdier for vesentlig overtrekk er gitt i CRR/</span><span style=\"display:inherit;clear:left;\">CRD IV forskriften. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg i st\u00f8rre </span><span style=\"display:inherit;clear:left;\">grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _31\"></span>. Hendelser som inng\u00e5r i denne kategorien<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">er tapsavsetninger p\u00e5 kunden, konkurs/gjeldsordning, eller andre </span><span style=\"display:inherit;clear:left;\">indikasjoner p\u00e5 at det kan v\u00e6re betydelig tvil om kunden vil oppfylle sine </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre engasjementer som ikke er i betalingsmis-</span><span style=\"display:inherit;clear:left;\">lighold, men hvor kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken vil bli p\u00e5f\u00f8rt tap, klassifiser<span class=\"_ _0\"></span>es som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karenstid er 3 m\u00e5neder eller 12 m\u00e5neder avhengig av under<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">liggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatert tap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, ved at </span><span style=\"display:inherit;clear:left;\">utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, eller f<span class=\"_ _0\"></span>or \u00f8vrig </span><span style=\"display:inherit;clear:left;\">ved at konsernet har gitt avkall p\u00e5 hele eller deler av engasjementet, eller </span><span style=\"display:inherit;clear:left;\">at engasjementet vurderes som tapt av konsernet. Banken frar<span class=\"_ _0\"></span>egner </span><span style=\"display:inherit;clear:left;\">engasjementet i balansen n\u00e5r det konstateres tapt. Konstaterte tap som </span><span style=\"display:inherit;clear:left;\">er dekket ved tidligere foretatte avsetninger f<span class=\"_ _0\"></span>\u00f8res mot avsetningene. </span><span style=\"display:inherit;clear:left;\">Konstaterte tap uten dekning i avsetningene samt over<span class=\"_ _0\"></span>- eller under-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekning i forhold til tidligere avsetninger resultatf\u00f8res. Se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">  </span></span><span style=\"display:inherit;clear:left;\">for ytterligere informasjon knyttet til totalt utest\u00e5ende bel\u00f8p som  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">er konstatert / fraregnet i balansen.</span></span> </span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anska\ue61celsesk<span class=\"_ _0\"></span>ost redusert </span><span style=\"display:inherit;clear:left;\">for nedskrivninger i samsvar med IAS 36. Behovet for nedskrivninger </span><span style=\"display:inherit;clear:left;\">vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige langsiktige eiendeler<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med \ufb02ytende rente verdivurderes til amortisert kost etter e\ue61cektiv<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig ver<span class=\"_ _0\"></span>di med verdi- </span><span style=\"display:inherit;clear:left;\">endring over ordin\u00e6rt resultat da banken benytter F<span class=\"_ _0\"></span>air-<span class=\"_ _31\"></span>Value Option </span><span style=\"display:inherit;clear:left;\">(FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse l\u00e5nene er f\u00f8rt <span class=\"_ _31\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 finansielle instrumenter\u201d.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Renterisikoen i fastrenteutl\u00e5nene styres med rentebytteavtaler som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">bokf\u00f8res til virkelig verdi. Det er konsernets oppfatning a<span class=\"_ _0\"></span>t vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av fastrenteutl\u00e5n til virkelig verdi gir mer relevant inf<span class=\"_ _0\"></span>ormasjon om </span><span style=\"display:inherit;clear:left;\">verdiene i balansen. Renter fra rentebytteavtalene er f\u00f8rt i resultat- </span><span style=\"display:inherit;clear:left;\">regnskapet i posten \u00abRenteinntekter m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbankens </span><span style=\"display:inherit;clear:left;\">regnskap klassifisert til virkelig verdi med verdiendring over utvidet resulta<span class=\"_ _0\"></span>t </span><span style=\"display:inherit;clear:left;\">(FVOCI), da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer<span class=\"_ _31\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investering i EIKA Gruppen AS </span><span style=\"display:inherit;clear:left;\">som er klassifisert som finansielle instrumenter med verdiendring over </span><span style=\"display:inherit;clear:left;\">utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8ljen i samsvar med IFRS 9<span class=\"_ _0\"></span>. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virk<span class=\"_ _0\"></span>elig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med \ufb02ytende rente m\u00e5les til amortisert kost. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av e\ue61cektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over<span class=\"_ _0\"></span>- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8r<span class=\"_ _0\"></span>es som rentekostnader<span class=\"_ _31\"></span>. Eventuell kj\u00f8ps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">premie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatr<span class=\"_ _0\"></span>egnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Modifiserte eiendeler og forpliktelser</span><span style=\"display:inherit;clear:left;\">Dersom det gj\u00f8res modifiseringer eller andre endringer i vilk\u00e5rene til en </span><span style=\"display:inherit;clear:left;\">eksisterende finansiell eiendel eller forpliktelse behandles instrumentet </span><span style=\"display:inherit;clear:left;\">som en ny finansiell eiendel eller forpliktelse dersom de reforhandlede </span><span style=\"display:inherit;clear:left;\">vilk\u00e5rene er vesentlig endret fra de gamle vilk\u00e5rene. Dersom vilk\u00e5rene<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">for vesentlig endring er oppfylt fraregnes den gamle eiendelen eller </span><span style=\"display:inherit;clear:left;\">forpliktelsen, og ny eiendel eller forpliktelse innregnes. </span><span style=\"display:inherit;clear:left;\">Dersom det modifiserte instrumentet ikke vurderes \u00e5 v\u00e6re vesentlig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">endret fra det eksisterende instrumentet, anses instrumentet regn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">skapsmessig \u00e5 v\u00e6re en videref\u00f8ring av det eksisterende instrumentet.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">I slike tilfeller diskonteres de nye k<span class=\"_ _0\"></span>ontantstr\u00f8mmene med instrumentets </span><span style=\"display:inherit;clear:left;\">opprinnelige e\ue61cektive rente og eventuell forskjell mot eksisterende </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">balansef\u00f8rte bel\u00f8p resultatf\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t.</span></span> </span><span style=\"display:inherit;clear:left;\">8. Immaterielle <span class=\"_ _37\"></span>eiendeler</span><span style=\"display:inherit;clear:left;\">Goodwill</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt som immaterielle </span><span style=\"display:inherit;clear:left;\">eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet er </span><span style=\"display:inherit;clear:left;\">gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant- </span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. Goodwill testes \u00e5rlig for nedskrivning </span><span style=\"display:inherit;clear:left;\">og bokf\u00f8res til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _31\"></span>. Ved </span><span style=\"display:inherit;clear:left;\">vurderingen benyttes historiske resultater samt godkjente budsjetter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. Avkastningskravet er basert p\u00e5 en vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av hva som er markedets avkastningskrav til den type virksomhet som </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i vurderingsenheten, og re\ufb02ekterer s\u00e5ledes risikoen i virksom<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">heten.</span><span style=\"display:inherit;clear:left;\">9<span class=\"_ _31\"></span>. Varige <span class=\"_ _37\"></span>driftsmidler </span><span style=\"display:inherit;clear:left;\">Varige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8r<span class=\"_ _0\"></span>e. Bygninger og </span><span style=\"display:inherit;clear:left;\">driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anska\ue61celsesk<span class=\"_ _0\"></span>ost fratrukket akkumulerte </span><span style=\"display:inherit;clear:left;\">avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer alle direkte henf\u00f8r<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare kostnader knyttet til kj\u00f8pet av eiendelen. Det er benyttet line\u00e6re </span><span style=\"display:inherit;clear:left;\">avskrivninger for \u00e5 allokere kostpris fratrukk<span class=\"_ _0\"></span>et eventuell restverdi over </span><span style=\"display:inherit;clear:left;\">eiendelenes estimerte levetid. Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, </span><span style=\"display:inherit;clear:left;\">er gjenstand for en nedskrivningstest i samsvar med IAS 36 n\u00e5r omsten<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">digh<span class=\"_ _0\"></span>eten<span class=\"_ _31\"></span>e indikerer det.</span><span style=\"display:inherit;clear:left;\">10. Leieavtaler</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontr<span class=\"_ _0\"></span>ollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning f<span class=\"_ _0\"></span>or </span><span style=\"display:inherit;clear:left;\">leieavtaler knyttet til kontorlokaler<span class=\"_ _31\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksr<span class=\"_ _0\"></span>ett eiendel og rentekostnad  </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bank<span class=\"_ _0\"></span>ens IT<span class=\"_ _31\"></span>-avtaler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balansef\u00f8rt. </span><span style=\"display:inherit;clear:left;\">Leieavtalene som faller inn under disse unntakene innregnes l\u00f8pende </span><span style=\"display:inherit;clear:left;\">som andre driftskostnader<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som fast<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leie justert for indeksreguleringer i leiekontraktene. E<span class=\"_ _0\"></span>ventuelle opsjoner </span><span style=\"display:inherit;clear:left;\">i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklausuler f\u00f8r endelig </span><span style=\"display:inherit;clear:left;\">kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen med mindre det er </span><span style=\"display:inherit;clear:left;\">rimelig sikkert at opsjon ut\u00f8ves eller klausul benyttes. Felleskostnader </span><span style=\"display:inherit;clear:left;\">og andre variable leiebetalinger vil ikke bli innregnet i leieforpliktelsen </span><span style=\"display:inherit;clear:left;\">for husleiekontraktene og f\u00f8res som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietak<span class=\"_ _0\"></span>er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00f8dvendige for en eiendel av lignende verdi som bruksretteiendelen. </span><span style=\"display:inherit;clear:left;\">Renten hensyntar b\u00e5de risikofri rente, kredittrisiko og leiespesifikt<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5slag, herunder sikkerhet/pant i leieavtalen. Renten vil tilpasses <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">den faktiske leiekontraktens varighet og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de gjenv\u00e6r<span class=\"_ _0\"></span>ende </span><span style=\"display:inherit;clear:left;\">leiebetalingene diskontert med marginal l\u00e5nerente p\u00e5 tidspunktet for </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsanvendelse, samt innregnet tilh\u00f8rende bruksrettighet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">et bel\u00f8p som re\ufb02ekterer verdien av eiendelen som om standarden <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">var gjeldene fra tidspunkt for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettigheter leie-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avtaler\u00bb, mens leieforpliktelsene presenteres som \u00abLeieforpliktelser\u00bb <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i balansen. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en nedskrivningstest <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 36 n\u00e5r omstendighetene indikerer det.</span></span> </span><span style=\"display:inherit;clear:left;\">11. Pensjoner</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _31\"></span>. Pensjonsordningene </span><span style=\"display:inherit;clear:left;\">er i hovedsak finansiert gjennom innbetalinger til forsikringsselskaper<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Konsernet har innskuddsplan for ansatte, samt en ytelsesbasert drifts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pensjon knyttet til tidligere administrerende direkt\u00f8r<span class=\"_ _31\"></span>. En innskuddsplan </span><span style=\"display:inherit;clear:left;\">er en pensjonsordning hvor konsernet betaler faste bidrag til en juridisk </span><span style=\"display:inherit;clear:left;\">enhet som investerer midlene p\u00e5 vegne av medlemmene i ordningen. </span><span style=\"display:inherit;clear:left;\">Innskuddene regnskapsf\u00f8res som l\u00f8nnskostnader n\u00e5r de f<span class=\"_ _0\"></span>orfaller.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en pensjonsutbeta-</span><span style=\"display:inherit;clear:left;\">ling som en ansatt vil motta ved pensjonering. Pensjonsutbetalingen er </span><span style=\"display:inherit;clear:left;\">normalt avhengig av en eller \ufb02ere faktorer slik som alder<span class=\"_ _31\"></span>, antall \u00e5r i selskapet<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">og l\u00f8nn. Den balansef\u00f8rte forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien </span><span style=\"display:inherit;clear:left;\">av de definerte ytelsene p\u00e5 balansedatoen minus virkelig verdi av pensjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">midlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en uavhengig <span class=\"_ _2\"></span>aktuar v<span class=\"_ _2\"></span>ed </span><span style=\"display:inherit;clear:left;\">bruk av en line\u00e6r opptjeningsmetode. Diskonteringsrenten er en beregnet </span><span style=\"display:inherit;clear:left;\">markedsrente p\u00e5 obligasjoner med fortrinnsrett (OMF). Andre parameter<span class=\"_ _0\"></span>e, </span><span style=\"display:inherit;clear:left;\">som eksempelvis l\u00f8nnsreguleringer<span class=\"_ _31\"></span>, in\ufb02asjon og pensjons\u00f8kninger, </span><span style=\"display:inherit;clear:left;\">fastsettes p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resulta<span class=\"_ _0\"></span>t (OCI) i den perioden </span><span style=\"display:inherit;clear:left;\">de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger og sosiale </span><span style=\"display:inherit;clear:left;\">kostnader og best\u00e5r av periodens pensjonsopptjening, rentekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 den beregnede pensjonsforpliktelsen samt periodisert arbeidsgiver-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avgift. Pensjonskostnaden er basert p\u00e5 forutsetninger fastsatt ved </span><span style=\"display:inherit;clear:left;\">periodens begynnelse.</span><span style=\"display:inherit;clear:left;\">Avtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">Den gamle AFP-ordningen ble vedta<span class=\"_ _0\"></span>tt avviklet i februar 2010. Som<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">erstatning for den gamle AFP<span class=\"_ _0\"></span>-ordningen er det etablert en ny AFP-ordning </span><span style=\"display:inherit;clear:left;\">som gir et livslangt tillegg p\u00e5 den ordin\u00e6re pensjonen. Den nye AFP<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ordningen er en ytelsesbasert \ufb02erforetakspensjonsordning, og finansieres </span><span style=\"display:inherit;clear:left;\">gjennom premier som fastsettes som en prosent av l\u00f8nn. Forel\u00f8pig </span><span style=\"display:inherit;clear:left;\">foreligger det ingen p\u00e5litelig m\u00e5ling og allokering av forpliktelse og midler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i ordningen. Regnskapsmessig blir ordningen s\u00e5ledes behandlet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en innskuddsbasert pensjonsordning hvor premiebetalinger kostnads<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">f\u00f8res l\u00f8pende, og ingen avsetninger foretas i regnskapet.</span></span><span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">12. Inntektsskatt</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt sk<span class=\"_ _0\"></span>att p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets skatte-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktige resultat. Utsatt skatt regnskapsf\u00f8r<span class=\"_ _0\"></span>es etter gjeldsmetoden i samsvar </span><span style=\"display:inherit;clear:left;\">med IAS 12. Det beregnes forpliktelse eller eiendel ved utsatt skatt p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>, som er di\ue61ceransen mellom balansef\u00f8rt verdi og </span><span style=\"display:inherit;clear:left;\">skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _31\"></span>. Det beregnes imidlertid </span><span style=\"display:inherit;clear:left;\">ikke forpliktelse eller eiendel ved utsatt skatt p\u00e5 goodwill som ikke gir<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">skattemessige fradrag, og heller ikke p\u00e5 f\u00f8rstegangsinnregnede poster </span><span style=\"display:inherit;clear:left;\">som verken p\u00e5virker regnskapsmessig eller ska<span class=\"_ _0\"></span>ttepliktig resultat. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det beregnes en eiendel ved utsatt skatt p\u00e5 fremf\u00f8rbar<span class=\"_ _0\"></span>e skattemessige </span><span style=\"display:inherit;clear:left;\">underskudd. Utsatt skattefordel blir balansef\u00f8rt i den utstrekning det<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er sannsynlig at den vil kunne benyttes mot fremtidig skattepliktig inntekt. </span><span style=\"display:inherit;clear:left;\">Ved ber<span class=\"_ _0\"></span>egning av utsatt skatt benyttes skattesatser og skatteregler som </span><span style=\"display:inherit;clear:left;\">gjelder p\u00e5 balansedagen eller som med overveiende sannsynlighet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.23 p\u00e5 22 %, skatte-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">satsen er uendret siste \u00e5r<span class=\"_ _31\"></span>. Det er gjort unntak for finansforetak som dermed<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt som drifts-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital), </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som ska<span class=\"_ _0\"></span>ttekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette gjelder blant </span><span style=\"display:inherit;clear:left;\">annet for utbetalinger av kundeutbytte og utbetalinger av rente <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">13. Utbytte og resultat per egenkapitalbevis</span><span style=\"display:inherit;clear:left;\">Utbytte p\u00e5 egenkapitalbevis bokf\u00f8res som egenkapital i perioden frem </span><span style=\"display:inherit;clear:left;\">til det er vedtatt av bankens forstanderskap. Resultat per egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">beregnes ved \u00e5 dividere resultatet som tilfaller eierne av egenkapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bevisene med antall utest\u00e5ende egenkapitalbevis, hensyntatt bankens </span><span style=\"display:inherit;clear:left;\">beholdning av egne egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">14<span class=\"_ _31\"></span>. Egenkapital</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapital, overkurs, annen innskutt egenkapital og utjevningsfond.  </span><span style=\"display:inherit;clear:left;\">Utjevningsfondet er akkumulert overskudd som kan benyttes til fremtidig </span><span style=\"display:inherit;clear:left;\">kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt mot </span><span style=\"display:inherit;clear:left;\">annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner med egne </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/k<span class=\"_ _0\"></span>undeutbytte, </span><span style=\"display:inherit;clear:left;\">fond for urealiserte gevinster<span class=\"_ _31\"></span>, fond for vurderingsforskjeller, annen egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapital og minoritetsinteresser<span class=\"_ _31\"></span>. Annen egenkapital inkluderer avsatt utbytte. <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og gr<span class=\"_ _31\"></span>unnf<span class=\"_ _0\"></span>ond<span class=\"_ _31\"></span>skapi<span class=\"_ _31\"></span>-</span><span style=\"display:inherit;clear:left;\">tale<span class=\"_ _0\"></span>n i samme forhold som deres respektive andel av bank<span class=\"_ _0\"></span>ens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor det ikke </span><span style=\"display:inherit;clear:left;\">utbetales utbytte, og investor har heller ikke senere krav p\u00e5 renter som </span><span style=\"display:inherit;clear:left;\">ikke er utbetalt, dvs. rentene akkumuleres ikke. Fondsobligasjoner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tilfredsstiller ikke definisjonen av finansiell forpliktelse i henhold til IAS 32 </span><span style=\"display:inherit;clear:left;\">og klassifiseres f\u00f8lgelig som egenkapital/hybridkapital i bankens balanse. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjonene er evigvarende og banken har en ensidig rett til ikke </span><span style=\"display:inherit;clear:left;\">\u00e5 betale renter til investorene under gitte vilk\u00e5r<span class=\"_ _31\"></span>. Renter presenteres dermed </span><span style=\"display:inherit;clear:left;\">ikke som en rentekostnad i resultatet, men som en r<span class=\"_ _0\"></span>eduksjon i annen </span><span style=\"display:inherit;clear:left;\">egenkapital.</span><span style=\"display:inherit;clear:left;\">15. Kontantstr\u00f8manalyse</span><span style=\"display:inherit;clear:left;\">Kontantstr\u00f8manalysen er utarbeidet etter den direkte metode, og viser </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmene gruppert etter kilder og anvendelsesomr\u00e5der<span class=\"_ _31\"></span>. Likvider<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">omfatter kontanter og fordringer p\u00e5 Norges Bank, samt utl\u00e5n til og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">fordringer p\u00e5 kredittinstitusjoner<span class=\"_ _31\"></span>.</span></span> </span><span style=\"display:inherit;clear:left;\">16. Segmentinformasjon</span><span style=\"display:inherit;clear:left;\">Segmentrapporteringen er basert p\u00e5 intern ledelsesrapportering. Resultat- </span><span style=\"display:inherit;clear:left;\">og balanseoppstillingen for segmentene f\u00f8lger av en sammenstilling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av intern finansiell rapportering for avdelinger<span class=\"_ _31\"></span>, i henhold til konsernets </span><span style=\"display:inherit;clear:left;\">styringsmodell. For \u00f8vrig vises til <span class=\"ff3 fcd ls0\">note 5</span> vedr\u00f8rende forutsetninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og fordelingsprinsipper<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">17<span class=\"_ _3\"></span>. Vedta<span class=\"_ _0\"></span>tte standarder og fortolkninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med fremtidig ikrafttredelsestidspunkt</span><span style=\"display:inherit;clear:left;\">Det er kun medtatt standarder og fortolkninger som anses relevante <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for konsernet.</span><span style=\"display:inherit;clear:left;\">\u00c5rlige forbedringsprosjekter</span><span style=\"display:inherit;clear:left;\">IASB har i forbindelse med \u00e5rlige forbedringsprosjekter gjort mindre </span><span style=\"display:inherit;clear:left;\">endringer i \ufb02ere standarder<span class=\"_ _31\"></span>. Endringene er vurdert til \u00e5 ikke ha vesentlig </span><span style=\"display:inherit;clear:left;\">betydning for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__15": {
   "value": "<span style=\"display:inherit;clear:left;\">3.<span class=\"_\"> </span>Konsolidering</span><span style=\"display:inherit;clear:left;\">Det konsoliderte regnskapet omfatter morbanken og dets <span><span style=\"display:inherit;clear:left;\">da<span class=\"_ _0\"></span>tterselskaper </span></span></span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ff3 fcd\">note 29</span>. Datterselskap er konsolidert fra det tidspunkt banken </span><span style=\"display:inherit;clear:left;\">har overtatt kontroll, og det fraregnes fra det tidspunkt banken gir fra seg </span><span style=\"display:inherit;clear:left;\">kontroll. Kontroll for<span class=\"_ _0\"></span>eligger n\u00e5r investoren har makt over inv<span class=\"_ _0\"></span>este<span class=\"_ _0\"></span>ring<span class=\"_ _31\"></span>s<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">objektet, er eksponert for eller har rett til variabel avkastning, og har evne </span><span style=\"display:inherit;clear:left;\">til \u00e5 bruke makt til \u00e5 styre de aktiviteter hos investeringsobjektet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i vesentlig grad p\u00e5virker avkastningen. Potensielle stemmerettigheter<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">opsjoner<span class=\"_ _0\"></span>, konvertibel gjeld og andre forhold inng\u00e5r i vurderingen.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier<span class=\"_ _0\"></span>- </span><span style=\"display:inherit;clear:left;\">interesser og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Den Gule Banken, </span><span style=\"display:inherit;clear:left;\">Sandnes Sparebank har kontroll direkte eller indirekte, eierinter<span class=\"_ _0\"></span>esser </span><span style=\"display:inherit;clear:left;\">eller andre forhold. Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinter<span class=\"_ _0\"></span>es<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sene i et annet selskap utgj\u00f8r mer enn 50 %.</span><span style=\"display:inherit;clear:left;\">For oppkj\u00f8p og overdragelser gjelder f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">Ved overtak<span class=\"_ _0\"></span>else av kontroll i et selskap anvendes overtakelsesmetoden. </span><span style=\"display:inherit;clear:left;\">Alle identifiserbare anska\ue61cede eiendeler og forpliktelser<span class=\"_ _31\"></span>, blir innregnet </span><span style=\"display:inherit;clear:left;\">til virkelig verdi. For hvert oppkj\u00f8p, vil ikke-kontr<span class=\"_ _0\"></span>ollerende eierinteresser </span><span style=\"display:inherit;clear:left;\">bli verdsatt enten til virkelig verdi, eller som en forholdsmessig andel av </span><span style=\"display:inherit;clear:left;\">det overtatte selskaps identifiserbare eiendeler<span class=\"_ _31\"></span>. T<span class=\"_ _31\"></span>ransaksjonskostnader </span><span style=\"display:inherit;clear:left;\">blir utgiftsf\u00f8rt.</span><span style=\"display:inherit;clear:left;\">Dersom kontroll oppn\u00e5s gjennom trinnvise oppkj\u00f8p vil eventuell di\ue61ceranse </span><span style=\"display:inherit;clear:left;\">mellom virkelig verdi p\u00e5 overtakelsestidspunktet og bokf\u00f8rt verdi p\u00e5 andel </span><span style=\"display:inherit;clear:left;\">av selskapet allerede bokf\u00f8rt, bli f\u00f8rt over resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Eventuell betinget andel av oppkj\u00f8psprisen vil bli verdsatt til virkelig  </span><span style=\"display:inherit;clear:left;\">ver<span class=\"_ _0\"></span>di p\u00e5 overtakelsestidspunktet. </span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, </span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og for<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktelser<span class=\"_ _0\"></span>. Dersom di\ue61ceransen er negativ blir den resultatf\u00f8rt.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__16": {
   "value": "<span style=\"display:inherit;clear:left;\">da<span class=\"_ _0\"></span>tterselskaper </span><span style=\"display:inherit;clear:left;\">som vist i <span class=\"ff3 fcd\">note 29</span>. Datterselskap er konsolidert fra det tidspunkt banken </span><span style=\"display:inherit;clear:left;\">har overtatt kontroll, og det fraregnes fra det tidspunkt banken gir fra seg </span><span style=\"display:inherit;clear:left;\">kontroll. Kontroll for<span class=\"_ _0\"></span>eligger n\u00e5r investoren har makt over inv<span class=\"_ _0\"></span>este<span class=\"_ _0\"></span>ring<span class=\"_ _31\"></span>s<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">objektet, er eksponert for eller har rett til variabel avkastning, og har evne </span><span style=\"display:inherit;clear:left;\">til \u00e5 bruke makt til \u00e5 styre de aktiviteter hos investeringsobjektet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i vesentlig grad p\u00e5virker avkastningen. Potensielle stemmerettigheter<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">opsjoner<span class=\"_ _0\"></span>, konvertibel gjeld og andre forhold inng\u00e5r i vurderingen.</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene anvendes konsistent ved innarbeiding av eier<span class=\"_ _0\"></span>- </span><span style=\"display:inherit;clear:left;\">interesser og rapportering er basert p\u00e5 de samme regnskapsperioder </span><span style=\"display:inherit;clear:left;\">som morselskapet.</span><span style=\"display:inherit;clear:left;\">Konserninterne transaksjoner og saldoer mellom de konsoliderte </span><span style=\"display:inherit;clear:left;\">selskapene er eliminert. Urealiserte tap er eliminert med mindre tapet </span><span style=\"display:inherit;clear:left;\">skyldes verdifall. Minoritetens andel av konsernets resultat blir presentert </span><span style=\"display:inherit;clear:left;\">p\u00e5 egen linje i resultatregnskapet. I egenkapitalen vises minoritetens </span><span style=\"display:inherit;clear:left;\">andel som egen post.  </span><span style=\"display:inherit;clear:left;\">Datterselskaper</span><span style=\"display:inherit;clear:left;\">Datterselskap er definert som selskaper hvor Den Gule Banken, </span><span style=\"display:inherit;clear:left;\">Sandnes Sparebank har kontroll direkte eller indirekte, eierinter<span class=\"_ _0\"></span>esser </span><span style=\"display:inherit;clear:left;\">eller andre forhold. Normalt antas banken \u00e5 ha kontroll n\u00e5r eierinter<span class=\"_ _0\"></span>es<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sene i et annet selskap utgj\u00f8r mer enn 50 %.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__18": {
   "value": "<span style=\"display:inherit;clear:left;\">4.<span class=\"_\"> </span>Tilknyttet <span class=\"_ _37\"></span>foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. Tilknyttet for<span class=\"_ _0\"></span>etak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig inn\ufb02ytelse, men ikke k<span class=\"_ _0\"></span>ontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig inn\ufb02ytelse n\u00e5r banken har en eierandel </span><span style=\"display:inherit;clear:left;\">p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res at dette ikke </span><span style=\"display:inherit;clear:left;\">er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r fra det tidspunkt </span><span style=\"display:inherit;clear:left;\">betydelig inn\ufb02ytelse etableres og til det opph\u00f8rer<span class=\"_ _31\"></span>. Investeringen f\u00f8rste-</span><span style=\"display:inherit;clear:left;\">gangsinnregnes til anska\ue61celseskost og justeres der<span class=\"_ _0\"></span>etter for endringen  </span><span style=\"display:inherit;clear:left;\">i bankens andel av nettoeiendelene til det tilknyttede foretaket.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Tilknyttede foretak regnskapsf\u00f8res etter egenkapitalmetoden b\u00e5de<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i morbanken og i konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__17": {
   "value": "<span style=\"display:inherit;clear:left;\">4.<span class=\"_\"> </span>Tilknyttet <span class=\"_ _37\"></span>foretak</span><span style=\"display:inherit;clear:left;\">Definisjon av tilknyttet selskap er regulert i IAS 28. Tilknyttet for<span class=\"_ _0\"></span>etak </span><span style=\"display:inherit;clear:left;\">inneb\u00e6rer at banken har betydelig inn\ufb02ytelse, men ikke k<span class=\"_ _0\"></span>ontroll over </span><span style=\"display:inherit;clear:left;\">selskapet. Normalt er det betydelig inn\ufb02ytelse n\u00e5r banken har en eierandel </span><span style=\"display:inherit;clear:left;\">p\u00e5 20 prosent eller mer<span class=\"_ _0\"></span>, med mindre det klart kan godtgj\u00f8res at dette ikke </span><span style=\"display:inherit;clear:left;\">er tilfellet. Behandling som tilknyttede foretak oppst\u00e5r fra det tidspunkt </span><span style=\"display:inherit;clear:left;\">betydelig inn\ufb02ytelse etableres og til det opph\u00f8rer<span class=\"_ _31\"></span>. Investeringen f\u00f8rste-</span><span style=\"display:inherit;clear:left;\">gangsinnregnes til anska\ue61celseskost og justeres der<span class=\"_ _0\"></span>etter for endringen  </span><span style=\"display:inherit;clear:left;\">i bankens andel av nettoeiendelene til det tilknyttede foretaket.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Tilknyttede foretak regnskapsf\u00f8res etter egenkapitalmetoden b\u00e5de<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i morbanken og i konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__19": {
   "value": "<span style=\"display:inherit;clear:left;\">5.<span class=\"_\"> </span>Presentasjonsvaluta</span><span style=\"display:inherit;clear:left;\">Presentasjonsvaluta er norske kroner som ogs\u00e5 er funksjonell valuta for </span><span style=\"display:inherit;clear:left;\">alle selskapene i konsernet. T<span class=\"_ _3\"></span>ransaksjoner i utenlandsk valuta er omregnet </span><span style=\"display:inherit;clear:left;\">til funksjonell valuta etter kursene p\u00e5 transaksjonstidspunktet. Valuta<span class=\"_ _0\"></span>tap </span><span style=\"display:inherit;clear:left;\">og -gevinst som oppst\u00e5r p\u00e5 slike transaksjoner<span class=\"_ _31\"></span>, samt p\u00e5 omregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av pengeposter i utenlandsk valuta per 31.12, er regnskapsf\u00f8rt over </span><span style=\"display:inherit;clear:left;\">resultatregnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__22": {
   "value": "<span style=\"display:inherit;clear:left;\">6. Inntektsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnsk<span class=\"_ _0\"></span>apet ved bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av e\ue61cektiv rentes metode. E\ue61cektiv rentes metode er en metode for<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 beregne amortisert kost for utl\u00e5n og innskudd, samt fordele r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">inntekt eller rentekostnad over forventet l\u00f8petid. Den e\ue61cektive renten </span><span style=\"display:inherit;clear:left;\">fastsettes ved diskontering av kontraktsfestede kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">innenfor forventet l\u00f8petid. Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">av nominelle renter med tillegg av amortisering av etableringsgebyr<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom et utl\u00e5n er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res renteinntekter som e\ue61cektiv rente, beregnet p\u00e5 nedskr<span class=\"_ _0\"></span>evne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _31\"></span>. Gebyrer knyttet til renteb\u00e6rende instrumenter </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i beregningen av e\ue61cektiv rente og resultatf\u00f8r<span class=\"_ _0\"></span>es tilsvarende. </span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med  </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjonsinn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke genererer </span><span style=\"display:inherit;clear:left;\">balanseposter i bankens eller konsernets regnskap, resulta<span class=\"_ _0\"></span>tf\u00f8res n\u00e5r </span><span style=\"display:inherit;clear:left;\">transaksjonen sluttf\u00f8res. Inntekter fra kundekontrakter behandles i samsvar </span><span style=\"display:inherit;clear:left;\">med IFRS 15.<span class=\"fc7 ls0\"> </span>Inntektene innregnes til det bel\u00f8p som re\ufb02ekterer </span><span style=\"display:inherit;clear:left;\">vederlaget som virksomheten forventer i bytte mot \u00e5 overf\u00f8re en vare </span><span style=\"display:inherit;clear:left;\">eller en tjeneste til en kunde. Tidspunkt for inntektsf\u00f8ring skjer n\u00e5r en </span><span style=\"display:inherit;clear:left;\">kunde oppn\u00e5r kontroll over en vare eller tjeneste, og videre har anledning </span><span style=\"display:inherit;clear:left;\">til direkte \u00e5 nyttiggj\u00f8re seg av denne. Konsernet har f\u00f8lgende inntekts-</span><span style=\"display:inherit;clear:left;\">str\u00f8mmer som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjonsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Produktgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">\u00c5rsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Provisjon salg av forsikring, sparing, fond og kredittkort</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Meglerprovisjon</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Gebyrer opptjent via tredjepart (interbank, VISA)</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Andre gebyrer i henhold til prisliste</span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder vesentlige </span><span style=\"display:inherit;clear:left;\">elementer av separate leveringsforpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utleieinntekter knyttet til fast eiendom gjelder prim\u00e6rt fremleieinntekter </span><span style=\"display:inherit;clear:left;\">som faktureres og inntektsf\u00f8res l\u00f8pende i henhold til fremleiek<span class=\"_ _0\"></span>ontrakt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tr\u00e5d med IFRS 16.  </span><span style=\"display:inherit;clear:left;\">Utbytte av aksjer og egenkapitalbevis inntektsf\u00f8res p\u00e5 tidspunkt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utbyttet er vedtatt av generalforsamlingen.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__21": {
   "value": "<span style=\"display:inherit;clear:left;\">6. Inntektsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnsk<span class=\"_ _0\"></span>apet ved bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av e\ue61cektiv rentes metode. E\ue61cektiv rentes metode er en metode for<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 beregne amortisert kost for utl\u00e5n og innskudd, samt fordele r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">inntekt eller rentekostnad over forventet l\u00f8petid. Den e\ue61cektive renten </span><span style=\"display:inherit;clear:left;\">fastsettes ved diskontering av kontraktsfestede kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">innenfor forventet l\u00f8petid. Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">av nominelle renter med tillegg av amortisering av etableringsgebyr<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom et utl\u00e5n er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res renteinntekter som e\ue61cektiv rente, beregnet p\u00e5 nedskr<span class=\"_ _0\"></span>evne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _31\"></span>. Gebyrer knyttet til renteb\u00e6rende instrumenter </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i beregningen av e\ue61cektiv rente og resultatf\u00f8r<span class=\"_ _0\"></span>es tilsvarende. </span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med  </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjonsinn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke genererer </span><span style=\"display:inherit;clear:left;\">balanseposter i bankens eller konsernets regnskap, resulta<span class=\"_ _0\"></span>tf\u00f8res n\u00e5r </span><span style=\"display:inherit;clear:left;\">transaksjonen sluttf\u00f8res. Inntekter fra kundekontrakter behandles i samsvar </span><span style=\"display:inherit;clear:left;\">med IFRS 15.<span class=\"fc7 ls0\"> </span>Inntektene innregnes til det bel\u00f8p som re\ufb02ekterer </span><span style=\"display:inherit;clear:left;\">vederlaget som virksomheten forventer i bytte mot \u00e5 overf\u00f8re en vare </span><span style=\"display:inherit;clear:left;\">eller en tjeneste til en kunde. Tidspunkt for inntektsf\u00f8ring skjer n\u00e5r en </span><span style=\"display:inherit;clear:left;\">kunde oppn\u00e5r kontroll over en vare eller tjeneste, og videre har anledning </span><span style=\"display:inherit;clear:left;\">til direkte \u00e5 nyttiggj\u00f8re seg av denne. Konsernet har f\u00f8lgende inntekts-</span><span style=\"display:inherit;clear:left;\">str\u00f8mmer som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjonsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Produktgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">\u00c5rsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Provisjon salg av forsikring, sparing, fond og kredittkort</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Meglerprovisjon</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Gebyrer opptjent via tredjepart (interbank, VISA)</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Andre gebyrer i henhold til prisliste</span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder vesentlige </span><span style=\"display:inherit;clear:left;\">elementer av separate leveringsforpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utleieinntekter knyttet til fast eiendom gjelder prim\u00e6rt fremleieinntekter </span><span style=\"display:inherit;clear:left;\">som faktureres og inntektsf\u00f8res l\u00f8pende i henhold til fremleiek<span class=\"_ _0\"></span>ontrakt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tr\u00e5d med IFRS 16.  </span><span style=\"display:inherit;clear:left;\">Utbytte av aksjer og egenkapitalbevis inntektsf\u00f8res p\u00e5 tidspunkt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utbyttet er vedtatt av generalforsamlingen.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__20": {
   "value": "<span style=\"display:inherit;clear:left;\">6. Inntektsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Renteinntekter og -kostnader bokf\u00f8res i resultatregnsk<span class=\"_ _0\"></span>apet ved bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av e\ue61cektiv rentes metode. E\ue61cektiv rentes metode er en metode for<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 beregne amortisert kost for utl\u00e5n og innskudd, samt fordele r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">inntekt eller rentekostnad over forventet l\u00f8petid. Den e\ue61cektive renten </span><span style=\"display:inherit;clear:left;\">fastsettes ved diskontering av kontraktsfestede kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">innenfor forventet l\u00f8petid. Metoden inneb\u00e6rer l\u00f8pende inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">av nominelle renter med tillegg av amortisering av etableringsgebyr<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Dersom et utl\u00e5n er nedskrevet som f\u00f8lge av verditap (inng\u00e5r i steg 3), </span><span style=\"display:inherit;clear:left;\">inntektsf\u00f8res renteinntekter som e\ue61cektiv rente, beregnet p\u00e5 nedskr<span class=\"_ _0\"></span>evne </span><span style=\"display:inherit;clear:left;\">forventede kontantstr\u00f8mmer<span class=\"_ _31\"></span>. Gebyrer knyttet til renteb\u00e6rende instrumenter </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i beregningen av e\ue61cektiv rente og resultatf\u00f8r<span class=\"_ _0\"></span>es tilsvarende. </span><span style=\"display:inherit;clear:left;\">Provisjonsinntekter og -kostnader blir generelt periodisert i takt med  </span><span style=\"display:inherit;clear:left;\">at en tjeneste blir ytt og klassifiseres henholdsvis som \u201dProvisjonsinn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tekter\u201d og \u201dProvisjonskostnader\u201d. </span><span style=\"display:inherit;clear:left;\">Honorarer og gebyrer ved omsetning eller formidling av finansielle<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">instrumenter<span class=\"_ _0\"></span>, eiendom eller andre investeringsobjekter som ikke genererer </span><span style=\"display:inherit;clear:left;\">balanseposter i bankens eller konsernets regnskap, resulta<span class=\"_ _0\"></span>tf\u00f8res n\u00e5r </span><span style=\"display:inherit;clear:left;\">transaksjonen sluttf\u00f8res. Inntekter fra kundekontrakter behandles i samsvar </span><span style=\"display:inherit;clear:left;\">med IFRS 15.<span class=\"fc7 ls0\"> </span>Inntektene innregnes til det bel\u00f8p som re\ufb02ekterer </span><span style=\"display:inherit;clear:left;\">vederlaget som virksomheten forventer i bytte mot \u00e5 overf\u00f8re en vare </span><span style=\"display:inherit;clear:left;\">eller en tjeneste til en kunde. Tidspunkt for inntektsf\u00f8ring skjer n\u00e5r en </span><span style=\"display:inherit;clear:left;\">kunde oppn\u00e5r kontroll over en vare eller tjeneste, og videre har anledning </span><span style=\"display:inherit;clear:left;\">til direkte \u00e5 nyttiggj\u00f8re seg av denne. Konsernet har f\u00f8lgende inntekts-</span><span style=\"display:inherit;clear:left;\">str\u00f8mmer som behandles etter dette prinsippet:</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjonsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Produktgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">\u00c5rsgebyrer</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Provisjon salg av forsikring, sparing, fond og kredittkort</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Meglerprovisjon</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Gebyrer opptjent via tredjepart (interbank, VISA)</span><span style=\"display:inherit;clear:left;\">\u2022 </span><span style=\"display:inherit;clear:left;\">Andre gebyrer i henhold til prisliste</span><span style=\"display:inherit;clear:left;\">Banken har i sv\u00e6rt liten grad inntekter som inneholder vesentlige </span><span style=\"display:inherit;clear:left;\">elementer av separate leveringsforpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utleieinntekter knyttet til fast eiendom gjelder prim\u00e6rt fremleieinntekter </span><span style=\"display:inherit;clear:left;\">som faktureres og inntektsf\u00f8res l\u00f8pende i henhold til fremleiek<span class=\"_ _0\"></span>ontrakt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tr\u00e5d med IFRS 16.  </span><span style=\"display:inherit;clear:left;\">Utbytte av aksjer og egenkapitalbevis inntektsf\u00f8res p\u00e5 tidspunkt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utbyttet er vedtatt av generalforsamlingen.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__23": {
   "value": "<span style=\"display:inherit;clear:left;\">7<span class=\"_ _3\"></span>. <span class=\"_ _37\"></span>Finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Klassifisering av finansielle instrumenter foretas p\u00e5 grunnlag av form\u00e5let </span><span style=\"display:inherit;clear:left;\">med anska\ue61celsen og instrumentets karakteristika. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Finansielle instrumenter vurdert til amortisert kost (AC)</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL)</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI)</span></span>  </span><span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Andre finansielle forpliktelser m\u00e5lt til amortisert kost</span></span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Ved fastsettelse av m\u00e5lek<span class=\"_ _0\"></span>ategori skiller IFRS 9 mellom ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldsinstrumenter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Med ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der </span><span style=\"display:inherit;clear:left;\">avkastning utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _31\"></span>, kredittrisiko <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og andre relevante risikoer som f\u00f8lger av ordin\u00e6r<span class=\"_ _0\"></span>e gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter </span><span style=\"display:inherit;clear:left;\">form\u00e5let med investeringen. Gjeldsinstrumenter som inng\u00e5r i en porte- </span><span style=\"display:inherit;clear:left;\">f\u00f8lje med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i f<span class=\"_ _0\"></span>orm <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av renter og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virk<span class=\"_ _0\"></span>elig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omregningse\ue61cekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">utpekes til <span><span style=\"display:inherit;clear:left;\">m\u00e5ling til virkelig verdi med verdiendringer over resultatet<span class=\"_ _31\"></span> </span></span></span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindr<span class=\"_ _0\"></span>e innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misf<span class=\"_ _0\"></span>orhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og e\ue61cekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6r<span class=\"_ _0\"></span>e \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko ikke skal dominere verdiendringene til sikringsinstrumentet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) e\ue61cektivitetstest<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _3\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et pris-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">settingsbyr\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt </span><span style=\"display:inherit;clear:left;\">marked verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _31\"></span>, som til dels er </span><span style=\"display:inherit;clear:left;\">gjennomf\u00f8rt av profesjonelle byr\u00e5er<span class=\"_ _31\"></span>. Alle endringer i virkelig verdi </span><span style=\"display:inherit;clear:left;\">innregnes direkte i resultatregnskapet med mindr<span class=\"_ _0\"></span>e eiendelen er </span><span style=\"display:inherit;clear:left;\">klassifisert som finansielle instrumenter til virkelig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endring over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med \ufb02ytende rente til \u00e5 samsvar<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap  </span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost og inntektene/kostnadene beregnes etter e\ue61cektiv rentes</span><span style=\"display:inherit;clear:left;\">metode. Den e\ue61cektive renten fastsettes ved diskontering av kontrakts<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. Amortisert k<span class=\"_ _0\"></span>ost <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den e\ue61c<span class=\"_ _0\"></span>ektive </span><span style=\"display:inherit;clear:left;\">renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringse\ue61cektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _31\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringse\ue61cektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Nedskrivning av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">Under IFRS 9 skal tapsavsetningene innregnes basert p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger av finansielle </span><span style=\"display:inherit;clear:left;\">eiendeler omfatter finansielle eiendeler som m\u00e5les til amortisert kost </span><span style=\"display:inherit;clear:left;\">eller til virkelig verdi med verdiendringer over utvidet resultat. I tillegg <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til </span><span style=\"display:inherit;clear:left;\">virkelig verdi over resultatet og fordringer p\u00e5 leieavtaler om<span class=\"_ _0\"></span>fattet.</span><span style=\"display:inherit;clear:left;\">M\u00e5lingen av avsetning for forventet tap i den generelle modellen </span><span style=\"display:inherit;clear:left;\">avhenger av om kredittrisikoen har \u00f8kt vesentlig siden f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">balansef\u00f8ring. Kredittforverringen m\u00e5les ved utviklingen i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">Ved f<span class=\"_ _0\"></span>\u00f8rstegangs balansef\u00f8ring og n\u00e5r kredittrisikoen ikke har \u00f8kt </span><span style=\"display:inherit;clear:left;\">vesentlig etter f\u00f8rstegangs balansef\u00f8ring innregnes tap for 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. 12-m\u00e5neders forventet tap er det tapet som er forventet </span><span style=\"display:inherit;clear:left;\">\u00e5 inntre\ue61ce over levetiden til instrumentet, men som kan knyttes til mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holds begivenheter som inntre\ue61cer de f\u00f8rste 12 m\u00e5nedene. Hvis kreditt- </span><span style=\"display:inherit;clear:left;\">risikoen har \u00f8kt vesentlig etter f\u00f8rstegangsinnregning, skal avsetningen </span><span style=\"display:inherit;clear:left;\">tilsvare forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en taps-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 2:</span></span></span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">kredittap p\u00e5 balansedato. For disse eiendelene blir det beregnet en av-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setning lik forventet tap over levetiden. I denne gruppen inng\u00e5r kontoer </span><span style=\"display:inherit;clear:left;\">med vesentlig grad av kredittforverring, men som p\u00e5 balansedato tilh\u00f8rer </span><span style=\"display:inherit;clear:left;\">kunder hvor det ikke foreligger en objektiv tapshendelse. N\u00e5r det gjelder </span><span style=\"display:inherit;clear:left;\">avgrensning mot steg 1, definerer banken vesentlig grad av kredittf<span class=\"_ _0\"></span>or<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">verring ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig eller at kunden er gitt </span><span style=\"display:inherit;clear:left;\">betalingslettelser<span class=\"_ _0\"></span>. For ytterligere beskrivelse av tapsmodell henvises <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 8</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span><span><span style=\"display:inherit;clear:left;\">STEG 3:</span></span></span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse p\u00e5 </span><span style=\"display:inherit;clear:left;\">balansedato. For disse eiendelene foretar banken en individuell taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetning. P\u00e5 hver balansedag vurderes det om det eksisterer objektive </span><span style=\"display:inherit;clear:left;\">bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. V<span class=\"_ _31\"></span>erdifallet </span><span style=\"display:inherit;clear:left;\">m\u00e5 v\u00e6re et resultat av en eller \ufb02ere hendelser inntru\ue61cet etter f\u00f8rste<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangs balansef\u00f8ring (en tapshendelse) og resultatet av tapshendelsen </span><span style=\"display:inherit;clear:left;\">(eller hendelsene) m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike </span><span style=\"display:inherit;clear:left;\">hendelser er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalin<span class=\"_ _0\"></span>gsmis-</span><span style=\"display:inherit;clear:left;\">lighold eller andre kontraktsbrudd. Dersom det foreligger objektive bevis </span><span style=\"display:inherit;clear:left;\">p\u00e5 at en verdireduksjon har inntru\ue61cet, beregnes st\u00f8rrelsen p\u00e5 tapet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som forskjellen </span><span style=\"display:inherit;clear:left;\">mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. </span><span style=\"display:inherit;clear:left;\">Periodens endringer i vurdert verdi for utl\u00e5n resultatf\u00f8res under<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u201dnedskrivninger og tap p\u00e5 utl\u00e5n og garantier\u201d.</span></span> </span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">mislighold eller mislighold p\u00e5 grunn av manuell misligholdsmerking </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, inng\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Steg 3. </span><span style=\"display:inherit;clear:left;\">Betalingsmislighold er definert som vesentlig overtrekk med mer enn </span><span style=\"display:inherit;clear:left;\">90 dagers varighet. T<span class=\"_ _3\"></span>erskelverdier for vesentlig overtrekk er gitt i CRR/</span><span style=\"display:inherit;clear:left;\">CRD IV forskriften. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg i st\u00f8rre </span><span style=\"display:inherit;clear:left;\">grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _31\"></span>. Hendelser som inng\u00e5r i denne kategorien<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">er tapsavsetninger p\u00e5 kunden, konkurs/gjeldsordning, eller andre </span><span style=\"display:inherit;clear:left;\">indikasjoner p\u00e5 at det kan v\u00e6re betydelig tvil om kunden vil oppfylle sine </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre engasjementer som ikke er i betalingsmis-</span><span style=\"display:inherit;clear:left;\">lighold, men hvor kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken vil bli p\u00e5f\u00f8rt tap, klassifiser<span class=\"_ _0\"></span>es som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karenstid er 3 m\u00e5neder eller 12 m\u00e5neder avhengig av under<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">liggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatert tap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, ved at </span><span style=\"display:inherit;clear:left;\">utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, eller f<span class=\"_ _0\"></span>or \u00f8vrig </span><span style=\"display:inherit;clear:left;\">ved at konsernet har gitt avkall p\u00e5 hele eller deler av engasjementet, eller </span><span style=\"display:inherit;clear:left;\">at engasjementet vurderes som tapt av konsernet. Banken frar<span class=\"_ _0\"></span>egner </span><span style=\"display:inherit;clear:left;\">engasjementet i balansen n\u00e5r det konstateres tapt. Konstaterte tap som </span><span style=\"display:inherit;clear:left;\">er dekket ved tidligere foretatte avsetninger f<span class=\"_ _0\"></span>\u00f8res mot avsetningene. </span><span style=\"display:inherit;clear:left;\">Konstaterte tap uten dekning i avsetningene samt over<span class=\"_ _0\"></span>- eller under-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekning i forhold til tidligere avsetninger resultatf\u00f8res. Se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">  </span></span><span style=\"display:inherit;clear:left;\">for ytterligere informasjon knyttet til totalt utest\u00e5ende bel\u00f8p som  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">er konstatert / fraregnet i balansen.</span></span> </span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anska\ue61celsesk<span class=\"_ _0\"></span>ost redusert </span><span style=\"display:inherit;clear:left;\">for nedskrivninger i samsvar med IAS 36. Behovet for nedskrivninger </span><span style=\"display:inherit;clear:left;\">vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige langsiktige eiendeler<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med \ufb02ytende rente verdivurderes til amortisert kost etter e\ue61cektiv<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig ver<span class=\"_ _0\"></span>di med verdi- </span><span style=\"display:inherit;clear:left;\">endring over ordin\u00e6rt resultat da banken benytter F<span class=\"_ _0\"></span>air-<span class=\"_ _31\"></span>Value Option </span><span style=\"display:inherit;clear:left;\">(FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse l\u00e5nene er f\u00f8rt <span class=\"_ _31\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 finansielle instrumenter\u201d.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Renterisikoen i fastrenteutl\u00e5nene styres med rentebytteavtaler som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">bokf\u00f8res til virkelig verdi. Det er konsernets oppfatning a<span class=\"_ _0\"></span>t vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av fastrenteutl\u00e5n til virkelig verdi gir mer relevant inf<span class=\"_ _0\"></span>ormasjon om </span><span style=\"display:inherit;clear:left;\">verdiene i balansen. Renter fra rentebytteavtalene er f\u00f8rt i resultat- </span><span style=\"display:inherit;clear:left;\">regnskapet i posten \u00abRenteinntekter m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbankens </span><span style=\"display:inherit;clear:left;\">regnskap klassifisert til virkelig verdi med verdiendring over utvidet resulta<span class=\"_ _0\"></span>t </span><span style=\"display:inherit;clear:left;\">(FVOCI), da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer<span class=\"_ _31\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investering i EIKA Gruppen AS </span><span style=\"display:inherit;clear:left;\">som er klassifisert som finansielle instrumenter med verdiendring over </span><span style=\"display:inherit;clear:left;\">utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8ljen i samsvar med IFRS 9<span class=\"_ _0\"></span>. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig  </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span></span>  </span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virk<span class=\"_ _0\"></span>elig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med \ufb02ytende rente m\u00e5les til amortisert kost. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av e\ue61cektiv rentes metode.</span><span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over<span class=\"_ _0\"></span>- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8r<span class=\"_ _0\"></span>es som rentekostnader<span class=\"_ _31\"></span>. Eventuell kj\u00f8ps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">premie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatr<span class=\"_ _0\"></span>egnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatr<span class=\"_ _0\"></span>egnskapet.</span><span style=\"display:inherit;clear:left;\">Modifiserte eiendeler og forpliktelser</span><span style=\"display:inherit;clear:left;\">Dersom det gj\u00f8res modifiseringer eller andre endringer i vilk\u00e5rene til en </span><span style=\"display:inherit;clear:left;\">eksisterende finansiell eiendel eller forpliktelse behandles instrumentet </span><span style=\"display:inherit;clear:left;\">som en ny finansiell eiendel eller forpliktelse dersom de reforhandlede </span><span style=\"display:inherit;clear:left;\">vilk\u00e5rene er vesentlig endret fra de gamle vilk\u00e5rene. Dersom vilk\u00e5rene<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">for vesentlig endring er oppfylt fraregnes den gamle eiendelen eller </span><span style=\"display:inherit;clear:left;\">forpliktelsen, og ny eiendel eller forpliktelse innregnes. </span><span style=\"display:inherit;clear:left;\">Dersom det modifiserte instrumentet ikke vurderes \u00e5 v\u00e6re vesentlig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">endret fra det eksisterende instrumentet, anses instrumentet regn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">skapsmessig \u00e5 v\u00e6re en videref\u00f8ring av det eksisterende instrumentet.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">I slike tilfeller diskonteres de nye k<span class=\"_ _0\"></span>ontantstr\u00f8mmene med instrumentets </span><span style=\"display:inherit;clear:left;\">opprinnelige e\ue61cektive rente og eventuell forskjell mot eksisterende </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rte bel\u00f8p resultatf\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__24-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle eiendeler klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Finansielle instrumenter vurdert til amortisert kost (AC)</span></span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat (FVTPL)</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle instrumenter vurdert til virkelig verdi med verdiendring </span></span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter </span><span style=\"display:inherit;clear:left;\">form\u00e5let med investeringen. Gjeldsinstrumenter som inng\u00e5r i en porte- </span><span style=\"display:inherit;clear:left;\">f\u00f8lje med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i f<span class=\"_ _0\"></span>orm <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av renter og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virk<span class=\"_ _0\"></span>elig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omregningse\ue61cekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">utpekes til <span><span style=\"display:inherit;clear:left;\">m\u00e5ling til virkelig verdi med verdiendringer over resultatet<span class=\"_ _31\"></span> </span></span></span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n og fordringer er finansielle eiendeler som ikke noteres i markedet. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n med \ufb02ytende rente verdivurderes til amortisert kost etter e\ue61cektiv<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">rentemetode. Utl\u00e5n med fast rente bokf\u00f8res til virkelig ver<span class=\"_ _0\"></span>di med verdi- </span><span style=\"display:inherit;clear:left;\">endring over ordin\u00e6rt resultat da banken benytter F<span class=\"_ _0\"></span>air-<span class=\"_ _31\"></span>Value Option </span><span style=\"display:inherit;clear:left;\">(FVO) for disse l\u00e5nene. Endringen i virkelig verdi for disse l\u00e5nene er f\u00f8rt <span class=\"_ _31\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet i posten \u201d netto gevinst/tap p\u00e5 finansielle instrumenter\u201d.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Renterisikoen i fastrenteutl\u00e5nene styres med rentebytteavtaler som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">bokf\u00f8res til virkelig verdi. Det er konsernets oppfatning a<span class=\"_ _0\"></span>t vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av fastrenteutl\u00e5n til virkelig verdi gir mer relevant inf<span class=\"_ _0\"></span>ormasjon om </span><span style=\"display:inherit;clear:left;\">verdiene i balansen. Renter fra rentebytteavtalene er f\u00f8rt i resultat- </span><span style=\"display:inherit;clear:left;\">regnskapet i posten \u00abRenteinntekter m\u00e5lt til virkelig verdi\u00bb.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbankens </span><span style=\"display:inherit;clear:left;\">regnskap klassifisert til virkelig verdi med verdiendring over utvidet resulta<span class=\"_ _0\"></span>t </span><span style=\"display:inherit;clear:left;\">(FVOCI), da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer<span class=\"_ _31\"></span>, men ogs\u00e5 kan selge/overf\u00f8re l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene.</span><span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investering i EIKA Gruppen AS </span><span style=\"display:inherit;clear:left;\">som er klassifisert som finansielle instrumenter med verdiendring over </span><span style=\"display:inherit;clear:left;\">utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8ljen i samsvar med IFRS 9<span class=\"_ _0\"></span>. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig  </span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span><span style=\"display:inherit;clear:left;\">Modifiserte eiendeler og forpliktelser</span><span style=\"display:inherit;clear:left;\">Dersom det gj\u00f8res modifiseringer eller andre endringer i vilk\u00e5rene til en </span><span style=\"display:inherit;clear:left;\">eksisterende finansiell eiendel eller forpliktelse behandles instrumentet </span><span style=\"display:inherit;clear:left;\">som en ny finansiell eiendel eller forpliktelse dersom de reforhandlede </span><span style=\"display:inherit;clear:left;\">vilk\u00e5rene er vesentlig endret fra de gamle vilk\u00e5rene. Dersom vilk\u00e5rene<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">for vesentlig endring er oppfylt fraregnes den gamle eiendelen eller </span><span style=\"display:inherit;clear:left;\">forpliktelsen, og ny eiendel eller forpliktelse innregnes. </span><span style=\"display:inherit;clear:left;\">Dersom det modifiserte instrumentet ikke vurderes \u00e5 v\u00e6re vesentlig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">endret fra det eksisterende instrumentet, anses instrumentet regn<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">skapsmessig \u00e5 v\u00e6re en videref\u00f8ring av det eksisterende instrumentet.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">I slike tilfeller diskonteres de nye k<span class=\"_ _0\"></span>ontantstr\u00f8mmene med instrumentets </span><span style=\"display:inherit;clear:left;\">opprinnelige e\ue61cektive rente og eventuell forskjell mot eksisterende </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rte bel\u00f8p resultatf\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__25-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansiell gjeld klassifiseres som:</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _112\"></span><span class=\"ls84 ws0\">Finansielle forpliktelser til virkelig verdi med verdiendringer <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">over resultatregnskapet</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _c5\"> </span><span class=\"ls84\">Andre finansielle forpliktelser m\u00e5lt til amortisert kost</span></span><span style=\"display:inherit;clear:left;\">Definisjonen av et finansielt instrument reguleres i IAS 32, mens </span><span style=\"display:inherit;clear:left;\">klassifisering og m\u00e5ling av finansielle instrumenter reguleres i IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Ved fastsettelse av m\u00e5lek<span class=\"_ _0\"></span>ategori skiller IFRS 9 mellom ordin\u00e6re </span><span style=\"display:inherit;clear:left;\">gjeldsinstrumenter og egenkapitalinstrumenter<span class=\"_ _0\"></span>, herunder derivater<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Med ordin\u00e6re gjeldinstrumenter menes det renteinstrumenter der </span><span style=\"display:inherit;clear:left;\">avkastning utgj\u00f8r kompensasjon for tidsverdi av penger<span class=\"_ _31\"></span>, kredittrisiko <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og andre relevante risikoer som f\u00f8lger av ordin\u00e6r<span class=\"_ _0\"></span>e gjeldsinstrumenter<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindr<span class=\"_ _0\"></span>e innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misf<span class=\"_ _0\"></span>orhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og e\ue61cekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Innl\u00e5n og andre finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">Fastrenteinnskudd fra kunder verdsettes til virk<span class=\"_ _0\"></span>elig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endringer over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Utstedt verdipapirgjeld med \ufb02ytende rente m\u00e5les til amortisert kost. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utstedt verdipapirgjeld med fast rente benyttes det sikringsbokf\u00f8ring </span><span style=\"display:inherit;clear:left;\">hvor verdiendringer p\u00e5 sikret del av gjelden f\u00f8res over ordin\u00e6rt resulta<span class=\"_ _0\"></span>t. </span><span style=\"display:inherit;clear:left;\">Utstedt ansvarlig l\u00e5n har prioritet etter all annen gjeld, og innregnes <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og m\u00e5les p\u00e5 samme m\u00e5te som \u00f8vrig verdipapirgjeld.</span><span style=\"display:inherit;clear:left;\">\u00d8vrig finansiell gjeld m\u00e5les til amortisert kost hvor forskjeller mellom </span><span style=\"display:inherit;clear:left;\">mottatt bel\u00f8p fratrukket transaksjonskostnader og innl\u00f8sningsverdi<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fordeles over l\u00e5neperioden ved bruk av e\ue61cektiv rentes metode.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__27": {
   "value": "<span style=\"display:inherit;clear:left;\">Derivater og investeringer i egenkapitalinstrumenter</span><span style=\"display:inherit;clear:left;\">Egenkapitalinstrumenter faller i m\u00e5lekategorien virkelig verdi over resultat </span><span style=\"display:inherit;clear:left;\">(FVTPL). For egenkapitalinstrumenter som ikke er derivater og ikke holdes </span><span style=\"display:inherit;clear:left;\">for handelsform\u00e5l, er det anledning til \u00e5 velge \u00e5 f\u00f8re disse til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Alle derivater i konsernet m\u00e5les til virkelig verdi med verdiendring<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatet, men derivater som er utpekt som sikringsinstrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skal regnskapsf\u00f8res i tr\u00e5d med prinsippene for sikringsbokf\u00f8ring.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__28": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle eiendeler som er gjeldsinstrumenter</span><span style=\"display:inherit;clear:left;\">For ordin\u00e6re gjeldsinstrumenter bestemmes m\u00e5lekategorien etter </span><span style=\"display:inherit;clear:left;\">form\u00e5let med investeringen. Gjeldsinstrumenter som inng\u00e5r i en porte- </span><span style=\"display:inherit;clear:left;\">f\u00f8lje med form\u00e5l \u00e5 motta kontraktsmessige kontantstr\u00f8mmer i f<span class=\"_ _0\"></span>orm <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av renter og avdrag, skal m\u00e5les til amortisert kost. </span><span style=\"display:inherit;clear:left;\">Gjeldsinstrumenter som inng\u00e5r i en portef\u00f8lje med form\u00e5l om \u00e5 b\u00e5de </span><span style=\"display:inherit;clear:left;\">motta kontantstr\u00f8mmer og foreta salg, skal m\u00e5les til virk<span class=\"_ _0\"></span>elig verdi med </span><span style=\"display:inherit;clear:left;\">verdiendringer over utvidet resultat (FVOCI), med renteinntekt, valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omregningse\ue61cekter og nedskrivninger presentert over ordin\u00e6rt resultat. </span><span style=\"display:inherit;clear:left;\">Instrumenter som i utgangspunktet skal m\u00e5les til amortisert kost eller  </span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendringer over utvidet resultat (FVOCI) kan<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">utpekes til <span><span style=\"display:inherit;clear:left;\">m\u00e5ling til virkelig verdi med verdiendringer over resultatet<span class=\"_ _31\"></span> </span></span></span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__32-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6r<span class=\"_ _0\"></span>e \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko ikke skal dominere verdiendringene til sikringsinstrumentet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) e\ue61cektivitetstest<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig  </span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__31-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6r<span class=\"_ _0\"></span>e \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko ikke skal dominere verdiendringene til sikringsinstrumentet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) e\ue61cektivitetstest<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringse\ue61cektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _31\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringse\ue61cektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__33-1": {
   "value": "<span style=\"display:inherit;clear:left;\">F\u00f8rste gangs regnskapsf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Alle finansielle instrumenter m\u00e5les til virkelig verdi p\u00e5 handelsdagen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ved f\u00f8rste gangs regnskapsf\u00f8ring. T<span class=\"_ _3\"></span>ransaksjonskostnader som er direkte </span><span style=\"display:inherit;clear:left;\">henf\u00f8rbare til etableringen av eiendelen/forpliktelsen medtas i kostprisen </span><span style=\"display:inherit;clear:left;\">for alle finansielle instrumenter som ikke er klassifisert til virkelig verdi </span><span style=\"display:inherit;clear:left;\">med verdiendringer over ordin\u00e6rt resultat.</span><span style=\"display:inherit;clear:left;\">Etterf\u00f8lgende m\u00e5ling</span><span style=\"display:inherit;clear:left;\">m\u00e5ling til virkelig verdi med verdiendringer over resultatet<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">dersom dette eliminerer eller vesentlig reduserer et regnskapsmessig </span><span style=\"display:inherit;clear:left;\">misforhold (Fair V<span class=\"_ _0\"></span>alue Option/FVO).</span><span style=\"display:inherit;clear:left;\">Renteinstrumenter i \u00f8vrige forretningsmodeller skal m\u00e5les til virkelig </span><span style=\"display:inherit;clear:left;\"><span><span style=\"display:inherit;clear:left;\">verdi over resultat.</span></span> </span><span style=\"display:inherit;clear:left;\">Finansielle forpliktelser</span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser som er bestemt regnskapsf\u00f8rt til virkelig verdi </span><span style=\"display:inherit;clear:left;\">over ordin\u00e6rt resultat skal endringer i verdien som skyldes selskapets egen </span><span style=\"display:inherit;clear:left;\">kredittrisiko innregnes i utvidet resultat (OCI), med mindr<span class=\"_ _0\"></span>e innregningen </span><span style=\"display:inherit;clear:left;\">i utvidet resultat (OCI) skaper eller forsterker et regnskapsmessig misf<span class=\"_ _0\"></span>orhold. </span><span style=\"display:inherit;clear:left;\">Konsernet har begrenset omfang av forpliktelser bestemt regnskapsf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til virkelig verdi og e\ue61cekten for konsernet anses derfor uvesentlig.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (obligasjonsl\u00e5n). Derivater knyttet til disse innl\u00e5nene </span><span style=\"display:inherit;clear:left;\">\u00f8remerkes til sikringsform\u00e5l. IFRS 9 krever at det skal v\u00e6r<span class=\"_ _0\"></span>e \u00f8konomisk </span><span style=\"display:inherit;clear:left;\">sammenheng mellom sikringsinstrument og sikringsobjekt, og at kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko ikke skal dominere verdiendringene til sikringsinstrumentet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det kreves videre en prospektiv (fremadskuende) e\ue61cektivitetstest<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og at det utarbeides sikringsdokumentasjon.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til virkelig verdi</span><span style=\"display:inherit;clear:left;\">For alle finansielle instrumenter som omsettes i et aktivt marked benyttes </span><span style=\"display:inherit;clear:left;\">den noterte prisen innhentet enten fra en b\u00f8rs, megler eller et pris-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">settingsbyr\u00e5. Finansielle instrumenter som ikke omsettes i et aktivt </span><span style=\"display:inherit;clear:left;\">marked verdsettes etter ulike verdsettelsesteknikker<span class=\"_ _31\"></span>, som til dels er </span><span style=\"display:inherit;clear:left;\">gjennomf\u00f8rt av profesjonelle byr\u00e5er<span class=\"_ _31\"></span>. Alle endringer i virkelig verdi </span><span style=\"display:inherit;clear:left;\">innregnes direkte i resultatregnskapet med mindr<span class=\"_ _0\"></span>e eiendelen er </span><span style=\"display:inherit;clear:left;\">klassifisert som finansielle instrumenter til virkelig verdi med verdi<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">endring over utvidet resultat (FVOCI). </span><span style=\"display:inherit;clear:left;\">Banken har vurdert virkelig verdi av utl\u00e5n med \ufb02ytende rente til \u00e5 samsvar<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">med nominelt p\u00e5lydende, justert med tilh\u00f8rende forventede kredittap  </span><span style=\"display:inherit;clear:left;\">p\u00e5 l\u00e5net (ECL). Dette begrunnes med at slike l\u00e5n reprises tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">kontinuerlig, og at et eventuelt avvik fra nominell verdi i en armlengdes </span><span style=\"display:inherit;clear:left;\">transaksjon mellom informerte og villige parter vurderes \u00e5 v\u00e6re uvesentlig.</span><span style=\"display:inherit;clear:left;\">M\u00e5ling til amortisert kost</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter som ikke m\u00e5les til virkelig verdi, verdsettes<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til amortisert kost og inntektene/kostnadene beregnes etter e\ue61cektiv rentes</span><span style=\"display:inherit;clear:left;\">metode. Den e\ue61cektive renten fastsettes ved diskontering av kontrakts<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">festede kontantstr\u00f8mmer innenfor forventet l\u00f8petid. Amortisert k<span class=\"_ _0\"></span>ost <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00e5verdien av kontantstr\u00f8mmene neddiskontert med den e\ue61c<span class=\"_ _0\"></span>ektive </span><span style=\"display:inherit;clear:left;\">renten.</span><span style=\"display:inherit;clear:left;\">Sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Sikringse\ue61cektiviteten vurderes og dokumenteres b\u00e5de ved f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">klassifisering og ved hver regnskapsavslutning. V<span class=\"_ _31\"></span>ed virkelig verdisikring </span><span style=\"display:inherit;clear:left;\">blir sikringsinstrumentet regnskapsf\u00f8rt til virkelig verdi og verdien<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 sikringsobjektet blir justert for verdiendringen knyttet til sikret risiko. </span><span style=\"display:inherit;clear:left;\">Endringer i disse verdiene fra inng\u00e5ende balanse blir resultatf\u00f8rt. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">P\u00e5 denne m\u00e5ten blir regnskapspresentasjonen for disse instrumentene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. </span><span style=\"display:inherit;clear:left;\">Dersom sikringsforholdet avbrytes eller tilstrekkelig sikringse\ue61cektivitet </span><span style=\"display:inherit;clear:left;\">ikke kan verifiseres, amortiseres verdiendring tilknyttet sikringsobjektet </span><span style=\"display:inherit;clear:left;\">over gjenv\u00e6rende l\u00f8petid.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__39-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Nedskrivning av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">Under IFRS 9 skal tapsavsetningene innregnes basert p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger av finansielle </span><span style=\"display:inherit;clear:left;\">eiendeler omfatter finansielle eiendeler som m\u00e5les til amortisert kost </span><span style=\"display:inherit;clear:left;\">eller til virkelig verdi med verdiendringer over utvidet resultat. I tillegg <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til </span><span style=\"display:inherit;clear:left;\">virkelig verdi over resultatet og fordringer p\u00e5 leieavtaler om<span class=\"_ _0\"></span>fattet.</span><span style=\"display:inherit;clear:left;\">M\u00e5lingen av avsetning for forventet tap i den generelle modellen </span><span style=\"display:inherit;clear:left;\">avhenger av om kredittrisikoen har \u00f8kt vesentlig siden f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">balansef\u00f8ring. Kredittforverringen m\u00e5les ved utviklingen i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">Ved f<span class=\"_ _0\"></span>\u00f8rstegangs balansef\u00f8ring og n\u00e5r kredittrisikoen ikke har \u00f8kt </span><span style=\"display:inherit;clear:left;\">vesentlig etter f\u00f8rstegangs balansef\u00f8ring innregnes tap for 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. 12-m\u00e5neders forventet tap er det tapet som er forventet </span><span style=\"display:inherit;clear:left;\">\u00e5 inntre\ue61ce over levetiden til instrumentet, men som kan knyttes til mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holds begivenheter som inntre\ue61cer de f\u00f8rste 12 m\u00e5nedene. Hvis kreditt- </span><span style=\"display:inherit;clear:left;\">risikoen har \u00f8kt vesentlig etter f\u00f8rstegangsinnregning, skal avsetningen </span><span style=\"display:inherit;clear:left;\">tilsvare forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en taps-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">STEG 2:</span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">kredittap p\u00e5 balansedato. For disse eiendelene blir det beregnet en av-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setning lik forventet tap over levetiden. I denne gruppen inng\u00e5r kontoer </span><span style=\"display:inherit;clear:left;\">med vesentlig grad av kredittforverring, men som p\u00e5 balansedato tilh\u00f8rer </span><span style=\"display:inherit;clear:left;\">kunder hvor det ikke foreligger en objektiv tapshendelse. N\u00e5r det gjelder </span><span style=\"display:inherit;clear:left;\">avgrensning mot steg 1, definerer banken vesentlig grad av kredittf<span class=\"_ _0\"></span>or<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">verring ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig eller at kunden er gitt </span><span style=\"display:inherit;clear:left;\">betalingslettelser<span class=\"_ _0\"></span>. For ytterligere beskrivelse av tapsmodell henvises <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 8</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">STEG 3:</span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse p\u00e5 </span><span style=\"display:inherit;clear:left;\">balansedato. For disse eiendelene foretar banken en individuell taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetning. P\u00e5 hver balansedag vurderes det om det eksisterer objektive </span><span style=\"display:inherit;clear:left;\">bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. V<span class=\"_ _31\"></span>erdifallet </span><span style=\"display:inherit;clear:left;\">m\u00e5 v\u00e6re et resultat av en eller \ufb02ere hendelser inntru\ue61cet etter f\u00f8rste<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangs balansef\u00f8ring (en tapshendelse) og resultatet av tapshendelsen </span><span style=\"display:inherit;clear:left;\">(eller hendelsene) m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike </span><span style=\"display:inherit;clear:left;\">hendelser er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalin<span class=\"_ _0\"></span>gsmis-</span><span style=\"display:inherit;clear:left;\">lighold eller andre kontraktsbrudd. Dersom det foreligger objektive bevis </span><span style=\"display:inherit;clear:left;\">p\u00e5 at en verdireduksjon har inntru\ue61cet, beregnes st\u00f8rrelsen p\u00e5 tapet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som forskjellen </span><span style=\"display:inherit;clear:left;\">mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. </span><span style=\"display:inherit;clear:left;\">Periodens endringer i vurdert verdi for utl\u00e5n resultatf\u00f8res under<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">\u201dnedskrivninger og tap p\u00e5 utl\u00e5n og garantier\u201d.</span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">mislighold eller mislighold p\u00e5 grunn av manuell misligholdsmerking </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, inng\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Steg 3. </span><span style=\"display:inherit;clear:left;\">Betalingsmislighold er definert som vesentlig overtrekk med mer enn </span><span style=\"display:inherit;clear:left;\">90 dagers varighet. T<span class=\"_ _3\"></span>erskelverdier for vesentlig overtrekk er gitt i CRR/</span><span style=\"display:inherit;clear:left;\">CRD IV forskriften. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg i st\u00f8rre </span><span style=\"display:inherit;clear:left;\">grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _31\"></span>. Hendelser som inng\u00e5r i denne kategorien<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">er tapsavsetninger p\u00e5 kunden, konkurs/gjeldsordning, eller andre </span><span style=\"display:inherit;clear:left;\">indikasjoner p\u00e5 at det kan v\u00e6re betydelig tvil om kunden vil oppfylle sine </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre engasjementer som ikke er i betalingsmis-</span><span style=\"display:inherit;clear:left;\">lighold, men hvor kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken vil bli p\u00e5f\u00f8rt tap, klassifiser<span class=\"_ _0\"></span>es som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karenstid er 3 m\u00e5neder eller 12 m\u00e5neder avhengig av under<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">liggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatert tap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, ved at </span><span style=\"display:inherit;clear:left;\">utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, eller f<span class=\"_ _0\"></span>or \u00f8vrig </span><span style=\"display:inherit;clear:left;\">ved at konsernet har gitt avkall p\u00e5 hele eller deler av engasjementet, eller </span><span style=\"display:inherit;clear:left;\">at engasjementet vurderes som tapt av konsernet. Banken frar<span class=\"_ _0\"></span>egner </span><span style=\"display:inherit;clear:left;\">engasjementet i balansen n\u00e5r det konstateres tapt. Konstaterte tap som </span><span style=\"display:inherit;clear:left;\">er dekket ved tidligere foretatte avsetninger f<span class=\"_ _0\"></span>\u00f8res mot avsetningene. </span><span style=\"display:inherit;clear:left;\">Konstaterte tap uten dekning i avsetningene samt over<span class=\"_ _0\"></span>- eller under-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekning i forhold til tidligere avsetninger resultatf\u00f8res. Se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">  </span></span><span style=\"display:inherit;clear:left;\">for ytterligere informasjon knyttet til totalt utest\u00e5ende bel\u00f8p som  </span><span style=\"display:inherit;clear:left;\">er konstatert / fraregnet i balansen.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anska\ue61celsesk<span class=\"_ _0\"></span>ost redusert </span><span style=\"display:inherit;clear:left;\">for nedskrivninger i samsvar med IAS 36. Behovet for nedskrivninger </span><span style=\"display:inherit;clear:left;\">vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige langsiktige eiendeler<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9<span class=\"_ _0\"></span>. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">Ved vesentlig \u00f8kning i kr<span class=\"_ _0\"></span>edittrisiko skal l\u00e5net settes i steg 2 og det beregnes </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for \u00e5 mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 prosentpoeng. Samtidig </span><span style=\"display:inherit;clear:left;\">m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik at engasje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">mentet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med forbearance </span><span style=\"display:inherit;clear:left;\">eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner i over 30 dager </span><span style=\"display:inherit;clear:left;\">p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket f<span class=\"_ _0\"></span>or <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en k<span class=\"_ _0\"></span>onto \ufb02yttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i stegtilh\u00f8righet gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag  </span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetningene, men heller gir et mer korrekt stabilt inntrykk av risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte e\ue61cekten p\u00e5 bankens ECL om alle endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i PD<span class=\"_ _0\"></span>, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 11,2 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Bank<span class=\"_ _0\"></span>en anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. 5 </span><span style=\"display:inherit;clear:left;\">\u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Banken justerer s\u00e5 tapsavsetningen med forventet utvikling i ulike makr<span class=\"_ _0\"></span>o-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">variabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen er for inne-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">v\u00e6rende \u00e5r justert og bruker n\u00e5 i hovedsak eksterne kilder hvor det b\u00e5de </span><span style=\"display:inherit;clear:left;\">finnes historikk, men og estimater fremover i tid. Dermed er det mulig for </span><span style=\"display:inherit;clear:left;\">banken \u00e5 estimere fremtidige e\ue61cekter<span class=\"_ _31\"></span>. Banken har ved hjelp av regresjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _31\"></span>yse funnet sammenheng og forklaringskra<span class=\"_ _0\"></span>ft mellom ulike kombina<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sjoner av variabler<span class=\"_ _0\"></span>. Ved \u00e5 bruk<span class=\"_ _0\"></span>e estimater p\u00e5 fremtidig utvikling i disse </span><span style=\"display:inherit;clear:left;\">variablene er det mulig for banken \u00e5 estimere e\ue61cekt p\u00e5 tap for de<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:173.345703125px;\"><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 0.0039062px; width: 22.8926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 26.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span style=\"position: absolute; display: inline-block; left: 94.5px; top: 12.9102px; width: 49.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span style=\"position: absolute; display: inline-block; left: 180.641px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 330.344px; top: 12.9102px; width: 52.1133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span style=\"position: absolute; display: inline-block; left: 415.438px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 573.781px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 623.5px; top: 12.9102px; width: 67.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -3.08172px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 113.656px; top: 25.8008px; width: 32.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 181.688px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 339.875px; top: 25.8008px; width: 42.7734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 25.8008px; width: 40.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 648.562px; top: 25.8008px; width: 40.2832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span style=\"position: absolute; display: inline-block; left: 77.75px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 252.719px; top: 38.707px; width: 45.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span style=\"position: absolute; display: inline-block; left: 314.594px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 25.4004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span style=\"position: absolute; display: inline-block; left: 497.297px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 555.719px; top: 38.707px; width: 47.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 38.707px; width: 135.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.1777px; width: 756.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,7</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">4,0 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.1934px; width: 355.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 355.957px; top: 91.1934px; width: 222.012px; white-space: pre; word-spacing: 0.66375px; letter-spacing: -0.66375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 577.969px; top: 91.1934px; width: 151.752px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 729.721px; top: 91.1934px; width: 27.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 114.568px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 137.959px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 161.35px; width: 577.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 577.846px; top: 161.35px; width: 152.607px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 730.453px; top: 161.35px; width: 26.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk Analyse og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">De historiske tallene som modellene er utviklet p\u00e5, strekker seg tilbake <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5r 2000 for de lengste tidsseriene og tilbake til 2009 for de med </span><span style=\"display:inherit;clear:left;\">kortest historikk. Med data tilbake til 2009 f\u00e5r banken med seg olje-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">nedturen i 2015-2017 og s\u00e5ledes en lokal nedtursperiode i modell<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grunnlaget.</span><span style=\"display:inherit;clear:left;\">Det er laget egne modeller for delportef\u00f8ljene listet opp under:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder i Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder utenfor Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Eiendomsdrift</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Bygg og anlegg</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Jordbruk</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Andre bedriftsengasjement</span></span></span><span style=\"display:inherit;clear:left;\">For hver av disse lages det et hovedscenario for e\ue61cekt p\u00e5 PD og et for </span><span style=\"display:inherit;clear:left;\">e\ue61cekt p\u00e5 LGD<span class=\"_ _31\"></span>, samt et oppside- og nedsidescenario som tar utgangs<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">punkt i en variasjon rundt hovedscenariet med standardavvik p\u00e5 2,5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og deretter avtagende over tid.</span><span style=\"display:inherit;clear:left;\">Det er gjennomsnittse\ue61cekten p\u00e5 PD og LGD som benyttes, og basert<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 en sammenvekting av hovedscenariet (70 %), oppsidescenariet (10 %) </span><span style=\"display:inherit;clear:left;\">og nedsidescenariet (20 %).</span><span style=\"display:inherit;clear:left;\">E\ue61cekten av endringen varierer mellom de ulike gruppene. For eiendoms-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">drift \u00f8ker tapsavsetningene med 21 % mens totalt for BM er \u00f8kningen 3,<span class=\"_ _3\"></span>4 %.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">E\ue61cekten er motsatt for PM, hvor det er en reduksjon i tapsavsetningene </span><span style=\"display:inherit;clear:left;\">p\u00e5 rett over 20 %. \u00c5rsaken til reduksjonen er at modellen tidligere har ta<span class=\"_ _0\"></span>tt </span><span style=\"display:inherit;clear:left;\">hensyn til kun nasjonale tall og trender<span class=\"_ _31\"></span>, mens den nye modellen som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad tar inn lokale tall, hvor arbeidsledigheten er rekordlav og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">forventninger om bedre utvikling p\u00e5 eiendomsmarkedet lokalt versus </span><span style=\"display:inherit;clear:left;\">nasjonalt som f\u00f8lge av lavere historisk vekst spiller positivt inn, noe <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som dermed medf\u00f8rer en noe lavere forventning til tap fremover<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__38-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Nedskrivning av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">Under IFRS 9 skal tapsavsetningene innregnes basert p\u00e5 forventet </span><span style=\"display:inherit;clear:left;\">kredittap (ECL). Den generelle modellen for nedskrivninger av finansielle </span><span style=\"display:inherit;clear:left;\">eiendeler omfatter finansielle eiendeler som m\u00e5les til amortisert kost </span><span style=\"display:inherit;clear:left;\">eller til virkelig verdi med verdiendringer over utvidet resultat. I tillegg <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 l\u00e5netilsagn, finansielle garantikontrakter som ikke m\u00e5les til </span><span style=\"display:inherit;clear:left;\">virkelig verdi over resultatet og fordringer p\u00e5 leieavtaler om<span class=\"_ _0\"></span>fattet.</span><span style=\"display:inherit;clear:left;\">M\u00e5lingen av avsetning for forventet tap i den generelle modellen </span><span style=\"display:inherit;clear:left;\">avhenger av om kredittrisikoen har \u00f8kt vesentlig siden f\u00f8rste gangs </span><span style=\"display:inherit;clear:left;\">balansef\u00f8ring. Kredittforverringen m\u00e5les ved utviklingen i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet (PD).</span><span style=\"display:inherit;clear:left;\">Ved f<span class=\"_ _0\"></span>\u00f8rstegangs balansef\u00f8ring og n\u00e5r kredittrisikoen ikke har \u00f8kt </span><span style=\"display:inherit;clear:left;\">vesentlig etter f\u00f8rstegangs balansef\u00f8ring innregnes tap for 12-m\u00e5neders </span><span style=\"display:inherit;clear:left;\">forventet tap. 12-m\u00e5neders forventet tap er det tapet som er forventet </span><span style=\"display:inherit;clear:left;\">\u00e5 inntre\ue61ce over levetiden til instrumentet, men som kan knyttes til mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holds begivenheter som inntre\ue61cer de f\u00f8rste 12 m\u00e5nedene. Hvis kreditt- </span><span style=\"display:inherit;clear:left;\">risikoen har \u00f8kt vesentlig etter f\u00f8rstegangsinnregning, skal avsetningen </span><span style=\"display:inherit;clear:left;\">tilsvare forventet tap over hele levetiden.</span><span style=\"display:inherit;clear:left;\">I tr\u00e5d med IFRS 9 grupperer banken sine utl\u00e5n i tre steg;</span><span style=\"display:inherit;clear:left;\">  <span class=\"_ _ca\"> </span>STEG 1: </span><span style=\"display:inherit;clear:left;\">Dette er startpunkt for alle finansielle eiendeler omfattet av den </span><span style=\"display:inherit;clear:left;\">generelle tapsmodellen. Alle eiendeler som ikke har vesentlig h\u00f8yere </span><span style=\"display:inherit;clear:left;\">kredittrisiko enn ved f\u00f8rstegangsinnregning blir beregnet en taps-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad lik 12 m\u00e5neders forventet tap.</span><span style=\"display:inherit;clear:left;\">STEG 2:</span><span style=\"display:inherit;clear:left;\">Steg 2 i tapsmodellen er eiendeler som har hatt en vesentlig \u00f8kning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i kredittrisiko siden f\u00f8rstegangsinnregning, men hvor det ikke er inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">kredittap p\u00e5 balansedato. For disse eiendelene blir det beregnet en av-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setning lik forventet tap over levetiden. I denne gruppen inng\u00e5r kontoer </span><span style=\"display:inherit;clear:left;\">med vesentlig grad av kredittforverring, men som p\u00e5 balansedato tilh\u00f8rer </span><span style=\"display:inherit;clear:left;\">kunder hvor det ikke foreligger en objektiv tapshendelse. N\u00e5r det gjelder </span><span style=\"display:inherit;clear:left;\">avgrensning mot steg 1, definerer banken vesentlig grad av kredittf<span class=\"_ _0\"></span>or<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">verring ved \u00e5 ta utgangspunkt i hvorvidt et engasjements beregnede </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet (PD) har \u00f8kt vesentlig eller at kunden er gitt </span><span style=\"display:inherit;clear:left;\">betalingslettelser<span class=\"_ _0\"></span>. For ytterligere beskrivelse av tapsmodell henvises <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 8</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">STEG 3:</span><span style=\"display:inherit;clear:left;\">I steg 3 er eiendeler<span class=\"_ _0\"></span>, som har hatt en vesentlig \u00f8kning i kredittrisiko </span><span style=\"display:inherit;clear:left;\">siden innvilgelse og hvor det foreligger en objektiv tapshendelse p\u00e5 </span><span style=\"display:inherit;clear:left;\">balansedato. For disse eiendelene foretar banken en individuell taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetning. P\u00e5 hver balansedag vurderes det om det eksisterer objektive </span><span style=\"display:inherit;clear:left;\">bevis for at verdien p\u00e5 individuelt vurderte utl\u00e5n er redusert. V<span class=\"_ _31\"></span>erdifallet </span><span style=\"display:inherit;clear:left;\">m\u00e5 v\u00e6re et resultat av en eller \ufb02ere hendelser inntru\ue61cet etter f\u00f8rste<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangs balansef\u00f8ring (en tapshendelse) og resultatet av tapshendelsen </span><span style=\"display:inherit;clear:left;\">(eller hendelsene) m\u00e5 i tillegg kunne m\u00e5les p\u00e5litelig. Eksempler p\u00e5 slike </span><span style=\"display:inherit;clear:left;\">hendelser er vesentlige finansielle problemer hos debitor<span class=\"_ _0\"></span>, betalin<span class=\"_ _0\"></span>gsmis-</span><span style=\"display:inherit;clear:left;\">lighold eller andre kontraktsbrudd. Dersom det foreligger objektive bevis </span><span style=\"display:inherit;clear:left;\">p\u00e5 at en verdireduksjon har inntru\ue61cet, beregnes st\u00f8rrelsen p\u00e5 tapet.<span class=\"_ _31\"></span> <span class=\"_ _2\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For utl\u00e5n regnskapsf\u00f8rt til amortisert kost beregnes tapet som forskjellen </span><span style=\"display:inherit;clear:left;\">mellom balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. </span><span style=\"display:inherit;clear:left;\">Periodens endringer i vurdert verdi for utl\u00e5n resultatf\u00f8res under<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">\u201dnedskrivninger og tap p\u00e5 utl\u00e5n og garantier\u201d.</span><span style=\"display:inherit;clear:left;\">Definisjon av misligholdte/tapsutsatte engasjement i Steg 3</span><span style=\"display:inherit;clear:left;\">Engasjementer anses som misligholdte dersom det er betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">mislighold eller mislighold p\u00e5 grunn av manuell misligholdsmerking </span><span style=\"display:inherit;clear:left;\">(\u00abunlikeliness to pay\u00bb). Engasjementer som er misligholdte, inng\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Steg 3. </span><span style=\"display:inherit;clear:left;\">Betalingsmislighold er definert som vesentlig overtrekk med mer enn </span><span style=\"display:inherit;clear:left;\">90 dagers varighet. T<span class=\"_ _3\"></span>erskelverdier for vesentlig overtrekk er gitt i CRR/</span><span style=\"display:inherit;clear:left;\">CRD IV forskriften. </span><span style=\"display:inherit;clear:left;\">Mislighold p\u00e5 grunn av manuell misligholdmerking baserer seg i st\u00f8rre </span><span style=\"display:inherit;clear:left;\">grad p\u00e5 kredittfaglige vurderinger<span class=\"_ _31\"></span>. Hendelser som inng\u00e5r i denne kategorien<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">er tapsavsetninger p\u00e5 kunden, konkurs/gjeldsordning, eller andre </span><span style=\"display:inherit;clear:left;\">indikasjoner p\u00e5 at det kan v\u00e6re betydelig tvil om kunden vil oppfylle sine </span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>. Utl\u00e5n og andre engasjementer som ikke er i betalingsmis-</span><span style=\"display:inherit;clear:left;\">lighold, men hvor kundens \u00f8konomiske situasjon gj\u00f8r det sannsynlig <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken vil bli p\u00e5f\u00f8rt tap, klassifiser<span class=\"_ _0\"></span>es som tapsutsatte engasjementer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Misligholdsdefinisjonen omfatter ogs\u00e5 karenstid som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karenstid er 3 m\u00e5neder eller 12 m\u00e5neder avhengig av under<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">liggende \u00e5rsak til misligholdet.</span><span style=\"display:inherit;clear:left;\">Konstatert tap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ap anses som konstatert ved stadfestet akkord eller konkurs, ved at </span><span style=\"display:inherit;clear:left;\">utleggsforretninger ikke har f\u00f8rt fram, ved rettskraftig dom, eller f<span class=\"_ _0\"></span>or \u00f8vrig </span><span style=\"display:inherit;clear:left;\">ved at konsernet har gitt avkall p\u00e5 hele eller deler av engasjementet, eller </span><span style=\"display:inherit;clear:left;\">at engasjementet vurderes som tapt av konsernet. Banken frar<span class=\"_ _0\"></span>egner </span><span style=\"display:inherit;clear:left;\">engasjementet i balansen n\u00e5r det konstateres tapt. Konstaterte tap som </span><span style=\"display:inherit;clear:left;\">er dekket ved tidligere foretatte avsetninger f<span class=\"_ _0\"></span>\u00f8res mot avsetningene. </span><span style=\"display:inherit;clear:left;\">Konstaterte tap uten dekning i avsetningene samt over<span class=\"_ _0\"></span>- eller under-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekning i forhold til tidligere avsetninger resultatf\u00f8res. Se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">  </span></span><span style=\"display:inherit;clear:left;\">for ytterligere informasjon knyttet til totalt utest\u00e5ende bel\u00f8p som  </span><span style=\"display:inherit;clear:left;\">er konstatert / fraregnet i balansen.</span><span style=\"display:inherit;clear:left;\">Nedskrivninger p\u00e5 aksjer i datterselskap </span><span style=\"display:inherit;clear:left;\">I morselskapet vurderes aksjer i datterselskap til anska\ue61celsesk<span class=\"_ _0\"></span>ost redusert </span><span style=\"display:inherit;clear:left;\">for nedskrivninger i samsvar med IAS 36. Behovet for nedskrivninger </span><span style=\"display:inherit;clear:left;\">vurderes \u00e5rlig p\u00e5 samme m\u00e5te som for \u00f8vrige langsiktige eiendeler<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om enkelte typer finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9<span class=\"_ _0\"></span>. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">Ved vesentlig \u00f8kning i kr<span class=\"_ _0\"></span>edittrisiko skal l\u00e5net settes i steg 2 og det beregnes </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for \u00e5 mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 prosentpoeng. Samtidig </span><span style=\"display:inherit;clear:left;\">m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik at engasje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">mentet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med forbearance </span><span style=\"display:inherit;clear:left;\">eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner i over 30 dager </span><span style=\"display:inherit;clear:left;\">p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket f<span class=\"_ _0\"></span>or <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en k<span class=\"_ _0\"></span>onto \ufb02yttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i stegtilh\u00f8righet gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag  </span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetningene, men heller gir et mer korrekt stabilt inntrykk av risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte e\ue61cekten p\u00e5 bankens ECL om alle endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i PD<span class=\"_ _0\"></span>, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 11,2 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Bank<span class=\"_ _0\"></span>en anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. 5 </span><span style=\"display:inherit;clear:left;\">\u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Banken justerer s\u00e5 tapsavsetningen med forventet utvikling i ulike makr<span class=\"_ _0\"></span>o-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">variabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen er for inne-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">v\u00e6rende \u00e5r justert og bruker n\u00e5 i hovedsak eksterne kilder hvor det b\u00e5de </span><span style=\"display:inherit;clear:left;\">finnes historikk, men og estimater fremover i tid. Dermed er det mulig for </span><span style=\"display:inherit;clear:left;\">banken \u00e5 estimere fremtidige e\ue61cekter<span class=\"_ _31\"></span>. Banken har ved hjelp av regresjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _31\"></span>yse funnet sammenheng og forklaringskra<span class=\"_ _0\"></span>ft mellom ulike kombina<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sjoner av variabler<span class=\"_ _0\"></span>. Ved \u00e5 bruk<span class=\"_ _0\"></span>e estimater p\u00e5 fremtidig utvikling i disse </span><span style=\"display:inherit;clear:left;\">variablene er det mulig for banken \u00e5 estimere e\ue61cekt p\u00e5 tap for de<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:173.345703125px;\"><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 0.0039062px; width: 22.8926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 26.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span style=\"position: absolute; display: inline-block; left: 94.5px; top: 12.9102px; width: 49.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span style=\"position: absolute; display: inline-block; left: 180.641px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 330.344px; top: 12.9102px; width: 52.1133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span style=\"position: absolute; display: inline-block; left: 415.438px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 573.781px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 623.5px; top: 12.9102px; width: 67.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -3.08172px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 113.656px; top: 25.8008px; width: 32.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 181.688px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 339.875px; top: 25.8008px; width: 42.7734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 25.8008px; width: 40.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 648.562px; top: 25.8008px; width: 40.2832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span style=\"position: absolute; display: inline-block; left: 77.75px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 252.719px; top: 38.707px; width: 45.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span style=\"position: absolute; display: inline-block; left: 314.594px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 25.4004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span style=\"position: absolute; display: inline-block; left: 497.297px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 555.719px; top: 38.707px; width: 47.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 38.707px; width: 135.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.1777px; width: 756.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,7</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">4,0 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.1934px; width: 355.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 355.957px; top: 91.1934px; width: 222.012px; white-space: pre; word-spacing: 0.66375px; letter-spacing: -0.66375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 577.969px; top: 91.1934px; width: 151.752px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 729.721px; top: 91.1934px; width: 27.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 114.568px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 137.959px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 161.35px; width: 577.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 577.846px; top: 161.35px; width: 152.607px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 730.453px; top: 161.35px; width: 26.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk Analyse og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">De historiske tallene som modellene er utviklet p\u00e5, strekker seg tilbake <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5r 2000 for de lengste tidsseriene og tilbake til 2009 for de med </span><span style=\"display:inherit;clear:left;\">kortest historikk. Med data tilbake til 2009 f\u00e5r banken med seg olje-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">nedturen i 2015-2017 og s\u00e5ledes en lokal nedtursperiode i modell<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grunnlaget.</span><span style=\"display:inherit;clear:left;\">Det er laget egne modeller for delportef\u00f8ljene listet opp under:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder i Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder utenfor Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Eiendomsdrift</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Bygg og anlegg</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Jordbruk</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Andre bedriftsengasjement</span></span></span><span style=\"display:inherit;clear:left;\">For hver av disse lages det et hovedscenario for e\ue61cekt p\u00e5 PD og et for </span><span style=\"display:inherit;clear:left;\">e\ue61cekt p\u00e5 LGD<span class=\"_ _31\"></span>, samt et oppside- og nedsidescenario som tar utgangs<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">punkt i en variasjon rundt hovedscenariet med standardavvik p\u00e5 2,5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og deretter avtagende over tid.</span><span style=\"display:inherit;clear:left;\">Det er gjennomsnittse\ue61cekten p\u00e5 PD og LGD som benyttes, og basert<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 en sammenvekting av hovedscenariet (70 %), oppsidescenariet (10 %) </span><span style=\"display:inherit;clear:left;\">og nedsidescenariet (20 %).</span><span style=\"display:inherit;clear:left;\">E\ue61cekten av endringen varierer mellom de ulike gruppene. For eiendoms-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">drift \u00f8ker tapsavsetningene med 21 % mens totalt for BM er \u00f8kningen 3,<span class=\"_ _3\"></span>4 %.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">E\ue61cekten er motsatt for PM, hvor det er en reduksjon i tapsavsetningene </span><span style=\"display:inherit;clear:left;\">p\u00e5 rett over 20 %. \u00c5rsaken til reduksjonen er at modellen tidligere har ta<span class=\"_ _0\"></span>tt </span><span style=\"display:inherit;clear:left;\">hensyn til kun nasjonale tall og trender<span class=\"_ _31\"></span>, mens den nye modellen som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad tar inn lokale tall, hvor arbeidsledigheten er rekordlav og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">forventninger om bedre utvikling p\u00e5 eiendomsmarkedet lokalt versus </span><span style=\"display:inherit;clear:left;\">nasjonalt som f\u00f8lge av lavere historisk vekst spiller positivt inn, noe <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som dermed medf\u00f8rer en noe lavere forventning til tap fremover<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__55-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investering i EIKA Gruppen AS </span><span style=\"display:inherit;clear:left;\">som er klassifisert som finansielle instrumenter med verdiendring over </span><span style=\"display:inherit;clear:left;\">utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8ljen i samsvar med IFRS 9<span class=\"_ _0\"></span>. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Derivater verdsettes til virkelig verdi med verdiendringer over ordin\u00e6rt </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL). Virkelig verdi vurderes med utgangspunkt i noterte </span><span style=\"display:inherit;clear:left;\">markedspriser i et aktivt marked, inkludert nylige markedstransaksjoner </span><span style=\"display:inherit;clear:left;\">samt ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. Derivater bokf\u00f8res som eiendeler </span><span style=\"display:inherit;clear:left;\">dersom virkelig verdi er positiv og som forpliktelser dersom virkelig  </span><span style=\"display:inherit;clear:left;\">verdi er negativ (bruttof\u00f8ring i balansen).</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__54": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer<span class=\"_ _0\"></span>, sertifikater og obligasjoner</span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er vurdert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultat (FVTPL), med unntak av bankens investering i EIKA Gruppen AS </span><span style=\"display:inherit;clear:left;\">som er klassifisert som finansielle instrumenter med verdiendring over </span><span style=\"display:inherit;clear:left;\">utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner vurderes til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">virkelig verdi med verdiendring over ordin\u00e6rt resultat (FVTPL) i henhold </span><span style=\"display:inherit;clear:left;\">til den forretningsmodellen som styrer forvaltningen av likviditetsporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8ljen i samsvar med IFRS 9<span class=\"_ _0\"></span>. Forretningsmodellen gir et avkastningsm\u00e5l </span><span style=\"display:inherit;clear:left;\">for likviditetsportef\u00f8ljen og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal </span><span style=\"display:inherit;clear:left;\">fortjeneste. Banken har ogs\u00e5 en \u00abholdt til forfall\u00bb portef\u00f8lje av obligasjoner </span><span style=\"display:inherit;clear:left;\">som vurderes til amortisert kost da banken har til hensikt \u00e5 holde disse </span><span style=\"display:inherit;clear:left;\">rentepapirene til forfall. Denne portef\u00f8ljen holdes atskilt fra bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">\u00f8vrige likviditetsportef\u00f8lje.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHeldtomaturityInvestmentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__60-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Innregning og fraregning av finansielle eiendeler  </span><span style=\"display:inherit;clear:left;\">og forpliktelser</span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler og forpliktelser innregnes p\u00e5 handelsdagen, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det vil si det tidspunkt banken blir part i instrumentenes kontrakts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">messige betingelser<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Finansielle eiendeler fraregnes n\u00e5r de kontraktsmessige rettighetene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til kontantstr\u00f8mmene fra de finansielle eiendelene er utl\u00f8pt, eller n\u00e5r </span><span style=\"display:inherit;clear:left;\">rettighetene til kontantstr\u00f8mmene fra eiendelene er overf\u00f8rt p\u00e5 en slik </span><span style=\"display:inherit;clear:left;\">m\u00e5te at risiko og avkastning knyttet til eierskapet i det alt vesentligste <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er overf\u00f8rt. </span><span style=\"display:inherit;clear:left;\">For finansielle forpliktelser fraregnes disse n\u00e5r de kontraktsmessige </span><span style=\"display:inherit;clear:left;\">betingelsene er innfridd, utl\u00f8pt eller kansellert.</span><span style=\"display:inherit;clear:left;\">Tilbakekj\u00f8p utstedt verdipapirgjeld</span><span style=\"display:inherit;clear:left;\">Eventuell over<span class=\"_ _0\"></span>- eller underkurs ved tilbakekj\u00f8p av egne obligasjoner </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res og regnskapsf\u00f8r<span class=\"_ _0\"></span>es som rentekostnader<span class=\"_ _31\"></span>. Eventuell kj\u00f8ps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">premie ved tilbakekj\u00f8p av gjeld f\u00f8r forfall anses som kurstap/gevinst <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og presenteres og f\u00f8res i resultatr<span class=\"_ _0\"></span>egnskapet under posten \u00abnetto </span><span style=\"display:inherit;clear:left;\">gevinst/tap p\u00e5 finansielle instrumenter\u00bb. Renter fra annen finansiell <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gjeld f\u00f8res som \u201drentekostnader\u201d i resultatr<span class=\"_ _0\"></span>egnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__64": {
   "value": "<span style=\"display:inherit;clear:left;\">8. Immaterielle <span class=\"_ _37\"></span>eiendeler</span><span style=\"display:inherit;clear:left;\">Goodwill</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt som immaterielle </span><span style=\"display:inherit;clear:left;\">eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet er </span><span style=\"display:inherit;clear:left;\">gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant- </span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. Goodwill testes \u00e5rlig for nedskrivning </span><span style=\"display:inherit;clear:left;\">og bokf\u00f8res til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _31\"></span>. Ved </span><span style=\"display:inherit;clear:left;\">vurderingen benyttes historiske resultater samt godkjente budsjetter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. Avkastningskravet er basert p\u00e5 en vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av hva som er markedets avkastningskrav til den type virksomhet som </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i vurderingsenheten, og re\ufb02ekterer s\u00e5ledes risikoen i virksom<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">heten.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__63": {
   "value": "<span style=\"display:inherit;clear:left;\">8. Immaterielle <span class=\"_ _37\"></span>eiendeler</span><span style=\"display:inherit;clear:left;\">Goodwill</span><span style=\"display:inherit;clear:left;\">Goodwill m\u00e5les i utgangspunktet som di\ue61ceransen mellom summen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kj\u00f8psvederlaget og verdien p\u00e5 ikke-kontroller<span class=\"_ _0\"></span>ende eierinteresser<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og netto virkelig verdi av overtatte identifiserbare eiendeler og forpliktelser<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Goodwill ved kj\u00f8p av datterselskap er regnskapsf\u00f8rt som immaterielle </span><span style=\"display:inherit;clear:left;\">eiendeler<span class=\"_ _0\"></span>. De enkelte goodwillposter og immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet er </span><span style=\"display:inherit;clear:left;\">gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant- </span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. Goodwill testes \u00e5rlig for nedskrivning </span><span style=\"display:inherit;clear:left;\">og bokf\u00f8res til kostpris redusert for akkumulerte nedskrivninger<span class=\"_ _31\"></span>. Ved </span><span style=\"display:inherit;clear:left;\">vurderingen benyttes historiske resultater samt godkjente budsjetter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og ledelsens prognoser<span class=\"_ _0\"></span>. Avkastningskravet er basert p\u00e5 en vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av hva som er markedets avkastningskrav til den type virksomhet som </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i vurderingsenheten, og re\ufb02ekterer s\u00e5ledes risikoen i virksom<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">heten.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__67": {
   "value": "<span style=\"display:inherit;clear:left;\">9<span class=\"_ _31\"></span>. Varige <span class=\"_ _37\"></span>driftsmidler </span><span style=\"display:inherit;clear:left;\">Varige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8r<span class=\"_ _0\"></span>e. Bygninger og </span><span style=\"display:inherit;clear:left;\">driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anska\ue61celsesk<span class=\"_ _0\"></span>ost fratrukket akkumulerte </span><span style=\"display:inherit;clear:left;\">avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer alle direkte henf\u00f8r<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare kostnader knyttet til kj\u00f8pet av eiendelen. Det er benyttet line\u00e6re </span><span style=\"display:inherit;clear:left;\">avskrivninger for \u00e5 allokere kostpris fratrukk<span class=\"_ _0\"></span>et eventuell restverdi over </span><span style=\"display:inherit;clear:left;\">eiendelenes estimerte levetid. Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, </span><span style=\"display:inherit;clear:left;\">er gjenstand for en nedskrivningstest i samsvar med IAS 36 n\u00e5r omsten<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">digh<span class=\"_ _0\"></span>eten<span class=\"_ _31\"></span>e indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__66": {
   "value": "<span style=\"display:inherit;clear:left;\">9<span class=\"_ _31\"></span>. Varige <span class=\"_ _37\"></span>driftsmidler </span><span style=\"display:inherit;clear:left;\">Varige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8r<span class=\"_ _0\"></span>e. Bygninger og </span><span style=\"display:inherit;clear:left;\">driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anska\ue61celsesk<span class=\"_ _0\"></span>ost fratrukket akkumulerte </span><span style=\"display:inherit;clear:left;\">avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer alle direkte henf\u00f8r<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare kostnader knyttet til kj\u00f8pet av eiendelen. Det er benyttet line\u00e6re </span><span style=\"display:inherit;clear:left;\">avskrivninger for \u00e5 allokere kostpris fratrukk<span class=\"_ _0\"></span>et eventuell restverdi over </span><span style=\"display:inherit;clear:left;\">eiendelenes estimerte levetid. Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, </span><span style=\"display:inherit;clear:left;\">er gjenstand for en nedskrivningstest i samsvar med IAS 36 n\u00e5r omsten<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">digh<span class=\"_ _0\"></span>eten<span class=\"_ _31\"></span>e indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__65": {
   "value": "<span style=\"display:inherit;clear:left;\">9<span class=\"_ _31\"></span>. Varige <span class=\"_ _37\"></span>driftsmidler </span><span style=\"display:inherit;clear:left;\">Varige driftsmidler omfatter bygninger og driftsl\u00f8s\u00f8r<span class=\"_ _0\"></span>e. Bygninger og </span><span style=\"display:inherit;clear:left;\">driftsl\u00f8s\u00f8re er regnskapsf\u00f8rt til anska\ue61celsesk<span class=\"_ _0\"></span>ost fratrukket akkumulerte </span><span style=\"display:inherit;clear:left;\">avskrivninger og nedskrivninger<span class=\"_ _0\"></span>. Kostpris inkluderer alle direkte henf\u00f8r<span class=\"_ _31\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare kostnader knyttet til kj\u00f8pet av eiendelen. Det er benyttet line\u00e6re </span><span style=\"display:inherit;clear:left;\">avskrivninger for \u00e5 allokere kostpris fratrukk<span class=\"_ _0\"></span>et eventuell restverdi over </span><span style=\"display:inherit;clear:left;\">eiendelenes estimerte levetid. Bygninger<span class=\"_ _0\"></span>, anlegg og utstyr som avskrives, </span><span style=\"display:inherit;clear:left;\">er gjenstand for en nedskrivningstest i samsvar med IAS 36 n\u00e5r omsten<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">digh<span class=\"_ _0\"></span>eten<span class=\"_ _31\"></span>e indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__68": {
   "value": "<span style=\"display:inherit;clear:left;\">10. Leieavtaler</span><span style=\"display:inherit;clear:left;\">IFRS 16 angir en felles modell som skal anvendes for alle leieavtaler<span class=\"_ _31\"></span>, </span><span style=\"display:inherit;clear:left;\">med enkelte unntak, hvor bruksretten til en spesifikk eiendel overf\u00f8res </span><span style=\"display:inherit;clear:left;\">fra utleier til leietaker for en spesifikk periode. </span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontr<span class=\"_ _0\"></span>ollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Standarden har for konsernet hovedsakelig f\u00e5tt betydning f<span class=\"_ _0\"></span>or </span><span style=\"display:inherit;clear:left;\">leieavtaler knyttet til kontorlokaler<span class=\"_ _31\"></span>, som medf\u00f8rer at leiekostnader </span><span style=\"display:inherit;clear:left;\">regnskapsf\u00f8res som avskrivning av bruksr<span class=\"_ _0\"></span>ett eiendel og rentekostnad  </span><span style=\"display:inherit;clear:left;\">p\u00e5 tilh\u00f8rende leieforpliktelse i resultatregnskapet. Bank<span class=\"_ _0\"></span>ens IT<span class=\"_ _31\"></span>-avtaler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ikke vurdert \u00e5 falle inn under IFRS 16 siden disse er basert p\u00e5 kj\u00f8p <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kapasitet som ikke er fysisk adskilt og dermed ikke identifiserbare. </span><span style=\"display:inherit;clear:left;\">Leieavtaler med lav verdi (totalverdi under USD 5000) og leieavtaler </span><span style=\"display:inherit;clear:left;\">med en leieperiode p\u00e5 12 m\u00e5neder eller mindre vil ikke bli balansef\u00f8rt. </span><span style=\"display:inherit;clear:left;\">Leieavtalene som faller inn under disse unntakene innregnes l\u00f8pende </span><span style=\"display:inherit;clear:left;\">som andre driftskostnader<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Leieperioden er beregnet basert p\u00e5 avtalens varighet tillagt eventuelle </span><span style=\"display:inherit;clear:left;\">opsjonsperioder dersom disse med rimelig sikkerhet vil bli ut\u00f8vet. </span><span style=\"display:inherit;clear:left;\">Beregning av n\u00e5verdi av leieforpliktelse inkluderer elementer som fast<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leie justert for indeksreguleringer i leiekontraktene. E<span class=\"_ _0\"></span>ventuelle opsjoner </span><span style=\"display:inherit;clear:left;\">i leieavtalen og/eller utgifter forbundet med utkj\u00f8psklausuler f\u00f8r endelig </span><span style=\"display:inherit;clear:left;\">kontraktsutl\u00f8p er ikke medregnet i leieforpliktelsen med mindre det er </span><span style=\"display:inherit;clear:left;\">rimelig sikkert at opsjon ut\u00f8ves eller klausul benyttes. Felleskostnader </span><span style=\"display:inherit;clear:left;\">og andre variable leiebetalinger vil ikke bli innregnet i leieforpliktelsen </span><span style=\"display:inherit;clear:left;\">for husleiekontraktene og f\u00f8res som driftskostnad.</span><span style=\"display:inherit;clear:left;\">Diskonteringsrente for husleiekontrakter er fastsatt ved \u00e5 anvende<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">leietakers marginale l\u00e5nerente, det vil si den rentesats en leietak<span class=\"_ _0\"></span>er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i et lignende \u00f8konomisk milj\u00f8 m\u00e5tte betale for \u00e5 l\u00e5nefinansiere, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i en tilsvarende periode og med tilsvarende sikkerhet, de midler som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er n\u00f8dvendige for en eiendel av lignende verdi som bruksretteiendelen. </span><span style=\"display:inherit;clear:left;\">Renten hensyntar b\u00e5de risikofri rente, kredittrisiko og leiespesifikt<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5slag, herunder sikkerhet/pant i leieavtalen. Renten vil tilpasses <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">den faktiske leiekontraktens varighet og type eiendel.</span><span style=\"display:inherit;clear:left;\">Banken har innregnet sine leieforpliktelser til n\u00e5verdien av de gjenv\u00e6r<span class=\"_ _0\"></span>ende </span><span style=\"display:inherit;clear:left;\">leiebetalingene diskontert med marginal l\u00e5nerente p\u00e5 tidspunktet for </span><span style=\"display:inherit;clear:left;\">f\u00f8rstegangsanvendelse, samt innregnet tilh\u00f8rende bruksrettighet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">et bel\u00f8p som re\ufb02ekterer verdien av eiendelen som om standarden <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">var gjeldene fra tidspunkt for kontraktsinng\u00e5else. </span><span style=\"display:inherit;clear:left;\">Bruksrettighetene er i balansen presentert som \u00abBruksrettigheter leie-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avtaler\u00bb, mens leieforpliktelsene presenteres som \u00abLeieforpliktelser\u00bb <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i balansen. </span><span style=\"display:inherit;clear:left;\">Bruksrettigheter som avskrives, er gjenstand for en nedskrivningstest <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i samsvar med IAS 36 n\u00e5r omstendighetene indikerer det.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__69": {
   "value": "<span style=\"display:inherit;clear:left;\">11. Pensjoner</span><span style=\"display:inherit;clear:left;\">Selskapene i konsernet har ulike pensjonsordninger<span class=\"_ _31\"></span>. Pensjonsordningene </span><span style=\"display:inherit;clear:left;\">er i hovedsak finansiert gjennom innbetalinger til forsikringsselskaper<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Innskuddsbasert ordning</span><span style=\"display:inherit;clear:left;\">Konsernet har innskuddsplan for ansatte, samt en ytelsesbasert drifts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pensjon knyttet til tidligere administrerende direkt\u00f8r<span class=\"_ _31\"></span>. En innskuddsplan </span><span style=\"display:inherit;clear:left;\">er en pensjonsordning hvor konsernet betaler faste bidrag til en juridisk </span><span style=\"display:inherit;clear:left;\">enhet som investerer midlene p\u00e5 vegne av medlemmene i ordningen. </span><span style=\"display:inherit;clear:left;\">Innskuddene regnskapsf\u00f8res som l\u00f8nnskostnader n\u00e5r de f<span class=\"_ _0\"></span>orfaller.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Ytelsesbasert ordning</span><span style=\"display:inherit;clear:left;\">En ytelsesplan er en pensjonsordning som definerer en pensjonsutbeta-</span><span style=\"display:inherit;clear:left;\">ling som en ansatt vil motta ved pensjonering. Pensjonsutbetalingen er </span><span style=\"display:inherit;clear:left;\">normalt avhengig av en eller \ufb02ere faktorer slik som alder<span class=\"_ _31\"></span>, antall \u00e5r i selskapet<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">og l\u00f8nn. Den balansef\u00f8rte forpliktelsen knyttet til ytelsesplaner er n\u00e5verdien </span><span style=\"display:inherit;clear:left;\">av de definerte ytelsene p\u00e5 balansedatoen minus virkelig verdi av pensjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">midlene. Pensjonsforpliktelsen beregnes \u00e5rlig av en uavhengig <span class=\"_ _2\"></span>aktuar v<span class=\"_ _2\"></span>ed </span><span style=\"display:inherit;clear:left;\">bruk av en line\u00e6r opptjeningsmetode. Diskonteringsrenten er en beregnet </span><span style=\"display:inherit;clear:left;\">markedsrente p\u00e5 obligasjoner med fortrinnsrett (OMF). Andre parameter<span class=\"_ _0\"></span>e, </span><span style=\"display:inherit;clear:left;\">som eksempelvis l\u00f8nnsreguleringer<span class=\"_ _31\"></span>, in\ufb02asjon og pensjons\u00f8kninger, </span><span style=\"display:inherit;clear:left;\">fastsettes p\u00e5 grunnlag av forventet langsiktig utvikling i parameterne. </span><span style=\"display:inherit;clear:left;\">Endringer i pensjonsplanens ytelser kostnadsf\u00f8res eller inntektsf\u00f8res </span><span style=\"display:inherit;clear:left;\">l\u00f8pende i resultatregnskapet. </span><span style=\"display:inherit;clear:left;\">Estimatavvik regnskapsf\u00f8res over utvidet resulta<span class=\"_ _0\"></span>t (OCI) i den perioden </span><span style=\"display:inherit;clear:left;\">de oppst\u00e5r og inng\u00e5r i totalresultatet. </span><span style=\"display:inherit;clear:left;\">Periodens netto pensjonskostnad er inkludert i l\u00f8nninger og sosiale </span><span style=\"display:inherit;clear:left;\">kostnader og best\u00e5r av periodens pensjonsopptjening, rentekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 den beregnede pensjonsforpliktelsen samt periodisert arbeidsgiver-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avgift. Pensjonskostnaden er basert p\u00e5 forutsetninger fastsatt ved </span><span style=\"display:inherit;clear:left;\">periodens begynnelse.</span><span style=\"display:inherit;clear:left;\">Avtalefestet f\u00f8rtidspensjon</span><span style=\"display:inherit;clear:left;\">Den gamle AFP-ordningen ble vedta<span class=\"_ _0\"></span>tt avviklet i februar 2010. Som<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">erstatning for den gamle AFP<span class=\"_ _0\"></span>-ordningen er det etablert en ny AFP-ordning </span><span style=\"display:inherit;clear:left;\">som gir et livslangt tillegg p\u00e5 den ordin\u00e6re pensjonen. Den nye AFP<span class=\"_ _0\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ordningen er en ytelsesbasert \ufb02erforetakspensjonsordning, og finansieres </span><span style=\"display:inherit;clear:left;\">gjennom premier som fastsettes som en prosent av l\u00f8nn. Forel\u00f8pig </span><span style=\"display:inherit;clear:left;\">foreligger det ingen p\u00e5litelig m\u00e5ling og allokering av forpliktelse og midler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i ordningen. Regnskapsmessig blir ordningen s\u00e5ledes behandlet som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en innskuddsbasert pensjonsordning hvor premiebetalinger kostnads<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8res l\u00f8pende, og ingen avsetninger foretas i regnskapet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__71": {
   "value": "<span style=\"display:inherit;clear:left;\">12. Inntektsskatt</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt sk<span class=\"_ _0\"></span>att p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets skatte-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktige resultat. Utsatt skatt regnskapsf\u00f8r<span class=\"_ _0\"></span>es etter gjeldsmetoden i samsvar </span><span style=\"display:inherit;clear:left;\">med IAS 12. Det beregnes forpliktelse eller eiendel ved utsatt skatt p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>, som er di\ue61ceransen mellom balansef\u00f8rt verdi og </span><span style=\"display:inherit;clear:left;\">skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _31\"></span>. Det beregnes imidlertid </span><span style=\"display:inherit;clear:left;\">ikke forpliktelse eller eiendel ved utsatt skatt p\u00e5 goodwill som ikke gir<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">skattemessige fradrag, og heller ikke p\u00e5 f\u00f8rstegangsinnregnede poster </span><span style=\"display:inherit;clear:left;\">som verken p\u00e5virker regnskapsmessig eller ska<span class=\"_ _0\"></span>ttepliktig resultat. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det beregnes en eiendel ved utsatt skatt p\u00e5 fremf\u00f8rbar<span class=\"_ _0\"></span>e skattemessige </span><span style=\"display:inherit;clear:left;\">underskudd. Utsatt skattefordel blir balansef\u00f8rt i den utstrekning det<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er sannsynlig at den vil kunne benyttes mot fremtidig skattepliktig inntekt. </span><span style=\"display:inherit;clear:left;\">Ved ber<span class=\"_ _0\"></span>egning av utsatt skatt benyttes skattesatser og skatteregler som </span><span style=\"display:inherit;clear:left;\">gjelder p\u00e5 balansedagen eller som med overveiende sannsynlighet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.23 p\u00e5 22 %, skatte-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">satsen er uendret siste \u00e5r<span class=\"_ _31\"></span>. Det er gjort unntak for finansforetak som dermed<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt som drifts-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital), </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som ska<span class=\"_ _0\"></span>ttekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette gjelder blant </span><span style=\"display:inherit;clear:left;\">annet for utbetalinger av kundeutbytte og utbetalinger av rente <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__70": {
   "value": "<span style=\"display:inherit;clear:left;\">12. Inntektsskatt</span><span style=\"display:inherit;clear:left;\">\u00c5rets skattekostnad best\u00e5r av betalbar skatt og endring i utsatt sk<span class=\"_ _0\"></span>att p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>. Betalbar skatt er beregnet skatt p\u00e5 \u00e5rets skatte-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pliktige resultat. Utsatt skatt regnskapsf\u00f8r<span class=\"_ _0\"></span>es etter gjeldsmetoden i samsvar </span><span style=\"display:inherit;clear:left;\">med IAS 12. Det beregnes forpliktelse eller eiendel ved utsatt skatt p\u00e5 </span><span style=\"display:inherit;clear:left;\">midlertidige forskjeller<span class=\"_ _0\"></span>, som er di\ue61ceransen mellom balansef\u00f8rt verdi og </span><span style=\"display:inherit;clear:left;\">skattemessig verdi p\u00e5 eiendeler og forpliktelser<span class=\"_ _31\"></span>. Det beregnes imidlertid </span><span style=\"display:inherit;clear:left;\">ikke forpliktelse eller eiendel ved utsatt skatt p\u00e5 goodwill som ikke gir<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">skattemessige fradrag, og heller ikke p\u00e5 f\u00f8rstegangsinnregnede poster </span><span style=\"display:inherit;clear:left;\">som verken p\u00e5virker regnskapsmessig eller ska<span class=\"_ _0\"></span>ttepliktig resultat. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det beregnes en eiendel ved utsatt skatt p\u00e5 fremf\u00f8rbar<span class=\"_ _0\"></span>e skattemessige </span><span style=\"display:inherit;clear:left;\">underskudd. Utsatt skattefordel blir balansef\u00f8rt i den utstrekning det<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er sannsynlig at den vil kunne benyttes mot fremtidig skattepliktig inntekt. </span><span style=\"display:inherit;clear:left;\">Ved ber<span class=\"_ _0\"></span>egning av utsatt skatt benyttes skattesatser og skatteregler som </span><span style=\"display:inherit;clear:left;\">gjelder p\u00e5 balansedagen eller som med overveiende sannsynlighet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">blir vedtatt. </span><span style=\"display:inherit;clear:left;\">Skattesats for alminnelig inntekt i Norge er per 31.12.23 p\u00e5 22 %, skatte-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">satsen er uendret siste \u00e5r<span class=\"_ _31\"></span>. Det er gjort unntak for finansforetak som dermed<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">videref\u00f8res p\u00e5 2016-niv\u00e5 (25 % skattesats).</span><span style=\"display:inherit;clear:left;\">Formuesskatt regnes ikke som skatt etter IAS 12 og er f\u00f8rt som drifts-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kostnad.</span><span style=\"display:inherit;clear:left;\">Behandling av skatt ved egenkapitaltransaksjoner</span><span style=\"display:inherit;clear:left;\">Dersom kilden til utdelingen er tidligere resultater (opptjent kapital), </span><span style=\"display:inherit;clear:left;\">presenteres skattekonsekvensene av utdelingen som ska<span class=\"_ _0\"></span>ttekostnad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i resultatregnskapet n\u00e5r utdelingen blir besluttet. Dette gjelder blant </span><span style=\"display:inherit;clear:left;\">annet for utbetalinger av kundeutbytte og utbetalinger av rente <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 fondsobligasjoner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__73": {
   "value": "<span style=\"display:inherit;clear:left;\">13. Utbytte og resultat per egenkapitalbevis</span><span style=\"display:inherit;clear:left;\">Utbytte p\u00e5 egenkapitalbevis bokf\u00f8res som egenkapital i perioden frem </span><span style=\"display:inherit;clear:left;\">til det er vedtatt av bankens forstanderskap. Resultat per egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">beregnes ved \u00e5 dividere resultatet som tilfaller eierne av egenkapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bevisene med antall utest\u00e5ende egenkapitalbevis, hensyntatt bankens </span><span style=\"display:inherit;clear:left;\">beholdning av egne egenkapitalbevis.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__72": {
   "value": "<span style=\"display:inherit;clear:left;\">13. Utbytte og resultat per egenkapitalbevis</span><span style=\"display:inherit;clear:left;\">Utbytte p\u00e5 egenkapitalbevis bokf\u00f8res som egenkapital i perioden frem </span><span style=\"display:inherit;clear:left;\">til det er vedtatt av bankens forstanderskap. Resultat per egenkapitalbevis </span><span style=\"display:inherit;clear:left;\">beregnes ved \u00e5 dividere resultatet som tilfaller eierne av egenkapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bevisene med antall utest\u00e5ende egenkapitalbevis, hensyntatt bankens </span><span style=\"display:inherit;clear:left;\">beholdning av egne egenkapitalbevis.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__75": {
   "value": "<span style=\"display:inherit;clear:left;\">14<span class=\"_ _31\"></span>. Egenkapital</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapital, overkurs, annen innskutt egenkapital og utjevningsfond.  </span><span style=\"display:inherit;clear:left;\">Utjevningsfondet er akkumulert overskudd som kan benyttes til fremtidig </span><span style=\"display:inherit;clear:left;\">kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt mot </span><span style=\"display:inherit;clear:left;\">annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner med egne </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/k<span class=\"_ _0\"></span>undeutbytte, </span><span style=\"display:inherit;clear:left;\">fond for urealiserte gevinster<span class=\"_ _31\"></span>, fond for vurderingsforskjeller, annen egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapital og minoritetsinteresser<span class=\"_ _31\"></span>. Annen egenkapital inkluderer avsatt utbytte. <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og gr<span class=\"_ _31\"></span>unnf<span class=\"_ _0\"></span>ond<span class=\"_ _31\"></span>skapi<span class=\"_ _31\"></span>-</span><span style=\"display:inherit;clear:left;\">tale<span class=\"_ _0\"></span>n i samme forhold som deres respektive andel av bank<span class=\"_ _0\"></span>ens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor det ikke </span><span style=\"display:inherit;clear:left;\">utbetales utbytte, og investor har heller ikke senere krav p\u00e5 renter som </span><span style=\"display:inherit;clear:left;\">ikke er utbetalt, dvs. rentene akkumuleres ikke. Fondsobligasjoner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tilfredsstiller ikke definisjonen av finansiell forpliktelse i henhold til IAS 32 </span><span style=\"display:inherit;clear:left;\">og klassifiseres f\u00f8lgelig som egenkapital/hybridkapital i bankens balanse. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjonene er evigvarende og banken har en ensidig rett til ikke </span><span style=\"display:inherit;clear:left;\">\u00e5 betale renter til investorene under gitte vilk\u00e5r<span class=\"_ _31\"></span>. Renter presenteres dermed </span><span style=\"display:inherit;clear:left;\">ikke som en rentekostnad i resultatet, men som en r<span class=\"_ _0\"></span>eduksjon i annen </span><span style=\"display:inherit;clear:left;\">egenkapital.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__74": {
   "value": "<span style=\"display:inherit;clear:left;\">14<span class=\"_ _31\"></span>. Egenkapital</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapital, overkurs, annen innskutt egenkapital og utjevningsfond.  </span><span style=\"display:inherit;clear:left;\">Utjevningsfondet er akkumulert overskudd som kan benyttes til fremtidig </span><span style=\"display:inherit;clear:left;\">kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">P\u00e5lydende av egne egenkapitalbevis er presentert som en reduksjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i egenkapitalbeviskapitalen. Kj\u00f8pspris utover p\u00e5lydende er f\u00f8rt mot </span><span style=\"display:inherit;clear:left;\">annen innskutt egenkapital. Gevinst eller tap p\u00e5 transaksjoner med egne </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis blir bokf\u00f8rt direkte mot annen innskutt egenkapital. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/k<span class=\"_ _0\"></span>undeutbytte, </span><span style=\"display:inherit;clear:left;\">fond for urealiserte gevinster<span class=\"_ _31\"></span>, fond for vurderingsforskjeller, annen egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapital og minoritetsinteresser<span class=\"_ _31\"></span>. Annen egenkapital inkluderer avsatt utbytte. <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">\u00c5rsoverskuddet tilordnes eierne av egenkapitalbevis og gr<span class=\"_ _31\"></span>unnf<span class=\"_ _0\"></span>ond<span class=\"_ _31\"></span>skapi<span class=\"_ _31\"></span>-</span><span style=\"display:inherit;clear:left;\">tale<span class=\"_ _0\"></span>n i samme forhold som deres respektive andel av bank<span class=\"_ _0\"></span>ens egenkapital. </span><span style=\"display:inherit;clear:left;\">Utstedte fondsobligasjoner er obligasjoner med p\u00e5lydende rente, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men banken har ikke plikt til \u00e5 utbetale renter i en periode hvor det ikke </span><span style=\"display:inherit;clear:left;\">utbetales utbytte, og investor har heller ikke senere krav p\u00e5 renter som </span><span style=\"display:inherit;clear:left;\">ikke er utbetalt, dvs. rentene akkumuleres ikke. Fondsobligasjoner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tilfredsstiller ikke definisjonen av finansiell forpliktelse i henhold til IAS 32 </span><span style=\"display:inherit;clear:left;\">og klassifiseres f\u00f8lgelig som egenkapital/hybridkapital i bankens balanse. </span><span style=\"display:inherit;clear:left;\">Fondsobligasjonene er evigvarende og banken har en ensidig rett til ikke </span><span style=\"display:inherit;clear:left;\">\u00e5 betale renter til investorene under gitte vilk\u00e5r<span class=\"_ _31\"></span>. Renter presenteres dermed </span><span style=\"display:inherit;clear:left;\">ikke som en rentekostnad i resultatet, men som en r<span class=\"_ _0\"></span>eduksjon i annen </span><span style=\"display:inherit;clear:left;\">egenkapital.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__77": {
   "value": "<span style=\"display:inherit;clear:left;\">15. Kontantstr\u00f8manalyse</span><span style=\"display:inherit;clear:left;\">Kontantstr\u00f8manalysen er utarbeidet etter den direkte metode, og viser </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmene gruppert etter kilder og anvendelsesomr\u00e5der<span class=\"_ _31\"></span>. Likvider<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">omfatter kontanter og fordringer p\u00e5 Norges Bank, samt utl\u00e5n til og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fordringer p\u00e5 kredittinstitusjoner<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__76": {
   "value": "<span style=\"display:inherit;clear:left;\">15. Kontantstr\u00f8manalyse</span><span style=\"display:inherit;clear:left;\">Kontantstr\u00f8manalysen er utarbeidet etter den direkte metode, og viser </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmene gruppert etter kilder og anvendelsesomr\u00e5der<span class=\"_ _31\"></span>. Likvider<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">omfatter kontanter og fordringer p\u00e5 Norges Bank, samt utl\u00e5n til og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fordringer p\u00e5 kredittinstitusjoner<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCashFlowsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__78": {
   "value": "<span style=\"display:inherit;clear:left;\">16. Segmentinformasjon</span><span style=\"display:inherit;clear:left;\">Segmentrapporteringen er basert p\u00e5 intern ledelsesrapportering. Resultat- </span><span style=\"display:inherit;clear:left;\">og balanseoppstillingen for segmentene f\u00f8lger av en sammenstilling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av intern finansiell rapportering for avdelinger<span class=\"_ _31\"></span>, i henhold til konsernets </span><span style=\"display:inherit;clear:left;\">styringsmodell. For \u00f8vrig vises til <span class=\"ff3 fcd ls0\">note 5</span> vedr\u00f8rende forutsetninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og fordelingsprinsipper<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__79": {
   "value": "<span style=\"display:inherit;clear:left;\">Kritiske estima<span class=\"_ _0\"></span>ter og vurderinger </span><span style=\"display:inherit;clear:left;\">vedr\u00f8rende bruk av regnskaps- </span><span style=\"display:inherit;clear:left;\">prinsipper</span><span style=\"display:inherit;clear:left;\">Kritiske estimater</span><span style=\"display:inherit;clear:left;\">Utarbeidelse av regnskap i overensstemmelse med generelt aksepterte </span><span style=\"display:inherit;clear:left;\">regnskapsprinsipper krever at ledelsen i en del tilfeller tar forutsetninger </span><span style=\"display:inherit;clear:left;\">og m\u00e5 anvende estimater og skj\u00f8nnsmessige vurderinger<span class=\"_ _31\"></span>. Estimater <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og skj\u00f8nnsmessige vurderinger evalueres l\u00f8pende, og er basert p\u00e5 </span><span style=\"display:inherit;clear:left;\">historiske erfaringer og forutsetninger om fremtidige hendelser som </span><span style=\"display:inherit;clear:left;\">anses sannsynlige p\u00e5 balansetidspunktet. Det er knyttet usikkerhet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til de forutsetninger og forventninger som ligger til grunn for anvendte </span><span style=\"display:inherit;clear:left;\">estimater og skj\u00f8nnsmessige vurderinger<span class=\"_ _31\"></span>. Faktiske resultater kan avvike </span><span style=\"display:inherit;clear:left;\">fra estimatene og forutsetningene.</span><span style=\"display:inherit;clear:left;\">Nedskrivning p\u00e5 utl\u00e5n og garantier </span><span style=\"display:inherit;clear:left;\">For individuelt vurderte utl\u00e5n og for grupper av utl\u00e5n som er identifisert </span><span style=\"display:inherit;clear:left;\">som usikre, foretas det en beregning for \u00e5 fastsl\u00e5 en verdi p\u00e5 utl\u00e5net eller </span><span style=\"display:inherit;clear:left;\">p\u00e5 grupper av utl\u00e5n. Beregningen forutsetter at det benyttes st\u00f8rrelser </span><span style=\"display:inherit;clear:left;\">som er basert p\u00e5 vurderinger<span class=\"_ _0\"></span>, og disse p\u00e5virker godheten i den beregnede </span><span style=\"display:inherit;clear:left;\">verdi. Nedskrivningsvurderinger gjennomf\u00f8res hvert kvartal.</span><span style=\"display:inherit;clear:left;\">Steg 3 nedskrivninger (individuelle nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Dersom det foreligger objektive bevis p\u00e5 at en verdireduksjon har inntru\ue61cet </span><span style=\"display:inherit;clear:left;\">for utl\u00e5n vurdert til amortisert kost beregnes tapet som forskjellen mellom </span><span style=\"display:inherit;clear:left;\">balansef\u00f8rt verdi og n\u00e5verdien av estimerte fremtidige kontantstr<span class=\"_ _0\"></span>\u00f8mmer </span><span style=\"display:inherit;clear:left;\">diskontert med utl\u00e5nets opprinnelige e\ue61cektive rentesats. Estimering av </span><span style=\"display:inherit;clear:left;\">fremtidig kontantstr\u00f8m gj\u00f8res p\u00e5 grunnlag av erfaringsdata og skj\u00f8nn<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">relatert til sannsynlige utfall for blant annet markedsutvikling og konkr<span class=\"_ _0\"></span>ete </span><span style=\"display:inherit;clear:left;\">forhold for det enkelte engasjement, herunder erfaringsdata for debitors </span><span style=\"display:inherit;clear:left;\">evne til \u00e5 h\u00e5ndtere en presset \u00f8konomisk situasjon. V<span class=\"_ _31\"></span>ed verdivurderingen </span><span style=\"display:inherit;clear:left;\">av nedskrivning p\u00e5 utl\u00e5n hefter det usikkerhet ved identifiseringen av utl\u00e5n </span><span style=\"display:inherit;clear:left;\">som skal nedskrives, estimering av tidspunkt og bel\u00f8p for fremtidige </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer<span class=\"_ _31\"></span>, samt verdivurdering av sikkerheter.</span><span style=\"display:inherit;clear:left;\">Steg 1 og 2 nedskrivninger (statistiske nedskrivninger)</span><span style=\"display:inherit;clear:left;\">Engasjementer som ikke er individuelt nedskrevet inng\u00e5r i beregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av statistiske nedskrivninger (IFRS 9 nedskrivninger) p\u00e5 utl\u00e5n og garantier<span class=\"_ _31\"></span>.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Nedskrivning beregnes p\u00e5 grunnlag av utviklingen i kundenes risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">klassifisering og tapserfaring for de respektive kundegrupper (P<span class=\"_ _2\"></span>D og LGD), <span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">samt konjunktur- og mark<span class=\"_ _0\"></span>edsutvikling (makroforhold). Se ytterligere </span><span style=\"display:inherit;clear:left;\">beskrivelser i <span class=\"ff3 fcd\">note 8</span>.</span><span style=\"display:inherit;clear:left;\">Den statistiske modellen for beregning av \u201dExpected credit losses\u201d (E<span class=\"_ _0\"></span>CL) </span><span style=\"display:inherit;clear:left;\">p\u00e5 engasjementene bygger p\u00e5 \ufb02ere kritiske forutsetninger<span class=\"_ _31\"></span>, herunder </span><span style=\"display:inherit;clear:left;\">misligholdssannsynlighet, tap ved mislighold, forventet levetid p\u00e5 enga-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">sjement<span class=\"_ _2\"></span>ene og makroutvikling. P\u00e5 grunn av betydelig estimatusikkerhet </span><span style=\"display:inherit;clear:left;\">er det krav til \u00e5 vise sensitivitetsanalyser gitt endring i ulike parametere, </span><span style=\"display:inherit;clear:left;\">dette fremg\u00e5r av <span class=\"ff3 fcd\">note 11</span>.</span><span style=\"display:inherit;clear:left;\">Den statistiske modellen for beregning av \u201dExpected credit losses\u201d (E<span class=\"_ _0\"></span>CL) </span><span style=\"display:inherit;clear:left;\">p\u00e5 engasjementene bygger p\u00e5 \ufb02ere kritiske forutsetninger<span class=\"_ _31\"></span>, herunder mislig-<span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holdssannsynlighet, tap ved mislighold, forventet levetid p\u00e5 engasje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">mentene<span class=\"_ _2\"></span> og makroutvikling. P\u00e5 grunn av betydelig estimatusikkerhet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er det krav til \u00e5 vise sensitivitetsanalyser gitt endring i ulike parametere, </span><span style=\"display:inherit;clear:left;\">dette fremg\u00e5r av <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">Virkelig verdi for finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">Virkelig verdi p\u00e5 finansielle instrumenter som ikke handles i et aktivt marked, </span><span style=\"display:inherit;clear:left;\">fastsettes ved \u00e5 bruke ulike verdsettelsesteknikker<span class=\"_ _31\"></span>. I disse vurderingene </span><span style=\"display:inherit;clear:left;\">s\u00f8ker konsernet i st\u00f8rst mulig grad \u00e5 basere seg p\u00e5 markedsf<span class=\"_ _0\"></span>orholdene </span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen. Dersom det ikke er observerbare markedsdata gj\u00f8res </span><span style=\"display:inherit;clear:left;\">antagelser om hvordan markedet vil prise instrumentet, for eksempel </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 prising av tilsvarende instrumenter<span class=\"_ _31\"></span>. I verdsettelsene kreves <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det utstrakt bruk av skj\u00f8nn, blant annet ved vurdering av kredittrisiko,<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">likviditetsrisiko og volatilitet. En endring i en eller \ufb02ere av disse faktorene </span><span style=\"display:inherit;clear:left;\">kan p\u00e5virke fastsatt verdi for instrumentet. Virkelig ver<span class=\"_ _0\"></span>di for finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter fremg\u00e5r av <span class=\"ff3 fcd ls0\">note 26</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">Fastrenteutl\u00e5n:</span><span style=\"display:inherit;clear:left;\">I henhold til IFRS skal verdsettelsen v\u00e6re basert p\u00e5 en vurdering av hva </span><span style=\"display:inherit;clear:left;\">en ekstern investor ville lagt til grunn ved investering i tilsvarende utl\u00e5n. </span><span style=\"display:inherit;clear:left;\">Det eksisterer ikke et velfungerende marked f<span class=\"_ _0\"></span>or kj\u00f8p og salg av fastrentel\u00e5n </span><span style=\"display:inherit;clear:left;\">mellom markedsakt\u00f8rer<span class=\"_ _31\"></span>. Verdien av fastrenteutl\u00e5nene estimeres ved <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 diskontere kontantstr\u00f8mmene med en risik<span class=\"_ _0\"></span>ojustert diskonteringsfaktor </span><span style=\"display:inherit;clear:left;\">som skal hensynta markedsakt\u00f8renes preferanser<span class=\"_ _31\"></span>. Diskonteringsfaktoren </span><span style=\"display:inherit;clear:left;\">beregnes basert p\u00e5 en observerbar swaprente tillagt et marginkrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Ved estimering av mar<span class=\"_ _0\"></span>ginkravet tas det hensyn til observerbare markeds-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">renter p\u00e5 tilsvarende utl\u00e5n. Marginkravet til markedsakt\u00f8rene er ikk<span class=\"_ _0\"></span>e direkte </span><span style=\"display:inherit;clear:left;\">observer <span class=\"_ _82\"></span>bart og m\u00e5 estimeres basert p\u00e5 di\ue61ceransen mellom de observer-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">bare markedsrentene og swaprenten over en tidsperiode. Da marginkravet </span><span style=\"display:inherit;clear:left;\">ikke er direkte observerbart er det knyttet usikkerhet til beregning av virk<span class=\"_ _0\"></span>elig </span><span style=\"display:inherit;clear:left;\">verdi for fastrenteutl\u00e5n.</span><span style=\"display:inherit;clear:left;\">Bruk av regnskapsprinsipper</span><span style=\"display:inherit;clear:left;\">Kundeutbytte</span><span style=\"display:inherit;clear:left;\">Det er bankens forstanderskap som hvert \u00e5r tar stilling til om og hvor mye </span><span style=\"display:inherit;clear:left;\">som skal deles ut i kundeutbytte. V<span class=\"_ _0\"></span>edtak ble gjort i bankens forstander-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skapsm\u00f8te 28. mars 2023, og bank<span class=\"_ _0\"></span>en utbetalte i 2023 totalt 58,9 millioner </span><span style=\"display:inherit;clear:left;\">kroner i kundeutbytte til bankens l\u00e5ne- og innskuddskunder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Kundene vil motta et bel\u00f8p basert p\u00e5 bankens \u00e5rlige overskudd og hvor </span><span style=\"display:inherit;clear:left;\">mye kunden selv har i innskudd og l\u00e5n i banken.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Utbytte gis til privatpersoner og bedrifter.</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i l\u00e5n i banken.</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Samskyldnere (personer med felles l\u00e5n) kan f\u00e5 kundeutbytte <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">for inntil 4 mill. kroner<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Kunden kan f\u00e5 kundeutbytte av maks 2 mill. kroner i innskudd <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">i banken.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Kundeutbyttet gjelder fra f\u00f8rste krone og opp til 2 mill. kroner<span class=\"_ _0\"></span>.</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Opptjening av kundeutbytte baseres p\u00e5 daglig saldo</span>.</span></span><span style=\"display:inherit;clear:left;\">Finansdepartementet har gitt tillatelse til \u00e5 benytte grunnfondskapital <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til kundeutbytte. Utdelingen av kundeutbytte er regulert av Finansfore-</span><span style=\"display:inherit;clear:left;\">taksloven \u00a710-17 \ue61ferde ledd, som klassifiserer kundeutbytte som en </span><span style=\"display:inherit;clear:left;\">disponering av \u00e5rsresultatet. Denne klassifiseringen har banken lagt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til grunn regnskapsmessig, og har s\u00e5ledes behandlet utbetalingen som </span><span style=\"display:inherit;clear:left;\">en egenkapitaltransaksjon. Utbetalingen av kundeutbytte gav et skatte-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fradrag p\u00e5 14<span class=\"_ _0\"></span>,7 millioner kroner for inntekts\u00e5r<span class=\"_ _0\"></span>et 2023. Skattefradraget </span><span style=\"display:inherit;clear:left;\">resultatf\u00f8res som en reduksjon av sk<span class=\"_ _0\"></span>attekostnad for 2023. Det presiser<span class=\"_ _0\"></span>es </span><span style=\"display:inherit;clear:left;\">at det er knyttet noe usikkerhet rundt fordelingen av skattefradraget <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fra kundeutbyttet mellom de ulike eierklassene.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__80": {
   "value": "<span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige endringer i konsernstruktur <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.desember 2023.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__82": {
   "value": "Norge",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__81": {
   "value": "<span style=\"display:inherit;clear:left;\">Segmenter </span><span style=\"display:inherit;clear:left;\">Konsernet har tre segmenter<span class=\"_ _31\"></span>, Privatmarked (PM), Bedriftsmarked (BM) </span><span style=\"display:inherit;clear:left;\">og Eiendom. PM og BM er bankvirksomhet fordelt p\u00e5 to hovedkunde<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grupper<span class=\"_ _0\"></span>. Her inng\u00e5r ogs\u00e5 generell investeringsr\u00e5dgivning overfor </span><span style=\"display:inherit;clear:left;\">bankens kunder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Eiendomssegmentet har eiendomsmegling som virksomhet. Segmentet </span><span style=\"display:inherit;clear:left;\">best\u00e5r av datterselskapet Aktiv Eiendomsmegling J\u00e6ren AS. \ue619</span><span style=\"display:inherit;clear:left;\">Regnskapsprinsippene som benyttes for utarbeidelse av seg<span class=\"_ _0\"></span>ment<span class=\"_ _31\"></span>infor<span class=\"_ _31\"></span><span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">masjon er de samme som de prinsippene som fremg\u00e5r av prinsippnoten, </span><span style=\"display:inherit;clear:left;\">note 2<span class=\"ff5 fc4 ls84\">. Konsernet fordeler ikke skatt eller ikk<span class=\"_ _0\"></span>e-gjentagende gevinster </span></span><span style=\"display:inherit;clear:left;\">og tap p\u00e5 segmentene. Konsernet regnskapsf\u00f8rer selskapsinterne<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">transaksjoner etter prinsippet om armlengdes avstand. Fundingkostnader </span><span style=\"display:inherit;clear:left;\">er fordelt i henhold til kapitalbehov for henholdsvis PM og BM. Netto </span><span style=\"display:inherit;clear:left;\">provisjonsinntekter er fordelt etter salgsvolum og felleskostnader<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">etter en fordelingsn\u00f8kkel for kostnader<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Konsernet har kun virksomhet i Norge, og alle inntekter er opptjent <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i Norge.</span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs4a fc16 ls0 ws0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:447.490234375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 207.012px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 36.0684px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.069px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 329 564 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 835 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 259.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 615 399 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.0527px; width: 760.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 489.146px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 76.0371px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">329 564</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">285 835</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">615 567</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.0215px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 609)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 590</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.006px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.088px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 727)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.967px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 648 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 921</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.99px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 518.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 051</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.975px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 832 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 091 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159 563</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 175.959px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 211.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 451 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 264</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.943px; width: 757.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.869px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 463 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (531)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 251</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 215.928px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 192</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 235.912px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 143 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 201 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 381)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 791 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">406 423</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 255.896px; width: 759.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 847 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (750)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (462)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 634 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 275.615px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 131 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 202 578 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (2 381)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">395 789</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.85px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 836 139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 554 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 335.834px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 433.414px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 999 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 024 204</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 355.553px; width: 756.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.418px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 836 139</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 554 703</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 999 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 395.787px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 043 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 791 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 726 697</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 415.771px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 420.045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 213 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 227 861</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 435.49px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.627px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 043 691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 791 994</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 939 951</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 790 244</span></span></span><span style=\"display:inherit;clear:left;\">Konsern <span class=\"fs4a fc16 ls0 ws0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:429.490234375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 207.012px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendom</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.8184px; width: 759.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto eksterne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 250 7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">49 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 244 788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 257.842px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 495 536 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.459px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto interne renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 489.146px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.0996px; width: 757.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">250 749</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">495 687</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.74px; width: 757.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 963 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 964 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (5 653)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 352</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.381px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (4 680)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.455px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 865 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 185</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.037px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 253</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.678px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 338 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 974 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">153 790</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.318px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 201 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 127 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 142 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 325 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.959px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 200.262px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 360 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 285 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 913</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 213.6px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 179 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 333 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 385</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 232.24px; width: 756.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 97 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 178 499 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 398 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 606 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">325 384</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 250.881px; width: 760.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 345 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 269.068px; width: 756.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 644 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 168 391 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 398 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 606 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 040</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.459px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 111 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.1px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 435.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 811</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 231 167</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 256 978</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.287px; width: 756.393px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.418px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 111 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 811</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 231 167</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 220 764</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 380.662px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 326 362</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 692 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 399.303px; width: 756.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 421.706px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 018</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 445 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 458 605</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 417.49px; width: 756.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.627px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 326 362</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 018</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 137 644</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 823 883</span></span></span><span style=\"display:inherit;clear:left;\">Morbank <span class=\"fs4a fc16 ls0 ws0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:392.1171875px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0136718px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.94px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.7402px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 243 815 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 835 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3965px; width: 757.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 508 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.0371px; width: 757.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 512.591px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 112 248 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">112 248</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.678px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 517.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 583</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.318px; width: 756.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 559 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 106 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 005</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 138.959px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 311.924px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 63 529 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 936</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.6px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 303.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 130 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 40 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.24px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 286.728px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 011</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.881px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 333.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 541 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 201 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">389 708</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 213.521px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (750)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (462)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 899</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 231.725px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 202 578 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 126 801 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 269.1px; width: 756.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 834 013 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 555 001 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.785px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.74px; width: 756.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 160 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 160 869</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 305.928px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 328.266px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 834 013 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 555 001 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 160 869 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 549 883</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.303px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 043 691 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 794 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 937 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.943px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 501.375px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 498 630 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 498 630</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 380.131px; width: 756.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 043 691 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 794 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 435 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 273 725</span></span></span><span style=\"display:inherit;clear:left;\">Morbank <span class=\"fs4a fc16 ls0 ws0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:417.8515625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0136718px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rapportering per segment</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.94px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 46.4121px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">172 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417 591</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 756.738px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">(5 653)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 86.3809px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekt verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 518.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 065</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 065</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.365px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 333.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 731</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 126.35px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 063</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 974</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 078</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.334px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personalkostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 612</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.318px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">82 042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">118 545</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 186.303px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivning/nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 396</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 206</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.287px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 334.799px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265 342</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 226.271px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivning og tap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 293</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 108</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 401</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.99px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultat f\u00f8r skatt for segmentet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.381px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">168 391</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 656</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 942</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 286.225px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 200 771</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.209px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 287 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 358 963</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.928px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 329.959px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 250 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 873 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 287 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 411 672</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 366.162px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.367px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 328 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 691 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 386.146px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 504.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 995 039</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 995 039</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 405.865px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 346 860</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 328 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 686 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 361 577</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__84": {
   "value": "<span style=\"display:inherit;clear:left;\">Kapitalstyring  </span><span style=\"display:inherit;clear:left;\">og kapitaldekning</span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank benytter standardmetoden for </span><span style=\"display:inherit;clear:left;\">kredittrisiko og basismetoden for operasjonell risiko. Per 31. desember 2023 </span><span style=\"display:inherit;clear:left;\">er kravet til bevaringsbu\ue61cer 2,5 %, systemrisikobu\ue61cer 4<span class=\"_ _31\"></span>,5 % og motsyklisk<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">kapitalbu\ue61cer 2,5 %. Disse kravene er i tillegg til kravet om ren kjernekapital p\u00e5 </span><span style=\"display:inherit;clear:left;\">4,5 %, slik at samlet minstekrav til r<span class=\"_ _0\"></span>en kjernekapital er 14<span class=\"_ _31\"></span>,0 %. I tillegg har </span><span style=\"display:inherit;clear:left;\">Finanstilsynet fastsatt et pilar 2-krav for Sandnes Sparebank p\u00e5 2,1 %, hvora<span class=\"_ _0\"></span>v </span><span style=\"display:inherit;clear:left;\">56,25 % av det fastsatte pilar 2-kravet m\u00e5 dekkes med r<span class=\"_ _0\"></span>en kjernekapi<span class=\"_ _2\"></span>tal.<span class=\"_ _2\"></span>  </span><span style=\"display:inherit;clear:left;\">Regulatorisk minstekrav til ren kjernekapital, inklusive pilar 2-kravet, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er dermed 15,2 %. </span><span style=\"display:inherit;clear:left;\">Konsernets m\u00e5l om ren kjernekapitaldekning er minimum 16,2 %<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">per 31.12.23.\ue619</span><span style=\"display:inherit;clear:left;\">Den vedtatte kapitaliseringspolicyen skal bidra til at konsernet har en </span><span style=\"display:inherit;clear:left;\">st\u00f8rrelse p\u00e5 egenkapitalen som medf\u00f8rer en e\ue61cektiv egenkapitalbruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forhold til virksomhetens omfang og risikoprofil. Bank<span class=\"_ _0\"></span>en skal ha en </span><span style=\"display:inherit;clear:left;\">egenkapital som gj\u00f8r at den kan oppn\u00e5 en konkurransedyktig egenkapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avkastning, samt konkurransedyktige vilk\u00e5r i de ulike kr<span class=\"_ _0\"></span>edittmarkedene. </span><span style=\"display:inherit;clear:left;\">Hensynet til tilstrekkelig likviditetstilgang skal dominere m\u00e5let om konk<span class=\"_ _0\"></span>ur-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ransedyktig egenkapitalavkastning. Egenkapitalen skal ogs\u00e5 sikre<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at konsernet har tilstrekkelig kapitalbu\ue61cer til \u00e5 st\u00e5 imot perioder<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med negativt resultat. </span><span style=\"display:inherit;clear:left;\">Konsernet forvalter kapitalen med tanke p\u00e5 svingninger i \u00f8konomisk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">forhold. Dette inneb\u00e6rer at banken gjennomf\u00f8r<span class=\"_ _0\"></span>er jevnlige balanse-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">styringsm\u00f8ter hvor kapitalsituasjonen gjennomg\u00e5s. Her blir ferske </span><span style=\"display:inherit;clear:left;\">volumtall og prognoser vurdert i forhold til utviklingen i be<span class=\"_ _31\"></span>regn<span class=\"_ _0\"></span>ing<span class=\"_ _31\"></span>s<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grunnlaget og hvordan banken ligger an i forhold til kapitalm\u00e5lsetningene. </span><span style=\"display:inherit;clear:left;\">I tillegg blir det gitt en status p\u00e5 de tiltak som er besluttet gjennomf\u00f8rt </span><span style=\"display:inherit;clear:left;\">og eventuelle behov for nye tiltak.  </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 utgj\u00f8r konsernets forvaltningskapital 34<span class=\"_ _0\"></span>,<span class=\"_ _31\"></span>4 milliarder kroner. <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">Dette er en \u00f8kning p\u00e5 2,2 milliarder kroner sammenlignet med 31.12.2022, </span><span style=\"display:inherit;clear:left;\">noe som tilsvarer en \u00f8kning p\u00e5 6,8 %. \u00d8kningen skyldes i hovedsak<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">utl\u00e5nsvekst i perioden.</span><span style=\"display:inherit;clear:left;\">Konsernets beregningsgrunnlag er i samme periode \u00f8kt med ca. 0<span class=\"_ _0\"></span>,8 </span><span style=\"display:inherit;clear:left;\">milliarder kroner<span class=\"_ _31\"></span>, hvorav \u00f8kningen i kreditttrisiko for engasjementer med </span><span style=\"display:inherit;clear:left;\">pantesikkerhet i eiendom utgj\u00f8r den st\u00f8rste endringen. Banken har i 2023 </span><span style=\"display:inherit;clear:left;\">gjennomg\u00e5tt portef\u00f8ljen av l\u00e5n med pant i konsesjonspliktig landbruks-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eiendom og justert ut der hvor banken har beregnet deler av denne som </span><span style=\"display:inherit;clear:left;\">35 % vekt basert p\u00e5 boligverdi av landbrukseiendommen. Alle landbruks-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eiendommer vektes n\u00e5 som n\u00e6ringsl\u00e5n \u2013 hvor \ufb02ertallet er sm\u00e5 enga<span class=\"_ _0\"></span>sje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">men<span class=\"_ _31\"></span>t under 10 millioner kroner og regnes som en del av massemarkeds-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen. E\ue61cekten av reklassifiseringen er en \u00f8kning i morbanken <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og konsernets beregningsgrunnlag p\u00e5 ca. 60 millioner kroner<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Konsernet har per 31.12.2023 en ren kjernekapitaldekning (inklusiv inn-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">konsolidert andel i samarbeidende gruppe) p\u00e5 17<span class=\"_ _3\"></span>,8 %, uendret sammen<span class=\"ls0 ws0\">-</span></span><span style=\"display:inherit;clear:left;\">lignet med 31.12.2022. \u00d8kt egenkapital som f\u00f8lge av \u00f8kte verdier fra </span><span style=\"display:inherit;clear:left;\">investering i EIKA Gruppen AS og tilbakeholdt overskudd \u00f8ker kapital-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">dekningen for 2023, men motvirkes av utl\u00e5nsvekst og vek<span class=\"_ _0\"></span>st i beregnings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">grunnlaget i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;\">Som ledd i bankens kapitalplan, og i tr\u00e5d med bankens vurdering av<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">fremtidig kapitalbehov \u00f8kte banken i januar 202<span class=\"_ _0\"></span>4, etter \u00e5rsslutt, bankens </span><span style=\"display:inherit;clear:left;\">ansvarlige l\u00e5n. Dette medf\u00f8rte at ansvarlig kapital er over styrets vedtatte </span><span style=\"display:inherit;clear:left;\">m\u00e5l for ansvarlig kapital ved utbetaling av utbytte, selv om kapitaldekning </span><span style=\"display:inherit;clear:left;\">per \u00e5rsslutt, hensyntatt avsatt til utbytte, rapporteres som noe under </span><span style=\"display:inherit;clear:left;\">bankens eget styringsm\u00e5l. Alle kapitalkrav har hele tiden v\u00e6rt over </span><span style=\"display:inherit;clear:left;\">regulatoriske krav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Uvektet kjernekapital (Leverage ratio) for konsernet utgjorde 9<span class=\"_ _31\"></span>,0 % per </span><span style=\"display:inherit;clear:left;\">31.12.23, som er det samme som ved utgangen av 2022. Uvektet kjerne- </span><span style=\"display:inherit;clear:left;\">kapital er betydlig over myndighetenes minstekrav p\u00e5 5 %. </span><span style=\"display:inherit;clear:left;\">Rapportering kapital for eierforetak i samarbeidende gruppe  </span><span style=\"display:inherit;clear:left;\">pr 31.12.2023:</span><span style=\"display:inherit;clear:left;\">Foretak som deltar i samarbeidende gruppe skal foreta forholdsmessig </span><span style=\"display:inherit;clear:left;\">konsolidering av eierandeler i finansforetak som forest\u00e5r den virk<span class=\"_ _0\"></span>somhet </span><span style=\"display:inherit;clear:left;\">som samarbeidet omfatter<span class=\"_ _0\"></span>, jf. Finansforetaksloven \u00a7 17-13 (2) og utfyllende </span><span style=\"display:inherit;clear:left;\">bestemmelser i CRR/CRD-forskriftens \u00a7 16 (3) og \u00a732 (4). </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank deltar i samarbeidende gruppe </span><span style=\"display:inherit;clear:left;\">med EIKA Gruppen AS hvor banken eier 8,<span class=\"_ _0\"></span>8 % av aksjene per 31.12.2023. </span><span style=\"display:inherit;clear:left;\">F\u00f8lgelig innkonsolideres andel av EIKA Gruppen i kapitaldekningen.</span><span style=\"display:inherit;clear:left;position:relative;height:202.890625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 201.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forholdsmessig konsolidering</span></span><span style=\"position: absolute; display: inline-block; left: 572.422px; top: 5.4668px; width: 184.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 39.4707px; width: 109.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0.219px; margin-left: 0px; font-size: 10.95px; font-family: ff1; color: rgb(101, 98, 99); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSVARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.219px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 55.2559px; width: 759.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 488.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 106 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 956 132 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.9902px; width: 759.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 215 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 064 974 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 86.7246px; width: 759.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig kapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 493.387px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 547 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 443 025 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.209px; width: 759.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregningsgrunnlag</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 466.886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 410 039 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 638 484 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.643px; width: 96.082px; white-space: pre; word-spacing: -0.219px; letter-spacing: 0.219px; margin-left: 0px; font-size: 10.95px; font-family: ff1; color: rgb(101, 98, 99); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">KAPIT</span><span style=\"word-spacing: -0.219px; letter-spacing: 0.219px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.95px; font-family: ff1; -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ALDEKNING</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 159.428px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ren kjernekapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 469.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 175.162px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjernekapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 490.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.896px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 520.894px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">7 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:956.150390625px;\"><span style=\"position: absolute; display: inline-block; left: 46.2812px; top: 0.0117187px; width: 649.482px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 519.675px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.70312px; top: 36.5px; width: 729.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 435.896px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 82.1445px; width: 113.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ANSVARLIG KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.228px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 105.521px; width: 717.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 126.35px; width: 718.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-20 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 694</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenbeholdning egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.84px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 694</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 147.193px; width: 718.652px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">895 350</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sparebankens fond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">895 350</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">870 700</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 168.021px; width: 724.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 112 106</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 986 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrig egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 835 933</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 683 256</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 188.865px; width: 716.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avsatt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 327.551px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 720</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 209.693px; width: 708.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avsatt kundeutbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 303.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 963</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 230.521px; width: 727.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 452 330</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 253 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapital (eksklusiv hybridkapital)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 176 157</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 950 094</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 251.365px; width: 717.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-55 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for eiersk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap i ikke vesentlige eierandeler i finansiell sektor</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-507 110</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-409 460</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 272.193px; width: 495.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-23 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-24 228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for eierskap i vesentlige eierandeler i finansiell sektor</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 293.037px; width: 709.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag forsiktighetsbasert verdiansettelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 189.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 017</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 349</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 313.865px; width: 351.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre fradrag etter s\u00e6rskilt vedtak</span></span><span style=\"position: absolute; display: inline-block; left: 132.891px; top: 334.693px; width: 600.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-45</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag manglende dekning misligholdte eksponeringer (ML</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">C)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-45</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 355.537px; width: 722.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-126 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">F</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">radrag for avsatt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 263.736px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-157 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-126 720</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 376.365px; width: 714.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-59 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for avsatt kundeutbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 239.174px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-77 165</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-59 963</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 397.209px; width: 716.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-18 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 682</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fradrag for goodwill og andre immaterielle eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 220</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 418.037px; width: 726.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 106 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 956 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 276.51px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 418 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 331 337</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 438.881px; width: 718.436px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">108 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 841</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fondsobligasjon og hybridkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.685px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 459.709px; width: 725.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 215 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 064 974</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 518 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 431 337</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 480.537px; width: 716.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">331 934</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">378 051</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital (eks. p\u00e5l\u00f8pte renter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 501.381px; width: 531.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fradrag for eierskap i ikke vesentlige eierandeler i finansiell sektor</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-743</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 522.209px; width: 726.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 547 502</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 443 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ansvarlig kapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 838 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 797 594</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 574.52px; width: 131.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOVEKTET KAPIT</span><span style=\"word-spacing: 0px; letter-spacing: 0.228px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">AL</span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 597.896px; width: 168.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Markedsrisiko \u2013 standardmetode</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 618.725px; width: 734.133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 029 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 359 143</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kredittrisik</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o \u2013 standardmetode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 290 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 992 563</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 639.568px; width: 725.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 343 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 232 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Operasjonell risiko</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 115 104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">990 639</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 660.396px; width: 349.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 949</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilleggsberegning faste kostnader</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 681.24px; width: 708.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Cva-tillegg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 350.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 924</span></span><span style=\"position: absolute; display: inline-block; left: 1.01562px; top: 702.068px; width: 732.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 410 039</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 638 484</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Beregningsgrunnlag</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 420 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 002 127</span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 722.631px; width: 697.91px; white-space: pre; word-spacing: 0.1491px; letter-spacing: -0.1491px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20,4</span><span style=\"word-spacing: 0.1491px; letter-spacing: -0.1491px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">20,7</span><span style=\"word-spacing: 0.1491px; letter-spacing: -0.1491px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 341.192px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23,3</span></span></span><span style=\"position: absolute; display: inline-block; left: 38.25px; top: 743.475px; width: 696.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.0852px; letter-spacing: -0.0852px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">18,4</span><span style=\"word-spacing: 0.0852px; letter-spacing: -0.0852px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Kjernekapitaldekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 309.68px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20,3</span></span><span style=\"position: absolute; display: inline-block; left: 38.25px; top: 764.303px; width: 695.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19,5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.26625px; letter-spacing: -0.26625px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.26625px; letter-spacing: -0.26625px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">9,4</span></span></span><span style=\"position: absolute; display: inline-block; left: 201.703px; top: 816.879px; width: 73.5352px; white-space: pre; word-spacing: -0.228px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BUFFERKRAV</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 840.256px; width: 716.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">435 251</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">415 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bevaringsbuffer (2,50 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">310 521</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 053</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 861.1px; width: 716.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">435 251</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">332 770</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Motsyklisk buffer (2,50 % / 2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">310 521</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">240 043</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 881.928px; width: 717.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">783 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">499 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Systemrisikobuffer (4,50 % / 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">558 937</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">360 064</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 902.756px; width: 726.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 653 954</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 247 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum buffere til ren kjernekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 179 978</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">900 159</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 923.6px; width: 717.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">783 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">748 732</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Minimumskrav til r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">en kjerne (4,50 %)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">558 937</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">540 096</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 944.162px; width: 716.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">669 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">959 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgjengelig ren kjernekapital utover minimumskrav og bufferkrav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">679 163</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">891 082</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:595.181640625px;\"><span style=\"position: absolute; display: inline-block; left: 49.0312px; top: 0.0117187px; width: 649.482px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 519.675px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 7.45312px; top: 36.75px; width: 729.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 435.896px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 80.8945px; width: 251.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0.228px; margin-left: 0px; font-size: 11.4px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> SPESIFIKASJON AV BEREGNINGSGR</span><span style=\"word-spacing: 0px; letter-spacing: 0.228px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff1; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">UNNLAG</span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 104.006px; width: 95.3965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Standardmetoden </span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 125.115px; width: 75.8496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Markedsrisiko </span></span><span style=\"position: absolute; display: inline-block; left: 204.453px; top: 166.771px; width: 121.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stater og sentralbanker </span></span><span style=\"position: absolute; display: inline-block; left: 25.4531px; top: 187.615px; width: 710.273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 138</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">153 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lokale og regionale myndigheter og offentlig eide foretak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 195</span></span><span style=\"position: absolute; display: inline-block; left: 28.2656px; top: 208.443px; width: 709.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">81 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Institusjoner  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 324.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 462 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 232</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 229.287px; width: 717.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">512 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">547 745</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Foretak </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 351.627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 475 905 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">497 901</span></span><span style=\"position: absolute; display: inline-block; left: 11.7656px; top: 250.115px; width: 724.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 410 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 764 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Massemark</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ed </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 151 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 566 041</span></span><span style=\"position: absolute; display: inline-block; left: 5px; top: 270.943px; width: 731.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 241 306</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 997 222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Engasjementer med pantesikkerhet i eiendom </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 149 528 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 366 591</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 291.787px; width: 718.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">393 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 439</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfallte engasjement </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 280.529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 381 532 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">237 704</span></span><span style=\"position: absolute; display: inline-block; left: 325.688px; top: 313.023px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 325.168px; top: 312.615px; width: 3.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 20.4219px; top: 312.615px; width: 304.746px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">326 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">497 337</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8yrisiko-engasjement</span></span><span style=\"position: absolute; display: inline-block; left: 329.219px; top: 312.615px; width: 407.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 326 727 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">497 337</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 333.459px; width: 717.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">239 758</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">217 745</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Obligasjoner med fortrinnsr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ett </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 755 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 494</span></span><span style=\"position: absolute; display: inline-block; left: 25.4531px; top: 354.287px; width: 710.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">46 122</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">112 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andeler i verdipapirfond </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span></span><span style=\"position: absolute; display: inline-block; left: 19.2344px; top: 375.131px; width: 717.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">623 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">547 649</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapitalposisjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 268.898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 007 504 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">991 108</span></span><span style=\"position: absolute; display: inline-block; left: 22.0312px; top: 395.959px; width: 713.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">119 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 552</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 361.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 767</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 416.787px; width: 740.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 029 650 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 359 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kredittrisiko </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 316.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 290 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 992 563 </span></span><span style=\"position: absolute; display: inline-block; left: 8.96875px; top: 458.459px; width: 730.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 343 134 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 232 221 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Operasjonell risko </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 115 104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 990 639 </span></span><span style=\"position: absolute; display: inline-block; left: 24.4219px; top: 500.131px; width: 352.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 531 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 949 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilleggsberegning faste kostnader</span></span><span style=\"position: absolute; display: inline-block; left: 28.2656px; top: 541.803px; width: 708.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CVA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-tillegg </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 924</span></span><span style=\"position: absolute; display: inline-block; left: 3.76562px; top: 583.193px; width: 735.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 410 039 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 638 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum beregningsgrunnlag</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 420 826 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 002 127 </span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> H\u00f8yrisiko engasjementer</span><span style=\"display:inherit;clear:left;\">Overordnet har banken h\u00f8yrisiko mark<span class=\"_ _0\"></span>ert de engasjementer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som prim\u00e6rt er knyttet til;</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Eiendomsutviklingsprosjekter som ikke har l\u00f8pende inntekter <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">til selvstendig rentebetjening i utviklingsfasen</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws93\">Eiendomsutviklingsprosjekter som er avhengig av et fremtidig utbyg<span class=\"ls0 ws0\">-</span></span></span></span><span style=\"display:inherit;clear:left;\">gingsprosjekt f\u00f8r det er rimelig \u00e5 anta at nedkvittering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av hovedstol kan finne sted i sin helhet </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Eiendomsutviklingsprosjekter hvor banken har finansiert oppf\u00f8ring </span></span></span><span style=\"display:inherit;clear:left;\">av boliger uten tilstrekkelig forh\u00e5ndssalg (typisk prosjekt best\u00e5ende </span><span style=\"display:inherit;clear:left;\">av en eller maksimalt et par boliger). Alle st\u00f8rre byggeprosjekter </span><span style=\"display:inherit;clear:left;\">krever tilfredsstillende forh\u00e5ndssalg. </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Andre former for spekulativ eiendomsfinansiering. </span></span></span><span style=\"display:inherit;clear:left;\">Bankens tolkning av h\u00f8yrisikoengasjementer er i henhold til de </span><span style=\"display:inherit;clear:left;\">prinsipper som er fastsatt i oppdatert rundskriv fra Finanstilsynet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__85": {
   "value": "<span style=\"display:inherit;clear:left;\">Risikostyring </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank er gjennom sin forretningsut\u00f8velse </span><span style=\"display:inherit;clear:left;\">eksponert for ulike typer risiko. Dermed er det sentralt i konsernets<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">forretningsmodell \u00e5 styre risikoene en er eksponert mot p\u00e5 en helhetlig </span><span style=\"display:inherit;clear:left;\">m\u00e5te. Risiko representerer ikk<span class=\"_ _0\"></span>e bare potensielle kostnader<span class=\"_ _31\"></span>, men byr <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og p\u00e5 muligheter<span class=\"_ _0\"></span>. Dermed m\u00e5 og risikoen vurderes, m\u00e5les og ikke </span><span style=\"display:inherit;clear:left;\">minst prises riktig hvor det er mulig. </span><span style=\"display:inherit;clear:left;\">Risiko p\u00e5virker alt banken for<span class=\"_ _0\"></span>etar seg, og s\u00e5ledes er en kritisk faktor <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i risikostyringen at banken har en risikokultur som bygger opp under<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">de m\u00e5l og planer som ligger for \u00f8nskede risikom\u00e5l. Risikostyringen starter </span><span style=\"display:inherit;clear:left;\">med den enkelte ansatte, og de vurderingene som blir gjort i f\u00f8rste- <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og andrelinje i banken. Felles retningslinjer og styringsm\u00e5l sikrer<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">enhetlig og felles forst\u00e5else og vurderingsgrunnlag for risiko.</span><span style=\"display:inherit;clear:left;\">F\u00f8lgende prinsipper gjelder for konsernets risikostyring:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Risiko tas innenfor en definert risikoappetitt</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Hver risiko som tas m\u00e5 v\u00e6re godkjent innenfor risikostyrings-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">rammeverket </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Risiko m\u00e5 kompenseres tilstrekk<span class=\"_ _0\"></span>elig over tid og skal overv\u00e5kes <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">og styres kontinuerlig</span><span style=\"display:inherit;clear:left;\">Organisering og fullmaktsstruktur</span><span style=\"display:inherit;clear:left;\">Styret</span><span style=\"display:inherit;clear:left;\">Styret har ansvar for \u00e5 fastsette konsernets risikopr<span class=\"_ _0\"></span>ofil. I tillegg fastsetter </span><span style=\"display:inherit;clear:left;\">styret de overordnede rammer og fullmakter innen de ulike risikoomr\u00e5dene. </span><span style=\"display:inherit;clear:left;\">Retningslinjer for risikostyring i konsernet, samt alle vesentlige aspekter </span><span style=\"display:inherit;clear:left;\">ved risikostyringsmodellene og beslutningsprosessene er styrets ansvar<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Videre skal styret p\u00e5se at banken har tilstrekk<span class=\"_ _0\"></span>elig kapital ut fra risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">toleranse og virksomhet og i forhold til regulatoriske krav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Risikoutvalg</span><span style=\"display:inherit;clear:left;\">Risikoutvalget, som er et styreutvalg, har som form\u00e5l \u00e5 p\u00e5se at styring </span><span style=\"display:inherit;clear:left;\">og kontroll av risiko er av tilfr<span class=\"_ _0\"></span>edsstillende h\u00f8y kvalitet. Dette inneb\u00e6rer </span><span style=\"display:inherit;clear:left;\">blant annet at risikoutvalget skal f\u00f8lge opp konsernets implementering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av risikostrategi, gi styret r\u00e5d omkring eksisterende risik<span class=\"_ _0\"></span>ostrategi <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og risikotoleranse, samt forberede styrebehandling av risik<span class=\"_ _0\"></span>oomr\u00e5det.</span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r<span class=\"_ _0\"></span>, leder for risikostyring og ledergruppen</span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r har det daglige ansvaret for risik<span class=\"_ _0\"></span>ostyring, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">et ansvar som operativt er delegert til Leder for risikostyring. Leder <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for risikostyring rapporterer uavhengig til administrerende dir<span class=\"_ _0\"></span>ekt\u00f8r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og styret og har konsernansvaret p\u00e5 tvers av avdelinger for styring av<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">all kreditt-, markeds-, likviditets- og operasjonell risiko. I tillegg er leder </span><span style=\"display:inherit;clear:left;\">for risikostyring ansvarlig for overv\u00e5king, analyse og rapportering av risiko. </span><span style=\"display:inherit;clear:left;\">Det er leder for risikostyring som har ansvar for utvikling av konsernets </span><span style=\"display:inherit;clear:left;\">strategi for helhetlig risikostyring, strategiene for kredittrisik<span class=\"_ _0\"></span>o- og policy, </span><span style=\"display:inherit;clear:left;\">finansiell risiko, likviditetsrisiko og operasjonell risiko. I tillegg har banken </span><span style=\"display:inherit;clear:left;\">egne ansvarlige for utvalgte risikoomr\u00e5der<span class=\"_ _31\"></span>. Dette gjelder blant annet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en egen b\u00e6rekraftsansvarlig som har ansvar for koordinering av arbeidet</span><span style=\"display:inherit;clear:left;\">med ESG relatert risiko. Det er et eget personvernombud som koordiner<span class=\"_ _0\"></span>er </span><span style=\"display:inherit;clear:left;\">og overv\u00e5ker personvernrelaterte tema. Og det er en egen avdeling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og leder for AHV<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">I forhold til den daglige risikostyringen skal den enkelte leder i konsernet </span><span style=\"display:inherit;clear:left;\">s\u00f8rge for \u00e5 ha kunnskap om vesentlig risiko, av alle typer<span class=\"_ _31\"></span>, innenfor eget </span><span style=\"display:inherit;clear:left;\">ansvarsomr\u00e5de. Dermed er m\u00e5let at denne kan forvaltes p\u00e5 en \u00f8konomisk</span><span style=\"display:inherit;clear:left;\">og administrativt forsvarlig m\u00e5te. Administrerende direkt\u00f8r har gitt n\u00e6rmer<span class=\"_ _0\"></span>e</span><span style=\"display:inherit;clear:left;\">retningslinjer for gjennomf\u00f8ringen av overordnet kr<span class=\"_ _0\"></span>edittpolitikk og kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">strategier<span class=\"_ _0\"></span>. Hvert enkelt forretningsomr\u00e5de styrer sine egne kredittpr<span class=\"_ _0\"></span>osesser</span><span style=\"display:inherit;clear:left;\">etter gitte retningslinjer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Rapportering skjer p\u00e5 avdelingsniv\u00e5 og danner grunnlaget for samlede </span><span style=\"display:inherit;clear:left;\">rapporter for forretningsomr\u00e5der og st\u00f8tteomr\u00e5der som inng\u00e5r i adminis<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tr<span class=\"_ _31\"></span>er<span class=\"_ _0\"></span>en<span class=\"_ _31\"></span>de direkt\u00f8rs rapportering til styr<span class=\"_ _0\"></span>et.</span><span style=\"display:inherit;clear:left;\">Revisjon</span><span style=\"display:inherit;clear:left;\">B\u00e5de ekstern- og intern revisjon er to viktige elementer innen risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">styring. Uavhengig og e\ue61cektiv revisjon bidrar til hensiktsmessig intern- </span><span style=\"display:inherit;clear:left;\">kontroll og p\u00e5litelighet i den finansielle rapporteringen. </span><span style=\"display:inherit;clear:left;\">Bankens internrevisor er KPMG, mens eksternrevisor er Deloitte.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Internrevisjon har instruks fra styret, og det er ogs\u00e5 styret som god- </span><span style=\"display:inherit;clear:left;\">kjenner revisjonens \u00e5rlige planer<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Risikostyring og kapitalplanlegging</span><span style=\"display:inherit;clear:left;\">En sentral del i bankens risikostyring er konsernets interne vurdering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av kapitalbehov (ICAAP \u2013 Internal Capital Adequacy Assessment Process). </span><span style=\"display:inherit;clear:left;\">I denne prosessen foretas det vurderinger av alle vesentlige risikoer<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">banken er eksponert mot med tilh\u00f8rende vurdering av internt kapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beho<span class=\"_ _0\"></span>v for de ulike risikoene.</span><span style=\"display:inherit;clear:left;\">Styret gjennomg\u00e5r i forbindelse med ICAAP konsernets viktigste risiko-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">omr\u00e5der og intern kontroll. Gjennomgangen tar sikte p\u00e5 \u00e5 f\u00e5 dokumentert </span><span style=\"display:inherit;clear:left;\">kvaliteten p\u00e5 arbeidet innen de vesentligste risikoomr\u00e5dene. Gj<span class=\"_ _0\"></span>enn<span class=\"_ _31\"></span>om<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gangen skal sikre at endringer i risikobildet identifiseres slik at n\u00f8dvendige </span><span style=\"display:inherit;clear:left;\">forbedringstiltak kan iverksettes.</span><span style=\"display:inherit;clear:left;\">Risikokategorier</span><span style=\"display:inherit;clear:left;\">Hovedrisikokategoriene for konsernet er:</span><span style=\"display:inherit;clear:left;\">Kredittrisiko</span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r fra alle transaksjoner hvor faktiske, avtalte eller mulige </span><span style=\"display:inherit;clear:left;\">krav overfor motparter<span class=\"_ _31\"></span>, l\u00e5ntakere, utstedere eller andre debitorer finnes.</span><span style=\"display:inherit;clear:left;\">Risikoen ligger i manglende evne eller vilje til tilbakebetaling fra bankens </span><span style=\"display:inherit;clear:left;\">l\u00e5ntakere, kombinert med manglende sikkerhet f<span class=\"_ _0\"></span>or bankens engasjement. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko representerer bank<span class=\"_ _0\"></span>ens st\u00f8rste risiko, og er og den risikoen </span><span style=\"display:inherit;clear:left;\">som setter st\u00f8rst krav til bankens kapital. </span><span style=\"display:inherit;clear:left;\">Banken styrer kredittrisikoen prim\u00e6rt gjennom kr<span class=\"_ _0\"></span>edittstrategi- og </span><span style=\"display:inherit;clear:left;\">policyen. Kredittrisiko som oppst\u00e5r gjennom konsernets finansiering-  </span><span style=\"display:inherit;clear:left;\">og plasseringsaktivitet styres i tillegg i bankens finansstrategi. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ff3 fcd ls0 ws0\">note 8<span class=\"ff5 fc4\">-</span>11</span><span class=\"ws0\"> for en vurdering av kredittrisiko.</span></span><span style=\"display:inherit;clear:left;\">Markedsrisiko</span><span style=\"display:inherit;clear:left;\">Markedsrisiko er muligheten for uheldig markedsverdiutvikling<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 handels- eller investeringsposisjonene til banken. Markedsrisiko <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kan oppst\u00e5 fra endringer i renteniv\u00e5er<span class=\"_ _31\"></span>, kredittspreader og valutakurser. </span><span style=\"display:inherit;clear:left;\">Styret har fastsatt m\u00e5lsetninger for markedsrisiko i bank<span class=\"_ _0\"></span>ens finans-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">strategi, og denne f\u00f8lgens opp l\u00f8pende av bankens treasuryavdeling <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og rapporteres til styret.  </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ff3 fcd ls0 ws0\">note 12<span class=\"ff5 fc4\">-</span>15</span><span class=\"ws0\"> for en vurdering av markedsrisiko.</span></span><span style=\"display:inherit;clear:left;\">Likviditets- og oppgj\u00f8rsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er tap som f\u00f8lge av at banken ikk<span class=\"_ _0\"></span>e klarer \u00e5 innfri alle </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res til ekstra </span><span style=\"display:inherit;clear:left;\">kostnader<span class=\"_ _31\"></span>. I dette inng\u00e5r og evnen til \u00e5 finansiere bankens utl\u00e5nsvekst. </span><span style=\"display:inherit;clear:left;\">Bankens m\u00e5lsetning for likviditetsrisiko er \u00e5 sikre at k<span class=\"_ _0\"></span>onsernet kan oppfylle </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelser og kan styre likviditets- og finansieringsrisiko innen </span><span style=\"display:inherit;clear:left;\">bankens risikoappetitt. Dette er konkretisert gjennom satte rammer<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for ulike m\u00e5leparametere i likviditetsstrategien. </span><span style=\"display:inherit;clear:left;\">Se <span class=\"ff3 fcd ls0 ws0\">note 16</span><span class=\"ws0\"> for en vurdering av likviditetsrisiko.</span></span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko er risiko for at eksisterende, betingete- eller mulige fr<span class=\"_ _0\"></span>em-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tidige positive eksponeringer ikke blir oppfylt av bankens motparter<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko</span><span style=\"display:inherit;clear:left;\">Operasjonell risiko betyr risiko for tap som f\u00f8lge av feil- eller utilstr<span class=\"_ _0\"></span>ekkelige </span><span style=\"display:inherit;clear:left;\">interne prosesser<span class=\"_ _0\"></span>, systemer<span class=\"_ _0\"></span>, menneskelige feil eller tap som f\u00f8lge av </span><span style=\"display:inherit;clear:left;\">eksterne hendelser utenfor bankens kontroll, inklusivt juridisk risik<span class=\"_ _0\"></span>o.</span><span style=\"display:inherit;clear:left;\">Det er knyttet operasjonell risiko til bankens IT<span class=\"_ _3\"></span>-systemer, hvilket i stor grad </span><span style=\"display:inherit;clear:left;\">utf\u00f8res av eksterne tjenesteleverand\u00f8rer i henhold til skriftlige kontrakter<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Med unntak av kjernebankl\u00f8sning er Eika hovedleverand\u00f8rer av teknologi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tjenester<span class=\"_ _0\"></span>. God styring og kontroll med IT<span class=\"_ _31\"></span>-systemene b\u00e5de i banken og </span><span style=\"display:inherit;clear:left;\">hos tjenesteleverand\u00f8rene er av vesentlig betydning for \u00e5 sikre n\u00f8yaktig, </span><span style=\"display:inherit;clear:left;\">fullstendig og p\u00e5litelig finansielle rapportering. Banken har etablert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en overordnet styringsmodell og internkontrollaktiviteter knyttet til IT<span class=\"_ _3\"></span>-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">systemene. Sentrale systemer er standardiserte, og erfaringsmessig  </span><span style=\"display:inherit;clear:left;\">har det v\u00e6rt f\u00e5 operasjonelle feil knyttet til IT<span class=\"_ _31\"></span>-systemene. </span><span style=\"display:inherit;clear:left;\">Et viktig element i forbindelse med operasjonell risiko er oppf\u00f8lging  </span><span style=\"display:inherit;clear:left;\">av u\u00f8nskede hendelser<span class=\"_ _31\"></span>. Banken har etablert verkt\u00f8y for rapportering, </span><span style=\"display:inherit;clear:left;\">klassifisering og oppf\u00f8lging av u\u00f8nskede hendelser<span class=\"_ _31\"></span>. P\u00e5 denne m\u00e5ten </span><span style=\"display:inherit;clear:left;\">kan interne prosesser justeres slik at sannsynlighet for gjentakelse<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">reduseres.</span><span style=\"display:inherit;clear:left;\">ESG risiko</span><span style=\"display:inherit;clear:left;\">Risiko relatert til milj\u00f8, samfunnsansvar og selskapsstyring inng\u00e5r i ESG </span><span style=\"display:inherit;clear:left;\">risiko. Deriblant ogs\u00e5 klimarisiko. Klimarisiko omfatter risik<span class=\"_ _0\"></span>o for \u00f8kt kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko og finansielle tap for banken som f\u00f8lge av klimaendringer<span class=\"_ _31\"></span>. Banken </span><span style=\"display:inherit;clear:left;\">foretar \u00e5rlig gjennomgang av risiko i banken der ESG og klimarisik<span class=\"_ _0\"></span>o inng\u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Det er f\u00f8rst og fremst relatert til utl\u00e5n til bedriftsmarked at det er identifisert </span><span style=\"display:inherit;clear:left;\">at banken er utsatt for klimarisiko. Dette er b\u00e5de rela<span class=\"_ _0\"></span>tert til fysisk risiko, </span><span style=\"display:inherit;clear:left;\">men ogs\u00e5 overgangsrisiko fra dagens situasjon til et lavutslippssamfunn. </span><span style=\"display:inherit;clear:left;\">Derfor er vurdering av b\u00e6rekraft og klimarisiko integr<span class=\"_ _0\"></span>ert i bankens kreditt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">prosess. Da banken er lite eksponert mot blant annet olje og gassn\u00e6ringen </span><span style=\"display:inherit;clear:left;\">anses n\u00e6ringseiendom, bygg og anlegg samt landbruk \u00e5 v\u00e6re de sektorer </span><span style=\"display:inherit;clear:left;\">som har h\u00f8yest iboende klimarisiko i bankens portef\u00f8lje. Samtidig er det </span><span style=\"display:inherit;clear:left;\">store muligheter for positiv p\u00e5virkning. Det er ogs\u00e5 \u00e5rsaken til at banken </span><span style=\"display:inherit;clear:left;\">har startet gr\u00f8nn produktutvikling rettet s\u00e6rlig mot nevnte bransjer<span class=\"_ _31\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og tilbyr i dag gr\u00f8nne landbruksl\u00e5n, gr\u00f8nt n\u00e6ringsl\u00e5n og gr\u00f8nt boligl\u00e5n. </span><span style=\"display:inherit;clear:left;\">Se for \u00f8vrig kapittelet B\u00e6rekraft og samfunnsansvar<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Annen risiko</span><span style=\"display:inherit;clear:left;\">Annen risiko inkluderer strategisk risiko, eierrisiko og risik<span class=\"_ _0\"></span>o i omgivelsene. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko er risiko for tap p\u00e5 grunn av at inntjeningen blir la<span class=\"_ _0\"></span>vere enn </span><span style=\"display:inherit;clear:left;\">forventet, men at dette ikke er kompensert gjennom lavere k<span class=\"_ _0\"></span>ostnader<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Strategisk risiko kan oppst\u00e5 fra endringer i konkurransebildet, r<span class=\"_ _0\"></span>egulatoriske </span><span style=\"display:inherit;clear:left;\">endringer eller ine\ue61cektiv posisjonering i forhold til makromilj\u00f8et som </span><span style=\"display:inherit;clear:left;\">p\u00e5virker driften v\u00e5r<span class=\"_ _31\"></span>. Strategisk risiko kan ogs\u00e5 oppst\u00e5 hvis man ikke evner </span><span style=\"display:inherit;clear:left;\">\u00e5 leve opp til m\u00e5lsatte strategier og/eller ikke klarer \u00e5 e\ue61cektivt gj\u00f8re gr<span class=\"_ _0\"></span>ep </span><span style=\"display:inherit;clear:left;\">for \u00e5 justere avkastning lavere enn m\u00e5lsatt. Eierrisik<span class=\"_ _0\"></span>o er risiko som oppst\u00e5r </span><span style=\"display:inherit;clear:left;\">som f\u00f8lge av \u00e5 v\u00e6re eier i et selskap, for eksempel gjennom drift eller </span><span style=\"display:inherit;clear:left;\">risiko for at ny kapital m\u00e5 tilf\u00f8res.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__86": {
   "value": "<span style=\"display:inherit;clear:left;\">Kredittrisiko </span><span style=\"display:inherit;clear:left;\">Kredittrisiko er risikoen for tap dersom bank<span class=\"_ _0\"></span>ens kunder ikke oppfyller </span><span style=\"display:inherit;clear:left;\">sine forpliktelser overfor konsernet. </span><span style=\"display:inherit;clear:left;\">Kredittrisiko oppst\u00e5r i hovedsak i bankens utl\u00e5nsportef\u00f8lje, men det<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 slik risiko i konsernets beholdning av obligasjoner<span class=\"_ _31\"></span>, sertifikater </span><span style=\"display:inherit;clear:left;\">og finansielle derivater<span class=\"_ _0\"></span>. Kredittrisiko er konsernets st\u00f8rste risiko og best\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i hovedsak av netto utl\u00e5n til kunder<span class=\"_ _0\"></span>, kontanter og fordringer p\u00e5 sentral- </span><span style=\"display:inherit;clear:left;\">banker samt finansielle instrumenter<span class=\"_ _31\"></span>. Kredittrisiko for utl\u00e5n, garantier <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og trekkfasiliteter er viktigst b\u00e5de ut fra volum og risikoniv\u00e5 generelt. </span><span style=\"display:inherit;clear:left;\">Denne risikoen omtales s\u00e5ledes detaljert nedenfor<span class=\"_ _31\"></span>. Det er begrenset </span><span style=\"display:inherit;clear:left;\">kredittrisiko i forbindelse med \u00f8vrig eksponering.</span><span style=\"display:inherit;clear:left;position:relative;height:304.931640625px;\"><span style=\"position: absolute; display: inline-block; left: 46.2812px; top: 0.0117187px; width: 649.482px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 519.675px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.70312px; top: 36.75px; width: 728.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maksimum eksponering til kredittrisiko</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 73.3809px; width: 717.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">er</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 93.3652px; width: 716.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.35px; width: 733.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n til kunder til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 213.088px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 133.334px; width: 725.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n til kunder til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 113 230</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 517 115</span></span><span style=\"position: absolute; display: inline-block; left: 9.01562px; top: 153.318px; width: 725.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 481 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 633 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 250.816px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 759 106</span></span><span style=\"position: absolute; display: inline-block; left: 22.7031px; top: 173.303px; width: 711.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 620</span></span><span style=\"position: absolute; display: inline-block; left: 22.7031px; top: 193.287px; width: 710.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 305.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 319 188</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 213.271px; width: 709.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 048</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 441</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forskuddsbetalte kostnader og opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.785px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 048</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 602</span></span><span style=\"position: absolute; display: inline-block; left: 3.375px; top: 232.99px; width: 729.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">33 459 221</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 294 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum kredittrisikoeksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.879px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 927 239</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 819 152</span></span><span style=\"position: absolute; display: inline-block; left: 16.4844px; top: 253.24px; width: 718.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantiforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span></span><span style=\"position: absolute; display: inline-block; left: 7.21875px; top: 273.225px; width: 726.469px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 816 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 758 601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter og l\u00e5netilsagn</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 574 376</span></span><span style=\"position: absolute; display: inline-block; left: 2.25px; top: 292.943px; width: 730.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">36 543 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 343 923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal kredittrisikoeksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 855 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 684 436</span></span></span><span style=\"display:inherit;clear:left;\">M\u00e5ling av kredittrisiko for utl\u00e5nsportef<span class=\"_ _0\"></span>\u00f8ljen</span><span style=\"display:inherit;clear:left;\">Misligholdssannsynlighet</span><span style=\"display:inherit;clear:left;\">Konsernet bruker samme modeller for \u00e5 estimere misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">som resten av Eika bankene. Dette er scorek<span class=\"_ _0\"></span>ort som er utviklet p\u00e5 hele </span><span style=\"display:inherit;clear:left;\">Eika portef\u00f8ljen, inkludert Sandnes Sparebank sine kunder<span class=\"_ _31\"></span>. Med den store </span><span style=\"display:inherit;clear:left;\">poolen av data som ligger til grunn for utviklingen er det lettere \u00e5 lage </span><span style=\"display:inherit;clear:left;\">tre\ue61csikre modeller<span class=\"_ _31\"></span>, og ikke minst validere og vedlikeholde disse. </span><span style=\"display:inherit;clear:left;\">B\u00e5de PM og BM kunder scores m\u00e5nedlig i ulike kredittmodeller<span class=\"_ _31\"></span>. Modellene<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">varierer utfra hvor mye og hva slags informasjon som er tilgjengelig p\u00e5 </span><span style=\"display:inherit;clear:left;\">den enkelte kunde. Det betyr at for nye kunder s\u00e5 tar modellene utgangs-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">punkt i o\ue61centlig tilgjengelig informasjon, mens for eksisterende kunder<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes ogs\u00e5 intern adferdshistorikk i banken. Den o\ue61centlige tilgjengelige </span><span style=\"display:inherit;clear:left;\">informasjonen er fra eksternt kredittinformasjonsbyr\u00e5. Scorek<span class=\"_ _0\"></span>ort for helt </span><span style=\"display:inherit;clear:left;\">nye kunder<span class=\"_ _0\"></span>, uten intern historikk, er og basert p\u00e5 data fra og metodikk </span><span style=\"display:inherit;clear:left;\">til eksternt kredittinformasjonsbyr\u00e5. Etter hvert som banken f\u00e5r mer intern </span><span style=\"display:inherit;clear:left;\">informasjon om kundene vektes mer og mer intern data inn i modellene </span><span style=\"display:inherit;clear:left;\">i l\u00f8pet av inntil 4 trinn hvor man til slutt har hovedsakelig intern data. </span><span style=\"display:inherit;clear:left;\">Modellene er utviklet p\u00e5 data fra perioden 2014 til 2019<span class=\"_ _31\"></span>, og laget med </span><span style=\"display:inherit;clear:left;\">utgangspunkt i den gamle misligholdsdefinisjonen. Denne hadde kun en </span><span style=\"display:inherit;clear:left;\">absolutt grense for mislighold p\u00e5 1000 kroner og at misligholdet skulle </span><span style=\"display:inherit;clear:left;\">v\u00e6re over 90 dager<span class=\"_ _0\"></span>. N\u00e5 er det i tillegg en relativ grense p\u00e5 minimum 1 % </span><span style=\"display:inherit;clear:left;\">av engasjementet, samt manuelt vurdert der kunden ikke er i mislighold, </span><span style=\"display:inherit;clear:left;\">men banken vurderer at kunden sannsynligvis vil f\u00e5 problemer med<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 betjene sine forpliktelser<span class=\"_ _0\"></span>. I bankens egen validering, som er blitt foretatt </span><span style=\"display:inherit;clear:left;\">med data frem til juni 2023 er det den oppdaterte misligholdsdefinisjonen, </span><span style=\"display:inherit;clear:left;\">som er benyttet uten at det gir noen signifikante utslag p\u00e5 modellens </span><span style=\"display:inherit;clear:left;\">kvalitet. Forskjellen i definisjon p\u00e5virker f\u00f8rst og fremst n\u00e5r mislighold inn-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tre\ue61cer<span class=\"_ _31\"></span>, som med ny definisjon er noe senere enn med gammel definisjon.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Det er alts\u00e5 ingen signifikant forskjell i hvilke kunder som misligholder<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Modellene beregner en score som kan kalkuleres om til en misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet og s\u00e5 tilordnes en risikoklasse. Banken benytter i dag en </span><span style=\"display:inherit;clear:left;\">oppdeling fra 1 til 12, hvor 1 er best og 11 og 12 er kunder som er i mis- </span><span style=\"display:inherit;clear:left;\">lighold eller har engasjement med individuell nedskrivning. Modellen </span><span style=\"display:inherit;clear:left;\">testes jevnlig b\u00e5de av Eika gruppen sentralt, men og gjennom bankens </span><span style=\"display:inherit;clear:left;\">egen validering som nevnt over<span class=\"_ _0\"></span>. Resultatet av testene viser at modellen  </span><span style=\"display:inherit;clear:left;\">i stor grad greier \u00e5 skille gode fra d\u00e5rlige kunder<span class=\"_ _31\"></span>, samt estimere niv\u00e5et  </span><span style=\"display:inherit;clear:left;\">p\u00e5 mislighold innenfor hva som regnes som akseptabelt. De siste \u00e5rs </span><span style=\"display:inherit;clear:left;\">valideringer har vist et estimert niv\u00e5 som ligger noe over realisert niv\u00e5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">De ulike risikoklassene og tilh\u00f8rende \u00f8vre gr<span class=\"_ _0\"></span>ense for misligholdssannsynlighet fremkommer av tabellen under<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:160.486328125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 236.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.65px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span style=\"position: absolute; display: inline-block; left: 399.25px; top: 0.0039062px; width: 236.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikoklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.65px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vre grense</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 37.9434px; width: 198.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,10 %</span></span><span style=\"position: absolute; display: inline-block; left: 424.266px; top: 37.9434px; width: 198.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 60.0527px; width: 198.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span><span style=\"position: absolute; display: inline-block; left: 424.266px; top: 60.0527px; width: 198.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 82.1621px; width: 199.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 424.266px; top: 82.1621px; width: 199.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 104.271px; width: 198.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,75 %</span></span><span style=\"position: absolute; display: inline-block; left: 421.953px; top: 104.271px; width: 205.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.069px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99,99 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 126.381px; width: 197.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,25 %</span></span><span style=\"position: absolute; display: inline-block; left: 406.875px; top: 126.381px; width: 222.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 og 12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 25.2969px; top: 148.49px; width: 199.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av henholdsvis BM og PM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) kan sees i figur<span class=\"_ _0\"></span>en under<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som viser at det er en god konsentrasjon av engasjement i de lavere risikoklassene:</span><span style=\"display:inherit;clear:left;position:relative;height:262.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 566.281px; top: 0.0058593px; width: 66.4336px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span style=\"position: absolute; display: inline-block; left: 244.812px; top: 2.70703px; width: 152.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RISIKOKLASSE PER 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 566.281px; top: 20.209px; width: 69.4102px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 41.6621px; width: 21.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 37.2812px; top: 56.9863px; width: 26.0742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42,9 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.7715px; width: 21.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">45 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.8809px; width: 22.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.9902px; width: 21.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.1px; width: 21.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span style=\"position: absolute; display: inline-block; left: 88.5781px; top: 131.83px; width: 25.8457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24,2 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 137.209px; width: 21.2578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.318px; width: 21.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 157.453px; top: 161.064px; width: 24.5391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 8.55px; font-family: ff3; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 257.375px; top: 160.533px; width: 25.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 1.07812px; top: 175.428px; width: 20.4375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 109.359px; top: 175.424px; width: 24.7676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 207.984px; top: 175.002px; width: 25.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 308.438px; top: 173.721px; width: 24.0938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13,1 %</span></span><span style=\"position: absolute; display: inline-block; left: 136.609px; top: 184.971px; width: 25.3008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10,2 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.537px; width: 21.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 359.469px; top: 198.799px; width: 20.0156px; white-space: pre; word-spacing: 0.12825px; letter-spacing: -0.12825px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,7 %</span></span><span style=\"position: absolute; display: inline-block; left: 60.8125px; top: 205.174px; width: 20.5312px; white-space: pre; word-spacing: 0.12825px; letter-spacing: -0.12825px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 190.906px; top: 206.236px; width: 20.5723px; white-space: pre; word-spacing: 0.171px; letter-spacing: -0.171px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 410.625px; top: 203.58px; width: 20.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 460.328px; top: 205.814px; width: 20.5723px; white-space: pre; word-spacing: 0.171px; letter-spacing: -0.171px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 511.938px; top: 204.643px; width: 19.8809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,1 %</span></span><span style=\"position: absolute; display: inline-block; left: 240.312px; top: 208.893px; width: 20.4434px; white-space: pre; word-spacing: 0.1026px; letter-spacing: -0.1026px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9 %</span></span><span style=\"position: absolute; display: inline-block; left: 290.734px; top: 209.955px; width: 19.7402px; white-space: pre; word-spacing: 0.12825px; letter-spacing: -0.12825px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span></span><span style=\"position: absolute; display: inline-block; left: 490.016px; top: 210.486px; width: 20.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 6.32812px; top: 213.646px; width: 15.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span></span><span style=\"position: absolute; display: inline-block; left: 338.969px; top: 214.736px; width: 20.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 8.55px; font-family: ff3; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 389.328px; top: 216.33px; width: 21.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 441.391px; top: 218.455px; width: 19.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 8.55px; font-family: ff3; -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 539.047px; top: 221.127px; width: 20.1328px; white-space: pre; word-spacing: 0.1539px; letter-spacing: -0.1539px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,7 %</span></span><span style=\"position: absolute; display: inline-block; left: 561.984px; top: 222.189px; width: 20.7363px; white-space: pre; word-spacing: 0.1539px; letter-spacing: -0.1539px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,6 %</span></span><span style=\"position: absolute; display: inline-block; left: 588.578px; top: 222.721px; width: 21.0762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 612.562px; top: 221.127px; width: 20.8008px; white-space: pre; word-spacing: 0.1539px; letter-spacing: -0.1539px; margin-left: 0px; font-size: 8.55px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.12825px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 4.78125px; top: 232.756px; width: 16.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 57.8438px; top: 248.406px; width: 510.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: -0.38475px; letter-spacing: 0.38475px; display: inline-block; margin-left: -63.9019px; width: 0px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">11</span></span></span></span><span style=\"display:inherit;clear:left;\">Definisjon av mislighold</span><span style=\"display:inherit;clear:left;\">Bankens definisjon p\u00e5 mislighold fra og med 2021 er i tr\u00e5d med retnings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">linjene fra European Banking Authority, hvor mislighold anses inntru\ue61c<span class=\"_ _0\"></span>et </span><span style=\"display:inherit;clear:left;\">om ett av f\u00f8lgende kriterier er oppfylt:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Kunden har et overtrekk som b\u00e5de overstiger en relativ- og absolutt </span></span></span><span style=\"display:inherit;clear:left;\">grense i mer enn 90 sammenhengende dager<span class=\"_ _0\"></span>. For b\u00e5de PM- og </span><span style=\"display:inherit;clear:left;\">BM-kunder er den relative gr<span class=\"_ _0\"></span>ensen lik 1 % av kundens samlede </span><span style=\"display:inherit;clear:left;\">eksponeringer<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _f4\"> </span>- For PM-kunder er den absolutte grensen lik 1.<span class=\"_ _31\"></span>000 kroner</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _f4\"> </span>- For BM-kunder er den absolutte grensen lik 2.<span class=\"_ _31\"></span>000 kroner</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Det er vurdert som sannsynlig at kunden ikke vil kunne innfri <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">sine kredittforpliktelser overfor banken (unlikely to pay \u2013 UTP).</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Kunden er smittet av en annen kunde som er i mislighold <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">i henho<span class=\"_ _0\"></span>ld til de to f\u00f8rste kriteriene nevnt over<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">I tillegg har misligholdte kunder en karensperiode som tilsier at kundene </span><span style=\"display:inherit;clear:left;\">blir kategorisert som misligholdt en periode etter at misligholdet er bragt </span><span style=\"display:inherit;clear:left;\">i orden. Karensperioden er tre m\u00e5neder etter friskmelding med unntak </span><span style=\"display:inherit;clear:left;\">av engasjementer med forbearance-markering hvor tilh\u00f8rende karens-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">perioden er tolv m\u00e5neder<span class=\"_ _0\"></span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _31\"></span>ap gitt mislighold</span><span style=\"display:inherit;clear:left;\">For \u00e5 redusere kredittrisikoen benyttes sikk<span class=\"_ _0\"></span>erheter som kan v\u00e6re pant <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i fysiske objekter<span class=\"_ _31\"></span>, garantier eller kontantdepot. Fysisk sikkerhet skal som </span><span style=\"display:inherit;clear:left;\">hovedregel v\u00e6re forsikret og kan blant annet v\u00e6re bygninger<span class=\"_ _31\"></span>, boliger </span><span style=\"display:inherit;clear:left;\">eller varelager<span class=\"_ _0\"></span>. Ved vur<span class=\"_ _0\"></span>dering av sikkerhetenes verdi p\u00e5 BM legges til grunn </span><span style=\"display:inherit;clear:left;\">en forventet realisasjonsverdi, noe som inneb\u00e6rer bruk av ulike r<span class=\"_ _0\"></span>eduksjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">faktorer for ulike sikkerhetstyper<span class=\"_ _31\"></span>. Sikkerhet p\u00e5 BM er i hovedsak eiendom </span><span style=\"display:inherit;clear:left;\">og varige driftsmidler<span class=\"_ _0\"></span>. For varige driftsmidler er standard reduksjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">faktor 80 % og n\u00e6ringseiendom 20 %. </span><span style=\"display:inherit;clear:left;\">For boligl\u00e5n benyttes en kombinasjon av takst og statistisk verdivurdering </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 salgspriser fra Eiendomsverdi. V<span class=\"_ _0\"></span>erdivurderingene oppdateres </span><span style=\"display:inherit;clear:left;\">kvartalsvis basert p\u00e5 det statistiske materialet fra Eiendomsverdi. For \u00e5 sikre </span><span style=\"display:inherit;clear:left;\">at modellene er tre\ue61csikre nok er det blant annet satt m\u00e5l p\u00e5 kvalitet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i de statistiske modellene, gjennom andel av portef\u00f8ljen som kan v\u00e6re <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i omr\u00e5der med lav omsetningshastighet og dermed likviditet i bolig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen og derigjennom mindre sikre estimater<span class=\"_ _31\"></span>. Eiendomsverdi <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">har en skala som g\u00e5r opp til 20, hvor 20 er best. Bank<span class=\"_ _0\"></span>ens andel av bolig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">l\u00e5n i omr\u00e5der med score under 10 er mindre enn 3,<span class=\"_ _0\"></span>8 % og mindre enn </span><span style=\"display:inherit;clear:left;\">0,<span class=\"_ _0\"></span>8 % av engasjementene er i omr\u00e5der med score under 4<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Engasjementene klassifiseres s\u00e5 i opptil seks sikkerhetsklasser<span class=\"_ _31\"></span>, basert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bel\u00e5ningsgrad for PM kunder og sikkerhetsdekning for BM kunder<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">For hver sikkerhetsklasse er det s\u00e5 beregnet en verdi for forventet tap </span><span style=\"display:inherit;clear:left;\">gitt mislighold (LGD). Disse er forskjellig f<span class=\"_ _0\"></span>or PM og BM, og kan sees <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:192.287109375px;\"><span style=\"position: absolute; display: inline-block; left: 118.016px; top: 0px; width: 81.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarkedet</span></span><span style=\"position: absolute; display: inline-block; left: 515.766px; top: 0px; width: 85.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarkedet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 31.7852px; width: 287.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Max bel\u00e5ningsgrad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1224px; letter-spacing: -0.1224px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">LGD</span></span></span><span style=\"position: absolute; display: inline-block; left: 400.047px; top: 31.7852px; width: 287.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Min sikkerhetsdekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1224px; letter-spacing: -0.1224px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">LGD</span></span></span><span style=\"position: absolute; display: inline-block; left: 37.25px; top: 69.7246px; width: 262.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 69.7246px; width: 261.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 91.834px; width: 262.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 91.834px; width: 262.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 113.943px; width: 262.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 113.943px; width: 262.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 136.053px; width: 262.535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 136.053px; width: 262.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 158.162px; width: 262.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 158.162px; width: 262.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 180.287px; width: 262.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 180.287px; width: 262.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av PM og BM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) i de ulik<span class=\"_ _0\"></span>e sikkerhetsklassene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra markedsverdi er per 31.12.2023 som f\u00f8lgende.</span><span style=\"display:inherit;clear:left;position:relative;height:284.587890625px;\"><span style=\"position: absolute; display: inline-block; left: 568.734px; top: 0.0058593px; width: 66.4336px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span style=\"position: absolute; display: inline-block; left: 197.953px; top: 2.70703px; width: 251.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORDELING SIKKERHETSKLASSER PER 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 568.734px; top: 20.209px; width: 69.4102px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 41.2246px; width: 22.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">60 %</span></span><span style=\"position: absolute; display: inline-block; left: 60.2969px; top: 66.6133px; width: 21.0527px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 76.709px; width: 21.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 112.178px; width: 22.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span style=\"position: absolute; display: inline-block; left: 163.391px; top: 119.77px; width: 20.4727px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.662px; width: 21.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span style=\"position: absolute; display: inline-block; left: 93.5469px; top: 148.254px; width: 20.1855px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 %</span></span><span style=\"position: absolute; display: inline-block; left: 195.047px; top: 159.316px; width: 20.4434px; white-space: pre; word-spacing: -0.830291px; letter-spacing: -0.17006px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 183.131px; width: 21.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 297.469px; top: 183.348px; width: 19.3535px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 %</span></span><span style=\"position: absolute; display: inline-block; left: 264.094px; top: 197.582px; width: 19.7344px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span></span><span style=\"position: absolute; display: inline-block; left: 602.312px; top: 195.035px; width: 19.582px; white-space: pre; word-spacing: -0.820286px; letter-spacing: -0.180063px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span></span><span style=\"position: absolute; display: inline-block; left: 398.078px; top: 208.629px; width: 20.3145px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 1.04688px; top: 218.6px; width: 21.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 502.234px; top: 229.895px; width: 15.2344px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 470.203px; top: 239.254px; width: 14.0684px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span></span><span style=\"position: absolute; display: inline-block; left: 367.844px; top: 243.504px; width: 15.4277px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 572.641px; top: 243.504px; width: 15.4277px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 3.53125px; top: 254.084px; width: 16.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 83.2188px; top: 270.344px; width: 413.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span style=\"position: absolute; display: inline-block; left: 596.188px; top: 267.438px; width: 7.68164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal risiko</span><span style=\"display:inherit;clear:left;\">Det forventede tapet for hvert engasjement beregnes p\u00e5 grunnlag av mis-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ligholdssannsynlighet og tapsgrad gitt mislighold. T<span class=\"_ _3\"></span>re risikogrupper er </span><span style=\"display:inherit;clear:left;\">definert for ikke nedskrevne/misligholdte engasjementer p\u00e5 grunnlag </span><span style=\"display:inherit;clear:left;\">av forventet tap. T<span class=\"_ _3\"></span>abellen er lik for PM og BM.</span><span style=\"display:inherit;clear:left;position:relative;height:101.751953125px;\"><span style=\"position: absolute; display: inline-block; left: 143.109px; top: 0.0039062px; width: 66.7734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span style=\"position: absolute; display: inline-block; left: 260.703px; top: 0.109375px; width: 68.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet tap </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.8945px; width: 63.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 145.797px; top: 12.8945px; width: 62.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedre grense</span></span><span style=\"position: absolute; display: inline-block; left: 269.484px; top: 13px; width: 57.7969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00f8vre grense</span></span><span style=\"position: absolute; display: inline-block; left: 24.9688px; top: 49.7871px; width: 302.262px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 24.9688px; top: 69.7715px; width: 302.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,25 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 24.9688px; top: 89.7559px; width: 302.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 %</span></span></span><span style=\"display:inherit;clear:left;\">Risikoklassifiseringen har betydning for oppf\u00f8lgingsniv\u00e5et til kunden, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og inng\u00e5r som et kriterium ved kredittvurdering og kredittbeslutning. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">I tillegg til risikoklassifisering kommer skj\u00f8nnsmessige forhold som </span><span style=\"display:inherit;clear:left;\">ledelse, marked, l\u00e5nehistorikk, l\u00f8nnsomhet med mer<span class=\"_ _31\"></span>. Utover bruk <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av scoring-modeller har konsernet retningslinjer for hvordan sammen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">setningen av de ulike portef\u00f8ljene skal v\u00e6re. </span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om ECL modell</span><span style=\"display:inherit;clear:left;\">Risikoklassifisering legges ogs\u00e5 til grunn for beregning av tap i steg 1 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og 2 i henhold til IFRS 9<span class=\"_ _0\"></span>. I steg 1 beregnes 12 m\u00e5neders forventet tap. </span><span style=\"display:inherit;clear:left;\">Ved vesentlig \u00f8kning i kr<span class=\"_ _0\"></span>edittrisiko skal l\u00e5net settes i steg 2 og det beregnes </span><span style=\"display:inherit;clear:left;\">forventet tap i hele l\u00e5nets l\u00f8petid. Banken definerer en vesentlig \u00f8kning </span><span style=\"display:inherit;clear:left;\">i kredittrisiko som at kunden m\u00e5 ha en \u00f8kning i sannsynlighet for \u00e5 mislig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">holde de neste 12 m\u00e5nedene p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 prosentpoeng. Samtidig </span><span style=\"display:inherit;clear:left;\">m\u00e5 misligholdssannsynligheten over l\u00e5nets l\u00f8petid \u00f8ke slik at engasje<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">mentet minimum migrere minimum en risikoklasse.</span><span style=\"display:inherit;clear:left;\">I tillegg defineres en konto i steg 2 hvis den er merket med forbearance </span><span style=\"display:inherit;clear:left;\">eller det er restanse eller overtrekk p\u00e5 mer enn 1000 kroner i over 30 dager </span><span style=\"display:inherit;clear:left;\">p\u00e5 kontoen. </span><span style=\"display:inherit;clear:left;\">Steg 3 er lik de individuelle nedskrivningene som vurderes subjektivt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i hvert tilfelle.</span><span style=\"display:inherit;clear:left;\">Siden det er et krav om en endring i PD p\u00e5 minimum 0,<span class=\"_ _31\"></span>6 % for \u00e5 definere </span><span style=\"display:inherit;clear:left;\">en vesentlig \u00f8kning, kan dette vurderes \u00e5 v\u00e6re en operasjonalisering <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av et lavrisikounntak. Det anses hensiktsmessig \u00e5 bruke unntaket f<span class=\"_ _0\"></span>or <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 unng\u00e5 at engasjementer med lav risiko for misligholdssannsynlighet </span><span style=\"display:inherit;clear:left;\">migrerer til steg 2, som f\u00f8lge av sm\u00e5 absolutte endringer i misligholds<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sannsynlighet s\u00e5 migrer tilbake ganske snart etterp\u00e5. Alternativet uten </span><span style=\"display:inherit;clear:left;\">slike absolutte grenser for hvor mye PD kan endres f\u00f8r en k<span class=\"_ _0\"></span>onto \ufb02yttes </span><span style=\"display:inherit;clear:left;\">over til steg, ville medf\u00f8rt betydelig volatilitet og stadige endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i stegtilh\u00f8righet gitt at kundenes PD blir oppdatert m\u00e5nedlig. Det er </span><span style=\"display:inherit;clear:left;\">bankens oppfatning at bruk av dette unntaket ikke gir vesentlig utslag  </span><span style=\"display:inherit;clear:left;\">i fordeling av engasjementer mellom stegene eller for de totale taps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avsetningene, men heller gir et mer korrekt stabilt inntrykk av risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utviklingen. Den isolerte e\ue61cekten p\u00e5 bankens ECL om alle endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i PD<span class=\"_ _0\"></span>, uavhengig av st\u00f8rrelsen, skulle medf\u00f8re stegvandring, ville v\u00e6rt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en \u00f8kning p\u00e5 11,2 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">For \u00e5 finne forventet tap over l\u00e5nets l\u00f8petid i steg 2 antas at kunders </span><span style=\"display:inherit;clear:left;\">risikoklasseskift f\u00f8lger en s\u00e5kalt Markov-prosess. Bank<span class=\"_ _0\"></span>en anvender da </span><span style=\"display:inherit;clear:left;\">en migreringsmatrise basert p\u00e5 historiske risikoklasseskift til \u00e5 beskrive </span><span style=\"display:inherit;clear:left;\">fremtidige risikoklasseskift. Forventete endringer i risikoklasse ett \u00e5r frem <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tid er et resultat av historiske endringer og forventete endringer f.eks. 5 </span><span style=\"display:inherit;clear:left;\">\u00e5r frem i tid er det samme som fem ett\u00e5rige endringer p\u00e5 rad. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten kan misligholdssannsynlighet for hvert av et vilk\u00e5rlig antall \u00e5r ut <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i fremtiden beregnes. PD liv matrisen angir sannsynligheten for en gitt </span><span style=\"display:inherit;clear:left;\">risikoklasse et gitt antall \u00e5r ut i fremtiden.</span><span style=\"display:inherit;clear:left;\">Banken justerer s\u00e5 tapsavsetningen med forventet utvikling i ulike makr<span class=\"_ _0\"></span>o-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">variabler som anses \u00e5 ha p\u00e5virkning p\u00e5 forventet tap. Modellen er for inne-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">v\u00e6rende \u00e5r justert og bruker n\u00e5 i hovedsak eksterne kilder hvor det b\u00e5de </span><span style=\"display:inherit;clear:left;\">finnes historikk, men og estimater fremover i tid. Dermed er det mulig for </span><span style=\"display:inherit;clear:left;\">banken \u00e5 estimere fremtidige e\ue61cekter<span class=\"_ _31\"></span>. Banken har ved hjelp av regresjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">an<span class=\"_ _0\"></span>al<span class=\"_ _31\"></span>yse funnet sammenheng og forklaringskra<span class=\"_ _0\"></span>ft mellom ulike kombina<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sjoner av variabler<span class=\"_ _0\"></span>. Ved \u00e5 bruk<span class=\"_ _0\"></span>e estimater p\u00e5 fremtidig utvikling i disse </span><span style=\"display:inherit;clear:left;\">variablene er det mulig for banken \u00e5 estimere e\ue61cekt p\u00e5 tap for de<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">kommende \u00e5rene.</span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 har banken f\u00f8lgende forventning </span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">til utvikling i makrovariablene</span><span style=\"display:inherit;clear:left;\">:</span><span style=\"display:inherit;clear:left;position:relative;height:173.345703125px;\"><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 0.0039062px; width: 22.8926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">BNP </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 26.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Olje- </span></span><span style=\"position: absolute; display: inline-block; left: 94.5px; top: 12.9102px; width: 49.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fastlands-</span></span><span style=\"position: absolute; display: inline-block; left: 180.641px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 12.9102px; width: 40.5996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeids-</span></span><span style=\"position: absolute; display: inline-block; left: 330.344px; top: 12.9102px; width: 52.1133px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sysselsatte</span></span><span style=\"position: absolute; display: inline-block; left: 415.438px; top: 12.9102px; width: 34.6289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Penge-</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 573.781px; top: 12.9102px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 623.5px; top: 12.9102px; width: 67.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">investeringer, </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -3.08172px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 113.656px; top: 25.8008px; width: 32.2734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 181.688px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 25.8008px; width: 39.3984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ledighet</span></span><span style=\"position: absolute; display: inline-block; left: 339.875px; top: 25.8008px; width: 42.7734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">personer</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 25.8008px; width: 40.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">markeds</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 25.8008px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 648.562px; top: 25.8008px; width: 40.2832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 \u00e5r lagg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.707px; width: 10.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5r</span></span><span style=\"position: absolute; display: inline-block; left: 77.75px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 252.719px; top: 38.707px; width: 45.5039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span></span><span style=\"position: absolute; display: inline-block; left: 314.594px; top: 38.707px; width: 67.2949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 38.707px; width: 25.4004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">rente</span></span><span style=\"position: absolute; display: inline-block; left: 497.297px; top: 38.707px; width: 29.9355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Norge</span></span><span style=\"position: absolute; display: inline-block; left: 555.719px; top: 38.707px; width: 47.7363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Stavanger</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 38.707px; width: 135.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(\u00e5rlig endring)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KPI-JAE</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.1777px; width: 756.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2024</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,8 %</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,7</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">4,0 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.1934px; width: 355.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 355.957px; top: 91.1934px; width: 222.012px; white-space: pre; word-spacing: 0.66375px; letter-spacing: -0.66375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,9</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 577.969px; top: 91.1934px; width: 151.752px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 729.721px; top: 91.1934px; width: 27.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 114.568px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2026</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 137.959px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-1,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 161.35px; width: 577.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">2,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 577.846px; top: 161.35px; width: 152.607px; white-space: pre; word-spacing: 0.19125px; letter-spacing: -0.19125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 730.453px; top: 161.35px; width: 26.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Kilder: Statistisk Sentralbyr\u00e5, Samfunns\u00f8konomisk Analyse og NA<span class=\"_ _0\"></span>V<span class=\"_ _0\"></span>.</span></span><span style=\"display:inherit;clear:left;\">De historiske tallene som modellene er utviklet p\u00e5, strekker seg tilbake <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til \u00e5r 2000 for de lengste tidsseriene og tilbake til 2009 for de med </span><span style=\"display:inherit;clear:left;\">kortest historikk. Med data tilbake til 2009 f\u00e5r banken med seg olje-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">nedturen i 2015-2017 og s\u00e5ledes en lokal nedtursperiode i modell<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">grunnlaget.</span><span style=\"display:inherit;clear:left;\">Det er laget egne modeller for delportef\u00f8ljene listet opp under:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder i Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Privatkunder utenfor Rogaland</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Eiendomsdrift</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Bygg og anlegg</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws8d\">Jordbruk</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Andre bedriftsengasjement</span></span></span><span style=\"display:inherit;clear:left;\">For hver av disse lages det et hovedscenario for e\ue61cekt p\u00e5 PD og et for </span><span style=\"display:inherit;clear:left;\">e\ue61cekt p\u00e5 LGD<span class=\"_ _31\"></span>, samt et oppside- og nedsidescenario som tar utgangs<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">punkt i en variasjon rundt hovedscenariet med standardavvik p\u00e5 2,5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og deretter avtagende over tid.</span><span style=\"display:inherit;clear:left;\">Det er gjennomsnittse\ue61cekten p\u00e5 PD og LGD som benyttes, og basert<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 en sammenvekting av hovedscenariet (70 %), oppsidescenariet (10 %) </span><span style=\"display:inherit;clear:left;\">og nedsidescenariet (20 %).</span><span style=\"display:inherit;clear:left;\">E\ue61cekten av endringen varierer mellom de ulike gruppene. For eiendoms-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">drift \u00f8ker tapsavsetningene med 21 % mens totalt for BM er \u00f8kningen 3,<span class=\"_ _3\"></span>4 %.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">E\ue61cekten er motsatt for PM, hvor det er en reduksjon i tapsavsetningene </span><span style=\"display:inherit;clear:left;\">p\u00e5 rett over 20 %. \u00c5rsaken til reduksjonen er at modellen tidligere har ta<span class=\"_ _0\"></span>tt </span><span style=\"display:inherit;clear:left;\">hensyn til kun nasjonale tall og trender<span class=\"_ _31\"></span>, mens den nye modellen som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i st\u00f8rre grad tar inn lokale tall, hvor arbeidsledigheten er rekordlav og<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">forventninger om bedre utvikling p\u00e5 eiendomsmarkedet lokalt versus </span><span style=\"display:inherit;clear:left;\">nasjonalt som f\u00f8lge av lavere historisk vekst spiller positivt inn, noe <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">som dermed medf\u00f8rer en noe lavere forventning til tap fremover<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">L\u00e5n med betalingslettelser</span><span style=\"display:inherit;clear:left;\">Andelen l\u00e5n med betalingslettelser har gjennom \u00e5ret holdt seg p\u00e5 et </span><span style=\"display:inherit;clear:left;\">relativt lavt niv\u00e5 for banken. Selv om kombinasjonen \u00f8kt in<span class=\"_ _0\"></span>\ufb02asjon og \u00f8kte </span><span style=\"display:inherit;clear:left;\">renter medf\u00f8rte noe \u00f8kt ettersp\u00f8rsel etter kortsiktig avdragsfrihet innen-<span class=\"ws0\"> </span></span><span style=\"display:inherit;clear:left;\">for privatmarkedet ser det ut som de \ufb02este raskt tilpasset seg. Niv\u00e5et ligger </span><span style=\"display:inherit;clear:left;\">marginalt over \ue61for\u00e5ret for privatmarked. For bedriftsmarkedet er andelen </span><span style=\"display:inherit;clear:left;\">l\u00e5n med betalingslettelser noe opp fra \ue61for\u00e5ret, og med noe st\u00f8rre </span><span style=\"display:inherit;clear:left;\">variasjon i l\u00f8pet av \u00e5ret. </span><span style=\"display:inherit;clear:left;\">I utgangspunktet er avdragsfrihet den form for betalingslettelser som </span><span style=\"display:inherit;clear:left;\">banken gir<span class=\"_ _31\"></span>. Men ikke all avdragsfrihet merkes som betalingslettelse. </span><span style=\"display:inherit;clear:left;\">Den st\u00f8rste delen av kundene som har avdragsfrihet er kunder som </span><span style=\"display:inherit;clear:left;\">evner \u00e5 betjene gjelden sin, men som har s\u00e5 lav bel\u00e5ningsgrad at det ikke </span><span style=\"display:inherit;clear:left;\">er n\u00f8dvendig pt. I tillegg er det noen som innvilges kortsiktig avdrags-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">frihet p\u00e5 opptil 6 m\u00e5neder som heller ikke merkes som betalingslettet. </span><span style=\"display:inherit;clear:left;\">Det har ikke v\u00e6rt noen endringer i policy for merking i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otalt sett er det per \u00e5rsslutt 161 engasjement som er merket med </span><span style=\"display:inherit;clear:left;\">betalingslettelser (forbearance), en reduksjon fra 279 \u00e5ret f\u00f8r<span class=\"_ _31\"></span>. Og total </span><span style=\"display:inherit;clear:left;\">sett utgj\u00f8r dette n\u00e5 675 millioner kroner \u2013 en nedgang p\u00e5 29 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>. Hovedvekten av disse er l\u00e5n som ligger i steg 2, som indikerer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">at banken forventer at l\u00e5nene vil bli betjent som normalt etter hvert, </span><span style=\"display:inherit;clear:left;\">mens en mindre andel ansees \u00e5 v\u00e6re s\u00e5 kredittforringet at det er for<span class=\"_ _0\"></span>etatt </span><span style=\"display:inherit;clear:left;\">individuelle nedskrivninger og engasjementet er \ufb02yttet til steg 3. </span><span style=\"display:inherit;clear:left;\">Fordeling av andeler l\u00e5n med betalingslettelser p\u00e5 de ulike stegene:</span><span style=\"display:inherit;clear:left;position:relative;height:102.568359375px;\"><span style=\"position: absolute; display: inline-block; left: 99.4531px; top: 0px; width: 228.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2020</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 39.5371px; width: 327.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 65.0527px; width: 327.129px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.5684px; width: 327.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span></span></span><span style=\"display:inherit;clear:left;\">Eksponering (EAD)</span><span style=\"display:inherit;clear:left;\">EAD for avtaler i steg 1 best\u00e5r av utest\u00e5ende fordring eller forpliktelse </span><span style=\"display:inherit;clear:left;\">justert for kontantstr\u00f8mmer de neste 12 m\u00e5nedene og for avtaler i steg </span><span style=\"display:inherit;clear:left;\">2 de neddiskonterte kontantstr\u00f8mmene for den forventede levetiden<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til avtalen. For garantier er EAD lik den utest\u00e5ende forpliktelse p\u00e5 rapporte<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">ri<span class=\"_ _31\"></span>ngs<span class=\"_ _31\"></span>dat<span class=\"_ _31\"></span>oen<span class=\"_ _31\"></span> multiplisert med en konverteringsfaktor p\u00e5 mellom 0,2 og 1 </span><span style=\"display:inherit;clear:left;\">avhengig av type garanti. Ubenyttede kreditter har EAD lik utest\u00e5ende </span><span style=\"display:inherit;clear:left;\">ubenyttet kreditt p\u00e5 rapporteringstidspunktet.</span><span style=\"display:inherit;clear:left;\">Sum n\u00e6ringslivsengasjement fordelt p\u00e5 risikogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:181.994140625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.1816px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.0625px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 44.7031px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.334px; width: 765.709px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 012 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 012 081</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">553 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">553 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 772 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 772 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79,6 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.5684px; width: 765.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 005 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 005 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 037</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 037</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 142 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 142 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.803px; width: 764.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 642</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 642</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 563</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 563</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 455</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 455</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.037px; width: 765.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,6 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.006px; width: 765.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 578 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 578 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">664 447</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">664 447</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 507 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 507 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:182.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.2344px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.875px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.5px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.1309px; width: 765.316px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 427 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 427 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 583</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">240 583</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 649 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 649 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">79,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">7 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.3652px; width: 764.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">752 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">752 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">126 566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">905 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">905 638</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.6px; width: 765.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">585 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">585 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 678</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 678</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">651 263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">651 263</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">5,0 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.85px; width: 765.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 688</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 688</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 891</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 891</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 684</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 684</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,9</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">0,9</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.803px; width: 765.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 851 938</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">288 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">288 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">672 432</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">672 432</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 294 159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 294 159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Sum privatmarkedsengasjement fordelt p\u00e5 risik<span class=\"_ _0\"></span>ogrupper</span><span style=\"display:inherit;clear:left;position:relative;height:182.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.1816px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.8594px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.5px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.1309px; width: 765.674px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 734 915</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 589 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">988 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 142 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 724 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 733 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94,8 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.3652px; width: 764.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">699 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">843 077</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 775</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">706 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">852 034</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,0 %</span><span style=\"word-spacing: 0.2475px; letter-spacing: -0.2475px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.6px; width: 764.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 895</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">134 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 426</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.834px; width: 765.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl/nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 967</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">244 967</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.803px; width: 765.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 810 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 812 147</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 720</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">995 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 152 085</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 810 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 967 953</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:182.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 81.2344px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 137.984px; top: 17.875px; width: 600.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet limit</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale engasjement</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 45.5px; width: 765.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsern</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.1309px; width: 765.152px; white-space: pre; word-spacing: 0.03375px; letter-spacing: -0.03375px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0.03375px; letter-spacing: -0.03375px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 378 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 140 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">883 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064 855</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 364 315</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 296 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,9 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.3809px; width: 764.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">549 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">692 478</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">573 551</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7,0</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.615px; width: 765.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-316</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 045</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 146.85px; width: 765.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misl./nedskrevne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">172 7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 398</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 398</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,7</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.803px; width: 765.293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 200 771</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 111 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 104</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">901 944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 086 169</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 187 309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 270 587</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,0 %</span></span></span><span style=\"display:inherit;clear:left;\">Andel av eksponering fordelt per risikogruppe og steg</span><span style=\"display:inherit;clear:left;position:relative;height:575.896484375px;\"><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 0px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 27.5352px; width: 21.2988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span></span><span style=\"position: absolute; display: inline-block; left: 263.906px; top: 27.6406px; width: 326.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 27.6406px; width: 21.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 26.4023px; width: 67.0781px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.4258px; width: 78.1582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 53.7168px; width: 599.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.602px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 73.2793px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 92.8262px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 112.334px; width: 607.992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 150.516px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 178.051px; width: 21.2988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span></span><span style=\"position: absolute; display: inline-block; left: 263.906px; top: 178.156px; width: 326.736px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 178.156px; width: 21.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.934px; width: 71.6133px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 197.957px; width: 78.1582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 204.232px; width: 599.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">77 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 223.795px; width: 599.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 243.357px; width: 599.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 262.85px; width: 607.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 301.031px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 328.672px; width: 608.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.297px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.887px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.449px; width: 67.0781px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.473px; width: 78.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 354.748px; width: 599.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.602px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 374.311px; width: 599.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 393.873px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 413.365px; width: 608.08px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span><span style=\"position: absolute; display: inline-block; left: 394.312px; top: 451.562px; width: 65.1328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Risikogruppe</span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 479.188px; width: 608.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 119.297px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lav</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Middels</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">H\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Mislighold/tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.887px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 477.965px; width: 71.6133px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 498.988px; width: 78.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.24075px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 505.279px; width: 599.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">78 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 524.826px; width: 599.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.287px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 131.922px; top: 544.389px; width: 599.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 123.141px; top: 563.896px; width: 607.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SUM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisiko er n\u00e5r betydelige konsentrasjoner av risik<span class=\"_ _0\"></span>o kommer </span><span style=\"display:inherit;clear:left;\">fra at man har eksponering mot debitorer eller verdipapirer med liknende </span><span style=\"display:inherit;clear:left;\">\u00f8konomiske egenskaper eller som er involvert i sammenliknbare aktiviteter </span><span style=\"display:inherit;clear:left;\">der disse likhetene kan gj\u00f8re at de samtidig f\u00e5r problemer med \u00e5 holde </span><span style=\"display:inherit;clear:left;\">betalingsforpliktelsene sine eller at verdiene svinger i takt slik at hvis en </span><span style=\"display:inherit;clear:left;\">f\u00e5r problemer vil mange f\u00e5 problemer pga. likheten. </span><span style=\"display:inherit;clear:left;\">For \u00e5 vurdere og styre konsentrasjonsrisiko vur<span class=\"_ _0\"></span>derer konsernet grad <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av skjevfordeling av utl\u00e5nsportef\u00f8ljen ut fra f\u00f8lgende forhold: </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Store enkeltkunder</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Enkelte bransjer (n\u00e6ringsgrupper med spesifikke utfordringer <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">eller sykliske n\u00e6ringer)</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Geografiske omr\u00e5der</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Sikkerhet med samme risikoegenskaper (f.eks. avhengig<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">av eiendomspriser)</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Motparter i interbankoperasjoner eller handel med finansielle </span></span></span><span style=\"display:inherit;clear:left;\">derivater</span><span style=\"display:inherit;clear:left;\">Konsernet benytter samme metode som Finanstilsynet for beregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av konsentrasjonsrisiko for individuell- og bransje risiko. Bank<span class=\"_ _0\"></span>en har en </span><span style=\"display:inherit;clear:left;\">konsentrasjon omkring engasjement til finansiering av eiendomsinves<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">teringer<span class=\"_ _0\"></span>. Konsentrasjonen har blitt redusert de siste \u00e5rene og banken </span><span style=\"display:inherit;clear:left;\">har fokus p\u00e5 \u00e5 f\u00f8lge opp denne konsentrasjonsrisikoen.</span><span style=\"display:inherit;clear:left;\">I tillegg vurderer banken konsentrasjonsrisik<span class=\"_ _0\"></span>o knyttet til store enk<span class=\"_ _0\"></span>elte<span class=\"_ _31\"></span>n<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">gasjementer<span class=\"_ _0\"></span>. Banken definerer store engasjementer som engasjementer </span><span style=\"display:inherit;clear:left;\">som overstiger 10 % av bankens kjernekapital. Per utgangen av 2023 var </span><span style=\"display:inherit;clear:left;\">det kun ett utl\u00e5nsengasjement som ble regnet som stort i henhold til </span><span style=\"display:inherit;clear:left;\">definisjonen. I tillegg har banken satt et m\u00e5l p\u00e5 at maksimalt 1/3 av bankens</span><span style=\"display:inherit;clear:left;\">bedriftsl\u00e5nsportef\u00f8lje skal v\u00e6re til engasjement over 150 millioner kroner</span><span style=\"display:inherit;clear:left;\">Denne andelen utgjorde 19<span class=\"_ _0\"></span>,5 % per \u00e5rsslutt, og var fordelt p\u00e5 8 engasjement. </span><span style=\"display:inherit;clear:left;\">Sist \u00e5r var tilsvarende andel 19<span class=\"_ _31\"></span>,6 % og da og fordelt p\u00e5 8 engasjement. </span><span style=\"display:inherit;clear:left;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>abellen viser forfalte bel\u00f8p p\u00e5 utl\u00e5n og overtrekk p\u00e5 kreditt fordelt p\u00e5 antall dager etter forfall. </span><span style=\"display:inherit;clear:left;\">Aldersfordeling 1-30 dager er ikke justert for forsinkelse i betalingsf<span class=\"_ _0\"></span>ormidlingen og st\u00f8rrelsen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 forfalte bel\u00f8p vil derfor kunne variere per rapporteringstidspunkt.</span><span style=\"display:inherit;clear:left;\">31.12.2023</span><span style=\"display:inherit;clear:left;position:relative;height:178.212890625px;\"><span style=\"position: absolute; display: inline-block; left: 82.6875px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 25.9375px; top: 34.625px; width: 704.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 72.959px; width: 724.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 798</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-30 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 575</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 541</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 96.3496px; width: 724.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">56 820</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31-60 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 544</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 777</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 321</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 119.725px; width: 723.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 303</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61-90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 303</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 963</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 265</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 731.016px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span></span><span style=\"position: absolute; display: inline-block; left: 1.32812px; top: 166.225px; width: 728.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">336 589</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 888</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">498 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.31px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">331 090</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">161 888</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">492 978</span></span></span><span style=\"display:inherit;clear:left;\">31.12.2022</span><span style=\"display:inherit;clear:left;position:relative;height:178.212890625px;\"><span style=\"position: absolute; display: inline-block; left: 79.8438px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 581.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 23.0938px; top: 34.625px; width: 704.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aldersfordeling p\u00e5 forfalte l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">PM </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 72.959px; width: 724.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">68 401</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 651</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-30 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 250</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">219 878</span></span><span style=\"position: absolute; display: inline-block; left: 6.04688px; top: 96.3496px; width: 722.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 559</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31-60 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 998</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 351</span></span><span style=\"position: absolute; display: inline-block; left: 11.4531px; top: 119.725px; width: 716.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61-90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 613</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 143.115px; width: 723.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 90 dager </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 182</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.225px; width: 727.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158 733</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">217 270</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">376 003</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 755</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">217 270</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">346 024</span></span></span><span style=\"display:inherit;clear:left;\">Banken har per 31.12.23 ingen engasjementer (57 millioner kroner per 31.12.22) som er misligholdt over 90 dager eller UTP markert, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">hvor det ikke er foretatt tapsavsetninger p\u00e5 grunn av god sikk<span class=\"_ _0\"></span>erhetsdekning. Disse engasjementene er individuelt vurdert i steg 3.</span><span style=\"display:inherit;clear:left;\">ESG</span><span style=\"display:inherit;clear:left;\">Banken gjennomf\u00f8rer vurdering av ESG<span class=\"_ _0\"></span>-forhold generelt og klima-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko spesielt ved kredittinnvilgelse i bedriftsmarked. Alle motparter blir <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forbindelse med kredittvur<span class=\"_ _0\"></span>dering ogs\u00e5 gitt en ESG kategori. Denne </span><span style=\"display:inherit;clear:left;\">baserer seg p\u00e5 en enkel scoringsmodell utviklet i samarbeid i Eika alliansen. </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otalt er cirka 72 % av bankens BM portef\u00f8lje scoret i denne modellen noe </span><span style=\"display:inherit;clear:left;\">som er en \u00f8kning p\u00e5 17 prosentpoeng fra sist \u00e5r<span class=\"_ _0\"></span>. Av de som er klassifisert </span><span style=\"display:inherit;clear:left;\">til n\u00e5 er ingen engasjement kategorisert som h\u00f8y b\u00e6rekraftsrisiko,  </span><span style=\"display:inherit;clear:left;\">og det er en overvekt (60 %) som kategoriseres som lav<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Denne scoren g\u00e5r ikke direkte inn i bankens E<span class=\"_ _0\"></span>CL modell, men \ufb02agges  </span><span style=\"display:inherit;clear:left;\">i hver enkelt kredittsak p\u00e5 lik linje med kredittscoren. Den er s\u00e5ledes<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">med og kan p\u00e5virke bankens beslutning, men forel\u00f8pig er ikk<span class=\"_ _0\"></span>e ESG <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risiko vurdert \u00e5 ha avgj\u00f8rende e\ue61cekt p\u00e5 tapspotensialet til banken.</span><span style=\"display:inherit;clear:left;\">Obligasjoner og sertifikater</span><span style=\"display:inherit;clear:left;\">For \u00e5 styre kredittrisikoen i forbindelse med investeringer i obligasjoner </span><span style=\"display:inherit;clear:left;\">og sertifikater har konsernet retningslinjer for kvaliteten p\u00e5 investeringene </span><span style=\"display:inherit;clear:left;\">som gjennomf\u00f8res, i tillegg til krav om bransjesammensetning og krav </span><span style=\"display:inherit;clear:left;\">til forfallsstruktur<span class=\"_ _0\"></span>. Investeringer i obligasjoner og sertifikater foretas  </span><span style=\"display:inherit;clear:left;\">i all hovedsak som likviditetsplasseringer<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Derivater</span><span style=\"display:inherit;clear:left;\">Derivater brukes i all hovedsak til styring av konsernets rente- og valuta-</span><span style=\"display:inherit;clear:left;\">risiko i form av rentebytte- og valutabytteavtaler der en fremtidig valutakurs </span><span style=\"display:inherit;clear:left;\">eller en fremtidig rente avtales p\u00e5 inng\u00e5elsestidspunktene for derivatene </span><span style=\"display:inherit;clear:left;\">slik at banken ikke har risiko for svingning a<span class=\"_ _0\"></span>v disse i derivatets l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Konsernets motpartseksponering m\u00e5les som en kombinasjon av markeds-</span><span style=\"display:inherit;clear:left;\">verdi p\u00e5 inng\u00e5tte kontrakter og hovedstol. </span><span style=\"display:inherit;clear:left;\">Oppf\u00f8lging av risikorammer og risikobegrensende tiltak</span><span style=\"display:inherit;clear:left;\">Konsernet har etablert eksponeringsrammer innenfor ulike segmenter  </span><span style=\"display:inherit;clear:left;\">i de ulike portef\u00f8ljene. Utnyttelse av disse rammene rapporteres jevnlig </span><span style=\"display:inherit;clear:left;\">til styret og konsernets ledergruppe. Individuelle engasjementer f\u00f8lges </span><span style=\"display:inherit;clear:left;\">opp av de ulike kredittmilj\u00f8ene i konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__87": {
   "value": "<span style=\"display:inherit;clear:left;\">T<span class=\"_ _31\"></span>ap gitt mislighold</span><span style=\"display:inherit;clear:left;\">For \u00e5 redusere kredittrisikoen benyttes sikk<span class=\"_ _0\"></span>erheter som kan v\u00e6re pant <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i fysiske objekter<span class=\"_ _31\"></span>, garantier eller kontantdepot. Fysisk sikkerhet skal som </span><span style=\"display:inherit;clear:left;\">hovedregel v\u00e6re forsikret og kan blant annet v\u00e6re bygninger<span class=\"_ _31\"></span>, boliger </span><span style=\"display:inherit;clear:left;\">eller varelager<span class=\"_ _0\"></span>. Ved vur<span class=\"_ _0\"></span>dering av sikkerhetenes verdi p\u00e5 BM legges til grunn </span><span style=\"display:inherit;clear:left;\">en forventet realisasjonsverdi, noe som inneb\u00e6rer bruk av ulike r<span class=\"_ _0\"></span>eduksjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">faktorer for ulike sikkerhetstyper<span class=\"_ _31\"></span>. Sikkerhet p\u00e5 BM er i hovedsak eiendom </span><span style=\"display:inherit;clear:left;\">og varige driftsmidler<span class=\"_ _0\"></span>. For varige driftsmidler er standard reduksjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">faktor 80 % og n\u00e6ringseiendom 20 %. </span><span style=\"display:inherit;clear:left;\">For boligl\u00e5n benyttes en kombinasjon av takst og statistisk verdivurdering </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 salgspriser fra Eiendomsverdi. V<span class=\"_ _0\"></span>erdivurderingene oppdateres </span><span style=\"display:inherit;clear:left;\">kvartalsvis basert p\u00e5 det statistiske materialet fra Eiendomsverdi. For \u00e5 sikre </span><span style=\"display:inherit;clear:left;\">at modellene er tre\ue61csikre nok er det blant annet satt m\u00e5l p\u00e5 kvalitet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i de statistiske modellene, gjennom andel av portef\u00f8ljen som kan v\u00e6re <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i omr\u00e5der med lav omsetningshastighet og dermed likviditet i bolig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">portef\u00f8ljen og derigjennom mindre sikre estimater<span class=\"_ _31\"></span>. Eiendomsverdi <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">har en skala som g\u00e5r opp til 20, hvor 20 er best. Bank<span class=\"_ _0\"></span>ens andel av bolig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">l\u00e5n i omr\u00e5der med score under 10 er mindre enn 3,<span class=\"_ _0\"></span>8 % og mindre enn </span><span style=\"display:inherit;clear:left;\">0,<span class=\"_ _0\"></span>8 % av engasjementene er i omr\u00e5der med score under 4<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Engasjementene klassifiseres s\u00e5 i opptil seks sikkerhetsklasser<span class=\"_ _31\"></span>, basert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bel\u00e5ningsgrad for PM kunder og sikkerhetsdekning for BM kunder<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">For hver sikkerhetsklasse er det s\u00e5 beregnet en verdi for forventet tap </span><span style=\"display:inherit;clear:left;\">gitt mislighold (LGD). Disse er forskjellig f<span class=\"_ _0\"></span>or PM og BM, og kan sees <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i tabellen under<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:192.287109375px;\"><span style=\"position: absolute; display: inline-block; left: 118.016px; top: 0px; width: 81.2637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarkedet</span></span><span style=\"position: absolute; display: inline-block; left: 515.766px; top: 0px; width: 85.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarkedet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 31.7852px; width: 287.32px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Max bel\u00e5ningsgrad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1224px; letter-spacing: -0.1224px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">LGD</span></span></span><span style=\"position: absolute; display: inline-block; left: 400.047px; top: 31.7852px; width: 287.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikkerhetsklasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Min sikkerhetsdekning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1224px; letter-spacing: -0.1224px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">LGD</span></span></span><span style=\"position: absolute; display: inline-block; left: 37.25px; top: 69.7246px; width: 262.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 69.7246px; width: 261.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 91.834px; width: 262.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 91.834px; width: 262.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 113.943px; width: 262.881px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 113.943px; width: 262.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 136.053px; width: 262.535px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 136.053px; width: 262.805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 158.162px; width: 262.482px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 158.162px; width: 262.541px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 %</span></span><span style=\"position: absolute; display: inline-block; left: 35.8438px; top: 180.287px; width: 262.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 436.547px; top: 180.287px; width: 262.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 %</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling av PM og BM portef\u00f8ljen (total eksponering, inkl ikke trukne kreditter og garantier) i de ulik<span class=\"_ _0\"></span>e sikkerhetsklassene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">ut fra markedsverdi er per 31.12.2023 som f\u00f8lgende.</span><span style=\"display:inherit;clear:left;position:relative;height:284.587890625px;\"><span style=\"position: absolute; display: inline-block; left: 568.734px; top: 0.0058593px; width: 66.4336px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personmarked</span></span><span style=\"position: absolute; display: inline-block; left: 197.953px; top: 2.70703px; width: 251.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0.306px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORDELING SIKKERHETSKLASSER PER 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 568.734px; top: 20.209px; width: 69.4102px; white-space: pre; word-spacing: -0.049875px; letter-spacing: 0.049875px; margin-left: 0px; font-size: 9.975px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.149625px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bedriftsmarked</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 41.2246px; width: 22.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">60 %</span></span><span style=\"position: absolute; display: inline-block; left: 60.2969px; top: 66.6133px; width: 21.0527px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 76.709px; width: 21.7852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 112.178px; width: 22.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">40 %</span></span><span style=\"position: absolute; display: inline-block; left: 163.391px; top: 119.77px; width: 20.4727px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">35 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.662px; width: 21.8203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 %</span></span><span style=\"position: absolute; display: inline-block; left: 93.5469px; top: 148.254px; width: 20.1855px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 %</span></span><span style=\"position: absolute; display: inline-block; left: 195.047px; top: 159.316px; width: 20.4434px; white-space: pre; word-spacing: -0.830291px; letter-spacing: -0.17006px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 183.131px; width: 21.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 297.469px; top: 183.348px; width: 19.3535px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 %</span></span><span style=\"position: absolute; display: inline-block; left: 264.094px; top: 197.582px; width: 19.7344px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 %</span></span><span style=\"position: absolute; display: inline-block; left: 602.312px; top: 195.035px; width: 19.582px; white-space: pre; word-spacing: -0.820286px; letter-spacing: -0.180063px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span></span><span style=\"position: absolute; display: inline-block; left: 398.078px; top: 208.629px; width: 20.3145px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 1.04688px; top: 218.6px; width: 21.0527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 502.234px; top: 229.895px; width: 15.2344px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 470.203px; top: 239.254px; width: 14.0684px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 %</span></span><span style=\"position: absolute; display: inline-block; left: 367.844px; top: 243.504px; width: 15.4277px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 572.641px; top: 243.504px; width: 15.4277px; white-space: pre; word-spacing: -1.00035px; letter-spacing: 0px; margin-left: 0px; font-size: 10.0035px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.150053px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 3.53125px; top: 254.084px; width: 16.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 9.87525px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.148129px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 83.2188px; top: 270.344px; width: 413.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 12.825px; font-family: ff3; -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5</span></span><span style=\"position: absolute; display: inline-block; left: 596.188px; top: 267.438px; width: 7.68164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12.825px; font-family: ff3; color: rgb(79, 76, 77); -webkit-text-stroke: 0.192375px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__90-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Engasjement fordelt p\u00e5 kunde- </span><span style=\"display:inherit;clear:left;\">grupper og geografisk </span><span style=\"display:inherit;clear:left;\">Fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:355.646484375px;\"><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 522</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.8027px; width: 757.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 566.617px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.068px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 605</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 260</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.318px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 381</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.584px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 950</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 173.834px; width: 756.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 376</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 103</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.1px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 878</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 316</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 216.365px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 831</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 585</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 237.615px; width: 757.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 474 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 247</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 258.881px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.773px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 911</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.146px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 152 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 445 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 244 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 179 593</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 301.131px; width: 756.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 053 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 762 068</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 322.662px; width: 757.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.569px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-96 424</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-89 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 433</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 467</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.646px; width: 756.393px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 816 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 758 601</span></span></span><span style=\"display:inherit;clear:left;\">Geografisk fordeling</span><span style=\"display:inherit;clear:left;position:relative;height:164.302734375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 044 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 873 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">221 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 554</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 575 805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 468 597</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.7871px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oslo/Akershus</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.391px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 851 538</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 605 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 445</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 888</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.053px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fylker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 549 983</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 536 757</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 901</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 842</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">141 301</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.303px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utlandet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 304</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 260.385px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 282</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.303px; width: 756.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 053 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818 773</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 762 068</span></span></span><span style=\"display:inherit;clear:left;\">Fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:355.646484375px;\"><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">549</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 632</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 522</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.7871px; width: 757.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fiske og fangst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 566.617px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.053px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">101 520</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 605</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 260</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.318px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">56 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 381</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.568px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 950</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 173.834px; width: 756.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 376</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 894</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 103</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.1px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 878</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 316</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 216.35px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">133 831</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 585</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 237.615px; width: 757.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 475 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 247</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 258.881px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.773px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 911</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.131px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 145 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 528 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 088 053</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">995 254</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 301.115px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 480 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 136 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 662 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 577 729</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 322.646px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-91 804</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-83 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 433</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 353</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 343.646px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum netto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 664</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">290 907</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 574 376</span></span></span><span style=\"display:inherit;clear:left;\">Geografisk fordeling</span><span style=\"display:inherit;clear:left;position:relative;height:164.302734375px;\"><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 0px; width: 453.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttede trekkfasiliteter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.15234px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.6406px; width: 520.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 67.5371px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rogaland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 497 905</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 281 797</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">221 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 554</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 530 481</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 389 166</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.7871px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oslo/Akershus</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 166 477</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 009 855</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 244</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.053px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre fylker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 790 838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 818 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 901</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 157</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.318px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utlandet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 262.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.303px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum brutto utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 480 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 136 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 662 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 577 729</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:172.603515625px;\"><span style=\"position: absolute; display: inline-block; left: 34.7812px; top: 0.0117187px; width: 634.746px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 504.938px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 35.9531px; width: 146.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 232.703px; top: 29.8184px; width: 62.7246px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Garantier</span></span><span style=\"position: absolute; display: inline-block; left: 561.156px; top: 35.9531px; width: 146.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 11.6406px; top: 75.8496px; width: 695.748px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betalingsgarantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 283</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 97.1152px; width: 691.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">115 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 713</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontraktsgarantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.07px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">115 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 713</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 118.381px; width: 690.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 454</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.967px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 806</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 454</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 139.631px; width: 690.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ubenyttet garantiramme</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 785</span></span><span style=\"position: absolute; display: inline-block; left: 11.6406px; top: 160.615px; width: 694.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">269 097</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">293 235</span></span></span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">og</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">nedskrivninger</span><span style=\"display:inherit;clear:left;\">fordelt p\u00e5 sektor </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:324.662109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.8906px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.5273px; width: 145.236px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.7969px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.7969px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.7969px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.2715px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">813 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 494</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.084px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.809px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 387</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.35px; width: 756.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 270.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 724</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.6px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 015</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.865px; width: 756.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 769</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 198.131px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 892</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 219.381px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 995</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.646px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 105 927</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 031</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 459 485</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 261.912px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 856</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 283.57px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 283.162px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 283.162px; width: 681.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 218.197px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 152 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 314 129</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 111 224</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 313.498px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 312.662px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 297.531px; top: 312.662px; width: 459.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">29 487 266</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 156 216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-49 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:325.537109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.9062px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.543px; width: 145.289px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.8125px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.709px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">707 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.314px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">833 921</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.975px; width: 756.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">803 133</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.225px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-227</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166 899</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.49px; width: 756.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 710</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 835</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 177.756px; width: 756.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 551</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 756.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 168</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 220.271px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-751</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 220</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">398 040</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.537px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 649 247</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 915 563</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 262.787px; width: 757.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 756</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 284.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.053px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 284.053px; width: 680.742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 445 694</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 581 450</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 472</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 919</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 314.373px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 313.537px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 299.406px; top: 313.537px; width: 456.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 053 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 765 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 891</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-40 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-32 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken a<span class=\"_ _0\"></span>vdeling/segment kunden er knyttet til.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _31\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter <span class=\"_ _0\"></span> </span></span><span style=\"display:inherit;clear:left;\">(off balance eksponering).</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n fordelt p\u00e5 kundegrupper</span><span style=\"display:inherit;clear:left;position:relative;height:325.537109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.9062px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.543px; width: 149.771px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.8125px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.709px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">936 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">813 889</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-627</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932 494</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.975px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.809px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">704 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 875</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-19 183</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 387</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.225px; width: 756.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 270.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 825</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-408</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 724</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.49px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 822</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">275 015</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 177.756px; width: 756.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 976</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-159</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 769</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 099</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-184</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 892</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 220.271px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">603 397</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 709</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">595 995</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.521px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 475 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 106 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 031</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 459 783</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 262.787px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 906</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-51</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 856</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 284.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.053px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 284.053px; width: 680.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 225.685px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">45 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 307 384</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 014</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 161</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 109 099</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 314.373px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 313.537px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 297.531px; top: 313.537px; width: 458.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 480 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 149 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22 118</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-49 155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:325.537109375px;\"><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 0px; width: 116.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivinger p\u00e5 utl\u00e5n  </span></span><span style=\"position: absolute; display: inline-block; left: 527.609px; top: 12.9062px; width: 87.2051px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 18.543px; width: 149.824px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 321.094px; top: 39.9062px; width: 34.2305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 375.297px; top: 39.9062px; width: 64.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav; l\u00e5n til </span></span><span style=\"position: absolute; display: inline-block; left: 728.391px; top: 39.9062px; width: 30.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto </span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 52.8125px; width: 300.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 52.8125px; width: 25.3828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.709px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prim\u00e6rn\u00e6ringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">837 890</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">707 046</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.314px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">833 921</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.975px; width: 756.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">822 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 581</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 788</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">803 133</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 135.225px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Industri </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-227</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166 899</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.49px; width: 756.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Varehandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 710</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 630</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">263 836</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 177.74px; width: 756.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hotell- og restaurantdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 551</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 802</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-517</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 169</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 220.271px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">401 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 556</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-751</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 220</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">398 041</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.521px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eiendomsdrift </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 940 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 649 247</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-7 852</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-12 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 915 563</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 262.787px; width: 757.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre kundegrupper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 209.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 767</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 756</span></span><span style=\"position: absolute; display: inline-block; left: 72.6875px; top: 284.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.053px; width: 74.4199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Personkunder </span></span><span style=\"position: absolute; display: inline-block; left: 75.1719px; top: 284.053px; width: 680.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 222.539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 528 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 664 689</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 122</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 503 840</span></span><span style=\"position: absolute; display: inline-block; left: 248.125px; top: 314.373px; width: 3.60352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 313.537px; width: 250.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0.05325px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum on-balance utl\u00e5n til og fordringer p\u00e5 kunder </span></span><span style=\"position: absolute; display: inline-block; left: 299.406px; top: 313.537px; width: 457.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 136 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 849 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 557</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-35 926</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-32 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Personkunder er her definert som alle bankens kunder som ikke har n\u00e6ringskode, uavhengig av hvilken a<span class=\"_ _0\"></span>vdeling/segment kunden er knyttet til.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _31\"></span>abellene inkluderer kun stegvise tapsavsetninger p\u00e5 utl\u00e5n og fordringer p\u00e5 kunder (on balance) og ikke tapsavsetninger p\u00e5 garantier og/eller ubenyttede kreditter <span class=\"_ _0\"></span> </span></span><span style=\"display:inherit;clear:left;\">(off balance eksponering).</span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:386.921875px;\"><span style=\"position: absolute; display: inline-block; left: 109.188px; top: 0.0058593px; width: 55.7871px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 605.484px; top: 0.0058593px; width: 59.8301px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.162px; width: 163.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.037px; width: 259.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 048 079 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 574 311 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.12108px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 880 278 </span></span><span style=\"position: absolute; display: inline-block; left: 508.141px; top: 115.037px; width: 249.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 276 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 428 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 963 517 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.912px; width: 74.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.49px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 8.375px; top: 162.896px; width: 620.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -847 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 847 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -615 534 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 615 534 </span></span><span style=\"position: absolute; display: inline-block; left: 16px; top: 183.303px; width: 677.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -74 470 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 470 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 203.709px; width: 616.77px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 994 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -994 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 620 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -620 641 </span></span><span style=\"position: absolute; display: inline-block; left: 75.75px; top: 224.115px; width: 618.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -106 958 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 958 </span></span><span style=\"position: absolute; display: inline-block; left: 94.0625px; top: 244.537px; width: 599.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span style=\"position: absolute; display: inline-block; left: 27.9375px; top: 264.943px; width: 666.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span style=\"position: absolute; display: inline-block; left: 6.79688px; top: 305.756px; width: 751.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 149 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -542 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 607 114 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 851 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -457 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 394 110 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 325.287px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 4.375px; top: 333.162px; width: 255.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 119 381 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -100 095 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 224 766 </span></span><span style=\"position: absolute; display: inline-block; left: 515.547px; top: 333.162px; width: 242.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -114 333 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -101 746 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 341.037px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 359.178px; width: 169.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 2.92188px; top: 367.053px; width: 256.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 153 407 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 685 434 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.12108px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 262 626 </span></span><span style=\"position: absolute; display: inline-block; left: 506.641px; top: 367.053px; width: 250.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 947 208 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 884 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 423 785 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 255 881 </span></span><span style=\"position: absolute; display: inline-block; left: 356.016px; top: 375.764px; width: 3.18164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 356.793px; top: 374.928px; width: 2.58984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 374.928px; width: 72.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _3\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder og fordringer  </span></span><span style=\"display:inherit;clear:left;\">mot kredittinstitusjoner. T<span class=\"_ _3\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer.</span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:346.09375px;\"><span style=\"position: absolute; display: inline-block; left: 83.3281px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 581.516px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 221.734px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 719.594px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 208.203px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 705.672px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 22.9375px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 223.812px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 721.266px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 107.146px; width: 182.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 2.64062px; top: 115.021px; width: 249.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 507.109px; top: 115.021px; width: 243.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 122.896px; width: 74.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 142.475px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 1.57812px; top: 162.881px; width: 620.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -376 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 430 </span></span><span style=\"position: absolute; display: inline-block; left: 13.9219px; top: 183.303px; width: 672.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til S</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">teg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 052 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 052 </span></span><span style=\"position: absolute; display: inline-block; left: 7.89062px; top: 203.709px; width: 615.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 429 728 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -429 728 </span></span><span style=\"position: absolute; display: inline-block; left: 74.5312px; top: 224.115px; width: 612.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -59 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 740 </span></span><span style=\"position: absolute; display: inline-block; left: 7.89062px; top: 264.928px; width: 743.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 887 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -294 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 592 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 887 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -294 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 592 936 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 284.459px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 14.9375px; top: 292.334px; width: 237.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 997 </span></span><span style=\"position: absolute; display: inline-block; left: 518.812px; top: 292.334px; width: 231.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 931 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 435 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 997 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 300.209px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 318.35px; width: 188.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 326.225px; width: 253.734px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span style=\"position: absolute; display: inline-block; left: 502.453px; top: 326.225px; width: 247.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 084 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 881 965 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 154 604 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 121 468 </span></span><span style=\"position: absolute; display: inline-block; left: 277px; top: 334.1px; width: 72.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:386.921875px;\"><span style=\"position: absolute; display: inline-block; left: 89.625px; top: 0.0058593px; width: 591.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 226.672px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 724.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 213.141px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 710.609px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 27.875px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 228.75px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 726.203px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 107.162px; width: 181.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.037px; width: 258.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 838 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 300 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 309 342 </span></span><span style=\"position: absolute; display: inline-block; left: 508.797px; top: 115.037px; width: 245.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 067 584 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 154 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 392 581 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 122.912px; width: 74.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 142.475px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 9.09375px; top: 162.896px; width: 618.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -471 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 471 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -239 104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 239 104 </span></span><span style=\"position: absolute; display: inline-block; left: 14.1406px; top: 183.303px; width: 677.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -70 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 418 </span></span><span style=\"position: absolute; display: inline-block; left: 12.8281px; top: 203.709px; width: 616.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 564 706 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -564 706 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 190 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -190 913 </span></span><span style=\"position: absolute; display: inline-block; left: 80.9531px; top: 224.115px; width: 611.062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til S</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">teg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -47 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 47 218 </span></span><span style=\"position: absolute; display: inline-block; left: 92.2031px; top: 244.521px; width: 599.104px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 472 </span></span><span style=\"position: absolute; display: inline-block; left: 26.0781px; top: 264.943px; width: 666.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 769 </span></span><span style=\"position: absolute; display: inline-block; left: 6.51562px; top: 305.756px; width: 748.863px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 175 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -266 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 908 917 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -123 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -180 749 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -304 087 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 325.287px; width: 207.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer  </span></span><span style=\"position: absolute; display: inline-block; left: 6.51562px; top: 333.162px; width: 251.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -932 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -173 349 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.29297px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 109 688 </span></span><span style=\"position: absolute; display: inline-block; left: 523.75px; top: 333.162px; width: 232.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 72 482 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -55 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 332 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 341.037px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 359.178px; width: 187.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 1.0625px; top: 367.053px; width: 256.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 107 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 727 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 7.5px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 108 571 </span></span><span style=\"position: absolute; display: inline-block; left: 508.797px; top: 367.053px; width: 246.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 900 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 926 806 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 274 132 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 101 825 </span></span><span style=\"position: absolute; display: inline-block; left: 281.938px; top: 374.928px; width: 72.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2023</span></span></span><span style=\"display:inherit;clear:left;\">Endringer i brutto balansef\u00f8rte engasjement</span><span style=\"display:inherit;clear:left;position:relative;height:349.078125px;\"><span style=\"position: absolute; display: inline-block; left: 109.188px; top: 0.0058593px; width: 557.338px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 441.72px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.162px; width: 163.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 1.85938px; top: 115.037px; width: 258.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 066 412 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 404 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 234 404 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 705 092 </span></span><span style=\"position: absolute; display: inline-block; left: 506.641px; top: 115.037px; width: 251.092px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 668 399 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 986 669 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 234 404 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.78517px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 889 472 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.912px; width: 74.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.693px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.521px; width: 629.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 241 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 241 040 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -831 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 831 237 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 184.365px; width: 679.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -60 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -60 502 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 502 </span></span><span style=\"position: absolute; display: inline-block; left: 10.9531px; top: 205.193px; width: 619.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 157 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.09768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 157 371 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 550 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -550 192 </span></span><span style=\"position: absolute; display: inline-block; left: 80.1875px; top: 226.037px; width: 613.172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -36 286 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 286 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -36 286 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 286 </span></span><span style=\"position: absolute; display: inline-block; left: 4.375px; top: 267.693px; width: 625.775px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 208 252 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 802 382 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 010 634 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 947 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 643 499 </span></span><span style=\"position: absolute; display: inline-block; left: 701.828px; top: 266.938px; width: 56.2441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12px; font-family: ff5; color: rgb(35, 31, 32); -webkit-text-stroke: 0.18px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 591 111 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 287.443px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.318px; width: 259.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 082 411 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 679 730 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -73 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.78517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 835 445 </span></span><span style=\"position: absolute; display: inline-block; left: 502.484px; top: 295.318px; width: 190.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 997 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.88672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 446 273 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -73 304 </span></span><span style=\"position: absolute; display: inline-block; left: 692.828px; top: 294.562px; width: 64.9219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 12px; font-family: ff5; color: rgb(35, 31, 32); -webkit-text-stroke: 0.18px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 517 065 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 303.193px; width: 172.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 321.334px; width: 169.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 329.209px; width: 259.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 048 082 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 574 311 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 4.57616px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 880 282 </span></span><span style=\"position: absolute; display: inline-block; left: 508.141px; top: 329.209px; width: 249.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 276 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 428 655 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 257 888 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 963 517 </span></span><span style=\"position: absolute; display: inline-block; left: 356.016px; top: 337.92px; width: 3.18164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.20895px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.0931343px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 356.857px; top: 337.084px; width: 2.58984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 337.084px; width: 73.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2022</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span> <span class=\"_ _49\"></span>T<span class=\"_ _3\"></span>abellen over tar utgangspunkt i brutto engasjementer p\u00e5 rapporteringstidspunkt, herunder utl\u00e5n til kunder og fordringer  </span></span><span style=\"display:inherit;clear:left;\">mot kredittinstitusjoner. T<span class=\"_ _3\"></span>abellen inkluderer ikke garantier/ubenyttede kredittrammer. <span class=\"_ _55\"> </span> <span class=\"_ _88\"> </span> <span class=\"_ _88\"> </span> </span><span style=\"display:inherit;clear:left;\">Fordeling brutto balansef\u00f8rte engasjement p\u00e5 utl\u00e5n til kunder m\u00e5lt til amortisert kost - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:352.0625px;\"><span style=\"position: absolute; display: inline-block; left: 90.125px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 588.312px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.2656px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1719px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 407.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.162px; width: 182.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 6.79688px; top: 115.037px; width: 252.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 426 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 647 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 143 392 </span></span><span style=\"position: absolute; display: inline-block; left: 510.656px; top: 115.037px; width: 246.199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 426 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 647 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 143 392 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.912px; width: 74.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.912px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 9.4375px; top: 164.162px; width: 620.391px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -546 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 546 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -546 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 546 787 </span></span><span style=\"position: absolute; display: inline-block; left: 16px; top: 185.428px; width: 677.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -22 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -22 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 373 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 206.678px; width: 614.836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 316 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -316 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 316 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -316 838 </span></span><span style=\"position: absolute; display: inline-block; left: 87.9062px; top: 227.943px; width: 605.039px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -2 379 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 379 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 143.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 379 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 379 </span></span><span style=\"position: absolute; display: inline-block; left: 6.79688px; top: 270.459px; width: 751.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 851 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 175 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 021 775 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 851 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 175 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 021 775 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 290.412px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 298.287px; width: 259.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 903 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -798 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.02929px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 708 633 </span></span><span style=\"position: absolute; display: inline-block; left: 504.156px; top: 298.287px; width: 253.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 903 335 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -798 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> -2 708 633 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 306.162px; width: 172.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang) </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 324.318px; width: 188.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement BM  </span></span><span style=\"position: absolute; display: inline-block; left: 9.4375px; top: 332.193px; width: 249.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 513.906px; top: 332.193px; width: 243.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 122 227 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 246 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 87 377 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 456 535 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 340.068px; width: 73.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2022</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:352.046875px;\"><span style=\"position: absolute; display: inline-block; left: 91.4844px; top: 0.0058593px; width: 89.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 588.312px; top: 0.0058593px; width: 93.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 228.531px; top: 43.25px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 726.391px; top: 43.25px; width: 31.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt </span></span><span style=\"position: absolute; display: inline-block; left: 215px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 55.3867px; width: 159.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement </span></span><span style=\"position: absolute; display: inline-block; left: 712.469px; top: 56.1562px; width: 44.9238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasje- </span></span><span style=\"position: absolute; display: inline-block; left: 29.7344px; top: 69.0625px; width: 161.549px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span><span style=\"position: absolute; display: inline-block; left: 230.609px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 69.0625px; width: 408.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff5; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">med nedskrivning for forventet tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 10.5px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Steg 3</span></span></span><span style=\"position: absolute; display: inline-block; left: 728.062px; top: 69.0625px; width: 25.7988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ment</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 107.146px; width: 181.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rt engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 2.92188px; top: 115.021px; width: 256.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 198 967 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 753 068 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 804 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.09768px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 116 839 </span></span><span style=\"position: absolute; display: inline-block; left: 510.656px; top: 115.021px; width: 246.24px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 800 955 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 335 460 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 804 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 301 218 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 122.896px; width: 74.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 142.896px; width: 68.9297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer:</span></span><span style=\"position: absolute; display: inline-block; left: 8.375px; top: 164.162px; width: 621.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -694 235 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 235 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -284 432 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 432 </span></span><span style=\"position: absolute; display: inline-block; left: 16px; top: 185.412px; width: 677.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -38 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -38 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 129 </span></span><span style=\"position: absolute; display: inline-block; left: 14.6875px; top: 206.678px; width: 615.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 840 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -840 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 233 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -233 353 </span></span><span style=\"position: absolute; display: inline-block; left: 81.3281px; top: 227.928px; width: 612.088px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -33 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">    </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -33 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 907 </span></span><span style=\"position: absolute; display: inline-block; left: 4.375px; top: 270.459px; width: 753.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 533 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 611 588 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 144 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 085 607 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 452 705 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 538 312 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 290.412px; width: 204.404px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i perioden for engasjementer </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 298.287px; width: 259.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 001 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -884 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -66 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 3.78517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 952 374 </span></span><span style=\"position: absolute; display: inline-block; left: 504.156px; top: 298.287px; width: 252.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 729 770 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -650 850 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -66 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> -4 446 949 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 306.162px; width: 169.16px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">som ikke er migrert (inkl. avgang)</span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 324.303px; width: 187.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto balansef\u00f8rte engasjement PM  </span></span><span style=\"position: absolute; display: inline-block; left: 1.85938px; top: 332.178px; width: 258.188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 16 838 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 300 143 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 309 342 </span></span><span style=\"position: absolute; display: inline-block; left: 510.656px; top: 332.178px; width: 245.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 067 584 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 154 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 392 581 </span></span><span style=\"position: absolute; display: inline-block; left: 283.797px; top: 340.053px; width: 73.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12.2022</span></span></span><span style=\"display:inherit;clear:left;\">Kommentarer til stegvandringer</span><span style=\"display:inherit;clear:left;\">Alle engasjementer starter i steg 1. Deretter kan enkeltengasjement </span><span style=\"display:inherit;clear:left;\">migrere til steg 2 og 3. Steg 3 er forbeholdt misligholdte og tapsutsa<span class=\"_ _0\"></span>tte </span><span style=\"display:inherit;clear:left;\">engasjement, det vil i all vesentlighet si engasjement med individuell </span><span style=\"display:inherit;clear:left;\">nedskrivning. Steg 2 er for engasjement med vesentlig \u00f8kning i risiko </span><span style=\"display:inherit;clear:left;\">fra innvilgelse. Banken har tidligere brukt fem indikatorer f<span class=\"_ _0\"></span>or dette, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men har etter endring av kjernebankleverand\u00f8r endret til 3. Oversikt </span><span style=\"display:inherit;clear:left;\">over \u00e5rsaker og hvilke som har p\u00e5virket endringer mellom steg 1<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og steg 2 vises i tabellen under:</span><span style=\"display:inherit;clear:left;position:relative;height:205.755859375px;\"><span style=\"position: absolute; display: inline-block; left: 446.547px; top: 0px; width: 241.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.8809px; width: 371.455px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 371.455px; top: 29.6309px; width: 387.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.4746px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Restanse over 30 dager</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 301.342px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.7402px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Vesentlig \u00f8kning PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.565px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.99px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forbearance markering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.256px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Flere restanser siste 12 m\u00e5neder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 474.428px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.521px; width: 757.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Manglende data p\u00e5 kunde</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 504.217px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 172.771px; width: 654.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av \u00e5rsaker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 193.756px; width: 654.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.973px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">\u00abAndel isolert\u00bb viser hvor mange prosent av verdien p\u00e5 l\u00e5n som ble \ufb02yttet fra steg 1 til steg 2<span class=\"_ _2\"></span> p.g.a.<span class=\"_ _2\"></span> kun den<span class=\"_ _2\"></span> korrespon<span class=\"_ _2\"></span>derende f<span class=\"_ _2\"></span>aktoren <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">isolert<span class=\"_ _0\"></span> sett, m<span class=\"_ _0\"></span>ens \u00abAn<span class=\"_ _0\"></span>del tota<span class=\"_ _0\"></span>lt\u00bb viser hvor mange prosent av migrasjonen som den k<span class=\"_ _0\"></span>orresponderende faktoren var <span class=\"_ _0\"></span>med ent<span class=\"_ _0\"></span>en alene<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eller sammen med en eller \ufb02ere av de andre faktorene.</span><span style=\"display:inherit;clear:left;\">Tilsvarende viser tabellen en nedbryting av \u00e5rsakene bak stegvandringer fra steg 2 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;position:relative;height:223.912109375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 161.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til steg 1 (tilfriskning i perioden);</span></span><span style=\"position: absolute; display: inline-block; left: 446.547px; top: 18.1562px; width: 241.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 44.0371px; width: 371.455px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 371.455px; top: 47.7871px; width: 387.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6309px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingen 30 dager restanse siste 6 mnd lenger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.881px; width: 756.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke mer enn 1 restanse siste 12 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.146px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Vesentlig r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">eduksjon i PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 286.728px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 148.412px; width: 756.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke lenger forbearancemarkering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 169.662px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F\u00e5tt data p\u00e5 kunden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 318.692px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.928px; width: 654.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av flere \u00e5rsaker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 273.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 211.912px; width: 654.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.973px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">For 2023 er det totalt 526 engasjement som har hatt en positiv migrering, og g\u00e5tt fra steg 2 til steg 1. </span><span style=\"display:inherit;clear:left;\">Motsatt vei, fra steg 1 til 2 var det 350 engasjement som migrerte. Dette er en positiv utvikling fra 2022, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">hvor tilsvarende tall var henholdsvis 643 og 547<span class=\"_ _3\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__92-1": {
   "value": "<span style=\"display:inherit;clear:left;\">T<span class=\"_ _86\"></span>ap p\u00e5 utl\u00e5n / garantier  </span><span style=\"display:inherit;clear:left;\">og misligholdte / tapsutsatte</span><span style=\"display:inherit;clear:left;\">engasjementer</span><span style=\"display:inherit;clear:left;position:relative;height:201.212890625px;\"><span style=\"position: absolute; display: inline-block; left: 24.4688px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 13.2031px; top: 33.3965px; width: 241.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 254.51px; top: 29.6465px; width: 463.723px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier </span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 9.23438px; top: 69.5996px; width: 710.156px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 686</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 143</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger steg 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 620</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.5684px; width: 719.086px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-18 541</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 041</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger steg 2 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538</span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 109.553px; width: 715.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Periodens endringer i tapsavsetninger steg 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 368</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 932</span></span><span style=\"position: absolute; display: inline-block; left: 10.7031px; top: 129.537px; width: 709.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstateringer mot tidligere steg 3 nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 957</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 216</span></span><span style=\"position: absolute; display: inline-block; left: 11.8125px; top: 149.521px; width: 707.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 126</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstateringer uten tidligere steg 3 nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 126</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 162</span></span><span style=\"position: absolute; display: inline-block; left: 433.422px; top: 169.914px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 432.771px; top: 169.506px; width: 3.0293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 169.506px; width: 428.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 203</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inng\u00e5tt p\u00e5 tidligere konstaterte tap</span></span><span style=\"position: absolute; display: inline-block; left: 600.281px; top: 169.506px; width: 120.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 962</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 203</span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 189.225px; width: 714.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 345</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap p\u00e5 utl\u00e5n og garantier</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.699px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 401</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Konsernet har per 31.12.23 totalt utest\u00e5ende bel\u00f8p p\u00e5 74 millioner kroner som er konsta<span class=\"_ _0\"></span>tert / fraregnet i balansen som er sendt videre til inkassoselskaper<span class=\"_ _0\"></span>. Tilsvarende </span></span><span style=\"display:inherit;clear:left;\">utest\u00e5ende bel\u00f8p var 76 millioner kroner per 31.12.22. Eventuelle tilbakebetalinger fra inkassoselskapene regnskapsf<span class=\"_ _0\"></span>\u00f8res som redusert tapskostnad under linjen \u201dinng\u00e5tt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 tidligere konstaterte tap\u201d.</span><span style=\"display:inherit;clear:left;position:relative;height:561.666015625px;\"><span style=\"position: absolute; display: inline-block; left: 91.5469px; top: 0.0117187px; width: 581.449px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 451.642px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 38.875px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 38.875px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 38.875px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 38.875px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 524.297px; top: 38.875px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 38.875px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 38.875px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 38.875px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.7812px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 51.7812px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 514.906px; top: 51.7812px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 51.7812px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 51.7812px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 56.5371px; width: 183.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 64.6719px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 538.828px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 64.6719px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 64.6719px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 101.037px; width: 744.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 207 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 788 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 133.834px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 153.396px; width: 736.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -841 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 010 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 169 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 202 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 414 </span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 172.959px; width: 735.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -515 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 420 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -515 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 420 </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 192.506px; width: 739.453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 237 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 764 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 246 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 815 </span></span><span style=\"position: absolute; display: inline-block; left: 66.3125px; top: 212.068px; width: 682.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 396 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 396 </span></span><span style=\"position: absolute; display: inline-block; left: 82.0469px; top: 231.631px; width: 666.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 251.193px; width: 724.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 290.303px; width: 746.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 448 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 013 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 461 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 748 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 063 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 811 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 309.865px; width: 745.828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -7 662 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">48 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -21 910 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 330 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -19 969 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 328.959px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 336.834px; width: 220.758px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -277 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 668 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 623 </span></span><span style=\"position: absolute; display: inline-block; left: 525.766px; top: 336.834px; width: 221.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -104 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 061 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 403 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 344.709px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 383.381px; width: 618.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 957 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 402.928px; width: 466.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.027px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 422.225px; width: 745.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 098 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 721 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 683 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 410 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 461.146px; width: 217.588px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordinger  </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 476.896px; width: 110.379px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner </span></span><span style=\"position: absolute; display: inline-block; left: 192.656px; top: 496.006px; width: 556.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 96 424 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 91 804 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 515.1px; width: 191.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost  </span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 522.975px; width: 34.6641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 674 </span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 522.975px; width: 34.9805px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 607 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 530.85px; width: 206.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span style=\"position: absolute; display: inline-block; left: 186.797px; top: 549.678px; width: 560.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 100 098 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tapsavsetninger per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 410 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:383.828125px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 5.25px; top: 108.693px; width: 743.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tapsavsetninger BM per 01.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 161.693px; width: 736.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -635 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 955 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -635 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 589 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 955 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 181.24px; width: 736.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -211 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -332 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -211 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 200.803px; width: 738.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 284 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 284 </span></span><span style=\"position: absolute; display: inline-block; left: 68.0625px; top: 220.365px; width: 680.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 125 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 680 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 555 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 125 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 680 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 555 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 259.49px; width: 745.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 401 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 519 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 401 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 279.037px; width: 746.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 152 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 298.146px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 25.0312px; top: 306.021px; width: 209.203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 118 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 657 </span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 306.021px; width: 196.477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 118 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 400 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 657 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 313.896px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 352.553px; width: 619.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 299 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 371.834px; width: 744.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 689 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 820 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 57 957 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:442.515625px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 89.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 93.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 108.693px; width: 737.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 072 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 708 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 875 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 677 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 161.693px; width: 737.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -206 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 215 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -153 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 460 </span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 181.256px; width: 735.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 631 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 814 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 631 </span></span><span style=\"position: absolute; display: inline-block; left: 18.5px; top: 200.803px; width: 729.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 213 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 693 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 480 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 532 </span></span><span style=\"position: absolute; display: inline-block; left: 76.1875px; top: 220.365px; width: 671.268px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 312 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 841 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -471 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 312 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 841 </span></span><span style=\"position: absolute; display: inline-block; left: 82.0469px; top: 239.928px; width: 666.193px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -815 </span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 259.49px; width: 724.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 3 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 59 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -170 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -111 </span></span><span style=\"position: absolute; display: inline-block; left: 6.5625px; top: 298.6px; width: 741.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 930 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 130 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 060 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 409 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 318.162px; width: 745.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 968 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 790 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 758 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 636 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 817 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 337.256px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 13.5312px; top: 345.131px; width: 220.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -181 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 244 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 742 </span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 345.131px; width: 196.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 522 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 353.006px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 138.078px; top: 391.678px; width: 609.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -658 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 411.225px; width: 466.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -155 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 430.521px; width: 737.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 737 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 846 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 141 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 863 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 453 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:567.515625px;\"><span style=\"position: absolute; display: inline-block; left: 89.625px; top: 0.0058593px; width: 578.602px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 462.982px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.25px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.25px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.25px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.25px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.25px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.25px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.25px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.25px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1562px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1562px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1562px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1562px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1562px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 181.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 108.678px; width: 744.299px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 596 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 248 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 416 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.2188px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 236 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 571 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 804 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.975px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 164.225px; width: 744.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 356 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 280 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 92</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 798 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 493 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 185.49px; width: 745.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 994 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 614 </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 206.756px; width: 739.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -11 109 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 633 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 384 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.2188px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -7 441 </span></span><span style=\"position: absolute; display: inline-block; left: 74.8281px; top: 228.006px; width: 672.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 718 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 265 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 718 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 265 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 262.021px; width: 737.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 712 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 071 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 783 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 568 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 962 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 530 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 283.287px; width: 745.688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -4 527 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -15 158 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -19 686 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 289 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 5.53125px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 730 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -17 019 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 303.24px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 311.115px; width: 225.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 452 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 999 </span></span><span style=\"position: absolute; display: inline-block; left: 533.641px; top: 311.115px; width: 214.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 8 642 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 786 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 452 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 880 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 318.99px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 351.693px; width: 617.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -8 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 216 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -8 216 </span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 372.959px; width: 618.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilbakef\u00f8ring av tidligere nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 881 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 394.209px; width: 466.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -241 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 415.209px; width: 744.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 740 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 207 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 38 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 788 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 458.615px; width: 218.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n/fordringer </span></span><span style=\"position: absolute; display: inline-block; left: 209.109px; top: 466.49px; width: 25.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 462 </span></span><span style=\"position: absolute; display: inline-block; left: 722.188px; top: 466.49px; width: 25.8223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 462 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 474.365px; width: 107.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 192.656px; top: 496.256px; width: 556.576px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 89 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt som reduksjon av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 645 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 518.146px; width: 188.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt som avsetning p\u00e5 gjeldspost </span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 526.021px; width: 34.1719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 795 </span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 526.021px; width: 34.0664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 681 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 533.896px; width: 206.361px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(garantier og ubenyttede kredittrammer)</span></span><span style=\"position: absolute; display: inline-block; left: 194.625px; top: 555.521px; width: 553.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 95 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tapsavsetninger per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 788 </span></span></span><span style=\"display:inherit;clear:left;\">Fordeling tapsavsetninger p\u00e5 kunder - per segment</span><span style=\"display:inherit;clear:left;position:relative;height:403.390625px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 90.3633px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 94.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (BM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.854px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger BM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 108.693px; width: 744.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 678 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 428 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 678 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 320 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 428 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 426 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 5.25px; top: 161.693px; width: 742.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 211 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 870 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 211 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 081 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 870 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 181.24px; width: 736.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.8085px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -788 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 722 </span></span><span style=\"position: absolute; display: inline-block; left: 17.5px; top: 200.803px; width: 731.027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 967 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 967 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 525 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 558 </span></span><span style=\"position: absolute; display: inline-block; left: 78.4688px; top: 220.365px; width: 669.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -117 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 259 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 142 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -117 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 259 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 142 </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 259.49px; width: 738.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 075 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 772 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 075 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 772 </span></span><span style=\"position: absolute; display: inline-block; left: 1.51562px; top: 279.037px; width: 745.969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -3 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 609 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -9 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -12 609 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 298.146px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 306.021px; width: 225.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 347 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 944 </span></span><span style=\"position: absolute; display: inline-block; left: 535.797px; top: 306.021px; width: 213.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 347 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 188 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 409 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 944 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 313.896px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 352.553px; width: 617.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 982 </span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 372.115px; width: 618.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -5 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilbakef\u00f8ring av tidligere nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 078 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -5 078 </span></span><span style=\"position: absolute; display: inline-block; left: 5.25px; top: 391.396px; width: 742.951px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger BM per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 545 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 649 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:422.953125px;\"><span style=\"position: absolute; display: inline-block; left: 73.375px; top: 0.0058593px; width: 89.9531px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 591.828px; top: 0.0058593px; width: 93.9961px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank (PM)</span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 71.8906px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 136.875px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 200.5px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 536.828px; top: 43.2656px; width: 32.4141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 1 </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 43.2656px; width: 33.1289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 2 </span></span><span style=\"position: absolute; display: inline-block; left: 651.938px; top: 43.2656px; width: 33.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Steg 3 </span></span><span style=\"position: absolute; display: inline-block; left: 714.703px; top: 43.2656px; width: 32.9824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 70.75px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 134.359px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 184.188px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 528.484px; top: 56.1719px; width: 41.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">12 mnd. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 586.375px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 649.797px; top: 56.1719px; width: 34.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Livstid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 698.094px; top: 56.1719px; width: 46.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedskriv-</span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 60.9277px; width: 206.443px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i tapsavsetninger PM</span></span><span style=\"position: absolute; display: inline-block; left: 23.5469px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 87.375px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 151.172px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 198.953px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 551.344px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 601.031px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 666.234px; top: 69.0625px; width: 15.9844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tap</span></span><span style=\"position: absolute; display: inline-block; left: 713.438px; top: 69.0625px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ninger</span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 108.693px; width: 739.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 840 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 898 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 144 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 885 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 144 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 270 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 142.131px; width: 128.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overf\u00f8ringer/bevegelser:</span></span><span style=\"position: absolute; display: inline-block; left: 12.2969px; top: 161.693px; width: 735.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -94 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 718 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 624 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 181.24px; width: 736.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 891 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 1 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.8085px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -593 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 484 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 891 </span></span><span style=\"position: absolute; display: inline-block; left: 15.9844px; top: 200.803px; width: 731.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 585 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 075 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 884 </span></span><span style=\"position: absolute; display: inline-block; left: 74.8281px; top: 220.365px; width: 672.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -336 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Overf\u00f8ringer fra Steg 2 til Steg 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -336 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 459 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span></span><span style=\"position: absolute; display: inline-block; left: 17.5px; top: 259.475px; width: 730.834px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 610 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 262 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 871 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang nye engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 466 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 152 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 </span></span><span style=\"position: absolute; display: inline-block; left: 11.2812px; top: 279.037px; width: 737.742px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 077 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avgang av engasjementer i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -664 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 9.79102px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 649 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 313 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 298.146px; width: 185.074px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endret tapsavsetning i perioden for  </span></span><span style=\"position: absolute; display: inline-block; left: 8.53125px; top: 306.021px; width: 225.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 755 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 043 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 744 </span></span><span style=\"position: absolute; display: inline-block; left: 535.797px; top: 306.021px; width: 212.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 178 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 405 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 043 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 625 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 313.896px; width: 178.506px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">engasjementer som ikke er migrert</span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 352.553px; width: 618.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -6 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konstaterte tap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -6 234 </span></span><span style=\"position: absolute; display: inline-block; left: 129.562px; top: 372.115px; width: 618.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilbakef\u00f8ring av tidligere nedskrivning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 802 </span></span><span style=\"position: absolute; display: inline-block; left: 282.031px; top: 391.662px; width: 466.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre justeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -241 </span></span><span style=\"position: absolute; display: inline-block; left: 9.85938px; top: 410.959px; width: 735.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 072 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 308 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger PM per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 708 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 875 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 24 677</span></span></span><span style=\"display:inherit;clear:left;\">Kommentarer til stegvandringer</span><span style=\"display:inherit;clear:left;\">Alle engasjementer starter i steg 1. Deretter kan enkeltengasjement </span><span style=\"display:inherit;clear:left;\">migrere til steg 2 og 3. Steg 3 er forbeholdt misligholdte og tapsutsa<span class=\"_ _0\"></span>tte </span><span style=\"display:inherit;clear:left;\">engasjement, det vil i all vesentlighet si engasjement med individuell </span><span style=\"display:inherit;clear:left;\">nedskrivning. Steg 2 er for engasjement med vesentlig \u00f8kning i risiko </span><span style=\"display:inherit;clear:left;\">fra innvilgelse. Banken har tidligere brukt fem indikatorer f<span class=\"_ _0\"></span>or dette, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men har etter endring av kjernebankleverand\u00f8r endret til 3. Oversikt </span><span style=\"display:inherit;clear:left;\">over \u00e5rsaker og hvilke som har p\u00e5virket endringer mellom steg 1<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og steg 2 vises i tabellen under:</span><span style=\"display:inherit;clear:left;position:relative;height:205.755859375px;\"><span style=\"position: absolute; display: inline-block; left: 446.547px; top: 0px; width: 241.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.8809px; width: 371.455px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 371.455px; top: 29.6309px; width: 387.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.4746px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Restanse over 30 dager</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 301.342px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.7402px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Vesentlig \u00f8kning PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.565px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.99px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forbearance markering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.256px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Flere restanser siste 12 m\u00e5neder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 474.428px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.521px; width: 757.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Manglende data p\u00e5 kunde</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 504.217px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 172.771px; width: 654.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av \u00e5rsaker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 193.756px; width: 654.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.973px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">\u00abAndel isolert\u00bb viser hvor mange prosent av verdien p\u00e5 l\u00e5n som ble \ufb02yttet fra steg 1 til steg 2<span class=\"_ _2\"></span> p.g.a.<span class=\"_ _2\"></span> kun den<span class=\"_ _2\"></span> korrespon<span class=\"_ _2\"></span>derende f<span class=\"_ _2\"></span>aktoren <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">isolert<span class=\"_ _0\"></span> sett, m<span class=\"_ _0\"></span>ens \u00abAn<span class=\"_ _0\"></span>del tota<span class=\"_ _0\"></span>lt\u00bb viser hvor mange prosent av migrasjonen som den k<span class=\"_ _0\"></span>orresponderende faktoren var <span class=\"_ _0\"></span>med ent<span class=\"_ _0\"></span>en alene<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eller sammen med en eller \ufb02ere av de andre faktorene.</span><span style=\"display:inherit;clear:left;\">Tilsvarende viser tabellen en nedbryting av \u00e5rsakene bak stegvandringer fra steg 2 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;position:relative;height:223.912109375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 161.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til steg 1 (tilfriskning i perioden);</span></span><span style=\"position: absolute; display: inline-block; left: 446.547px; top: 18.1562px; width: 241.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 44.0371px; width: 371.455px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rsaker</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 371.455px; top: 47.7871px; width: 387.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel (isolert)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> Andel totalt </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6309px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingen 30 dager restanse siste 6 mnd lenger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.881px; width: 756.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke mer enn 1 restanse siste 12 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.146px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Vesentlig r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">eduksjon i PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 286.728px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">75 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">83 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 148.412px; width: 756.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke lenger forbearancemarkering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 169.662px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F\u00e5tt data p\u00e5 kunden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 318.692px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.928px; width: 654.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kombinasjon av flere \u00e5rsaker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 273.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 211.912px; width: 654.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.091px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 186.973px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 %</span></span></span><span style=\"display:inherit;clear:left;\">For 2023 er det totalt 526 engasjement som har hatt en positiv migrering, og g\u00e5tt fra steg 2 til steg 1. </span><span style=\"display:inherit;clear:left;\">Motsatt vei, fra steg 1 til 2 var det 350 engasjement som migrerte. Dette er en positiv utvikling fra 2022, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">hvor tilsvarende tall var henholdsvis 643 og 547<span class=\"_ _3\"></span>.</span><span style=\"display:inherit;clear:left;\">Sensitivitetsanalyser</span><span style=\"display:inherit;clear:left;\">Nedskrivningsmodellen for beregning av ECL p\u00e5 engasjementene </span><span style=\"display:inherit;clear:left;\">bygger p\u00e5 \ufb02ere kritiske forutsetninger<span class=\"_ _31\"></span>, herunder blant annet mislig<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">holdssannsynlighet, tap ved mislighold og generell makroutvikling. </span><span style=\"display:inherit;clear:left;\">Modellen og tapsestimatene er s\u00e5ledes s\u00e5rbare for endringer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forutsetningene som er satt.</span><span style=\"display:inherit;clear:left;\">For bedre \u00e5 forst\u00e5 hvordan portef\u00f8ljen kan ventes \u00e5 utvikle seg ved </span><span style=\"display:inherit;clear:left;\">endringer i ulike makro\u00f8konomiske scenarier har bank<span class=\"_ _0\"></span>en valg \u00e5 foreta</span><span style=\"display:inherit;clear:left;\">sensitivitetsanalyser for f\u00f8lgende faktorer og scenarier;</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Fremtiden blir som i dag (uendret forventning)</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Fremtiden blir som i det negative makro\u00f8konomiske scenariet</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Fremtiden blir som i det positive makro\u00f8konomiske scenariet</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Misligholdssannsynlighet (PD) opp 10 % </span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Misligholdssannsynlighet (PD) ned 10 % </span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Boligprisene faller 10 %</span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ls84\"> <span class=\"_ _4f\"> </span>Boligprisene faller 20 %</span></span><span style=\"display:inherit;clear:left;\">I de to justeringene av misligholdssannsynlighet antas det at mislig<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">holdssannsynligheten for alle kunder unntatt de som er i mislighold, </span><span style=\"display:inherit;clear:left;\">\u00f8ker henholdsvis minker 10 %. </span><span style=\"display:inherit;clear:left;\">Forventning til fremtiden som er benyttet re\ufb02ekterer en forventning  </span><span style=\"display:inherit;clear:left;\">om \u00f8kt mislighold og tap. I scenariet om at \u00abFremtiden blir som i dag\u00bb <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er forventningen = 1. Selv om dette i teorien er et n\u00f8ytralt scenario, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er det samtidig et relativt positivt scenario i og med at situasjonen i dag </span><span style=\"display:inherit;clear:left;\">for de \ufb02este banker er at man har historisk lave tap og misligholdstall, </span><span style=\"display:inherit;clear:left;\">noe som og re\ufb02ekteres i f\u00e5 antall konkurser blant bedrifter og relativt </span><span style=\"display:inherit;clear:left;\">lave inkassotall for privatpersoner<span class=\"_ _31\"></span>. Det er s\u00e5ledes mer optimistisk enn </span><span style=\"display:inherit;clear:left;\">hva som er bankens hovedforventning. Mens i det negative scenariet </span><span style=\"display:inherit;clear:left;\">vektes det negative scenariet fullt ut i beregningen av fremtiden. E\ue61cekten</span><span style=\"display:inherit;clear:left;\">ved \u00e5 vekte det negative scenariet 100 % er basert p\u00e5 det forskjellen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til hovedforventningen. I tillegg er det for siste \u00e5r lagt inn e\ue61cekten <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av \u00e5 vekte det positive scenariet 100 %. Dette er ikke gjort f\u00f8r<span class=\"_ _31\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">men gir et innblikk i en potensiell oppside. </span><span style=\"display:inherit;clear:left;\">De to siste scenariene g\u00e5r p\u00e5 endring i boligprisene. Her er det valgt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 fokusere p\u00e5 nedsidee\ue61cekten. I tillegg til \ue61for\u00e5rets e\ue61cekt av en pris-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">nedgang p\u00e5 10 % er det i \u00e5r og lagt inn en justering p\u00e5 20 % prisfall. </span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen er som f\u00f8lger fordelt p\u00e5 konsern<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og morbank samt segmentene personmarked (PM) og bedrifts-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">marked (BM);</span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen er som f\u00f8lger<span class=\"_ _31\"></span>, fordelt p\u00e5 konsern samt segmentene personmarked (PM) og bedriftsmarked (BM);</span><span style=\"display:inherit;clear:left;position:relative;height:240.568359375px;\"><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 0px; width: 164.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer sentrale forutsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 26.6914px; width: 41.5781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uendret </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 26.6914px; width: 43.1777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativt </span></span><span style=\"position: absolute; display: inline-block; left: 414.312px; top: 26.6914px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positivt </span></span><span style=\"position: absolute; display: inline-block; left: 512.656px; top: 26.6914px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 590.312px; top: 26.6914px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 26.6914px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 727.281px; top: 26.6914px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 241.141px; top: 39.582px; width: 58.6699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forventning </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 343.391px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 39.582px; width: 52.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">oppjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 554.625px; top: 39.582px; width: 51.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 652.672px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 730.062px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.8203px; width: 134.033px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 52.4883px; width: 59.1387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til fremtiden</span></span><span style=\"position: absolute; display: inline-block; left: 333.547px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 504.484px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 581.578px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 637.812px; top: 52.4883px; width: 42.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 10 %</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 52.4883px; width: 43.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 20 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.9434px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-28,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.834px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-46,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,7 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-6,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.975px; width: 756.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-53,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">24,</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">7 %</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.414px; width: 134.074px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.537px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,9 %</span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 209.428px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 228.568px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span></span><span style=\"display:inherit;clear:left;\">Resultat av sensitivitetsanalysen er som f\u00f8lger<span class=\"_ _31\"></span>, fordelt p\u00e5 morbank samt segmentene personmarked (PM) og bedriftsmarked (BM);</span><span style=\"display:inherit;clear:left;position:relative;height:240.568359375px;\"><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 0px; width: 164.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer sentrale forutsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 257.953px; top: 26.6758px; width: 41.5781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uendret </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 26.6758px; width: 43.1777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativt </span></span><span style=\"position: absolute; display: inline-block; left: 414.312px; top: 26.6758px; width: 38.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positivt </span></span><span style=\"position: absolute; display: inline-block; left: 512.656px; top: 26.6758px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 590.312px; top: 26.6758px; width: 16.1367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PD </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 26.6758px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 727.281px; top: 26.6758px; width: 29.3555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bolig-</span></span><span style=\"position: absolute; display: inline-block; left: 241.141px; top: 39.582px; width: 58.6699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forventning </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 343.391px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 39.582px; width: 33.2402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">makro </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 39.582px; width: 52.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">oppjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 554.625px; top: 39.582px; width: 51.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nedjustert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 652.672px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 730.062px; top: 39.582px; width: 29.7012px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">priser </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.8203px; width: 138.158px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 52.4883px; width: 59.1387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">til fremtiden</span></span><span style=\"position: absolute; display: inline-block; left: 333.547px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 52.4883px; width: 40.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">scenario</span></span><span style=\"position: absolute; display: inline-block; left: 504.484px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 581.578px; top: 52.4883px; width: 22.1895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 %</span></span><span style=\"position: absolute; display: inline-block; left: 637.812px; top: 52.4883px; width: 42.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 10 %</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 52.4883px; width: 43.4883px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ned 20 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.9434px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-28,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56,7 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,0 %</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">0,3 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.834px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-48,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1575px; letter-spacing: -0.1575px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,9 %</span><span style=\"word-spacing: 0.1575px; letter-spacing: -0.1575px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-6,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.975px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-54</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.398px; width: 138.199px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.537px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-22,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,9 %</span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,3 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 209.428px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6,9 %</span><span style=\"word-spacing: 0.14625px; letter-spacing: -0.14625px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">-5,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,2 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 228.568px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Prosentvis endring i tapsestimat Morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-21,4 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">n/a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5,8 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7,</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.82125px; letter-spacing: -0.82125px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">n/a</span></span></span><span style=\"display:inherit;clear:left;\">Misligholdte og tapsutsatte engasjement (steg 3)</span><span style=\"display:inherit;clear:left;\">Sum av misligholdte engasjement over 90 dager og \u00f8vrige tapsutsatte engasjementer i steg 3;</span><span style=\"display:inherit;clear:left;position:relative;height:448.771484375px;\"><span style=\"position: absolute; display: inline-block; left: 438.891px; top: 0px; width: 263.602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 9.40234px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 389.906px; top: 27.625px; width: 366.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">PM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">BM</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otal</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.0996px; width: 219.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.114px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.4px; font-family: ff3; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement f\u00f8r individuelle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 81.8496px; width: 149.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (brutto):</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.037px; width: 757.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">74 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">258 850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">103 182</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.287px; width: 756.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 008</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 853</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">170 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 813</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 726</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">167 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.287px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer f\u00f8r individuelle tapsnedskrivninger (brutto)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 675</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">159 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 711</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 720</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 186.912px; width: 186.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Individuelle tapsnedskrivninger p\u00e5:</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 208.381px; width: 756.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 796</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 746</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 354</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 514</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 229.646px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 204.908px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 375</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 090</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 465</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 740</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 385</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 125</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 250.631px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum individuelle tapsnedskrivninger (steg 3)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 171</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 836</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 545</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 639</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 293.271px; width: 232.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0.114px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.4px; font-family: ff3; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsutsatte engasjement etter individuelle </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 309.021px; width: 144.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0.114px; margin-left: 0px; font-size: 11.4px; font-family: ff3; color: rgb(57, 53, 54); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">tapsnedskrivninger (netto):</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.475px; width: 756.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">165 871</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">59 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">225 308</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 807</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 862</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">87 668</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 351.74px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">81 633</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">72 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">154 396</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 073</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 341</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 372.725px; width: 756.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum engasjementer etter individuelle tapsnedskrivninger (netto)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">247 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132 200</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379 704</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 202</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">237 082</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 415.521px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad misligholdte engasjementer over 90 dg</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 436.771px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetningsgrad ikke misligholdte tapsutsatte engasjementer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 %</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 %</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__97-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Renterisik<span class=\"_ _31\"></span>o</span><span style=\"display:inherit;clear:left;\">Renterisiko er risikoen for tap som oppst\u00e5r ved endringer i renteniv\u00e5et. </span><span style=\"display:inherit;clear:left;\">Risikoen oppst\u00e5r hovedsakelig fra fastrenteutl\u00e5n og finansiering med </span><span style=\"display:inherit;clear:left;\">fastrente. Rentekurver pleier \u00e5 prim\u00e6rt \ufb02ytte seg parallelt opp eller ned </span><span style=\"display:inherit;clear:left;\">og konsernet m\u00e5ler renterisiko som resultate\ue61c<span class=\"_ _0\"></span>ekten ved et parallelt skift <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i rentekurven. Risikoen for ikke-parallelle skift er dekk<span class=\"_ _0\"></span>et gjennom </span><span style=\"display:inherit;clear:left;\">begrensinger p\u00e5 maksimal eksponering.</span><span style=\"display:inherit;clear:left;\">Hovedprinsippet i bankens styring av renterisiko er \u00e5 n\u00f8ytralisere r<span class=\"_ _0\"></span>ente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">risikoen ved \u00e5 balansere bankens aktiva- og passivaside. Banken holder </span><span style=\"display:inherit;clear:left;\">l\u00f8pende oversikt over renteeksponeringen i alle tidsintervaller p\u00e5 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">3 m\u00e5neder fra 0-15 \u00e5r<span class=\"_ _0\"></span>. I tillegg overv\u00e5kes e\ue61cekten av endringer i rentene </span><span style=\"display:inherit;clear:left;\">basert p\u00e5 seks stresstester i henhold til EBA guidelines. Banken har som </span><span style=\"display:inherit;clear:left;\">strategi \u00e5 ikke p\u00e5dra seg vesentlig renterisiko innenfor den or<span class=\"_ _0\"></span>din\u00e6re </span><span style=\"display:inherit;clear:left;\">virksomheten. Ramme for renterisiko for konsernet er sa<span class=\"_ _0\"></span>tt til at maksimalt </span><span style=\"display:inherit;clear:left;\">tap ikke skal overstige kr 21 millioner ved et parallelt skift i rentekurvene </span><span style=\"display:inherit;clear:left;\">p\u00e5 2 %. </span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ff3 fcd ls0\">note 15</span> vedr\u00f8rende bankens bruk av deriva<span class=\"_ _0\"></span>ter for sikring <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av sin renteeksponering. </span><span style=\"display:inherit;clear:left;\">Tidspunkt frem til avtalt endring av rentebetingelser</span><span style=\"display:inherit;clear:left;position:relative;height:413.150390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 104.268px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5156px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5156px; width: 135.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.3652px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.9277px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4902px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 033 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">610 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">600 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 390 842</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.037px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 447 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">467 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 481 357</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.6px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-529 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 320 608</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-209 670</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">229 725</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-713 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.162px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 555.124px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.443px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 198.832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">498 736</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 802 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-62 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 307 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-113 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">982 859</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 205.834px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 225.396px; width: 757.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 807</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 047 522</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">460 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 244.959px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 246 668</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 503 745</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">899 922</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 185 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">599 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 264.521px; width: 756.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-272 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 257 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 274 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-830 750</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-762 437</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.068px; width: 756.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 587.164px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.631px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.402px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 323.193px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 246.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 524 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 624 803</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 342.475px; width: 756.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.459px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 071 196</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 230 864</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">85 652</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 364 191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-162 791</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 825 935</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 415 046</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 362.303px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 315 127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 508 142</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 212 985</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 117 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">503</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 843 076</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 096</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 381.865px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-257 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 936 982</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 064 688</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 060 475</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 096</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 401.162px; width: 682.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 572 459</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 571 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-148 297</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-56 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 558</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 843 076</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:413.150390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 104.314px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5156px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5156px; width: 135.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.3652px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.9277px; width: 757.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.055px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4746px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 377</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 565 086</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">88 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">655 386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">633 519</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 963 787</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.037px; width: 757.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 539 982</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 750</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 633 205</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.6px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-361 272</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 008 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-793 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 514</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-789 744</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 265</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.162px; width: 757.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 557.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">970 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">970 314</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.443px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.869px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">730 772</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 114 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-704 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 266 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-156 225</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">970 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 220 764</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 205.834px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 225.396px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 015 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 244.959px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 477 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 516 188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">584 559</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 086 206</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">899 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 264.506px; width: 757.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">862 562</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 500 237</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 261 827</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 865 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 089 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46 741</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 284.068px; width: 756.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 584.584px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 490</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 490</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.631px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 331.031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 323.193px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 245.725px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 296 882</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 396 882</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 342.475px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.824px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 677 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 316 699</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-409 325</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 254 473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-189 794</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 571 371</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 220 765</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 362.303px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 722 734</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 288 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-764 083</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 939 497</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-265 759</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 601 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 524</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 381.865px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 223 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 491 290</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">468 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 951 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">299 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 524</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 401.162px; width: 682.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 946 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 797 316</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-295 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 177</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 601 057</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:405.275390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 108.803px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5px; width: 135.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.1465px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.2715px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.4121px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 031 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">610 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">600 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 389 014</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.537px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">375 251</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 026 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">467 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.678px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-96 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 219 830</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-109 074</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-183 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-713 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 208</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.818px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 548.138px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 712 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 712 346</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.678px; width: 756.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">741 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 278 153</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37 951</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">893 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-113 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 712 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 549 883</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.209px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.35px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 807</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 260 235</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">460 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 964</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.475px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">993 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 329 450</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">399 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 058 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 259.615px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-563 244</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 600 610</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-670 782</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-110 596</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-182 498</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 489</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 278.756px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 585.24px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.881px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.402px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 330.58px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 317.021px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 250.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 176 157</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 276 157</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 335.881px; width: 756.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">527 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 612 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">189 272</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">957 070</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-182 498</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 446 527</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 549 883</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 355.287px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-253 203</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">46 631</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-713 028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 914</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">600 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265 819</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-43 719</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 374.412px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">467 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-380 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">561 708</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-73 361</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-530 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 719</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.287px; width: 682.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">213 833</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-334 148</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-151 320</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-63 448</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 264</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265 819</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:405.275390625px;\"><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 0.609375px; width: 59.9707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rente- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 108.85px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 13.5px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 621.078px; top: 13.5px; width: 135.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eksponering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.1465px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.2715px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.17px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.4121px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 377</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 654 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">88 419</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">655 386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">633 519</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.1502px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 052 709</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.537px; width: 756.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">407 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 826 470</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">524 750</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 759 106</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.678px; width: 757.084px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 661</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 008 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-793 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-335 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-789 744</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 620</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.818px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.956px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 926 310</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 926 310</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.678px; width: 756.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 190.992px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 011 849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 489 426</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-704 761</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">845 072</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-156 225</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 926 310</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 411 672</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.209px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.35px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">48 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 016 828</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">267 943</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.475px; width: 756.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 260 949</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">780 168</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">284 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 657 715</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 259.615px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">578 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 535 102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-960 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-835 476</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-213 676</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 078</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 278.756px; width: 757.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 583.71px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.881px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 331.031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 317.021px; width: 756.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 282.281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.904px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 950 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 050 094</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 335.881px; width: 756.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.397px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 363 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 616 805</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-407 618</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">855 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-213 676</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 196 554</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 411 672</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 355.287px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto likviditetseksponering balanseposter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-854 492</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 398 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-464 095</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-511 006</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">633 519</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-270 244</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-67 543</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 374.412px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsbel\u00f8p derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-497 599</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">473 846</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">166 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 412</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-576 068</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 543</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.287px; width: 682.395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto sum alle poster</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-1 352 091</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 872 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-297 144</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">57 451</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-270 244</span></span></span><span style=\"display:inherit;clear:left;\">Rentef\u00f8lsomhet</span><span style=\"display:inherit;clear:left;\">Styret har fastsatt en ramme p\u00e5 21 millioner kroner for samlet renterisik<span class=\"_ _0\"></span>o </span><span style=\"display:inherit;clear:left;\">i og utenfor konsernets balanse. Dette m\u00e5les ved den resultatp\u00e5virkning </span><span style=\"display:inherit;clear:left;\">som en renteendring (parallelt skift) p\u00e5 2 % gir<span class=\"_ _0\"></span>. Ved \u00e5rsskiftet var<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">beregnet resultatp\u00e5virkning ved et renteskift p\u00e5 2 % 2,<span class=\"_ _0\"></span>8 millioner kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Renterisikoen er s\u00e5ledes vurdert til \u00e5 v\u00e6re lav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">V<span class=\"_ _31\"></span>alutarisiko</span><span style=\"display:inherit;clear:left;\">Valutarisiko er risik<span class=\"_ _0\"></span>oen for tap fra endringer i valutakursene slik at v\u00e5re </span><span style=\"display:inherit;clear:left;\">nettoverdier m\u00e5lt i norske kroner synker<span class=\"_ _31\"></span>. Banken har etablert rammer </span><span style=\"display:inherit;clear:left;\">som definerer risikotoleransen relatert til valutaeksponering. Maksimal<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tillatt valutaeksponering er to millioner kroner per valuta og maksimal </span><span style=\"display:inherit;clear:left;\">aggregert brutto valutaeksponering er 6 millioner kroner<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Rammene gjelder utelukkende for kunderelatert transaksjonsformidling.</span><span style=\"display:inherit;clear:left;\">Banken har ikke rammer for egenhandel i valuta. Det er ogs\u00e5 utarbeidet </span><span style=\"display:inherit;clear:left;\">retningslinjer omkring hvilke valutaer banken kan v\u00e6re ek<span class=\"_ _0\"></span>sponert mot. </span><span style=\"display:inherit;clear:left;\">Det er ikke utarbeidet sensitivitetsanalyser for valutarisiko i forhold til<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">endring i valutakurs da denne e\ue61cekten er liten p\u00e5 grunn av bankens <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">lave netto valutaeksponering.</span><span style=\"display:inherit;clear:left;\">For \u00e5 sikre konsernets valuta utl\u00e5n/innl\u00e5n brukes valutaterminer<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og valutabytteavtaler<span class=\"_ _0\"></span>. Siden det er en \u00f8kt kredittrisiko som f\u00f8lge<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av valutakurssvingninger for kunder med l\u00e5n i utenlandsk valuta, brukes </span><span style=\"display:inherit;clear:left;\">sperrede innskudd som ekstra sikkerhet. Og dersom utviklingen i valuta-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kursene medf\u00f8rer at kundens l\u00e5n m\u00e5lt i NOK overstiger et p\u00e5 forh\u00e5nd </span><span style=\"display:inherit;clear:left;\">definert avvik fra hovedstol blir kunden bedt om \u00e5 etablere ekstra sikker<span class=\"_ _31\"></span>-<span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">het. Alternativt blir hele engasjementet konvertert til NOK n\u00e5r den avtalte </span><span style=\"display:inherit;clear:left;\">grensen brytes.</span><span style=\"display:inherit;clear:left;\">B\u00e5de eiendeler<span class=\"_ _0\"></span>, gjeld og valutasikringer i utenlandsk valuta er verdi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">vurdert til dagskurs per 31.12.</span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs4a fc16 ls0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:463.849609375px;\"><span style=\"position: absolute; display: inline-block; left: 184.781px; top: 0px; width: 58.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.8008px; width: 79.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaposisjoner</span></span><span style=\"position: absolute; display: inline-block; left: 210.391px; top: 12.9062px; width: 546.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.3027px; width: 179.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.0527px; width: 35.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.8496px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 728</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 531</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">339</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 346</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.818px; width: 469.986px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">119 211</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 226</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 922</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 063</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.771px; width: 642.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">370 776</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">179 812</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 511</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 454</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.74px; width: 297.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.428px; width: 756.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">545 307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 729</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 569</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 702</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 770</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 516</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 346</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 222.615px; width: 757.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">349</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.584px; width: 756.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 054</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.9746px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 266.381px; width: 141.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.131px; width: 75.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 302.928px; width: 55.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.896px; width: 64.1602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.85px; width: 58.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 371.537px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 170</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 392.615px; width: 131.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span style=\"position: absolute; display: inline-block; left: 196.984px; top: 400.49px; width: 559.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">494 042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 67</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">181 399</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 966</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">108 393</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 439</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 487</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 334</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.365px; width: 87.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 429.162px; width: 757.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutasikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-494 643</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-186 843</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-6 275</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.3984px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-108 157</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-65 601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 12.8789px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-90</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 451.85px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-601</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5 444</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">691</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">838</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-3 190</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 244</span></span></span><span style=\"display:inherit;clear:left;\">Konsern / Morbank  <span class=\"fs4a fc16 ls0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:463.833984375px;\"><span style=\"position: absolute; display: inline-block; left: 184.781px; top: 0px; width: 58.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utenlandsk </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 79.9453px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaposisjoner</span></span><span style=\"position: absolute; display: inline-block; left: 210.391px; top: 12.8906px; width: 546.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">valuta</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">USD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">JPY</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CHF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">GBP</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">SEK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">DKK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">CAD</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.2871px; width: 179.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentral-</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.0371px; width: 35.0215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">banker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.834px; width: 756.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kredittinstitusjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 515</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">625</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">973</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.803px; width: 469.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 671</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 575</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 433</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.756px; width: 642.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, obligasjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">385 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">163 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">109 799</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">112 597</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.725px; width: 642.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 127.688px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 277</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 276</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.412px; width: 756.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">548 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 886</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">199 509</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 803</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 102</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 424</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">973</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 222.6px; width: 137.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.568px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 144</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 266.365px; width: 141.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld stiftet ved utstedelse  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.115px; width: 75.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">av verdipapirer</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 302.912px; width: 55.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.881px; width: 64.1602px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.834px; width: 58.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 371.521px; width: 756.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld og egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 144</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 941</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 319</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 392.6px; width: 131.83px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering  </span></span><span style=\"position: absolute; display: inline-block; left: 196.984px; top: 400.475px; width: 558.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">504 536</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">167 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.5293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 794</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-216</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">110 421</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 334</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">971</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.35px; width: 87.0879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 balanseposter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 429.146px; width: 641.818px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutasikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-513 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.2285px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-98 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">296</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-109 150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-120 233</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 451.834px; width: 756.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto valutaeksponering </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 211</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 629</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-10 317</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-256</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 271</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">307</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">971</span></span></span><span style=\"display:inherit;clear:left;\">Kursrisik<span class=\"_ _31\"></span>o</span><span style=\"display:inherit;clear:left;\">Kursrisiko p\u00e5 verdipapirer er risikoen f<span class=\"_ _0\"></span>or tap som oppst\u00e5r ved endringer </span><span style=\"display:inherit;clear:left;\">i verdien p\u00e5 obligasjoner<span class=\"_ _0\"></span>, sertifikater og egenkapitalpapirer som konsernet </span><span style=\"display:inherit;clear:left;\">har investert i. Banken har etablert rammer for investeringer<span class=\"_ _31\"></span>. Rammene </span><span style=\"display:inherit;clear:left;\">for investeringer i verdipapirer utover likviditetsplassering er begrenset </span><span style=\"display:inherit;clear:left;\">til maksimalt MNOK 250. </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal eksponering per utsteder beregnes ut fra Finanstilsynets modell </span><span style=\"display:inherit;clear:left;\">for markedsrisiko og best\u00e5r av spreadendring per risik<span class=\"_ _0\"></span>oklasse multiplisert </span><span style=\"display:inherit;clear:left;\">med l\u00f8petid. </span><span style=\"display:inherit;clear:left;\">Rammene for investeringer settes i konsernets finansstrategi, som <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er gjenstand for \u00e5rlig gjennomgang og godkjenning i bankens styre.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__101-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Konsernet benytter i stor grad finansielle instrumenter til \u00e5 balansere </span><span style=\"display:inherit;clear:left;\">bankens valuta-, rente- og aksjerisiko. Valuta- og renterelaterte instru<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">me<span class=\"_ _0\"></span>nt<span class=\"_ _31\"></span>er benyttes for \u00e5 minimere valuta- og renterisiko p\u00e5 bank<span class=\"_ _0\"></span>ens <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utl\u00e5n til kunder og innl\u00e5n fra kapitalmarkedet. </span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (sertifikatl\u00e5n og obligasjonsl\u00e5n). Det er kun rentesikring </span><span style=\"display:inherit;clear:left;\">som benyttes gjennom rentebytteavtaler<span class=\"_ _31\"></span>. Alle rentebytteavtaler er i norske </span><span style=\"display:inherit;clear:left;\">kroner da konsernet ikke er eksponert mot gjeld i utenlandsk valuta.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Hver enkelt sikring er dokumentert med en henvisning til konsernets risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">styringsstrategi, en entydig identifikasjon av sikringsobjekt og sikrings-</span><span style=\"display:inherit;clear:left;\">instrument, en entydig beskrivelse av den sikrede risikoen, en beskrivelse </span><span style=\"display:inherit;clear:left;\">av hvorfor sikringen er forventet \u00e5 v\u00e6re e\ue61cektiv og en beskrivelse av n\u00e5r </span><span style=\"display:inherit;clear:left;\">og hvordan konsernet skal dokumentere at sikringen har v\u00e6rt e\ue61cektiv<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i regnskapsperioden og forventes \u00e5 v\u00e6re e\ue61cektiv i neste regnskapsperiode. <span class=\"_ _49\"></span> </span><span style=\"display:inherit;clear:left;\">Konsernet har definert den sikrede risikoen som verdiendringer knyttet til </span><span style=\"display:inherit;clear:left;\">NIBOR<span class=\"_ _0\"></span>-komponenten av innl\u00e5nene. Sikringse\ue61cektiviteten vurderes og </span><span style=\"display:inherit;clear:left;\">dokumenteres b\u00e5de ved f\u00f8rstegangs klassifisering og ved hver regnskaps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avslutning. Ved virk<span class=\"_ _0\"></span>elig verdisikring blir sikringsinstrumentet regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8rt til virkelig verdi, og verdien p\u00e5 sikringsobjektet blir justert for verdi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">endringen knyttet til sikret risiko. Endringer i disse verdiene fra inng\u00e5ende </span><span style=\"display:inherit;clear:left;\">balanse blir resultatf\u00f8rt som ine\ue61cektivitet i sikringsfoholdet. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten blir regnskapspresentasjonen for disse instrumentene i samsvar </span><span style=\"display:inherit;clear:left;\">med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. Eventuell </span><span style=\"display:inherit;clear:left;\">ine\ue61cektivitet i bankens sikringsforhold kan oppst\u00e5 p\u00e5 grunn av virkelig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">verdijusteringer av det \ufb02ytende benet i sikringsinstrumentet. Se <span class=\"ff3 fcd ls86\">note 19</span> </span><span style=\"display:inherit;clear:left;\">for resultatf\u00f8rte bel\u00f8p. Se ogs\u00e5 ytterligere opplysninger om bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">sikringsbokf\u00f8ring nedenfor<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Styret har vedtatt rammer for hvor stor eksponering banken kan ha mot<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">hver motpart for \u00e5 redusere oppgj\u00f8rsrisikoen knyttet til bruken a<span class=\"_ _0\"></span>v finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter. Bank<span class=\"_ _0\"></span>en skal benytte solide og etablerte motparter med en </span><span style=\"display:inherit;clear:left;\">minimumsrating p\u00e5 A fra et anerkjent ratingbyr\u00e5. Det skal etableres CSA </span><span style=\"display:inherit;clear:left;\">(Credit Support Annex) med alle motparter for \u00e5 sikre lavest mulig netto </span><span style=\"display:inherit;clear:left;\">eksponering ved en eventuell konkurs fra en motpart. </span><span style=\"display:inherit;clear:left;\">Morbanken og konsernets motregningsrett f\u00f8lger alminnelig norsk lov<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av inng\u00e5tte ISDA avtaler mellom morbanken og finansielle </span><span style=\"display:inherit;clear:left;\">derivatmotparter<span class=\"_ _0\"></span>, oppn\u00e5s motregningsrett dersom motparten misligholder </span><span style=\"display:inherit;clear:left;\">forpliktelsene. Det er ikke motregnet i bankens balanse da de ikk<span class=\"_ _0\"></span>e opp-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fyller kravene etter IAS 32. </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt benytter ogs\u00e5 ISDA avtaler mot motparter i forbindelse </span><span style=\"display:inherit;clear:left;\">med finansielle derivater<span class=\"_ _0\"></span>. P\u00e5 lik linje med morbank sikrer avtalene mot-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">regningsrett dersom motpartene misligholder sine forpliktelser og det </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 inng\u00e5tt CSA tillegg i ISDA avtalene med de finansielle motpartene.</span><span style=\"display:inherit;clear:left;position:relative;height:178.974609375px;\"><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 0px; width: 520.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.433594px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 349.188px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 431.797px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 518.625px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 630.859px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 383.781px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 470.953px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 666.359px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9062px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 596.266px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 682.516px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 39.9062px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 311.719px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 65.7344px; top: 71.6953px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 66.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 71.3027px; width: 519px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 932 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 622 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145 003</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.4434px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">206 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 738</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 109.568px; width: 170.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 128.709px; width: 166.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.568px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.533px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 139 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 828 615</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 741</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.367px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 3.85938px; top: 166.975px; width: 753.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 322</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:178.974609375px;\"><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 0px; width: 520.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.433594px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 349.188px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 431.797px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 518.625px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 630.859px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 383.781px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 470.953px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 666.359px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9219px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 596.266px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 682.516px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 39.9219px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 311.719px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 65.7344px; top: 71.6953px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 66.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 71.3027px; width: 518.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 307 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">115 602</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 997 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 884</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">102 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.4434px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">206 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 738</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 109.568px; width: 170.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 128.709px; width: 166.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.568px; width: 756.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.533px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 514 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 203 615</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 620</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 078</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.367px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 3.85938px; top: 166.975px; width: 752.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"ff5\"> Markedsverdier p\u00e5 finansielle derivater presenteres inklusiv p\u00e5l\u00f8pt (ikke kapitalisert) rente per 31.12.</span></span><span style=\"display:inherit;clear:left;\">Sertifikater  </span><span style=\"display:inherit;clear:left;\">og obligasjoner </span><span style=\"display:inherit;clear:left;position:relative;height:362.837890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6309px; width: 180.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.4746px; width: 733.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 019 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 145 328</span></span><span style=\"position: absolute; display: inline-block; left: 111.219px; top: 95.7402px; width: 622.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 239</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5n til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 373.301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 239</span></span><span style=\"position: absolute; display: inline-block; left: 3.375px; top: 116.725px; width: 730.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 020 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span></span><span style=\"position: absolute; display: inline-block; left: 10.2812px; top: 138.256px; width: 723.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">903 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 217</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav statsgaranterte sertifikater/obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">789 355</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 217</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 180.771px; width: 722.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 201.756px; width: 720.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 244.287px; width: 727.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 481 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 633 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 759 106</span></span><span style=\"position: absolute; display: inline-block; left: 21.6719px; top: 287.068px; width: 712.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">77 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til virkelig ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 116.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">3,23 %</span></span><span style=\"position: absolute; display: inline-block; left: 32.0469px; top: 308.334px; width: 701.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,98</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,09</span></span><span style=\"position: absolute; display: inline-block; left: 21.6719px; top: 329.6px; width: 712.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,51 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,51 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,02 %</span></span><span style=\"position: absolute; display: inline-block; left: 32.0469px; top: 350.85px; width: 701.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">49</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,39</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,49</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,39</span></span></span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1)<span class=\"ff5 ls89 ws0\"> <span class=\"_\"> </span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner er klassifisert </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi over resultatet iht. til den forretningsmodellen som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">styrer forvaltningen av likviditetsportef\u00f8ljen i samsvar med IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Forretningsmodellen gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal fortjeneste. \ue619</span><span style=\"display:inherit;clear:left;\">2)<span class=\"ff5 ls84 ws0\"> <span class=\"_ _ca\"> </span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert kost <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">da forretningsmodellen er at banken skal holde disse papirene<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;\">Aksjer</span><span style=\"display:inherit;clear:left;position:relative;height:298.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7812px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6465px; width: 97.5527px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7812px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 74.4746px; width: 712.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 047</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendomskreditt AS (org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.979391285)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 047</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 95.7402px; width: 716.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">J\u00e6ren Sparebank (org.nr 937895976)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 232.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 117.006px; width: 716.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EIKA VBB AS (org.nr 921859708)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 663</span></span><span style=\"position: absolute; display: inline-block; left: 34.5px; top: 138.256px; width: 614.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nordic T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology Group AS (org.nr. 926789759)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265</span></span><span style=\"position: absolute; display: inline-block; left: 46.2812px; top: 159.521px; width: 688.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Saffron India Real Estate Fund I</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 180.787px; width: 712.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">VN Norge AS (org.nr 821083052)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 261.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 449</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 472</span></span><span style=\"position: absolute; display: inline-block; left: 106.859px; top: 202.037px; width: 626.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Skandinavisk Data Center A/S</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 365.959px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 276</span></span><span style=\"position: absolute; display: inline-block; left: 40.8281px; top: 223.303px; width: 693.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige unoterte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 364.166px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 244.287px; width: 719.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">136 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 529</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 265.818px; width: 713.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andeler i obligasjonsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 286.803px; width: 718.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">175 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum aksjer og fond til virkelig verdi over resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.262px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span></span></span><span style=\"display:inherit;clear:left;\">Disse eiendelene er klassifisert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultatet. For netto verdiendring av investeringene, se <span class=\"ff3 fcd ls0\">note 19</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal kostpris for aksjene utgj\u00f8r 72,<span class=\"_ _31\"></span>4 (70,6) millioner kr<span class=\"_ _0\"></span>oner. K<span class=\"_ _0\"></span>ostpris for </span><span style=\"display:inherit;clear:left;\">rentefondene utgj\u00f8r 35,<span class=\"_ _31\"></span>6 (101,8) millioner kroner. Bank<span class=\"_ _0\"></span>en har ikke vesentlig</span><span style=\"display:inherit;clear:left;\">inn\ufb02ytelse i selskapene. </span><span style=\"display:inherit;clear:left;\">Banken eier indirekte aksjer i VIPPS AS gjennom EIKA VBB AS som </span><span style=\"display:inherit;clear:left;\">fungerer<span class=\"_ _2\"></span> som felles holdingsselskap for EIKA bankene. Aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">prim\u00e6rt vederlagsaksjer knyttet til fusjonen mellom BankID Norge, </span><span style=\"display:inherit;clear:left;\">BankAxept AS og Vipps AS tilbake i 2018. Det har i 2023 v\u00e6rt en emisjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i EIKA VBB AS og banken eier totalt 12.351 aksjer i EIKA VBB AS per </span><span style=\"display:inherit;clear:left;\">31.12.2023. V<span class=\"_ _31\"></span>erdsettelsen av aksjene er basert siste emisjonskurs <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i \ue61ferde kvartal 2023. </span><span style=\"display:inherit;clear:left;\">Aksjene i Skandinavisk Data Center A/S (\u201dSDC\u201d) ble solgt tilbake<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til selskapet i forbindelse med konvertering av kjernebanksleverand\u00f8r  </span><span style=\"display:inherit;clear:left;\">i 2023. Aksjene ble tilbakekj\u00f8pt til kostpris.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__100": {
   "value": "<span style=\"display:inherit;clear:left;\">Finansielle derivater  </span><span style=\"display:inherit;clear:left;\">og sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Konsernet benytter i stor grad finansielle instrumenter til \u00e5 balansere </span><span style=\"display:inherit;clear:left;\">bankens valuta-, rente- og aksjerisiko. Valuta- og renterelaterte instru<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">me<span class=\"_ _0\"></span>nt<span class=\"_ _31\"></span>er benyttes for \u00e5 minimere valuta- og renterisiko p\u00e5 bank<span class=\"_ _0\"></span>ens <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utl\u00e5n til kunder og innl\u00e5n fra kapitalmarkedet. </span><span style=\"display:inherit;clear:left;\">Konsernet benytter sikringsbokf\u00f8ring for virkelig verdisikring av enk<span class=\"_ _0\"></span>elte </span><span style=\"display:inherit;clear:left;\">fastrenteinnl\u00e5n (sertifikatl\u00e5n og obligasjonsl\u00e5n). Det er kun rentesikring </span><span style=\"display:inherit;clear:left;\">som benyttes gjennom rentebytteavtaler<span class=\"_ _31\"></span>. Alle rentebytteavtaler er i norske </span><span style=\"display:inherit;clear:left;\">kroner da konsernet ikke er eksponert mot gjeld i utenlandsk valuta.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Hver enkelt sikring er dokumentert med en henvisning til konsernets risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">styringsstrategi, en entydig identifikasjon av sikringsobjekt og sikrings-</span><span style=\"display:inherit;clear:left;\">instrument, en entydig beskrivelse av den sikrede risikoen, en beskrivelse </span><span style=\"display:inherit;clear:left;\">av hvorfor sikringen er forventet \u00e5 v\u00e6re e\ue61cektiv og en beskrivelse av n\u00e5r </span><span style=\"display:inherit;clear:left;\">og hvordan konsernet skal dokumentere at sikringen har v\u00e6rt e\ue61cektiv<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i regnskapsperioden og forventes \u00e5 v\u00e6re e\ue61cektiv i neste regnskapsperiode. <span class=\"_ _49\"></span> </span><span style=\"display:inherit;clear:left;\">Konsernet har definert den sikrede risikoen som verdiendringer knyttet til </span><span style=\"display:inherit;clear:left;\">NIBOR<span class=\"_ _0\"></span>-komponenten av innl\u00e5nene. Sikringse\ue61cektiviteten vurderes og </span><span style=\"display:inherit;clear:left;\">dokumenteres b\u00e5de ved f\u00f8rstegangs klassifisering og ved hver regnskaps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">avslutning. Ved virk<span class=\"_ _0\"></span>elig verdisikring blir sikringsinstrumentet regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">f\u00f8rt til virkelig verdi, og verdien p\u00e5 sikringsobjektet blir justert for verdi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">endringen knyttet til sikret risiko. Endringer i disse verdiene fra inng\u00e5ende </span><span style=\"display:inherit;clear:left;\">balanse blir resultatf\u00f8rt som ine\ue61cektivitet i sikringsfoholdet. P\u00e5 denne </span><span style=\"display:inherit;clear:left;\">m\u00e5ten blir regnskapspresentasjonen for disse instrumentene i samsvar </span><span style=\"display:inherit;clear:left;\">med konsernets rentestyring og reelle \u00f8konomisk<span class=\"_ _0\"></span>e utvikling. Eventuell </span><span style=\"display:inherit;clear:left;\">ine\ue61cektivitet i bankens sikringsforhold kan oppst\u00e5 p\u00e5 grunn av virkelig<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">verdijusteringer av det \ufb02ytende benet i sikringsinstrumentet. Se <span class=\"ff3 fcd ls86\">note 19</span> </span><span style=\"display:inherit;clear:left;\">for resultatf\u00f8rte bel\u00f8p. Se ogs\u00e5 ytterligere opplysninger om bankens<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">sikringsbokf\u00f8ring nedenfor<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Styret har vedtatt rammer for hvor stor eksponering banken kan ha mot<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">hver motpart for \u00e5 redusere oppgj\u00f8rsrisikoen knyttet til bruken a<span class=\"_ _0\"></span>v finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter. Bank<span class=\"_ _0\"></span>en skal benytte solide og etablerte motparter med en </span><span style=\"display:inherit;clear:left;\">minimumsrating p\u00e5 A fra et anerkjent ratingbyr\u00e5. Det skal etableres CSA </span><span style=\"display:inherit;clear:left;\">(Credit Support Annex) med alle motparter for \u00e5 sikre lavest mulig netto </span><span style=\"display:inherit;clear:left;\">eksponering ved en eventuell konkurs fra en motpart. </span><span style=\"display:inherit;clear:left;\">Morbanken og konsernets motregningsrett f\u00f8lger alminnelig norsk lov<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Som f\u00f8lge av inng\u00e5tte ISDA avtaler mellom morbanken og finansielle </span><span style=\"display:inherit;clear:left;\">derivatmotparter<span class=\"_ _0\"></span>, oppn\u00e5s motregningsrett dersom motparten misligholder </span><span style=\"display:inherit;clear:left;\">forpliktelsene. Det er ikke motregnet i bankens balanse da de ikk<span class=\"_ _0\"></span>e opp-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fyller kravene etter IAS 32. </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt benytter ogs\u00e5 ISDA avtaler mot motparter i forbindelse </span><span style=\"display:inherit;clear:left;\">med finansielle derivater<span class=\"_ _0\"></span>. P\u00e5 lik linje med morbank sikrer avtalene mot-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">regningsrett dersom motpartene misligholder sine forpliktelser og det </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 inng\u00e5tt CSA tillegg i ISDA avtalene med de finansielle motpartene.</span><span style=\"display:inherit;clear:left;position:relative;height:178.974609375px;\"><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 0px; width: 520.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.433594px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 349.188px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 431.797px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 518.625px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 630.859px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 383.781px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 470.953px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 666.359px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9062px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 596.266px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 682.516px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 39.9062px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 311.719px; top: 39.9062px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 65.7344px; top: 71.6953px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 66.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 71.3027px; width: 519px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 932 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 829</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 622 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">149 528</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">145 003</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.4434px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">206 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 738</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 109.568px; width: 170.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 128.709px; width: 166.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.568px; width: 757.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.533px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 139 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">97 434</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 828 615</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151 265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">146 741</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.367px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 3.85938px; top: 166.975px; width: 753.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 322</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:178.974609375px;\"><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 0px; width: 520.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi per 31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.433594px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 236.766px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 349.188px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 431.797px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 518.625px; top: 27.0156px; width: 52.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontrakts-</span></span><span style=\"position: absolute; display: inline-block; left: 630.859px; top: 27.0156px; width: 32.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Positiv</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 27.0156px; width: 37.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Negativ</span></span><span style=\"position: absolute; display: inline-block; left: 383.781px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 470.953px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 666.359px; top: 40.3711px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9219px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 596.266px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 682.516px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 256.453px; top: 39.9219px; width: 28.1953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bel\u00f8p</span></span><span style=\"position: absolute; display: inline-block; left: 311.719px; top: 39.9219px; width: 71.8125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> markedsverdi </span></span><span style=\"position: absolute; display: inline-block; left: 65.7344px; top: 71.6953px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 66.9082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler </span></span><span style=\"position: absolute; display: inline-block; left: 238.469px; top: 71.3027px; width: 518.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 307 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">115 602</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 997 116</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 884</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">102 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.4434px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Valutaavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">206 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">74</span><span style=\"word-spacing: 0.25875px; letter-spacing: -0.25875px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">206 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 737</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 738</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 109.568px; width: 170.713px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalrelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 128.709px; width: 166.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre varerelaterte instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.568px; width: 756.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 117.533px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 514 224</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">117 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">73 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 203 615</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">171 620</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 078</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.367px; width: 3.70898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 3.85938px; top: 166.975px; width: 752.924px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav anvendt som sikringsform\u00e5l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"ff5\"> Markedsverdier p\u00e5 finansielle derivater presenteres inklusiv p\u00e5l\u00f8pt (ikke kapitalisert) rente per 31.12.</span></span><span style=\"display:inherit;clear:left;\">N\u00e6rmere om bankens sikringsbokf\u00f8ring</span><span style=\"display:inherit;clear:left;\">Banken benytter virkelig verdi-sikring, hvor verdipapirutstedelsene<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">inng\u00e5r i et sikringsforhold med individuelt tilpassede sikringsderivater<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">I alle bankens sikringsforhold per 31.12.2023 har sikringsobjektet <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og sikringsinstrumentet samme hovedstol samt lik durasjon og <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kupong p\u00e5 det faste benet (1:1 sikring). Med unntak av to mindre <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">innl\u00e5n som har forfall innen 3 m\u00e5neder hvor l\u00e5nene er noe oversikret </span><span style=\"display:inherit;clear:left;\">frem til endelig forfall. Den faste renten byttes til \ufb02ytende rente <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 tre m\u00e5neders basis.</span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs4a fc16 ls0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:358.296875px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.7656px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.7656px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">22 168</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.631px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0.1065px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 085 000</span><span style=\"word-spacing: 0px; letter-spacing: 0.1065px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 168</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.084px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 163.594px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 163.594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 176.5px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 176.5px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 176.5px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 189.391px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 189.391px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 189.391px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 189.391px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 189.391px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 202.746px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.191px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 202.297px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 202.297px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 202.297px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 202.297px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 202.297px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.037px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 258.068px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 705 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 662 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -121 176 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 217</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.928px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174.51px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 705 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 662 208</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-121 176</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 239.174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 217</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.662px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 346.303px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 320.818px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 049)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Morbank  <span class=\"fs4a fc16 ls0\">31.12.2023</span></span><span style=\"display:inherit;clear:left;position:relative;height:349.78125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.75px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.75px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 756.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">15 290</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.615px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 660 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 290</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.068px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 155.875px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 155.875px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 168.781px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 168.781px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 168.781px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 181.672px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 181.672px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 181.672px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 181.672px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 181.672px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 195.027px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.473px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 194.578px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 194.578px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 194.578px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 194.578px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 194.578px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 229.365px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 248.725px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 480 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 457 092</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -41 739 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 444</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.584px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 480 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 457 092</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-41 739</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 444</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.146px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 337.787px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 322.435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 154)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Konsern  <span class=\"fs4a fc16 ls0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:380.609375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.75px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.75px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.8809px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.006px; width: 756.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.004px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 165.834px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 172.094px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 172.094px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 185px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 185px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 185px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 197.906px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 197.906px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 197.906px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 197.906px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 197.906px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 211.246px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 210.691px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 210.797px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 210.797px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 210.797px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 210.797px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 210.797px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.6px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.068px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 486 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -144 940 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 290.178px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 574 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 486 916</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-144 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 419</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 331.662px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 368.615px; width: 398.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span></span><span style=\"display:inherit;clear:left;\">Morbank  <span class=\"fs4a fc16 ls0\">31.12.2022</span></span><span style=\"display:inherit;clear:left;position:relative;height:380.609375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 258.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsinstrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 305.219px; top: 16.25px; width: 205.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt bel\u00f8p p\u00e5 sikringsinstrumentet</span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 21.8594px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 34.75px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 34.75px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.5508px; width: 69.2461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 47.6562px; width: 59.7246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikrings- </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 47.6562px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 47.6562px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 60.457px; width: 52.6934px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 60.5625px; width: 281.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">instrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 60.5625px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 60.5625px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 98.8809px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">-45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.006px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 238.488px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 165.834px; width: 227.209px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om sikringsobjekter</span></span><span style=\"position: absolute; display: inline-block; left: 416.688px; top: 172.094px; width: 92.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulert verdi- </span></span><span style=\"position: absolute; display: inline-block; left: 663.375px; top: 172.094px; width: 95.0566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i virkelig </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 308.547px; top: 185px; width: 56.2324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt</span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 185px; width: 98.1035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 687.828px; top: 185px; width: 71.4844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi benyttet </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 197.906px; width: 79.3594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nominelt bel\u00f8p </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 197.906px; width: 90.4688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> bel\u00f8p p\u00e5 sikrings-</span></span><span style=\"position: absolute; display: inline-block; left: 399.672px; top: 197.906px; width: 108.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet som f\u00f8lge av </span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 197.906px; width: 78.7617px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapslinje  </span></span><span style=\"position: absolute; display: inline-block; left: 691.031px; top: 197.906px; width: 68.3027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">for \u00e5 beregne </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 366.781px; top: 211.246px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 210.691px; width: 92.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ype sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 162.609px; top: 210.797px; width: 83.7305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sikringsobjekt</span></span><span style=\"position: absolute; display: inline-block; left: 324.484px; top: 210.797px; width: 43.6816px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">objektet </span></span><span style=\"position: absolute; display: inline-block; left: 407.172px; top: 210.797px; width: 98.8945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi sikring</span></span><span style=\"position: absolute; display: inline-block; left: 561.25px; top: 210.797px; width: 49.4062px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">i balansen</span></span><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 210.797px; width: 62.707px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ineffektivitet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 245.6px; width: 156.516px; white-space: pre; word-spacing: 0px; letter-spacing: -0.225px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi sikring (renterisiko)</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.068px; width: 756.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld i NOK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 913 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -58 182 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 290.178px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 174px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 949 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 913 428</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-58 182</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 331.662px; width: 280.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opplysninger om ineffektivitet ved sikring</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 368.615px; width: 398.93px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ineffektivitet f\u00f8rt over ordin\u00e6rt resultat (gevinst/tap p\u00e5 finansielle instrumenter)</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Balansef\u00f8rt verdi p\u00e5 sikringsobjektet er inklusiv p\u00e5l\u00f8pte (ikke kapitaliserte) renter men er ikke en del av verdiendring p\u00e5 sikringsobjektet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__102": {
   "value": "<span style=\"display:inherit;clear:left;\">Likviditetsrisiko</span><span style=\"display:inherit;clear:left;\">Likviditetsrisiko er risikoen for tap som f\u00f8lge av at bank<span class=\"_ _0\"></span>en ikke klarer <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 innfri alle betalingsforpliktelser p\u00e5 forfall eller at dette kun kan gj\u00f8res  </span><span style=\"display:inherit;clear:left;\">til ekstra kostnader<span class=\"_ _31\"></span>, eller at banken ikke klarer \u00e5 finansiere planlagt </span><span style=\"display:inherit;clear:left;\">utl\u00e5nsvekst. </span><span style=\"display:inherit;clear:left;\">Bankens styre har fastsatt rammer som likviditetsrisikoen m\u00e5les <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og styres mot. Det er etablert rammer innen f\u00f8lgende omr\u00e5der:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Liquidity Coverage Ratio </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Net Stable Funding Ratio</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Likviditetsrammer</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Stresstest</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Fremmedfinansiering </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84 ws8d\">Konsentrasjonsrisiko </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Innskudd (m\u00e5lsetning omkring innskuddsdekning)</span></span></span><span style=\"display:inherit;clear:left;\">Liquidity Coverage Ratio (LCR)</span><span style=\"display:inherit;clear:left;\">LCR adr<span class=\"_ _0\"></span>esserer viktigheten av \u00e5 ha en beholdning av likvide eiendeler  </span><span style=\"display:inherit;clear:left;\">av h\u00f8y kvalitet for \u00e5 overleve en likviditetsutgang i en stressperiode <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 30 dager<span class=\"_ _0\"></span>. Konsernets m\u00e5lsetting til L<span class=\"_ _0\"></span>CR er satt til minimum 110 %  </span><span style=\"display:inherit;clear:left;\">for alle valutaer samlet. Det vil si at banken skal ha umiddelbart likvide </span><span style=\"display:inherit;clear:left;\">midler som m\u00f8ter og overg\u00e5r den nevnte stressete likviditetsutgangen.</span><span style=\"display:inherit;clear:left;\">Net Stable Funding Ratio (NSFR)</span><span style=\"display:inherit;clear:left;\">NSFR tar for seg viktigheten av \u00e5 ha stabile langsiktige fundingkilder </span><span style=\"display:inherit;clear:left;\">over ett \u00e5r<span class=\"_ _0\"></span>. Konsernet har en m\u00e5lsetning om \u00e5 til enhver tid ha en NSFR </span><span style=\"display:inherit;clear:left;\">p\u00e5 over 105 %.</span><span style=\"display:inherit;clear:left;\">Likviditetsrammer</span><span style=\"display:inherit;clear:left;\">Banken har definerte likviditetsrammer for minimum beholdning av </span><span style=\"display:inherit;clear:left;\">likviditet hvis man tar hensyn til forfall av fremmedfinansiering samt </span><span style=\"display:inherit;clear:left;\">kjente inn- og utbetalinger<span class=\"_ _0\"></span>. Likvider skal minimum utgj\u00f8re forfall av </span><span style=\"display:inherit;clear:left;\">fremmedfinansiering samt kjente inn- og utbetalinger innenfor 3 m\u00e5neder<span class=\"_ _31\"></span>.<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">Strategisk likviditet skal minimum utgj\u00f8re forfall av fremmedfinansiering </span><span style=\"display:inherit;clear:left;\">samt kjente inn- og utbetalinger innenfor 6 m\u00e5neder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Stresstest</span><span style=\"display:inherit;clear:left;\">Det utf\u00f8res stresstester som viser konsernets behov for likviditetsr<span class=\"_ _0\"></span>eserve </span><span style=\"display:inherit;clear:left;\">med utgangspunkt i fremtidsscenarioer knyttet til lavkonjunktur<span class=\"_ _31\"></span>. Konsernet<span class=\"_ _2\"></span> </span><span style=\"display:inherit;clear:left;\">har definert rammer for hvor lang tid banken skal kunne driftes uten </span><span style=\"display:inherit;clear:left;\">tilf\u00f8rsel av kapital gitt definerte stressituasjoner og med en definert </span><span style=\"display:inherit;clear:left;\">minimumsbeholdning av likviditet.</span><span style=\"display:inherit;clear:left;\">Likviditet stresses ut fra tre typer kriser<span class=\"_ _31\"></span>, med ulike scenarier:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fsa fc4\"> <span class=\"_ _4f\"> </span><span class=\"fs45 ls84\">Bankkrise (utfordrende og meget utfordrende scenario)</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fsa fc4\"> <span class=\"_ _4f\"> </span><span class=\"fs45 ls84\">Markedskrise (utfordrende og meget utfordrende scenario)</span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fsa fc4\"> <span class=\"_ _4f\"> </span><span class=\"fs45 ls84\">Kombinert krise (Ekstremt scenario))</span></span></span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering og konsentrasjonsrisiko</span><span style=\"display:inherit;clear:left;\">Fremmedfinansiering via ulike innl\u00e5nsinstrumenter i kapitalmarkedet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">benyttes som et supplement til innskuddsfinansiering. Banken har som </span><span style=\"display:inherit;clear:left;\">styringsm\u00e5l \u00e5 holde en balansert forfallsstruktur p\u00e5 sin innl\u00e5nsportef\u00f8lje </span><span style=\"display:inherit;clear:left;\">fra kapitalmarkedet. Forfall p\u00e5 innl\u00e5n varieres, og banken refinansier<span class=\"_ _0\"></span>er </span><span style=\"display:inherit;clear:left;\">disse i god tid f\u00f8r forfall for \u00e5 redusere likviditetsrisikoen.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Konsentrasjonsrisikoen styres ogs\u00e5 gjennom spredning av innl\u00e5nene<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ulike markeder<span class=\"_ _31\"></span>, innl\u00e5nskilder, instrumenter og l\u00f8petider<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Innskudd</span><span style=\"display:inherit;clear:left;\">For \u00e5 v\u00e6re mindre avhengig av fremmedfinansiering er det satt m\u00e5ltall </span><span style=\"display:inherit;clear:left;\">for innskuddsdekning i Sandnes Sparebank konsernet p\u00e5 minimum 48 %. </span><span style=\"display:inherit;clear:left;\">Samtidig er det fastsatt rammer for omfang av store innskudd, for dette </span><span style=\"display:inherit;clear:left;\">form\u00e5l definert som innskudd over 50 millioner kroner<span class=\"_ _31\"></span>, for \u00e5 redusere </span><span style=\"display:inherit;clear:left;\">likviditetsrisikoen.</span><span style=\"display:inherit;clear:left;\">Andre forhold</span><span style=\"display:inherit;clear:left;\">Oppgj\u00f8rsrisiko, som oppst\u00e5r blant annet i forbindelse med betalings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">formidling som et resultat av at ikke alle transaksjoner skjer i samtid og<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i forbindelse med derivathandler<span class=\"_ _31\"></span>, medf\u00f8rer ogs\u00e5 motpartsrisiko. Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank har gjennom International Swap Dealer Association (ISDA) </span><span style=\"display:inherit;clear:left;\">avtaler med sine st\u00f8rste motparter i derivathandler<span class=\"_ _0\"></span>. Slike avtaler gir </span><span style=\"display:inherit;clear:left;\">reduksjon av oppgj\u00f8rsrisikoen i forbindelse med derivathandler<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Det er utarbeidet egen likviditetsstrategi som styret behandler minimum </span><span style=\"display:inherit;clear:left;\">\u00e5rlig etter oppdateringer foresl\u00e5tt av leder for risikostyring og leder f<span class=\"_ _0\"></span>or </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>rea<span class=\"_ _2\"></span>sur<span class=\"_ _2\"></span>y. I likviditetsstrategien fastsettes rammer som tar hensyn til frem-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tidig likviditetsbehov. Etterlevelse av rammer overv\u00e5kes i risikorapporter </span><span style=\"display:inherit;clear:left;\">og rapporteres minst kvartalsvis til bankens styre og risikoutvalg.</span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en egen beredskapsplan som skal sikre k<span class=\"_ _0\"></span>onkret </span><span style=\"display:inherit;clear:left;\">handling i eventuelle likviditetskriser<span class=\"_ _0\"></span>. Beredskapsplanen er godkjent av </span><span style=\"display:inherit;clear:left;\">bankens styre. Likviditetskrise inneb\u00e6rer at banken k<span class=\"_ _0\"></span>ommer i en situasjon </span><span style=\"display:inherit;clear:left;\">hvor det ikke er tilgjengelig likviditet for \u00e5 m\u00f8te bankens l\u00f8pende for<span class=\"_ _31\"></span>- </span><span style=\"display:inherit;clear:left;\">pliktelser eller tilfredsstillende likviditet for \u00e5 gjennomf\u00f8re b<span class=\"_ _31\"></span>et<span class=\"_ _31\"></span>al<span class=\"_ _31\"></span>in<span class=\"_ _31\"></span>gs<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>ra<span class=\"_ _31\"></span>ns<span class=\"_ _31\"></span>ak<span class=\"_ _31\"></span><span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sj<span class=\"_ _0\"></span>on<span class=\"_ _31\"></span>er for sine kunder<span class=\"_ _31\"></span>. Beredskapsplanen skal blant annet sikre informasjons-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\ufb02yt til bankens ledergruppe og styre, samt gi klare ansvarsomr\u00e5der til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">de enkelte omr\u00e5dene i banken. Informasjons\ufb02yt og plassering av ansvar </span><span style=\"display:inherit;clear:left;\">skal hjelpe banken til \u00e5 ta beslutninger for \u00e5 fors\u00f8ke \u00e5 erstatte tapte<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8mmer p\u00e5 et korrekt og tilstr<span class=\"_ _0\"></span>ekkelig informasjonsgrunnlag.</span><span style=\"display:inherit;clear:left;\">Likviditetsstyringsprosess</span><span style=\"display:inherit;clear:left;\">Ansvaret for konsernets daglige likviditetsstyring er lagt i tr<span class=\"_ _0\"></span>easurya<span class=\"_ _0\"></span>vde<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">lingen. Avdelingen f\u00f8lger daglig opp konsernets kontantstr<span class=\"_ _0\"></span>\u00f8m for \u00e5 p\u00e5se </span><span style=\"display:inherit;clear:left;\">at daglige utbetalinger kan gjennomf\u00f8res. En slik oppf\u00f8lging inkluderer<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tett dialog med bankens kredittavdelinger<span class=\"_ _31\"></span>, samt daglig kontakt med </span><span style=\"display:inherit;clear:left;\">innl\u00e5nsmarkedet.</span><span style=\"display:inherit;clear:left;\">Som et ledd i likviditetsstyringen forvalter ogs\u00e5 treasuryavdelingen bankens </span><span style=\"display:inherit;clear:left;\">portef\u00f8lje av strategisk likviditet. Inkludert i denne portef\u00f8ljen er ogs\u00e5 </span><span style=\"display:inherit;clear:left;\">likvide verdipapirer som raskt kan tas i bruk som likviditet ved uventede </span><span style=\"display:inherit;clear:left;\">innvirkninger p\u00e5 bankens kontantstr\u00f8m.</span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\">Restl\u00f8petid p\u00e5 hovedposter </span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.55859px; width: 145.236px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.4121px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 722 029</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 449 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">380 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 562 382</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6934px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.967px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">186 105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 301 657</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 348 550</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">599 646</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.975px; width: 756.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 587.164px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 427.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 756.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">57 622</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 707</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 510</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 535</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.8574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 414</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">140 512</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">225 186</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 480</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">555 726</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 864 680</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 792 785</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 899 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 184 493</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">663 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 705 975</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.55859px; width: 145.289px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 623 436</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 292 660</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6934px; width: 756.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 127 948</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 258 341</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">899 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.975px; width: 756.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 584.584px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 489</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 97.4062px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">24 331</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 851</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">86 854</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">196 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">423 598</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 550</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127 814</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">309 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 100</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">608 200</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 064 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 493 061</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 641 472</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 337 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">998 432</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">274 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 808 940</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.55859px; width: 149.771px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.312px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 412.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 757.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 152.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 934 7</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 449 645</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">380 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 240</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.684px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6934px; width: 757.031px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 267.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">173 402</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">399 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 208 163</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.975px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 585.24px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 427.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 756.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 614</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">178 510</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">334 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 672</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 565</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 336</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 569</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 012 474</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 694 657</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">886 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 879 256</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">270 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 785 185</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:206.115234375px;\"><span style=\"position: absolute; display: inline-block; left: 632.531px; top: 0px; width: 52.459px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uten rest- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.54297px; width: 149.824px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 251.016px; top: 12.9062px; width: 356.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntil 1 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-3 mnd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd-1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Over 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 12.9062px; width: 109.348px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 48.1152px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.3965px; width: 756.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 624 697</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 292 660</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">298 856</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 84.6777px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">278 016</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">284 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 420 815</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.959px; width: 757.207px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrig gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 583.71px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.256px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.268px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.537px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hybridkapital som EK</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.818px; width: 757.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater brutto oppgj\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">41 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 126</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">196 508</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">391 077</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.1px; width: 757.119px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontraktsfestede renteutbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 285</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 276</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">44 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">102 258</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 477</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 194.115px; width: 756.457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum utbetalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 225 087</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 409 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">708 213</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 292 320</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 055</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">246 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 937 055</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Kontantstr\u00f8mmer knyttet til forpliktelser med avtalt l\u00f8petid er basert p\u00e5 nominelle kontraktsst\u00f8rrelser inklusiv estimerte rentebetalinger fr<span class=\"_ _0\"></span>em til forfall.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__106-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:703.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 35.9062px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 20.8652px; width: 138.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 24.6406px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 87.1602px; width: 276.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 108.459px; width: 715.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 591 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 163</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.709px; width: 730.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 467 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 852 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">552 675</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 150.975px; width: 714.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 467 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 467</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 172.24px; width: 702.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (45)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 193.225px; width: 726.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 514 154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 878 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">607 241</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 244.488px; width: 222.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 265.771px; width: 718.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span></span><span style=\"position: absolute; display: inline-block; left: 8.89062px; top: 287.037px; width: 722.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 123 733 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 761</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 308.303px; width: 718.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 884</span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 329.553px; width: 712.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 024 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 024</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 350.537px; width: 718.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">215 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 218.197px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 369</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 393.068px; width: 726.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 729 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">989 716</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">702 610</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 444.316px; width: 98.7246px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 464.318px; width: 267.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 472.193px; width: 119.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 308 </span></span><span style=\"position: absolute; display: inline-block; left: 614.422px; top: 472.193px; width: 118.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 573 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 739 </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 480.068px; width: 153.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 500.006px; width: 727.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 436 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til effektiv r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">entes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 768 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 521.271px; width: 722.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til virk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">elig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 542.537px; width: 720.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 563.787px; width: 727.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 599 518 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 112 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 056 </span></span><span style=\"position: absolute; display: inline-block; left: 455.812px; top: 585.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 585.053px; width: 445.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span style=\"position: absolute; display: inline-block; left: 606.438px; top: 585.053px; width: 127.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 639 </span></span><span style=\"position: absolute; display: inline-block; left: 19.3281px; top: 606.318px; width: 714.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 627.568px; width: 715.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 317.279px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 475 </span></span><span style=\"position: absolute; display: inline-block; left: 1.32812px; top: 648.553px; width: 731.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 114 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 494 029 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 019 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 691.084px; width: 718.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">615 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">495 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417 591</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span><span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:315.759765625px;\"><span style=\"position: absolute; display: inline-block; left: 22.7969px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 172.734px; top: 20.8652px; width: 171.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.4277px; width: 709.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantiprovisjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.322px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 93.5684px; width: 710.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirformidling og forvaltning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span></span><span style=\"position: absolute; display: inline-block; left: 274.375px; top: 113.102px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 112.709px; width: 273.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 470</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betalingsformidling </span></span><span style=\"position: absolute; display: inline-block; left: 596.078px; top: 112.709px; width: 121.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 504</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 131.834px; width: 714.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forsikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 374.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span></span><span style=\"position: absolute; display: inline-block; left: 9.03125px; top: 150.975px; width: 707.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre gebyrer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 351.627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 122</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 170.1px; width: 714.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 371</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 189.24px; width: 717.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span></span><span style=\"position: absolute; display: inline-block; left: 4.0625px; top: 208.1px; width: 713.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 246.646px; width: 258.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 844</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 265.771px; width: 397.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 689</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 315</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 284.631px; width: 406.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 303.771px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.455px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Kontogebyrer<span class=\"_ _0\"></span>, selvbetjeningsgebyrer og andre ekspedisjonsgebyrer er i 2023 flyttet fra \u201dAndre gebyrer\u201d til \u201dBetalingsformidling\u201d. T<span class=\"_ _3\"></span>all for 2022 er endret tilsvarende.</span><span style=\"display:inherit;clear:left;\">Andre driftsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:129.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 16.5781px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 201.188px; top: 20.8652px; width: 138.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 5.3125px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.4902px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 895 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utleie fast eiendom </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 824 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 713.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre inntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 312.393px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span></span><span style=\"position: absolute; display: inline-block; left: 1.34375px; top: 117.74px; width: 710.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 731</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__105": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:703.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 35.9062px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 20.8652px; width: 138.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 24.6406px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 87.1602px; width: 276.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 108.459px; width: 715.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 591 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 163</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.709px; width: 730.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 467 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 852 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">552 675</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 150.975px; width: 714.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 467 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 467</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 172.24px; width: 702.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (45)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 193.225px; width: 726.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 514 154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 878 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">607 241</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 244.488px; width: 222.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 265.771px; width: 718.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span></span><span style=\"position: absolute; display: inline-block; left: 8.89062px; top: 287.037px; width: 722.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 123 733 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 761</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 308.303px; width: 718.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 884</span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 329.553px; width: 712.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 024 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 024</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 350.537px; width: 718.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">215 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 218.197px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 369</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 393.068px; width: 726.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 729 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">989 716</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">702 610</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 444.316px; width: 98.7246px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 464.318px; width: 267.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 472.193px; width: 119.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 308 </span></span><span style=\"position: absolute; display: inline-block; left: 614.422px; top: 472.193px; width: 118.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 573 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 739 </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 480.068px; width: 153.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 500.006px; width: 727.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 436 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til effektiv r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">entes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 768 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 521.271px; width: 722.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til virk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">elig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 542.537px; width: 720.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 563.787px; width: 727.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 599 518 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 112 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 056 </span></span><span style=\"position: absolute; display: inline-block; left: 455.812px; top: 585.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 585.053px; width: 445.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span style=\"position: absolute; display: inline-block; left: 606.438px; top: 585.053px; width: 127.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 639 </span></span><span style=\"position: absolute; display: inline-block; left: 19.3281px; top: 606.318px; width: 714.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 627.568px; width: 715.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 317.279px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 475 </span></span><span style=\"position: absolute; display: inline-block; left: 1.32812px; top: 648.553px; width: 731.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 114 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 494 029 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 019 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 691.084px; width: 718.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">615 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">495 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417 591</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__104": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:703.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 35.9062px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 20.8652px; width: 138.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 24.6406px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 87.1602px; width: 276.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 108.459px; width: 715.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 591 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 163</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.709px; width: 730.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 467 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 852 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">552 675</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 150.975px; width: 714.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 467 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 467</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 172.24px; width: 702.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (45)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 193.225px; width: 726.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 514 154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 878 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">607 241</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 244.488px; width: 222.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 265.771px; width: 718.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span></span><span style=\"position: absolute; display: inline-block; left: 8.89062px; top: 287.037px; width: 722.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 123 733 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 761</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 308.303px; width: 718.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 884</span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 329.553px; width: 712.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 024 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 024</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 350.537px; width: 718.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">215 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 218.197px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 369</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 393.068px; width: 726.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 729 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">989 716</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">702 610</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 444.316px; width: 98.7246px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 464.318px; width: 267.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 472.193px; width: 119.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 308 </span></span><span style=\"position: absolute; display: inline-block; left: 614.422px; top: 472.193px; width: 118.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 573 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 739 </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 480.068px; width: 153.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 500.006px; width: 727.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 436 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til effektiv r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">entes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 768 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 521.271px; width: 722.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til virk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">elig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 542.537px; width: 720.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 563.787px; width: 727.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 599 518 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 112 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 056 </span></span><span style=\"position: absolute; display: inline-block; left: 455.812px; top: 585.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 585.053px; width: 445.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span style=\"position: absolute; display: inline-block; left: 606.438px; top: 585.053px; width: 127.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 639 </span></span><span style=\"position: absolute; display: inline-block; left: 19.3281px; top: 606.318px; width: 714.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 627.568px; width: 715.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 317.279px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 475 </span></span><span style=\"position: absolute; display: inline-block; left: 1.32812px; top: 648.553px; width: 731.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 114 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 494 029 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 019 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 691.084px; width: 718.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">615 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">495 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417 591</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__103": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto renteinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:703.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 35.9062px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 20.8652px; width: 138.27px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto renteinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 24.6406px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 87.1602px; width: 276.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL EFFEKTIV RENTES METODE</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 108.459px; width: 715.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 591 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">91 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 163</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.709px; width: 730.365px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 467 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 852 511 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">853 337</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">552 675</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 150.975px; width: 714.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 467 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 768</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 467</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 172.24px; width: 702.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (45)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (448)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (63)</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 193.225px; width: 726.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 514 154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 878 506 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">965 988</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">607 241</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 244.488px; width: 222.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEINNTEKTER M\u00c5L</span><span style=\"word-spacing: 0px; letter-spacing: 0.204px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T TIL VIRKELIG VERDI</span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 265.771px; width: 718.406px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 876</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">35 700</span></span><span style=\"position: absolute; display: inline-block; left: 8.89062px; top: 287.037px; width: 722.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 123 733 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 269.736px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">90 763</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">45 761</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 308.303px; width: 718.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renteinntekter av finansielle derivater (ekskl. sikringsinstrumenter)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.008px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 884</span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 329.553px; width: 712.682px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 442 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 024 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 442</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 024</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 350.537px; width: 718.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">215 573</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">111 210</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter m\u00e5lt til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 218.197px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">182 603</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 369</span></span><span style=\"position: absolute; display: inline-block; left: 2.84375px; top: 393.068px; width: 726.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 729 727</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">989 716</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 148 591</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">702 610</span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 444.316px; width: 98.7246px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">RENTEKOSTNADER </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 464.318px; width: 267.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,  </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 472.193px; width: 119.291px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 308 </span></span><span style=\"position: absolute; display: inline-block; left: 614.422px; top: 472.193px; width: 118.98px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 6 573 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 739 </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 480.068px; width: 153.105px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">m\u00e5lt til effektiv rentes metode</span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 500.006px; width: 727.289px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 997 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 436 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til effektiv r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">entes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 768 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 521.271px; width: 722.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av innskudd fra kunder, m\u00e5lt til virk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">elig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 652 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 292 </span></span><span style=\"position: absolute; display: inline-block; left: 13.1094px; top: 542.537px; width: 720.744px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av ansvarlig l\u00e5nekapital, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 241 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 342 </span></span><span style=\"position: absolute; display: inline-block; left: 5.64062px; top: 563.787px; width: 727.412px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 599 518 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 112 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader av verdipapirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, m\u00e5lt til effektiv rentes metode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 014 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 056 </span></span><span style=\"position: absolute; display: inline-block; left: 455.812px; top: 585.445px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 585.053px; width: 445.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 803 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 376 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Renter finansielle derivater som sikringsinstrumenter </span></span><span style=\"position: absolute; display: inline-block; left: 606.438px; top: 585.053px; width: 127.219px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 44 639 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 639 </span></span><span style=\"position: absolute; display: inline-block; left: 19.3281px; top: 606.318px; width: 714.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnader leieforpliktelser (IFRS 16)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 627.568px; width: 715.553px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 9 647 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 456 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 317.279px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 796 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 475 </span></span><span style=\"position: absolute; display: inline-block; left: 1.32812px; top: 648.553px; width: 731.35px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 114 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 494 029 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum rentekostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 618 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 285 019 </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 691.084px; width: 718.693px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">615 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">495 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">529 650</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">417 591</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Gjelder renter p\u00e5 derivater som inng\u00e5r i sikringsbokf\u00f8ring. </span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__109": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:315.759765625px;\"><span style=\"position: absolute; display: inline-block; left: 22.7969px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 172.734px; top: 20.8652px; width: 171.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.4277px; width: 709.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantiprovisjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.322px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 93.5684px; width: 710.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirformidling og forvaltning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span></span><span style=\"position: absolute; display: inline-block; left: 274.375px; top: 113.102px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 112.709px; width: 273.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 470</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betalingsformidling </span></span><span style=\"position: absolute; display: inline-block; left: 596.078px; top: 112.709px; width: 121.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 504</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 131.834px; width: 714.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forsikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 374.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span></span><span style=\"position: absolute; display: inline-block; left: 9.03125px; top: 150.975px; width: 707.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre gebyrer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 351.627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 122</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 170.1px; width: 714.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 371</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 189.24px; width: 717.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span></span><span style=\"position: absolute; display: inline-block; left: 4.0625px; top: 208.1px; width: 713.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 246.646px; width: 258.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 844</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 265.771px; width: 397.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 689</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 315</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 284.631px; width: 406.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 303.771px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.455px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Kontogebyrer<span class=\"_ _0\"></span>, selvbetjeningsgebyrer og andre ekspedisjonsgebyrer er i 2023 flyttet fra \u201dAndre gebyrer\u201d til \u201dBetalingsformidling\u201d. T<span class=\"_ _3\"></span>all for 2022 er endret tilsvarende.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueFromContractsWithCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__107": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto provisjonsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:315.759765625px;\"><span style=\"position: absolute; display: inline-block; left: 22.7969px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 172.734px; top: 20.8652px; width: 171.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto provisjonsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.4277px; width: 709.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garantiprovisjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.322px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 826</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 346</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 93.5684px; width: 710.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdipapirformidling og forvaltning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 395</span></span><span style=\"position: absolute; display: inline-block; left: 274.375px; top: 113.102px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 112.709px; width: 273.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 470</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betalingsformidling </span></span><span style=\"position: absolute; display: inline-block; left: 596.078px; top: 112.709px; width: 121.4px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">34 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">36 504</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 131.834px; width: 714.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forsikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 374.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 004</span></span><span style=\"position: absolute; display: inline-block; left: 9.03125px; top: 150.975px; width: 707.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 947</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre gebyrer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 351.627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 094</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 122</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 170.1px; width: 714.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">64 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 326</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 793</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 371</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 189.24px; width: 717.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Provisjonskostnader og kostnader fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 619</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-11 053</span></span><span style=\"position: absolute; display: inline-block; left: 4.0625px; top: 208.1px; width: 713.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 057</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 273</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter og inntekter fra banktjenester</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span><span style=\"position: absolute; display: inline-block; left: 1.1875px; top: 246.646px; width: 258.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">27 844</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 764</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Meglerhonorarer</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 265.771px; width: 397.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 689</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 315</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre provisjonsinntekter eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 284.631px; width: 406.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 533</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">40 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto provisjonsinntekter fra eiendomsmegling</span></span><span style=\"position: absolute; display: inline-block; left: 2.79688px; top: 303.771px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">95 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 352</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale netto provisjonsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.455px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 318</span></span></span><span style=\"display:inherit;clear:left;\">1</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _48\"> </span>Kontogebyrer<span class=\"_ _0\"></span>, selvbetjeningsgebyrer og andre ekspedisjonsgebyrer er i 2023 flyttet fra \u201dAndre gebyrer\u201d til \u201dBetalingsformidling\u201d. T<span class=\"_ _3\"></span>all for 2022 er endret tilsvarende.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__112": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter og utbytte/inntekt</span><span style=\"display:inherit;clear:left;\">av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.806640625px;\"><span style=\"position: absolute; display: inline-block; left: 29px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 20.8652px; width: 300.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 17.7344px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 78.5938px; width: 313.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.8184px; width: 725.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.635px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span></span><span style=\"position: absolute; display: inline-block; left: 9px; top: 116.959px; width: 718.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span></span><span style=\"position: absolute; display: inline-block; left: 11.3906px; top: 136.084px; width: 715.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 497 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -48 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 238 </span></span><span style=\"position: absolute; display: inline-block; left: 4.53125px; top: 155.225px; width: 721.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 174.35px; width: 720.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 485 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 193.225px; width: 706.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 201</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 233.781px; width: 174.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 253.021px; width: 720.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater, sikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 1.98438px; top: 272.146px; width: 724.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -23 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 348.031px; top: 291.104px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 10.2656px; top: 291.006px; width: 32.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 049</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 291.35px; width: 168.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 607.516px; top: 291.006px; width: 31.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 154</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 329.453px; width: 213.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 568.547px; top: 348.51px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 99.9375px; top: 348.693px; width: 31.6582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -430 </span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 348.803px; width: 388.869px; white-space: pre; word-spacing: 0px; letter-spacing: -0.1125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 103.531px; top: 367.553px; width: 281.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-430</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 405.818px; width: 707.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 355</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se <span class=\"ff3\">note 15</span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _d9\"> </span>ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.  </span><span style=\"display:inherit;clear:left;position:relative;height:283.869140625px;\"><span style=\"position: absolute; display: inline-block; left: 24.4688px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 20.8809px; width: 249.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span style=\"position: absolute; display: inline-block; left: 13.2031px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 78.5938px; width: 39.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 97.834px; width: 547.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 200 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.959px; width: 721.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 135.818px; width: 714.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 323</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 637</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 326.062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 837</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 176.391px; width: 250.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 195.631px; width: 716.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 214.756px; width: 206.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 10.7031px; top: 233.615px; width: 708.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 271.881px; width: 713.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 121.201px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 740</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__111": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter og utbytte/inntekt</span><span style=\"display:inherit;clear:left;\">av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.806640625px;\"><span style=\"position: absolute; display: inline-block; left: 29px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 20.8652px; width: 300.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 17.7344px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 78.5938px; width: 313.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.8184px; width: 725.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.635px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span></span><span style=\"position: absolute; display: inline-block; left: 9px; top: 116.959px; width: 718.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span></span><span style=\"position: absolute; display: inline-block; left: 11.3906px; top: 136.084px; width: 715.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 497 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -48 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 238 </span></span><span style=\"position: absolute; display: inline-block; left: 4.53125px; top: 155.225px; width: 721.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 174.35px; width: 720.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 485 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 193.225px; width: 706.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 201</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 233.781px; width: 174.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 253.021px; width: 720.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater, sikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 1.98438px; top: 272.146px; width: 724.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -23 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 348.031px; top: 291.104px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 10.2656px; top: 291.006px; width: 32.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 049</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 291.35px; width: 168.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 607.516px; top: 291.006px; width: 31.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 154</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 329.453px; width: 213.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 568.547px; top: 348.51px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 99.9375px; top: 348.693px; width: 31.6582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -430 </span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 348.803px; width: 388.869px; white-space: pre; word-spacing: 0px; letter-spacing: -0.1125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 103.531px; top: 367.553px; width: 281.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-430</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 405.818px; width: 707.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 355</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se <span class=\"ff3\">note 15</span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _d9\"> </span>ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.  </span><span style=\"display:inherit;clear:left;position:relative;height:283.869140625px;\"><span style=\"position: absolute; display: inline-block; left: 24.4688px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 20.8809px; width: 249.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span style=\"position: absolute; display: inline-block; left: 13.2031px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 78.5938px; width: 39.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 97.834px; width: 547.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 200 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.959px; width: 721.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 135.818px; width: 714.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 323</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 637</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 326.062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 837</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 176.391px; width: 250.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 195.631px; width: 716.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 214.756px; width: 206.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 10.7031px; top: 233.615px; width: 708.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 271.881px; width: 713.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 121.201px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 740</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__110": {
   "value": "<span style=\"display:inherit;clear:left;\">Netto gevinst/tap p\u00e5 finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter og utbytte/inntekt</span><span style=\"display:inherit;clear:left;\">av eierinteresser</span><span style=\"display:inherit;clear:left;position:relative;height:417.806640625px;\"><span style=\"position: absolute; display: inline-block; left: 29px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 20.8652px; width: 300.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 17.7344px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 78.5938px; width: 313.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.8184px; width: 725.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 valuta og finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.635px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 474 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 658 </span></span><span style=\"position: absolute; display: inline-block; left: 9px; top: 116.959px; width: 718.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 utl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.383px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 261 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -50 832 </span></span><span style=\"position: absolute; display: inline-block; left: 11.3906px; top: 136.084px; width: 715.271px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 497 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -48 488 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 renteb\u00e6rende papirer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 208.523px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 327 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 238 </span></span><span style=\"position: absolute; display: inline-block; left: 4.53125px; top: 155.225px; width: 721.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -988 </span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 174.35px; width: 720.141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -1 486 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansiell gjeld </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 231.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -1 485 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 725 </span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 193.225px; width: 706.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 201</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.303px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 233.781px; width: 174.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 6.20312px; top: 253.021px; width: 720.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 22 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 finansielle derivater, sikring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 290 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 1.98438px; top: 272.146px; width: 724.928px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -23 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto verdiendring p\u00e5 sikret finansiell gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -16 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 43 998 </span></span><span style=\"position: absolute; display: inline-block; left: 348.031px; top: 291.104px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 10.2656px; top: 291.006px; width: 32.6426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 049</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 291.35px; width: 168.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto verdiendring sikrede poster</span></span><span style=\"position: absolute; display: inline-block; left: 607.516px; top: 291.006px; width: 31.0254px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-1 154</span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 329.453px; width: 213.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 568.547px; top: 348.51px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 99.9375px; top: 348.693px; width: 31.6582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> -430 </span></span><span style=\"position: absolute; display: inline-block; left: 178.938px; top: 348.803px; width: 388.869px; white-space: pre; word-spacing: 0px; letter-spacing: -0.1125px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nett</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">o g</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">evin</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">st/t</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ap </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">gjel</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">d stiftet ved utstedelse av verdipapirer til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 103.531px; top: 367.553px; width: 281.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-430</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap gjeld til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 405.818px; width: 707.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-9 355</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Netto gevinst/tap p\u00e5 finansielle instrumenter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 205.652px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 879</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 675</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Banken benytter sikringsbokf\u00f8ring for lange innl\u00e5n. Se <span class=\"ff3\">note 15</span>.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_\"> </span>Netto gevinst/tap p\u00e5 gjeld m\u00e5lt til amortisert kost gjelder kj\u00f8pspremie  </span></span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _d9\"> </span>ved tilbakekj\u00f8p/refinansiering av obligasjonsgjeld f\u00f8r endelig forfall.  </span><span style=\"display:inherit;clear:left;position:relative;height:283.869140625px;\"><span style=\"position: absolute; display: inline-block; left: 24.4688px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 20.8809px; width: 249.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser</span></span><span style=\"position: absolute; display: inline-block; left: 13.2031px; top: 43.0469px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 78.5938px; width: 39.0059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 97.834px; width: 547.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra konsernselskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 50 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 200 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.959px; width: 721.605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte fra \u00f8vrige investeringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 637 </span></span><span style=\"position: absolute; display: inline-block; left: 4.46875px; top: 135.818px; width: 714.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">48 323</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">60 637</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntektsf\u00f8rt utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 326.062px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 923</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 837</span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 176.391px; width: 250.664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 195.631px; width: 716.127px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innregnet resultatandel fra tilknyttede selskaper </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.254px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span></span><span style=\"position: absolute; display: inline-block; left: 174.406px; top: 214.756px; width: 206.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige inntekter fra tilknyttede selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 10.7031px; top: 233.615px; width: 708.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 446</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 903</span></span><span style=\"position: absolute; display: inline-block; left: 5.73438px; top: 271.881px; width: 713.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">53 769</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utbytte og inntekter av eierinteresser i tilknyttede selskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 121.201px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 369</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">66 740</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__114": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:129.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 16.5781px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 201.188px; top: 20.8652px; width: 138.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 5.3125px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.4902px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 895 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utleie fast eiendom </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 824 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 713.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre inntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 312.393px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span></span><span style=\"position: absolute; display: inline-block; left: 1.34375px; top: 117.74px; width: 710.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 731</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__113": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftsinntekter</span><span style=\"display:inherit;clear:left;position:relative;height:129.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 16.5781px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 201.188px; top: 20.8652px; width: 138.258px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre driftsinntekter</span></span><span style=\"position: absolute; display: inline-block; left: 5.3125px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.4902px; width: 714.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 895 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 346 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utleie fast eiendom </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 426 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 824 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.7559px; width: 713.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre inntekter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 312.393px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 156 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 907 </span></span><span style=\"position: absolute; display: inline-block; left: 1.34375px; top: 117.74px; width: 710.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 051 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 253 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 583 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 731</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__120": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:448.634765625px;\"><span style=\"position: absolute; display: inline-block; left: 30.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 20.8652px; width: 103.078px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span style=\"position: absolute; display: inline-block; left: 19px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 75.4902px; width: 725.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 154 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 132 540 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00f8nn </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 352.91px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 164 </span></span><span style=\"position: absolute; display: inline-block; left: 265.797px; top: 96.5723px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 96.7559px; width: 124.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 96.8652px; width: 51.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span style=\"position: absolute; display: inline-block; left: 603.547px; top: 96.7559px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 118.021px; width: 721.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sosiale k</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 107 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.006px; width: 726.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 204 264 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 179 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personalkostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 612 </span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 160.537px; width: 716.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span></span><span style=\"position: absolute; display: inline-block; left: 251.906px; top: 181.619px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 181.803px; width: 119.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 989 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 181.912px; width: 37.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 181.803px; width: 108.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 375.438px; top: 202.869px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 203.053px; width: 110.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 969 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 203.162px; width: 160.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 203.053px; width: 108.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 </span></span><span style=\"position: absolute; display: inline-block; left: 282.859px; top: 224.135px; width: 3.81445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 4.73438px; top: 224.318px; width: 127.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 834 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 353 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 224.428px; width: 68.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span style=\"position: absolute; display: inline-block; left: 600.797px; top: 224.318px; width: 127.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 627 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 245.568px; width: 721.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 229.77px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 113 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 266.834px; width: 714.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 110 </span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 288.1px; width: 704.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsulenthonorar </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 309.35px; width: 714.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Formuesskatt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span></span><span style=\"position: absolute; display: inline-block; left: 330.656px; top: 330.432px; width: 4.07812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 330.615px; width: 126.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 295 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 330.725px; width: 116.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader </span></span><span style=\"position: absolute; display: inline-block; left: 601.812px; top: 330.615px; width: 125.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 107 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 351.6px; width: 723.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 146 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 118 545 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 373.131px; width: 719.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 319.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 8.65625px; top: 394.115px; width: 717.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Av- og nedskrivninger totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 436.646px; width: 724.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 368 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 363 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\">  <span class=\"_ _2\"></span>Se spesifisering av pensjonskostnad nedenfor.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader  </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere inf<span class=\"_ _0\"></span>ormasjon i <span class=\"ff3\">note 33</span>.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>Kostnadsf\u00f8rte IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 (11,<span class=\"_ _0\"></span>8) millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Kostnadene er p\u00e5l\u00f8pte og fakturerte og prosjektet er avsluttet per 31.12.23.    </span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_ _ca\"> </span> <span class=\"_ _86\"></span>\u00d8vrige driftskostnader inkluderer p\u00e5l\u00f8pte kostnader knyttet til juridisk og finansiell r\u00e5dgivning i forbindelse med planlagt fusjon med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">I 2023 er det belastet 2,<span class=\"_ _31\"></span>4 millioner kroner. Kostnader til teknisk og juridisk fusjon belastes i 2024<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.552.202 kroner </span><span style=\"display:inherit;clear:left;\">(1.739<span class=\"_ _31\"></span>.328 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 314<span class=\"_ _31\"></span>. 421 kroner (409.860 kroner)<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023.</span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.153.594 kroner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">(1.<span class=\"_ _31\"></span>436.903 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 217<span class=\"_ _31\"></span>.645 kroner (223<span class=\"_ _31\"></span>.548 kroner) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023. Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 21.6094px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 428.766px; top: 20.2637px; width: 3.99609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.5701px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.128551px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 427.252px; top: 19.3809px; width: 4.03125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 206.219px; top: 19.3809px; width: 221.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span style=\"position: absolute; display: inline-block; left: 10.3438px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 4px; top: 74.1934px; width: 712.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 626</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 385</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 92.834px; width: 699.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">K</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader ytelsespensjon iht. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(88, 85, 86); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.375px; top: 111.475px; width: 710.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 206.443px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.662px; width: 718.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum pensjonskostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.074px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:142.103515625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 152.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.1934px; width: 698.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall ansatte per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 92.834px; width: 698.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.053px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 111.475px; width: 699.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 130.115px; width: 697.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__119": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:448.634765625px;\"><span style=\"position: absolute; display: inline-block; left: 30.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 20.8652px; width: 103.078px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span style=\"position: absolute; display: inline-block; left: 19px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 75.4902px; width: 725.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 154 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 132 540 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00f8nn </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 352.91px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 164 </span></span><span style=\"position: absolute; display: inline-block; left: 265.797px; top: 96.5723px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 96.7559px; width: 124.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 96.8652px; width: 51.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span style=\"position: absolute; display: inline-block; left: 603.547px; top: 96.7559px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 118.021px; width: 721.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sosiale k</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 107 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.006px; width: 726.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 204 264 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 179 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personalkostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 612 </span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 160.537px; width: 716.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span></span><span style=\"position: absolute; display: inline-block; left: 251.906px; top: 181.619px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 181.803px; width: 119.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 989 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 181.912px; width: 37.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 181.803px; width: 108.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 375.438px; top: 202.869px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 203.053px; width: 110.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 969 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 203.162px; width: 160.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 203.053px; width: 108.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 </span></span><span style=\"position: absolute; display: inline-block; left: 282.859px; top: 224.135px; width: 3.81445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 4.73438px; top: 224.318px; width: 127.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 834 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 353 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 224.428px; width: 68.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span style=\"position: absolute; display: inline-block; left: 600.797px; top: 224.318px; width: 127.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 627 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 245.568px; width: 721.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 229.77px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 113 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 266.834px; width: 714.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 110 </span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 288.1px; width: 704.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsulenthonorar </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 309.35px; width: 714.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Formuesskatt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span></span><span style=\"position: absolute; display: inline-block; left: 330.656px; top: 330.432px; width: 4.07812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 330.615px; width: 126.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 295 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 330.725px; width: 116.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader </span></span><span style=\"position: absolute; display: inline-block; left: 601.812px; top: 330.615px; width: 125.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 107 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 351.6px; width: 723.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 146 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 118 545 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 373.131px; width: 719.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 319.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 8.65625px; top: 394.115px; width: 717.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Av- og nedskrivninger totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 436.646px; width: 724.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 368 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 363 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\">  <span class=\"_ _2\"></span>Se spesifisering av pensjonskostnad nedenfor.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader  </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere inf<span class=\"_ _0\"></span>ormasjon i <span class=\"ff3\">note 33</span>.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>Kostnadsf\u00f8rte IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 (11,<span class=\"_ _0\"></span>8) millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Kostnadene er p\u00e5l\u00f8pte og fakturerte og prosjektet er avsluttet per 31.12.23.    </span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_ _ca\"> </span> <span class=\"_ _86\"></span>\u00d8vrige driftskostnader inkluderer p\u00e5l\u00f8pte kostnader knyttet til juridisk og finansiell r\u00e5dgivning i forbindelse med planlagt fusjon med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">I 2023 er det belastet 2,<span class=\"_ _31\"></span>4 millioner kroner. Kostnader til teknisk og juridisk fusjon belastes i 2024<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.552.202 kroner </span><span style=\"display:inherit;clear:left;\">(1.739<span class=\"_ _31\"></span>.328 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 314<span class=\"_ _31\"></span>. 421 kroner (409.860 kroner)<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023.</span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.153.594 kroner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">(1.<span class=\"_ _31\"></span>436.903 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 217<span class=\"_ _31\"></span>.645 kroner (223<span class=\"_ _31\"></span>.548 kroner) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023. Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 21.6094px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 428.766px; top: 20.2637px; width: 3.99609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.5701px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.128551px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 427.252px; top: 19.3809px; width: 4.03125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 206.219px; top: 19.3809px; width: 221.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span style=\"position: absolute; display: inline-block; left: 10.3438px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 4px; top: 74.1934px; width: 712.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 626</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 385</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 92.834px; width: 699.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">K</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader ytelsespensjon iht. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(88, 85, 86); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.375px; top: 111.475px; width: 710.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 206.443px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.662px; width: 718.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum pensjonskostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.074px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:142.103515625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 152.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.1934px; width: 698.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall ansatte per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 92.834px; width: 698.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.053px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 111.475px; width: 699.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 130.115px; width: 697.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__118": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:448.634765625px;\"><span style=\"position: absolute; display: inline-block; left: 30.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 20.8652px; width: 103.078px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span style=\"position: absolute; display: inline-block; left: 19px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 75.4902px; width: 725.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 154 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 132 540 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00f8nn </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 352.91px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 164 </span></span><span style=\"position: absolute; display: inline-block; left: 265.797px; top: 96.5723px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 96.7559px; width: 124.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 96.8652px; width: 51.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span style=\"position: absolute; display: inline-block; left: 603.547px; top: 96.7559px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 118.021px; width: 721.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sosiale k</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 107 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.006px; width: 726.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 204 264 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 179 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personalkostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 612 </span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 160.537px; width: 716.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span></span><span style=\"position: absolute; display: inline-block; left: 251.906px; top: 181.619px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 181.803px; width: 119.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 989 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 181.912px; width: 37.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 181.803px; width: 108.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 375.438px; top: 202.869px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 203.053px; width: 110.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 969 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 203.162px; width: 160.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 203.053px; width: 108.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 </span></span><span style=\"position: absolute; display: inline-block; left: 282.859px; top: 224.135px; width: 3.81445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 4.73438px; top: 224.318px; width: 127.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 834 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 353 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 224.428px; width: 68.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span style=\"position: absolute; display: inline-block; left: 600.797px; top: 224.318px; width: 127.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 627 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 245.568px; width: 721.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 229.77px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 113 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 266.834px; width: 714.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 110 </span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 288.1px; width: 704.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsulenthonorar </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 309.35px; width: 714.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Formuesskatt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span></span><span style=\"position: absolute; display: inline-block; left: 330.656px; top: 330.432px; width: 4.07812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 330.615px; width: 126.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 295 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 330.725px; width: 116.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader </span></span><span style=\"position: absolute; display: inline-block; left: 601.812px; top: 330.615px; width: 125.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 107 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 351.6px; width: 723.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 146 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 118 545 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 373.131px; width: 719.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 319.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 8.65625px; top: 394.115px; width: 717.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Av- og nedskrivninger totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 436.646px; width: 724.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 368 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 363 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\">  <span class=\"_ _2\"></span>Se spesifisering av pensjonskostnad nedenfor.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader  </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere inf<span class=\"_ _0\"></span>ormasjon i <span class=\"ff3\">note 33</span>.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>Kostnadsf\u00f8rte IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 (11,<span class=\"_ _0\"></span>8) millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Kostnadene er p\u00e5l\u00f8pte og fakturerte og prosjektet er avsluttet per 31.12.23.    </span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_ _ca\"> </span> <span class=\"_ _86\"></span>\u00d8vrige driftskostnader inkluderer p\u00e5l\u00f8pte kostnader knyttet til juridisk og finansiell r\u00e5dgivning i forbindelse med planlagt fusjon med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">I 2023 er det belastet 2,<span class=\"_ _31\"></span>4 millioner kroner. Kostnader til teknisk og juridisk fusjon belastes i 2024<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.552.202 kroner </span><span style=\"display:inherit;clear:left;\">(1.739<span class=\"_ _31\"></span>.328 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 314<span class=\"_ _31\"></span>. 421 kroner (409.860 kroner)<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023.</span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.153.594 kroner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">(1.<span class=\"_ _31\"></span>436.903 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 217<span class=\"_ _31\"></span>.645 kroner (223<span class=\"_ _31\"></span>.548 kroner) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023. Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 21.6094px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 428.766px; top: 20.2637px; width: 3.99609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.5701px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.128551px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 427.252px; top: 19.3809px; width: 4.03125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 206.219px; top: 19.3809px; width: 221.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span style=\"position: absolute; display: inline-block; left: 10.3438px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 4px; top: 74.1934px; width: 712.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 626</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 385</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 92.834px; width: 699.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">K</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader ytelsespensjon iht. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(88, 85, 86); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.375px; top: 111.475px; width: 710.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 206.443px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.662px; width: 718.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum pensjonskostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.074px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:142.103515625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 152.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.1934px; width: 698.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall ansatte per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 92.834px; width: 698.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.053px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 111.475px; width: 699.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 130.115px; width: 697.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralAndAdministrativeExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__117": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:448.634765625px;\"><span style=\"position: absolute; display: inline-block; left: 30.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 20.8652px; width: 103.078px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span style=\"position: absolute; display: inline-block; left: 19px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 75.4902px; width: 725.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 154 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 132 540 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00f8nn </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 352.91px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 164 </span></span><span style=\"position: absolute; display: inline-block; left: 265.797px; top: 96.5723px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 96.7559px; width: 124.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 96.8652px; width: 51.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span style=\"position: absolute; display: inline-block; left: 603.547px; top: 96.7559px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 118.021px; width: 721.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sosiale k</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 107 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.006px; width: 726.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 204 264 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 179 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personalkostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 612 </span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 160.537px; width: 716.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span></span><span style=\"position: absolute; display: inline-block; left: 251.906px; top: 181.619px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 181.803px; width: 119.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 989 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 181.912px; width: 37.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 181.803px; width: 108.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 375.438px; top: 202.869px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 203.053px; width: 110.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 969 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 203.162px; width: 160.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 203.053px; width: 108.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 </span></span><span style=\"position: absolute; display: inline-block; left: 282.859px; top: 224.135px; width: 3.81445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 4.73438px; top: 224.318px; width: 127.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 834 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 353 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 224.428px; width: 68.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span style=\"position: absolute; display: inline-block; left: 600.797px; top: 224.318px; width: 127.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 627 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 245.568px; width: 721.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 229.77px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 113 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 266.834px; width: 714.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 110 </span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 288.1px; width: 704.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsulenthonorar </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 309.35px; width: 714.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Formuesskatt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span></span><span style=\"position: absolute; display: inline-block; left: 330.656px; top: 330.432px; width: 4.07812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 330.615px; width: 126.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 295 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 330.725px; width: 116.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader </span></span><span style=\"position: absolute; display: inline-block; left: 601.812px; top: 330.615px; width: 125.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 107 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 351.6px; width: 723.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 146 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 118 545 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 373.131px; width: 719.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 319.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 8.65625px; top: 394.115px; width: 717.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Av- og nedskrivninger totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 436.646px; width: 724.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 368 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 363 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\">  <span class=\"_ _2\"></span>Se spesifisering av pensjonskostnad nedenfor.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader  </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere inf<span class=\"_ _0\"></span>ormasjon i <span class=\"ff3\">note 33</span>.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>Kostnadsf\u00f8rte IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 (11,<span class=\"_ _0\"></span>8) millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Kostnadene er p\u00e5l\u00f8pte og fakturerte og prosjektet er avsluttet per 31.12.23.    </span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_ _ca\"> </span> <span class=\"_ _86\"></span>\u00d8vrige driftskostnader inkluderer p\u00e5l\u00f8pte kostnader knyttet til juridisk og finansiell r\u00e5dgivning i forbindelse med planlagt fusjon med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">I 2023 er det belastet 2,<span class=\"_ _31\"></span>4 millioner kroner. Kostnader til teknisk og juridisk fusjon belastes i 2024<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.552.202 kroner </span><span style=\"display:inherit;clear:left;\">(1.739<span class=\"_ _31\"></span>.328 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 314<span class=\"_ _31\"></span>. 421 kroner (409.860 kroner)<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023.</span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.153.594 kroner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">(1.<span class=\"_ _31\"></span>436.903 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 217<span class=\"_ _31\"></span>.645 kroner (223<span class=\"_ _31\"></span>.548 kroner) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023. Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 21.6094px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 428.766px; top: 20.2637px; width: 3.99609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.5701px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.128551px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 427.252px; top: 19.3809px; width: 4.03125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 206.219px; top: 19.3809px; width: 221.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span style=\"position: absolute; display: inline-block; left: 10.3438px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 4px; top: 74.1934px; width: 712.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 626</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 385</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 92.834px; width: 699.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">K</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader ytelsespensjon iht. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(88, 85, 86); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.375px; top: 111.475px; width: 710.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 206.443px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.662px; width: 718.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum pensjonskostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.074px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:142.103515625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 152.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.1934px; width: 698.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall ansatte per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 92.834px; width: 698.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.053px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 111.475px; width: 699.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 130.115px; width: 697.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__116": {
   "value": "<span style=\"display:inherit;clear:left;\">Andre driftskostnader</span><span style=\"display:inherit;clear:left;position:relative;height:448.634765625px;\"><span style=\"position: absolute; display: inline-block; left: 30.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 20.8652px; width: 103.078px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader</span></span><span style=\"position: absolute; display: inline-block; left: 19px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 75.4902px; width: 725.59px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 154 915 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 132 540 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00f8nn </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 352.91px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 793 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 164 </span></span><span style=\"position: absolute; display: inline-block; left: 265.797px; top: 96.5723px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 96.7559px; width: 124.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 96.8652px; width: 51.1113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjoner</span></span><span style=\"position: absolute; display: inline-block; left: 603.547px; top: 96.7559px; width: 124.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 118.021px; width: 721.523px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 35 328 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 673 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sosiale k</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 294.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 107 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.006px; width: 726.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 204 264 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.2732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 179 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personalkostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 170 936 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 150 612 </span></span><span style=\"position: absolute; display: inline-block; left: 11.5312px; top: 160.537px; width: 716.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Driftskostnader eiendommer og lokaler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 187.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 530 </span></span><span style=\"position: absolute; display: inline-block; left: 251.906px; top: 181.619px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 181.803px; width: 119.215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 989 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 181.912px; width: 37.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Husleie</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 181.803px; width: 108.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 351 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 367 </span></span><span style=\"position: absolute; display: inline-block; left: 375.438px; top: 202.869px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 203.053px; width: 110.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 479 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 969 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 203.162px; width: 160.922px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige operasjonelle leieavtaler</span></span><span style=\"position: absolute; display: inline-block; left: 619.219px; top: 203.053px; width: 108.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 417 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 379 </span></span><span style=\"position: absolute; display: inline-block; left: 282.859px; top: 224.135px; width: 3.81445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 4.73438px; top: 224.318px; width: 127.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 834 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 71 353 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 224.428px; width: 68.1973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">IT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-kostnader </span></span><span style=\"position: absolute; display: inline-block; left: 600.797px; top: 224.318px; width: 127.213px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 83 996 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 627 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 245.568px; width: 721.301px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 304 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Markedsf\u00f8ring og informasjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 229.77px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 880 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 113 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 266.834px; width: 714.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 031 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige administrasjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 224.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 611 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 110 </span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 288.1px; width: 704.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Konsulenthonorar </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 313.477px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 53 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 </span></span><span style=\"position: absolute; display: inline-block; left: 12.6562px; top: 309.35px; width: 714.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Formuesskatt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 321.768px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 825 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 300 </span></span><span style=\"position: absolute; display: inline-block; left: 330.656px; top: 330.432px; width: 4.07812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 5.79688px; top: 330.615px; width: 126.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 326 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 295 </span></span><span style=\"position: absolute; display: inline-block; left: 214.875px; top: 330.725px; width: 116.566px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader </span></span><span style=\"position: absolute; display: inline-block; left: 601.812px; top: 330.615px; width: 125.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 20 787 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 107 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 351.6px; width: 723.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 146 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 913 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.16px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 134 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 118 545 </span></span><span style=\"position: absolute; display: inline-block; left: 7.46875px; top: 373.131px; width: 719.449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 319.933px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 8.65625px; top: 394.115px; width: 717.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 18 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 385 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Av- og nedskrivninger totalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 17 011 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 206 </span></span><span style=\"position: absolute; display: inline-block; left: 3.25px; top: 436.646px; width: 724.963px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 368 707 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 324 093 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum driftskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 321 947 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 284 363 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\">  <span class=\"_ _2\"></span>Se spesifisering av pensjonskostnad nedenfor.</span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>I henhold til IFRS 16 presenteres bankens leiekostnader (husleie/andre leieavtaler) prim\u00e6rt som rentekostnader og avskrivninger<span class=\"_ _0\"></span>. Kostnadsf\u00f8rte leiekostnader  </span></span><span style=\"display:inherit;clear:left;\">er relatert til kortsiktige leieavtaler og leieavtaler med lav verdi (som er unntatt i IFRS 16). Se ogs\u00e5 n\u00e6rmere inf<span class=\"_ _0\"></span>ormasjon i <span class=\"ff3\">note 33</span>.    </span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_\"> </span> <span class=\"_ _86\"></span>Kostnadsf\u00f8rte IT kostnader for 2023 inkluderer ekstraordin\u00e6re kostnadsbelastninger p\u00e5 25,8 (11,<span class=\"_ _0\"></span>8) millioner kroner knyttet til bytte av nytt kjernebanksystem (\u201dkonverteringskostnader\u201d).  </span></span><span style=\"display:inherit;clear:left;\">Kostnadene er p\u00e5l\u00f8pte og fakturerte og prosjektet er avsluttet per 31.12.23.    </span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5\"> <span class=\"_ _49\"></span> <span class=\"_ _ca\"> </span> <span class=\"_ _86\"></span>\u00d8vrige driftskostnader inkluderer p\u00e5l\u00f8pte kostnader knyttet til juridisk og finansiell r\u00e5dgivning i forbindelse med planlagt fusjon med Hjelmeland Sparebank.  </span></span><span style=\"display:inherit;clear:left;\">I 2023 er det belastet 2,<span class=\"_ _31\"></span>4 millioner kroner. Kostnader til teknisk og juridisk fusjon belastes i 2024<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.552.202 kroner </span><span style=\"display:inherit;clear:left;\">(1.739<span class=\"_ _31\"></span>.328 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 314<span class=\"_ _31\"></span>. 421 kroner (409.860 kroner)<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023.</span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.153.594 kroner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">(1.<span class=\"_ _31\"></span>436.903 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 217<span class=\"_ _31\"></span>.645 kroner (223<span class=\"_ _31\"></span>.548 kroner) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023. Alle bel\u00f8p er inklusiv mva.</span><span style=\"display:inherit;clear:left;position:relative;height:141.650390625px;\"><span style=\"position: absolute; display: inline-block; left: 21.6094px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 428.766px; top: 20.2637px; width: 3.99609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 8.5701px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.128551px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 427.252px; top: 19.3809px; width: 4.03125px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 206.219px; top: 19.3809px; width: 221.033px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifisering av pensjonskostnad</span></span><span style=\"position: absolute; display: inline-block; left: 10.3438px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 4px; top: 74.1934px; width: 712.266px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 735</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 626</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader innskuddspensjon </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 291</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 385</span></span><span style=\"position: absolute; display: inline-block; left: 16.8281px; top: 92.834px; width: 699.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">K</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader ytelsespensjon iht. </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(88, 85, 86); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">note 23</span></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.375px; top: 111.475px; width: 710.098px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostnader avtalefestet pensjon (AFP) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 206.443px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 064</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 808</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.662px; width: 718.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum pensjonskostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.074px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 576 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 341 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:142.103515625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 664.365px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 152.701px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall ansatte / \u00e5rsverk</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 704.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 485.749px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 74.1934px; width: 698.461px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">158</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall ansatte per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 92.834px; width: 698.783px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">154</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall \u00e5rsverk per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.053px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 111.475px; width: 699.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">160</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall ansatte </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">132</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">125</span></span><span style=\"position: absolute; display: inline-block; left: 7.5625px; top: 130.115px; width: 697.852px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">155</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Gjennomsnittlig antall \u00e5rsverk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 254.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesByNatureExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__121": {
   "value": "<span style=\"display:inherit;clear:left;\">Honorar til ekstern revisor</span><span style=\"display:inherit;clear:left;\">For konsernet utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.552.202 kroner </span><span style=\"display:inherit;clear:left;\">(1.739<span class=\"_ _31\"></span>.328 kroner), mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 314<span class=\"_ _31\"></span>. 421 kroner (409.860 kroner)<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023.</span><span style=\"display:inherit;clear:left;\">For morbank utgj\u00f8r honorar for lovp\u00e5lagt revisjon 1.153.594 kroner<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">(1.<span class=\"_ _31\"></span>436.903 kroner) , mens honorar for skatter\u00e5dgivning, attestasjons- </span><span style=\"display:inherit;clear:left;\">tjenester og annen bistand utgj\u00f8r 217<span class=\"_ _31\"></span>.645 kroner (223<span class=\"_ _31\"></span>.548 kroner) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023. Alle bel\u00f8p er inklusiv mva.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__123": {
   "value": "<span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse for bankens </span><span style=\"display:inherit;clear:left;\">ledergruppe, styret og forstanderskapet er vist i nedenst\u00e5ende tabell. </span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen </span><span style=\"display:inherit;clear:left;\">er ansatt i l\u00f8pet av \u00e5ret.:</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse</span><span style=\"display:inherit;clear:left;position:relative;height:218.744140625px;\"><span style=\"position: absolute; display: inline-block; left: 705.391px; top: 0.609375px; width: 54.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 168.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2023</span></span><span style=\"position: absolute; display: inline-block; left: 422.609px; top: 13.5px; width: 34.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 13.5px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 13.5px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 13.5px; width: 31.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span style=\"position: absolute; display: inline-block; left: 706.938px; top: 13.5px; width: 52.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 26.4062px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 26.4062px; width: 41.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 579.328px; top: 26.4062px; width: 30.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 660.125px; top: 26.4062px; width: 18.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 26.4062px; width: 40.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 39.7617px; width: 3.51562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 39.3125px; width: 30.5566px; white-space: pre; word-spacing: -2.5515px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 39.3125px; width: 35.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 39.3125px; width: 28.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 677.672px; top: 39.7617px; width: 3.80273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 360.688px; top: 39.3125px; width: 25.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 39.3125px; width: 31.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 39.3125px; width: 47.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.209px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rine Karin Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 401 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 423 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 209 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.459px; width: 759.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 579 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.725px; width: 759.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 807 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 741 </span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 142.807px; width: 5.88281px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>3</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.99px; width: 127.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 143.1px; width: 112.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. Fure Sch\u00f8pp</span></span><span style=\"position: absolute; display: inline-block; left: 354.953px; top: 142.99px; width: 404.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 747 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 164.24px; width: 759.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 204 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 818 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 970 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.506px; width: 759.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 516 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 773 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 484 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.756px; width: 759.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 66 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 959 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 871 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:218.759765625px;\"><span style=\"position: absolute; display: inline-block; left: 705.391px; top: 0.609375px; width: 54.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 168.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2022</span></span><span style=\"position: absolute; display: inline-block; left: 422.609px; top: 13.5156px; width: 34.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 13.5156px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 13.5156px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 13.5156px; width: 31.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span style=\"position: absolute; display: inline-block; left: 706.938px; top: 13.5156px; width: 52.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 26.4219px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 26.4219px; width: 41.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 579.328px; top: 26.4219px; width: 30.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 660.125px; top: 26.4219px; width: 18.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 26.4219px; width: 40.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 39.7617px; width: 3.51562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 39.3125px; width: 30.5566px; white-space: pre; word-spacing: -2.5515px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 39.3125px; width: 35.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 39.3125px; width: 28.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 677.672px; top: 39.7617px; width: 3.80273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 360.688px; top: 39.3125px; width: 25.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 39.3125px; width: 31.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 39.3125px; width: 47.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.209px; width: 759.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rine Karin Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 242 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 232 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 556 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.475px; width: 760.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 438 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 345 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 014 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.725px; width: 759.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 827 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 076 </span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 142.807px; width: 5.88281px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>3</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.99px; width: 127.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 143.1px; width: 112.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. Fure Sch\u00f8pp</span></span><span style=\"position: absolute; display: inline-block; left: 353.344px; top: 142.99px; width: 406.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 746 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 164.256px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 41 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 068 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 827 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.506px; width: 759.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 150 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 483 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.771px; width: 760.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 364 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 518 </span></span></span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen er ansatt i l\u00f8pet av \u00e5ret.</span><span style=\"display: inline-block;\"> Eier antall</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__122-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Godtgj\u00f8relser</span><span style=\"display:inherit;clear:left;\">Krav til godtgj\u00f8relse er regulert i Finansforetaksloven Kapittel 15 \u00a7\u00a7 15-1 <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til 15-6.</span><span style=\"display:inherit;clear:left;\">Bestemmelsene ivaretar EUs kapitalkravs- direktivs (CRD IV) bestemmelser </span><span style=\"display:inherit;clear:left;\">om gode godtgj\u00f8relsesordninger for \u00e5 redusere overdr<span class=\"_ _0\"></span>even risikotaking </span><span style=\"display:inherit;clear:left;\">og fremme en sunn og e\ue61cektiv risikoh\u00e5ndtering i finansielle foretak.</span><span style=\"display:inherit;clear:left;\">Med bakgrunn i dette regelverket etablerte banken et eget godtgj\u00f8r<span class=\"_ _0\"></span>elses-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">utvalg 15. desember 2010<span class=\"_ _0\"></span>. Utvalget best\u00e5r av 4 styremedlemmer<span class=\"_ _31\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">1 er ansattrepresentant.  </span><span style=\"display:inherit;clear:left;\">Bestemmelsene p\u00e5legger styret et direkte ansvar for \u00e5 s\u00f8rge for at:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Banken utformer en godtgj\u00f8relsesordning for alle bankens ansatte </span></span></span><span style=\"display:inherit;clear:left;\">som er egnet til \u00e5 fremme form\u00e5let med forskriften, og at bankens </span><span style=\"display:inherit;clear:left;\">l\u00f8nns- og bonussystemer praktiseres i henhold til denne godt-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gj\u00f8relsesordningen.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Godtgj\u00f8relsesordningen er i samsvar med bankens overordnede </span></span></span><span style=\"display:inherit;clear:left;\">m\u00e5l, risikotoleranse og langsiktige interesser<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">Godtgj\u00f8relsesordningen inneholder s\u00e6rskilte regler for ledende </span></span></span><span style=\"display:inherit;clear:left;\">ansatte, tillitsvalgte og ansatte med oppgaver innen internkontroll </span><span style=\"display:inherit;clear:left;\">og risikostyring. Styret skal ogs\u00e5 s\u00f8rge for at sammensetningen<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av fast og variabel l\u00f8nn for slike ansatte er balansert, og at minst </span><span style=\"display:inherit;clear:left;\">halvparten av eventuelle bonusutbetalinger skjer i form av egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapitalbevis dersom bonus overstiger 12,5 % av grunnl\u00f8nn. </span><span style=\"display:inherit;clear:left;\">Bonusutbetalinger i form av egenkapitalbevis kan ikke disponeres <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fritt av den enkelte tidligere enn jevnt fordelt over en periode <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 minst tre \u00e5r<span class=\"_ _0\"></span>. Grunnlaget for variabel godtgj\u00f8relse skal v\u00e6re <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">en periode p\u00e5 minst to \u00e5r<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls87\">Banken har et godtgj\u00f8relsesutvalg som er ansvarlig for saks-</span> </span></span><span style=\"display:inherit;clear:left;\">forberedelse i alle saker om godtgj\u00f8relsesordningen som skal<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">avgj\u00f8res av styret.</span><span style=\"display:inherit;clear:left;\">Banken har utarbeidet en kompensasjonspolicy<span class=\"_ _0\"></span>. Gjennom 2023 er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det ikke foretatt vesentlige endringer i bankens k<span class=\"_ _0\"></span>ompensasjonspolicy.</span><span style=\"display:inherit;clear:left;\">Form\u00e5let med Den Gule Banken, Sandnes Sparebank sin kompensa<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">sjonspolicy er \u00e5 trekke til seg medarbeidere med den kompetansen </span><span style=\"display:inherit;clear:left;\">banken trenger<span class=\"_ _31\"></span>, videreutvikle og beholde n\u00f8kkelkompetanse, samt </span><span style=\"display:inherit;clear:left;\">motivere til langsiktighet og kontinuerlig utvikling for \u00e5 n\u00e5 bankens <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">sine forretningsmessige m\u00e5l.</span><span style=\"display:inherit;clear:left;\">Kompensasjonen kan best\u00e5 av f\u00f8lgende elementer:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2\">Fast grunnl\u00f8nn.</span><span class=\"ls84\"> Det er bankens siktem\u00e5l \u00e5 tilby markedsl\u00f8nn. </span> </span></span><span style=\"display:inherit;clear:left;\">Fast grunnl\u00f8nn justeres p\u00e5 denne bakgrunn \u00e5rlig basert p\u00e5 r<span class=\"_ _0\"></span>esultat-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">oppn\u00e5else innen den enkelte leders arbeids- og ansvarsomr\u00e5de. </span><span style=\"display:inherit;clear:left;\">Administrerende direkt\u00f8r fastsetter endring i grunnl\u00f8nn for medlemmene</span><span style=\"display:inherit;clear:left;\">i bankens ledergruppe. Godtgj\u00f8relsesutvalget innstiller administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8rs l\u00f8nn, og denne vedtas av styret.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2\">Naturalytelser</span><span class=\"ls84\"> som omfatter telefon/mobiltelefon, avis/tidsskrift, </span></span></span><span style=\"display:inherit;clear:left;\">hjemmekontorordning og unntaksvis bilordning. For \u00f8vrig ytes l\u00e5n  </span><span style=\"display:inherit;clear:left;\">og banktjenester til egne betingelser etter samme regelverk som </span><span style=\"display:inherit;clear:left;\">\u00f8vrige ansatte.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2 ls86 wsb1\">Bonuser.</span> Bankens ansatte inng\u00e5r i bank<span class=\"_ _0\"></span>ens til enhver tid gjeldende </span></span><span style=\"display:inherit;clear:left;\">bonusordning. Alle faste ansatte i morbanken er omfattet av en<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">konsernbonusmodell. Beregningen er basert p\u00e5 faktisk egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">avkastning og kundetilfredshet. Modellen gav en utbetaling p\u00e5 2,<span class=\"_ _31\"></span>6 % </span><span style=\"display:inherit;clear:left;\">av grunnl\u00f8nn for alle ansatte for opptjenings\u00e5ret 2022 med utbetaling </span><span style=\"display:inherit;clear:left;\">i 2023. Styret har anledning til \u00e5 avk<span class=\"_ _0\"></span>orte bonusen dersom spesielle </span><span style=\"display:inherit;clear:left;\">hensyn tilsier dette. Utover dette har ogs\u00e5 r\u00e5dgivere med direkte </span><span style=\"display:inherit;clear:left;\">salgsansvar mulighet for bonus basert p\u00e5 egne KPI-er<span class=\"_ _31\"></span>, med et tak <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 NOK 55 000 per ansatt per \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022</span><span style=\"display:inherit;clear:left;\"> <span class=\"_ _4f\"> </span></span><span style=\"display:inherit;clear:left;\">Ansatte i banken har mulighet for \u00e5 kj\u00f8pe rabatterte EK<span class=\"_ _31\"></span>-bevis i Sandnes</span><span style=\"display:inherit;clear:left;\">Sparebank en gang i \u00e5ret. EK<span class=\"_ _31\"></span>-bevisene kj\u00f8pes med en rabatt p\u00e5 33 %,</span><span style=\"display:inherit;clear:left;\">med sparebel\u00f8p p\u00e5 inntil 7<span class=\"_ _3\"></span>,5 % av fast grunnl\u00f8nn eller inntil 5000,- <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">pr m\u00e5ned. Kj\u00f8p medf\u00f8rer ett \u00e5rs opptjeningstid og deretter ett \u00e5rs </span><span style=\"display:inherit;clear:left;\">bindingstid, totalt to \u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ff3 fc2\">Pensjonsordning;</span> Ledende ansatte har innskuddsbasert pensjon  </span></span><span style=\"display:inherit;clear:left;\">for inntekt opp til 12G etter de til enhver tid gjeldende ordninger <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">for bankens ansatte. Pensjonsalder for bankens ansatte er 70 \u00e5r<span class=\"_ _31\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med mulighet for AFP-or<span class=\"_ _0\"></span>dning fra 62 \u00e5r etter de til enhver tid </span><span style=\"display:inherit;clear:left;\">gjeldende ordninger i finanssektoren. </span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse for bankens </span><span style=\"display:inherit;clear:left;\">ledergruppe, styret og forstanderskapet er vist i nedenst\u00e5ende tabell. </span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen </span><span style=\"display:inherit;clear:left;\">er ansatt i l\u00f8pet av \u00e5ret.:</span><span style=\"display:inherit;clear:left;\">Samlede utgifter til l\u00f8nn, pensjon og annen godtgj\u00f8relse</span><span style=\"display:inherit;clear:left;position:relative;height:218.744140625px;\"><span style=\"position: absolute; display: inline-block; left: 705.391px; top: 0.609375px; width: 54.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 168.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2023</span></span><span style=\"position: absolute; display: inline-block; left: 422.609px; top: 13.5px; width: 34.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 13.5px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 13.5px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 13.5px; width: 31.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span style=\"position: absolute; display: inline-block; left: 706.938px; top: 13.5px; width: 52.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 26.4062px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 26.4062px; width: 41.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 579.328px; top: 26.4062px; width: 30.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 660.125px; top: 26.4062px; width: 18.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 26.4062px; width: 40.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 39.7617px; width: 3.51562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 39.3125px; width: 30.5566px; white-space: pre; word-spacing: -2.5515px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 39.3125px; width: 35.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 39.3125px; width: 28.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 677.672px; top: 39.7617px; width: 3.80273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 360.688px; top: 39.3125px; width: 25.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 39.3125px; width: 31.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 39.3125px; width: 47.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.209px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rine Karin Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 401 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 165 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 423 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 209 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.459px; width: 759.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 373 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 108 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 535 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 579 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.725px; width: 759.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 807 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 37 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 61 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 111 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 741 </span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 142.807px; width: 5.88281px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>3</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.99px; width: 127.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 143.1px; width: 112.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. Fure Sch\u00f8pp</span></span><span style=\"position: absolute; display: inline-block; left: 354.953px; top: 142.99px; width: 404.045px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 761 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 33 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 747 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 164.24px; width: 759.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 204 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 45 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 818 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 970 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.506px; width: 759.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 516 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.709px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 773 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 484 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.756px; width: 759.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 334 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 66 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 959 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 871 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:218.759765625px;\"><span style=\"position: absolute; display: inline-block; left: 705.391px; top: 0.609375px; width: 54.0176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0117187px; width: 168.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsernledelsen 2022</span></span><span style=\"position: absolute; display: inline-block; left: 422.609px; top: 13.5156px; width: 34.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 13.5156px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 13.5156px; width: 34.0547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Herav </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 647.141px; top: 13.5156px; width: 31.7871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Utl\u00e5n </span></span><span style=\"position: absolute; display: inline-block; left: 706.938px; top: 13.5156px; width: 52.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapi- </span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 26.4219px; width: 31.9629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">l\u00f8nns-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 26.4219px; width: 41.584px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utbetalt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 579.328px; top: 26.4219px; width: 30.8906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">andre </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 660.125px; top: 26.4219px; width: 18.9141px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 26.4219px; width: 40.2715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">talbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 39.7617px; width: 3.51562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 39.3125px; width: 30.5566px; white-space: pre; word-spacing: -2.5515px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bonus  </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 39.3125px; width: 35.4727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ytelser </span></span><span style=\"position: absolute; display: inline-block; left: 650.953px; top: 39.3125px; width: 28.1191px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 677.672px; top: 39.7617px; width: 3.80273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4</span></span><span style=\"position: absolute; display: inline-block; left: 360.688px; top: 39.3125px; width: 25.0957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00f8nn</span></span><span style=\"position: absolute; display: inline-block; left: 425.531px; top: 39.3125px; width: 31.0605px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">komp.</span></span><span style=\"position: absolute; display: inline-block; left: 713.344px; top: 39.3125px; width: 47.0332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.209px; width: 759.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Administrerende direkt\u00f8r </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rine Karin Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 501 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 242 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 232 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 537 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 556 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.475px; width: 760.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansdirekt\u00f8r (CFO) </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omas Nordb\u00f8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 438 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 345 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 014 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 121.725px; width: 759.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r personmarked</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Erik Kvia Hansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 827 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 129 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 076 </span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 142.807px; width: 5.88281px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>3</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.99px; width: 127.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunikasjonsdirekt\u00f8r</span></span><span style=\"position: absolute; display: inline-block; left: 170.469px; top: 143.1px; width: 112.043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingrid O</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. Fure Sch\u00f8pp</span></span><span style=\"position: absolute; display: inline-block; left: 353.344px; top: 142.99px; width: 406.594px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 802 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 159 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 67 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 41.6542px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 192 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 746 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 164.256px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r n\u00e6ringsliv</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lars Kristiansen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 41 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 96 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 068 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 827 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.506px; width: 759.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Direkt\u00f8r kundeopplevelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Lene Nordahl</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 533 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 150 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 483 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 206.771px; width: 760.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">HR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-direkt\u00f8r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Stein Haga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 364 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 75 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 89 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 518 </span></span></span><span style=\"display:inherit;clear:left;\">Oppgitte bel\u00f8p er totalt for hele \u00e5ret eller fra ansettelsesdato hvis lederen er ansatt i l\u00f8pet av \u00e5ret.</span><span style=\"display:inherit;clear:left;position:relative;height:239.677734375px;\"><span style=\"position: absolute; display: inline-block; left: 669.781px; top: 0px; width: 56.5664px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> Eier antall</span><span style=\"display: inline-block;\">  </span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 12.8906px; width: 213.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Honorarer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n per 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 640.516px; top: 12.8906px; width: 113.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">egenkapitalbevis 31.12 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 24.8477px; width: 44.8418px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styret</span></span><span style=\"position: absolute; display: inline-block; left: 353.344px; top: 42.6562px; width: 403.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.6777px; width: 760.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styreleder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Harald Espedal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 329 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 323 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 190.359px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 886 861 </span></span><span style=\"position: absolute; display: inline-block; left: 175.922px; top: 107.479px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.662px; width: 52.3242px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nestleder </span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 107.771px; width: 69.8672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Frode Svaboe</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 107.662px; width: 403.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 268 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 200 </span></span><span style=\"position: absolute; display: inline-block; left: 220.547px; top: 127.463px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.646px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 127.756px; width: 114.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sven Christian Ulvatne</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 127.646px; width: 402.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 183 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 300 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 300 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 147.631px; width: 444.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bj\u00f8rg T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omlin</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.615px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Astrid Rebekka Norheim</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 827 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 616 </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 187.416px; width: 5.91797px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 187.6px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 187.709px; width: 153.34px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Wenche Dr\u00f8nen Christenssen</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 187.6px; width: 403.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 202.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 240 </span></span><span style=\"position: absolute; display: inline-block; left: 172.203px; top: 207.4px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 177.219px; top: 207.693px; width: 4.41211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">/</span></span><span style=\"position: absolute; display: inline-block; left: 181.688px; top: 207.4px; width: 3.84961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.568px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 207.693px; width: 66.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ingunn Ruud</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 207.568px; width: 403.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 186 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 054 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 279 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 215 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 676 </span></span><span style=\"position: absolute; display: inline-block; left: 188.875px; top: 227.385px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 227.553px; width: 68.1211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Styremedlem</span></span><span style=\"position: absolute; display: inline-block; left: 106.297px; top: 227.678px; width: 83.0273px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Joakim De Haas</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 227.553px; width: 403.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 164 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 161 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 080 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 464 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 993 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:462.220703125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 133.922px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forstanderskapet</span></span><span style=\"position: absolute; display: inline-block; left: 263.906px; top: 15.5312px; width: 71.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 685.266px; top: 15.5312px; width: 71.7539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.5371px; width: 338.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8rjan Gjerde</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 93 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 49.4746px; width: 338.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bente L\u00f8yning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.928px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.5215px; width: 339.164px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jan Erik Anfinsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 69.459px; width: 339.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Geir Mikalsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 90.5059px; width: 338.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Svein Anfinsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 124.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 89.4434px; width: 338.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Hanne Brit Nordb\u00f8</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 148.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 640.516px; top: 109.244px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 110.49px; width: 338.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jo Michael Asbj\u00f8rnsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 109.428px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 109.553px; width: 139.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Lisbeth Lindsay Nordhagen</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 109.428px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 130.475px; width: 338.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Garmann Auklend</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 129.412px; width: 339.082px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Arne Oftedal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 595.047px; top: 149.213px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 150.459px; width: 338.795px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Per \u00d8yvind Berge</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 149.396px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 149.521px; width: 93.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Elisabeth Rosbach</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 149.396px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 161.438px; top: 170.26px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 169.197px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 169.381px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 169.506px; width: 100.049px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mona Aadn\u00f8y Riska</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 169.381px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.443px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 170.553px; width: 81.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anders Bj\u00f8rndal</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 170.443px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.428px; width: 291.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Morten Borgli</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 189.365px; width: 291.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sveinung Skj\u00f8restad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 </span></span><span style=\"position: absolute; display: inline-block; left: 151.5px; top: 210.229px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 209.35px; width: 339.246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5ge Sk\u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 210.412px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 210.521px; width: 70.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anne Lise Elle</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 210.412px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 597.812px; top: 229.15px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 230.396px; width: 338.637px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inger-</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Lise Erga</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 229.334px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 229.443px; width: 96.3516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Inger-</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">Lise Slagstad</span></span><span style=\"position: absolute; display: inline-block; left: 701.688px; top: 229.334px; width: 12.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 250.381px; width: 339.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Olav Kristian Falnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 249.318px; width: 338.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Guttorm Stangeland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 155.609px; top: 270.182px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 269.303px; width: 339.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Martin Sunde</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.365px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 270.475px; width: 75.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Daniel Friestad</span></span><span style=\"position: absolute; display: inline-block; left: 327.531px; top: 270.365px; width: 12.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 153.219px; top: 290.166px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 289.287px; width: 338.771px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tine Svanes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 290.35px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 290.459px; width: 71.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Thor Erik Gilje</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 290.35px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.334px; width: 339.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Dag Halvorsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.797px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 309.271px; width: 339.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Aase Sveinsvoll</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.318px; width: 338.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eli Norheim Halvorsen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 131.238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 329.256px; width: 292.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Reidar S\u00f8ndervik</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 350.119px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 349.24px; width: 291.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Siv Merethe T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">uftedal</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.1094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 350.303px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 350.412px; width: 110.232px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristine Nebdal Haver</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 350.303px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 234.094px; top: 370.104px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 369.225px; width: 339.041px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Johan Wigerstrand</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 370.287px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 370.396px; width: 153.322px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erese Albuquerque Helleland</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 370.287px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 390.271px; width: 292.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l Hetland</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 140.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 389.209px; width: 338.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">rond Wikst\u00f8l</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 410.256px; width: 339.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ragnhild Hildonen</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 409.193px; width: 339.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inger Lomeland Wold</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 146.812px; top: 430.057px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 429.178px; width: 338.578px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ove Wold</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 430.24px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 80.7812px; top: 430.35px; width: 66.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nj\u00e5l Kollbotn</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 430.24px; width: 59.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 599.297px; top: 448.979px; width: 5.35547px; white-space: pre; word-spacing: 0.336682px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.06836px; display: inline-block;\"> </span>1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 450.225px; width: 338.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gunn Jane H\u00e5land</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 449.162px; width: 41.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Medlem</span></span><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 449.271px; width: 97.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Jan Inge Aarreberg</span></span><span style=\"position: absolute; display: inline-block; left: 747.5px; top: 449.162px; width: 12.375px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 </span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5 lsab wsb3\"> Ansattrepresentant </span></span><span style=\"display:inherit;clear:left;\">4<span class=\"ff5 ls93\"> <span class=\"_ _48\"> </span>Rentesubsidiering ansattel\u00e5n; Rentesats p\u00e5 l\u00e5n til ansatte </span></span><span style=\"display:inherit;clear:left;\">For egenkapitalbeviseierne som er listet ovenfor<span class=\"_ _0\"></span>, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er den til hver tid gjeldene normrente minus 0,<span class=\"_ _0\"></span>75 %. </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 egenkapitalbevis eiet av ektefelle, mindre\u00e5rige </span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5 lsab\"> <span class=\"_ _4d\"> </span>Inkludert \u00e5rlig honorar p\u00e5 NOK 32 400, NOK 19 200<span class=\"_ _0\"></span>, </span></span><span style=\"display:inherit;clear:left;\">L\u00e5n til styremedlemmer og medlemmer av forstander-<span class=\"ls0 ws0\"> </span></span><span style=\"display:inherit;clear:left;\">barn eller selskap hvor vedkommende har bestemmende </span><span style=\"display:inherit;clear:left;\">NOK 21 600 og NOK 21 600 for revisjon - og risiko-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skapet er gitt p\u00e5 ordin\u00e6re vilk\u00e5r<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">innflytelse som nevnt i aksjelovens \u00a7 1-3 nr 2 medregnet.</span><span style=\"display:inherit;clear:left;\">utvalg.</span><span style=\"display:inherit;clear:left;\">3<span class=\"ff5 lsab\"> <span class=\"_ _4d\"> </span>I 2012 endret banken pensjonsordningen for ledende </span></span><span style=\"display:inherit;clear:left;\">ansatte. Banken gikk fra en pensjonsordning for l\u00f8nn </span><span style=\"display:inherit;clear:left;\">over 12 G til en direkte l\u00f8nnskompensasjon. Bel\u00f8pene  </span><span style=\"display:inherit;clear:left;\">i kolonnen l\u00f8nnskompensasjon best\u00e5r av m\u00e5nedlige </span><span style=\"display:inherit;clear:left;\">utbetalinger for 2023.</span><span style=\"display:inherit;clear:left;\">Pensjoner </span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank har en innskuddsbasert ordning </span><span style=\"display:inherit;clear:left;\">som tilfredsstiller kravene i Lov om Foretakspensjon. </span><span style=\"display:inherit;clear:left;\">Banken har fra 1.1.07 tilbudt innsk<span class=\"_ _0\"></span>uddspensjon for nyansatte. I forbindelse </span><span style=\"display:inherit;clear:left;\">med omleggingen gikk ogs\u00e5 en del personer ansatt f\u00f8r 1.1.07 over fra<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">ytelsesordningen til den nye innskuddsordningen. I slutten av 2013 gikk </span><span style=\"display:inherit;clear:left;\">resterende ansatte over til innskuddsordning. De ber\u00f8rte f\u00e5r en l\u00f8pende </span><span style=\"display:inherit;clear:left;\">kompensasjon i form av l\u00f8nn. </span><span style=\"display:inherit;clear:left;\">Morbanken har i tillegg en AFP<span class=\"_ _0\"></span>-ordning. Den gamle AFP-ordningen ble </span><span style=\"display:inherit;clear:left;\">vedtatt avviklet i februar 2010<span class=\"_ _0\"></span>. Som erstatning for den gamle AFP-or<span class=\"_ _0\"></span>d<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">ningen er det etablert en ny AFP-ordning som gir et livslangt tillegg p\u00e5 </span><span style=\"display:inherit;clear:left;\">den ordin\u00e6re pensjonen. Den nye AFP<span class=\"_ _0\"></span>-ordningen er en ytelsesbasert </span><span style=\"display:inherit;clear:left;\">\ufb02erforetakspensjonsordning, og finansieres gjennom premier som fast-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">settes som en prosent av l\u00f8nn. Forel\u00f8pig foreligger det ingen p\u00e5litelig </span><span style=\"display:inherit;clear:left;\">m\u00e5ling og allokering av forpliktelse og midler i ordningen. Regnskaps<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">messig blir ordningen s\u00e5ledes behandlet som en innskuddsbasert </span><span style=\"display:inherit;clear:left;\">pensjonsordning hvor premiebetalinger kostnadsf\u00f8res l\u00f8pende, og<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">ingen avsetninger foretas i regnskapet. Det ble ikke betalt pr<span class=\"_ _0\"></span>emie i den </span><span style=\"display:inherit;clear:left;\">nye ordningen f\u00f8r i 2011, og da var premien fastsatt til 1,<span class=\"_ _31\"></span>4 % av samlede </span><span style=\"display:inherit;clear:left;\">utbetalinger mellom 1 G og 7<span class=\"_ _31\"></span>,1 G til bedriftens arbeidstakere.</span><span style=\"display:inherit;clear:left;\">Morbanken har ogs\u00e5 en driftspensjon for en tidligere administrerende </span><span style=\"display:inherit;clear:left;\">direkt\u00f8r<span class=\"_ _0\"></span>, med utbetalingsstart ved fylte 67 \u00e5r<span class=\"_ _0\"></span>. Beregningen av pensj<span class=\"_ _0\"></span>ons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">forpliktelsen utf\u00f8res av ekstern aktuar<span class=\"_ _31\"></span>. F\u00f8lgende \u00f8konomiske og aktuar- </span><span style=\"display:inherit;clear:left;\">messige forutsetninger er lagt til grunn:</span><span style=\"display:inherit;clear:left;position:relative;height:213.953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 98.8301px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forutsetninger</span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 17.7344px; width: 139.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 54.4434px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Diskonteringsrente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 512.591px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,10 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 80.4668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,00 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.709px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rlig forventet l\u00f8nnsvekst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 478.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 96.959px; width: 756.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">G-regulering</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 542.989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,25 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,25 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.225px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulering av l\u00f8pende pensjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,50 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 139.49px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">D\u00f8delighetstabell</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 507.071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">K2013BE</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">K2013BE</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AFP-uttak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 557.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.006px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forventet frivillig avgang f\u00f8r pensjonsalder </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.446px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,00 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">00 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.959px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Uf\u00f8rhetstabell</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 554.7px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KU</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">KU</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:176.322265625px;\"><span style=\"position: absolute; display: inline-block; left: 11.2656px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 19.3809px; width: 262.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonskostnader ytelsesplaner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.8906px; width: 704.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 455.981px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 78.7871px; width: 185.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">N\u00e5verdi av \u00e5rets pensjonsopptjening</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 100.037px; width: 698.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Rentek</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnad av p\u00e5l\u00f8pt pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 121.303px; width: 698.941px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">Netto pensjonsk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span></span></span><span style=\"position: absolute; display: inline-block; left: 195.875px; top: 141.256px; width: 90.6797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift</span></span><span style=\"position: absolute; display: inline-block; left: 6.48438px; top: 164.334px; width: 698.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">148</span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 2.58984px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale pensjonskostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 246.117px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.1704px; letter-spacing: -0.1704px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span></span></span></span><span style=\"display:inherit;clear:left;\">Kostnader knyttet til innskuddsordninger utgj\u00f8r henholdsvis 11,7 millioner </span><span style=\"display:inherit;clear:left;\">kroner for konsern og 10<span class=\"_ _31\"></span>,3 millioner kroner for morbank for 2023. </span><span style=\"display:inherit;clear:left;\">Tilsvarende for 2022 var 10<span class=\"_ _0\"></span>,6 millioner kroner for k<span class=\"_ _0\"></span>onsern kr 9<span class=\"_ _0\"></span>,<span class=\"_ _31\"></span>4 millioner </span><span style=\"display:inherit;clear:left;\">kroner for morbank. </span><span style=\"display:inherit;clear:left;\">Kostnader til den nye AFP<span class=\"_ _0\"></span>-ordningen, som er behandlet som en </span><span style=\"display:inherit;clear:left;\">innskuddsbasert pensjonsordning, utgj\u00f8r 2,1 millioner kroner for </span><span style=\"display:inherit;clear:left;\">konsern og morbank for 2023 og 1,8 millioner kroner f<span class=\"_ _0\"></span>or 2022.</span><span style=\"display:inherit;clear:left;\">Netto pensjonsforpliktelse</span><span style=\"display:inherit;clear:left;position:relative;height:165.365234375px;\"><span style=\"position: absolute; display: inline-block; left: 339.875px; top: 0px; width: 321.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 214.933px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 27.2539px; width: 68.8887px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 282.516px; top: 31.8906px; width: 474.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Usikret</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.5996px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente pensjonsrettigheter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 217.424px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.8496px; width: 78.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 111.115px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregnet pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 132.381px; width: 194.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 153.365px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 240.592px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:144.111328125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 68.9883px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 47.3496px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente pensjonsrettigheter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 217.424px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.6152px; width: 78.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Pensjonsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.8652px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregnet pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 150.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.6094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 111.131px; width: 194.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 132.115px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto pensjonsforpliktelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 240.592px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span></span><span style=\"display:inherit;clear:left;\">Konsernets forsikrede ordninger er underfinansierte. Netto pensjons<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">forpliktelse er f\u00f8rt opp som langsiktig gjeld i balansen. Aktuarielle </span><span style=\"display:inherit;clear:left;\">gevinster og tap f\u00f8res mot andre inntekter og kostnader (OCI) i den<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">perioden de oppst\u00e5r<span class=\"_ _0\"></span>. Dette medf\u00f8rte for 2023 en total inntektsf\u00f8ring </span><span style=\"display:inherit;clear:left;\">over andre inntekter og kostnader (OCI) p\u00e5 0<span class=\"_ _0\"></span>,1 millioner kroner etter </span><span style=\"display:inherit;clear:left;\">skatt for konsern og morbank. Tilsvarende tall for 2022 var en inntekts-</span><span style=\"display:inherit;clear:left;\">f\u00f8ring p\u00e5 0,1 millioner kr<span class=\"_ _0\"></span>oner etter skatt for konsern og morbank.</span><span style=\"display:inherit;clear:left;position:relative;height:184.244140625px;\"><span style=\"position: absolute; display: inline-block; left: 47.75px; top: 0.0117187px; width: 630.352px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 500.543px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 219.188px; top: 20.8652px; width: 274.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming brutto pensjonsforpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.875px; width: 728.824px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 410.707px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 24.6094px; top: 74.7246px; width: 704.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Inng\u00e5ende balanse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 278.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span></span><span style=\"position: absolute; display: inline-block; left: 219.188px; top: 94.2871px; width: 84.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets opptjening</span></span><span style=\"position: absolute; display: inline-block; left: 33.5469px; top: 113.85px; width: 694.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">\u00c5rets rentekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 289.201px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">222</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">8</span></span></span><span style=\"position: absolute; display: inline-block; left: 28.3906px; top: 133.396px; width: 700.283px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utbetaling til pensjonister</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.5509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-473</span></span><span style=\"position: absolute; display: inline-block; left: 28.3906px; top: 152.959px; width: 699.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-148</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Estimatavvik f\u00f8rt over andre inntekter og kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 118.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-148</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.0409px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-66</span></span><span style=\"position: absolute; display: inline-block; left: 25.9688px; top: 172.256px; width: 703.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utg\u00e5ende balanse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 286.728px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span></span><span style=\"display:inherit;clear:left;\">Historisk utvikling  (Konsern/Morbank)</span><span style=\"display:inherit;clear:left;position:relative;height:112.208984375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.896px; white-space: pre; word-spacing: -0.0525px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0525px; letter-spacing: 0.0525px; display: inline-block; margin-left: 0px; width: 237.498px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2020</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2019</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 36.6934px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 810</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 57.959px; width: 113.537px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Brutto pensjonsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.2246px; width: 194.73px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Arbeidsgiveravgift av netto forpliktelse</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.209px; width: 756.428px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Netto balansef\u00f8rte pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 025</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 005</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 810</span></span></span><span style=\"display:inherit;clear:left;\">Gjenv\u00e6rende netto pensjonsforpliktelse per 31.12.2023 er relatert til driftspensjon fra fylte 67 \u00e5r for en tidligere administr<span class=\"_ _0\"></span>erende direkt\u00f8r<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__127": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;position:relative;height:637.587890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 45.9668px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 45.2168px; width: 544.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKATTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 82.5px; width: 71.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 103.865px; width: 716.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">59 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 324.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 593</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 125.115px; width: 691.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 146.281px; width: 59.0977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.631px; width: 709.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 188.631px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 266.014px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 265.264px; width: 544.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AVSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKATT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 303.209px; width: 721.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">395 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat f\u00f8r sk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">attekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 942</span></span><span style=\"position: absolute; display: inline-block; left: 332.234px; top: 324.291px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 324.475px; width: 127.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 941</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 324.584px; width: 144.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span style=\"position: absolute; display: inline-block; left: 612.562px; top: 324.475px; width: 120.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">94 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 235</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 345.725px; width: 720.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-44 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Permanente forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.822px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-44 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 092</span></span><span style=\"position: absolute; display: inline-block; left: 33.0938px; top: 366.99px; width: 332.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ikke balansef\u00f8rt utsatt skattefordel</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 388.256px; width: 691.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 409.24px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 30.6719px; top: 430.771px; width: 702.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Effektiv skattesats</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 503.639px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 502.889px; width: 543.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> AVSTEMNING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL / UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 540.834px; width: 720.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 669</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 215</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 562.084px; width: 709.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 40.8281px; top: 583.35px; width: 692.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 256.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span></span><span style=\"position: absolute; display: inline-block; left: 36.7031px; top: 604.615px; width: 222.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre poster </span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 625.6px; width: 712.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel / utsatt skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.904px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % ska<span class=\"_ _0\"></span>ttesats. </span></span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:390.525390625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.0469px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 43.0469px; width: 544.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 34.5px; top: 82.9434px; width: 698.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">736</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anlegg og driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 679 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">787</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 104.209px; width: 719.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 841</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 623</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 280.529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 575 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 136</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 125.475px; width: 715.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 851</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 339.223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 324</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 146.725px; width: 705.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gevinst og tapskonto</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -277 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-346</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.99px; width: 709.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Pensjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span></span><span style=\"position: absolute; display: inline-block; left: 109.203px; top: 189.256px; width: 625.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 372.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 380</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 210.506px; width: 708.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 389 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span></span><span style=\"position: absolute; display: inline-block; left: 26.625px; top: 231.771px; width: 236.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 252.756px; width: 707.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 215</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.219px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 327.219px; width: 543.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 327.551px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 355.428px; width: 276.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 378.537px; width: 234.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selsk<span class=\"_ _0\"></span>apsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfa<span class=\"_ _0\"></span>tter fremf\u00f8rbart underskudd i datterselskapet Aktiv Eiendomsmegling J\u00e6ren AS.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Per 31.12.23 utgj\u00f8r dette 2,2 millioner kroner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__126": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;position:relative;height:637.587890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 45.9668px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 45.2168px; width: 544.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKATTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 82.5px; width: 71.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 103.865px; width: 716.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">59 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 324.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 593</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 125.115px; width: 691.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 146.281px; width: 59.0977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.631px; width: 709.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 188.631px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 266.014px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 265.264px; width: 544.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AVSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKATT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 303.209px; width: 721.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">395 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat f\u00f8r sk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">attekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 942</span></span><span style=\"position: absolute; display: inline-block; left: 332.234px; top: 324.291px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 324.475px; width: 127.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 941</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 324.584px; width: 144.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span style=\"position: absolute; display: inline-block; left: 612.562px; top: 324.475px; width: 120.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">94 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 235</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 345.725px; width: 720.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-44 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Permanente forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.822px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-44 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 092</span></span><span style=\"position: absolute; display: inline-block; left: 33.0938px; top: 366.99px; width: 332.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ikke balansef\u00f8rt utsatt skattefordel</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 388.256px; width: 691.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 409.24px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 30.6719px; top: 430.771px; width: 702.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Effektiv skattesats</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 503.639px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 502.889px; width: 543.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> AVSTEMNING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL / UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 540.834px; width: 720.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 669</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 215</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 562.084px; width: 709.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 40.8281px; top: 583.35px; width: 692.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 256.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span></span><span style=\"position: absolute; display: inline-block; left: 36.7031px; top: 604.615px; width: 222.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre poster </span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 625.6px; width: 712.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel / utsatt skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.904px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % ska<span class=\"_ _0\"></span>ttesats. </span></span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:390.525390625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.0469px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 43.0469px; width: 544.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 34.5px; top: 82.9434px; width: 698.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">736</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anlegg og driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 679 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">787</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 104.209px; width: 719.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 841</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 623</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 280.529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 575 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 136</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 125.475px; width: 715.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 851</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 339.223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 324</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 146.725px; width: 705.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gevinst og tapskonto</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -277 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-346</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.99px; width: 709.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Pensjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span></span><span style=\"position: absolute; display: inline-block; left: 109.203px; top: 189.256px; width: 625.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 372.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 380</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 210.506px; width: 708.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 389 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span></span><span style=\"position: absolute; display: inline-block; left: 26.625px; top: 231.771px; width: 236.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 252.756px; width: 707.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 215</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.219px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 327.219px; width: 543.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 327.551px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 355.428px; width: 276.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 378.537px; width: 234.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selsk<span class=\"_ _0\"></span>apsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfa<span class=\"_ _0\"></span>tter fremf\u00f8rbart underskudd i datterselskapet Aktiv Eiendomsmegling J\u00e6ren AS.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Per 31.12.23 utgj\u00f8r dette 2,2 millioner kroner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__125": {
   "value": "<span style=\"display:inherit;clear:left;\">Skatt</span><span style=\"display:inherit;clear:left;position:relative;height:637.587890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 45.9668px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 45.2168px; width: 544.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SKATTEKOSTNAD ORDIN\u00c6RT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 82.5px; width: 71.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betalbar skatt</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 103.865px; width: 716.186px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">59 209</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 295</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00c5rets skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 324.516px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">43 358</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">32 593</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 125.115px; width: 691.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av tidligere \u00e5rs skattekost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 146.281px; width: 59.0977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utsatt skatt</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.631px; width: 709.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring i midlertidige forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 188.631px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 266.014px; width: 160.676px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 188.691px; top: 265.264px; width: 544.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AVSTEMMING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TEKOSTNAD MOT RESUL</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">T F\u00d8R SKATT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.025px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 303.209px; width: 721.939px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">395 789</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">314 040</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat f\u00f8r sk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">attekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.994px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">377 809</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">252 942</span></span><span style=\"position: absolute; display: inline-block; left: 332.234px; top: 324.291px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 324.475px; width: 127.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">109 540</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">76 941</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 324.584px; width: 144.07px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">25/22 % av resultat f\u00f8r skatt </span></span><span style=\"position: absolute; display: inline-block; left: 612.562px; top: 324.475px; width: 120.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">94 452</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63 235</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 345.725px; width: 720.158px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-44 125</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 079</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Permanente forskjeller</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 304.822px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-44 115</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-29 092</span></span><span style=\"position: absolute; display: inline-block; left: 33.0938px; top: 366.99px; width: 332.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ikke balansef\u00f8rt utsatt skattefordel</span></span><span style=\"position: absolute; display: inline-block; left: 41.875px; top: 388.256px; width: 691.869px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Korrigering av skatt tidligere \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 291.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 409.24px; width: 714.826px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">65 899</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">47 874</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum skatt p\u00e5 ordin\u00e6rt resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 333</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 155</span></span><span style=\"position: absolute; display: inline-block; left: 30.6719px; top: 430.771px; width: 702.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">17 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Effektiv skattesats</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.0509px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14</span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 503.639px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 502.889px; width: 543.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> AVSTEMNING A</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">V UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TTEFORDEL / UTSATT SKA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.1835px; font-size: 11.25px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 540.834px; width: 720.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 669</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utsatt skattefordel/utsatt skatt per 1. januar</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 201.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-15 215</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 562.084px; width: 709.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 695</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">566</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endring f\u00f8rt mot resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 550</span></span><span style=\"position: absolute; display: inline-block; left: 40.8281px; top: 583.35px; width: 692.355px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Skatt av andre inntekter og kostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 256.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17</span></span><span style=\"position: absolute; display: inline-block; left: 36.7031px; top: 604.615px; width: 222.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre poster </span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 625.6px; width: 712.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-9 370</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 089</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel / utsatt skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.904px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-16 782</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>I konsernet har morbank 25 % skattesats (finansforetak) mens bankens datterselskaper har 22 % ska<span class=\"_ _0\"></span>ttesats. </span></span><span style=\"display:inherit;clear:left;\">Utsatt skattefordel og utsatt skatt i balansen splittet p\u00e5 midlertidige forskjeller</span><span style=\"display:inherit;clear:left;position:relative;height:390.525390625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.0469px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 43.0469px; width: 544.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATTEFORDEL </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 283.957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 34.5px; top: 82.9434px; width: 698.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">736</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">849</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anlegg og driftsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 679 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">787</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 104.209px; width: 719.109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-14 841</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 623</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bruksrettigheter leieavtaler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 280.529px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -14 575 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-17 136</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 125.475px; width: 715.248px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">19 469</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 851</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 339.223px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 174 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 324</span></span><span style=\"position: absolute; display: inline-block; left: 28.0156px; top: 146.725px; width: 705.287px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gevinst og tapskonto</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -277 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-346</span></span><span style=\"position: absolute; display: inline-block; left: 24.0469px; top: 167.99px; width: 709.418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 808</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Pensjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 808 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 908</span></span><span style=\"position: absolute; display: inline-block; left: 109.203px; top: 189.256px; width: 625.143px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Regnskapsmessig avsetning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 372.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 380</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 210.506px; width: 708.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 389 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 298</span></span><span style=\"position: absolute; display: inline-block; left: 26.625px; top: 231.771px; width: 236.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 253</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">932</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Oml\u00f8psmidler</span></span><span style=\"position: absolute; display: inline-block; left: 25.5156px; top: 252.756px; width: 707.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 532</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16 241</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skattefordel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 314.918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 198</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 215</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.219px; width: 189.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 189.135px; top: 327.219px; width: 543.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">UTSA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">TT SKATT  </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 327.551px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 355.428px; width: 276.064px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Finansielle instrumenter</span></span><span style=\"position: absolute; display: inline-block; left: 35.5781px; top: 378.537px; width: 234.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">152</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utsatt skatt</span></span></span><span style=\"display:inherit;clear:left;\">Utsatt skatt og utsatt skattefordel er nettof\u00f8rt p\u00e5 selsk<span class=\"_ _0\"></span>apsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Ikke balansef\u00f8rt utsatt skattefordel omfa<span class=\"_ _0\"></span>tter fremf\u00f8rbart underskudd i datterselskapet Aktiv Eiendomsmegling J\u00e6ren AS.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Per 31.12.23 utgj\u00f8r dette 2,2 millioner kroner<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__128-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Klassifisering av finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter </span><span style=\"display:inherit;clear:left;\">F\u00f8lgende tabeller presenterer klassifisering av finansielle eiendeler </span><span style=\"display:inherit;clear:left;\">og forpliktelser pr<span class=\"_ _0\"></span>. balansedato ihht IFRS 9<span class=\"_ _0\"></span>. <span class=\"_ _8a\"> </span> <span class=\"_ _4\"> </span> </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelse av klassifisering av finansielle instrumenter <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">se <span class=\"ff3 fcd ls0 ws0\">note 2<span class=\"ff5 fc4\">.</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:452.861328125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6211px; width: 145.236px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0605px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 65.707px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.834px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 87.584px; width: 553.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 887 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.334px; width: 84.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 107.021px; width: 116.338px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 113.771px; width: 553.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 106 667 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 667 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.521px; width: 110.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.74px; width: 78.2109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span></span><span style=\"position: absolute; display: inline-block; left: 193.828px; top: 134.74px; width: 60.2675px; white-space: pre; word-spacing: 0px; letter-spacing: -0.0534375px; margin-left: 0px; font-size: 10.6875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.160312px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 28 059 792 </span></span><span style=\"position: absolute; display: inline-block; left: 342.031px; top: 134.74px; width: 416.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.367px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 390 842 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 150.475px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 580 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 900 634 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 378.3px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 481 357 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 166.209px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.915px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 181.943px; width: 759.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 197.662px; width: 759.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.725px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 056 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 97 434 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 213.396px; width: 759.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.956px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 227.615px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 493.219px; top: 234.365px; width: 266.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 241.115px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 255.318px; width: 759.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 562.388px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 813 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 813 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.787px; width: 759.398px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 121.201px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 103 069 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 169 927 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 103 861 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 415 046 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.504px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.271px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 465.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 331.006px; width: 760.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.7716px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 823 189 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.4784px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 562 382 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 346.74px; width: 76.5059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span></span><span style=\"position: absolute; display: inline-block; left: 195.625px; top: 346.74px; width: 57.3395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.6875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.160312px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 732 559 </span></span><span style=\"position: absolute; display: inline-block; left: 412.719px; top: 346.74px; width: 346.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 703 399 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 226.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 435 958 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 362.475px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 95 613 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.412px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 530 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 378.209px; width: 759.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 551.074px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 991 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.943px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 409.662px; width: 759.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 579.581px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 253 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 253 233 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 425.396px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 67</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.803px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 908 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.865px; width: 759.346px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 932 663 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.7031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 799 012 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 297 458 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 10.8223px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 790 244 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_ _48\"> </span><span class=\"ff5\">  <span class=\"_ _49\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikk<span class=\"_ _0\"></span>e av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;position:relative;height:467.673828125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6367px; width: 145.289px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0762px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.332px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4277px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 95.1777px; width: 553.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 387 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 387 987 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.928px; width: 87.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.318px; width: 170.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span style=\"position: absolute; display: inline-block; left: 208.344px; top: 123.068px; width: 551.508px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 114 207 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 114 207 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.818px; width: 62.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.881px; width: 759.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: -0.0225px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 25 676 548 </span><span style=\"word-spacing: -0.0225px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.973px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 963 787 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.615px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 612 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 376.305px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 633 205 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.35px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 192.084px; width: 760.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.818px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 151 265 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 223.553px; width: 759.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 548.138px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 441 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.615px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 245.365px; width: 264.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.115px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.162px; width: 759.961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 557.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 440 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.631px; width: 759.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.287px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 26 791 281 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 378 089 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 138 881 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 220 764 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.332px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.1px; width: 760.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 345.834px; width: 759.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.7793px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 365 278 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.568px; width: 759.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 076 666 </span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 4 486 916 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 227.092px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 563 582 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 377.303px; width: 760.096px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.412px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46 741 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.021px; width: 759.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 551.074px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 52 536 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 52 536 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.756px; width: 759.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.49px; width: 759.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 578.884px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 208 337 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 208 337 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.225px; width: 759.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 795 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 616 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.678px; width: 759.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 227 230 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 614 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 268 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 28 823 883 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_ _48\"> </span><span class=\"ff5\">  <span class=\"_ _49\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikk<span class=\"_ _0\"></span>e av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;position:relative;height:467.673828125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6367px; width: 149.771px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0762px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.332px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4277px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 95.1777px; width: 553.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 355 887 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 355 887 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.928px; width: 84.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.318px; width: 170.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span style=\"position: absolute; display: inline-block; left: 208.344px; top: 123.068px; width: 550.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 106 113 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 461.126px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 106 113 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.818px; width: 62.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.881px; width: 760.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 275 784 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 782 179 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 389 014 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.615px; width: 760.066px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 580 723 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.584px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 288 592 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 377.269px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 869 314 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.35px; width: 759.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.915px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 175 236 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 192.084px; width: 759.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.818px; width: 759.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 182.725px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 056 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 208 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 223.553px; width: 759.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.956px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 048 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.6px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 493.219px; top: 245.35px; width: 266.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 668 908 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 668 908 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.1px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.162px; width: 760.025px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 752 461 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 69 838 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 822 300 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.631px; width: 759.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 070 969 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 557 884 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 331 050 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 151 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 451 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 80 886 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.3086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 549 883 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.332px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.1px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 465.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 345.834px; width: 760.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 035 902 </span><span style=\"word-spacing: 0px; letter-spacing: -0.1125px; display: inline-block; margin-left: 0px; width: 98.4784px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 775 095 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.568px; width: 759.68px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 324 438 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 457 092 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.004px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 781 530 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 377.287px; width: 759.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 572 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 247.652px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 73 489 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.021px; width: 759.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 550.17px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 482 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 32 482 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.756px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.49px; width: 759.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 578.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 048 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 227 048 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.225px; width: 759.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 607 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 233 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 840 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.678px; width: 759.176px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 737 187 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 918 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 739 193 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 508 664 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 266 763 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 273 725 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:467.673828125px;\"><span style=\"position: absolute; display: inline-block; left: 664.578px; top: 0.0039062px; width: 22.3945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ikke </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 259.672px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 332.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 477.5px; top: 12.7539px; width: 65.0625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 12.7539px; width: 28.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egen-</span></span><span style=\"position: absolute; display: inline-block; left: 635.281px; top: 12.7539px; width: 51.0996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">finansielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 22.6367px; width: 149.824px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 16.05px; font-family: ff5; color: rgb(161, 138, 150); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 199.828px; top: 25.5039px; width: 53.1914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 262.875px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 335.172px; top: 25.5039px; width: 62.7773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span></span><span style=\"position: absolute; display: inline-block; left: 429.438px; top: 25.5039px; width: 40.2246px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sikrings </span></span><span style=\"position: absolute; display: inline-block; left: 481.906px; top: 25.5039px; width: 60.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet </span></span><span style=\"position: absolute; display: inline-block; left: 575.109px; top: 25.5039px; width: 39.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital- </span></span><span style=\"position: absolute; display: inline-block; left: 624.625px; top: 25.5039px; width: 62.0449px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler og </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 609.172px; top: 39.0762px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 230.531px; top: 38.2539px; width: 22.9336px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kost </span></span><span style=\"position: absolute; display: inline-block; left: 285.797px; top: 38.2539px; width: 36.5215px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(pliktig)</span></span><span style=\"position: absolute; display: inline-block; left: 356.484px; top: 38.2539px; width: 38.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(opsjon)</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 38.2539px; width: 47.2793px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">bokf\u00f8ring</span></span><span style=\"position: absolute; display: inline-block; left: 475.609px; top: 38.2539px; width: 64.0723px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">resultat (OCI)</span></span><span style=\"position: absolute; display: inline-block; left: 570.188px; top: 38.2539px; width: 39.5332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">metode </span></span><span style=\"position: absolute; display: inline-block; left: 625.688px; top: 38.2539px; width: 130.359px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.332px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 88.4277px; width: 127.658px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer  </span></span><span style=\"position: absolute; display: inline-block; left: 206.062px; top: 95.1777px; width: 553.295px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 387 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 387 987 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 101.928px; width: 84.8027px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">p\u00e5 sentralbanker</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 116.318px; width: 170.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kreditt- </span></span><span style=\"position: absolute; display: inline-block; left: 208.344px; top: 123.068px; width: 552.305px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 113 940 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 459.668px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 113 940 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 129.818px; width: 62.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">institusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.881px; width: 759.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 535 594 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 88.3886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 229 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.809px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 052 709 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.615px; width: 759.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 612 539 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 146 567 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 377.269px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 759 106 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.35px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 192.084px; width: 760.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierinteresser i tilknyttet selskap</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 411.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 207.818px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 171 620 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 223.537px; width: 760.201px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptjente inntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 546.27px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 602 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 602 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.6px; width: 181.711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med verdi-</span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 245.35px; width: 264.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.1px; width: 144.17px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endring over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 267.162px; width: 759.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 987 440 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.209px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 92 835 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 080 274 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.631px; width: 758.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 122.022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 637 499 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 503 990 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 42 919 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 798 230 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 107 437 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 21 411 672 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 314.332px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 330.1px; width: 759.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 459.03px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 345.834px; width: 759.615px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 89.3377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 672 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 366 538 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 361.553px; width: 759.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 120.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 069 975 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 913 428 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 983 403 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 377.287px; width: 759.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 84 659 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 078 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 393.021px; width: 760.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5l\u00f8pte kostnader </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 550.658px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 015 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.756px; width: 759.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 458.632px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.49px; width: 759.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 578.884px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 942 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 942 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 440.225px; width: 759.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 681 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 399.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 822 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 503 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.678px; width: 759.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 408 992 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 998 087 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 240 779 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 361 577 </span></span></span><span style=\"display:inherit;clear:left;\">1 <span class=\"_ _48\"> </span><span class=\"ff5\">  <span class=\"_ _49\"></span>Eierinteresser i tilknyttet selskap som regnskapsf\u00f8res etter egenkapitalmetode omfattes ikk<span class=\"_ _0\"></span>e av IFRS 9 standarden men tas med i oversikten da det er en finansiell eiendel.</span></span><span style=\"display:inherit;clear:left;\">Sertifikater  </span><span style=\"display:inherit;clear:left;\">og obligasjoner </span><span style=\"display:inherit;clear:left;position:relative;height:362.837890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6309px; width: 180.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.4746px; width: 733.324px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 019 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 145 328</span></span><span style=\"position: absolute; display: inline-block; left: 111.219px; top: 95.7402px; width: 622.904px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 239</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Ansvarlig l\u00e5n til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 373.301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 239</span></span><span style=\"position: absolute; display: inline-block; left: 3.375px; top: 116.725px; width: 730.641px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 020 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span></span><span style=\"position: absolute; display: inline-block; left: 10.2812px; top: 138.256px; width: 723.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">903 460</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 217</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Herav statsgaranterte sertifikater/obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">789 355</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">718 217</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 180.771px; width: 722.18px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 188.554px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 201.756px; width: 720.047px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.049px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 6.21875px; top: 244.287px; width: 727.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 481 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 633 205</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 251.326px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 869 314</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 759 106</span></span><span style=\"position: absolute; display: inline-block; left: 21.6719px; top: 287.068px; width: 712.26px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">77 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">41 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til virkelig ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 116.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">3,23 %</span></span><span style=\"position: absolute; display: inline-block; left: 32.0469px; top: 308.334px; width: 701.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,37</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,98</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">42</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,09</span></span><span style=\"position: absolute; display: inline-block; left: 21.6719px; top: 329.6px; width: 712.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,51 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,02 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt kupongrente sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5,51 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,02 %</span></span><span style=\"position: absolute; display: inline-block; left: 32.0469px; top: 350.85px; width: 701.953px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">49</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,39</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Snitt gjenst\u00e5ende l\u00f8petid sertifikater og obligasjoner til amortisert kost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,49</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,39</span></span></span><span style=\"display:inherit;clear:left;\">Banken har to separate portef\u00f8ljer av rentepapirer;</span><span style=\"display:inherit;clear:left;\">1)<span class=\"ff5 ls89 ws0\"> <span class=\"_\"> </span>Bankens likviditetsportef\u00f8lje av sertifikater og obligasjoner er klassifisert </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi over resultatet iht. til den forretningsmodellen som<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">styrer forvaltningen av likviditetsportef\u00f8ljen i samsvar med IFRS 9<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Forretningsmodellen gir et avkastningsm\u00e5l for likviditetsportef\u00f8ljen </span><span style=\"display:inherit;clear:left;\">og kj\u00f8p og salg gj\u00f8res ut fra et m\u00e5l om maksimal fortjeneste. \ue619</span><span style=\"display:inherit;clear:left;\">2)<span class=\"ff5 ls84 ws0\"> <span class=\"_ _ca\"> </span>Bankens holdt til forfall portef\u00f8lje er klassifisert til amortisert kost <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">da forretningsmodellen er at banken skal holde disse papirene<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til endelig forfall (langsiktige investeringer).</span><span style=\"display:inherit;clear:left;\">Aksjer</span><span style=\"display:inherit;clear:left;position:relative;height:298.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7812px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6465px; width: 97.5527px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer og fond</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7812px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 74.4746px; width: 712.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">13 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 047</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendomskreditt AS (org.nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.979391285)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 187</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 047</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 95.7402px; width: 716.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">J\u00e6ren Sparebank (org.nr 937895976)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 232.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span></span><span style=\"position: absolute; display: inline-block; left: 17.6719px; top: 117.006px; width: 716.262px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 663</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">EIKA VBB AS (org.nr 921859708)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 258.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 663</span></span><span style=\"position: absolute; display: inline-block; left: 34.5px; top: 138.256px; width: 614.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">265</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nordic T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">echnology Group AS (org.nr. 926789759)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">265</span></span><span style=\"position: absolute; display: inline-block; left: 46.2812px; top: 159.521px; width: 688.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Saffron India Real Estate Fund I</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.4531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 180.787px; width: 712.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 449 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">VN Norge AS (org.nr 821083052)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 261.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 449</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 472</span></span><span style=\"position: absolute; display: inline-block; left: 106.859px; top: 202.037px; width: 626.947px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 276 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Skandinavisk Data Center A/S</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 365.959px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 276</span></span><span style=\"position: absolute; display: inline-block; left: 40.8281px; top: 223.303px; width: 693.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">\u00d8vrige unoterte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 364.166px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">89</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 244.287px; width: 719.432px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">136 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 529</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum aksjer til virkelig verdi over resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 210.832px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 524</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">123 529</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 265.818px; width: 713.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">38 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andeler i obligasjonsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 295.887px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">38 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105 193</span></span><span style=\"position: absolute; display: inline-block; left: 14.8125px; top: 286.803px; width: 718.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">175 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum aksjer og fond til virkelig verdi over resultatet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.262px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span></span></span><span style=\"display:inherit;clear:left;\">Disse eiendelene er klassifisert til virkelig verdi med verdiendring over </span><span style=\"display:inherit;clear:left;\">resultatet. For netto verdiendring av investeringene, se <span class=\"ff3 fcd ls0\">note 19</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otal kostpris for aksjene utgj\u00f8r 72,<span class=\"_ _31\"></span>4 (70,6) millioner kr<span class=\"_ _0\"></span>oner. K<span class=\"_ _0\"></span>ostpris for </span><span style=\"display:inherit;clear:left;\">rentefondene utgj\u00f8r 35,<span class=\"_ _31\"></span>6 (101,8) millioner kroner. Bank<span class=\"_ _0\"></span>en har ikke vesentlig</span><span style=\"display:inherit;clear:left;\">inn\ufb02ytelse i selskapene. </span><span style=\"display:inherit;clear:left;\">Banken eier indirekte aksjer i VIPPS AS gjennom EIKA VBB AS som </span><span style=\"display:inherit;clear:left;\">fungerer<span class=\"_ _2\"></span> som felles holdingsselskap for EIKA bankene. Aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">prim\u00e6rt vederlagsaksjer knyttet til fusjonen mellom BankID Norge, </span><span style=\"display:inherit;clear:left;\">BankAxept AS og Vipps AS tilbake i 2018. Det har i 2023 v\u00e6rt en emisjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i EIKA VBB AS og banken eier totalt 12.351 aksjer i EIKA VBB AS per </span><span style=\"display:inherit;clear:left;\">31.12.2023. V<span class=\"_ _31\"></span>erdsettelsen av aksjene er basert siste emisjonskurs <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i \ue61ferde kvartal 2023. </span><span style=\"display:inherit;clear:left;\">Aksjene i Skandinavisk Data Center A/S (\u201dSDC\u201d) ble solgt tilbake<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til selskapet i forbindelse med konvertering av kjernebanksleverand\u00f8r  </span><span style=\"display:inherit;clear:left;\">i 2023. Aksjene ble tilbakekj\u00f8pt til kostpris.</span><span style=\"display:inherit;clear:left;\">Finansielle</span><span style=\"display:inherit;clear:left;\"> </span><span style=\"display:inherit;clear:left;\">instrumenter</span><span style=\"display:inherit;clear:left;\">med verdiendring over  </span><span style=\"display:inherit;clear:left;\">utvidet resultat</span><span style=\"display:inherit;clear:left;position:relative;height:135.494140625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 12.3809px; width: 203.666px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter med </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 33.3809px; width: 227.396px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdiendring over utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.0469px; width: 703.307px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.189px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 8.60938px; top: 80.1777px; width: 693.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eika Gruppen AS (org. nr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">. 979 319 568)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 107.756px; width: 239.496px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum finansielle instrumenter med verdiendring  </span></span><span style=\"position: absolute; display: inline-block; left: 11.2031px; top: 115.631px; width: 147.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 555.781px; top: 115.631px; width: 147.697px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 123.506px; width: 103.424px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over utvidet resultat </span></span></span><span style=\"display:inherit;clear:left;\">Aksjer og andeler er som hovedregel under IFRS 9 vurdert til virkelig </span><span style=\"display:inherit;clear:left;\">verdi med verdiendring over resultat (FVTPL), med unntak av bankens </span><span style=\"display:inherit;clear:left;\">investering i EIKA Gruppen AS som er klassifisert som finansielle instru<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">me<span class=\"_ _0\"></span>nt<span class=\"_ _31\"></span>er med verdiendring over utvidet resultat (FVOCI) da denne anses </span><span style=\"display:inherit;clear:left;\">som en strategisk investering for banken. For aksjer som klassifiseres <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til virkelig verdi med verdiendring over ordin\u00e6rt resultat henvises<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">det til <span class=\"ff3 fcd ls0\">note 30</span><span class=\"ls0\">.</span></span><span style=\"display:inherit;clear:left;\">Investeringen i Eika Gruppen AS er per 31.12.2023 verdsatt til virkelig </span><span style=\"display:inherit;clear:left;\">verdi basert p\u00e5 prisingen i det avtalte bytteforholdet i den planlagte </span><span style=\"display:inherit;clear:left;\">fusjonen mellom EIKA Forsikring AS og Fremtind Forsikring AS. Partene </span><span style=\"display:inherit;clear:left;\">inngikk intensjonsavtale i desember 2023, og fusjonen forventes<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">\u00e5 gjennomf\u00f8res i 202<span class=\"_ _0\"></span>4. </span><span style=\"display:inherit;clear:left;\">Basert p\u00e5 det avtalte bytteforholdet blir underliggende aksjer i EIKA </span><span style=\"display:inherit;clear:left;\">Gruppen AS priset til kr<span class=\"_ _0\"></span>. 306 per aksje i fusjonen. Ver<span class=\"_ _0\"></span>dien av aksjene <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i EIKA Gruppen AS er dermed oppjustert med 100,<span class=\"_ _31\"></span>6 milloner kroner <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2023 og verdiendringen er f\u00f8rt over utvidet resultat. I 2022 var verdi-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">endringen 235,<span class=\"_ _0\"></span>6 millioner kroner<span class=\"_ _31\"></span>.  </span><span style=\"display:inherit;clear:left;\">Banken eier totalt 2.185.973 ak<span class=\"_ _0\"></span>sjer i selskapet som utgj\u00f8r 8,8 % av totale </span><span style=\"display:inherit;clear:left;\">utest\u00e5ende aksjer i EIKA Gruppen AS. T<span class=\"_ _3\"></span>otal kostpris for aksjene utgj\u00f8r </span><span style=\"display:inherit;clear:left;\">309<span class=\"_ _0\"></span>,9 millioner kroner per 31.12.23, uendr<span class=\"_ _0\"></span>et fra 31.12.22. </span><span style=\"display:inherit;clear:left;\">Utbetalt utbytte fra Eika Gruppen utgjorde 44,<span class=\"_ _31\"></span>8 millioner kroner i 2023, </span><span style=\"display:inherit;clear:left;\">sammenlignet med 54,1 millioner kroner i 2022. Mottatt utbytte er r<span class=\"_ _0\"></span>egn-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">skapsf\u00f8rt over ordin\u00e6rt resultat.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__130": {
   "value": "<span style=\"display:inherit;clear:left;\">Virkelig verdi p\u00e5 finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter </span><span style=\"display:inherit;clear:left;\">Virkelig verdi av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">vurdert til amortisert kost</span><span style=\"display:inherit;clear:left;position:relative;height:322.255859375px;\"><span style=\"position: absolute; display: inline-block; left: 404.078px; top: 0px; width: 286.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 17.9023px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 329.281px; top: 31.8906px; width: 427.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.0977px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.3027px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.428px; width: 756.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.568px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.693px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 011</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">609 828</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.553px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.609px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 098 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 788 571</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.691px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 214.85px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.99px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span></span><span style=\"position: absolute; display: inline-block; left: 79.5px; top: 253.523px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.115px; width: 79.5293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 354.953px; top: 253.115px; width: 401.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 318 507</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 491 177</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 272.256px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">368 172</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 291.396px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.256px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 520 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 640 500</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:341.380859375px;\"><span style=\"position: absolute; display: inline-block; left: 404.078px; top: 0px; width: 286.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 17.9023px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 329.281px; top: 31.8906px; width: 427.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.0977px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.3027px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.428px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.568px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.693px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 011</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">609 828</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.834px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.693px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.609px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 066 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 634 788</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 214.816px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.99px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.131px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span></span><span style=\"position: absolute; display: inline-block; left: 79.5px; top: 272.648px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 272.256px; width: 79.5293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 272.256px; width: 394.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 759 243</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 939 734</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 291.396px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">368 172</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.521px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 329.381px; width: 756.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 074</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 277 510</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">For finansielle instrumenter med kort l\u00f8petid (mindre enn tre m\u00e5neder) </span><span style=\"display:inherit;clear:left;\">forutsettes bokf\u00f8rt verdi \u00e5 representere virk<span class=\"_ _0\"></span>elig verdi. Denne forutsetningen </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 benyttet for innskudd og sparekontoer uten bestemt l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til / innskudd fra kunder verdsatt til amortisert kost inkluderer utl\u00e5n </span><span style=\"display:inherit;clear:left;\">og innskudd med \ufb02ytende rente. Utl\u00e5n og innskudd med \ufb02ytende rente blir </span><span style=\"display:inherit;clear:left;\">justert ved renteendringer i markedet samt ved endring av kredittrisiko.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Konsernet vurderer derfor virkelig ver<span class=\"_ _0\"></span>di p\u00e5 slike produkter til \u00e5 v\u00e6re tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">lik balansef\u00f8rt verdi. Utl\u00e5n som ikke tilfredsstiller denne l\u00f8pende reprisings- </span><span style=\"display:inherit;clear:left;\">forutsetningen, blir individuelt verdsatt til virkelig verdi per balansedagen. </span><span style=\"display:inherit;clear:left;\">Eventuelle mer<span class=\"_ _0\"></span>- eller mindreverdier som vil oppst\u00e5 innenfor en eventuell </span><span style=\"display:inherit;clear:left;\">renteendringsperiode anses ikke \u00e5 utgj\u00f8re signifikant verdi for k<span class=\"_ _0\"></span>onsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter vurdert til virkelig verdi</span><span style=\"display:inherit;clear:left;\">Konsernet benytter f\u00f8lgende verdsettelseshieraki ved beregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av virkelig verdi for finansielle instrumenter:</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 1<span class=\"ff5\"> \u2013 <span class=\"_ _ca\"> </span> <span class=\"_ _82\"></span>Noterte priser i et aktivt marked for gjeldende eiendel <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelse</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 2<span class=\"ff5\"> \u2013  <span class=\"_ _49\"></span> <span class=\"_ _82\"></span>Noterte priser i et aktivt marked for lignende eiendeler </span></span><span style=\"display:inherit;clear:left;\">eller forpliktelser<span class=\"_ _0\"></span>, eller annen verdsettelsesmetode hvor <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">all vesentlig input er basert p\u00e5 observerbar markedsdata </span><span style=\"display:inherit;clear:left;\">Niv\u00e5 3<span class=\"ff5\"> \u2013  <span class=\"_ _49\"></span> <span class=\"_ _82\"></span>Verdsettelsesteknikker som i hovedsak ikk<span class=\"_ _0\"></span>e er basert <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 observerbare markedsdata</span><span style=\"display:inherit;clear:left;position:relative;height:365.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.582px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.502px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.35px; width: 757.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 513.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.475px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.322px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 141.615px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 362.432px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.881px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 378</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 305.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.146px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 567.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 237.006px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 050 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 173 263</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.111px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.959px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.084px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 334.225px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 353.084px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">856 724</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">856 724</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:345.931640625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.582px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.502px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.334px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.475px; width: 756.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.988px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 141.615px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 401.925px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.6px; width: 756.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.705px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.553px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 367.119px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 257.693px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 276.635px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.928px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 488.578px; top: 276.818px; width: 269.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.959px; width: 757.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.084px; width: 757.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 333.943px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 402.851px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:332.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 82.4395px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.162px; width: 759.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.162px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 342.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.178px; width: 759.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 358.535px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 993 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 748 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.178px; width: 759.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 168.193px; width: 759.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.193px; width: 221.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter tilgjengelig for salg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.209px; width: 759.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 566.617px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.943px; width: 759.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 328.705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 341 924 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 864 340 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 256 244 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.518px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.24px; width: 759.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.915px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.24px; width: 759.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 304.256px; width: 759.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 320.99px; width: 759.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 415.68px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 841 042 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 841 042 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:315.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 82.4395px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.162px; width: 756.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.162px; width: 757.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.178px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 401.925px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.178px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.912px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 419.261px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.502px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 219.209px; width: 757.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 358.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 236.225px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 380.385px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 253.633px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.225px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 488.578px; top: 253.225px; width: 269.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.24px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 393.679px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.24px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.975px; width: 756.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Konsern</span><span style=\"display:inherit;clear:left;position:relative;height:188.359375px;\"><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 0.75px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 0.75px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 250.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 13.6406px; width: 90.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6406px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.7227px; width: 137.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 469.156px; top: 26.5469px; width: 77.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 26.5469px; width: 64.5879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9023px; width: 3.55078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 39.4531px; width: 26.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 39.4531px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span style=\"position: absolute; display: inline-block; left: 612.469px; top: 39.4531px; width: 143.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.584px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.5996px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.6px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.057px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.615px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.615px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 159.631px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.365px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5 lsb3\"> <span class=\"_ _2\"></span>Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), med </span></span><span style=\"display:inherit;clear:left;\">unntak av bankens investering i EIKA Gruppen AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da denne anses som en strategisk investering for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL).</span><span style=\"display:inherit;clear:left;position:relative;height:369.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 782 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 113 230</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.537px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 346.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.635px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.1px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 362.432px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.701px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.771px; width: 305.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.334px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 567.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.631px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 232</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 363 173</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 279.299px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.568px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.131px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.975px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">812 682</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">812 682</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:369.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.553px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.879px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.521px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.686px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.189px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 260.459px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 367.119px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.021px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra  kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 375.446px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 299.4px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.693px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 299.584px; width: 262.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.146px; width: 757.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.186px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.99px; width: 756.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:369.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.055px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 229 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 517 115</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.537px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 348.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.1px; width: 756.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 361.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 993</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 394.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 701</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 701</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.158px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 919</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 919</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.771px; width: 221.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter tilgjengelig for salg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.334px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 569.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.631px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 331.031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 718 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 632 377</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 279.299px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.568px; width: 757.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">694 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">694 301</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.131px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 418</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 757.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.975px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">798 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">798 378</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:369.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.553px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.113px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.17px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.521px; width: 757.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.686px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.027px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.189px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 260.459px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.021px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 299.4px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.693px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 491.25px; top: 299.584px; width: 264.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.146px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 393.679px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.99px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:202.15625px;\"><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 0.734375px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 0.734375px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 250.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 13.6406px; width: 90.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6406px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.707px; width: 137.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 469.156px; top: 26.5312px; width: 77.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 26.5312px; width: 64.5879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 541.109px; top: 39.8867px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 39.4375px; width: 26.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 39.4375px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span style=\"position: absolute; display: inline-block; left: 612.469px; top: 39.4375px; width: 143.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.6309px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.7715px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.912px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.057px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 133.037px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.178px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 171.303px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.162px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _2\"></span>Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), </span></span><span style=\"display:inherit;clear:left;\">med unntak av bankens investering i EIKA Gruppen AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL)</span><span style=\"display:inherit;clear:left;\">Nedenfor f\u00f8lger en beskrivelse av hvordan virkelig verdi er ber<span class=\"_ _0\"></span>egnet for de finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter i niv\u00e5 2 og 3, dvs. hvor det er benyttet en verdsettelsesteknikk. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 2</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner som inng\u00e5r i bankens \u00ablikviditetsportef\u00f8lje\u00bb </span><span style=\"display:inherit;clear:left;\">er verdsatt til markedsverdi basert p\u00e5 innhentet informasjon fra meglere<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">av obligasjoner i markedet. V<span class=\"_ _0\"></span>erdiansettelse av obligasjoner og sertifikater </span><span style=\"display:inherit;clear:left;\">blir beregnet ut fra meglernes beste skj\u00f8nn med hensyn til omsetnings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kurs p\u00e5 balansedagen. Dette gjelder tilsvarende for beregning av virkelig </span><span style=\"display:inherit;clear:left;\">verdi av bankens \u00abholdt til forfall\u00bb portef\u00f8lje som i regnskapet er bokf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til virkelig verdi med verdiendring over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbank </span><span style=\"display:inherit;clear:left;\">klassifisert til virkelig verdi med verdiendring over utvidet resultat (FVOCI), </span><span style=\"display:inherit;clear:left;\">da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer men ogs\u00e5 kan selge/overf\u00f8r<span class=\"_ _0\"></span>e l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene. Virkelig ver<span class=\"_ _0\"></span>di p\u00e5 l\u00e5nene </span><span style=\"display:inherit;clear:left;\">antas \u00e5 v\u00e6re tiln\u00e6rmet lik verdi av ordin\u00e6re utl\u00e5n med \ufb02ytende rente.</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer er verdsatt i henhold til EVCA Valua<span class=\"_ _0\"></span>tion Principles </span><span style=\"display:inherit;clear:left;\">hvor slik verdsettelse gjennomf\u00f8res p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Finansielle derivater er verdsatt til markedsverdi basert p\u00e5 innhentet </span><span style=\"display:inherit;clear:left;\">informasjon om valutakurser og swapkurver<span class=\"_ _31\"></span>. I kategorien inng\u00e5r rente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">swapper<span class=\"_ _0\"></span>, valutaswapper og \ue619terminkontrakter der observerbare markeds-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">verdier er tilgjengelige via Reuters eller Bloomberg.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &lt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med e\ue61cektiv r<span class=\"_ _0\"></span>ente. E\ue61cektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 gjeldende markedsbetingelser for fastrenteinnskudd <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 3</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder med fastrente er vurdert p\u00e5 grunnlag av avtalt kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8m for l\u00e5nene neddiskontert med e\ue61cektiv rente. E\ue61c<span class=\"_ _0\"></span>ektiv rente er basert </span><span style=\"display:inherit;clear:left;\">p\u00e5 r\u00e5dende markedsbetingelser for tilsvarende fastrentel\u00e5n. V<span class=\"_ _31\"></span>erdi p\u00e5 l\u00e5net </span><span style=\"display:inherit;clear:left;\">vil v\u00e6re mest sensitiv for endring i renteniv\u00e5et og endring i kredittrisiko<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5 kunden (s\u00e6rskilt bedriftskunder). En endring p\u00e5 10 punkter vil p\u00e5virke </span><span style=\"display:inherit;clear:left;\">verdsettelsen av portef\u00f8ljen med 4<span class=\"_ _0\"></span>,9 millioner kroner<span class=\"_ _31\"></span>. Snitt durasjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens portef\u00f8lje av fastrentel\u00e5n er 3<span class=\"_ _0\"></span>,7 \u00e5r<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder som er gjenstand for nedskrivning er vurdert med ut-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gangspunkt i sannsynlig kontantstr\u00f8m for l\u00e5nene neddiskontert med<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">e\ue61cektiv rente justert for markedsvilk\u00e5r for tilsvar<span class=\"_ _0\"></span>ende ikke nedskrevne l\u00e5n. </span><span style=\"display:inherit;clear:left;\">Aksjer \u2013 FVOCI</span><span style=\"display:inherit;clear:left;\">For aksjer klassifisert som virkelig verdi over utvidet resultat (FVOCI) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsettelsen basert p\u00e5 vurderinger gjort p\u00e5 grunnlag av historisk </span><span style=\"display:inherit;clear:left;\">informasjon, transaksjoner og generell markedsutvikling for aktuelle </span><span style=\"display:inherit;clear:left;\">bransjer<span class=\"_ _0\"></span>.\ue619En endring i markedsutviklingen vil p\u00e5virke verdsettelsen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av aksjene.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &gt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med e\ue61cektiv r<span class=\"_ _0\"></span>ente. E\ue61cektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 observerbart renteniv\u00e5 i markedet og det generelle </span><span style=\"display:inherit;clear:left;\">fundingniv\u00e5et for konsernet. V<span class=\"_ _31\"></span>erdi p\u00e5 innskuddet er mest sensitiv for </span><span style=\"display:inherit;clear:left;\">endring i renteniv\u00e5et. P\u00e5 grunn av lite volum p\u00e5 aktuelle innskudd anses </span><span style=\"display:inherit;clear:left;\">verdiendring for innskuddene \u00e5 v\u00e6re uvesentlig for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__129": {
   "value": "<span style=\"display:inherit;clear:left;\">Virkelig verdi p\u00e5 finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter </span><span style=\"display:inherit;clear:left;\">Virkelig verdi av finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">vurdert til amortisert kost</span><span style=\"display:inherit;clear:left;position:relative;height:322.255859375px;\"><span style=\"position: absolute; display: inline-block; left: 404.078px; top: 0px; width: 286.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 17.9023px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 329.281px; top: 31.8906px; width: 427.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.0977px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.3027px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.428px; width: 756.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 84.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.568px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.693px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 011</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">609 828</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.553px; width: 756.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.609px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 098 357</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 788 571</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 195.691px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 214.85px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.99px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 197.76px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span></span><span style=\"position: absolute; display: inline-block; left: 79.5px; top: 253.523px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.115px; width: 79.5293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 354.953px; top: 253.115px; width: 401.309px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 318 507</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 491 177</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 272.256px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">368 172</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 291.396px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.256px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 520 693</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 640 500</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:341.380859375px;\"><span style=\"position: absolute; display: inline-block; left: 404.078px; top: 0px; width: 286.945px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 17.9023px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 329.281px; top: 31.8906px; width: 427.799px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.8614px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Balansef\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Virkelig verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.0977px; width: 55.9277px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EIENDELER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 87.3027px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.0938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 106.428px; width: 756.639px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.568px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 279.815px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 144.693px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 233.83px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">576 011</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">609 828</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 163.834px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.996px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.693px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 285.609px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 066 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 634 788</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 214.816px; width: 80.3027px; white-space: pre; word-spacing: -0.204px; letter-spacing: 0.204px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(46, 42, 43); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">FORPLIKTELSER</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.99px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.131px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra og gjeld til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span></span><span style=\"position: absolute; display: inline-block; left: 79.5px; top: 272.648px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 272.256px; width: 79.5293px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 362.391px; top: 272.256px; width: 394.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 759 243</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 939 734</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 291.396px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.883px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.8045px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 088</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.9022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">368 172</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 310.521px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 323.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 95.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 329.381px; width: 756.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 17</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 074</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 277 510</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">For finansielle instrumenter med kort l\u00f8petid (mindre enn tre m\u00e5neder) </span><span style=\"display:inherit;clear:left;\">forutsettes bokf\u00f8rt verdi \u00e5 representere virk<span class=\"_ _0\"></span>elig verdi. Denne forutsetningen </span><span style=\"display:inherit;clear:left;\">er ogs\u00e5 benyttet for innskudd og sparekontoer uten bestemt l\u00f8petid.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til / innskudd fra kunder verdsatt til amortisert kost inkluderer utl\u00e5n </span><span style=\"display:inherit;clear:left;\">og innskudd med \ufb02ytende rente. Utl\u00e5n og innskudd med \ufb02ytende rente blir </span><span style=\"display:inherit;clear:left;\">justert ved renteendringer i markedet samt ved endring av kredittrisiko.<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">Konsernet vurderer derfor virkelig ver<span class=\"_ _0\"></span>di p\u00e5 slike produkter til \u00e5 v\u00e6re tiln\u00e6rmet </span><span style=\"display:inherit;clear:left;\">lik balansef\u00f8rt verdi. Utl\u00e5n som ikke tilfredsstiller denne l\u00f8pende reprisings- </span><span style=\"display:inherit;clear:left;\">forutsetningen, blir individuelt verdsatt til virkelig verdi per balansedagen. </span><span style=\"display:inherit;clear:left;\">Eventuelle mer<span class=\"_ _0\"></span>- eller mindreverdier som vil oppst\u00e5 innenfor en eventuell </span><span style=\"display:inherit;clear:left;\">renteendringsperiode anses ikke \u00e5 utgj\u00f8re signifikant verdi for k<span class=\"_ _0\"></span>onsernet. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter vurdert til virkelig verdi</span><span style=\"display:inherit;clear:left;\">Konsernet benytter f\u00f8lgende verdsettelseshieraki ved beregning <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av virkelig verdi for finansielle instrumenter:</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 1<span class=\"ff5\"> \u2013 <span class=\"_ _ca\"> </span> <span class=\"_ _82\"></span>Noterte priser i et aktivt marked for gjeldende eiendel <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">eller forpliktelse</span><span style=\"display:inherit;clear:left;\">Niv\u00e5 2<span class=\"ff5\"> \u2013  <span class=\"_ _49\"></span> <span class=\"_ _82\"></span>Noterte priser i et aktivt marked for lignende eiendeler </span></span><span style=\"display:inherit;clear:left;\">eller forpliktelser<span class=\"_ _0\"></span>, eller annen verdsettelsesmetode hvor <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">all vesentlig input er basert p\u00e5 observerbar markedsdata </span><span style=\"display:inherit;clear:left;\">Niv\u00e5 3<span class=\"ff5\"> \u2013  <span class=\"_ _49\"></span> <span class=\"_ _82\"></span>Verdsettelsesteknikker som i hovedsak ikk<span class=\"_ _0\"></span>e er basert <span class=\"ls0\"> </span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 observerbare markedsdata</span><span style=\"display:inherit;clear:left;position:relative;height:365.072265625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.582px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.502px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.35px; width: 757.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 513.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.475px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 345.322px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 900 634</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 141.615px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 362.432px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.881px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.873px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 378</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.006px; width: 305.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.146px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 567.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 237.006px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 050 322</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 173 263</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.111px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.959px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.084px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 334.225px; width: 756.486px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 613</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 353.084px; width: 756.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">856 724</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">856 724</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:345.931640625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.582px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.502px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.334px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 122.475px; width: 756.721px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.988px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 667</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 141.615px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 401.925px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">28 059 792</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.6px; width: 756.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.248px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 103 069</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.705px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 238.553px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 367.119px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 257.693px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 823 189</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 276.635px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.928px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 488.578px; top: 276.818px; width: 269.227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 295.959px; width: 757.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 315.084px; width: 757.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 674</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 333.943px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 402.851px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 636 062</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:332.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 82.4395px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.162px; width: 759.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 287 238 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.162px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 342.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 153.357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 020 666 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.178px; width: 759.809px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 358.535px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 169 993 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 748 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 228 722 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.178px; width: 759.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 128 701 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 168.193px; width: 759.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 563 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 185.193px; width: 221.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter tilgjengelig for salg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 202.209px; width: 759.967px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 566.617px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 568 353 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 218.943px; width: 759.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 328.705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 980 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 341 924 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 864 340 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 256 244 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 252.518px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.24px; width: 759.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 387.915px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 694 301 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.24px; width: 759.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 418 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 304.256px; width: 759.979px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 167.033px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 127 322 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 320.99px; width: 759.152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 415.68px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 841 042 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 166.541px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 841 042 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:315.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 694.828px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 82.4395px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.162px; width: 756.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.162px; width: 757.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.178px; width: 756.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 401.925px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 676 548</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 151.178px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 167.912px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 419.261px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26 791 281</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.502px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 219.209px; width: 757.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 358.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 236.225px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 380.385px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 670 977</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 253.633px; width: 3.05859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.55875px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.0983813px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 253.225px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 488.578px; top: 253.225px; width: 269.402px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 270.24px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 393.679px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 287.24px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.975px; width: 756.41px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 146</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27 714 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">46</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Konsern</span><span style=\"display:inherit;clear:left;position:relative;height:188.359375px;\"><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 0.75px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 0.75px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 250.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 13.6406px; width: 90.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6406px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.7227px; width: 137.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 469.156px; top: 26.5469px; width: 77.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 26.5469px; width: 64.5879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 39.9023px; width: 3.55078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 39.4531px; width: 26.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 39.4531px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span style=\"position: absolute; display: inline-block; left: 612.469px; top: 39.4531px; width: 143.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.584px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.5996px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 108.6px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.057px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 125.615px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 142.615px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 159.631px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.365px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">2<span class=\"ff5 lsb3\"> <span class=\"_ _2\"></span>Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), med </span></span><span style=\"display:inherit;clear:left;\">unntak av bankens investering i EIKA Gruppen AS som er klassifisert som finansielle instrumenter med </span><span style=\"display:inherit;clear:left;\">verdiendring over utvidet resultat (FVOCI) da denne anses som en strategisk investering for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle instrumenter</span><span style=\"display:inherit;clear:left;\">til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL).</span><span style=\"display:inherit;clear:left;position:relative;height:369.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 782 179</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 113 230</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.537px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 346.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.635px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 288 592</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.1px; width: 756.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 362.432px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">175 236</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">94 056</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.701px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.801px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 151</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.771px; width: 305.9px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over utvidet resultat</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.334px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 567.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.631px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 332.121px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">55 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">40 232</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 363 173</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 279.299px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.568px; width: 756.896px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.512px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">739 193</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.131px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 918</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 302.156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 179.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 572</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.975px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">812 682</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">812 682</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:369.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">355 887</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.553px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 173.596px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 756.867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 405.439px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 275 784</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">580 723</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.543px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.879px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 752 461</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.521px; width: 756.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.686px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 070 969</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.189px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 260.459px; width: 756.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 367.119px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.681px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.021px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra  kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 375.446px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.94px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 035 902</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 299.4px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.693px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 494.688px; top: 299.584px; width: 262.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.146px; width: 757.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 392.835px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.186px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.99px; width: 756.439px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18 194 280</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;position:relative;height:369.962890625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 179.256px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Virkelig verdi verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 407.055px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 229 877</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 517 115</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.537px; width: 756.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 348.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 162.398px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 146 567</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.1px; width: 756.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 361.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">169 993</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">228 722</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 394.511px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 701</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">128 701</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 300.158px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 919</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 919</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.771px; width: 221.807px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter tilgjengelig for salg</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.334px; width: 756.82px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Aksjer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 569.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.631px; width: 756.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 331.031px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">49 980</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 718 058</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">6 632 377</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 279.299px; width: 295.846px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle instrumenter til virkelig verdi over resultatet</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.568px; width: 757.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 391.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">694 301</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">694 301</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.131px; width: 756.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 400.882px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19 418</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 757.184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">   Finansielle derivater</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">, sikringsinstrument</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 298.699px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">84 659</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.975px; width: 756.586px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 418.845px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">798 378</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.986px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">798 378</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:369.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 689.75px; top: 0.0117187px; width: 67.1719px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 16.8809px; width: 195.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Amortisert kost verdsettelse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 709.531px; top: 35.1094px; width: 49.9688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt per </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.5977px; width: 269.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ved utgangen av perioden etter verdsettelseshierarkiet</span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 48.0156px; width: 242.168px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Niv\u00e5 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Niv\u00e5 3</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 48.0156px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 83.7207px; width: 208.107px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle eiendeler til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 103.99px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Kontanter og fordringer p\u00e5 sentralbanker </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">387 987</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 123.553px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 274.178px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 172.113px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 143.115px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 157.377px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 535 594</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 162.662px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Sertifikater og obligasjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">612 539</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 182.225px; width: 756.773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 406.17px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 987 440</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 201.521px; width: 757.166px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 417.686px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.027px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 637 499</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.189px; width: 222.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.7px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1755px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Finansielle forpliktelser til amortisert kost</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 260.459px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 359.707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 280.021px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Innskudd fra kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 379.999px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 156.381px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 672 238</span></span><span style=\"position: absolute; display: inline-block; left: 84.8125px; top: 299.4px; width: 3.29297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.73365px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.101005px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 299.693px; width: 85.582px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">dipapirgjeld </span></span><span style=\"position: absolute; display: inline-block; left: 491.25px; top: 299.584px; width: 264.686px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 160.236px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 319.146px; width: 756.498px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 393.679px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 338.693px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">  Avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 449.783px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 357.99px; width: 756.65px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 404.186px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.438px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">17 322 420</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _48\"> </span>Verdipapirgjeld inkluderer fastr<span class=\"_ _0\"></span>enteobligasjoner som inng\u00e5r i sikringsbokf\u00f8ring.</span></span><span style=\"display:inherit;clear:left;\">Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:202.15625px;\"><span style=\"position: absolute; display: inline-block; left: 502.078px; top: 0.734375px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 0.734375px; width: 44.7656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aksjer til </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 250.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avstemming av bevegelser for niv\u00e5 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 456.516px; top: 13.6406px; width: 90.3457px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi over </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 13.6406px; width: 65.7715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">virkelig verdi </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.707px; width: 137.479px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.95px; font-family: ff5; color: rgb(79, 76, 77); -webkit-text-stroke: 0.16425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fra 31.12.2022 til 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 469.156px; top: 26.5312px; width: 77.4961px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utvidet resultat </span></span><span style=\"position: absolute; display: inline-block; left: 587.609px; top: 26.5312px; width: 64.5879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">over resultat </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 541.109px; top: 39.8867px; width: 3.13477px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 6.1215px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.0918225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 410.781px; top: 39.4375px; width: 26.6836px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n</span></span><span style=\"position: absolute; display: inline-block; left: 500px; top: 39.4375px; width: 40.7109px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVOCI) </span></span><span style=\"position: absolute; display: inline-block; left: 612.469px; top: 39.4375px; width: 143.895px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(FVTPL)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.0529px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 75.6309px; width: 756.797px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 287 238</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">568 353</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 864 340</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.7715px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 212.115px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11 261</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 443</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 705</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.912px; width: 756.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Resultatf\u00f8rt gevinst/tap i andre inntekter / OCI</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 266.057px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.234px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 555</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 133.037px; width: 756.516px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">209 712</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 152.178px; width: 756.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Oppgj\u00f8r/realisasjon</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 293.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-177 162</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 178.26px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-4 743</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-181 905</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 171.303px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Migrering fra niv\u00e5 2</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 516.011px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">62 093</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 190.162px; width: 756.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 331 050</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">668 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">67 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 067 500</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _2\"></span>Aksjer og andeler er under IFRS 9 vurdert til virkelig verdi med verdiendring over resultat (FVTPL), </span></span><span style=\"display:inherit;clear:left;\">med unntak av bankens investering i EIKA Gruppen AS som er klassifisert som finansielle instrumenter </span><span style=\"display:inherit;clear:left;\">med verdiendring over utvidet resultat (FVOCI) da denne anses som en strategisk investering  </span><span style=\"display:inherit;clear:left;\">for banken.</span><span style=\"display:inherit;clear:left;\">Resultatf\u00f8rt gevinst/tap i \u00e5rets resultat er inkludert i netto gevinst/tap p\u00e5 finansielle </span><span style=\"display:inherit;clear:left;\">instrumenter til virkelig verdi hva gjelder utl\u00e5n og aksjer (FVTPL)</span><span style=\"display:inherit;clear:left;\">Nedenfor f\u00f8lger en beskrivelse av hvordan virkelig verdi er ber<span class=\"_ _0\"></span>egnet for de finansielle</span><span style=\"display:inherit;clear:left;\">instrumenter i niv\u00e5 2 og 3, dvs. hvor det er benyttet en verdsettelsesteknikk. </span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 2</span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner </span><span style=\"display:inherit;clear:left;\">Sertifikater og obligasjoner som inng\u00e5r i bankens \u00ablikviditetsportef\u00f8lje\u00bb </span><span style=\"display:inherit;clear:left;\">er verdsatt til markedsverdi basert p\u00e5 innhentet informasjon fra meglere<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">av obligasjoner i markedet. V<span class=\"_ _0\"></span>erdiansettelse av obligasjoner og sertifikater </span><span style=\"display:inherit;clear:left;\">blir beregnet ut fra meglernes beste skj\u00f8nn med hensyn til omsetnings-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kurs p\u00e5 balansedagen. Dette gjelder tilsvarende for beregning av virkelig </span><span style=\"display:inherit;clear:left;\">verdi av bankens \u00abholdt til forfall\u00bb portef\u00f8lje som i regnskapet er bokf<span class=\"_ _0\"></span>\u00f8rt </span><span style=\"display:inherit;clear:left;\">til amortisert kost.</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til virkelig verdi med verdiendring over utvidet resultat (FVOCI)</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n som morbank kan overf\u00f8re til SSB Boligkreditt AS er i morbank </span><span style=\"display:inherit;clear:left;\">klassifisert til virkelig verdi med verdiendring over utvidet resultat (FVOCI), </span><span style=\"display:inherit;clear:left;\">da forretningsmodellen tilsier at morbank har til hensikt \u00e5 inndrive </span><span style=\"display:inherit;clear:left;\">kontraktsfestede kontantstr\u00f8mmer men ogs\u00e5 kan selge/overf\u00f8r<span class=\"_ _0\"></span>e l\u00e5nene </span><span style=\"display:inherit;clear:left;\">til SSB Boligkreditt AS. I konsernregnskapet blir l\u00e5nene vur<span class=\"_ _0\"></span>dert til amortisert </span><span style=\"display:inherit;clear:left;\">kost da konsernet ikke har til hensikt \u00e5 selge l\u00e5nene. Virkelig ver<span class=\"_ _0\"></span>di p\u00e5 l\u00e5nene </span><span style=\"display:inherit;clear:left;\">antas \u00e5 v\u00e6re tiln\u00e6rmet lik verdi av ordin\u00e6re utl\u00e5n med \ufb02ytende rente.</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer</span><span style=\"display:inherit;clear:left;\">Finansielle investeringer er verdsatt i henhold til EVCA Valua<span class=\"_ _0\"></span>tion Principles </span><span style=\"display:inherit;clear:left;\">hvor slik verdsettelse gjennomf\u00f8res p\u00e5 selskapsniv\u00e5. </span><span style=\"display:inherit;clear:left;\">Finansielle derivater</span><span style=\"display:inherit;clear:left;\">Finansielle derivater er verdsatt til markedsverdi basert p\u00e5 innhentet </span><span style=\"display:inherit;clear:left;\">informasjon om valutakurser og swapkurver<span class=\"_ _31\"></span>. I kategorien inng\u00e5r rente-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">swapper<span class=\"_ _0\"></span>, valutaswapper og \ue619terminkontrakter der observerbare markeds-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">verdier er tilgjengelige via Reuters eller Bloomberg.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &lt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med e\ue61cektiv r<span class=\"_ _0\"></span>ente. E\ue61cektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 gjeldende markedsbetingelser for fastrenteinnskudd <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 balansedagen.</span><span style=\"display:inherit;clear:left;\">Finansielle instrumenter klassifisert i niv\u00e5 3</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n</span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder med fastrente er vurdert p\u00e5 grunnlag av avtalt kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8m for l\u00e5nene neddiskontert med e\ue61cektiv rente. E\ue61c<span class=\"_ _0\"></span>ektiv rente er basert </span><span style=\"display:inherit;clear:left;\">p\u00e5 r\u00e5dende markedsbetingelser for tilsvarende fastrentel\u00e5n. V<span class=\"_ _31\"></span>erdi p\u00e5 l\u00e5net </span><span style=\"display:inherit;clear:left;\">vil v\u00e6re mest sensitiv for endring i renteniv\u00e5et og endring i kredittrisiko<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">p\u00e5 kunden (s\u00e6rskilt bedriftskunder). En endring p\u00e5 10 punkter vil p\u00e5virke </span><span style=\"display:inherit;clear:left;\">verdsettelsen av portef\u00f8ljen med 4<span class=\"_ _0\"></span>,9 millioner kroner<span class=\"_ _31\"></span>. Snitt durasjon <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 bankens portef\u00f8lje av fastrentel\u00e5n er 3<span class=\"_ _0\"></span>,7 \u00e5r<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Utl\u00e5n til kunder som er gjenstand for nedskrivning er vurdert med ut-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">gangspunkt i sannsynlig kontantstr\u00f8m for l\u00e5nene neddiskontert med<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">e\ue61cektiv rente justert for markedsvilk\u00e5r for tilsvar<span class=\"_ _0\"></span>ende ikke nedskrevne l\u00e5n. </span><span style=\"display:inherit;clear:left;\">Aksjer \u2013 FVOCI</span><span style=\"display:inherit;clear:left;\">For aksjer klassifisert som virkelig verdi over utvidet resultat (FVOCI) <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er verdsettelsen basert p\u00e5 vurderinger gjort p\u00e5 grunnlag av historisk </span><span style=\"display:inherit;clear:left;\">informasjon, transaksjoner og generell markedsutvikling for aktuelle </span><span style=\"display:inherit;clear:left;\">bransjer<span class=\"_ _0\"></span>.\ue619En endring i markedsutviklingen vil p\u00e5virke verdsettelsen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av aksjene.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med fastrente &gt; 1 \u00e5r er vurdert basert p\u00e5 avtalt </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m p\u00e5 innskuddet neddiskontert med e\ue61cektiv r<span class=\"_ _0\"></span>ente. E\ue61cektiv </span><span style=\"display:inherit;clear:left;\">rente er basert p\u00e5 observerbart renteniv\u00e5 i markedet og det generelle </span><span style=\"display:inherit;clear:left;\">fundingniv\u00e5et for konsernet. V<span class=\"_ _31\"></span>erdi p\u00e5 innskuddet er mest sensitiv for </span><span style=\"display:inherit;clear:left;\">endring i renteniv\u00e5et. P\u00e5 grunn av lite volum p\u00e5 aktuelle innskudd anses </span><span style=\"display:inherit;clear:left;\">verdiendring for innskuddene \u00e5 v\u00e6re uvesentlig for konsernet.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__131": {
   "value": "<span style=\"display:inherit;clear:left;\">Utl\u00e5n til og fordringer  </span><span style=\"display:inherit;clear:left;\">p\u00e5 kredittinstitusjoner </span><span style=\"display:inherit;clear:left;position:relative;height:128.712890625px;\"><span style=\"position: absolute; display: inline-block; left: 39.2812px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 31.6309px; width: 299.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(236, 0, 140); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 37.7656px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 12.2656px; top: 74.4746px; width: 721.277px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utl\u00e5n og fordringer uten avtalt l\u00f8petid eller oppsigelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 95.7402px; width: 276.111px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n og fordringer med avtalt l\u00f8petid eller oppsigelse</span></span><span style=\"position: absolute; display: inline-block; left: 13.75px; top: 116.725px; width: 719.877px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">106 667</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">114 207</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum utl\u00e5n til og fordringer p\u00e5 kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106 113</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">113 940</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__139": {
   "value": "<span style=\"display:inherit;clear:left;\">Konsern<span class=\"_ _1c8\"> </span>Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:97.09375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 6.14062px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 0.0058593px; width: 280.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifikasjon av andre eiendeler i konsern</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 6.14062px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 42.8496px; width: 717.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">521</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 076 </span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 64.1152px; width: 547.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mellomv\u00e6rende SSB Boligkreditt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 313 112 </span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 85.0996px; width: 713.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.565px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 319 188</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__138": {
   "value": "<span style=\"display:inherit;clear:left;\">Konsern<span class=\"_ _1c8\"> </span>Morbank</span><span style=\"display:inherit;clear:left;position:relative;height:97.09375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 6.14062px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 0.0058593px; width: 280.875px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesifikasjon av andre eiendeler i konsern</span></span><span style=\"position: absolute; display: inline-block; left: 596.484px; top: 6.14062px; width: 137.988px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 19.2812px; top: 42.8496px; width: 717.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 523 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 360.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">521</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 6 076 </span></span><span style=\"position: absolute; display: inline-block; left: 189.219px; top: 64.1152px; width: 547.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mellomv\u00e6rende SSB Boligkreditt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 241.594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 134</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 313 112 </span></span><span style=\"position: absolute; display: inline-block; left: 20.5469px; top: 85.0996px; width: 713.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 986</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">22 523</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum andre eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 307.565px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 078 655</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 319 188</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__136": {
   "value": "<span style=\"display:inherit;clear:left;\">Minoritetsinteresser i konsernet</span><span style=\"display:inherit;clear:left;\">I 2015 kj\u00f8pte konsernet 100 % av aksjene i Aktiv Eiendomsmegling J\u00e6ren </span><span style=\"display:inherit;clear:left;\">og selskapet ble i det p\u00e5f\u00f8lgende fusjonert med datterselskapet Sandnes </span><span style=\"display:inherit;clear:left;\">Eiendom. Etter fusjonen solgte konsernet 40 % av aksjene i selskapet til </span><span style=\"display:inherit;clear:left;\">J\u00e6ren Sparebank. Selskapets form\u00e5l er \u00e5 drive eiendomsmegling.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__137-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Utbytte mellom konsernselskaper</span><span style=\"display:inherit;clear:left;\">For 2023 ble det utbetalt utbytte fra datterselskaper til morbanken <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">p\u00e5 50,<span class=\"_ _31\"></span>6 millioner kroner. For 2022 ble det utbetalt utbytte p\u00e5 totalt <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">1,2 millioner kroner<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _82\"></span>ransaksjoner med  </span><span style=\"display:inherit;clear:left;\">n\u00e6rst\u00e5ende parter </span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjoner mellom mor og datterselskap</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>ransaksjoner mellom mor og datterselskap er prim\u00e6rt kun relatert <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">til ordin\u00e6re banktjenester<span class=\"_ _31\"></span>. Tjenestene er gitt til forretningsmessige </span><span style=\"display:inherit;clear:left;\">vilk\u00e5r og er eliminert i konsernregnskapet. </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt </span><span style=\"display:inherit;clear:left;\">I oktober 2008 besluttet Stortinget \u00e5 iverksette en ordning der staten </span><span style=\"display:inherit;clear:left;\">og banken bytter statskasseveksler mot obligasjoner med fortrinnsrett, </span><span style=\"display:inherit;clear:left;\">OMF<span class=\"_ _3\"></span>. For \u00e5 kunne benytte denne ordningen etablerte SSB i februar 2009 </span><span style=\"display:inherit;clear:left;\">et eget kredittforetak, kalt SSB Boligkreditt. SSB Boligkreditt AS er et hel-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">eid selskap som f<span class=\"_ _0\"></span>orvalter boligl\u00e5n som er finansiert ved utstedelse <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av obligasjoner med fortrinnsrett. Morbanken selger utl\u00e5n til selskapet </span><span style=\"display:inherit;clear:left;\">som igjen finansierer seg gjennom utstedelse av obligasjoner med </span><span style=\"display:inherit;clear:left;\">fortrinnsrett. I tillegg har datterselskapet b\u00e5de innskudd og gjeld mot </span><span style=\"display:inherit;clear:left;\">morselskapet som renteberegnes etter armlengdes prinsipper<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Det er i perioden frem til 31.12.2023 overf\u00f8rt 14<span class=\"_ _31\"></span>,0 (11,9) milliarder kroner<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i utl\u00e5n. Sikkerhetsmassen utgj\u00f8r totalt 14<span class=\"_ _31\"></span>,8 (13,0) milliarder kroner<span class=\"_ _31\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">11,7 (10<span class=\"_ _0\"></span>,6) milliarder kr<span class=\"_ _0\"></span>oner er finansiert ved utstedelse av OMF-er<span class=\"_ _31\"></span>, og </span><span style=\"display:inherit;clear:left;\">2,1 (1,3) milliarder kroner er finansiert med kortsiktig kreditt. Per 31.12.2023 </span><span style=\"display:inherit;clear:left;\">har SSB Boligkreditt 0,2 (0<span class=\"_ _31\"></span>,2) milliarder kroner i bankinnskudd i morbank. <span class=\"_ _86\"></span> <span class=\"_ _86\"></span> </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt betaler forvaltningshonorar for overf\u00f8rte l\u00e5n samt </span><span style=\"display:inherit;clear:left;\">betaling for kj\u00f8p av administrative tjenester fra Den Gule Banken, Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank. Forvaltningshonorar er belastet SSB Boligkreditt med 12,1 </span><span style=\"display:inherit;clear:left;\">millioner kroner for 2023, uendret sammenlignet med 2022. Morbank har </span><span style=\"display:inherit;clear:left;\">i 2023 belastet renter/kredittprovisjoner p\u00e5 kortsiktig kreditt med 66<span class=\"_ _31\"></span>,0 </span><span style=\"display:inherit;clear:left;\">millioner kroner<span class=\"_ _0\"></span>, sammenlignet med 28,<span class=\"_ _31\"></span>6 millioner kroner i 2022. I tillegg </span><span style=\"display:inherit;clear:left;\">har morbanken betalt totalt 11,0 millioner kr<span class=\"_ _0\"></span>oner i innskuddsrenter til </span><span style=\"display:inherit;clear:left;\">SSB Boligkreditt, sammenlignet med 7<span class=\"_ _3\"></span>,5 millioner kroner i 2022. </span><span style=\"display:inherit;clear:left;\">Det er i 2023 utbetalt et tilleggsutbytte til morbank p\u00e5 50,<span class=\"_ _31\"></span>0 millioner </span><span style=\"display:inherit;clear:left;\">kroner<span class=\"_ _0\"></span>, i 2022 ble det ikke utbetalt utbytte til morbank.</span><span style=\"display:inherit;clear:left;\">Forholdet mellom morbanken og SSB Boligkreditt </span><span style=\"display:inherit;clear:left;\">Overtakelse av boligl\u00e5n med gjenkj\u00f8p</span><span style=\"display:inherit;clear:left;\">Den Gule Banken, Sandnes Sparebank har avtale om overf\u00f8ring av utl\u00e5n </span><span style=\"display:inherit;clear:left;\">med h\u00f8y sikkerhet og pant i eiendom til SSB Boligkreditt AS. I henhold </span><span style=\"display:inherit;clear:left;\">til inng\u00e5tt forvaltningsavtale forest\u00e5r banken forvalting av utl\u00e5nene og </span><span style=\"display:inherit;clear:left;\">opprettholder kundekontakten. Banken mottar et vederlag for de plikter<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">som f\u00f8lger med forvaltningen av l\u00e5nene. Banken har vurdert de regnskaps-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">messige implikasjonene dithen at det vesentligste av risiko og fordeler </span><span style=\"display:inherit;clear:left;\">ved eierskap knyttet til de solgte utl\u00e5nene er overf\u00f8rt. Dette inneb\u00e6rer </span><span style=\"display:inherit;clear:left;\">full fraregning i bankens balanse. Det foreligger ingen plikt til \u00e5 kj\u00f8pe<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tilbake l\u00e5n og i tilfelle krise skal SSB Boligkreditt og sikkerhetsmassen st\u00e5 </span><span style=\"display:inherit;clear:left;\">p\u00e5 egne ben, noe ogs\u00e5 ratingen av foretakets obligasjoner hensyntar med </span><span style=\"display:inherit;clear:left;\">hensyn til overpantsettelseskravet p\u00e5 6 % og myndighetskravet p\u00e5 5 %. </span><span style=\"display:inherit;clear:left;\">Risiko p\u00e5 overf\u00f8rte l\u00e5n overf\u00f8res til SSB Boligkreditt, som p\u00e5 selvstendig </span><span style=\"display:inherit;clear:left;\">grunnlag har alle l\u00e5n fullt innregnet i beregningsgrunnlaget som inng\u00e5r </span><span style=\"display:inherit;clear:left;\">i den regulatoriske kapitalkravsberegningen.</span><span style=\"display:inherit;clear:left;\">Mottatt vederlag for l\u00e5n som er overf\u00f8rt til SSB Boligkreditt tilsvarer bokf\u00f8rt </span><span style=\"display:inherit;clear:left;\">verdi og vurderes \u00e5 samsvare med l\u00e5nenes virkelige verdi p\u00e5 o<span class=\"_ _0\"></span>verf\u00f8ri<span class=\"_ _0\"></span>ngs<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">tids<span class=\"_ _0\"></span>punk<span class=\"_ _31\"></span>tet. Banken innregner alle rettigheter og plikter som skapes eller </span><span style=\"display:inherit;clear:left;\">beholdes ved overf\u00f8ringen separat som eiendeler eller forpliktelser<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Morbanken er hovedbank/oppgj\u00f8rsbank for SSB Boligkreditt og alle </span><span style=\"display:inherit;clear:left;\">betalinger gj\u00f8res via SSB Boligkreditts konti i Den Gule Banken, Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank. N\u00e5r SSB Boligkreditt kj\u00f8per boligl\u00e5n fra morbanken s\u00e5 avregnes </span><span style=\"display:inherit;clear:left;\">kj\u00f8pet mot SSB Boligkreditt sin oppgj\u00f8rskonto i Den Gule Banken,<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Sandnes Sparebank. Dersom SSB Boligkreditt ikke har kontanter<span class=\"_ _31\"></span>, det vil si </span><span style=\"display:inherit;clear:left;\">i de tilfeller hvor SSB Boligkreditt kj\u00f8per l\u00e5n f\u00f8r det utstedes ny OMF<span class=\"_ _3\"></span>, s\u00e5 </span><span style=\"display:inherit;clear:left;\">vil banken midlertidig finansiere boligl\u00e5nskj\u00f8pet med usikret finansiering. </span><span style=\"display:inherit;clear:left;\">I henhold til avtale mellom morbanken og SSB Boligkreditt er morbanken </span><span style=\"display:inherit;clear:left;\">forpliktet til \u00e5 overf\u00f8re sikkerhet til SSB Boligkreditt som tilsvar<span class=\"_ _0\"></span>er et eventuelt </span><span style=\"display:inherit;clear:left;\">krav til etterfylling av sikkerhet (overpantsettelse) som f\u00f8lge av negativ </span><span style=\"display:inherit;clear:left;\">verdiutvikling i boligl\u00e5nsportef\u00f8ljens bel\u00e5ningsgrad.</span><span style=\"display:inherit;clear:left;\">Avtalen g\u00e5r i korte trekk ut p\u00e5 f\u00f8lgende:</span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">L\u00e5n verdsettes f\u00f8r overf\u00f8ring. </span></span></span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4 ws94\">  <span class=\"_ _113\"></span><span class=\"ls84 ws0\">N\u00e5r et l\u00e5n overf\u00f8res i fra banken til SSB Boligkreditt sendes det </span></span></span><span style=\"display:inherit;clear:left;\">notifikasjonsbrev til kunden. </span><span style=\"display:inherit;clear:left;\">\u2022<span class=\"ff5 fs45 fc4\"> <span class=\"_ _4f\"> </span><span class=\"ls84\">Ved refinansiering tilbakef\u00f8r<span class=\"_ _0\"></span>es l\u00e5n til banken for s\u00e5 \u00e5 sjekkes <span class=\"ls0\"> </span></span></span></span><span style=\"display:inherit;clear:left;\">p\u00e5 ny om de kvalifiserer til overf\u00f8ring til SSB Boligkreditt.</span><span style=\"display:inherit;clear:left;position:relative;height:150.994140625px;\"><span style=\"position: absolute; display: inline-block; left: 35.6875px; top: 0.0117187px; width: 651.609px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 521.801px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 189.438px; top: 25.1309px; width: 110.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og garantier</span></span><span style=\"position: absolute; display: inline-block; left: 15.75px; top: 38.7969px; width: 705.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 460.466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 13.25px; top: 75.4902px; width: 708.938px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier til styret inklusiv n\u00e6rst\u00e5ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 138.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 973</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 363</span></span><span style=\"position: absolute; display: inline-block; left: 7.01562px; top: 96.7559px; width: 714.363px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">52 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 724</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlet l\u00e5n og garantier forstanderskapet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">52 921</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">33 724</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.021px; width: 721.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">507 332</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">460 294</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlet l\u00e5n (inkludert trekk p\u00e5 kassekreditt) til ansatte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 126.938px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">471 67</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">415 238</span></span><span style=\"position: absolute; display: inline-block; left: 1.48438px; top: 139.006px; width: 719.373px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">570 225</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">504 381</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum l\u00e5n og garantier til ansatte og tillitsvalgte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.391px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">534 568</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">459 325</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__135-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i datterselskap</span><span style=\"display:inherit;clear:left;position:relative;height:181.849609375px;\"><span style=\"position: absolute; display: inline-block; left: 661.234px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 719.312px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 12.8008px; width: 45.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9062px; width: 49.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 12.9062px; width: 48.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.9062px; width: 31.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 553.172px; top: 12.9062px; width: 31.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span style=\"position: absolute; display: inline-block; left: 673.922px; top: 12.9062px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 12.9062px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.707px; width: 65.3848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Datterselskap</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 25.707px; width: 199.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span style=\"position: absolute; display: inline-block; left: 365.656px; top: 25.8125px; width: 33.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span style=\"position: absolute; display: inline-block; left: 436.859px; top: 25.8125px; width: 17.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 25.8125px; width: 28.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span style=\"position: absolute; display: inline-block; left: 559.922px; top: 25.8125px; width: 81.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span style=\"position: absolute; display: inline-block; left: 659.062px; top: 25.8125px; width: 40.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span style=\"position: absolute; display: inline-block; left: 716.391px; top: 25.8125px; width: 40.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.22</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3965px; width: 86.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendoms- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.1465px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">megling J\u00e6ren AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">934 001 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jernbanegata 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bryne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 608 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 465 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 0,01 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.631px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SSB Boligkreditt AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">993 153 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 427 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 276 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.131px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leirfivel AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920 538 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 169.85px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi datterselskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 456.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 345</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 328</span></span></span><span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:130.818359375px;\"><span style=\"position: absolute; display: inline-block; left: 661.234px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 719.312px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 54.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 12.7852px; width: 45.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.8906px; width: 49.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 12.8906px; width: 48.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.8906px; width: 31.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 553.172px; top: 12.8906px; width: 31.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span style=\"position: absolute; display: inline-block; left: 673.922px; top: 12.8906px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 12.8906px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.6914px; width: 44.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 25.6914px; width: 199.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span style=\"position: absolute; display: inline-block; left: 365.656px; top: 25.7969px; width: 33.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span style=\"position: absolute; display: inline-block; left: 436.859px; top: 25.7969px; width: 17.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 25.7969px; width: 28.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span style=\"position: absolute; display: inline-block; left: 559.922px; top: 25.7969px; width: 81.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span style=\"position: absolute; display: inline-block; left: 659.062px; top: 25.7969px; width: 40.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span style=\"position: absolute; display: inline-block; left: 716.391px; top: 25.7969px; width: 40.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.22</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3809px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.1309px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 855</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 359</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.818px; width: 321.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span></span><span style=\"display:inherit;clear:left;\">Tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:146.380859375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 4.80273px; width: 304.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.9062px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.6152px; width: 759.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di i balansen ved periodens begynnelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 117.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1309px; width: 759.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 565.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 950 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 950 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.381px; width: 759.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 511.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.381px; width: 759.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Verdi i balansen ved periodens slutt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 428.632px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:146.365234375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 4.78711px; width: 304.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.8906px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.5996px; width: 760.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di i balansen ved periodens begynnelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 338 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 338 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 117.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1152px; width: 759.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 565.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 882 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.381px; width: 759.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 511.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.365px; width: 759.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Verdi i balansen ved periodens slutt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 428.632px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:436.177734375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.64648px; width: 176.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2023</span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.9062px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.5996px; width: 759.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 434.561px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 876 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 759.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 501.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1309px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 537.082px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 625 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 625 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.115px; width: 759.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.646px; width: 759.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 433.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 774 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.506px; width: 120.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.365px; width: 759.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 550.658px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 946 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 946 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 197.35px; width: 759.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 479.887px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.146px; width: 759.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 530.696px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 623 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 623 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 261.412px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 545.595px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -430 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.662px; width: 759.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 483.78px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 454 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.928px; width: 759.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 544.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 372 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.193px; width: 80.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 346.443px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 533.325px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 109 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 109 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 367.428px; width: 759.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 490.553px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 001 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 001 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.428px; width: 205.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span style=\"position: absolute; display: inline-block; left: 610.688px; top: 416.303px; width: 148.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 950 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 950 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.178px; width: 225.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Den Gule Banken, Sandnes Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice AS er et lokalt Sandnes-selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _31\"></span>. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Selskapet har 35 ansatte per 31.12.2023</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__134": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i datterselskap</span><span style=\"display:inherit;clear:left;position:relative;height:181.849609375px;\"><span style=\"position: absolute; display: inline-block; left: 661.234px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 719.312px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 12.8008px; width: 45.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.9062px; width: 49.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 12.9062px; width: 48.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.9062px; width: 31.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 553.172px; top: 12.9062px; width: 31.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span style=\"position: absolute; display: inline-block; left: 673.922px; top: 12.9062px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 12.9062px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.707px; width: 65.3848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Datterselskap</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 25.707px; width: 199.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span style=\"position: absolute; display: inline-block; left: 365.656px; top: 25.8125px; width: 33.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span style=\"position: absolute; display: inline-block; left: 436.859px; top: 25.8125px; width: 17.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 25.8125px; width: 28.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span style=\"position: absolute; display: inline-block; left: 559.922px; top: 25.8125px; width: 81.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span style=\"position: absolute; display: inline-block; left: 659.062px; top: 25.8125px; width: 40.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span style=\"position: absolute; display: inline-block; left: 716.391px; top: 25.8125px; width: 40.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.22</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3965px; width: 86.8418px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Aktiv Eiendoms- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.1465px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">megling J\u00e6ren AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">934 001 942</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.4258px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jernbanegata 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 14.0918px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bryne</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 608 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 60 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 36 465 472 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 0,01 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 185</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.631px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">SSB Boligkreditt AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">993 153 036</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.8594px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 427 600 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 276 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 13.3828px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 15.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.2832px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">670 130</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 131.131px; width: 756.873px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Leirfivel AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">920 538 606</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">R\u00e5dhusgata 3</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.1875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.0741px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 30 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 169.85px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi datterselskaper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 456.949px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 345</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 16.8281px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 328</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">674 328</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__140": {
   "value": "<span style=\"display:inherit;clear:left;\">Aksjer i tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:130.818359375px;\"><span style=\"position: absolute; display: inline-block; left: 661.234px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 719.312px; top: 0px; width: 39.8789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 12.7852px; width: 54.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilknyttede</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 12.7852px; width: 45.6094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Foretaks-</span></span><span style=\"position: absolute; display: inline-block; left: 352.234px; top: 12.8906px; width: 49.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskaps- </span></span><span style=\"position: absolute; display: inline-block; left: 408.703px; top: 12.8906px; width: 48.5977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Eierandel </span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 12.8906px; width: 31.1426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 553.172px; top: 12.8906px; width: 31.7227px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lyd-</span></span><span style=\"position: absolute; display: inline-block; left: 673.922px; top: 12.8906px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 731.469px; top: 12.8906px; width: 24.6152px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 25.6914px; width: 44.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">selskaper</span></span><span style=\"position: absolute; display: inline-block; left: 115.062px; top: 25.6914px; width: 199.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">nummer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Adresse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sted</span></span><span style=\"position: absolute; display: inline-block; left: 365.656px; top: 25.7969px; width: 33.1699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">kapital</span></span><span style=\"position: absolute; display: inline-block; left: 436.859px; top: 25.7969px; width: 17.3789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (%)</span></span><span style=\"position: absolute; display: inline-block; left: 498.609px; top: 25.7969px; width: 28.8984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">aksjer</span></span><span style=\"position: absolute; display: inline-block; left: 559.922px; top: 25.7969px; width: 81.9199px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kostpris</span></span><span style=\"position: absolute; display: inline-block; left: 659.062px; top: 25.7969px; width: 40.3887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.23</span></span><span style=\"position: absolute; display: inline-block; left: 716.391px; top: 25.7969px; width: 40.4473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.22</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3809px; width: 60.1992px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 80.1309px; width: 756.551px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 8.68946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">947 214 489</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Welhavens vei 5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 11.7246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sandnes</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 697 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49,5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 345 015 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.1465px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3,87 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 18.2754px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 363</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 855</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34 359</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 118.818px; width: 321.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bokf\u00f8rt verdi aksjer i tilknyttede selskaper (konsern og morbank)</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__142": {
   "value": "<span style=\"display:inherit;clear:left;\">Tilknyttede selskaper</span><span style=\"display:inherit;clear:left;position:relative;height:146.380859375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 4.80273px; width: 304.113px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span></span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.9062px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.6152px; width: 759.803px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di i balansen ved periodens begynnelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 117.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1309px; width: 759.732px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 565.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 950 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 950 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.381px; width: 759.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 511.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 446 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.381px; width: 759.416px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Verdi i balansen ved periodens slutt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 428.632px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 855 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:146.365234375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 4.78711px; width: 304.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi i konsern og morbank </span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.8906px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.5996px; width: 760.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ver</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">di i balansen ved periodens begynnelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 386.456px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 338 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 338 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 117.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kapitalforh\u00f8yelse/kj\u00f8p </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1152px; width: 759.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 565.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 882 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -4 882 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.381px; width: 759.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00c5rets resultatandel </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 511.489px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 903 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.365px; width: 759.381px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Verdi i balansen ved periodens slutt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 428.632px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 359 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:436.177734375px;\"><span style=\"position: absolute; display: inline-block; left: 589.094px; top: 0px; width: 55.4297px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kjell Haver </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 5.64648px; width: 176.197px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Selskapsinformasjon 2023</span></span><span style=\"position: absolute; display: inline-block; left: 539.922px; top: 12.9062px; width: 217.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regnskapsservice AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 49.5996px; width: 759.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kontanter og kontantekvivalenter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 434.561px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 876 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 876 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.8652px; width: 759.668px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige oml\u00f8psmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 501.971px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 7 220 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 92.1309px; width: 759.756px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 537.082px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 625 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 625 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.115px; width: 759.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 534.555px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 134.646px; width: 759.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kortsiktige finansielle forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 433.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 774 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 22 774 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 155.506px; width: 120.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Langsiktige forpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 176.365px; width: 759.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 550.658px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 946 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.9844px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 946 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 197.35px; width: 759.451px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum egenkapital og gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 479.887px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.2071px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 720 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 240.146px; width: 759.902px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftsinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 530.696px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 623 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 623 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 261.412px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 545.595px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -430 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.2267px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -430 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 282.662px; width: 759.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 483.78px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 454 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -44 454 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 303.928px; width: 759.984px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renteinntekter</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 544.957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 372 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 90.3221px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 372 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 325.193px; width: 80.7188px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Rentekostnader</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 346.443px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skattekostnad</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 533.325px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 109 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -3 109 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 367.428px; width: 759.135px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalresultat etter skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 490.553px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 001 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 001 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 408.428px; width: 205.131px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mottatt utbytte fra tilknyttet virksomhet  </span></span><span style=\"position: absolute; display: inline-block; left: 610.688px; top: 416.303px; width: 148.154px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 950 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 950 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 424.178px; width: 225.75px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(andel Den Gule Banken, Sandnes Sparebank)</span></span></span><span style=\"display:inherit;clear:left;\">Kjell Haver Regnskapsservice AS er et lokalt Sandnes-selskap som tilbyr regnskap- og r\u00e5dgivningstjenester for sine kunder<span class=\"_ _31\"></span>. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Selskapet har 35 ansatte per 31.12.2023</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__149": {
   "value": "<span style=\"display:inherit;clear:left;\">De enkelte goodwillposter og andre immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">er gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. </span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er i sin helhet relatert til Aktiv Eiendomsmegling </span><span style=\"display:inherit;clear:left;\">J\u00e6ren. F\u00f8rste del av posten oppstod i 2005 da konsernet \u00f8kte eierandelen </span><span style=\"display:inherit;clear:left;\">i datterselskapet Sandnes Eiendom fra 50 % til 100 %. I 2015 kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">konsernet 100 % av aksjene i Aktiv Eiendomsmegling J\u00e6ren og resterende </span><span style=\"display:inherit;clear:left;\">del av goodwill stammer fra dette oppkj\u00f8pet. Sandnes Eiendom og Aktiv </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling J\u00e6ren ble i det p\u00e5f\u00f8lgende fusjonert, og konsernet </span><span style=\"display:inherit;clear:left;\">solgte seg ut med 40 % av selskapet. Nedskrivningstesting av balanse-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8rte verdier foretas ved en neddiskontering av forventet fr<span class=\"_ _0\"></span>emtidig </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m fra virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 god-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kjente budsjetter og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser </span><span style=\"display:inherit;clear:left;\">er beheftet med stor grad av usikkerhet. Dersom de faktiske \u00f8konomisk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn i budsjetter </span><span style=\"display:inherit;clear:left;\">og planer vil nedskrivningstestene kunne gi et annet resultat. Videre </span><span style=\"display:inherit;clear:left;\">avhenger nedskrivningstestene av det benyttede avkastningskrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Avkastningskravet er skj\u00f8nnsmessig fastsatt p\u00e5 grunnlag av tilgjengelig </span><span style=\"display:inherit;clear:left;\">informasjon p\u00e5 balansedagen. Nedskrivningstest gjennomf\u00f8res \u00e5rlig, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og gir ikke grunnlag for nedskrivning for 2023. Goodwill knyttet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Aktiv Eiendomsmegling J\u00e6ren er rapportert under segmentet </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentOfAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__148": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler </span><span style=\"display:inherit;clear:left;position:relative;height:459.916015625px;\"><span style=\"position: absolute; display: inline-block; left: 69.5781px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 193.406px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 696.578px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 154.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 655.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 169.141px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 58.5371px; width: 151.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 501.906px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 671.609px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 107.912px; width: 704.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 128.178px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 148.162px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 101.797px; top: 168.146px; width: 619.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 259.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span></span><span style=\"position: absolute; display: inline-block; left: 114.016px; top: 188.131px; width: 605.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 207.834px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 228.1px; width: 706.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 191 726 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 212 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 248.084px; width: 689.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 207 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 267.787px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 288.053px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 308.037px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 328.021px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 122.234px; top: 348.006px; width: 599.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 367.709px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 387.975px; width: 706.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 407.959px; width: 688.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.441px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 427.662px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 99.8594px; top: 447.928px; width: 532.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utnyttbar levetid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.900390625px;\"><span style=\"position: absolute; display: inline-block; left: 77.0469px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 42.0156px; width: 223.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span></span><span style=\"position: absolute; display: inline-block; left: 273.484px; top: 35.8809px; width: 138.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 79.7871px; width: 408.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 102.912px; width: 319.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum goodwill</span></span></span><span style=\"display:inherit;clear:left;\">De enkelte goodwillposter og andre immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">er gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. </span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er i sin helhet relatert til Aktiv Eiendomsmegling </span><span style=\"display:inherit;clear:left;\">J\u00e6ren. F\u00f8rste del av posten oppstod i 2005 da konsernet \u00f8kte eierandelen </span><span style=\"display:inherit;clear:left;\">i datterselskapet Sandnes Eiendom fra 50 % til 100 %. I 2015 kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">konsernet 100 % av aksjene i Aktiv Eiendomsmegling J\u00e6ren og resterende </span><span style=\"display:inherit;clear:left;\">del av goodwill stammer fra dette oppkj\u00f8pet. Sandnes Eiendom og Aktiv </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling J\u00e6ren ble i det p\u00e5f\u00f8lgende fusjonert, og konsernet </span><span style=\"display:inherit;clear:left;\">solgte seg ut med 40 % av selskapet. Nedskrivningstesting av balanse-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8rte verdier foretas ved en neddiskontering av forventet fr<span class=\"_ _0\"></span>emtidig </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m fra virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 god-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kjente budsjetter og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser </span><span style=\"display:inherit;clear:left;\">er beheftet med stor grad av usikkerhet. Dersom de faktiske \u00f8konomisk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn i budsjetter </span><span style=\"display:inherit;clear:left;\">og planer vil nedskrivningstestene kunne gi et annet resultat. Videre </span><span style=\"display:inherit;clear:left;\">avhenger nedskrivningstestene av det benyttede avkastningskrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Avkastningskravet er skj\u00f8nnsmessig fastsatt p\u00e5 grunnlag av tilgjengelig </span><span style=\"display:inherit;clear:left;\">informasjon p\u00e5 balansedagen. Nedskrivningstest gjennomf\u00f8res \u00e5rlig, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og gir ikke grunnlag for nedskrivning for 2023. Goodwill knyttet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Aktiv Eiendomsmegling J\u00e6ren er rapportert under segmentet </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__147": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler </span><span style=\"display:inherit;clear:left;position:relative;height:459.916015625px;\"><span style=\"position: absolute; display: inline-block; left: 69.5781px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 193.406px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 696.578px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 154.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 655.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 169.141px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 58.5371px; width: 151.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 501.906px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 671.609px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 107.912px; width: 704.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 128.178px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 148.162px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 101.797px; top: 168.146px; width: 619.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 259.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span></span><span style=\"position: absolute; display: inline-block; left: 114.016px; top: 188.131px; width: 605.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 207.834px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 228.1px; width: 706.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 191 726 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 212 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 248.084px; width: 689.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 207 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 267.787px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 288.053px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 308.037px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 328.021px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 122.234px; top: 348.006px; width: 599.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 367.709px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 387.975px; width: 706.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 407.959px; width: 688.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.441px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 427.662px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 99.8594px; top: 447.928px; width: 532.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utnyttbar levetid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.900390625px;\"><span style=\"position: absolute; display: inline-block; left: 77.0469px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 42.0156px; width: 223.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span></span><span style=\"position: absolute; display: inline-block; left: 273.484px; top: 35.8809px; width: 138.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 79.7871px; width: 408.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 102.912px; width: 319.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum goodwill</span></span></span><span style=\"display:inherit;clear:left;\">De enkelte goodwillposter og andre immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">er gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. </span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er i sin helhet relatert til Aktiv Eiendomsmegling </span><span style=\"display:inherit;clear:left;\">J\u00e6ren. F\u00f8rste del av posten oppstod i 2005 da konsernet \u00f8kte eierandelen </span><span style=\"display:inherit;clear:left;\">i datterselskapet Sandnes Eiendom fra 50 % til 100 %. I 2015 kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">konsernet 100 % av aksjene i Aktiv Eiendomsmegling J\u00e6ren og resterende </span><span style=\"display:inherit;clear:left;\">del av goodwill stammer fra dette oppkj\u00f8pet. Sandnes Eiendom og Aktiv </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling J\u00e6ren ble i det p\u00e5f\u00f8lgende fusjonert, og konsernet </span><span style=\"display:inherit;clear:left;\">solgte seg ut med 40 % av selskapet. Nedskrivningstesting av balanse-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8rte verdier foretas ved en neddiskontering av forventet fr<span class=\"_ _0\"></span>emtidig </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m fra virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 god-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kjente budsjetter og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser </span><span style=\"display:inherit;clear:left;\">er beheftet med stor grad av usikkerhet. Dersom de faktiske \u00f8konomisk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn i budsjetter </span><span style=\"display:inherit;clear:left;\">og planer vil nedskrivningstestene kunne gi et annet resultat. Videre </span><span style=\"display:inherit;clear:left;\">avhenger nedskrivningstestene av det benyttede avkastningskrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Avkastningskravet er skj\u00f8nnsmessig fastsatt p\u00e5 grunnlag av tilgjengelig </span><span style=\"display:inherit;clear:left;\">informasjon p\u00e5 balansedagen. Nedskrivningstest gjennomf\u00f8res \u00e5rlig, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og gir ikke grunnlag for nedskrivning for 2023. Goodwill knyttet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Aktiv Eiendomsmegling J\u00e6ren er rapportert under segmentet </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__146": {
   "value": "<span style=\"display:inherit;clear:left;\">Immaterielle eiendeler </span><span style=\"display:inherit;clear:left;position:relative;height:459.916015625px;\"><span style=\"position: absolute; display: inline-block; left: 69.5781px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 193.406px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 696.578px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 154.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 655.625px; top: 51.7812px; width: 64.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">immaterielle </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 169.141px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 58.5371px; width: 151.5px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Immaterielle eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 501.906px; top: 64.6719px; width: 130.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Goodwill</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">IT systemer</span></span><span style=\"position: absolute; display: inline-block; left: 671.609px; top: 64.6719px; width: 46.0371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 107.912px; width: 704.145px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 637 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 084 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 128.178px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 148.162px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 101.797px; top: 168.146px; width: 619.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 259.418px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 017 </span></span><span style=\"position: absolute; display: inline-block; left: 114.016px; top: 188.131px; width: 605.648px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 62 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 207.834px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 228.1px; width: 706.67px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 191 726 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 212 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 248.084px; width: 689.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 168 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.975px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 184 207 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 267.787px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 558 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 215.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 288.053px; width: 37.623px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tilgang</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 308.037px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 266.016px; top: 328.021px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 122.234px; top: 348.006px; width: 599.021px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 367.709px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 14.1875px; top: 387.975px; width: 706.699px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 570 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 192 743 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 31.4688px; top: 407.959px; width: 688.717px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 188 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.441px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 185 229 </span></span><span style=\"position: absolute; display: inline-block; left: 15.5625px; top: 427.662px; width: 392.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 137.215px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 99.8594px; top: 447.928px; width: 532.547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utnyttbar levetid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 249.615px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.900390625px;\"><span style=\"position: absolute; display: inline-block; left: 77.0469px; top: 0.0117187px; width: 62.6367px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 42.0156px; width: 223.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2021</span></span><span style=\"position: absolute; display: inline-block; left: 273.484px; top: 35.8809px; width: 138.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt goodwill</span></span><span style=\"position: absolute; display: inline-block; left: 21.6562px; top: 79.7871px; width: 408.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Aktiv Eiendomsmegling J\u00e6ren</span></span><span style=\"position: absolute; display: inline-block; left: 23.0312px; top: 102.912px; width: 319.781px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum goodwill</span></span></span><span style=\"display:inherit;clear:left;\">De enkelte goodwillposter og andre immaterielle eiendeler i konsernets </span><span style=\"display:inherit;clear:left;\">balanse er allokert til vurderingsenheter med henblikk p\u00e5 hvilke virksom- </span><span style=\"display:inherit;clear:left;\">heter som nyter godt av den kj\u00f8pte eiendelen. Valg av vurderingsenhet<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">er gjort ut fra hensyn til hvor det er mulig \u00e5 identifisere og skille ut kontant-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">str\u00f8mmer knyttet til virksomheten. </span><span style=\"display:inherit;clear:left;\">Goodwill i konsernet er i sin helhet relatert til Aktiv Eiendomsmegling </span><span style=\"display:inherit;clear:left;\">J\u00e6ren. F\u00f8rste del av posten oppstod i 2005 da konsernet \u00f8kte eierandelen </span><span style=\"display:inherit;clear:left;\">i datterselskapet Sandnes Eiendom fra 50 % til 100 %. I 2015 kj\u00f8pte </span><span style=\"display:inherit;clear:left;\">konsernet 100 % av aksjene i Aktiv Eiendomsmegling J\u00e6ren og resterende </span><span style=\"display:inherit;clear:left;\">del av goodwill stammer fra dette oppkj\u00f8pet. Sandnes Eiendom og Aktiv </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling J\u00e6ren ble i det p\u00e5f\u00f8lgende fusjonert, og konsernet </span><span style=\"display:inherit;clear:left;\">solgte seg ut med 40 % av selskapet. Nedskrivningstesting av balanse-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">f\u00f8rte verdier foretas ved en neddiskontering av forventet fr<span class=\"_ _0\"></span>emtidig </span><span style=\"display:inherit;clear:left;\">kontantstr\u00f8m fra virksomheten. Kontantstr\u00f8mmene er basert p\u00e5 god-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kjente budsjetter og ledelsens prognoser<span class=\"_ _0\"></span>. B\u00e5de budsjetter og prognoser </span><span style=\"display:inherit;clear:left;\">er beheftet med stor grad av usikkerhet. Dersom de faktiske \u00f8konomisk<span class=\"_ _0\"></span>e </span><span style=\"display:inherit;clear:left;\">forhold avviker fra de forutsetningene som er lagt til grunn i budsjetter </span><span style=\"display:inherit;clear:left;\">og planer vil nedskrivningstestene kunne gi et annet resultat. Videre </span><span style=\"display:inherit;clear:left;\">avhenger nedskrivningstestene av det benyttede avkastningskrav<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">Avkastningskravet er skj\u00f8nnsmessig fastsatt p\u00e5 grunnlag av tilgjengelig </span><span style=\"display:inherit;clear:left;\">informasjon p\u00e5 balansedagen. Nedskrivningstest gjennomf\u00f8res \u00e5rlig, <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og gir ikke grunnlag for nedskrivning for 2023. Goodwill knyttet til <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Aktiv Eiendomsmegling J\u00e6ren er rapportert under segmentet </span><span style=\"display:inherit;clear:left;\">Eiendomsmegling.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__150": {
   "value": "<span style=\"display:inherit;clear:left;\">Anleggsmidler </span><span style=\"display:inherit;clear:left;position:relative;height:526.884765625px;\"><span style=\"position: absolute; display: inline-block; left: 82.6875px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 206.516px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 709.688px; top: 38.875px; width: 24.2871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 11.4375px; top: 51.7812px; width: 49.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner, </span></span><span style=\"position: absolute; display: inline-block; left: 82.6875px; top: 51.7812px; width: 64.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span style=\"position: absolute; display: inline-block; left: 185.844px; top: 51.7812px; width: 45.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span style=\"position: absolute; display: inline-block; left: 513.828px; top: 51.7812px; width: 49.8867px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner, </span></span><span style=\"position: absolute; display: inline-block; left: 584.594px; top: 51.7812px; width: 64.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">omt og fast </span></span><span style=\"position: absolute; display: inline-block; left: 687.25px; top: 51.7812px; width: 45.627px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">anleggs- </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.6719px; width: 58.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span style=\"position: absolute; display: inline-block; left: 100.547px; top: 64.6719px; width: 43.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span style=\"position: absolute; display: inline-block; left: 197.281px; top: 64.6719px; width: 31.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 58.5371px; width: 96.6094px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anleggsmidler</span></span><span style=\"position: absolute; display: inline-block; left: 501.516px; top: 64.6719px; width: 58.6875px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">inventar etc</span></span><span style=\"position: absolute; display: inline-block; left: 601.312px; top: 64.6719px; width: 43.4414px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">eiendom</span></span><span style=\"position: absolute; display: inline-block; left: 698.781px; top: 64.6719px; width: 31.7344px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">midler</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 109.834px; width: 699.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 539</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 268</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.412px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 268</span></span><span style=\"position: absolute; display: inline-block; left: 34.875px; top: 133.912px; width: 694.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 144.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 220.19px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 699 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">699</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 157.725px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 181.537px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 37.4531px; top: 205.35px; width: 693.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.195px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 877 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 192.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 971 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 149.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">971</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 228.881px; width: 699.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span></span><span style=\"position: absolute; display: inline-block; left: 15.9062px; top: 252.975px; width: 713.865px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">100 666</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 129.199px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">138 853</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.4784px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">98 282</span></span><span style=\"position: absolute; display: inline-block; left: 23.25px; top: 276.787px; width: 706.898px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">97 305</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">135 491</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">92 386</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.022px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">95 286</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 300.318px; width: 699.369px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 360</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.791px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 996</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 324.396px; width: 702.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 032 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 219.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 809 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 146.273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">809</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 348.209px; width: 62.7891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avhendelser</span></span><span style=\"position: absolute; display: inline-block; left: 279.125px; top: 372.021px; width: 76.752px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nedskrivninger</span></span><span style=\"position: absolute; display: inline-block; left: 28.6719px; top: 395.834px; width: 701.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 1 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 136.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 160 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 190.992px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 147.369px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 419.381px; width: 698.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span></span><span style=\"position: absolute; display: inline-block; left: 18.2969px; top: 443.459px; width: 712.23px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">101 699</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 128.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">139 885</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Opprinnelig anskaffelseskost</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 191</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 134.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">99 091</span></span><span style=\"position: absolute; display: inline-block; left: 22.1406px; top: 467.271px; width: 707.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">98 465</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 130.266px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">136 651</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Samlede av- og nedskrivninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 87.5272px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">93 373</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.434px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">96 273</span></span><span style=\"position: absolute; display: inline-block; left: 31.125px; top: 490.803px; width: 698.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bokf\u00f8rt verdi per 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 142.846px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 818</span></span><span style=\"position: absolute; display: inline-block; left: 27.2969px; top: 514.896px; width: 617.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.961px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utnyttbar levetid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.758px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">50 \u00e5r</span></span></span><span style=\"display:inherit;clear:left;\">Aktiverte investeringer knyttet til leide lokaler avskrives over resterende leieperiode.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__151": {
   "value": "<span style=\"display:inherit;clear:left;\">Leieavtaler </span><span style=\"display:inherit;clear:left;\">I henhold til IFRS 16 Leieavtaler skilles det ikke mellom operasjonell <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og finansiell leasing og hvor inng\u00e5tte leieavtaler overf\u00f8rer bruksretten </span><span style=\"display:inherit;clear:left;\">til en spesifikk eiendel fra utleier til leietaker for en spesifikk periode. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For \u00e5 fastsette om en kontrakt inneholder en leieavtale er det vurdert </span><span style=\"display:inherit;clear:left;\">om kontrakten overf\u00f8rer retten til \u00e5 kontr<span class=\"_ _0\"></span>ollere bruken av en identifisert </span><span style=\"display:inherit;clear:left;\">eiendel. Bruksrettigheter p\u00e5 leieavtaler som omfattes av IFRS 16 oppf\u00f8res </span><span style=\"display:inherit;clear:left;\">i balansen som \u201dBruksrettigheter leieavtaler\u201d med tilh\u00f8rende leieforplik<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">telse under \u201dLeieforpliktelser\u201d. </span><span style=\"display:inherit;clear:left;\">For ytterligere beskrivelser om implementeringse\ue61cekter og bankens </span><span style=\"display:inherit;clear:left;\">vurderinger knyttet til leieavtaler se <span class=\"ff3 fcd ls0\">note 2</span>.  <span class=\"_ _c3\"> </span> <span class=\"_ _4\"> </span> </span><span style=\"display:inherit;clear:left;\">Konsernets leide eiendeler inkluderer bygninger/kontorer og annen fast </span><span style=\"display:inherit;clear:left;\">eiendom, maskiner/utstyr og kj\u00f8ret\u00f8y. K<span class=\"_ _0\"></span>onsernets bruksretteiendeler <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er kategorisert og presentert i tabellen under: </span><span style=\"display:inherit;clear:left;\">Bruksretteiendeler</span><span style=\"display:inherit;clear:left;position:relative;height:646.431640625px;\"><span style=\"position: absolute; display: inline-block; left: 102.406px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 136.734px; top: 46.75px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 570.203px; top: 46.75px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 59.6406px; width: 96.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span style=\"position: absolute; display: inline-block; left: 136.734px; top: 59.6406px; width: 111.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 53.5059px; width: 123.633px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bruksretteiendeler</span></span><span style=\"position: absolute; display: inline-block; left: 495.703px; top: 59.6406px; width: 50.5195px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span><span style=\"position: absolute; display: inline-block; left: 570.203px; top: 59.6406px; width: 179.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 104.078px; width: 752.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 107 045 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 623 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 21.3867px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 105 769 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff3; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 100 730 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 623 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 19.1895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 102 006 </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 125.053px; width: 745.189px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 296 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 102.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang av bruksrett eiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8 305 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 296 </span></span><span style=\"position: absolute; display: inline-block; left: 13.5938px; top: 146.318px; width: 739.729px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom \u00e5ret</span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 20.9707px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 3 641 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.262px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 641 </span></span><span style=\"position: absolute; display: inline-block; left: 2.42188px; top: 167.303px; width: 749.49px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 121 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 112 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 116 943 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 206.562px; width: 182.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av-og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 5.0625px; top: 214.537px; width: 246.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 36 044 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 258 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 381 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 35 405 </span></span><span style=\"position: absolute; display: inline-block; left: 507.391px; top: 214.537px; width: 245.543px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 33 588 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 381 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 258 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 34 228 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 222.312px; width: 57.1172px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2022</span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 242.365px; width: 745.494px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 15 180 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 941 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 934 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 021 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 173 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 262.219px; width: 185.426px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 270.193px; width: 243.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 346 </span></span><span style=\"position: absolute; display: inline-block; left: 507.391px; top: 270.193px; width: 245.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 46 522 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 401 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 277.969px; width: 55.8691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 315.334px; width: 196.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 323.209px; width: 242.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 70 758 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 369 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 323.209px; width: 242.789px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 66 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 212 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 177 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 68 543 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 331.084px; width: 53.8828px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 2.42188px; top: 351.359px; width: 751.236px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 121 982 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.3301px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 117 715 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Anskaffelseskost 01.01.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 75.744px; font-size: 11.25px; font-family: ff3; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 112 676 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 614 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 22.0605px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 116 943 </span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 372.35px; width: 741.123px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Tilgang av bruksretteiendeler</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 151.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 309 </span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 393.615px; width: 741.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Justeringer av bruksrettighet gjennom \u00e5ret</span><span style=\"word-spacing: 0px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 19.9277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span></span><span style=\"position: absolute; display: inline-block; left: 2.42188px; top: 414.6px; width: 749.977px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 127 760 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 121 184 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Anskaffelseskost 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 83.754px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 116 145 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 923 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 653 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 122 721 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 453.859px; width: 182.531px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av-og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 461.834px; width: 243.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 224 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 49 346 </span></span><span style=\"position: absolute; display: inline-block; left: 507.391px; top: 461.834px; width: 245.25px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 46 522 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 402 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 48 401 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 469.609px; width: 57.0645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">01.01.2023</span></span><span style=\"position: absolute; display: inline-block; left: 6.57812px; top: 489.646px; width: 745.705px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 17 026 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 561 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivninger i perioden</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 553 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 421 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 44 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 018 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 509.115px; width: 178.33px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Akkumulerte av- og nedskrivninger </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 516.99px; width: 242.139px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 68 251 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 907 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 516.99px; width: 242.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 61 076 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 823 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 520 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 64 419 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 524.865px; width: 53.8184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 543.053px; width: 196.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balansef\u00f8rt verdi av bruksretteiendeler </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 550.928px; width: 243.146px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 59 509 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 133 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.6953px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 56 277 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 550.928px; width: 243.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 55 070 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 100 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.252px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 133 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 58 302 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 558.803px; width: 53.8184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 598.756px; width: 206.303px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Laveste av gjenst\u00e5ende leieperiode eller </span></span><span style=\"position: absolute; display: inline-block; left: 81.25px; top: 606.631px; width: 167.004px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-10 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 606.631px; width: 171.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1-10 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 614.506px; width: 93.5918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00f8konomisk levetid</span></span><span style=\"position: absolute; display: inline-block; left: 76.9531px; top: 634.443px; width: 604.787px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Avskrivningsmetode</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 125.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Line\u00e6r</span></span></span><span style=\"display:inherit;clear:left;\">Leieforpliktelser</span><span style=\"display:inherit;clear:left;position:relative;height:256.822265625px;\"><span style=\"position: absolute; display: inline-block; left: 95.8281px; top: 0.0117187px; width: 566.572px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 436.762px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 130.156px; top: 38.875px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 38.7695px; width: 144.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Udiskonterte leieforpliktelser  </span></span><span style=\"position: absolute; display: inline-block; left: 563.625px; top: 38.875px; width: 44.5547px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Maskiner</span></span><span style=\"position: absolute; display: inline-block; left: 9.76562px; top: 51.7812px; width: 96.4395px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span></span><span style=\"position: absolute; display: inline-block; left: 130.156px; top: 51.7812px; width: 111.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 17.2793px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygninger</span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 51.7812px; width: 263.525px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og forfall av betalinger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bygninger</span></span></span><span style=\"position: absolute; display: inline-block; left: 563.625px; top: 51.7812px; width: 179.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">og utstyr</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 25.7637px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kj\u00f8ret\u00f8y</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 39.4042px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 89.5781px; width: 745.887px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 21 546 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 896 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mindre enn 1 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 145.582px; font-size: 11.25px; font-family: ff3; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\"> 18 607 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 563 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 20 257 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 113.115px; width: 746.244px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 299 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 661 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1-2 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 292 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 638 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 94.7051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 930 </span></span><span style=\"position: absolute; display: inline-block; left: 1.73438px; top: 136.928px; width: 744.844px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 291 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.613px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 432 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.9238px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2-3 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.941px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 859 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 42.0585px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 432 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 291 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 160.74px; width: 746.408px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 19 952 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 111.556px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.0429px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3-4 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 195.539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 510 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 441 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 19 952 </span></span><span style=\"position: absolute; display: inline-block; left: 5.04688px; top: 184.553px; width: 741.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 4 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4-5 \u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 199.225px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 899 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.181px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 899 </span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 208.365px; width: 64.6113px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Mer enn 5 \u00e5r</span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 229.084px; width: 180.609px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale udiskonterte leieforpliktelser </span></span><span style=\"position: absolute; display: inline-block; left: 1.73438px; top: 236.959px; width: 243.621px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 84 987 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 074 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 81 825 </span></span><span style=\"position: absolute; display: inline-block; left: 502.953px; top: 236.959px; width: 242.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 80 167 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 074 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 88 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 329 </span></span><span style=\"position: absolute; display: inline-block; left: 276.75px; top: 244.834px; width: 53.8184px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:318.173828125px;\"><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 0.0039062px; width: 129.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Endringer i leieforpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 6.57812px; top: 46.9121px; width: 745.811px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 86 692 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 467 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 70 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 86 154 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 82 766 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 194 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 343 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 83 304 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 68.3965px; width: 154.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 76.2715px; width: 243.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 14 937 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 946 </span></span><span style=\"position: absolute; display: inline-block; left: 509.531px; top: 76.2715px; width: 243.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 11 946 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 991 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 937 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 84.1465px; width: 107.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 105.381px; width: 749.285px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (13 939)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.4002px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (153)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (995)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (12 791)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av hovedstol </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 109.353px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (11 798)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (995)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (153)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.3672px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (12 946)</span></span><span style=\"position: absolute; display: inline-block; left: 5.0625px; top: 129.193px; width: 744.562px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 842)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (18)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (123)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 701)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av renter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.205px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 566)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (123)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (18)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 707)</span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 153.006px; width: 741.1px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 842 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 701 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 566 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 123 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 18 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 707 </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 176.537px; width: 745.441px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 87 690 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 314 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 066 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 309 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 82 914 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 190 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 85 295 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 198.037px; width: 154.465px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nye/endrede leieforpliktelser  </span></span><span style=\"position: absolute; display: inline-block; left: 11.625px; top: 205.912px; width: 239.221px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 5 828 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.1914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 469 </span></span><span style=\"position: absolute; display: inline-block; left: 514.719px; top: 205.912px; width: 239.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 469 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.1054px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 2 359 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.916px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 5 828 </span></span><span style=\"position: absolute; display: inline-block; left: 283.328px; top: 213.787px; width: 107.057px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">innregnet i perioden </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 235.021px; width: 750.275px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (15 498)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (96)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 275)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (14 127)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 33.5156px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av hovedstol </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (13 074)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.7637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (1 275)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (96)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 23.7539px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (14 444)</span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 258.834px; width: 742.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> (3 712)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (9)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (173)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 531)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Betaling av renter </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 132.738px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 544)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 40.8457px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (173)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (9)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 30.7852px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (3 725)</span></span><span style=\"position: absolute; display: inline-block; left: 16.3438px; top: 282.631px; width: 737.619px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 3 711 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 32.5957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 530 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Rentekostnad tilknyttet leieforpliktelser </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 544 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 173 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 9 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 725 </span></span><span style=\"position: absolute; display: inline-block; left: 8.3125px; top: 306.178px; width: 744.252px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 78 019 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.871px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 219 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 74 650 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2891px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leieforpliktelser 31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 73 310 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 274 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 49.5116px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 94 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 76 678 </span></span></span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 husleieavtaler er ca. 3,<span class=\"_ _31\"></span>8 %. </span><span style=\"display:inherit;clear:left;\">Gjennomsnittlig diskonteringsrente p\u00e5 leie av maskiner og utstyr <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">er ca. 4,<span class=\"_ _31\"></span>6 % og for kj\u00f8ret\u00f8y er ca. 3,5 %.</span><span style=\"display:inherit;clear:left;\">For husleieavtaler bruker vi leietakers marginale l\u00e5nerente, mens for<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">maskiner og kj\u00f8ret\u00f8y er det benyttet den implisitte renten i leieavtalen.</span><span style=\"display:inherit;clear:left;\">Indeksjustering av husleiekostnader er hensyntatt i beregningen <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av forpliktelsen basert p\u00e5 det som fremg\u00e5r av avtalen.</span><span style=\"display:inherit;clear:left;\">Leieavtalene inneholder ikke restriksjoner p\u00e5 konsernets utbyttepolitikk </span><span style=\"display:inherit;clear:left;\">eller finansieringsmuligheter<span class=\"_ _0\"></span>. Konsernet har ikke vesentlige restverdi-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">garantier knyttet til sine leieavtaler<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;position:relative;height:175.181640625px;\"><span style=\"position: absolute; display: inline-block; left: 22.2344px; top: 0.0117187px; width: 674.766px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 544.957px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.21875px; top: 33.5312px; width: 109.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 27.3965px; width: 282.504px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre leiekostnader innregnet i r</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">esultatet </span></span><span style=\"position: absolute; display: inline-block; left: 612.156px; top: 33.5312px; width: 109.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.3027px; width: 722.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 504</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Felleskostnader leide lokaler (variable leiebetalinger)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 194.32px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 504</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 92.3027px; width: 300.053px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader i perioden knyttet til kortsiktige leieavtaler  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 100.178px; width: 113.068px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1 989</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367</span></span><span style=\"position: absolute; display: inline-block; left: 618.938px; top: 100.178px; width: 102.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">351</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 108.053px; width: 221.473px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(inkludert kortsiktige leieavtaler av lav verdi)</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 126.709px; width: 299.42px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Driftskostnader i perioden knyttet til eiendeler av lav verdi  </span></span><span style=\"position: absolute; display: inline-block; left: 9.40625px; top: 134.584px; width: 104.279px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">479</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">969</span></span><span style=\"position: absolute; display: inline-block; left: 618.938px; top: 134.584px; width: 102.914px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">417</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">379</span></span><span style=\"position: absolute; display: inline-block; left: 148.078px; top: 142.459px; width: 195.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">(ekskludert kortsiktige leieavtaler over)</span></span><span style=\"position: absolute; display: inline-block; left: 1.48438px; top: 163.193px; width: 720.885px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">6 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale leiekostnader inkludert i andre driftskostnader</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 196.57px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 726</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 250</span></span></span><span style=\"display:inherit;clear:left;\">I tillegg til leieforpliktelsene over er konsernet bundet til \u00e5 betale variable leiebetalinger for noen av sine leieavtaler<span class=\"_ _31\"></span>. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Felleskostnader<span class=\"_ _31\"></span>, kortsiktige leieavtaler og avtaler med lav verdi kostnadsf\u00f8res over perioden det gjelder<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Opsjoner om \u00e5 forlenge en leieavtale</span><span style=\"display:inherit;clear:left;\">Konsernets leieavtaler av bygninger har leieperioder opptil 10 \u00e5r<span class=\"_ _31\"></span>. Flere </span><span style=\"display:inherit;clear:left;\">av avtalene inneholder en rettighet til forlengelse som kan ut\u00f8ves i l\u00f8pet </span><span style=\"display:inherit;clear:left;\">av avtalens siste periode. V<span class=\"_ _0\"></span>ed inng\u00e5else av en avtale vurderer konsernet </span><span style=\"display:inherit;clear:left;\">om rettigheten til forlengelse med rimelig sikkerhet vil ut\u00f8ves. Konsernets </span><span style=\"display:inherit;clear:left;\">potensielle fremtidige leiebetalinger som ikke er inkludert i leieforplik<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">telsene knyttet til forlengelsesopsjoner er 15,2 millioner kroner per <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">31. desember 2023.</span><span style=\"display:inherit;clear:left;\">Kj\u00f8psopsjoner</span><span style=\"display:inherit;clear:left;\">Konsernet leier maskiner og utstyr og kj\u00f8ret\u00f8y med en leieperiode </span><span style=\"display:inherit;clear:left;\">mellom 3 og 5 \u00e5r<span class=\"_ _0\"></span>. Ingen av disse leiekontraktene inkluderer en opsjon  </span><span style=\"display:inherit;clear:left;\">til \u00e5 kj\u00f8pe eiendelene ved endt leieperiode. </span><span style=\"display:inherit;clear:left;\">Anvendte praktiske l\u00f8sninger</span><span style=\"display:inherit;clear:left;\">Konsernet leier ogs\u00e5 PC<span class=\"_ _3\"></span>-er, IT<span class=\"_ _31\"></span>-utstyr og maskiner med avtalevilk\u00e5r <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">fra 1 til 3 \u00e5r<span class=\"_ _0\"></span>. Konsernet har besluttet \u00e5 ikke innregne leieavtaler der den </span><span style=\"display:inherit;clear:left;\">underliggende eiendelen har lav verdi eller har kortsiktig varighet, herunder </span><span style=\"display:inherit;clear:left;\">12 m\u00e5neder<span class=\"_ _0\"></span>. Konsernet innregner dermed ikke leieforpliktelser og bruks-<span class=\"ws0\"> </span></span><span style=\"display:inherit;clear:left;\">retteiendeler for noen av disse leieavtalene. I stedet kostnadsf\u00f8r<span class=\"_ _0\"></span>es leie- </span><span style=\"display:inherit;clear:left;\">betalingene n\u00e5r de inntre\ue61cer<span class=\"_ _31\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__153": {
   "value": "<span style=\"display:inherit;clear:left;\">Gjeld til kreditt- </span><span style=\"display:inherit;clear:left;\">institusjoner </span><span style=\"display:inherit;clear:left;position:relative;height:151.791015625px;\"><span style=\"position: absolute; display: inline-block; left: 54.1094px; top: 0.0117187px; width: 614.936px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 485.126px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 210.625px; top: 20.8809px; width: 181.342px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gjeld til kredittinstitusjoner</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 38.7969px; width: 716.572px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 397.774px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 19.0312px; top: 75.5059px; width: 697.225px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">L\u00e5n og innskudd fra kredittinstitusjoner uten avtalt l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span><span style=\"position: absolute; display: inline-block; left: 210.625px; top: 95.459px; width: 94.1543px; white-space: pre; word-spacing: 0px; letter-spacing: -0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">F-l\u00e5n Norges Bank</span></span><span style=\"position: absolute; display: inline-block; left: 210.625px; top: 118.803px; width: 253.535px; white-space: pre; word-spacing: 0px; letter-spacing: -0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner med avtalt l\u00f8petid</span></span><span style=\"position: absolute; display: inline-block; left: 20.5781px; top: 139.803px; width: 696.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 380</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.959px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">51 234</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">291 685</span></span></span><span style=\"display:inherit;clear:left;\">Spesifisert per valuta</span><span style=\"display:inherit;clear:left;position:relative;height:76.28125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 705.709px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 50 885 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NOK</span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 336.416px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\"> 50 885 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 21.2441px; width: 18.0703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(35, 31, 32); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10 </span></span><span style=\"position: absolute; display: inline-block; left: 197.625px; top: 21.2559px; width: 402.545px; white-space: pre; word-spacing: 0.05625px; letter-spacing: -0.05625px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">EUR</span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 363.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(35, 31, 32); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.1px; font-family: ff3; color: rgb(35, 31, 32); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 17.2812px; top: 41.209px; width: 582.527px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 339 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige</span><span style=\"word-spacing: 0.05625px; letter-spacing: -0.05625px; display: inline-block; margin-left: 0px; width: 343.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\"> 339 </span></span><span style=\"position: absolute; display: inline-block; left: 3.82812px; top: 64.2871px; width: 701.455px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 60.2284px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 104 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum gjeld til kredittinstitusjoner</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 203.578px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 51 234 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 291 685 </span></span></span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 var obligasjoner og sertifikater verdsatt til 2.583 millioner </span><span style=\"display:inherit;clear:left;\">kroner i morbanken stillet som sikkerhet for l\u00e5neramme p\u00e5 inntil 2.304 </span><span style=\"display:inherit;clear:left;\">millioner kroner i Norges Bank. Per 31.12.2022 var obligasjoner og </span><span style=\"display:inherit;clear:left;\">sertifikater verdsatt til 2.336 millioner kroner i morbanken stillet til<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">sikkerhet for l\u00e5neramme p\u00e5 inntil 2.301 millioner kroner i Norges Bank.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromBanksExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__154": {
   "value": "<span style=\"display:inherit;clear:left;\">Innskudd fra kunder </span><span style=\"display:inherit;clear:left;position:relative;height:132.978515625px;\"><span style=\"position: absolute; display: inline-block; left: 49.0312px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 1.35938px; top: 42.0312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 210.844px; top: 35.8965px; width: 134.906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innskudd fra kunder</span></span><span style=\"position: absolute; display: inline-block; left: 545.781px; top: 42.0312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 1.35938px; top: 78.7402px; width: 702.211px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">9 666 705</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 451 299</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innskudd fra kunder uten a</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">vtalt l\u00f8petid </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.434px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 879 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 54.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">9 452 559</span></span><span style=\"position: absolute; display: inline-block; left: 2.73438px; top: 99.9902px; width: 704.332px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4 895 677</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 913 979</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Innskudd fra kunder med avtalt l\u00f8petid</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 135.434px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 895 677 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 913 979 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 120.99px; width: 704.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 562 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum innskudd kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.84px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:309.671875px;\"><span style=\"position: absolute; display: inline-block; left: 1.35938px; top: 6.14062px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 210.844px; top: 0.0058593px; width: 273.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kundeinnskudd fordelt p\u00e5 kundegrupper</span></span><span style=\"position: absolute; display: inline-block; left: 545.781px; top: 6.14062px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 42.834px; width: 693.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">204 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 898</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Jord- og skogbruk</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 248.648px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">204 463</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 898</span></span><span style=\"position: absolute; display: inline-block; left: 18.6406px; top: 64.0996px; width: 685.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">30 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 335</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fiske og fangst</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30 779</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">29 335</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 85.3652px; width: 692.115px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">429 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">438 662</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bygge- og anleggsvirksomhet</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">429 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">438 662</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 106.615px; width: 692.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">324 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 925</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Industri</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">324 043</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 925</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 127.881px; width: 693.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">538 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.3438px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">524 013</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Olje og energi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">538 690</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">524 013</span></span><span style=\"position: absolute; display: inline-block; left: 13.7031px; top: 149.131px; width: 690.973px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">352 501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">354 781</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Varehandel</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 288.44px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">352 501</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">354 781</span></span><span style=\"position: absolute; display: inline-block; left: 12.5625px; top: 170.396px; width: 691.916px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">188 438</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158 257</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Hotell- og restaurantdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188 438</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">158 257</span></span><span style=\"position: absolute; display: inline-block; left: 13.7031px; top: 191.662px; width: 691.055px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">318 997</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 715</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -1.2456px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">ransport og lagring</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.076px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 997</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">301 715</span></span><span style=\"position: absolute; display: inline-block; left: 2.73438px; top: 212.912px; width: 701.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2 750 687</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 536 077</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Offentlig og privat tjenesteyting</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 176.625px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 961 174</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 536 077</span></span><span style=\"position: absolute; display: inline-block; left: 11.5156px; top: 234.178px; width: 693.879px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">994 059</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">762 990</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Eiendomsdrift</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.988px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">996 284</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">764 905</span></span><span style=\"position: absolute; display: inline-block; left: 16.9688px; top: 255.443px; width: 687.357px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">69 066</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre kundegrupper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 244.412px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">69 066</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">80 278</span></span><span style=\"position: absolute; display: inline-block; left: 3.78125px; top: 276.693px; width: 700.764px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8 361 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 692 345</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Personkunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 265.57px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8 361 427</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.3574px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 691 691</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.678px; width: 704.754px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">14 562 382</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.3065px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 365 278</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum innskudd kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 223.84px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 775 095</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 366 538</span></span></span><span style=\"display:inherit;clear:left;\">For innskudd fra kunder uten avtalt l\u00f8petid var gjennomsnittlig rente 3,12 % </span><span style=\"display:inherit;clear:left;\">for 2023 og 0,59 % for 2022. For innsk<span class=\"_ _0\"></span>udd fra kunder med avtalt l\u00f8petid </span><span style=\"display:inherit;clear:left;\">utgj\u00f8r gjennomsnittlig rente 5,32 % for 2023 og 2,23 % for 2022. Gjennom-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">snittlig rente p\u00e5 innskudd er beregnet p\u00e5 grunnlag av gjennomsnittlig </span><span style=\"display:inherit;clear:left;\">saldo i \u00e5ret.</span><span style=\"display:inherit;clear:left;\">Innskudd fra kunder med avtalt l\u00f8petid best\u00e5r av fastrenteinnskudd, </span><span style=\"display:inherit;clear:left;\">depositumskonti, BSU<span class=\"_ _0\"></span>, skattetrekkskonti og andre k<span class=\"_ _0\"></span>onti med uttaks-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">begrensning.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepositsFromCustomersExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__155": {
   "value": "<span style=\"display:inherit;clear:left;\">V<span class=\"_ _3\"></span>erdipapirgjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.994140625px;\"><span style=\"position: absolute; display: inline-block; left: 51.7188px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 4.04688px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 213.531px; top: 27.3965px; width: 101.162px; white-space: pre; word-spacing: -0.0735px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">V</span><span style=\"word-spacing: -0.0735px; letter-spacing: 0.0735px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">erdipapirgjeld</span></span><span style=\"position: absolute; display: inline-block; left: 548.469px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 70.2402px; width: 707.238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 274 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, justert for renter og over</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-/underkurs</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 694 403</span></span><span style=\"position: absolute; display: inline-block; left: 117.234px; top: 91.4902px; width: 589.957px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">-711 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Obligasjonsl\u00e5n, egenbeholdning</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 281.742px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-711 000</span></span><span style=\"position: absolute; display: inline-block; left: 2.6875px; top: 112.475px; width: 704.672px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 435 958</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 238.488px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span><span style=\"position: absolute; display: inline-block; left: 23.3438px; top: 134.006px; width: 683.496px; white-space: pre; word-spacing: 0.27px; letter-spacing: -0.27px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,65</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>%</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">44 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Gjennomsnittlig rente obligasjonsl\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4,28 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3,27 %</span></span></span></span><span style=\"display:inherit;clear:left;\">Endring i verdipapirgjeld</span><span style=\"display:inherit;clear:left;position:relative;height:109.162109375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.289062px; width: 56.9414px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 265.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.6621px; width: 757.09px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">4 582 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.5136px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 550 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 717 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 155.977px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 415 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.0527px; width: 756.855px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 171.621px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 418</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 284.42px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 375</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.3065px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 958</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.1621px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 370.623px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 435 958</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.271484375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 8.41406px; width: 56.9414px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.8906px; width: 264.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.8906px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.8906px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 55.7715px; width: 757.002px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 110.086px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 704 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 780 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 902 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 154.242px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 582 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.1465px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">120 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 272.185px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-138 834</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-18 418</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.271px; width: 756.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 177.059px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12 824 416</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 370.623px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">14 563 582</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.669921875px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0.40625px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0.40625px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0.40625px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0078125px; width: 61.0664px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 13.3125px; width: 265.371px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 13.3125px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 13.3125px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.1777px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 007 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">550 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">767 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 159.522px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 790 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.5684px; width: 756.539px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 170.777px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 287.332px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-8 470</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.678px; width: 756.791px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 377.269px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 781 530</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:109.162109375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 2.64844px; width: 61.0664px; white-space: pre; word-spacing: -0.075px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 264.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Emittert</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Forfall/Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.6621px; width: 756.891px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 349 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 61.6346px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 022 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 158.853px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 007 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.0527px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 175.277px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 277.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-43 620</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 65.7949px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-23 597</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.1621px; width: 756.814px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdipapirgjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">4 369 023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 375.446px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 983 403</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:107.021484375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 28.7656px; width: 372.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 28.7656px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.6309px; width: 760.037px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 140.338px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 563 582 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 821 380 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 27 778 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.7676px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 23 217 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 44.1154px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 15 435 958 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 95.0215px; width: 759.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.816px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 983 403 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 56.1562px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -217 757 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.9767px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -560 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.9627px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 16 444 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 781 530 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:103.912109375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 17.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 17.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 30.75px; width: 371.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 30.75px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 68.5215px; width: 759.99px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, konsern</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 141.094px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 824 416 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 855 819 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.1779px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 29 042 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 53.9295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -145 695 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 563 582 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 91.9121px; width: 759.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsgjeld, morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 139.816px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 4 369 023 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 55.7752px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -342 115 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 79.9159px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 494 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -43 998 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 3 983 403 </span></span></span><span style=\"display:inherit;clear:left;\">Obligasjoner</span><span style=\"display:inherit;clear:left;position:relative;height:382.234375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 335.842px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av morbank</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 96.2051px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 0px; width: 106.512px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utstedt av kredittforet</span></span><span style=\"position: absolute; display: inline-block; left: 526.527px; top: 0px; width: 229.611px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">ak</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">P\u00e5lydende</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 24.8672px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.153px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Endelig forfall</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 36.2051px; width: 335.971px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010831712</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 123.287px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">03.2024</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 36.2051px; width: 335.982px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010886237</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">06.2025</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 56.6113px; width: 336.076px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010831944</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.06</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2024</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 56.6113px; width: 336.094px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012748658</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.812px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">450 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.9471px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10.11.2025</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 77.0332px; width: 335.76px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010845969</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">160 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">11.03</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2024</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 77.0176px; width: 335.994px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010753320</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">425 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">03.2026</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.4395px; width: 336.205px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010872385</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25.04.2025</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 97.4395px; width: 335.959px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010822398</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.787px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">08.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">05.2024</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 117.846px; width: 335.684px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010892318</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 113.332px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.0273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">09</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.09</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2025</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 117.846px; width: 335.918px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010833254</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.09</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2024</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 138.252px; width: 335.889px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010872971</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.891px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">16.02.2026</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 138.252px; width: 335.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010834070</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.10.2028</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 158.658px; width: 335.871px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010917172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 116.338px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">12.06</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2026</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 158.658px; width: 335.678px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010849847</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.787px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">19.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">06.2029</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 179.08px; width: 335.502px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012658048</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.787px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">260 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">05.10</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2027</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 179.08px; width: 335.66px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010868706</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">300 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">05.2030</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 199.486px; width: 336.006px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012622721</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 115.605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.5273px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">27</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.08.2027</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 199.486px; width: 335.484px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0010952872</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">18.05</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2026</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 219.893px; width: 335.654px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0013091850</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 114.194px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">350 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">07</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.12.2026</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 219.893px; width: 335.936px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012699042</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 112.025px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">400 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21.10.2027</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 240.299px; width: 335.695px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012422908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 250 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 35.5605px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">26.04</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2027</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 247.662px; width: 146.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span style=\"position: absolute; display: inline-block; left: 191.453px; top: 255.537px; width: 50.2969px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 790 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 263.412px; width: 97.2773px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av morbank</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 260.705px; width: 335.859px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.4px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">NO0012810482</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.43px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 000 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">03.</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.4px; font-family: ff5; -webkit-text-stroke: 0.171px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">04.2028</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 288.475px; width: 146.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 296.35px; width: 54.832px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">11 625 000</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 304.225px; width: 121.471px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">utstedt av kredittforetak</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 337.234px; width: 271.998px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Obligasjonsl\u00e5nene regnskapsf\u00f8res til amortisert kost. </span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 348.771px; width: 146.607px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum p\u00e5lydende obligasjoner  </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 353.734px; width: 219.604px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Det benyttes sikringsbokf\u00f8ring p\u00e5 bankens </span></span><span style=\"position: absolute; display: inline-block; left: 607.484px; top: 356.646px; width: 54.8965px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">15 415 000</span></span><span style=\"position: absolute; display: inline-block; left: 420.016px; top: 364.521px; width: 27.4043px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">totalt</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 370.234px; width: 110.08px; white-space: pre; word-spacing: -0.0555px; letter-spacing: 0.0555px; margin-left: 0px; font-size: 11.1px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">fastrenteobligasjoner</span><span style=\"word-spacing: -0.0555px; letter-spacing: 0.0555px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.1px; font-family: ff5; -webkit-text-stroke: 0.1665px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.</span></span></span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse for obligasjoner utstedt av kredittforetaket (OMF)</span><span style=\"display:inherit;clear:left;\">Bel\u00f8psmessig balanse er beregnet iht finansforetaksloven \u00a7 11-11 krav til stadig bel\u00f8psmessig balanse.</span><span style=\"display:inherit;clear:left;\">Loven krever at sikkerhetsmassens verdi til enhver tid minimum overstiger 105 % av verdien av obligasjonene<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">med fortrinnsrett til dekning i sikkerhetsmassen.</span><span style=\"display:inherit;clear:left;position:relative;height:309.953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0058593px; width: 471.281px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bel\u00f8psmessig balanse - brutto utstedte obligasjoner med fortrinnsrett</span></span><span style=\"position: absolute; display: inline-block; left: 597.812px; top: 6.14062px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 85.0996px; width: 759.352px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum nominell verdi OMF</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 470.374px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 625 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 10 575 000 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 127.881px; width: 759.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utl\u00e5n til kunder</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 13 971 914 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.1719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 11 901 415 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 149.146px; width: 759.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Bankinnskudd</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 533.82px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 200 301 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.379px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 187 268 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 170.412px; width: 760.178px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Likvide eiendeler </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 514.335px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 604 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 57.7792px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 874 099 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 191.396px; width: 759.217px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum verdi sikkerhetsmasse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 461.126px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 14 776 215 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 46.5877px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 12 962 782 </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 233.912px; width: 756.838px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overpantsettelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 529.084px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">127</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,1 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 68.3966px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">122,6 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 276.709px; width: 757.014px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Minstekrav ratingbyr\u00e5</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 501.375px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">106,0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104,0 %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 297.959px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Regulatorisk minstekrav til overpantsettelse</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 390px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 67.3946px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">105</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">,0 %</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__157-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Avsetning andre  </span><span style=\"display:inherit;clear:left;\">forpliktelser </span><span style=\"display:inherit;clear:left;position:relative;height:145.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 27.3965px; width: 192.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetning andre forpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 544.422px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 70.2402px; width: 678.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 91.4902px; width: 678.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger garantier/ubenyttede kreditrammer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 140.438px; top: 112.756px; width: 562.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188</span></span><span style=\"position: absolute; display: inline-block; left: 19.2969px; top: 133.74px; width: 684.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum avsetning andre forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 503</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>apsavsetninger garantier og ubenyttede kreditrammer best\u00e5r av taps-</span><span style=\"display:inherit;clear:left;\">avsetninger iht IFRS 9 p\u00e5 eiendeler som ligger utenfor balansen. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For ytterligere detaljer se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ff3 fcd ls0\">note 23</span> for ytterligere detaljer vedr\u00f8rende pensjons-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser </span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2023.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__156": {
   "value": "<span style=\"display:inherit;clear:left;\">Avsetning andre  </span><span style=\"display:inherit;clear:left;\">forpliktelser </span><span style=\"display:inherit;clear:left;position:relative;height:145.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 27.3965px; width: 192.234px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Avsetning andre forpliktelser</span></span><span style=\"position: absolute; display: inline-block; left: 544.422px; top: 33.5312px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 70.2402px; width: 678.334px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Pensjonsforpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 252.914px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 233</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 634</span></span><span style=\"position: absolute; display: inline-block; left: 24.3594px; top: 91.4902px; width: 678.768px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3 674</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 77.5897px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 795</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">apsavsetninger garantier/ubenyttede kreditrammer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 91.6875px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 607</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">5 681</span></span><span style=\"position: absolute; display: inline-block; left: 140.438px; top: 112.756px; width: 562.84px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">188</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andre avsetninger</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 381.623px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">188</span></span><span style=\"position: absolute; display: inline-block; left: 19.2969px; top: 133.74px; width: 684.908px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">10 908</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.7989px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 616</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum avsetning andre forpliktelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 184.694px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">10 840</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">13 503</span></span></span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>apsavsetninger garantier og ubenyttede kreditrammer best\u00e5r av taps-</span><span style=\"display:inherit;clear:left;\">avsetninger iht IFRS 9 p\u00e5 eiendeler som ligger utenfor balansen. <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">For ytterligere detaljer se <span class=\"ff3 fcd ls0\">note 11</span><span class=\"ls0\">. </span></span><span style=\"display:inherit;clear:left;\">Se for\u00f8vrig <span class=\"ff3 fcd ls0\">note 23</span> for ytterligere detaljer vedr\u00f8rende pensjons-<span class=\"_ _0\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">forpliktelser<span class=\"_ _0\"></span>.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__160": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 27.3809px; width: 80.4609px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 544.422px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 34.2344px; top: 70.2246px; width: 669.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bankremisser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span></span><span style=\"position: absolute; display: inline-block; left: 17.2812px; top: 91.4902px; width: 686.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Interimskontoer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 268.898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 112.74px; width: 687.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">70 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 116</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 133.74px; width: 688.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">113 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 263.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 890</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__159": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 27.3809px; width: 80.4609px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 544.422px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 34.2344px; top: 70.2246px; width: 669.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bankremisser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span></span><span style=\"position: absolute; display: inline-block; left: 17.2812px; top: 91.4902px; width: 686.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Interimskontoer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 268.898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 112.74px; width: 687.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">70 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 116</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 133.74px; width: 688.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">113 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 263.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 890</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherCurrentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__158": {
   "value": "<span style=\"display:inherit;clear:left;\">Annen gjeld </span><span style=\"display:inherit;clear:left;position:relative;height:145.728515625px;\"><span style=\"position: absolute; display: inline-block; left: 47.6719px; top: 0.0117187px; width: 609.088px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 479.28px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 209.484px; top: 27.3809px; width: 80.4609px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0735px; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2205px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen gjeld</span></span><span style=\"position: absolute; display: inline-block; left: 544.422px; top: 33.5156px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 34.2344px; top: 70.2246px; width: 669.117px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Bankremisser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">597</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">602</span></span><span style=\"position: absolute; display: inline-block; left: 17.2812px; top: 91.4902px; width: 686.467px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.6795px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Interimskontoer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 268.898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">42 965</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">39 172</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 112.74px; width: 687.023px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">70 004</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31 259</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">61 185</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">25 116</span></span><span style=\"position: absolute; display: inline-block; left: 15.6094px; top: 133.74px; width: 688.377px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">113 567</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">71 033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Sum annen gjeld</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 263.736px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">104 748</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 70.875px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">64 890</span></span></span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__161": {
   "value": "<span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital </span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:97.373046875px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0078125px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 597.812px; top: 10.8906px; width: 159.059px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.8341px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 43.1309px; width: 756.662px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital, nominell verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 424.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 64.3965px; width: 756.727px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 503.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 85.3809px; width: 756.762px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 483.78px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 66.246px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span></span><span style=\"display:inherit;clear:left;\">Endring i ansvarlig l\u00e5nekapital</span><span style=\"display:inherit;clear:left;position:relative;height:109.162109375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 508.641px; top: 0px; width: 38.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 3.85156px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 159.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span style=\"position: absolute; display: inline-block; left: 510.141px; top: 12.9062px; width: 34.3711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 50.6621px; width: 756.703px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 185.397px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">147 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 168.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.0527px; width: 756.645px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 292.734px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-406</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 76.8926px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 007</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 97.1621px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.853px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.189px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">322 007</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:114.271484375px;\"><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 508.641px; top: 0px; width: 38.3203px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Forfall/ </span></span><span style=\"position: absolute; display: inline-block; left: 617.656px; top: 0px; width: 35.6367px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 0px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 2.86719px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 12.9062px; width: 158.777px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">L\u00e5neopptak</span></span><span style=\"position: absolute; display: inline-block; left: 510.141px; top: 12.9062px; width: 34.3711px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innl\u00f8st</span></span><span style=\"position: absolute; display: inline-block; left: 601.547px; top: 12.9062px; width: 48.3223px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">endringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 12.9062px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 55.7715px; width: 756.861px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 183.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">220 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 69.492px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">53 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 169.787px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">367 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 79.1621px; width: 756.545px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Renter/verdijusteringer </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 191.766px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.23625px; letter-spacing: -0.23625px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">824</span><span style=\"word-spacing: 0.23625px; letter-spacing: -0.23625px; display: inline-block; margin-left: 0px; width: 290.637px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span><span style=\"display: inline-block;\">1 590</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 78.504px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 413</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 102.271px; width: 756.58px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 163.441px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">200 824</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 385.189px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">369 413</span></span></span><span style=\"display:inherit;clear:left;\">Endring i forpliktelser fra finansiering </span><span style=\"display:inherit;clear:left;position:relative;height:83.630859375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 15.8594px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 19.3047px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 28.7656px; width: 372.328px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 28.7656px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 71.6309px; width: 759.715px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 180.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -47 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 74.2909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> -406 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 164.391px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 322 007 </span></span></span><span style=\"display:inherit;clear:left;position:relative;height:78.818359375px;\"><span style=\"position: absolute; display: inline-block; left: 530.781px; top: 0px; width: 71.3906px; white-space: pre; word-spacing: 0px; letter-spacing: 0.0525px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Andre effekter</span></span><span style=\"position: absolute; display: inline-block; left: 293.469px; top: 16.1562px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 718.156px; top: 16.1562px; width: 40.4238px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Balanse </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -2.6223px; width: 0px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"> </span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 20.8672px; width: 132.182px; white-space: pre; word-spacing: 0px; letter-spacing: 0.075px; margin-left: 0px; font-size: 15px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.225px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern / Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 278.953px; top: 29.0469px; width: 371.613px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2021</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Kontantstr\u00f8m</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 45.7732px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">P\u00e5l\u00f8pt rente</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 27.4219px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Verdijusteringer</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 29.0469px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 66.8184px; width: 759.568px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Ansvarlig l\u00e5nekapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 181.804px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 200 824 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 58.371px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 167 000 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 71.6017px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 590 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 165.598px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 369 413 </span></span></span><span style=\"display:inherit;clear:left;\">Ansvarlig l\u00e5n, tidsbegrenset</span><span style=\"display:inherit;clear:left;position:relative;height:86.505859375px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0px; width: 756.691px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Opptaks\u00e5r</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 246.117px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Betingelser</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 161.361px; font-size: 10.2px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">Forfall</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Calldato</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.0137px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Nominell verdi</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 32.2559px; width: 756.533px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,20 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 72.1406px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">01.12.2032</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">30.08</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.2027</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">220 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 53.5059px; width: 756.48px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.775px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 mnd NIBOR + 2,28 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 73.3241px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23.11.2033</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">.08.2028</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 62.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100 000</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 74.5059px; width: 756.785px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sum nominell verdi ansvarlig l\u00e5n</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 553.553px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">320 000</span></span></span><span style=\"display:inherit;clear:left;\">Konsernet har i tillegg utstedt fondsobligasjon til nominell verdi 100 MNOK </span><span style=\"display:inherit;clear:left;\">(ISIN NO0012928771). Rentebetingelser p\u00e5 l\u00e5net er 3 mnd NIBOR + 4,15 %. </span><span style=\"display:inherit;clear:left;\">L\u00e5net er regnskapsmessig behandlet som hybridkapital og inng\u00e5r<span class=\"_ _31\"></span> <span class=\"_ _2\"></span><span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i konsernets egenkapital og renteutgifter p\u00e5 hybridkapital f\u00f8res over<span class=\"_ _31\"></span> </span><span style=\"display:inherit;clear:left;\">egenkapitalen. I l\u00f8pet av 2023 har konsernet ogs\u00e5 nedkvittert det gamle </span><span style=\"display:inherit;clear:left;\">fondsobligasjonsl\u00e5net (ISIN NO00010835553) som hadde nominell </span><span style=\"display:inherit;clear:left;\">verdi p\u00e5 100 MNOK. </span><span style=\"display:inherit;clear:left;\">Det er i 2023 p\u00e5l\u00f8pt 9<span class=\"_ _0\"></span>,<span class=\"_ _31\"></span>4 millioner kroner i renter p\u00e5 hybridkapital <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">(5,<span class=\"_ _0\"></span>6 millioner kroner for tilsvarende periode i 2022).</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__162-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapitalbeviseiernes andel av egenkapitalen best\u00e5r av egenkapital<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">beviskapital, overkurs, annen innskutt egenkapital og utjevningsfond. </span><span style=\"display:inherit;clear:left;\">Utjevningsfondet er akkumulert overskudd som kan benyttes til fremtidig </span><span style=\"display:inherit;clear:left;\">kontantutbytte eller fondsemisjon. </span><span style=\"display:inherit;clear:left;\">Vedtektsf<span class=\"_ _0\"></span>estet eierandelskapital i Den Gule Banken, Sandnes Sparebank </span><span style=\"display:inherit;clear:left;\">er NOK 230 149 020 fordelt p\u00e5 23 01<span class=\"_ _31\"></span>4 902 egenkapitalbevis, hvert </span><span style=\"display:inherit;clear:left;\">p\u00e5lydende 10 kroner<span class=\"_ _0\"></span>. </span><span style=\"display:inherit;clear:left;\">\u00d8vrig egenkapital best\u00e5r av sparebankens fond, gavefond/k<span class=\"_ _0\"></span>undeutbytte, </span><span style=\"display:inherit;clear:left;\">fond for urealiserte gevinster<span class=\"_ _31\"></span>, fond for vurderingsforskjeller, annen egen-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">kapital og minoritetsinteresser<span class=\"_ _31\"></span>. I tillegg er fondsobligasjonsl\u00e5n regnskaps-</span><span style=\"display:inherit;clear:left;\">messig behandlet som hybridkapital og inng\u00e5r i konsernets egenkapital </span><span style=\"display:inherit;clear:left;\">(ref <span class=\"ff3 fcd ls0 ws0\">note 40</span>).</span><span style=\"display:inherit;clear:left;\">Det er foresl\u00e5tt utbetaling av utbytte p\u00e5 7<span class=\"_ _3\"></span>,50 kr per egenkapitalbevis for </span><span style=\"display:inherit;clear:left;\">2023, tilsvarende 7<span class=\"_ _31\"></span>4,8 % av konsernets fortjeneste per egenkapitalbevis. </span><span style=\"display:inherit;clear:left;\">For 2022 ble det utbetalt et utbytte p\u00e5 6,<span class=\"_ _0\"></span>05 kr per egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Forstanderskapet 28. mars 2023 ga styret i Den Gule Banken, Sandnes<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Sparebank fullmakt til \u00e5 kj\u00f8pe egne egenkapitalbevis for samlet p\u00e5lydende </span><span style=\"display:inherit;clear:left;\">inntil 23,<span class=\"_ _0\"></span>015 millioner kroner<span class=\"_ _0\"></span>, svarende til 10 % av egenkapitalbeviskapitalen. </span><span style=\"display:inherit;clear:left;\">Hvert egenkapitalbevis kan kj\u00f8pes til kurser mellom 1 og 150 kroner<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Fullmakten er gyldig frem til og med ordin\u00e6rt forstanderskapsm\u00f8te<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024, dog ikke lengre enn 18 m\u00e5neder fra tidspunktet fullmakten er gitt. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 eier Sandnes Sparebank 2 002 950 egne egenkapitalbevis, </span><span style=\"display:inherit;clear:left;\">som tilsvarer ca 8,<span class=\"_ _0\"></span>7 % av totalt utstedte egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Kundeutbytte er en del av overskuddsdisponeringen i tillegg til \u00e5 dele ut </span><span style=\"display:inherit;clear:left;\">gaver til allmennyttige form\u00e5l. Det er i 2023 avsatt 77<span class=\"_ _3\"></span>,2 millioner kroner </span><span style=\"display:inherit;clear:left;\">til kundeutbytte. For 2022 ble det utbetalt 58,9 millioner kr<span class=\"_ _0\"></span>oner i kunde- </span><span style=\"display:inherit;clear:left;\">utbytte.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__164": {
   "value": "<span style=\"display:inherit;clear:left;\">Det er foresl\u00e5tt utbetaling av utbytte p\u00e5 7<span class=\"_ _3\"></span>,50 kr per egenkapitalbevis for </span><span style=\"display:inherit;clear:left;\">2023, tilsvarende 7<span class=\"_ _31\"></span>4,8 % av konsernets fortjeneste per egenkapitalbevis. </span><span style=\"display:inherit;clear:left;\">For 2022 ble det utbetalt et utbytte p\u00e5 6,<span class=\"_ _0\"></span>05 kr per egenkapitalbevis.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__166-1": {
   "value": "<span style=\"display:inherit;clear:left;\">Forstanderskapet 28. mars 2023 ga styret i Den Gule Banken, Sandnes<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Sparebank fullmakt til \u00e5 kj\u00f8pe egne egenkapitalbevis for samlet p\u00e5lydende </span><span style=\"display:inherit;clear:left;\">inntil 23,<span class=\"_ _0\"></span>015 millioner kroner<span class=\"_ _0\"></span>, svarende til 10 % av egenkapitalbeviskapitalen. </span><span style=\"display:inherit;clear:left;\">Hvert egenkapitalbevis kan kj\u00f8pes til kurser mellom 1 og 150 kroner<span class=\"_ _31\"></span>. </span><span style=\"display:inherit;clear:left;\">Fullmakten er gyldig frem til og med ordin\u00e6rt forstanderskapsm\u00f8te<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">i 2024, dog ikke lengre enn 18 m\u00e5neder fra tidspunktet fullmakten er gitt. </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 eier Sandnes Sparebank 2 002 950 egne egenkapitalbevis, </span><span style=\"display:inherit;clear:left;\">som tilsvarer ca 8,<span class=\"_ _0\"></span>7 % av totalt utstedte egenkapitalbevis.</span><span style=\"display:inherit;clear:left;\">Egenkapitalbeviskapital  </span><span style=\"display:inherit;clear:left;\">og egenkapitalbeviseiere </span><span style=\"display:inherit;clear:left;position:relative;height:168.876953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 179.725px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 11.1406px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 13.2812px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.8965px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital, bokf\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 398.696px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.1621px; width: 756.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 473.374px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 694</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.4121px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 478.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.678px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs, bokf\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 471.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 136.928px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-132 390</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.881px; width: 756.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 453</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">491 885</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:530.626953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 368.273px; white-space: pre; word-spacing: 0px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste egenkapitalbeviseiere per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 15.5312px; width: 241.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel i %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.1777px; width: 757.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebank 1 SR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-Bank ASA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 485 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15,14</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 72.4434px; width: 756.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sandnes Sparebank (egenbeholdning)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 383.197px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 002 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,70</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 93.709px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holmen Spesialfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 477.158px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 883 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,18</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 114.959px; width: 756.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AS Clipper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 525.54px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 248 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 136.225px; width: 756.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VPF EIKA Egenkapitalbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 442.642px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 138 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,9</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">5</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.49px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Espedal &amp; Co AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 502.976px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">886 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,8</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">5</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 178.74px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Salt Value AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 518.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,95</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 200.006px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Wenaasgruppen AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 486.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">625 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,72</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.256px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesialfondet Borea Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 443.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">506 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,20</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 242.521px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skagenkaien Investering AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,17</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 263.787px; width: 757.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebanken V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">est</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 496.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">370 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,61</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 285.037px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innovemus AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,38</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.303px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunal Landspensjonskasse Gjensidige</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 369.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">304 311</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,32</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.568px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hausta Investor AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 489.146px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">260 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,13</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.818px; width: 756.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Corneliussen Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 471.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">205 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,89</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 370.084px; width: 756.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordhaug Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,8</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 391.334px; width: 756.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tirna Holding AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 503.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">156 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,68</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 412.6px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristian Falnes AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 498.034px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,65</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 433.865px; width: 757.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meteva AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 537.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.92px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,57</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.115px; width: 757.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Catilina Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 499.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,54</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 476.115px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste eiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 498.034px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 162 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65,88</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 497.646px; width: 757.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 852 804</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34,12</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 518.631px; width: 759.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 456.461px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 014 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 </span></span></span><span style=\"display:inherit;clear:left;\">Vedtekstf<span class=\"_ _0\"></span>estet eierandelskapitalen i Sandnes Sparebank er NOK 230 149 </span><span style=\"display:inherit;clear:left;\">020 fordelt p\u00e5 23 014 902 egenkapitalbevis, hvert p\u00e5lydende 10 kr<span class=\"_ _0\"></span>oner.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 var det registrert 3 111 egenkapitalbeviseiere. De 20 st\u00f8rste </span><span style=\"display:inherit;clear:left;\">eierne (inklusiv bankens egne egenkapitalbevis) kontrollerte p\u00e5 dette<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tidspunktet 65,88 % av egenkapitalbevisk<span class=\"_ _0\"></span>apitalen.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otale egenkapitalbevis p\u00e5 23 014 902 per 31.12.2023 inkluderer en </span><span style=\"display:inherit;clear:left;\">beholdning av 2.002.<span class=\"_ _0\"></span>950 egne egenkapitalbevis. P\u00e5lydende av bankens </span><span style=\"display:inherit;clear:left;\">egenbeholdning f\u00f8res under egenkapitalposten \u201dEgne egenkapitalbevis\u201d </span><span style=\"display:inherit;clear:left;\">mens egenkapitalbelastning utover p\u00e5lydende f\u00f8res under posten </span><span style=\"display:inherit;clear:left;\">\u201dAnnen innskutt egenkapital\u201d.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__168": {
   "value": "<span style=\"display:inherit;clear:left;\">Kundeutbytte er en del av overskuddsdisponeringen i tillegg til \u00e5 dele ut </span><span style=\"display:inherit;clear:left;\">gaver til allmennyttige form\u00e5l. Det er i 2023 avsatt 77<span class=\"_ _3\"></span>,2 millioner kroner </span><span style=\"display:inherit;clear:left;\">til kundeutbytte. For 2022 ble det utbetalt 58,9 millioner kr<span class=\"_ _0\"></span>oner i kunde- </span><span style=\"display:inherit;clear:left;\">utbytte.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__170": {
   "value": "<span style=\"display:inherit;clear:left;\">Betingede forpliktelser </span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2023.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__169": {
   "value": "<span style=\"display:inherit;clear:left;\">Betingede forpliktelser </span><span style=\"display:inherit;clear:left;\">Betingede forpliktelser</span><span style=\"display:inherit;clear:left;\">Det foreligger ingen vesentlige betingede forpliktelser per 31.12.2023.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__172": {
   "value": "<span style=\"display:inherit;clear:left;\">Hendelser etter  </span><span style=\"display:inherit;clear:left;\">balansedagen </span><span style=\"display:inherit;clear:left;\">Sammensl\u00e5ingen av Sandnes Sparebank og Hjelmeland Sparebank </span><span style=\"display:inherit;clear:left;\">vedtatt av bankenes forstanderskap</span><span style=\"display:inherit;clear:left;\">Den 15. januar 202<span class=\"_ _0\"></span>4 vedtok forstanderskapene i Sandnes Sparebank <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">og Hjelmeland Sparebank fusjonsplan mellom bankene og etablering </span><span style=\"display:inherit;clear:left;\">av Rogaland Sparebank. Fusjonen gjennomf\u00f8res ved at eiendeler<span class=\"_ _31\"></span>, rettig-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">heter og forpliktelser i Hjelmeland Sparebank overdras til Sandnes </span><span style=\"display:inherit;clear:left;\">Sparebank.  </span><span style=\"display:inherit;clear:left;\">Sammensl\u00e5ingen er fortsatt betinget av godkjennelse fra o\ue61centlige </span><span style=\"display:inherit;clear:left;\">myndigheter p\u00e5 akseptable vilk\u00e5r<span class=\"_ _0\"></span>. Det tas sikte p\u00e5 \u00e5 gjennomf\u00f8re </span><span style=\"display:inherit;clear:left;\">sammensl\u00e5ingen 1. august 2024<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Utstedelse av ansvarlig l\u00e5n i januar 2024</span><span style=\"display:inherit;clear:left;\">Som ledd i bankens kapitalplan, og i tr\u00e5d med bankens vurdering av frem-<span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">tidig kapitalbehov \u00f8kte banken i januar 2024<span class=\"_ _31\"></span>, etter \u00e5rsslutt, bankens </span><span style=\"display:inherit;clear:left;\">ansvarlige l\u00e5n. Dette medf\u00f8rte at ansvarlig kapital er over styrets vedtatte </span><span style=\"display:inherit;clear:left;\">m\u00e5l for ansvarlig kapital ved utbetaling av utbytte, selv om ansvarlig kapital </span><span style=\"display:inherit;clear:left;\">per \u00e5rsslutt, hensyntatt avsatt til utbytte, rapporteres som noe under </span><span style=\"display:inherit;clear:left;\">bankens eget styringsm\u00e5l. Alle kapitalkrav har hele tiden v\u00e6rt over </span><span style=\"display:inherit;clear:left;\">regulatoriske krav<span class=\"_ _31\"></span>.</span><span style=\"display:inherit;clear:left;\">Det har for\u00f8vrig ikke inntr\u00e5dt hendelser etter balansedagen som er <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">av vesentlig betydning for det avlagte \u00e5rsregnskapet per 31.12.2023.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__174": {
   "value": "<span style=\"display:inherit;clear:left;\">Fortjeneste per egenkapital- </span><span style=\"display:inherit;clear:left;\">bevis og beregning  </span><span style=\"display:inherit;clear:left;\">av egenkapitalbevisbr\u00f8k</span><span style=\"display:inherit;clear:left;position:relative;height:294.822265625px;\"><span style=\"position: absolute; display: inline-block; left: 57.1719px; top: 0.0117187px; width: 660.111px; white-space: pre; word-spacing: -0.0825px; letter-spacing: 0.0825px; margin-left: 0px; font-size: 16.5px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Konsern</span><span style=\"word-spacing: -0.0825px; letter-spacing: 0.0825px; display: inline-block; margin-left: 0px; width: 530.303px; font-size: 16.5px; font-family: ff5; -webkit-text-stroke: 0.2475px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Morbank</span></span><span style=\"position: absolute; display: inline-block; left: 32.7344px; top: 33.3965px; width: 704.848px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; font-size: 14.7px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0.0735px; display: inline-block; margin-left: 0px; width: 216.955px; font-size: 14.7px; font-family: ff5; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span></span><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 34.0312px; top: 70.2246px; width: 707.689px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8,1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 275.895px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>9,</span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">9</span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 63.117px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>6,6</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span></span></span><span style=\"position: absolute; display: inline-block; left: 34.0312px; top: 91.4902px; width: 707.52px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 10,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 64.5705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 8,1 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 47.619px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utvannet fortjeneste per egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 228.721px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>9,9</span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span><span style=\"word-spacing: 0.405px; letter-spacing: -0.405px; display: inline-block; margin-left: 0px; width: 63.5449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span></span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"><span style=\"width: 3.0293px; display: inline-block;\"> </span>6,6 </span></span></span></span><span style=\"position: absolute; display: inline-block; left: 193.938px; top: 112.656px; width: 135.656px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff3; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Grunnlag for beregningen</span></span><span style=\"position: absolute; display: inline-block; left: 11.9375px; top: 134.006px; width: 729.311px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> 329 890 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 37.2656px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 266 166 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.0705px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat etter skatt</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 320.818px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 327 476 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 218 786 </span></span><span style=\"position: absolute; display: inline-block; left: 25.2656px; top: 155.271px; width: 713.555px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">63,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.4176px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,5 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Egenkapitalsbevisprosent</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.367px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.6739px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,5 %</span></span><span style=\"position: absolute; display: inline-block; left: 15px; top: 176.521px; width: 723.035px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">209 683</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">168 930</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Resultat henf\u00f8rbart til egenkapitalbeviseiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 193.922px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">208 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.5877px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">138 859</span></span><span style=\"position: absolute; display: inline-block; left: 25.2656px; top: 197.787px; width: 713.625px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 946</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 50.4435px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis (tnok)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 216.955px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 012</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 48.7969px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 946</span></span><span style=\"position: absolute; display: inline-block; left: 363.031px; top: 235.139px; width: 3.04688px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 5.9466px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.089199px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">1</span></span><span style=\"position: absolute; display: inline-block; left: 32.7344px; top: 234.422px; width: 329.719px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.2px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall utest\u00e5ende egenkapitalbevis </span></span></span><span style=\"position: absolute; display: inline-block; left: 629.141px; top: 234.422px; width: 109.529px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 59.8357px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 261.568px; width: 738.51px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 945 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 919 731</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utest\u00e5ende per 1.1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 306.264px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 29.3145px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 919 731</span></span><span style=\"position: absolute; display: inline-block; left: 3.29688px; top: 282.834px; width: 734.812px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">21 011 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 51.1466px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Utest\u00e5ende per 31.12</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 297.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">21 011 952</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 26.4433px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">20 945 526</span></span></span><span style=\"display:inherit;clear:left;\">1<span class=\"ff5\"> <span class=\"_ _2\"></span>Antall utest\u00e5ende egenkapitalbevis er redusert for bankens beholdning av egne egenkapitalbevis. </span></span><span style=\"display:inherit;clear:left;position:relative;height:285.6318359375px;\"><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 0.0058593px; width: 544.014px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0.0723834px; margin-left: 0px; font-size: 14.4767px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Beregning av egenkapitalbevisbr\u00f8k</span><span style=\"word-spacing: 0px; letter-spacing: 0.0723834px; display: inline-block; margin-left: 0px; width: 168.633px; font-size: 14.4767px; font-family: ff5; -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; font-size: 10.3405px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 31.2811px; font-size: 10.3405px; font-family: ff1; -webkit-text-stroke: 0.21715px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">31.12.2022</span></span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 40.5996px; width: 546.955px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 296.871px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 149 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 230 1</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">49 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 61.8496px; width: 543.932px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (20 030)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (20 694)</span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 83.1152px; width: 547.02px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 369.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 313 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.508px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 987 313 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 104.365px; width: 544.008px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 271.037px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (127 180)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 34.6289px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> (132 390)</span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 125.631px; width: 547.488px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 337.067px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 535 453 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 491 885 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 146.896px; width: 547.629px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A = Kapital egenkapitalbeviseiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 236.754px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 605 706 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 28.7812px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 1 556 264 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 189.412px; width: 547.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebankens fond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 315.603px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 895 350 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 36.0527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 870 700 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 210.678px; width: 546.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Gavefond (ekskl. avsatt kundeutbytte)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 230.531px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 162 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 43.0898px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 25 082 </span></span><span style=\"position: absolute; display: inline-block; left: 0.40625px; top: 231.928px; width: 547.383px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff6; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">B = Grunnfondskapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 299.449px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 920 512 </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 38.0216px; font-size: 11.25px; font-family: ff6; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\"> 895 781 </span></span><span style=\"position: absolute; display: inline-block; left: 0.0155639px; top: 273.82px; width: 546.39px; white-space: pre; transform: matrix(1, 0, -0.176324, 1, 0, 0); word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">A / (A + B) = Egenkapitalbevisprosent</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 243.405px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.411256px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">6 %</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 52.7006px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">63,5 %</span></span></span><span style=\"display:inherit;clear:left;\">Antall utstedte egenkapitalbevis er 23 014 902 per 31.12.2023<span class=\"_ _0\"></span>, hvorav </span><span style=\"display:inherit;clear:left;\">bankens egenbeholdning er 2.002.<span class=\"_ _31\"></span>950 egenkapitalbevis per 31.12.2023, </span><span style=\"display:inherit;clear:left;\">mens tilsvarende antall per 31.12.22 var 2.069<span class=\"_ _31\"></span>.376. Antall utest\u00e5ende </span><span style=\"display:inherit;clear:left;\">egenkapitalbevis utgj\u00f8r f\u00f8lgelig 21.011.<span class=\"_ _0\"></span>952 per 31.12.2023, sammen<span class=\"ls0\">-</span></span><span style=\"display:inherit;clear:left;\">lignet med 20.<span class=\"_ _0\"></span>945.526 per 31.12.2022. </span><span style=\"display:inherit;clear:left;\">Overskuddet er fordelt basert p\u00e5 egenkapitalbevisprosenten.<span class=\"_ _0\"></span> <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">Det samme prinsippet er benyttet ved beregning av fortjeneste <span class=\"ls0\"> </span></span><span style=\"display:inherit;clear:left;\">per egenkapitalbevis.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "s9_notes__6__175": {
   "value": "<span style=\"display:inherit;clear:left;\">Egenkapitalbeviskapital  </span><span style=\"display:inherit;clear:left;\">og egenkapitalbeviseiere </span><span style=\"display:inherit;clear:left;position:relative;height:168.876953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 179.725px; white-space: pre; word-spacing: -0.08475px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital</span></span><span style=\"position: absolute; display: inline-block; left: 576.578px; top: 11.1406px; width: 53.0801px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 703.828px; top: 13.2812px; width: 53.1445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">31.12.2022</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.8965px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egenkapitalbeviskapital, bokf\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 398.696px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.0858px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">230 149</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 73.1621px; width: 756.92px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Egne egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 473.374px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 030</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-20 694</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 94.4121px; width: 756.996px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 478.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 93.2168px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 015</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 115.678px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Overkurs, bokf\u00f8rt verdi</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 471.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 86.6134px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">987 313</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 136.928px; width: 756.949px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Annen innskutt egenkapital</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-127 180</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 81.0293px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">-132 390</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 156.881px; width: 756.521px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Utjevningsfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 510.645px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">535 453</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 85.5821px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">491 885</span></span></span><span style=\"display:inherit;clear:left;position:relative;height:530.626953125px;\"><span style=\"position: absolute; display: inline-block; left: 0px; top: 0.0039062px; width: 368.273px; white-space: pre; word-spacing: 0px; letter-spacing: 0.08475px; margin-left: 0px; font-size: 16.95px; font-family: ff5; color: rgb(122, 96, 108); -webkit-text-stroke: 0.25425px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste egenkapitalbeviseiere per 31.12.2023</span></span><span style=\"position: absolute; display: inline-block; left: 515.906px; top: 15.5312px; width: 241.318px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.5px; font-family: ff1; color: rgb(112, 109, 110); -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Antall egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 82.7284px; font-size: 10.5px; font-family: ff1; -webkit-text-stroke: 0.1575px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">Andel i %</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 51.1777px; width: 757.072px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebank 1 SR</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">-Bank ASA</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">3 485 009</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 101.549px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15,14</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 72.4434px; width: 756.463px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sandnes Sparebank (egenbeholdning)</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 383.197px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2 002 950</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.19125px; letter-spacing: -0.19125px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">8,70</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 93.709px; width: 757.148px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Holmen Spesialfond</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 477.158px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 883 101</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">8,18</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 114.959px; width: 756.387px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">AS Clipper</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 525.54px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 248 389</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">5,4</span><span style=\"word-spacing: 0.66375px; letter-spacing: -0.66375px; display: inline-block; margin-left: 0px; width: 1.0957px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">2</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 136.225px; width: 756.574px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">VPF EIKA Egenkapitalbevis </span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 442.642px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1 138 909</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">4,9</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">5</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 157.49px; width: 756.674px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Espedal &amp; Co AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 502.976px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">886 861</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">3,8</span><span style=\"word-spacing: 0.16875px; letter-spacing: -0.16875px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">5</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 178.74px; width: 756.943px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Salt Value AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 518.824px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">680 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,95</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 200.006px; width: 756.926px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Wenaasgruppen AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 486.517px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">625 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,72</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 221.256px; width: 756.557px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Spesialfondet Borea Utbytte</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 443.719px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">506 283</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,20</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 242.521px; width: 756.633px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Skagenkaien Investering AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 445.586px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">500 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">2,17</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 263.787px; width: 757.061px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Sparebanken V</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">est</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 496.841px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">370 659</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.836px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,61</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 285.037px; width: 756.598px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Innovemus AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.471px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">318 542</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 106.319px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,38</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 306.303px; width: 756.85px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kommunal Landspensjonskasse Gjensidige</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 369.762px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">304 311</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 107.133px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,32</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 327.568px; width: 757.102px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Hausta Investor AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 489.146px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">260 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 108.48px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">1,13</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 348.818px; width: 756.475px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Corneliussen Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 471.855px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">205 574</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,89</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 370.084px; width: 756.445px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Nordhaug Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 487.909px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">184 374</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 103.986px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,8</span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; width: 0.404295px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">0</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 391.334px; width: 756.264px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Tirna Holding AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 503.711px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">156 255</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,68</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 412.6px; width: 756.492px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Kristian Falnes AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 498.034px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">150 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.527px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"word-spacing: 0.27px; letter-spacing: -0.27px; display: inline-block; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">0,65</span></span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 433.865px; width: 757.125px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Meteva AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 537.533px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">131 881</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 105.92px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,57</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 455.115px; width: 757.078px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">Catilina Invest AS</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 499.553px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">124 000</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 104.772px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">0,54</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 476.115px; width: 756.779px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">20 st\u00f8rste eiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 498.034px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">15 162 098</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 98.8886px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">65,88</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 497.646px; width: 757.137px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 11.25px; font-family: ff5; color: rgb(46, 42, 43); -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">\u00d8vrige eiere</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 515.01px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">7 852 804</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 100.459px; font-size: 11.25px; font-family: ff5; -webkit-text-stroke: 0.16875px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">34,12</span></span><span style=\"position: absolute; display: inline-block; left: 0px; top: 518.631px; width: 759.592px; white-space: pre; word-spacing: 0px; letter-spacing: 0px; margin-left: 0px; font-size: 10.65px; font-family: ff1; color: rgb(68, 65, 65); -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\">T</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: -0.8325px; width: 0px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"></span><span style=\"display: inline-block;\">otale egenkapitalbevis</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 456.461px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">23 014 902</span><span style=\"word-spacing: 0px; letter-spacing: 0px; display: inline-block; margin-left: 0px; width: 92.5373px; font-size: 10.65px; font-family: ff1; -webkit-text-stroke: 0.15975px rgba(0, 0, 0, 0);\"><span style=\"display: inline-block;\"> </span></span><span style=\"display: inline-block;\">100,00 </span></span></span><span style=\"display:inherit;clear:left;\">Vedtekstf<span class=\"_ _0\"></span>estet eierandelskapitalen i Sandnes Sparebank er NOK 230 149 </span><span style=\"display:inherit;clear:left;\">020 fordelt p\u00e5 23 014 902 egenkapitalbevis, hvert p\u00e5lydende 10 kr<span class=\"_ _0\"></span>oner.<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">Per 31.12.2023 var det registrert 3 111 egenkapitalbeviseiere. De 20 st\u00f8rste </span><span style=\"display:inherit;clear:left;\">eierne (inklusiv bankens egne egenkapitalbevis) kontrollerte p\u00e5 dette<span class=\"_ _0\"></span> </span><span style=\"display:inherit;clear:left;\">tidspunktet 65,88 % av egenkapitalbevisk<span class=\"_ _0\"></span>apitalen.</span><span style=\"display:inherit;clear:left;\">T<span class=\"_ _3\"></span>otale egenkapitalbevis p\u00e5 23 014 902 per 31.12.2023 inkluderer en </span><span style=\"display:inherit;clear:left;\">beholdning av 2.002.<span class=\"_ _0\"></span>950 egne egenkapitalbevis. P\u00e5lydende av bankens </span><span style=\"display:inherit;clear:left;\">egenbeholdning f\u00f8res under egenkapitalposten \u201dEgne egenkapitalbevis\u201d </span><span style=\"display:inherit;clear:left;\">mens egenkapitalbelastning utover p\u00e5lydende f\u00f8res under posten </span><span style=\"display:inherit;clear:left;\">\u201dAnnen innskutt egenkapital\u201d.</span>",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  },
  "f74819": {
   "value": "Sandnes Kommune",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "no",
    "entity": "scheme:549300G2EWXR3BRFKQ37",
    "period": "2023-01-01T00:00:00/2024-01-01T00:00:00"
   }
  }
 }
}